VISIT A TELSTRA STORE TELSTRA.COM/MYACCOUNT CALL 13 TELSTRA YOUR BILL

Size: px
Start display at page:

Download "VISIT A TELSTRA STORE TELSTRA.COM/MYACCOUNT CALL 13 TELSTRA YOUR BILL"

Transcription

1 XXXXXX VISIT A TELSTRA STORE TELSTRA.COM/MYACCOUNT CALL 13 TELSTRA YOUR BILL If you would like this brochure on CD please call If you d like an accessible brochure (RTF) please visit telstra.com.au/accessible-brochures MAR IT S HOW WE CONNECT

2 MANAGE YOUR BILL THE EASY WAY You can make taking care of your Telstra bills super-easy. Start by combining all your eligible services (Telstra fixed line, mobile, BigPond internet and FOXTEL from Telstra) on a Single Bill, so you only have one payment to mange each month. Then if you register for Direct Debit Automatic from your cheque or savings account, you won t even have to remember to pay your bill by the due date. SINGLE BILL 01 FREQUENTLY ASKED QUESTIONS 03 BILL PAYMENT OPTIONS 07 ONLINE BILLING 09 DIRECT DEBIT 11 DIRECT DEBIT REQUEST SERVICE AGREEMENT 13

3 THE CONVENIENCE OF A SINGLE BILL Telstra Single Bill lets you manage your Telstra services in one, easy to understand account. You get one bill, once a month. So you can take care of everything in one go. When you combine your eligible services into a Single Bill you ll notice some minor changes on your bill: The front page This will look the same as your old bills, but the totals will now include your Telstra fixed phone, mobile, BigPond internet and FOXTEL from Telstra services (as applicable). New charges breakdown This section gives you a quick overview of your new charges, grouped by service. When you get your first Single Bill, it may look like you ve been charged twice for some services. You haven t. It s just that it can take over a month for your first Single Bill to arrive, and it will include any charges incurred since your last Telstra bill, plus your monthly service charges for the billing cycle ahead. For example, if you used to get your mobile bill in the middle of each month and your first Single Bill gets issued on the 30th, it will include charges and credits for the remainder of the month, plus another full month in advance. Once everything settles into your Single Bill s regular monthly billing cycle, your charges will all go back to their normal monthly amounts. Experience the convenience of a Single Bill today

4 FREQUENTLY ASKED QUESTIONS 03 What services can be included in a Single Bill? Telstra fixed line, mobile, BigPond internet and FOXTEL from Telstra accounts in the same customer name can usually be consolidated into a Single Bill. You can also include another customer s Telstra mobile service ( Nominated Service ) on your Single Bill, as long as they have a 13-digit account number and you have their written consent. However, if: a) any of your bills have a 10-digit account number; or b) your BigPond bill has either 8 or less digits, or starts with BP then you can t move onto a Single Bill just yet. That s because we re in the process of introducing a new customer care and billing system that will help us provide a more efficient service to our customers. Once your services have been moved they ll all have a 13-digit account number and you ll be able to combine them into a Single Bill then. To request a Single Bill Order Form or find out if your services can be included in a Single Bill, call us on What do I have to pay? You re liable for all the charges incurred on your Single Bill, including for any Nominated Service. (Nominated Service charges include extra amounts for enhanced service features, excess calls and data charges.) What happens to my old accounts and services when I take up Single Bill? We ll move your eligible services onto one of your existing accounts to form the Single Bill. All charges and credits will be finalised and the old accounts will be closed if no other services remain. Any service that you don t include in your Single Bill will stay on its existing account(s). What happens to payments I ve made to my old Telstra accounts? We can t move charges or credits from your old accounts to your Single Bill account. So if you re closing an account that s in credit, we ll arrange a refund or transfer the credit amount to another account. Or, if there are amounts owing, we ll send a final bill that you ll need to pay separately by the due date. 04

5 What happens to my remaining included calls or usage? If you move onto a Single Bill part-way through your service s old billing cycle, we ll assign any remaining included calls or usage to your Single Bill account on a pro rata basis, using the number of days you had left. Your Single Bill is not only more convenient, it means less paper waste. What happens if the Single Bill isn t paid by the due date? If your Single Bill isn t paid by its due date we may charge a late fee of up to $15 or suspend, restrict or cancel any or all of the services on the account. If that happens, you may also have to pay a reconnection fee to get your services put back on. So if you think you ll have trouble paying your bill, you should contact us as soon as possible. Telstra has a Financial Hardship Assistance Policy to help when unforeseen circumstances impact on your financial commitments. To find out more call us on

6 CHOOSE YOUR THE PAYMENT EASIEST PAYMENT OPTION THAT OPTION SUITS YOU BEST There are lots of ways to pay your Telstra bills. Just choose the one that suits you best: Direct Debit B PAY Online at telstra.com/paymybill Accessing My Account on a compatible mobile phone 1 By mail In person at a Telstra Store or at Australia Post Over the phone by calling Turn to page 11 to find out more about our range of Direct Debit options and how you can register. Credit card payments If you pay your bill using a credit card, an extra payment processing fee will apply. As at the date of publication, these will be: Visa, MasterCard and American Express: 1% of the payment amount, plus applicable GST. Diners Club: 2% of the payment amount, plus applicable GST. Some exemptions apply, including for eligible pensioner concession card holders. If you are receiving a Telstra Pensioner Discount (or have registered your eligible pensioner concession card details with Telstra), rent a Telstra Disability Equipment Program product or are registered for another Telstra Disability Service, this fee will not apply to you. Please check telstra.com.au/paymentprocessingfee or see your bill for up-to-date rates. BPAY registered to BPAY Pty Ltd ABN

