About Transferuj.pl PAYMENTS SECURITY FAVORABLE PRICES THE WIDEST SPECTRUM OF PAYMENT METHODS THE FINEST QUALITY AUTOMATION

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2 About Transferuj.pl Transferuj.pl Online Payment System belongs to Krajowy Integrator Płatności Inc. The company s mission is to introduce and promote innovative payment methods and solutions ensuring maximum speed and safety of online transactions. As technological leader, Transferuj.pl offers the largest number of payment methods on market. Among over 50 ways of finalizing transactions you will find the widest choice of direct online payments, Integrated Card Payment Gate, mobile shopping center RockPay and group payments tool ehat.me. Additional features include: RWD design, mass pay-outs, mobile libraries and payment automation application. You can also pay using postponed payment, online installments, Premium SMS and QR code payment. The highest level of security of payments processed by Transferuj.pl is verified by PCI DSS Level 1 certificate. System guarantees convenience and instant order execution. Our business offer is flexible and prepared according to your needs. THE FINEST QUALITY FAVORABLE PRICES THE WIDEST SPECTRUM OF PAYMENT METHODS PAYMENTS SECURITY AUTOMATION

3 Transferuj.pl system provides services for all kinds of business

4 Automatic bank transfers

5 Card payments with Elavon Integrated Gate 1 click purchase available in your store with Integrated card payment gate. Integrated Gate enhances convenience, speed and safety of payments. Customers can pay on your website without being redirected to acquirer system. OBTAIN ELAVON VERIFIED MERCHANT CERTIFICATE GET POS TERMINAL MasterPass MasterPass is available for all Merchants accepting card payments. This solution allows fast and easy payments using all types of devices. RECURRING PAYMENT IN TRANSFERUJ.PL

6 Premium SMS by Transferuj.pl Easy to integrate You can download simple scripts and technical documentation Easy to use Customers don t need credit card or bank account 0 PLN 1 50% Anonymous transaction No personal data is required, you can make purchase with pay-as-you-go ACTIVATION IS FREE OF CHARGE ONE SYSTEM FOR ALL PAYMENTS THE HIGHEST COMMISSION RATE

7 QR code payment QR code payment is one of the fastest and most convenient payment methods. You just need to scan the generated code with the mobile application of your bank and make a purchase by confirming it. SCAN CONFIRM DONE!

8 Responsive Web Design Transferuj.pl transaction panel is designed to adjust to all resolutions and all types of devices Mobile payments Tranferuj.pl accepts mobile payments with:

9 FerBuy advantages Postponed payment FerBuy in Transferuj.pl allows customers to pay after purchase up to 14 days later or to pay in installments. FerBuy payment is automatically available in transaction panel for all Transferuj.pl Merchants SAFETY MORE CUSTOMERS LESS FORMALITIES Customer chooses FerBuy in Transferuj.pl transaction panel After filling in form, customer inputs PIN code sent via SMS Customers receive credit decision in 30 seconds. Store can proceed with order execution.

10 Online installments in Transferuj.pl FOR PLN PURCHASES In order to purchase using online installments in Transferuj.pl customer can choose this method in transaction panel. Online installments are automatically available for all Transferuj.pl Merchants. INTEREST RATE STARTING AT 11% Online installments calculator Customer can calculate amount of monthly installment before purchasing using provided calculator MONTHS REPAYMENT PERIOD

11 System features Payment automation Customer doesn t need to fill in transfer data manually. Transferuj.pl will automatically fill in all data through swift and convenient browser plugin. Mass payouts You can commission even 500 bank transfers at the same time.

12 System features Transaction panel designed to match your website You can customize transaction panel using chosen colors and placing your logo. Tytuł płatności Nazwa Adres ABC123 Jan Kowalski ul. Nowa 14 Poznań Data verification Transferuj.pl system is able to confirm data provided by Customer, based on bank information.

13 System features Additional features You can choose one of 2 ways of making refunds: Manual Automatic refund can be made before charging a commission Multi-access you can add multiple users with varying level of access for example read-only. You can generate pay-by-links, which you can send using and social media or place it directly on digital invoice. Transferuj.pl allows you to accept payments via PayPal

14 RockPay Your mobile shopping center RockPay is a mobile app which allows you to create your own mobile shop fast and with ease. With RockPay you will save time and money as you don t have to create mobile app by yourself. Make your shop available on mobile devices for your customers and give them opportunity to pay conveniently using Transferuj.pl system. RockPay app also provides you with free advertisement in mobile channel which is swiftly becoming more and more popular.

15 RockPay Your mobile shopping center CUSTOMER DOWNLOADS APP, REGISTERS AND SETS UP ACCOUNT. HE CAN CHOOSE SHOP OR PRODUCT FROM LIST AVAILABLE FOR PROVIDED ADDRESS. FAST ONLINE PAYMENT WITH TRANSFERUJ.PL GUARANTEES IMMEDIATE ORDER EXECUTION. Click and collect RockPay is perfect solution for omnichannel model it allows customers to buy and pay with mobile app and then collect their order on the way. Get mobile and boost your sales with mobile shopping center.

