The Plan for Better Health For your business, for your employees

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1 The Plan for Better Health For your business, for your employees

2 The Coventry Difference 2 Coventry Financials 3 Provider Network 4 The Right Plan For Your Business 5 Coventry Complete Care 6 Coventry WellBeing 7-8 Online Tools 9 Contact Information 10

3 Welcome to Coventry Health Care of Florida Coventry Health Care of Florida offers affordable, comprehensive health benefit plans supported by expansive provider networks to meet the needs of companies and their employees. Our experienced administration ensures that you can focus on your business while we focus on ours. With Coventry, you get the coverage your employees need at a price your business can afford. We offer a wide range of health benefit solutions including HMO, POS and PPO options. chcflorida.com 1

4 Coventry health plans across the country Delaware Coventry Health Care of Delaware Florida Coventry Health Care of Florida Georgia Coventry Health Care of Georgia Idaho Altius Health Plans Illinois Coventry Health Care of Illinois Coventry Health Care of Missouri Coventry Health and Life Insurance Company Group Health Plan, Inc. (GHP) PersonalCare Insurance of Illinois Iowa Coventry Health Care of Iowa Coventry Health Care of Nebraska Kansas Coventry Health Care of Kansas Preferred Health Systems Louisiana Coventry Health Care of Louisiana Maryland Coventry Health Care of Delaware Michigan CoventryCares of Michigan Missouri Coventry Health Care of Kansas Coventry Health Care of Missouri Group Health Plan, Inc. (GHP) HealthCare USA of Missouri Mercy Health Plans Nebraska Coventry Health Care of Nebraska Nevada Coventry Health Care of Nevada North Carolina WellPath Select Ohio Health America Oklahoma Coventry Health and Life Insurance Company Pennsylvania Health America South Carolina WellPath Select South Dakota Coventry Health and Life Insurance Company Tennessee Coventry Health and Life Insurance Company Virginia Southern Health Services Utah Altius Health Plans West Virginia Carelink Health Plans Wyoming Altius Health Plans The Coventry Difference Coventry Health Care, Inc. is a national managed health care company that has produced a solid record of outstanding customer service with a well-diversified revenue stream across an ever-expanding geographic footprint. Coventry serves a broad cross section of groups and individuals with the following: A portfolio of managed care services and health plans for fully insured and self-insured groups SM A wide range of CoventryOne individual and family health plan options Ancillary product offerings including coverage for dental and behavioral health Managed care and administrative services for federal employees Medicare options including Medicare Advantage and Medicare Part D benefits Medicaid services customized to the needs of state governments Workers compensation services as stand-alone or integrated offerings Network rental for third-party administrators and insurance carriers Clients and Members from Coast to Coast Coventry Health Plan Presence Coventry National Network 2 chcflorida.com

5 Coventry Health Care, Inc revenue of $12.2 billion More than 5 million members 14,500 employees Assets of $8.8 billion in 2011 Financial discipline and conservatism Coventry Health Care remains committed to high levels of discipline and financial stability. We have a well-diversified revenue base supported by a conservatively invested, stable balance sheet. Coventry holds a place on the Standard & Poor s 500 Index The company has been named to the FORTUNE 500 every year since 2002 A.M. Best rating: A- Coventry s stock is publicly traded on the NYSE under the symbol CVH Strong financial base enables continuous improvement Coventry has consistently maximized our significant financial resources to deliver innovative new products and improved service to our customers. Our Service Commitment Commercial Business Sector Through efficient operations, Coventry consistently achieves industry-leading service while controlling costs: Claims Turnaround Processed in 15 days 92.5% of claims Days Claims in Inventory 1.5 to 2.5 days Average Speed of Answer Less than 30 seconds For more information about how Coventry can help you reach your goals, visit chcflorida.com. Calls Resolved in First Contact More than 90% chcflorida.com 3