7 ONLINE BILLING Online Billing gives you a convenient and secure way to view, manage and pay your Telstra bills. You can register for free 2 right now at telstra.com/myaccount Remember to have your Telstra account number handy (you ll find it on the front of your bill) and the address you d like us to send your bill notifications to. Want better control of your budget? Online Billing allows you to view calls that have not yet been billed which helps in estimating how much your next bill will be. Just click on Calls Yet To Be Billed. Let us let you know when it s time We can send you an or a text message whenever your latest bill is ready to view, and when a payment is due. So that s two less things for you to worry about! Manage your bills on the move Once registered for Online Billing, you can also view and pay your bill via your internet capable mobile phone 1. Simply go to the Telstra or BigPond menu, select My Account, then select My Bill. Log in using your Online Billing username and password. Once logged in you will be able to view and pay your Telstra bill online. The homepage will show your current balance and next due date at a glance. If you d like help, call us on Go Paperless with Online Billing and help save paper. Choose a bill format that suits Go Paperless with Online Billing Access your detailed bill online at any time, instead of getting a paper bill in the mail. Summary Bill with Online Billing Access your detailed bill online at any time, and get a paper saving summary version in the mail. Detailed Bill with Online Billing Access your detailed bill online at any time, and get a full paper copy in the mail as well

8 DIRECT DEBIT Pay your bills from your cheque, savings or credit card account Direct Debit takes the hassle out of paying your bill. It gives you three easy ways to pay when you have your fixed, mobile or Single Bill account with Telstra, provided you have a 13-digit BigPond account number. You can choose from: 1. Direct Debit Automatic The payment amount on your bill is simply deducted from your nominated cheque, savings or credit card* account on the due date. Important information about your Direct Debit Request You can apply for Direct Debit by completing the Direct Debit Request form in this brochure, or online at telstra.com.au/directdebit Please allow up to 14 days for your request to be processed. If you choose Direct Debit Automatic, the words We will debit your nominated account on (date) will appear on your bill. 2. Direct Debit One-off Payments You can pay any amount from your pre-registered cheque or savings account over the phone or internet, any time before the bill s due date. Then just pay any outstanding balance on the due date to avoid late fees. 3. Direct Debit Fixed Payments Choose any fixed amount ($20 minimum) to be deducted from your nominated cheque, savings or credit card* account every fortnight or month. Then just pay the outstanding balance by each bill s due date to avoid late fees. 11 * A payment processing fee will apply to Direct Debit payments from a credit card as set out in the Direct Debit Request Service Agreement contained in this brochure. Set up Direct Debit using one of our three options. 12

9 DIRECT DEBIT REQUEST SERVICE AGREEMENT This Service Agreement and your Direct Debit Request form establishes the terms and conditions of your Direct Debit Agreement. This agreement replaces all previous agreements relating to the Telstra accounts you nominated in the Direct Debit Request form. If you are applying for Direct Debit with payments from a cheque or savings account, then by selecting: Direct Debit Automatic, you authorise us to debit the balance of your bill on the due date shown on your bill; Direct Debit One-off Payments, you authorise us to debit the amounts you request. You will need to pay the outstanding amount by the due date. If you do not, we will not automatically debit your account; or Direct Debit Fixed Payments, you authorise us to debit a fixed amount (minimum of $20) either fortnightly or monthly. You will need to pay any amounts outstanding by the due date. If you are applying for Direct Debit with payments from a credit card account, then by selecting: Direct Debit Automatic, you authorise us to charge all amounts payable in relation to the nominated Telstra accounts to the nominated credit card on the due date of the bill; or Direct Debit Fixed Payments, you authorise us to charge a fixed amount (minimum of $20) either fortnightly or monthly to the nominated credit card. You will need to pay any amounts outstanding by the due date. Direct Debit is only available to customers who have their fixed, mobile or Single Bill account with Telstra and to BigPond customers with a 13-digit account number. Please ensure that your Financial Institution can support Direct Debit on your nominated account(s) as direct debiting may not be available on all accounts. We require your Financial Institution s BSB number and Account number as shown on your statement. If uncertain, you should check with your Financial Institution before completing the Direct Debit Request. You must ensure that you have sufficient clear funds in your account to honour the payment. If there are insufficient funds, a standard Telstra dishonour fee will apply. The amount of the fee can be obtained by calling If you have a dispute regarding your Direct Debit arrangement or want to alter or cancel this arrangement, or want to dispute, stop or defer a specific Direct Debit payment, please contact us on the bill enquiries number listed on your bill at least 2 business days prior to the due date of your payment. You may also contact your Financial Institution. If you do not contact us, the payment will be made from your account. You may raise a dispute in relation to the payment once it is paid. However, you may not have access to those funds during the resolution of the dispute. We will validate your credit card details with your card provider prior to the commencement of your Direct Debit facility by processing a pre-authorisation transaction for $1. Any Direct Debit bill payments made to a credit card will incur a payment processing fee. At the date of publication, the payment processing fee rates are 1% of the payment amount, plus applicable GST, for Visa, MasterCard and American Express,and 2% of the payment amount, plus applicable GST, for Diners Club

10 15 Any payment processing fee incurred will be charged on your next Telstra bill. Some exemptions may apply. Please visit telstra.com.au/paymentprocessingfee or call for current rates or further information. Should your Financial Institution Branch, account number or credit card details including account number, type or expiry date change, please let us know at least 2 business days prior to the due date shown on the bill or to when your Direct Debit Fixed Payment falls due. Failure to do so may result in payment dishonour and application of the dishonour fee. If the due date of your bill or your Direct Debit Fixed Payment falls on a Public Holiday or a non-business day then the Direct Debit will take place by the next business day (if unsure, you should enquire directly with your Financial Institution). This does not apply if you only have Telstra Direct Debit One-off. We may cancel this Direct Debit arrangement at any time. This may occur, for example, in the instance of dishonoured or rejected payments, or if we have a reasonable suspicion that fraudulent information has been provided in relation to your Direct Debit arrangement. In such an event you will receive notice from us in writing and an alternative method of payment will then need to be arranged. If we cancel this Direct Debit arrangement for any other reason, you will receive notice from us in writing 30 days prior to the cancellation. We may change any of the terms of this agreement. If the change will benefit you or is of neutral impact on you, we can make the change immediately and are not required to notify you. If the change is required by law, or it is necessary for security reasons, to prevent fraud or for technical reasons (these are called urgent changes ), we can make this change as soon as possible, but we will try to give you 3 days prior notice of the change. Sometimes, due to the nature of the change, we may not be able to give you 3 days prior notice but we will give you as much notice as we reasonably can. If we reasonably consider that the change will have a major negative impact on the majority of our customers using this payment arrangement or on a specific class of customers who use this payment arrangement in a particular way (and you are one of this class), and the change is not an urgent change as described above, we will give you at least 30 days prior notice of the change. If we reasonably consider that the change will not have a major negative impact on the majority of our customers using this payment arrangement or on a specific class of customers who use this payment arrangement in a particular way, and the change is not an urgent change as described above, we will give you at least 14 days prior notice of the change. All correspondence relating to this Direct Debit arrangement will be forwarded to the address of the Telstra account holder. Information you provide to us will be dealt with in accordance with applicable laws and the Telstra Privacy Policy as amended from time to time, found at telstra.com.au/privacy. Telstra may use and/or disclose your information to Westpac Banking Corporation (as our Direct Debit sponsor) in order to process payments and to investigate any claim relating to any possible incorrect or wrongful payment. THINGS YOU NEED TO KNOW 1. Any Next G, 3G or 2.5G mobile handset that supports WAP 2.0 or XHTML. You need to be registered for Online Billing first. 2. Phone and internet service provider charges may be incurred when accessing the internet. Trade mark of Telstra Corporation Limited ABN Registered trade mark of Telstra Corporation Limited 16

