Trade Credit Insurance
|
|
- Cecilia Norton
- 8 years ago
- Views:
Transcription
1 Trade Credit Insurance
2 credit insurance What it is:... An insurance coverage that protects the business against the risk of non-payment or protracted default of products or services. Coverage can be contracted both for local sales and export sales. Benefits: Protects cash flow against the impact of default and allows your company to reduce its provision for doubtful accounts. Improves credit risk management which is considered to be a good Corporate Governance practice. Intelligent market prospection, based on more precise trade information. Enables your company to make credit sales, without adding excessive risk to your balance sheet. Export and Domestic credit insurance may open new markets to your company.
3 credit insurance Characteristics Designed for companies operating in the B2B market; Provides alternative structures for the raising of funds from banks and capital markets; Protects the receivables portfolio as a whole; Modular policy, which provides flexibility according to the insurance needs and services of the company; Financial information and monitoring of customers; Policies for utilization of the PROEX through the Bank of Brazil; Maximum credit period of up to 360 days; 12-month policy period; Collection services.
4 credit insurance Commercial advantages Market expansion: focus on new customers, and reduced risks in new markets. The insurer assesses the financial risk posed by new clients. Management of Risks and Exposure: on-going monitoring of risk level and possibility of increasing sales to existing clients. A more competitive product: enables longer periods and payment profile. Financial advantages Credibility with Banks and Suppliers. Reduced fund raising costs: receivables operations, without the right to recourse off balance sheet; operations in the capital market; utilization of the Insurer s Risk Rating. Reduced Costs: optimization of the costs related to credit and collection activities; tax deductibility; collection process conduced by the Insurer. Protection of Cash Flow and Reduction in the provision for allowance for doubtful accounts.
5 credit insurance How it works: premium calculation Based on the information provided in the Credit Questionnaire, the Insurers analyze the cost of the policy according to the following aspects: 1. Commercial background; 2. Line of activity; 3. Client base; 4. The Company s Credit and Collection Policy; 5. Effective Loss History for the past few years. Coverages Risks insured: Judicial Recovery Bankruptcy Delayed payment (protracted default). Risks not insured: Sales to Natural Persons Sales to Autonomous Government Agencies Commercial Disputes Cash Sales Sales to Affiliates and Associated Companies.
6 credit insurance Credit Limits Named Clients: Are individually analyzed by the Insurer, for validation of the limits suggested by the company; Clients with large credit exposures, constant monitoring, and normally result in high severity claims; Percentage of cover: from 80% to 90% of the value of the invoice. Unnamed Clients: These clients are not analyzed individually for definition of credit limits; Percentage of cover: from 50% to 60% of the value of the invoice; Normally result in high frequency claims.
7
8 Who we are Specialized in Credit Insurance Trade Credit Insurance Brokerage Company... One of the first monoline companies in Brazil specialized in credit risk insurance and risk management. Um membro da Global Trade Credit Alliance - GTCA Founded in Today: Insurable Turnover: R$ 19 billion Policies placed with the main credit insurers in Brazil.
9 Our differentials Active management of the policy: Knowledgeable about the Insurers credit analysis processes; Policy checking and auditing; Training of users; Financial services; Losses; Benchmarking at renewal.
10 Our partners The credit insurance companies we work with: have vast data banks of information on the companies, as well as financial and political information on the countries that purchase their products and/or services; assess the risks taking into account credit information analyses, financial data of the company, and payment performance in the market in which the company operates. In addition to validating the credit limit, the insurer guarantees coverage in an eventual bad debt claim.
11 Segments served Paper Foodstuff Textile Steel Machinery Electro-Electronic Pharmaceuticals Electrical Information Technology Agro-Industry Financial Institutions Trading
12 Solutions We offer a solution for receivables management, which assists companies in expanding their business safely and at a competitive cost. So that you may concentrate your efforts in your core business Without worries, and Without surprises.