6 Provider Network and Service Area At Coventry, we contract directly with our provider network, which enables us to negotiate significant discounts. We work as a team with our providers to coordinate care, and take pride in our network of more than 550,000 physicians and over 5,600 hospitals throughout the United States. In Florida, Coventry s network of providers continues to grow. This means more choices when it comes to local physicians and hospitals. Our Open Access HMO, Open Access POS and PPO products provide an extensive network of hospitals and physicians through-out the state. In addition, small goup employers with employees who reside outside of Florida may provide PPO options that allow access to the Coventry National Network (CNN) and all large group PPO options provide access to CNN outside Florida. For the most current listing of providers, or to create your own custom provider directory, please visit chcflorida.com. Open Access HMO and Open Access POS products are offered to employers in the HMO service area. PPO products are offered in the PPO core area. HMO and POS members may enroll eligible dependants in the Coventry Student Passport Program. The Coventry Passport Program provides access to the CNN outside the HMO service area. COMPREHENSIVE PHARMACY COVERAGE Coventry has an extensive pharmacy network offering access to both national and local pharmacies. Our nationwide pharmacy network provides access to more than 60,000 pharmacies. With our plans, your employees receive comprehensive pharmacy benefits featuring affordable copays and access to an extensive list of formulary and non-formulary drugs. 4 chcflorida.com

7 The Right Plan For Your Business With Coventry you get the coverage you need at a price you can afford. We offer a wide range of health benefit solutions including Open Access HMO, Open Access POS and PPO options. We also offer Coventry Consumer Choice (C3), a suite of consumer-directed services and programs featuring FSA, HRA and HSA options that work together with benefit plans to achieve optimal cost and quality outcomes. Designed with every employer in mind, our products feature built-in flexibility including open access to specialists and a choice of deductible and cost share levels. If you choose to self-insure, Coventry also offers cost-effective administrative services only (ASO) plans. With our expertise in managing costs, you will receive much more than administrative services. Coventry manages our self-funded groups health care dollars as if they were our own. Coventry Consumer Choice (C3). Coventry Health Care s consumer-directed health care (CDHC) strategy integrates all health benefit plan components into a single source. C3 offers a full suite of CDHC products, including Flexible Spending Accounts, Health Reimbursement Arrangements, Health Savings Accounts, combination accounts, qualified high-deductible health plans and more. Plans can be customized to fit your company s unique workforce. chcflorida.com 5

8 Coventry Complete Care Managing Employee Health and Wellness Coventry Complete Care is a suite of services and programs that work together to achieve optimal cost and improved health outcomes. Our services complement doctors and hospitals by providing education, communication and local expertise. Members may benefit from one or multiple programs. Whether it s our online wellness tools, a nurse instructing a member about a condition, or medical director consultation with a physician about procedures and care plans, Coventry Complete Care is the right set of programs for the health of your employees and company. Coventry Complete Care encompasses four integrated programs: Coventry Healthy Outcomes Utilization management and concurrent review SM Coventry WellBeing Comprehensive wellness program Coventry Compass Care Complex case management Coventry PersonalCare Condition Support Disease and condition management With Coventry Complete Care, your employees will have the support they need to deliver the best outcomes for them and your business. 6 chcflorida.com

9 Coventry WellBeing improves the health and quality of life for your employees through targeted support along with engagement. Our comprehensive wellness program helps your employees make healthy choices through online resources that: Use self-reported information and claims data to help recruit them into wellness programs and other medical management programs Equip employees with effective self-management tools and information Coventry WellBeing presents a wealth of tools and information to engage employees in their health: Confidential, online health risk assessment (HRA) Personalized coaching based on HRA results focusing on: Balance TM weight management Breathe TM tobacco cessation Nourish TM nutrition improvement Move TM physical activity Relax TM stress management Achieve TM cholesterol management Control TM blood pressure management Overcoming TM insomnia Overcoming TM depression Tools and trackers to monitor program progress Health information, including topics specifically for kids and teens chcflorida.com 7