11 IF UNDELIVERED PLEASE RETURN TO LOCKED BAG 64 ADELAIDE SA 5001 Telstra Corporation Reply Paid ADELAIDE SA 5001 DIRECT DEBIT WITH TELSTRA

12 Before mailing please fold twice as shown, moisten and seal. TELSTRA DIRECT DEBIT REQUEST Section A Telstra Customer Details (all applicants must complete this section) First Name Surname Customer Billing Address Daytime Telephone Number Postcode If Company or Business Business Name ABN/ACN/ARBN Section B Complete this section for Direct Debit payment from a cheque or savings account Please tick your preferred Direct Debit option Direct Debit Automatic I want to pay my Telstra bills automatically on their due date. (This option is available for Telstra fixed phone, mobile or Single Bill accounts, and for BigPond accounts with a 13-digit account number.) Direct Debit One-off Payments I want to pay my Telstra bills by phone or internet when I choose with my pre-registered cheque or savings account. (This option is available for Telstra fixed phone, mobile or Single Bill accounts, and for BigPond accounts with a 13-digit account number.) Direct Debit Fixed Payments I want to automatically pay the same amount (minimum of $20) on a fortnightly or monthly basis. (This option is available for Telstra fixed phone or Single Bill accounts, and for BigPond and Telstra mobile accounts with a 13-digit account number.) Amount (minimum of $20) Tick frequency: Fortnightly Monthly Specify commencement date / / Please enter your financial institution details Account Holder Name (as it appears on Account Statement) Financial Institution BSB Number (must be 6 digits) (if in doubt, ask your branch) - Financial Institution Account Number Financial Institution Name Financial Institution Branch Telstra Account Number(s) that I wish to pay by Direct Debit 1 2 Section C Complete this section for Direct Debit payment from a Credit Card Please tick your preferred Direct Debit option Direct Debit Automatic I want to pay my Telstra bills automatically on their due date. (This option is available for Telstra fixed phone, mobile or Single Bill accounts, and for BigPond accounts with a 13-digit account number.) Note: Direct Debiting is not available on the full range of accounts. If in doubt, refer to your Financial Institution. Telstra (User Id no ) may debit my/our financial institution account specified above through the Bulk Electronic clearing system with any amounts relating to the above Telstra accounts in accordance with this section or any other amounts requested by me/us from time to time. Before signing this Direct Debit Request form, I confirm that I have read the Direct Debit Request Service Agreement in the attached brochure. Account Holder(s) Signature(s) Date / / Date / / Direct Debit Fixed Payments I want to automatically pay the same amount (minimum of $20) on a fortnightly or monthly basis. (This option is available for Telstra fixed phone or Single Bill accounts, and for BigPond and Telstra mobile accounts with a 13-digit account number.) Amount (minimum of $20) Tick frequency: Fortnightly Monthly Specify commencement date / / FOLD TWO FOLD ONE Please enter your credit card details Card Type MasterCard Visa Amex Diners Redicard Card Expiry Date / Cardholder Name Card No. Telstra Account Number(s) that I wish to pay by Direct Debit 1 2 Telstra may charge the credit card specified above for the outstanding bill amount relating to the above Telstra accounts in accordance with this section. Please note that a Payment Processing Fee applies to credit card payments. Before signing this Direct Debit Request form, I confirm that I have read the Direct Debit Request Service Agreement in the attached brochure. Cardholder Signature Date / / If you need help completing this form, call FREECALL *. The account number is either 10 or 13 digits. * A free call from most fixed phones. Trademark of Telstra Corporation Limited ABN Registered trademark of Telstra Corporation Limited.

X VIC X NSW/ACT X QLD X SA X NT X WA X TAS

X VIC X NSW/ACT X QLD X SA X NT X WA X TAS your OVERSEAS VISITORS application 1. Please complete this form using black ink and write within the boxes in CAPITAL LETTERS. Mark appropriate answer boxes with a cross. Start at the left of each answer

More information

How To Pay Your Water Bill With Direct Debit

How To Pay Your Water Bill With Direct Debit Direct Debit Making it easier to pay your bill The simple way to pay your account We understand that sometimes it feels like there are not enough hours in the day, especially when it comes to finding time

More information

Pay-by-the-month Insurance

Pay-by-the-month Insurance Improve your business cash flow Pay-by-the-month Insurance Application form The insurer is AAI Limited ABN 48 005 297 807 trading as GIO. This product is distributed by Resilium Pty Ltd ABN 40 098 080

More information

Pay-by-the-month insurance. Application form

Pay-by-the-month insurance. Application form Pay-by-the-month insurance Application form Pay-by-the-month insurance Select your payment method With GIO pay-by-the-month you can smooth out your business cash flow by paying over 12 months, direct through

More information

Direct Debit Service Agreement Information

Direct Debit Service Agreement Information Direct Debit Service Agreement Information Direct Debit Introducing a new and easy method to pay your council rates. Never miss a due date again. Quarterly deductions from your savings or cheque account.