13 Av. Brigadeiro Faria Lima, th floor - Jd. Paulistano São Paulo - SP : Fax.:
Companies turning to Trade Credit Insurance in an unpredictable and debt-laden world
Companies turning to Trade Credit Insurance in an unpredictable and debt-laden world Companies turning to Trade Credit Insurance in an unpredictable and debt-laden world On the heels of a period of financial
More informationAtradius Presents: Financing and Business Insurance Part 2: Introduction to Credit Insurance. Brett Halsey President
Atradius Presents: Financing and Business Insurance Part 2: Brett Halsey President Introduction to Credit Insurance Atradius Presents Introduction to Credit Insurance What is Credit Insurance? Definition
More informationHow to protect, inform & grow your business with trade credit insurance
Aon Risk Solutions How to protect, inform & grow your business with trade credit insurance Risk. Reinsurance. Human Resources. 2 How to protect, inform & grow your business with trade credit insurance
More informationTrade Credit Insurance: A Strategic Tool In Times of Economic Instability & Uncertainty
Trade Credit Insurance: A Strategic Tool In Times of Economic Instability & Uncertainty David Dienesch Euler Hermes Canada Andrew Leonard Marsh Canada Limited ECONOMIC UPDATE Uncertain economic environment
More informationHow To Get Credit Risk Out Of Your Business
Receivables insurance Protection against the biggest unidentified exposure facing Canadian business Presentation to: Alberta Trade Contractors Coalition By: Ian Miller Receivables Insurance Association
More informationAIG TRADE CREDIT INSURANCE Protecting Your Accounts Receivables Your Most Valuable Asset
A AIG TRADE CREDIT INSURANCE Protecting Your Accounts Receivables Your Most Valuable Asset The Need for Credit Insurance Sales is the journey; cash is the destination. AIG Trade Credit helps companies
More informationAn Overview of Trade Credit Insurance. Author: Joe Ketzner Executive Vice President, Commercial Euler Hermes
An Overview of Trade Credit Insurance Author: Joe Ketzner Executive Vice President, Commercial Euler Hermes Table of Contents Introduction...3 More about Trade Credit Insurance...4 Philosophy of Trade
More informationManaging Trade Risk and Business Credit Insurance. Association of Independent Corrugated Converters
Managing Trade Risk and Business Credit Insurance Association of Independent Corrugated Converters Sept 11, 2009 "Capitalism without failure is like religion without sin it just doesn t work. Adam Smith,
More informationALMEIDA ADVOGADOS BUSINESS LAW B USINESS LAW. Expertise, Commitment, Attention to Detail and Understanding BRASIL SAO PAULO RIO DE JANEIRO BRASILIA
SAO PAULO RIO DE JANEIRO IA BELO HORIZONTE Expertise, Commitment, Attention to Detail and Understanding BUSINESS LAW EXPERTISE Year after year, Almeida Advogados expands across sectors and specialties,
More informationI Benefits of MSI Credit Insurance
Credit Insurance of Mitsui Sumitomo Insurance I Benefits of MSI Credit Insurance Payment condition is usually a critical key for international trade competition. Advance Payment or Letters of Credit (L/C)
More informationCustomer Service & Communications Conference. Credit Insurance Overview. Jay Rose Euler Hermes
Customer Service & Communications Conference Credit Insurance Overview Jay Rose Euler Hermes Euler Hermes North America 119 years of experience, with a AA- S&P Rating and an A+ rating from AM Best Headquartered
More informationTrade Credit Insurance Bad Debt Protection
Bad Debt Protection What is? > Coverage provided to companies who sell products to other businesses (b2b) on short-term credit (30/60/90 days) for both domestic and export sales > Indemnification for bad
More informationTrade Credit Insurance. Global Trade
Trade Credit Insurance Global Trade Credit Solutions Contents ACE Trade Credit insurance: vital protection against non-payment 03 Who would benefit from ACE Trade Credit insurance? 04 Features of your
More informationWoodworking And Many Others Packaging. Heavy Equipment ABOUT ATRAFIN
