Use Cases for Mobile NFC Meeting Retail

Size: px
Start display at page:

Download "Use Cases for Mobile NFC Meeting Retail"

Transcription

1 Use Cases for Mobile NFC Meeting Retail, 2012 Neil Garner Founder & CEO

2 Who are Proxama? Enabling Your Mobile Contactless World Proxama is the next generation mobile commerce company that connects the physical and digital worlds. Our technology platforms enable consumers to set up a mobile wallet, receive offers, connect with brands and make payments through their NFC mobile phone. Proxama works with card issuers, operators, handset manufacturers, brands, agencies, retailers and media owners to rapidly launch secure payment services and location based marketing campaigns.

3 What can you do with NFC? NFC: Connecting the physical and digital worlds Contactless Cards in Wallets Contactless payment, ticketing, access and loyalty card can be contained in a mobile wallet Requires a SECURE ELEMENT in the phone which is either: A NFC SIM-card from your operator A micro-sd card from your Bank Already embedded in your NFC phone NFC Tag Reading Reading content from NFC tags in physical items like posters, product packaging, ticketing, cards and labels Reading contactless wristbands, access fobs etc. Accepting payments from contactless card. Sharing and Connecting Tap to share contact information Tap to connect devices (Headsets, MP3 players, TVs, etc) Tap to exchange money or interesting offers

4 Our Products & Services Suite of Products for next generation payments and marketing Card Issuer App for contactless payments Allows card issuers to migrate their MasterCard and Visa cards onto NFC mobile phones Wallet App for Network Operators Contactless payment, ticketing, access and loyalty card can be contained in a mobile wallet PIN entry security for m- commerce Enable secure data entry security for m- commerce on latest TrustZone -ready smartphones such as Samsung Galaxy S III Add NFC interaction to Apps Enable existing Apps to work NFC-enabled signage and collect and redeem loyalty point, coupons and offers. Management service with Analytics Manage mobile marketing campaigns, enable signage with NFC, manage Apps on consumers phones and measure results. Enable NFC signage and geotag Management App linking with TapPoint to programme and Geo-tag NFC-enabled products and signage.

5 Many NFC tag form factors NFC tags can be embedded in many products Cards and Tickets Toys and Give Aways Books and Magazines Digital and Traditional Signage and Outdoor Media Footwear and clothing Product Packaging

6 NFC vs QR codes NFC offers a quicker, secure & richer experience for the consumer

7 Retail Solutions The possibilities are endless! Entertainment tap to receive content Fashion tap to match garments Fast Food incentivised content Consumable tap to offers and upsell

8 Combining Advertising with Payment Simple and complete user journey The Mobile Phone will eventually replace the wallet for: Payments Loyalty Travel Access Identity Consumer tap physical world infrastructure and relevant App/Card pop-up on phone. If not installed, it is quickly and seamlessly installed from relevant store.

9 Measuring Interaction Analytics detail campaign success proving ROI Physical world interaction now becomes measurable and consumers can simply tap to opt-in. TapPoint is like AdWords for but for physical world interactions. Data used to prove ROI of off-line media Data used to provide better user experiences and more relevant advertising

10 New NFC-enabled Products NFC enables a range of new retail focussed products 1. Strong Authentication for e- commerce 2. NFC Phone as POS Terminal 3. Card Present Everywhere 4. Open NFC for loyalty, tickets & coupons

11 Holy grail: Contactless Redemption Full transaction lifecycle enabled by contactless technologies Instantly collect location-relevant vouchers from targeted posters Consumers are driven to stores to redeem collected offers Dedicated terminal hardware is connected to POS via USB port Terminal hardware searches device for relevant offers and deducts from purchase Consumer s voucher shows as redeemed.