More information

ABN: 256 523 26121 PH: 07 5592 5800 FAX: 07 5592 5855 DIRECT DEBIT REQUEST - NEW CUSTOMER

ABN: 256 523 26121 PH: 07 5592 5800 FAX: 07 5592 5855 DIRECT DEBIT REQUEST - NEW CUSTOMER DIRECT DEBIT REQUEST - NEW CUSTOMER Business: Kidz Kingdom Childcare Centre ABN/ACN: 46092385343 Customer Reference: *Surname: *First Name: Mobile Phone: *Email: *Address: * indicates a mandatory field.

More information

CORPORATE VOLUNTARY DIRECT DEBIT APPLICATION

CORPORATE VOLUNTARY DIRECT DEBIT APPLICATION CORPORATE VOLUNTARY DIRECT DEBIT APPLICATION 1. Please complete this form USING BLACK INK and write within the boxes in CAPITAL LETTERS. Mark appropriate answer boxes with a CROSS. Start at the left of

More information

BT Classic Investment Funds Additional and Regular Investments Request

BT Classic Investment Funds Additional and Regular Investments Request BT Classic Investment Funds Additional and Regular Investments Request BT Customer Relations 132 135 (8.00am 6.30pm Mon-Fri, Sydney time) The Responsible Entities for the Funds offered through BT Classic

More information

PLEASE DO NOT STAPLE.

PLEASE DO NOT STAPLE. YOUR APPLICATION 1. Please complete this form USING BLACK INK and write within the boxes in CAPITAL LETTERS. Mark appropriate answer boxes with a CROSS. Start at the left of each answer space and leave

More information

Membership Application

Membership Application Membership Application YMCA OF CENTRAL AUSTRALIA INC. PO Box 2458, Sadadeen Rd, Alice Springs NT 0871 Telephone: (08) 8952 5666 Facsimile: (08) 8952 7082 E-mail: reception.ca@ymca.org.au Personal Details

More information

ONLINE CREDIT ACCOUNT APPLICATION FORM

ONLINE CREDIT ACCOUNT APPLICATION FORM ONLINE CREDIT ACCOUNT APPLICATION FORM Woolworths Limited respects your privacy. We will only use your personal information to manage your Account. If this information is not provided, we might not be

More information

How a Personal Loan Works 03.13

How a Personal Loan Works 03.13 How a Personal Loan Works 03.13 The basics How a Personal Loan Works provides a basic overview of an ANZ Personal Loan, including how fees and interest are calculated and charged. For detailed information

More information

Join GMHBA Transfer from an existing GMHBA membership Change my GMHBA cover

Join GMHBA Transfer from an existing GMHBA membership Change my GMHBA cover Application form September 2012 1. I wish to (please tick) Join GMHBA Transfer from an existing GMHBA membership Change my GMHBA cover GMHBA member number (existing members only) Cover or change of cover

More information

FUNERALPLAN PRE-PAID DISCLOSURE DOCUMENT

FUNERALPLAN PRE-PAID DISCLOSURE DOCUMENT Dated 3 August 2015 FUNERALPLAN PRE-PAID DISCLOSURE DOCUMENT Incorporating Travel Protection Plan To be used in conjunction with a pre-paid funeral contract Issued by: Lifeplan Australia Friendly Society

More information

IntelliTrac GPS Fleet Management

IntelliTrac GPS Fleet Management IntelliTrac GPS Fleet Management SBT (Small Business GPS Tracker) 24 Month Contract Agreement 11 Scholar Drive Bundoora Vic 3083 Phone (03) 9467 6188 Fax (03) 9466 7188 ABN 31-238-398-354 Applicant Company

More information

Complete the attached direct debit form and provide it to your retailer or send it to HSBC directly, using the address details on the form.

Complete the attached direct debit form and provide it to your retailer or send it to HSBC directly, using the address details on the form. Date Name Address Dear Name Welcome Thank you for choosing HSBC for your interest free purchase at merchant name. As part of your interest free purchase, you will be provided with a Visa credit card that

More information

A P P L I C A T I O N F O R T E N A N C Y

A P P L I C A T I O N F O R T E N A N C Y A P P L I C A T I O N F O R T E N A N C Y Property Applying For IMPORTANT IF YOU ARE SERIOUS ABOUT HAVING YOUR APPLICATION APPROVED, YOU MUST FILL IN ALL THE FIELDS REQUIRED. WHERE FIELDS DO NOT APPLY

More information

Contact AMP You can call or fax a Customer Service Officer on Phone 131 267 Fax 1300 301 267

Contact AMP You can call or fax a Customer Service Officer on Phone 131 267 Fax 1300 301 267 getting a home loan? Easy cover for you Loan Cover Product Disclosure Statement Issue 3, 1 January 2012 Loan Cover is issued by AMP Life Limited ABN 84 079 300 379, AFS Licence No. 233671 Loan Cover is

More information

APPLICATION FOR COMMERCIAL CREDIT ACCOUNT

APPLICATION FOR COMMERCIAL CREDIT ACCOUNT SITA-ResourceCo Alternative Fuels Pty Ltd ABN 21 097 250 032 National Administration Centre PO Box 3500, Rhodes Waterside NSW 2138 Telephone (02) 8754 0000 Facsimile (02) 8754 0197 APPLICATION FOR COMMERCIAL

More information

Direct Debit Request Service Agreement

Direct Debit Request Service Agreement National Australia Bank Limited ABN 12 004 044 937 Direct Debit Request Service Agreement Definitions 1. Debiting your account 2. Changes by us 3. Changes by you 4. Your obligations 543-339 (2/01)_Intranet

More information

Deposit accounts for personal and self-managed superannuation fund customers. Terms and conditions

Deposit accounts for personal and self-managed superannuation fund customers. Terms and conditions Deposit accounts for personal and self-managed superannuation fund customers Terms and conditions Effective as at 30 September 2013 Important Notice to Customers Effective 1st January 2014, the document

More information

FUNERALPLAN BOND DISCLOSURE DOCUMENT

FUNERALPLAN BOND DISCLOSURE DOCUMENT Dated 3 August 2015 FUNERALPLAN BOND DISCLOSURE DOCUMENT Incorporating Travel Protection Plan Issuer: Lifeplan Australia Friendly Society Limited ABN: 78 087 649 492, AFS Licence No. 237989 FuneralPlan

More information

first choice home insurance application first choice home

first choice home insurance application first choice home first choice home insurance application first choice home CGU Insurance Limited ABN 27 004 478 371. An IAG Company. Please read the following information before you complete the application. Keep this

