SAMPLE. About This Report

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1 SAMPLE About This Report The Workers' Compensation Advantage report includes information on incidents and hazards that may influence the risk of injury or illness at this business. The report includes information on the activity within the business as well as metrics that affect similar businesses in that specific industry or region. DRINK MAKERS BEVERAGE PACKER 1234 Carpel Rd Maplewood NJ Northern County 9/21/2015 2:50 PM

2 CONTENTS 1. Business Business Profile Business Classification Information Business Credit Metrics Business Payments Information 2. Hazards OSHA Inspections And Violations Injuries, Illnesses And Fatalities Hazardous Materials 3. Property Building Characteristics Photos Nearby Hospitals Crime Information 4. Business News 2 Verisk Insurance Solutions 9/21/2015 2:50 PM

3 BUSINESS BUSINESS PROFILE DRINK MAKERS BEVERAGE PACKER Business Address: 1234 CARPEL RD, MAPLEWOOD NJ, GPS Coordinate: , Phone: Website: Parent Company: DRINK MAKERS FEIN: Federal Employer Identification Number is a unique nine-digit number assigned by the Internal Revenue Service (IRS) to business entities operating in the United States for the purposes of identification. Employees: 165 Year Started: 2001 State of Incorporation: NJ Sales Volume (estimated): $11,700,000 Location Type: Single Location Number of Bankruptcies: 0 Number of Liens: 0 US Locations State Number of Locations NJ 1 Corporate Executives Name ROBERT HOPE HARRIET CROSBY RHODA MOROCCO Title MANAGING DIRECTOR OFFICE MANAGER GEN MGR-PLANT BUSINESS CLASSIFICATION INFORMATION SIC AND NAICS CODES Primary Business / SIC: Bottled and Canned Soft Drinks and Carbonated Waters / 2086 Secondary Business / SIC: Groceries and Related Products, N.E.C. / 5149 NAICS: The North American Industry Classification System (NAICS) is the updated standard used by Federal statistical agencies in classifying business establishments for the purpose of collecting, analyzing, and publishing statistical data related to the U.S. business economy. The Standard Industrial Classification (SIC) is the original standard series created by the U.S. categorizing business activities. Understanding NAICS and SIC classifications will help to determine the company s business activities. LIQUOR LICENSES Active - On-premises 3 Verisk Insurance Solutions 9/21/2015 2:50 PM

4 BUSINESS CREDIT METRICS Credit Score (Credit Risk) Credit worthiness of the business based on purchase history and trends, payment history and trends, public records, industry benchmarks, level of credit extended demographics and a predictive power where risk clues are identified. Credit Score assesses the overall financial health and related credit risk of a business. Very High High Risk Moderate Low Risk Very Low Risk Risk Risk < This company's credit rating over past 12 months Aug-2014 Sep-2014 Oct-2014 Nov-2014 Dec-2014 Jan-2015 Feb-2015 Mar-2015 Apr-2015 May-2015 Jun-2015 Jul-2015 Credit Benchmarks This Business Industry Benchmark Days Beyond Payment Terms Percentage of debt reported current 82% 77% Percentage of debt 90+ days past due 1% 3% A standard of business payment practices compared against other businesses in the industry. Credit benchmarks are an indicator of the business s payment behavior and debt past due to provide insights into their credit risk. 4 Verisk Insurance Solutions 9/21/2015 2:50 PM

5 BUSINESS PAYMENTS INFORMATION Business Payments Information describes a company s payment behavior over past 3 months by segments and payment verticals. Companies often continue to pay in a similar manner unless conditions change. The distribution of expenditure among various payment segments help uncover inconsistencies in business classifications as well as indentify potential hidden exposures. REPORTED PAYMENT BEHAVIOR BY INDUSTRY SEGMENT Purchasing behavior may help uncover inconsistencies in business classification TOTAL BALANCES BY CATERGORY Industry Segment Balance Other: 0% Transportation $1,204,399 Materials $1,951,663 Operations $837,809 Other $9,497 Total reported balances $4,003,368 Operations: 10% Materials: 47% Transportation: 43% TRANSPORTATION Expenditure Category Balance Transportation Services: 0% A i r : 0 % Truckload $171 Transpor Less Than Truckload Shipping $631,765 Transportation Supplies: 0% Fuel: 0% Leasing: 2% Rail $224,175 Less than kload S Leasing $168,883 Truckload: 63% Truckload Shipping: 32% Air $4,447 Rail: 3% Fuel $2,636 Transportation Supplies $650 Transportation Services $0 Total reported balances $1,204,399 5 Verisk Insurance Solutions 9/21/2015 2:50 PM