12 Simple loyalty card with NFC No more paper-based stamp cards just keep them on your mobile Engage consumers Cost effective Fully customisable Monitor loyalty scheme success Integrate with contactless payment and POS terminals Hold multiple cards in one app Go green! Digital cards save trees! Card automatically clears on redemption

13 Consumer education: What to touch? Many more phones but a real lack of consumer education about NFC N-Mark Icon NFC forum s Touch point mark Proxama Touchpoint Used where we have brand control Contactless Logo Payments marks from EMVCo Posterscope X-Men Movie Ad, etc GSMA Only for SIM-based NFC Many other logos One of many NFC/QR Companies

14 Any questions?, November 2012 Thank you for your time proxama.com

8.6 million to be raised pursuant to a placing of 344,000,000 shares at a price of 2.5 pence per share ("Placing Price")

8.6 million to be raised pursuant to a placing of 344,000,000 shares at a price of 2.5 pence per share (Placing Price) THIS ANNOUNCEMENT AND THE INFORMATION CONTAINED IN IT IS NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN WHOLE OR IN PART, IN OR INTO OR FROM ANY JURISDICTION WHERE TO DO SO MIGHT

More information

Mobile Payment: The next step of secure payment VDI / VDE-Colloquium. Hans-Jörg Frey Senior Product Manager May 16th, 2013

Mobile Payment: The next step of secure payment VDI / VDE-Colloquium. Hans-Jörg Frey Senior Product Manager May 16th, 2013 Mobile Payment: The next step of secure payment VDI / VDE-Colloquium May 16th, 2013 G&D has been growing through continuous innovation Server software and services Token and embedded security Cards for

More information

Mobile Near-Field Communications (NFC) Payments

Mobile Near-Field Communications (NFC) Payments Mobile Near-Field Communications (NFC) Payments OCTOBER 2013 GENERAL INFORMATION American Express continues to develop its infrastructure and capabilities to support growing market interest in mobile payments

More information

Android pay. Frequently asked questions

Android pay. Frequently asked questions Android pay Frequently asked questions June 2015 Android Pay - FAQs In May 2015, Android Pay was announced by Google. Android Pay is Google s payments solution that allows consumers to do in-store and

More information

WIRECARD FUTURE OF PAYMENTS. MainFirst Insights to Go Web Conference January 22, 2015

WIRECARD FUTURE OF PAYMENTS. MainFirst Insights to Go Web Conference January 22, 2015 WIRECARD FUTURE OF PAYMENTS MainFirst Insights to Go Web Conference January 22, 2015 1. MARKET READINESS FOR MOBILE PAYMENTS IS ACCELERATING NFC: Facts & Figures According to Visa Europe (January 2015),

More information

Safe & Quick Mobile Payment. SQ is an authentication and payment system for mobile, cashless and contactless payment via Smartphone.

Safe & Quick Mobile Payment. SQ is an authentication and payment system for mobile, cashless and contactless payment via Smartphone. Safe & Quick Mobile Payment SQ is an authentication and payment system for mobile, cashless and contactless payment via Smartphone. THE TARGET GROUPS Everyone can benefit from SQ PAYMENT SERVICE PROVIDERS,

More information

Inside the Mobile Wallet: What It Means for Merchants and Card Issuers

Inside the Mobile Wallet: What It Means for Merchants and Card Issuers Inside the Mobile Wallet: What It Means for Merchants and Card Issuers Welcome to the age of Universal Commerce commerce that is integrated, personalized, secure, open, and smart. The lines between in-store

More information

Contactless Payments. Björn Salomon-Sörensen, Account Director - Swedbank November 11, 2015

Contactless Payments. Björn Salomon-Sörensen, Account Director - Swedbank November 11, 2015 Contactless Payments Björn Salomon-Sörensen, Account Director - Swedbank CONTACTLESS BASICS AND BENEFITS What s Inside MasterCard Contactless? Similar to a standard MasterCard card with some differences.

More information

NFC: Enabler for Innovative Mobility and Payment NFC: MOBILIDADE E MEIOS DE PAGAMENTO

NFC: Enabler for Innovative Mobility and Payment NFC: MOBILIDADE E MEIOS DE PAGAMENTO NFC: Enabler for Innovative Mobility and Payment Cards Brazil Sao Paulo, April 3rd to 5th 2007 Rodolfo Gomes - 1st Level Customer Application Support NFC&RFID Europe A new Company has reborn Few months

More information

Digital Commerce in Retail: Supporting a Common Mobile Customer Journey RETAILER SURVEY - CONDUCTED NOVEMBER 2014

Digital Commerce in Retail: Supporting a Common Mobile Customer Journey RETAILER SURVEY - CONDUCTED NOVEMBER 2014 Digital Commerce in Retail: Supporting a Common Mobile Customer Journey RETAILER SURVEY - CONDUCTED NOVEMBER 2014 Digital Commerce in Retail: Supporting a Common Mobile Customer Journey CONTENTS 1. Background