More information

Service Delivery Direct Debit Request (DDR)

Service Delivery Direct Debit Request (DDR) Section 1: Business Details Name, Person 1 Name, Person 2 Position, Person 1 Position, Person 1 Business Name Trading Name ABN Amovita Client ID Street Address Postal Address Office Phone Mobile Phone

More information

BENDIGO AND ADELAIDE BANK GROUP

BENDIGO AND ADELAIDE BANK GROUP HomeLend Line of Credit (Unregulated) Home Loan Booklet National Mortgage Market Corporation Pty Ltd ABN 52 006 325 640 120 Harbour Esplanade, Docklands Vic 3008 Phone: 1800 061 091 Fax: (03) 8414 7252

More information

Application Form July 2014

Application Form July 2014 Application Form July 2014 1. I wish to (please tick) Join GMHBA Transfer from an existing GMHBA membership Change my cover GMHBA member number (existing members only) Cover or change of cover to commence

More information

How To Use Anz Credit Card

How To Use Anz Credit Card ANZ Credit Cards CONDITIONS OF USE 25.05.2015 CONSUMER CREDIT CARDS Containing terms and conditions for: ANZ Consumer Credit Cards ANZ Internet Banking ANZ Phone Banking ANZ Mobile Banking BPAY ANZ Contacts

More information

Accidental Death Insurance at ClearView. Product Disclosure Statement & Policy Wording

Accidental Death Insurance at ClearView. Product Disclosure Statement & Policy Wording Accidental Death Insurance at ClearView Product Disclosure Statement & Policy Wording 1 October 2011 About this document This document contains the Product Disclosure Statement (PDS) and policy wording

More information

BCPay. Alternative payment process when Online Banking is experiencing Operational Disruptions. Product Disclosure Statement

BCPay. Alternative payment process when Online Banking is experiencing Operational Disruptions. Product Disclosure Statement BCPay Alternative payment process when Online Banking is experiencing Operational Disruptions Product Disclosure Statement Effective as at 18 September 2006 Page 1 of 6 Westpac Banking Corporation ABN

More information

Business Telephone Banking Administration form

Business Telephone Banking Administration form Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 Business Telephone Banking Administration form Our privacy policy is available at westpac.com.au or by calling 132 032 and covers how we handle

More information

Residential ADSL2+ Broadband Application

Residential ADSL2+ Broadband Application Residential ADSL2+ Broadband Application For help completing this form, please call us on the number above (local call) Section 1: Service Address Details Name (must be same as phone bill) Street Address

More information

TELSTRA PRE-PAID WELCOME GUIDE

TELSTRA PRE-PAID WELCOME GUIDE TELSTRA PRE-PAID WELCOME GUIDE LET S GET THIS SHOW ON THE ROAD You must be excited about your brand new Pre-Paid device. This guide will help you get started as quickly and easily as possible. It ll help

More information

ANZ PERSONAL BANKING

ANZ PERSONAL BANKING ANZ PERSONAL BANKING ACCOUNT FEES AND CHARGES 01.07.2016 Thank you for banking with ANZ. We are proud of our products, and believe they are amongst the best in the industry. Many have received industry

More information

MLC MasterKey Super & Pension Fundamentals MLC MasterKey Super & Pension How to Guide

MLC MasterKey Super & Pension Fundamentals MLC MasterKey Super & Pension How to Guide MLC MasterKey Super & Pension Fundamentals MLC MasterKey Super & Pension How to Guide Preparation date 1 July 2015 Issued by The Trustee, MLC Nominees Pty Limited (MLC) ABN 93 002 814 959 AFSL 230702 The

More information

Online Payment Service User Guide

Online Payment Service User Guide Online Payment Service User Guide OTIS Online Payment Service User Guide 0 Contents Page 1. Introduction....2 What the OTIS Online Payment Service means to you 2. Accessing the OTIS Online Payment Service......

More information

motor vehicle insurance application for privately owned non-commercial vehicles (excluding motorcycles) motor vehicle

motor vehicle insurance application for privately owned non-commercial vehicles (excluding motorcycles) motor vehicle motor vehicle insurance application for privately owned non-commercial vehicles (excluding motorcycles) motor vehicle CGU Insurance Limited ABN 27 004 478 371. An IAG Company. Please read the following

More information

investment portfolio service

investment portfolio service investment portfolio service overview Cavendish is a specialist administrator of Self Managed Superannuation Funds (SMSFs). Our overriding business objective is to provide our clients the Trustees of the

More information

NAB Traveller Card User Guide Effective 20 January 2014

NAB Traveller Card User Guide Effective 20 January 2014 NAB Traveller Card User Guide Effective 20 January 2014 Welcome to the NAB Traveller Card When you re travelling, it s reassuring to know your NAB Traveller Card is packed with travel friendly features,

More information

Renewal of registration Building surveying contractor (individual) Form 63

Renewal of registration Building surveying contractor (individual) Form 63 Government of Western Australia Department of Commerce Renewal of registration Building surveying contractor (individual) Form 63 Use of this form This form is to be used by building surveyors who are

More information

Which home loan is for me?

Which home loan is for me? Which home loan is for me? Home loans made easy Home Loans About this booklet At ING DIRECT, we try to make finding the right home loan as easy as possible. That s what this booklet is all about. All our

More information

Debit Card Conditions of Use

Debit Card Conditions of Use Debit Card Conditions of Use BOQ Specialist Banking Package Dated 1 August 2014 BOQ Specialist Banking Package Debit Card Conditions of Use BOQ Specialist Bank Limited ABN 55 071 292 594 Effective 1 August

More information

ANZ Credit Cards CONDITIONS OF USE 20.07.2015 CONSUMER CREDIT CARDS

ANZ Credit Cards CONDITIONS OF USE 20.07.2015 CONSUMER CREDIT CARDS ANZ Credit Cards CONDITIONS OF USE 20.07.2015 CONSUMER CREDIT CARDS Containing terms and conditions for: ANZ Consumer Credit Cards ANZ Internet Banking ANZ Phone Banking ANZ Mobile Banking BPAY ANZ Contacts

More information

Credit Cards. Conditions of Use. making banking easier

Credit Cards. Conditions of Use. making banking easier Credit Cards 1 Conditions of Use Privacy Statement and Consent to Use Your Information 25 May 2015 making banking easier About these Conditions of Use Your Card Contract comprises: (1) these Conditions

More information

Amplify Business Credit Card

Amplify Business Credit Card Amplify Business Credit Card Rewards Terms and Conditions Part One Amplify Rewards for Amplify Business Credit Cards Terms and Conditions Part Two Amplify Qantas for Amplify Business Credit Cards Terms

More information

St.George Transaction, Savings and Investment Accounts accounts no longer offered.