ABOUT ATRAFIN (ATRAFIN LLC) and affiliated companies (the Company ) collectively have been successful providers of trade finance for more than 15 years and have concluded hundreds of cross-border trade
More information1. Whatis Export Credit Insurance? 2. Structured Trade Credit Solutions for the Value Chain. 4. Benefits to Exporters
Export credit risk solutions Re-defining the way exporters trade successfully 1. Whatis Export Credit Insurance? 2. Structured Trade Credit Solutions for the Value Chain 3. Products & Services available
More informationThe World of (International)Factoring
The World of (International)Factoring Facts & Figures Different Products The Two-Factor System The Role of IFG Erik Timmermans Secretary General IFG 1 Evolution of World Factoring Turnover 1980 : +/- 50
More informationTerms and Techniques to Manage Receivables, Protect Assets and Enhance Working Capital
Terms and Techniques to Manage Receivables, Protect Assets and Enhance Working Capital TERM / TECHNIQUE DEFINITION APPLICATIONS ADVANTAGES DISADVANTAGES Open Account Terms Seller makes shipment and awaits
More informationFACTORS CONTRIBUTING TO EXTROVERSION
1 FACTORS CONTRIBUTING TO EXTROVERSION The increase in extroversion may be achieved by the following: Promotion of exports of goods and services, Construction works abroad undertaken by Greek Companies,
More informationfrom Chubb Are you ready to unleash
Trade Credit Insurance from Chubb Are you ready to unleash thepowerof your accounts receivable? Extending credit to a customer is serious business. Once a sale is made, accounts receivable yield no further
More informationExport Import Bank Financing Programs
Export Import Bank Financing Programs The Export Import Bank of the United States (Ex Im Bank) is the official export credit agency of the United States. Ex Im Bank assists in financing the export of U.S.
More informationRating Action: Moody's assigns Aaa.br rating to Duke's BRL479 million debentures; outlook stable
Rating Action: Moody's assigns Aaa.br rating to Duke's BRL479 million debentures; outlook stable Global Credit Research - 11 Apr 2014 Approximately BRL1.1 billion of debt instruments affected Sao Paulo,
More informationBest Practices: B2B Small Business Accounts Receivable
Best Practices: B2B Small Business Accounts Receivable Best Practices: B2B Small Business Accounts Receivable By Dan Drechsel For most business to business companies, their largest asset is also the most
More informationYour Partner in International Trade, Investment & Structured Finance. Aon Trade Credit Asia
Your Partner in International Trade, Investment & Structured Finance The ever-changing financial and political landscape makes it impossible to predict the future. Our culture encourages us to aggressively
More informationAon Risk Solutions. Aon Trade Credit. Unlocking the Value of Trade Credit Insurance
Aon Risk Solutions Aon Trade Credit Unlocking the Value of Trade Credit Insurance Trade Credit and the Global Economy If your business crosses borders, consider these questions: Do you regularly sell to
More informationNon-recourse factoring
Non-recourse factoring Optimizing your company s cash flow Our non-recourse factoring solution helps you to optimize your company s key figures in relation to solvency ratio and working capital. When it
More informationHelping businesses manage risks and opportunities. Since 1893. Accounts Receivable Management Solutions from Euler Hermes ACI
Helping businesses manage risks and opportunities. Since 1893. Accounts Receivable Management Solutions from About Commercial Credit Protection Trade Finance Enhancement Buyer Risk Assessment & Monitoring
More informationAccounts Receivable Management Solutions
Accounts Receivable Management Solutions from Accounts Receivable Management Solutions from www.eulerhermes.us Is one of your largest assets unprotected? There is a greater chance that a business will
More informationCredit Risk. Loss on default = D x E x (1-R) Where D is default percentage, E is exposure value and R is recovery rate.