More information

THE FUTURE OF SHOPPING INDOOR ANALYTICS AND MOBILE PAYMENT

THE FUTURE OF SHOPPING INDOOR ANALYTICS AND MOBILE PAYMENT THE FUTURE OF SHOPPING INDOOR ANALYTICS AND MOBILE PAYMENT Cem Ergün-Müller (Head of Communications, Telekom Innovation Laboratories) March 2014 Streng vertraulich, Vertraulich, Intern Autor / Thema der

More information

Less is More: Streamlining Commerce for the Campus Advantage

Less is More: Streamlining Commerce for the Campus Advantage Less is More: Streamlining Commerce for the Campus Advantage AGENDA Campus Commerce is BIG Business $$$ Revenue Opportunity is Growing Campus Cards are Used Everywhere for Almost Anything Technology What

More information

MasterCard Contactless Reader v3.0. INTRODUCTION TO MASTERCARD CONTACTLESS READER v3.0

MasterCard Contactless Reader v3.0. INTRODUCTION TO MASTERCARD CONTACTLESS READER v3.0 MasterCard Contactless Reader v3.0 INTRODUCTION TO MASTERCARD CONTACTLESS READER v3.0 Introduction to MasterCard Contactless Reader v3.0 Contents 1. Introduction...2 2. Background...3 2.1 Reader Applications...3

More information

American Express Contactless Payments

American Express Contactless Payments PRODUCT CAPABILITY GUIDE American Express Contactless Payments American Express Contactless Payments Help Enable Increased Convenience For Card Members At The Point Of Sale American Express contactless

More information

press information sheet March 2015

press information sheet March 2015 press information sheet March 2015 Orange mobile banking and NFC services Fast Facts For more information, contact: orangegroup.pressoffice@orange.com Follow @Orange ON Twitter Mobile banking and NFC services

More information

AnytimeCard. Advancing Your Mobile Marketing Strategy. AnytimeCard Inc Jim JK Koretz jk@anytimecard.mobi www.anytimecard.

AnytimeCard. Advancing Your Mobile Marketing Strategy. AnytimeCard Inc Jim JK Koretz jk@anytimecard.mobi www.anytimecard. AnytimeCard Advancing Your Mobile Marketing Strategy AnytimeCard Inc Jim JK Koretz jk@anytimecard.mobi www.anytimecard.mobi 888-696-8623 AnytimeCard AnytimeCard was founded to provide innovative affordable

More information

The Impact of Emerging Payment Technologies on Retail and Hospitality Businesses. National Computer Corporation www.nccusa.com

The Impact of Emerging Payment Technologies on Retail and Hospitality Businesses. National Computer Corporation www.nccusa.com The Impact of Emerging Payment Technologies on Retail and Hospitality Businesses The Impact of Emerging Payment Technologies on Retail and Hospitality Businesses Making the customer payment process convenient,

More information

The changing face of the mobile phone and its implication for marketing

The changing face of the mobile phone and its implication for marketing The changing face of the mobile phone and its implication for marketing The ubiquitous mobile phone The Irish love affair with the mobile phone is a well documented story. The most recent report from the

More information

General information about NFC technology

General information about NFC technology General information about NFC technology What is NFC? How does it work? What is a tap? What is link between NFC technology and Tapit? NFC stands for Near Field Communication. This is a short range wireless

More information

Special Report: Trends in Mobile Payment April 2015

Special Report: Trends in Mobile Payment April 2015 Special Report: Trends in Mobile Payment April 2015 Contents Executive Summary Consumers Adopting Mobile Mobile Payment Methods Leveraging Mobile Payments Enabling Your Business 2 Confidential & Proprietary

More information

The State of Pay. A mobile revolution. semble.co.nz

The State of Pay. A mobile revolution. semble.co.nz The State of Pay A mobile revolution semble.co.nz 2 November 2015 2 Overview The introduction of the mobile wallet represents the most significant evolution in payments for New Zealand since the Eftpos

More information

CUSTOMER! ENGAGEMENT SURVEY RESULTS

CUSTOMER! ENGAGEMENT SURVEY RESULTS CUSTOMER! ENGAGEMENT SURVEY RESULTS July 2011 Table of Contents Introduction Respondent Info 3 6 QUESTIONS: How would you rank an overall customer engagement strategy in comparison to other current priorities