St.George Transaction, Savings and Investment Accounts accounts no longer offered. Effective Date: 20 March 2013 St.George Transaction, Savings and Investment Accounts accounts no longer offered. Banking Services Terms and Conditions and General Information This booklet sets out terms

More information

St.George Quick Cover

St.George Quick Cover St.George Quick Cover St.George Quick Cover is the fast and easy way to help protect the people you care about. Product Disclosure Statement and Policy Wording (PDS). Effective Date: 20 October 2014 Issued

More information

Suncorp Wealth Cash Management Account Product Information Document

Suncorp Wealth Cash Management Account Product Information Document Suncorp Wealth Cash Management Account Product Information Document This document contains information about the Suncorp Wealth Cash Management Account. This document must be read in conjunction with the

More information

CITY OF PERTH PARKING PARKING CARD APPLICATION

CITY OF PERTH PARKING PARKING CARD APPLICATION PARKING CARD APPLICATION Privacy The personal information collected on this form will only be used by the City of Perth for the sole purpose of providing requested and related services. Information will

More information

Nursing Home Type Patients and the National Acute Care Certificate

Nursing Home Type Patients and the National Acute Care Certificate Policy Directive Ministry of Health, NSW 73 Miller Street North Sydney NSW 2060 Locked Mail Bag 961 North Sydney NSW 2059 Telephone (02) 9391 9000 Fax (02) 9391 9101 http://www.health.nsw.gov.au/policies/

More information

At-Call Savings Accounts

At-Call Savings Accounts At-Call Savings Accounts Part 1 - At-Call Savings Accounts Product Disclosure Statement (Corporations Act (Cth) 2001) comprises of the following documents Part 1 - Product Disclosure Statement for all

More information

Basic Account Basic Account

Basic Account Basic Account Basic Account Basic Account Looking after your money, everyday Contents Basic Account 3 Using your Basic Account 5 Getting more from your Visa debit card 6 How to pay money into your account 8 Paying your

More information

SENSIS CORPORATE HEALTH PLAN

SENSIS CORPORATE HEALTH PLAN SENSIS CORPORATE HEALTH PLAN The Health Insurer - Navy Health The health insurer for the Sensis Health Plan is Navy Health - a not-for-profit, member based Fund. Navy Health is one of Australia s restricted

More information

ACCOUNT AND ACCESS FACILITY - TERMS & CONDITIONS. G&C Mutual Bank

ACCOUNT AND ACCESS FACILITY - TERMS & CONDITIONS. G&C Mutual Bank G&C Mutual Bank ABN 72 087 650 637 AFSL & Australian Credit Licence 238311 BSB 659-000 Phone : 1300 364 400 EMAIL gcmb@gcmutualbank.com.au WEB www.gcmutualbank.com.au ACCOUNT AND ACCESS FACILITY - TERMS

More information

Macquarie Term Life Insurance. Product Disclosure Statement

Macquarie Term Life Insurance. Product Disclosure Statement Macquarie Term Life Insurance Product Disclosure Statement Issued by Macquarie Life Limited ABN 56 003 963 773 January 2010 Contents At a glance 01 At a glance 03 Terms and conditions 04 Your Policy 07

More information

MySmile Dental Plan Request

MySmile Dental Plan Request MySmile Dental Plan Request By completing this form I wish to commence a MySmile Dental Plan for my estimated Plan and understand and agree to the terms and conditions of the MySmile Dental Plan and Direct

More information

Paying your FNB Credit Card account is as easy as setting up a monthly intelligent Debit Order.

Paying your FNB Credit Card account is as easy as setting up a monthly intelligent Debit Order. Paying your FNB Credit Card account is as easy as setting up a monthly intelligent Debit Order. Auto Payment Solution The credit card safety net! Have the convenience of having your credit card account

More information

Business Card Application Form

Business Card Application Form Business Card Application Form Apply for your PGG Wrightson Rewards Business Card today and start earning the Rewards you deserve! Looking for a convenient way to manage your business spending needs while

More information

I want a. simple way. to save. Savings Maximiser

I want a. simple way. to save. Savings Maximiser I want a simple way to save Savings Maximiser Information Brochure Date: 1 February 2012 I like a simple and straight forward way to reach my savings goals 2 Who is ING DIRECT? As our name suggests, we

More information

Funeral Insurance at ClearView. Product Disclosure Statement & Policy Wording

Funeral Insurance at ClearView. Product Disclosure Statement & Policy Wording Funeral Insurance at ClearView Product Disclosure Statement & Policy Wording 1 October 2011 About this document This document contains the Product Disclosure Statement (PDS) and policy wording and is designed

More information

Domain Name Services. 1. Customer Details. Application Form ( ) ( ) Submit your completed and signed form to Internode by: sales@internode.com.

Domain Name Services. 1. Customer Details. Application Form ( ) ( ) Submit your completed and signed form to Internode by: sales@internode.com. Domain Name Services Application Form Submit your completed and signed form to Internode by: Domain names provide your business with a presence on the Internet, establishing and protecting your brand.

More information

MYOB Professional Partner Public Accountant

MYOB Professional Partner Public Accountant MYOB Professional Partner Public Accountant Partner Benefits FACTSHEET As an accountant in public practice, you know how important it is for your practice to keep pace with the ever-changing technology

More information

St.George 360 Online Account.