Credit Risk Bank operations involve sanctioning of loans and advances to customers for variety of purposes. These loans may be business loans for short or long term commitments and consumer finance for
More informationInternational Factoring. Milan, 2014
International Factoring Milan, 2014 Agenda UBI FACTOR What is Factoring International Factoring Differences between Factoring and Banking Mutual Benefits 2 A Leader in the Italian and European Factoring
More informationCredit Management for Exporters
WHITE PAPER Credit Management for Exporters Many analysts believe that the global economy is entering a period of strong new growth. This is very promising for Canadian companies that are considering their
More informationEarnings Release. Investor Relations HIGHLIGHTS. Brasil Insurance discloses its 4Q10 results
Investor Relations Bruno Padilha de Lima Costa Investor Relations Officer (55 21) 3433-5060 ri@brasilinsurance.com.br 4Q10 Earnings Conference Call Thursday, March 31, 2010 Portuguese 10:00 a.m. (BR);
More informationArena Alvarez A D V O G A D O S
The Firm Arena Alvarez Advogados is a law firm which was established in the State of São Paulo, Brazil in 1994. Specializing in insurance and reinsurance law in the fields of aviation (third party liability
More informationIn a business climate that is volatile and uncertain, we at Coface know that trading safely and successfully is uppermost in your mind.
Credit Insurance solutions Enabling companies to develop in a safer environment Credit Insurance solutions to protect your trading risks In a business climate that is volatile and uncertain, we at Coface
More informationSustainable financing solutions at times of crisis How to finance your business through factoring? Bucharest, October the 6-th, 2009
Sustainable financing solutions at times of crisis How to finance your business through factoring? Bucharest, October the 6-th, 2009 Dan Stoica, RomFactor 1 Agenda What is happening with companies in the
More informationINSURANCE RATING METHODOLOGY
INSURANCE RATING METHODOLOGY The primary function of PACRA is to evaluate the capacity and willingness of an entity / issuer to honor its financial obligations. Our ratings reflect an independent, professional
More informationSBA EXPORT LOAN PROGRAMS
SBA EXPORT LOAN PROGRAMS Patrick Hayes, Regional Manager SBA Export Solutions Group U.S. Export Assistance Center 600 Superior Avenue, Suite 700 Cleveland, OH 44114-216-522-4731 patrick.hayes@sba.gov SBA
More informationTrends in Trade Finance: an international perspective. www.axial.net
Trends in Trade Finance: an international perspective www.axial.net Trade Finance 101 Trade Finance is transac-on based financing for sales of goods and services between companies (o9en interna-onally)
More informationBEGINNERS GUIDE TO YOUR GUIDE TO CREDIT INSURANCE
BEGINNERS GUIDE TO YOUR GUIDE TO CREDIT INSURANCE CONTENTS Chapter 1 The Basics 2 What is Credit Insurance? Why is Credit Insurance so Important? Who is Credit Insurance Suitable For? Chapter 2 Benefits
More informationElog, Columbia and EADI Sul join forces to create a new company
March 15, 2011 Elog, Columbia and EADI Sul join forces to create a new company Experience is added up and results, for customers, are multiplied The synergy from infrastructures and services generates
More informationAccounting for Bad Debts. Objectives. Doubtful Accounts. Created 2009 By Michael Worthington Elizabeth City State University
Accounting for Bad Debts Created 2009 By Michael Worthington Elizabeth City State University Objectives Define uncollectible accounts and writing-off bad debts Prepare journal entries for the Direct Method
More informationBR INSURANCE CORRETORA DE SEGUROS S.A. ANNOUNCES 1Q16 RESULTS.