16 ehat allows to gather funds swiftly, conveniently and effectively. This tool was designed to maximally simplify and speed up gathering funds and make group payments available for all Merchants. Create Invite Gather Signing up and creating ehats is absolutely free of charge. Users can create as many ehats as they want. ehat is an elastic tool which can be easily customized according to user s needs. ehat offers easy communication between users taking part in funds gathering allowing discussing all the details. Everything in 1 place no additional tools are required. ehat will gather funds for you. Monitoring funds gathering - you always know Who, When and How much. Reminder system you can remind users who haven t yet contributed.

17 Boost your sales Offering payment with ehat in your shop will help you to boost your sales. Group payments have potential to increase cart value and revenue. ehat.me offers advertisement, acquiring new Customers convenient payments. Group payments will allow you to get with your offer to wider spectrum of Customers. Personalized adds and targeted communication help you to get to your customers effectively. EHAT PARTNERSHIP RECOGNIZING YOUR BRAND AS INNOVATIVE JOINT MARKETING ADDED VALUE FOR BOTH COMPANIES INDIVIDUAL APPROACH

18 Transferuj.pl provides dozens of ready-to-use shop modules which allow instantaneous implementation of fast online payments system.

19 The highest level of security is confirmed by prestigious certificates: Security guarantee PCI DSS Level 1 Certificate certifies fulfilling rigid standards required by financial services corporations such as VISA and MasterCard.

20 Transferuj.pl is member of: Awards and commendations: We are co-founders of e-commerce Polska We are members of PONIP - Polish Organization of Nonbank Payment Institutions

21 Contact Helpline Contact form You can also get help anytime and anywhere using our contact form Our helplines are open on weekdays 8 AM till 10 PM. Krajowy Integrator Płatności S.A. (KIP S.A.) a joint-stock company with its registered office in Poznań, at the address: ul. Św. Marcin 73/6, Poznań, registered under number KRS with the Register of Entrepreneurs within the National Court Register maintained by the District Court for Poznań-Nowe Miasto i Wilda in Poznań, Division VIII (Commercial / National Court Register Division), having a share capital of PLN 4,798,500.00, registered for statistical purposes under (REGON) number and for tax purposes under (NIP) number

22 Charges and commissions Payment method Commission 1 Alior Bank S.A. 2,90% 2 Bank BPH S.A. 2,90% 3 Bank Gospodarki Żywnościowej S.A. 2,90% 4 Bank Millennium S.A. 2,90% 5 Bank Ochrony Środowiska S.A. 2,90% 6 Bank Pekao S.A. 2,90% 7 Bank Pocztowy S.A. 2,90% 8 Bank Polskiej Spółdzielczości (BPS) 2,90% 9 Bank Spółdzielczy we Wschowie 2,90% 10 Bank Zachodni WBK S.A. 2,90% 11 BNP Paribas Fortis 2,90% 12 BPH BusinessNet 2,90% 13 BRE Bank SA 2,90% 14 Citibank Handlowy S.A. 2,90% 15 Credit Bank Agricole S.A 2,90% 16 Deutsche Bank PBC S.A. 2,90% 17 DnB NORD 2,90% 18 Eurobank 2,90% 19 FM Bank S.A. 2,90% 20 Get Bank S.A. 2,90% 21 Getin Bank S.A. 2,90% 22 ING Bank Śląski S.A. 2,90% 23 Inteligo 2,90% 24 ipkonet 2,90% 25 mbank CompanyNet 3,90% 26 mbank mtransfer 3,90% 27 mbank MultiTransfer 3,90% 28 Meritum Bank ICB S.A. 2,90% 29 Millenet dla Przedsiębiorstw 2,90% 30 NeoBank 2,90%

23 Charges and commissions 31 Pekao SA Firma24 2,90% 32 PKO Bank Polski S.A. (ipko) 2,90% 33 Plus Bank S.A. 2,90% 34 Raiffeisen Polbank 2,90% 35 SKOK 2,90% 36 Spółdzielcza Grupa Bankowa (SGB24) 2,90% 37 T-Mobile Usługi Bankowe 2,90% 38 Toyota Bank Polska S.A 2,90% 39 Volkswagen Bank S.A. 2,90% 40 Single Euro Payments Area - SEPA 2,90% 41 Any other bank 1,00% 42 FerBuy 3,90% 43 PayPal 0%* 44 Online installments 2,90% 45 PeoPay 3,90% 46 mpay 3,90% 47 IKO 3,90% 48 e-transfers 3,90% 49 QR code payment 3,90% 50 ehat 3,90% Additional fees Signup 0 pln Payout 0 pln ** Refund 0,90 pln Payout account activation 10 pln * Commission is charged by PayPal * * Depending on currency and country

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