St.George 360 Online Account. Effective Date: 20 March 2013 ST20268_03/13_315612_D1 St.George 360 Online Account. Terms and Conditions, Fees and Charges and General Information This page is left blank intentionally. This booklet sets

More information

ANZ Everyday Visa Debit Product Disclosure Statement

ANZ Everyday Visa Debit Product Disclosure Statement ANZ Everyday Visa Debit Product Disclosure Statement TERMS AND CONDITIONS 23.11.2015 Containing terms and conditions for: ANZ Everyday Visa Debit Direct Debits/Recurring Payments Periodical Payments Internet

More information

TVIR WIRELESS BROADBAND INFORMATION SHEET

TVIR WIRELESS BROADBAND INFORMATION SHEET TVIR WIRELESS BROADBAND INFORMATION SHEET The monthly cost to residents for Wireless Broadband will be $22.00 including GST. This connection will provide a standard of service comparable to that of an

More information

Financial Services Guide & Product Disclosure Statement

Financial Services Guide & Product Disclosure Statement Financial Services Guide & Product Disclosure Statement v1.4 Effective as at 29 April 2015 About This Document This combined Financial Services Guide (FSG) is designed to help you decide whether to use

More information

Prepaid Card Terms and Conditions

Prepaid Card Terms and Conditions Prepaid Card Terms and Conditions These terms and conditions apply to your Prepaid Card. You must read them carefully. In these terms and conditions "you" means the named Prepaid Cardholder and the authorised

More information

ACCESSING YOUR MONEY OVERSEAS.

ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY, ANYTIME, ANYWHERE No matter where you re going, you ll need easy, secure access to your money. Travel Money Card A prepaid MasterCard that lets you

More information

combined financial services guide, product DiSclosure statement and policy Wording insurance

combined financial services guide, product DiSclosure statement and policy Wording insurance combined financial services guide, product DiSclosure statement and policy Wording Accidental death insurance 28th october 2011 This document is a Combined Financial Services Guide, Product Disclosure

More information

Local Government Employees Health Plan Application March 2014

Local Government Employees Health Plan Application March 2014 Local Government Employees Health Plan Application March 2014 1. I wish to (please tick) Join GMHBA Transfer from an existing GMHBA membership Change my cover GMHBA member number (existing members only)

More information

Guide to Heritage Credit Card Products

Guide to Heritage Credit Card Products Guide to Heritage Credit Card Products Effective 1 June 2015 Talk to us today. 2 Guide to Heritage Credit Card Products Contents Introduction... 8 Welcome to Heritage... 8 About this Guide... 8 We re here

More information

Home Loan Customer Consent Pack

Home Loan Customer Consent Pack Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945 Home Loan Customer Consent Pack Purpose This document tells you about: why we collect your personal information and how

More information

Altitude Rewards and Altitude Qantas

Altitude Rewards and Altitude Qantas Altitude Terms and Conditions Altitude Rewards and Altitude Qantas Effective 9 November 2014 Altitude Rewards 1 Contents Altitude Rewards terms and conditions...4 1. When do these terms and conditions

More information

COMMBANK CREDIT CARD CONDITIONS OF USE.

COMMBANK CREDIT CARD CONDITIONS OF USE. COMMBANK CREDIT CARD CONDITIONS OF USE. How you can use your account. For all CommBank Personal Credit Cards and Business Credit Cards. 1 January 2015 CONTENTS Conditions of Use 1 Your contract with us

More information

Effective 4 May 2015. Credit Cards. Terms and Conditions

Effective 4 May 2015. Credit Cards. Terms and Conditions Effective 4 May 2015 Credit Cards. Terms and Conditions For all Beyond Bank Australia Credit Cards Terms and Conditions, Information Statement and Credit Guide Contents: Important Information... 3 Terms

More information

Section 82. Australian Consumer Law. Cancellation notice Unsolicited consumer agreement. Right to cancel this agreement within 10

Section 82. Australian Consumer Law. Cancellation notice Unsolicited consumer agreement. Right to cancel this agreement within 10 Section 82 Australian Consumer Law Cancellation notice Unsolicited consumer agreement Right to cancel this agreement within 10 business day cooling off period You have a right to cancel this agreement

More information

select, change, or cancel regular withdrawal facility (sections 1, 5, 16 and 17. Section 9 optional)

select, change, or cancel regular withdrawal facility (sections 1, 5, 16 and 17. Section 9 optional) Account amendments Please tick where appropriate change name (sections 1, 2, 16 and 17) change address (sections 1, 3, 16 and 17) change pension payment details (sections 1, 4, 16 and 17) select, change,

More information

Visa Credit Card Conditions of Use

Visa Credit Card Conditions of Use Visa Credit Card Conditions of Use Effective date: 31 March 2015 This booklet should be read in conjunction with the Terms and Conditions contained in the Financial Service Guide (FSG) for the Bank products

More information

Stockbroking. INDIVIDUAL/JOINT ACCOUNT application form. Please only use this form to open a trading account: in your name, or in joint names

Stockbroking. INDIVIDUAL/JOINT ACCOUNT application form. Please only use this form to open a trading account: in your name, or in joint names Stockbroking INDIVIDUAL/JOINT ACCOUNT application form Please only use this form to open a trading account: in your name, or in joint names In order to process your application we will need: your completed

More information

CALL 13 2200 VISIT A TELSTRA STORE telstra.com/home-phone HOME PHONE SERVICES AND FEATURES MAKE YOUR CONNECTION C092A JUL12

CALL 13 2200 VISIT A TELSTRA STORE telstra.com/home-phone HOME PHONE SERVICES AND FEATURES MAKE YOUR CONNECTION C092A JUL12 CALL 13 2200 VISIT A TELSTRA STORE telstra.com/home-phone HOME PHONE SERVICES AND FEATURES MAKE YOUR CONNECTION C092A JUL12 experience the convenience and reliability GET MORE FROM YOUR HOME PHONE 02 HOME

More information

Essential Information. NAB Business Payments Card.

Essential Information. NAB Business Payments Card. Essential Information. NAB Business Payments Card. Contents Your NAB Business Payments Card Facility 3 How your card works 4 Your Facility Billing Account 4 Individual cards 5 Primary Cardholders 5 Other

More information

Customer Charter. About CovaU Pty Ltd. This Customer Charter. Thank you for choosing CovaU.

Customer Charter. About CovaU Pty Ltd. This Customer Charter. Thank you for choosing CovaU. Customer Charter About CovaU Pty Ltd Thank you for choosing CovaU. What is simple about your energy bills? Not much at the moment, but here at CovaU we are changing things. At CovaU our business is about

More information

Financial Services Guide. Issued: 4 December 2015

Financial Services Guide. Issued: 4 December 2015 Financial Services Guide Issued: 4 December 2015 Contents About us... 3 How we provide our services... 3 Government charges... 4 Financial Claims Scheme and Compensation Arrangements... 4 How we are paid...