RELEASE OF RESULTS Investor Relations Marcelo Moojen Epperlein CEO and IRO (55 11) 3175-2900 ri@brinsurance.com.br Ana Carolina Pires Bastos Investor Relations (55 11) 3175-2920 BR INSURANCE CORRETORA
More informationOverview of Global Trade Receivable Management and Insurance Solutions
Kentucky Treasury Management Association February 2013 Presenter: Nick Fow Euler Hermes Overview of Global Trade Receivable Management and Insurance Solutions Agenda 1. Corporate Credit Management and
More information7 MAKING A PAYMENT 8 MANAGING OVERDUE ACCOUNTS 11 PARTNERING WITH YOUR BANK 12 CONTACTS
A GUIDE TO YOUR SMALL BUSINESS ARI POLICY Thank you for insuring your accounts receivable with EDC. You can now extend credit to your customers while protecting your company against a variety of commercial
More informationMANAGING CREDIT RISK IN A VOLATILE MARKETPLACE
Export Forum 2015 October 14, 2015 MANAGING CREDIT RISK IN A VOLATILE MARKETPLACE Presented by: George Babeu, President One Source Risk Management and Funding, Inc. WHAT WE WILL DISCUSS Today s volatile
More informationLeasing a world of difference Aijaz Ahmed Butt - M.D. ORIX Leasing Egypt SAE Rabat - 22-25 September, 2014 Session n. 18 bis
5th FINANCIAL INFRASTRUCTURE AND RISK MANAGEMENT TRAINING Leasing a world of difference Aijaz Ahmed Butt - M.D. ORIX Leasing Egypt SAE Rabat - 22-25 September, 2014 Session n. 18 bis Outline * Financial
More informationW WALDORF GROWTH PARTNERS
ALDORF GROTH PARTNERS S U S TA I N I N G G R O T H THROUGH A C C O U N T S R E C E I V A B L E INSURANCE. hat Is Accounts Receivable Insurance? Accounts Receivable Insurance protects a company s accounts
More informationSEMINAR ON EXPORT CREDIT INSURANCE. Managing Export Risks
SEMINAR ON EXPORT CREDIT INSURANCE Managing Export Risks SEMINAR ON EXPORT CREDIT INSURANCE Credit Insurance is the insurance against nonpayment - when sales are made on credit. SEMINAR ON EXPORT CREDIT
More informationIncisive Business Guide to Factoring
Incisive Guide to Factoring Factoring Guide Summary This guide from Incisive outlines the features and benefits for your business from using factoring and invoice discounting services. Factoring is commonly
More informationHow To Finance Export-Oriented Smes
Contemporary Logistics 06 (2012) 1838-739X Contents lists available at SEI Contemporary Logistics Journal homepage: www.seiofbluemountain.com Two-factor Export Factoring: Optimal Option for Export-oriented
More informationSolutions Guide for Financial Institutions
SOLUTIONS GUIDE Solutions Guide for Financial Institutions Say yes to your customers more often If you want to enhance the lending value of your customer s assets or use our guarantees as security, consider
More informationCredit insurance supports companies profitable growth
Credit insurance supports companies profitable growth An independent research study of 2,000 businesses in 10 European economies Background. During the first semester of 2006, the Credit Management Research
More informationThe Factoring Industry Worldwide & The Role of International Factoring
The Factoring Industry Worldwide & The Role of International Factoring Erik Timmermans Secretary General IFG 1 Factoring Basics The Factoring Company provides flexible finance against the assignment of
More information2014 Credit Management Survey
2014 Credit Management Survey Contents 1 Introduction 3 2 CMS types and reasons for implementation 4 3 Average time spent on Credit Management activities 5 4 Criteria for segmentation of customers 6 5
More informationA Guide to Credit Insurance
Introduction...page 1 Options for Mitigating Credit Risk...page 2 A Guide to Credit Insurance from Euler Hermes What is Credit Insurance?...page 3 The Basis of Credit Insurance...page 5 Conclusion...page
More informationLaurent De Coster Head of Sales Management Factoring, more than just a financing solution
ING Commercial Finance BeLux Laurent De Coster Head of Sales Management Factoring, more than just a financing solution Contents Inhoud Introduction Factoring market evolution Factoring in Europe Products
More informationApple Capital Group, Inc.
COMMERCIAL FINANCE Commercial finance typical revolves around what are considered the assets of your business and are often called "asset based loans". The assets of your business are things such as your
More informationINFORMATION SHEET ON FACTORING (PURCHASE and MANAGEMENT OF ENTERPRISE S ACCOUNT RECEIVABLES) (update in force as from 01 07 2015)
INFORMATION SHEET ON FACTORING (PURCHASE and MANAGEMENT OF ENTERPRISE S ACCOUNT RECEIVABLES) (update in force as from 01 07 2015) INFORMATION ON THE BANK Banca IFIS S.p.A. Registered office: Via Terraglio
More informationUnderstanding Invoice Finance
Understanding Invoice Finance Introduction John Mackey Senior Business Development Manager Ronan Horgan Managing Director Content What is Invoice Finance? Industry Background Who can avail of Invoice Finance?
