Serving Health Care Needs and Beyond

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1 COVENTRY HEALTH CARE Serving Health Care Needs and Beyond Valued Community Members, At Coventry Health Care of Missouri, Inc. and Coventry Health Care of Illinois, Inc. (collectively Coventry Health Care ), we recognize that our corporate responsibilities extend beyond the health care environment. As a proud member of many Missouri and Illinois communities, we assist local charitable organizations to support our members and employees. Serving the citizens of our communities grants us a deeper understanding of local needs. We value giving back to the communities in which our members live because we believe that healthier outcomes begin at home. By supporting our health plan, you ve also made an investment in your community. Sincerely, Roman Kulich, President and CEO Coventry Health Care of Missouri and Coventry Health Care of Illinois Cover drawing by Sara Miskus, Coventry Health Care s Children s Art Contest winner. Sara is the niece of Sharon Zeisler, Senior Underwriter for Coventry Health Care of Missouri.

2 four SIMPLICITY VALUE SERVICE COMMITMENT Four basic principles guide Coventry Health Care in constructing an exceptional health benefits experience: SIMPLICITY We recognize that health care can be vastly complex and work closely with members, employers, providers and brokers to ensure that every interaction is productive and ever communication is easy to understand. VALUE We continue to implement new operational initiatives to maintain industry-leading principles standards of service and cost effectiveness. We reinvent ourselves year after year so our members and employer customers may obtain the best value for their health care dollars. SERVICE From helping businesses secure a mutually beneficial coverage package for their employees, to guiding members through life s monumental moments, we strive to meet the health coverage needs of our local markets. COMMITMENT Quality is central to all of our best practices as we are committed to quality health care. We collaborate with network providers to ensure that our members get the right care at the right time at the right place. environmental responsibility We continue to transition our communication materials to electronic formats in almost every aspect of our business: Members can access enrollment materials, wellness information, network provider listings, newsletters and other important insurance documents online. We have also introduced our Coventry Mobile App that offers members access to view, and fax ID cards, current medications, allergy and immunization details, emergency contact information, surgery and procedure history and family history details. We believe the contributions we make towards improving our environment in the short-term are an investment in the long-term health of our members and our community. For providers, member eligibility and benefits, claims, remittance advices, authorizations, a resource library, provider news and secure messaging are just a handful of features they can access online. Employers can manage employee coverage, view and pay bills and request employee rosters on our employer web tool. Brokers can assist customers at the click of a mouse with electronic enrollment forms, marketing materials, record-keeping and more. We invest in these tools to allow for convenient, environmentally friendly access to the most current data and information.

3 COVENTRY HEALTH CARE CULTURE The right health benefits experience comes from a local health plan that understands its local market. Our Coventry Health Care plans in Missouri and Illinois have each served in their local communities for nearly 30 years. Our health plan employees don t simply work in the communities we serve we live there, too. We receive care at the local facilities. We understand the health care needs and concerns of our members as if they were our own, because they often are. Our local health plans are also backed by one of the largest managed care firms in the nation, Coventry Health Care, Inc. ( Coventry ). The Coventry name denotes disciplined business principles and operational excellence. Coventry is part of the Standard & Poor s 500 Index ( S&P 500 ) and has been named to the FORTUNE 500 every year since Coventry Health Care members and employers can rely on their health plan s unique structure of locally based community advocates supported by the strength and stability of a national company. EMPLOYEE VOLUNTEERISM AND DONATION DRIVES Coventry Health Care fosters an altruistic atmosphere by creating opportunities for employee involvement at work and inspiring them to invest their own time. Our employees devote their time, talent and personal resources to many charitable organizations within our local market areas. Here is snapshot of a few organizations that our employees serve through Coventry Health Care donation drives: JDRF American Cancer Society Crisis Nursery United Way Eastern Illinois Food Bank Operation Food Search Kevin Sullivan, Senior Business Analyst with Coventry Health Care of Missouri founded Six String Heroes, a non-profit organization based out of Jefferson Barracks VA Medical Center. Six String Heroes provides guitar lessons for veterans of war. According to a recent survey, Coventry Health Care employees also contribute to the following charitable groups outside of the workplace: Habitat for Humanity Loaves and Fishes Community Pantry Gateway Homeless Services Ronald McDonald House Cystic Fibrosis Foundation Susan G. Komen Race for the Cure Eastern Illinois Food Bank Voices for Children St. Jude Children s Research Hospital St. Louis OASIS Crisis Nursery March of Dimes St. Patrick Center PAWS Humane Society Step It Up American Diabetes Association The Leukemia and Lymphoma Society Community Blood Services of Illinois The Downtown St. Louis Emergency Preparedness Organization C.U.F.F.S. Special Education Foundation Herbert Hoover Boys & Girls Club Alzheimer s Foundation St. Vincent de Paul Society