More information

Payments Transformation - EMV comes to the US

Payments Transformation - EMV comes to the US Accenture Payment Services Payments Transformation - EMV comes to the US In 1993 Visa, MasterCard and Europay (EMV) came together and formed EMVCo 1 to tackle the global challenge of combatting fraudulent

More information

PAYMENTS AS A SERVICE. Fully managed multi-channel card acceptance for all business environments. www.verifone.co.uk

PAYMENTS AS A SERVICE. Fully managed multi-channel card acceptance for all business environments. www.verifone.co.uk PAYMENTS AS A SERVICE Fully managed multi-channel card acceptance for all business environments www.verifone.co.uk Whether small or large, PAYware Ocius s multi-channel flexibility can transform your s

More information

HCE and SIM Secure Element:

HCE and SIM Secure Element: HCE and SIM Secure Element: It s not black and white A Discussion Paper from Consult Hyperion Supported by: Date: June 2014 Authors: Steve Pannifer, Dick Clark, Dave Birch steve.pannifer@chyp.com Consult

More information

NFC in Public Transport

NFC in Public Transport January 2011 This document is copyright 2005 2011 by the NFC Forum. All rights, including the right to copy and further distribute, are reserved. NFC Forum, Inc. 401 Edgewater Place, Suite 600 Contents

More information

EMV/NFC/MOBILE PAYMENTS THE TIME IS NOW THE OPPORTUNITY IS HUGE

EMV/NFC/MOBILE PAYMENTS THE TIME IS NOW THE OPPORTUNITY IS HUGE EMV/NFC/MOBILE PAYMENTS THE TIME IS NOW THE OPPORTUNITY IS HUGE REMEMBER WHEN. What year did VeriFone release the Tranz 330 2 REMEMBER WHEN. 1987 3 WHAT IS CHANGING? EVERYTHING Legislation PCI EMV NFC

More information

Developing a Card and NFC Issuer Strategy

Developing a Card and NFC Issuer Strategy Developing a Card and NFC Issuer Strategy Marc Airo-Farulla MBA Director Strategy & Innovation ABnote Australasia 2013 American Banknote Corp. All rights reserved 2013 American Banknote Corp. All rights

More information

MOBILE PAYMENT IN THE EU: ROLE OF NFC. Gerd Thys Product Manager Clear2Pay Open Test Solutions (OTS) gerd.thys@clear2pay.com

MOBILE PAYMENT IN THE EU: ROLE OF NFC. Gerd Thys Product Manager Clear2Pay Open Test Solutions (OTS) gerd.thys@clear2pay.com MOBILE PAYMENT IN THE EU: ROLE OF NFC Gerd Thys Product Manager Clear2Pay Open Test Solutions (OTS) gerd.thys@clear2pay.com READY FOR MOBILE PAYMENT AT THE PUMP? Germany : One in three willing to pay for

More information

Emerging Trends in the Payment Ecosystem: The Good, the Bad and the Ugly DAN KRAMER

Emerging Trends in the Payment Ecosystem: The Good, the Bad and the Ugly DAN KRAMER Emerging Trends in the Payment Ecosystem: The Good, the Bad and the Ugly DAN KRAMER SHAZAM, Senior Vice President Agenda The Ugly Fraud The Bad EMV? The Good Tokenization and Other Emerging Payment Options

More information

MOBILE NEAR-FIELD COMMUNICATIONS (NFC) PAYMENTS

MOBILE NEAR-FIELD COMMUNICATIONS (NFC) PAYMENTS MOBILE NEAR-FIELD COMMUNICATIONS (NFC) PAYMENTS MAY 2013 THESE TECHNOLOGIES ARE BECOMING CONVENIENT AND SIMPLE WAYS TO PAY. Every day merchants seek better ways to grow their business and improve efficiency.