More informationSunTrust Bank Global Trade Solutions. Exporter Financing Strategy to Increase & Protect Sales. Propel your way to Export Success
SunTrust Bank Global Trade Solutions Exporter Financing Strategy to Increase & Protect Sales Propel your way to Export Success Global Banking Landscape U.S. Exporters, think about - Buyers with access
More informationGuide to B2B email marketing. Part Two: A guide to buying email data
Guide to B2B email marketing Part Two: A guide to buying email data Contents Introduction Email Marketing is an ideal way to drive powerful results. Your marketing messages can be out in days rather than
More informationALIGNE Credit Risk Management
ALIGNE Credit Risk Management ALIGNE CREDIT RISK EFFECTIVELY MANAGE CREDIT MONITORING, ANALYSIS AND REPORTING Counterparty credit worthiness, as well as internal credit monitoring, are becoming increasingly
More informationDebtor Management (Relevant to PBE Paper II Management Accounting and Finance)
Debtor Management (Relevant to PBE Paper II Management Accounting and Finance) Eric Y.W. Leung, CUHK Business School, The Chinese University of Hong Kong Accounts receivable forms quite a significant part
More informationA GLOBAL LEADER IN VIRTUAL CARD TECHNOLOGY
TM TM TRAVEL A GLOBAL LEADER IN VIRTUAL CARD TECHNOLOGY TRAVEL For more information about how WEX Virtual can work for you, visit: wexinc.com/virtual-payments CONTENTS 1 What is a Virtual Credit Card?
More informationBBM, founded in 1858. Jun/13
BBM, founded in 1858. Jun/13 Bank Overview Our Business Highlight s Commercial Banking Funding Corporat e Treasury Privat e Banking Jun/13 St ruct ural Organizat ion Mariani Group Others 47% 73% 27% BBM
More information07 MAKING A PAYMENT 08 MANAGING OVERDUE ACCOUNTS 11 PARTNERING WITH YOUR BANK 12 CONTACTS
A GUIDE TO YOUR ACCOUNTS RECEIVABLE INSURANCE POLICY Thank you for insuring your accounts receivable with EDC. With this insurance, you can extend credit to your customers while protecting your company
More informationCollection of Tax Debts
Collection of Tax Debts The Collector-General outlines Revenue s approach Introduction Revenue, as the Irish tax and customs administration, plays a critical role in securing and delivering most of the
More informationMANAGING TRADING RISKS THROUGH THE ECONOMIC RECOVERY
Trade Credit Practice, UK MANAGING TRADING RISKS THROUGH THE ECONOMIC RECOVERY OCTOBER 2013 CONTENTS The trading landscape for UK based companies... 1 Payment default and bad debt... 2 Insurance benefits...
More informationThe Determinants of Global Factoring By Leora Klapper
The Determinants of Global Factoring By Leora Klapper Factoring services can be traced historically to Roman times. Closer to our own era, factors arose in England as early as the thirteenth century, as
More informationReliance Do Brasil Indústria E Comércio De Produtos Têxteis, Químicos, Petroquímicos E Derivados Ltda.
977 Reliance Do Brasil Indústria E Comércio De Produtos Têxteis, Químicos, Petroquímicos E Derivados Ltda. 978 RELIANCE DO BRASIL INDÚSTRIA E COMÉRCIO DE PRODUTOS TÊXTEIS, QUÍMICOS, Independent Auditor
More informationCost of Credit. How much is customer credit REALLY costing your business? Tips & advice for effective credit management
Cost of Credit How much is customer credit REALLY costing your business? Tips & advice for effective credit management Group UK The best advice any business can follow to ensure they do not experience
More informationHow to guarantee collections and payments
DOCS How to guarantee collections and payments 01 Introduction 02 Factoring 03 Confirming 04 Forfeiting 05 06 Credit insurance Conclusions and More information Barcelona Activa SAU SPM, 1998-2009 01. Introduction
More informationEXPORT IMPORT BANK OF TRINIDAD AND TOBAGO
EXPORT IMPORT BANK OF TRINIDAD AND TOBAGO Evolution EXCICO 1973 EXIMBANK 1997 Vision To be the premier trade finance and credit insurance institution facilitating the national export thrust as the country
More informationTrade safely it s covered
Trade safely it s covered Progress always involves risks Frederick B. Wilcox What keeps you awake at night? Worries about not getting paid? Accessing bank finance? Cash flow problems? Finding good customers
More informationFirst column=preferred terms. Bold and italics signifies other defined terms. Bold signifies alternate terms used.
