Zurich Insurance Middle East S.A.L. Home insurance for your lifestyle

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1 Zurich Insurance Middle East S.A.L Home insurance for your lifestyle

2 Our experience in 170 countries has taught us to embrace what makes people different, and understanding your needs is at the core of what we do. Unfortunately accidents sometimes happen, but as a Zurich customer you can rest assured that we ll be here to help if they do. Whether a burst air conditioning pipe has flooded your apartment or you lose your camera on holiday, our experts will make sure everything gets back to normal as quickly as possible. 2 2

3 With our home insurance you can protect the things that are important to you while you re at home and while you re away. We can provide cover for your buildings, contents and personal possessions. You have the flexibility to choose a package of cover that suits your needs. Depending on the cover you choose, here are some of the ways we can give you more peace of mind. ACCIDENTAL DAMAGE: We ve included accidental damage as standard with our buildings and contents cover. WORLDWIDE POSSESSIONS COVER: Our personal possessions insurance doesn t just cover your possessions while they are in your home, we cover them against loss or damage anywhere in the world. WORLDWIDE PERSONAL LIABILITY: With our contents cover, we ll cover your liability if you or someone in your family causes an accident at home or abroad, or if someone gets injured at your house. ALTERNATIVE ACCOMMODATION: If you are temporarily unable to live at home following a claim, we will pay towards the cost of an alternative place to stay until the problem getsfixed. LEAKS: If you have a water leak in your home, our insurance pays towards finding the source of the leak, towards the loss of metered water, in addition to covering any resultant damage. TENANT S IMPROVEMENTS: If you make any improvements to your home whilst you re in rented accommodation, we ll pay towards the cost of repair or replacement should the results of your work get damaged. Terms and conditions apply. 3

4 With Zurich Home Insurance you can relax, safe in the knowledge that you ve protected the things that matter to you. Zurich Home Buildings Our buildings cover protects your home against a wide range of risks like accidental and water damage. Accidental building damage Owner s liability up to AED 2m Alternative accommodation and loss of rent Replacing locks up to AED 1,000 Tracing a leak up to AED 1,000 Emergency access up to AED 1,000 Zurich Home Contents Our contents insurance covers everything in your home and gives you additional valuable benefits. Accidental contents damage Tenant s improvements Liability cover up to AED 2m Tenant Liability up to AED 20,000 Alternative accommodation Accident benefit up to AED 50,000 Prams and wheelchairs Freezer or refrigerator failure Loss of metered water Zurich Home Possessions * We will cover your possessions against loss or damage in your home or anywhere in the world. Worldwide coverage All risks cover, including: Accidental contents damage Malicious damages Theft or attempted theft Accidental breakage Accidental loss Single article limit up to AED 10,000 *Only available when you purchase Zurich Home Contents cover 4

5 Extra peace of mind with Zurich At Zurich we have over 140 years experience of protecting our customers against the unexpected and we pride ourselves on providing high quality insurance solutions to customers in more than 170 countries. As a Zurich customer, you ll benefit from being with one of the leading and most secure financial services groups in the world. Our global expertise combined with our regional understanding means that you can be sure you will benefit from products and services tailored to your individual needs. This means you ll get the personalised service and expertise that you d expect from a truly global insurance company. Zurich in the Middle East Zurich has been serving customers in the Middle East for over 25 years. Our commitment to the region has seen us expand our business and we now provide General Insurance solutions to customers in Oman, Kuwait, Lebanon, Bahrain and the UAE. We re proud that our General Insurance business was recently named as Newcomer of the Year at the 2011 MENA Insurance Review Awards. 5

6 Get in touch To request a quote for one of our home insurance products, please contact us. 800 ZURICH ( ) 6

7 134588A02 (09/12) ZCA Zurich Insurance Middle East S.A.L Registered under Insurance Companies Register Certificate No.48 and authorised by the UAE Insurance Authority.