6 MATERIALS B Building - Wood products: 1% Chemicals: 29% Valves & Fittings: 0% Building - Electrical: 0% Expenditure Category Balance Building / Electronics: 0% Packaging Chemicals Plastics Building - Other $1,144,074 $1,570,624 $398,526 $650,095 Plumbing: 0% Plastics: 16% Packaging: 46% HVAC: 0% Metals: 0% B u i l d i n g - O t h e r : 7 % Other Materials: 1% Other Materials $103,269 Building - Wood Products $46,511 Building - Electrical Metals $24,739 Electronics $6,768 Building - HVAC $6,395 Total reported balances $3,951,663 OPERATIONS Expenditure Category Balance Industrial Equipment $1,228,657 Business Services $445,364 Industrial Supplies Medical & Lab Supplies $115,364 $7,880 Publishing & Printing: 0% Office Supplies: 1% Metal & Lab Supplies: 1% IT: 0% Service Industry Supplies: 0% Business Services: 24% Construction Equipment: 0% Office Supplies $22,333 Industrial Supplises: 6% Information Technology $1,566 Service Industry Supplies $610 Industrial Equipment: 67% Construction Equipment $0 Publishing & Printing $0 Total reported balances $1,837,809 OTHER Expenditure Category Balance A p p a r e l & O u t d o o r s : 1 1 % Financial Services $8,488 C o n s t r u c t i o n : 0 % Apparel & Outdoors $1,009 Construction $0 Total reported balances $9,497 Financial Services: 89% 6 Verisk Insurance Solutions 9/21/2015 2:50 PM

7 HAZARDS OSHA INSPECTIONS AND VIOLATIONS Occupational Safety and Health Administration (OSHA) data reported since January OSHA reports provide data about establishmentspecific inspections, violations, days taken to repair and penalties applied to this business at this address. INSPECTION ON NAICS Reported By OSHA: Activity Number: Report ID: Open Date: Company Name As Stated: Site Address: SIC Code Reported By OSHA: Union Status: Inspection Type: Owner Type: Scope: Safety/Health: Advanced Notice: Close Conference Date: Close Case Date: N/A DRINK MAKERS BEVERAGE PACKER 1234 CARPEL RD, MAPLEWOOD, NJ No Referral Private N/A Health No N/A Violation Summary Initial Violations Initial Penalty Current Violations Current Penalty FTA Amount Serious 3 $16,830 3 $14,000 $0 Wilful 1 $54,450 1 $43,560 $0 Repeat 0 $0 0 $0 $0 Other 3 $990 3 $800 $0 Total 7 $72,270 7 $58,360 $0 Violations ID Type Standard Issuance Abatement Current Initial Fta Contest 03001C Other G01 III - Access to employee exposure and medical records $0 $0 $ Serious Serious Serious C01 - Guarding floor and wall openings and holes K01 - Occupational noise exposure G05 II - Occupational noise exposure $4,200 $4,950 $ $4,200 $4,950 $ $5,600 $6,930 $ B Other G01 II - Access to employee exposure and medical records $0 $0 $ Wilful G06 - Occupational noise exposure $43,560 $54,450 $

8 HAZARDS INJURIES, ILLNESSES, AND FATALITIES Data from Census of Fatal Occupational Injuries (CFOI) and Survey of Occupational Injuries and Illnesses (SOII) regarding work-related injuries and illnesses in similar work places in that industry. Injuries, Illnesses, and Fatalities for NAICS: Specific for the State of: NJ Fatal Occupational Injuries Rate: 2.3 Non-Fatal Injury and Illness Incidence Rate: 4.9 Injury and Illness Cases with Days Away from Work Rate: 0.9 Fatal Occupational Incidents 2. 3 Fatality Rate F a t a l i t y R a t e The annual rate of Fatal work injuries per 100,000 full-time equivalent workers. 8 Verisk Insurance Solutions 9/21/2015 2:50 PM