More information

Smart Retail Internet de las cosas y el futuro del Retail

Smart Retail Internet de las cosas y el futuro del Retail 09/08/14 1 Smart Retail Internet de las cosas y el futuro del Retail Ion Cuervas-Mons CEO of Think Big Factory 21 st August 2014 1. Introduction Netflix 3 2. Technology Technology (Internet of things)

More information

Omnichannel Payments

Omnichannel Payments Omnichannel Payments The Connected Consumer The way consumers buy goods and services is changing profoundly We now exist in a truly global, connected and digital world. A world of choice that lets us purchase

More information

PREPAID OPENING A WORLD OF PAYMENT POSSIBILITIES

PREPAID OPENING A WORLD OF PAYMENT POSSIBILITIES PREPAID OPENING A WORLD OF PAYMENT POSSIBILITIES EXECUTIVE SUMMARY Prepaid cards have received much attention over the past years and the prepaid market is now booming and offers a world of opportunities.

More information

The Goods, the Payment and the Mobile!

The Goods, the Payment and the Mobile! WHITEPAPER The Goods, the Payment and the Mobile! This whitepaper is an extract from: Mobile Payments for Digital & Physical Goods Analysis, Markets & Vendor Strategies 2011-2015... information you can

More information

Mobile Commerce. Deepankar Roy, Ph.D. National Institute of Bank Management, Pune, India

Mobile Commerce. Deepankar Roy, Ph.D. National Institute of Bank Management, Pune, India Mobile Commerce Deepankar Roy, Ph.D. National Institute of Bank Management, Pune, India Outline What is mobile commerce? What are the different ways through which mobile commerce happens? Mobile Commerce

More information

GS1 Coupon Specification & NFC Team Up on Mobile Retail

GS1 Coupon Specification & NFC Team Up on Mobile Retail GS1 Coupon Specification & NFC Team Up on Mobile Retail Global Organisation with local Presence Countries with a GS1 Member Organisation Countries served on a direct basis from GS1 Global Office (Brussels)

More information

Latest and Future development of Mobile Payment in Hong Kong

Latest and Future development of Mobile Payment in Hong Kong Latest and Future development of Mobile Payment in Hong Kong About oti Founded in 1990 (NASDAQ: OTIV). Offices in US, Europe, Africa, Asia Global provider of cashless payment solutions Experts in secured

More information

The New Mobile Payment Landscape. July 2015

The New Mobile Payment Landscape. July 2015 The New Mobile Payment Landscape July 2015 ABOUT CONSULT HYPERION Thought leaders in digital money and digital identity Consult Hyperion is an independent strategic and technical consultancy, based in

More information

Hitting the N-Mark with NFC

Hitting the N-Mark with NFC WHITEPAPER Hitting the N-Mark with NFC This whitepaper is an extract from: NFC Retail Marketing & Mobile Payments Markets, Forecasts & Strategies 2011-2016... information you can do business with Hitting

More information

MOBILE PAYMENT INNOVATIVE SOLUTIONS. Modular, global, flexible and secure

MOBILE PAYMENT INNOVATIVE SOLUTIONS. Modular, global, flexible and secure MOBILE PAYMENT INNOVATIVE SOLUTIONS Modular, global, flexible and secure 2 THE FUTURE OF PAYMENT IS MOBILE MOBILE PAYMENT Wirecard is an end-to-end provider of solutions and services for multifunctional,

More information

How Mobile Vouchers are Transforming Mobile Marketing

How Mobile Vouchers are Transforming Mobile Marketing How Mobile Vouchers are Transforming Mobile Marketing By: Sarah Owen Vice President, Mobile Commerce Solutions Lisa Shank Director, Advanced Solutions and Innovations 2011 First Data Corporation. All trademarks,

More information

Asian Payment Card Forum

Asian Payment Card Forum Information Brochure Asian Payment Card Forum 19-20 October, Meliá Hanoi Hotel, Vietnam Converging Payments to a Digital Commerce Future Focus The Roadmap for Consumer Payments Today From Contactless to

More information

Commercial Banks. Payment transactions secured by G&D.

Commercial Banks. Payment transactions secured by G&D. Commercial Banks. Payment transactions secured by G&D. Smart banking mobile, convenient, secure. Keeping up with a dynamic market. Entering the mobile age. With a trusted and experienced partner. The mobile

More information

Mobile Devices. & Behaviour. How devices and operating systems influence the mcommerce journey. tradedoubler.com

Mobile Devices. & Behaviour. How devices and operating systems influence the mcommerce journey. tradedoubler.com Mobile Devices & Behaviour How devices and operating systems influence the mcommerce journey Know your phone: the key to effective mobile commerce Mobile consumers are not created equal. If advertisers

More information

Wirecard Mobile Payments take up!

