I Products & Marketing I. Only for internal circulation

Transcription

1 SBI Life Saral Plans I Products & Marketing I Only for internal circulation

2 Presenting SBI Life SARAL PLANS Plans which are. S SIMPLE To Understand Easy to understand Plans

3 Presenting SBI Life SARAL PLANS Plans which are. A AFFORDABLE Premiums Low Ticket size Products

4 Presenting SBI Life SARAL PLANS Plans which are. R RELIABLE From SBI Life stable Assurance of Both SBI and BNP Paribas

5 Presenting SBI Life SARAL PLANS Plans which are. A ACCEPTED EASILY NO MEDICALS Hassle-free Plans

6 Presenting SBI Life SARAL PLANS Plans which are. L Long Term Investments Takes care of your long term investments

7 S SIMPLE A AFFORDABLE R RELIABLE A ACCEPTED EASILY L LONG TERM

8 Saral Choice.The Best Choice. Railway Booking Hard way SARAL Way..

9 Saral Choice.The Best Choice. Telephone Bill Payment Hard way SARAL Way..

10 Buying Insurance was never this Easy. SBI Life SARAL Plans &

11 (UIN: 111L070V01)

12 Want to Secure your future?? Do U want Affordable Insurance protection at Rs 2,000 p.m.?? Don t Be Confused Increase your investments?? Want to make your Olden Years look Golden??

13 Presenting Saral Maha Anand A One Stop Plan. for All your Insurance & Investment Needs Added attraction of No Medical Tests required

14 No Medicals!!! Simple Joining Process. 1. Just Fill in the Proposal Form 2. Pay your Premiums 3. Policy is Issued & Cover Starts Hassle Free Plan No Need to Undergo any Medicals Cover is granted based on the questions answered in the Proposal Form

15 Regular Savings!!! The Plan is a Low Ticket Size Product Thereby You don t have commit a Huge amount every year You can enjoy the Power Of Compounding and advantages of Rupee Cost Averaging.. Justfollowthese these 3 Golden Rules Start Early Save Regularly Accumulate more

16 Fund Returns*. Returns since 1 April 10 Return for 2 years Return Since Inception Fund Name Inception Date Fund Benchmark Fund Benchmark Fund Benchmark Equity 10 Jan % 11.14% 41.69% 38.96% 24.98% 18.94% Balanced 05 Dec % 8.10% 21.65% 22.10% 13.03% 11.12% Index 07 Jan % 11.14% 9.90% 8.73% Bond 10 Jan % 5.06% 7.46% 5.24% 8.71% 5.52% Returns that beat Inflation.Increasing Your Investment Component.. * As on 31 st March 2011 As on 31 March 2011 Please Note:- Past Performance of the Fund(s) is not indicative of its future prospects or returns.

17 More Value for Money. Get Rewarded with Regular Guaranteed Additions, paid at the end of the 10 th, 15 th & 20 th Year These Guaranteed Additions get Accumulated in your Fund Value, leading to Stronger Earnings Invest for the Long Term For Better Returns And also get rewarded for it.. through Guaranteed Additions

18 Additional Benefits Higher Fund Value, as there are 100% Allocations from 11 th year onwards Invest according to your risk-return appetite, through 4 diverse Funds Customise the Product through Accidental Death Benefit Linked Rider Flexibilities like Switching, Redirection, Partial Withdrawal and Settlement t Option present

19 As the Saying Goes in Hindi. Boondh Boondh Se Sagar Banta Hain Or as we say for Saral Maha Anand Simple Steps Taken.Lead to a Wealth of Happiness. So don t wait and start Investing NOW!!!

20 (UIN: 111N071V01)

21 SBI Life Saral Life We at SBI Life don t want you to spend endless hours with agent visits, getting documentation, getting lengthy medical tests and approvals! So, we have made it all Saral.., with..

22 Saral Life Simplicity of Life Minimal Paperwork Instant Processing No Medical & Financial Underwriting Savings cum Protection Plan

23 Saral Life - Insurance in 3 steps Select the Sum Assured and Term of the Plan Fill the Simple proposal form and give the documents Pay the Premium & get insured

24 Saral Life Product Categorization

25 Key Features Hassle Free Insurance cover with out any Medical or Financial Underwriting Enrollment based on Simplified Questionnaire and Good Health Declaration Flexibility in Coverage Sum Assured in an options of Rs.1 lakh / Rs.2 lakhs / Rs.3 lakhs Customized coverage period of 10/15/20/25 years, as per your requirement Policy available on Standalone Basis, irrespective of any previous insurance taken from SBI Life Insurance Company Instant Processing

26 At a Glance Entry Age Min: 18 years & Max: 60 years Maturity Age Max: 70 years Policy Term 10/15/20 /25 years Sum Assured (in Rs.) 1, 2 OR 3 Lacs Premium (in Rs.) Based on Sum Assured Premium Modes Yearly / Half Yearly / Quarterly / Monthly (ECS & Standing Instruction) Modal Factor Monthly 89%of 8.9% annual premium / Quarterly 26.5% of annual premium Half yearly 52.0% of annual premium The first premium is required to be paid only through Direct Remittance (DD/cheque) / EFT (Electronic Fund Transfer) For Renewal premiums the customer can pay through h all other available modes

27 Saral Life Premium Illustration Your age at last birthday Policy Term 10 Years 15 Years 20 Years 25 Years 25Years 11,160 7,430 5,432 4, Years 11,198 7,493 5,524 4, Years 11,352 7, ,816 4, Years 11,769 8,279 NA NA

28 Saral Life Key Benefits NOTE: Guaranteed Surrender Value (GSV) is 30% of premium paid, exclusive of 1st year premium or any extra paid Special Surrender Value (SSV) will be communicated at the time of surrender request

29 Saral Life Other Benefits

30 + + Saral Life - Returns

31 Happy Saral Selling Only for internal circulation