4 Whatever you choose to do, do something. You can get involved through a charitable organization, alumni association, community center or professional organization. You can also browse the Internet for opportunities that appeal to you. When choosing which organizations to serve, think about what is important to you, what has touched your life and what interests you. Decide how you would like to be involved and contact the organization to determine if it s a good fit. Roman Kulich, President and CEO Coventry Health Care of Missouri and Coventry Health Care of Illinois Corporate Giving Since 2009, Coventry Health Care has proudly contributed financial support over $330,000 in corporate sponsorships and donations to more than 75 charitable organizations within the communities served. The organizations and causes include, but are not limited to: American Cancer Society JDRF Illinois Center for Autism St. Louis Crisis Nursery Friends of Kids with Cancer Next Step for Life Saint Louis Wheelchair Athletic Association Camp Sunrise The Little Bit Foundation Saint Louis Art Museum Foundation Coventry Health Care of Missouri s walking team at the October 2012 JDRF Walk to Cure Diabetes. Participants included Heather Sarrazin (Associate Accountant), Holly Brewer (Controller), Jill Mitchell (Manager, Accounting), Linda Jasmund (Senior Accountant), Marta Anderson (Executive Assistant), Bill Fischer (Regional Manager, HEDIS at HealthCare USA), Kristin McVey (Accountant) and Tiffany Gummels (Quality Improvement Coordinator).

5 COVENTRY HEALTH CARE S Social Responsibility Coventry Health Care brings more than quality health care to St. Louis, Champaign-Urbana, Peoria, Rockford and neighboring communities. BREAKING CARE BARRIERS We continue to identify new solutions to make health care accessible to everyone. We offer a wide selection of health coverage products so our members can choose quality health benefits at an affordable price. In 2012, we introduced Carelink from Coventry, our high-performance network ( HPN ) products, to help optimize the health care experience for members and employers. This innovative product line introduces a patient-centered model of care in which our members are given the tools and resources necessary to play an active role in their care. Our HPN products are one of many affordable coverage options that address health care differences and break boundaries to quality care. LEADERSHIP INVOLVEMENT IN OUR COMMUNITIES Executive leaders at Coventry Health Care also devote a fair amount of business and personal time to various boards and committees for local charitable causes. Their professional experience, expertise and resources help them generate positive change within the community. The following organizations are a small sample of those we serve: Board of the United Way of Greater St. Louis United Way of Champaign County Board The Urban League of Metropolitan Board Board of JDRF of Greater Missouri and Southern Illinois St. Louis American Liver Foundation Board Regional Business Council St. Louis Regional Chamber Board Center for Hearing and Speech Board St. Louis Zoo Capital Campaign Committee Board of the Rotary Club of Champaign FOCUS St. Louis Board Lindenwood University Business Advisory Council St. Joseph Catholic School Advisory Board I work with in my community whenever I can because I have been blessed with good fortune and many others have not. If someone I love or I was down on my luck I only hope someone would step up to help. I strongly believe that those who can have the ability to help out those less fortunate have an obligation to do so when they can. Good will is a dying art. I want my children to help their community and have strong values, I can only teach them this if I embrace them myself. Angela Hauser Medicare Broker Specialist Coventry Health Care of Illinois

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