Wirecard Mobile Payments take up! Wirecard Mobile Payments take up! PRESENTATION JANUARY 2014 2013 Wirecard AG 1 Mobile Payments take up in all European key countries EU27 Terminals: 2011: POS -Terminals 1 : 8.8 mn 2012: POS -Terminals

More information

Near Field Communication Tap and Fly

Near Field Communication Tap and Fly Near Field Communication Tap and Fly By Simon Mitchell +61 3 9653 914 info@matchbyte.com Level 18, 101 Collins Street Melbourne, VIC Australia 3000 Near Field Communication According to the International

More information

EMV-TT. Now available on Android. White Paper by

EMV-TT. Now available on Android. White Paper by EMV-TT A virtualised payment system with the following benefits: MNO and TSM independence Full EMV terminal and backend compliance Scheme agnostic (MasterCard and VISA supported) Supports transactions

More information

SERVICES & CAPABILITIES

SERVICES & CAPABILITIES SERVICES & CAPABILITIES 2014 CAPABILITIES CASHLESS EVENT (Key benefits from this new technology) TICKETING: (Key benefits from this new technology) MEMBERSHIP DRIVES. LEAD GENERATION FACEBOOK COMMUNITY

More information

Apple Pay. Frequently Asked Questions UK Launch

Apple Pay. Frequently Asked Questions UK Launch Apple Pay Frequently Asked Questions UK Launch Version 1.0 2015 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of

More information

US Mobile Payments. Primed for Growth

US Mobile Payments. Primed for Growth US Mobile Payments Primed for Growth By Todd Bricker and Shahzad Zia Momentum is building in the US for in-store mobile payments as smartphone ecosystem leaders unveil enhanced mobile payment platforms.

More information

Digital Commerce in Retail: Mass Distribution and Acceptance of Mobile Couponing JANUARY 2015

Digital Commerce in Retail: Mass Distribution and Acceptance of Mobile Couponing JANUARY 2015 Digital Commerce in Retail: Mass Distribution and Acceptance of Mobile Couponing JANUARY 2015 CONTENTS 1. Executive Summary 04 2. Introduction 06 3. Couponing Today 08 4. Enabling Mass Distribution And

More information

Mailing List Growth Strategies. A guide to increasing the size of your mailing list. November 2012 Version 0.2

Mailing List Growth Strategies. A guide to increasing the size of your mailing list. November 2012 Version 0.2 Mailing List Growth Strategies A guide to increasing the size of your mailing list November 2012 Version 0.2 Contents Introduction... 3 Lightboxes... 4 Implementation advice... 6 Social Media... 8 Implementation

More information

Apple Pay. Frequently Asked Questions UK

Apple Pay. Frequently Asked Questions UK Apple Pay Frequently Asked Questions UK Version 1.0 (July 2015) First Data Merchant Solutions is a trading name of First Data Europe Limited, a private limited company incorporated in England (company

More information

SMALL BUSINESSES & FRANCHISE GUIDE

SMALL BUSINESSES & FRANCHISE GUIDE Janvier 2014 SMALL BUSINESSES & FRANCHISE GUIDE How to create your account? Your mobile «stampcard» (or punchcard) Install in-store adverstising in your shop(s) How does the mobile stampcard work? How

More information

GLOBAL MOBILE PAYMENT TRANSACTION VALUE IS PREDICTED TO REACH USD 721 BILLION BY 2017. 1. MasterCard M/Chip Mobile Solution

GLOBAL MOBILE PAYMENT TRANSACTION VALUE IS PREDICTED TO REACH USD 721 BILLION BY 2017. 1. MasterCard M/Chip Mobile Solution INTRODUCING M/Chip Mobile SIMPLIFYING THE DEPLOYMENT OF SECURE ELEMENT MOBILE PAYMENTS OCTOBER 2015 GLOBAL MOBILE PAYMENT TRANSACTION VALUE IS PREDICTED TO REACH USD 721 BILLION BY 2017. 1 Research into

More information

Multi-channel mobile marketing and CRM solutions for Mobile Network Operators

Multi-channel mobile marketing and CRM solutions for Mobile Network Operators Multi-channel mobile marketing and CRM solutions for Mobile Network Operators future mobile technology marketing business entertainment media Interactive Messaging (SMS, MMS, Email and Voice) Mobile Internet

More information

The Future of Retail Customer Loyalty

The Future of Retail Customer Loyalty The Future of Retail Customer Loyalty RFID Enables Breakthrough Shopping Experiences Author Rachael McBrearty June 2011 Cisco Internet Business Solutions Group (IBSG) Cisco IBSG 2011 Cisco and/or its affiliates.