First column=preferred terms. Bold and italics signifies other defined terms. Bold signifies alternate terms used. 1= Governance; 2=Facilities and Products; 3 Charges; 4 Legal terms and security arrangements;
More informationHanover EZPay Policyholder Guide & Frequently Asked Questions
Hanover Commercial Lines Hanover EZPay Policyholder Guide & Frequently Asked Questions Getting Started Setting up Hanover EZPay is quick and easy. The Hanover EZPay portal features user-friendly screens
More informationBBM, founded in 1858. Mar/13
BBM, founded in 1858. Mar/13 Bank Overview Our Business Highlight s Commercial Banking Funding Corporat e Treasury Privat e Banking Mar/13 St ruct ural Organizat ion Mariani Group Others 47% 73% 27% BBM
More informationExperian s UK Credit Bureau Scores. Version 1.6
Experian s UK Credit Bureau Scores Version 1.6 January 2014 About Experian Decision Analytics Experian Decision Analytics enterprise-wide solutions combine data intelligence, predictive analytics, decisionenabling
More informationCounterparty Risk Mitigation Strategies for Commodity Merchants
Counterparty Risk Mitigation Strategies for Commodity Merchants By Alice Birnbaum As many clients of the BBH Commodities & Logistics group are well aware, recent consolidation among commodity consumers
More informationSHREE CORPORATE INVESTMENT
CRPRATE PRFILE SHREE CRPRATE INVESTMENT As one of the world s premier advisory businesses, SHREE CRPRATE INVESTMENT provides clients with expert advice, innovative solutions, outstanding Execution and
More informationApplication Instructions
Application Instructions You will need the following to complete the application: A. Sales and loss information for the past 3 years; B. Largest single write off each year for the past 3 years; C. Buyer
More informationA GUIDE TO YOUR ACCOUNTS RECEIVABLE INSURANCE POLICY
A GUIDE TO YOUR ACCOUNTS RECEIVABLE INSURANCE POLICY Realize a World of Opportunity WELCOME Thank you for insuring your accounts receivable with EDC. With this insurance, you can extend credit to your
More informationCommercial and Industrial Lending
Commercial and Industrial Lending A CPA Perspective April 2014 Overview Introductions and Goals of Presentation Commercial and Industrial Lending: Brief Background Covenants, Advance Rates, and Borrowing
More informationBANKING UNIT POLICY DOCUMENTS
BANKING UNIT POLICY DOCUMENTS POLICY DOCUMENT ON THE REGULATORY PROVISIONS FOR THE UNDERTAKING OF LENDING ACTIVITIES BY INSTITUTIONS AUTHORISED UNDER THE FINANCIAL INSTITUTIONS ACT 1994 FACTORING FORFAITING
More informationCORPORATE DEBT MANAGEMENT STRATEGY
CORPORATE DEBT MANAGEMENT STRATEGY 1. Purpose of Strategy Stoke on Trent City Council is required to collect monies from both residents and businesses for the provision of a variety of goods and services.
More informationCredit Risk Insurance. We protect Africa s Trade & Investments
Credit Risk Insurance We protect Africa s Trade & Investments About ATI What is Credit Insurance? Benefits of Credit Insurance Export Credit Insurance Our Partners & Credit Rating ATI s Relationship with
More informationPILLAR 3 DISCLOSURES 2009
PILLAR 3 DISCLOSURES 2009 Company Registration Number: C 16343 Contents Page Introduction............................................................... 3 Risk Management Objectives and Policies.................................