9 Nonfatal Occupational Injury and Illness Incidents Nonfatal Incidents T o t a l R e c o r d a b l e C a s e s D a y s A w a y f r o m W o r k Incidence Rate is the number of injuries and illnesses per 100 full-time workers. Days-away-from-work cases include those that result in days away from work (does not include job transfer or restriction) HAZARDOUS MATERIALS Data for the business address is from the National Response Center (NRC). NRC provides information about oil spills of extremely hazardous substances based on the acute lethal toxicity of over 650 toxic chemicals that pose a threat to human health and the environment. U.S. facilities that manufacture, process, or otherwise use these chemicals in amounts above established levels must report how each chemical is managed through recycling, energy recovery, treatment, and environmental releases. Toxic Shipments Received: Incidents in Last 3 Years: Incident Type: Yes No N/A PROPERTY BUILDING CHARACTERISTICS UPDATED 07/02/2014 Construction class: Year Built: Number of Stories: Square Footage: 3 (Non-Combustible) ,190 sq.ft. 9 Verisk Insurance Solutions 9/21/2015 2:50 PM

10 PHOTOS Aerial 10 6/10/2015 Verisk Insurance Solutions 9/21/2015 2:50 PM

11 HOSPITALS WITHIN A 5 MILE RADIUS Hospitals Distance Drive Time Children's Hospital of New Jersey 2.4 mi 10 mins Newark Beth Israel Medical Center 2.4 mi 11 mins Tai Richard MD 3.2 mi 8 mins VA New Jersey Health Care System 3.3 mi 14 mins University Hospital 4.6 mi 14 mins Garden State Endoscopy & Surgery Center 4.7 mi 9 mins New Jersey Medical School 4.7 mi 16 mins Existence of a medical facility does not guarantee availability of all essential emergency/treatment options. Distant to hospital is irrespective of any obstructions. 11 Verisk Insurance Solutions 9/21/2015 2:50 PM

12 CRIME INFORMATION Aggregate Crime Scores Current Past Forecasted CAP Index Weighted average of the homicide, rape, and robbery scores. We emphasize these three crimes because, in a business environment, they pose the greatest danger to employees and customers Aggregate Crimes Against Person This score represents a weighted average of homicide, rape, robbery, and aggravated assault Aggregate Crimes Against Property This score represents a weighted average of burglary, larceny, and motor vehicle theft Individual Crime Scores Current Past Forecasted Arson Auto Theft Robbery Aggravated Assault Burglary Homicide Rape Larceny Class 1 Class 2 Class 3 Class 4 Class 5 Class 6 Class 7 Class 8 Class 9 Class 10 Less than 1/5 of the national average 1/5 to 1/4 of the national average 1/4 to 1/3 of the national average 1/3 to 1/2 of the national average 1/2 to 1 times the national average (midpoint) 1 to 2 times the national average 2 to 3 times the national average 3 to 4 times the national average 4 to 5 times the national average More than 5 times the national average 12 Verisk Insurance Solutions 9/21/2015 2:50 PM

13 BUSINESS NEWS Date Source Summary 08/04/2015 Flexible Packaging Newsworthy Drink Makers to Acquire Global Specialty Beverage Producer 07/08/2015 Waterloo Cedar Falls Courier Local Maplewood to lose longtime manufacturer; Cargill buys property 06/05/2015 Business Wire Manufacturing News 05/21/2015 Business Wire Manufacturing News 03/12/2015 Packaging Business Review 02/19/2015 Bevnet.com 02/19/2015 Law 360 Corporate Finance 02/19/2015 Google News - Business 02/05/2015 Reuters - Markets - Deals Drink Makers Announces Closing of Its Notes Offering and Receipt of Required Consents Drink Makers Announces Proposed Offering of Second Priority Senior Notes of Its Maplewood Beverage Packer Division Maplewood Beverage Packer, Klockland Plastics partner to provide form-fill seal packaging solutions for beberages Ball Management LLC Announces Proposed Acquisition of Drink Maker Division BNCP&L. Set To Pay $8.4M For Rival Drink Makers Sweetens Offer - Nasdaq Drink Maker in talks to buy UK rival 10/03/2014 WNNJ - NBC - Newark NJ 23 jobs cut at beverage firm in Maplewood POLICY#/INSURED: 0 ORDERED BY: INSURANCE SERVICES OFFICE - ISO MARKETING SUPPORT (H. CHAURASIA) 2008, 2014 Insurance Services Office, Inc. All rights reserved. 13 Verisk Insurance Solutions 9/21/2015 2:50 PM