10 SM Coventry WellBeing Discount Programs Staying Healthy through Better Living Coventry Health Care of Florida believes member health and wellbeing is our top priority. As part of our commitment, we offer discount programs and online tools designed to promote healthy living. WellBeing Discount Fitness Program* Most of us know that regular physical activity can improve your health and wellbeing. This program is designed to empower our members to take a more active role in improving their personal health. Members can choose from over 500 participating centers statewide and receive a discount toward membership and/or initiation fees. * The fitness centers are not credentialed or contracted through Coventry. Healthways, Inc. is the exclusive vendor contracted by Coventry to administer covered fitness services. WellBeing Complementary Alternative Medicine (CAM) Program With Coventry WellBeing CAM Program, our members can make meaningful lifestyle changes to improve their diet, fitness level, emotional wellbeing, and more. With the CAM Program, members and their covered dependents have access to discounts of up to 30% for various alternative therapies through American WholeHealth Network (AWHN) including: Guided Imagery, Massage, Tai Chi, Pilates, Acupuncture, Yoga and Nutrition. WellBeing Weight Loss Discount Program Jenny Craig is all about eating well, moving more and living life! Jenny Craig offers Coventry members a FREE 30-Day Trial Program and a 25% discount off a Premium Program.* * Plans do not include a weekly food discount. Weight Watchers Online discount program offers Coventry members a savings of $10 off a 3-month subscription. Members have access to Weight Watchers Online for only $55 - less than $5 per week. QualSight LASIK Savings Coventry members have access to savings on the Nation s most popular and successful elective procedure - LASIK eye surgery! Coventry has partnered with QualSight LASIK to bring members savings of 40% to 50% off the national average price for Traditional LASIK. QualSight s network of the nation s most experienced LASIK surgeons has collectively performed over 2.5 million procedures. Choose from over 800 locations nationwide for your free LASIK consultation to find out if you are a candidate for this life changing procedure. Hearing Exam & Hearing Aid Discount Program Through HearUSA, our members receive a 20% discount on a variety of products and services, including hearing aids, exams and educational classes at convenient locations across Florida. 8 chcflorida.com

11 Online Account Management Online Account Management is a tool designed specifically for employer groups to help simplify plan administration. The tool makes it easy to: View up to six months of group statements and invoices View payment history and current balances View eligibility information for any employee and find the invoices on which that employee has appeared View a roster of all employees and their covered dependants Add or delete a dependant to an employee s coverage Perform a variety of functions on behalf of any covered employee or dependant, including requesting a member ID card and updating an address or phone number My Online Services chcflorida.com Coventry offers online resources designed to help members get the information they need. Coventry members can register on our website and access their health benefits information in a safe and secure environment. The following capabilities and many more are just a click away. View or print detailed benefit information Search for participating providers Access the Provider Comparison Tool, which offers quality ratings for hospitals, pricing information for procedures and detailed profiles on doctors and hospitals Search for prescription drug pricing and research drugs by generic or brand names Learn about costs, uses, precautions and side effects Access educational resources through the National Institutes of Health Print ID cards SM Going Places? Download Coventry s Mobile App SM Registered users on My Online Services, Coventry s secure member portal, have another way to access their health information and stay connected while on the go. Coventry Mobile, which is now available in app stores for free download, gives users quick and secure access to view the following information: ID card Allergy and immunization details Current medications Emergency contact information Search for participating providers As an added feature, users can or fax this information to a provider or family member. Coventry Mobile is compatible with smartphones such as TM Android, BlackBerry and iphone, and devices such as ipod touch and tablets. chcflorida.com 9

12 Coventry Health Care of Florida For your business, for your employees Rest assured, with Coventry, you will appreciate the ease and convenience of working with a local health plan, backed by the resources of a large national company. What s more, you ll have your very own Coventry team - an experienced group of account executives equipped with affordable health benefit plan choices for your employees. With Coventry, you and your employees receive: A commitment to service excellence A wide choice of health plan options Access to a comprehensive network of participating providers & pharmacies Industry leading wellness programs Ask your agent about Coventry or contact us today. Central Florida 3611 Queen Palm Drive Suite 200 Tampa, FL North Florida 1650 Summit Lake Drive Tallahassee, FL South Florida 1340 Concord Terrace Sunrise, FL chcflorida.com

13 The Plan for Better Health For your business, for your employees chcflorida.com

14 chcflorida.com CHGF1592 (09/12)

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