More information

LOAN APPLICATION FORM

LOAN APPLICATION FORM LOAN APPLICATION FORM OVERDRAFT HOME LOANS/FIXED RATE/VARIABLE RATE MORTGAGE LINE OF CREDIT LOANS If you have any difficulty understanding this document because it is in English, you should have it interpreted.

More information

Medical Practitioner Application and Proposal

Medical Practitioner Application and Proposal Support Protect Promote Medical Practitioner Application and Proposal Application for Membership of MDA National Limited Proposal for Professional Indemnity Insurance Support Protect Promote Thank you

More information

TELSTRA BUSINESS BROADBAND GET YOUR BUSINESS IN THE FAST LANE

TELSTRA BUSINESS BROADBAND GET YOUR BUSINESS IN THE FAST LANE TELSTRA BUSINESS BROADBAND GET YOUR BUSINESS IN THE FAST LANE BROADBAND THAT S AS DEDICATED TO YOUR BUSINESS AS YOU ARE This guide will help you get your service up and running, make the most of various

More information

Credit Cards. Account Access. Conditions of Use 25 May 2015. making banking easier

Credit Cards. Account Access. Conditions of Use 25 May 2015. making banking easier Credit Cards 1 Account Access Conditions of Use 25 May 2015 making banking easier About these Conditions of Use These Credit Card Account Access Conditions of Use apply to your use of a credit card, Bankwest

More information

ANZ CashBack. programme guide

ANZ CashBack. programme guide ANZ CashBack programme guide CashBack rewards you for purchases you make with your CashBack card. Using your card CashBack Rewards CashBack rewards you for purchases you make with your CashBack card.

More information

COMPARE AND SAVE. Check Our Quote ( Below ) For What You Want. If You want Cover Just Download and complete

COMPARE AND SAVE. Check Our Quote ( Below ) For What You Want. If You want Cover Just Download and complete PET INDUSTRY BUSINESS INSURANCE Within Australia, MGA Insurance Brokers has earned a reputation as a respected Insurance Broker by developing innovative solutions for its clients and maintaining the very

More information

part b, product features - non-cash payment facilities for wide bay australia accounts Non-Cash Payment Facilities

part b, product features - non-cash payment facilities for wide bay australia accounts Non-Cash Payment Facilities part b, product features - non-cash payment facilities for wide bay australia accounts, Non-Cash Payment Facilities b A Non-Cash Payment Facility is a facility through which any of the types of payments

More information

Notification of changes to recorded details of an architect corporation or firm

Notification of changes to recorded details of an architect corporation or firm Notification of changes to recorded details of an architect corporation or firm Form 08CF Architects Act 2003 s27 When to use this form You should complete this form if you wish to change any of the recorded

More information

Righting wrongs. How Westpac helps you resolve credit and debit card transaction disputes.

Righting wrongs. How Westpac helps you resolve credit and debit card transaction disputes. Righting wrongs. How Westpac helps you resolve credit and debit card transaction disputes. Although at Westpac we do everything we can to prevent it, sometimes problems arise with credit and debit card

More information

Altitude Business Credit Cards

Altitude Business Credit Cards Altitude Business Credit Cards Conditions of Use Effective 1 July 2014 Your Credit Card Contract includes this Conditions of Use brochure, the letter which advises your credit limit and the precontractual

More information

LIV TRUST ACCOUNTING ONLINE SOFTWARE

LIV TRUST ACCOUNTING ONLINE SOFTWARE LIV TRUST ACCOUNTING ONLINE SOFTWARE APPLICATION FORM A simple cost-effective solution to enhance efficient practice management. Please complete the following 3 sections and return the form. The set-up

More information

Visa Debit & Prepaid Card Access Terms and Conditions As at 1 August 2015

Visa Debit & Prepaid Card Access Terms and Conditions As at 1 August 2015 As at 1 August 2015 VISA Card Conditions of Use These Conditions of Use take effect immediately except as otherwise advised in writing and replace all VISA Debit Card Conditions of Use previously issued.

More information

Make yourself at home with the UHomeLoan

Make yourself at home with the UHomeLoan Make yourself at home with the UHomeLoan You ve probably got a few questions about UBank and the UHomeLoan. You should find all of the answers right here. And if you have something specific in mind, just

More information

VISA DEBIT CARD CONDITIONS OF USE

VISA DEBIT CARD CONDITIONS OF USE GOLDFIELDS MONEY LTD VISA DEBIT CARD CONDITIONS OF USE Effective: 20 May 2015 These Conditions of Use take effect on and from 20/05/2015 except as otherwise advised in writing and replace all VISA Debit

More information

Thanks for choosing Telstra Turbo Pre-Paid Wireless Broadband

Thanks for choosing Telstra Turbo Pre-Paid Wireless Broadband Thanks for choosing Telstra Turbo Pre-Paid Wireless Broadband Now you get super fast Internet access so you have more freedom to stay connected when you re on the go. The Telstra Turbo USB Modem includes

More information

Credit Card Repayment Protection

Credit Card Repayment Protection Credit Card Repayment Protection Product Disclosure Statement and policy wording Effective 13 July 2015 1 Introducing Credit Card Repayment Protection. What is it? Credit Card Repayment Protection is insurance

More information

Altitude Business Rewards. Terms and conditions. Altitude Business Cards Altitude Business Gold Cards Altitude Business Platinum Cards

Altitude Business Rewards. Terms and conditions. Altitude Business Cards Altitude Business Gold Cards Altitude Business Platinum Cards Altitude Business Rewards Terms and conditions Altitude Business Cards Altitude Business Gold Cards Altitude Business Platinum Cards Effective 15 August 2015 Contents 1. When do these terms and conditions

More information

Gas Customer Charter. Aurora Energy s guarantee to you

Gas Customer Charter. Aurora Energy s guarantee to you Gas Customer Charter Aurora Energy s guarantee to you Understanding your gas bill Front This provides an overview of how to read your bill using a sample Aurora Energy gas bill. Account name and postal

More information