More informationBibby Financial Services Proud to support business all over the world
Bibby Financial Services Proud to support business all over the world About Bibby Financial Services UK's leading independent invoice finance specialist Bibby Financial Services is currently providing
More informationResearch Update: Klabin Ratings Raised To 'BB+' On Improving Financial Profile. Table Of Contents
December 8, 2010 Research Update: Klabin Ratings Raised To 'BB+' On Improving Financial Profile Primary Credit Analyst: Reginaldo Takara, Sao Paulo (55) 11 3039-9740;reginaldo_takara@standardandpoors.com
More informationIs Account Receivables Your Largest Asset? Unleash the Hidden Values A/R Insurance Can Deliver to Your Company. Presented by Glenn Robins
Is Account Receivables Your Largest Asset? Unleash the Hidden Values A/R Insurance Can Deliver to Your Company Presented by Glenn Robins US Companies Profile On Insuring Assets Compare Balance Sheet Assets
More informationPROJECT FUNDING AND EXPORT FINANCE. EXPORT-IMPORT BANK of
PROJECT FUNDING AND EXPORT FINANCE EXPORT-IMPORT BANK of the UNITED STATES Agenda Who is US Exim-Bank Pre-Export Financing Post-Export Financing Recent success Cases in Colombia Who is the US Eximbank
More informationBARRY F. LORENZETTI MISSION STATEMENT A MESSAGE FROM THE PRESIDENT
15 MISSION STATEMENT To be the most professional, client-oriented and innovative insurance brokerage and consulting firm in Canada, through a disciplined and dedicated team approach. A MESSAGE FROM THE
More informationFactoring. To explain nature, function and types of factoring. To dilate upon modus operandi of factoring.
Learning Objectives: Factoring To explain nature, function and types of factoring. To dilate upon modus operandi of factoring. To bring out potentiality of factoring as a source of finance. To highlight
More informationBusiness Intelligence in China
> Creditreform China Business Intelligence in China > Commercial Information > Company Search > Monitoring Services > Database Management > Trust in Creditreform China Trust in our competence. We re dedicated
More informationSBA EXPORT EXPRESS LOAN PROGRAM
SBA EXPORT EXPRESS LOAN PROGRAM Patrick Hayes, Regional Manager SBA Export Solutions Group U.S. Export Assistance Center 600 Superior Avenue, Suite 700 Cleveland, OH 44114-216-522-4731 patrick.hayes@sba.gov
More informationGLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY.
GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. 02 Global expertise, delivered locally. introducing rsa RSA is one of the world s leading multinational quoted insurance groups. The services
More informationFACTORIT S.p.A. SOCIETA DI FACTORING DELLE BANCHE POPOLARI ITALIANE FINANCIAL STATEMENTS AT 31 DECEMBER, 2001
FACTORIT S.p.A. SOCIETA DI FACTORING DELLE BANCHE POPOLARI ITALIANE FINANCIAL STATEMENTS AT 31 DECEMBER, 2001 2 FACTORIT S.p.A. Balance sheets as at 31 December, 2001 and 2000 (in Lire/million) Notes Assets
More informationCompConnect RTW, Inc
CompConnect RTW, Inc Workers Compensation Small Accounts Program - Underwriting Guidelines Program Objective & Purpose of Manual I. Program Objective Table of Contents Underwriting Criteria I. Eligibility
More informationToll Free: 1.888.XPORTSK (9767875) (in North America) Email: inquire@sasktrade.sk.ca www.sasktrade.sk.ca
These manuals are created as resource guides for members of Saskatchewan Trade and Export Partnership (STEP). For more information on these manuals please contact Saskatchewan Trade and Export Partnership
More informationChapter 8. Receivables
Chapter 8 Receivables Receivables mean amounts owed to the company by others. Accounts Receivable are receivables resulting from the company rendering services or selling products to the public. The company
More informationNOTE ON LOAN CAPITAL MARKETS
The structure and use of loan products Most businesses use one or more loan products. A company may have a syndicated loan, backstop, line of credit, standby letter of credit, bridge loan, mortgage, or
More information