More information

Mobile Consumers. & You. How to use mobile to your advantage. tradedoubler.com

Mobile Consumers. & You. How to use mobile to your advantage. tradedoubler.com Mobile Consumers & You How to use mobile to your advantage Driving value from the mobile consumer In the age of the smartphone, brands and retailers cannot succeed without persuading mobile researchers

More information

GS1 Digital Coupons. 13 February 2012 Jean-Luc Champion GSMP ecom Process Manager GS1 Global Office

GS1 Digital Coupons. 13 February 2012 Jean-Luc Champion GSMP ecom Process Manager GS1 Global Office GS1 Digital Coupons 13 February 2012 Jean-Luc Champion GSMP ecom Process Manager GS1 Global Office Agenda Potential of Digital Coupons GS1 Digital Coupons Standard 2 Usage and Potential of Mobile Couponing

More information

A RE CARD BRANDS DISAPPEARING

A RE CARD BRANDS DISAPPEARING February 2016 A RE CARD BRANDS DISAPPEARING AT THE POS? Mobile payment brands are taking hold The major card payment brands cannot be complacent if they want to remain the dominant payment brands. The

More information

Social Media Payment Applications. June 6, 2011

Social Media Payment Applications. June 6, 2011 Social Media Payment Applications June 6, 2011 5 th Annual Mobile Banking and Emerging Applications Summit Our Panel Heather Mark, PhD Senior Vice President Market Strategy Preston W. Thornton III Director,

More information

Unleashing the Power of Smart Payment

Unleashing the Power of Smart Payment Unleashing the Power of Smart Payment Brian Russell, Smart Payment Association (SPA) Representative and Senior Vice President, Payment and Transit, Giesecke & Devrient April 2013 V5 (MaMo V2.7) Agenda

More information

Several vendors are developing and marketing products that extend the capabilities of Near Field Communication technology.

Several vendors are developing and marketing products that extend the capabilities of Near Field Communication technology. Several vendors are developing and marketing products that extend the capabilities of Near Field Communication technology. May 4, 2009 By Bob Violino May 4, 2009 Near Field Communication (NFC) is a short-range,

More information

Preparing for EMV chip card acceptance

Preparing for EMV chip card acceptance Preparing for EMV chip card acceptance Ben Brown Vice President, Regional Sales Manager, Wells Fargo Merchant Services Lily Page Vice President, Wholesale ereceivables, Wells Fargo Merchant Services June

More information

Acquirers grapple with new payments landscape

Acquirers grapple with new payments landscape Acquirers grapple with new payments landscape By Jane Cooper Published: 02 February, 2015 Comment on this article The explosion in payment choices in recent years has left consumers confused as banks struggle

More information

2015 All rights reserved

2015 All rights reserved CONTENTS Blockchain Digital Currencies Digital Identity Omni-channel Contactless Payments Wearable Payments Blockchain What is blockchain? Blockchain is a secure transaction ledger database. The ledger

More information

A Brand New Checkout Experience

A Brand New Checkout Experience A Brand New Checkout Experience EMV Transformation EMV technology is transforming the U.S. payment industry, bringing a whole new experience to the checkout counter. Introduction What is EMV? It s 3 small

More information

A Brand New Checkout Experience

A Brand New Checkout Experience A Brand New Checkout Experience EMV Transformation EMV technology is transforming the U.S. payment industry, bringing a whole new experience to the checkout counter. Introduction What is EMV? It s 3 small

More information

The Future of Mobile Payment. Christopher Boone President & CEO, Cimbal Inc. E: chris@cimbal.com T: (650) 743-2732

The Future of Mobile Payment. Christopher Boone President & CEO, Cimbal Inc. E: chris@cimbal.com T: (650) 743-2732 The Future of Mobile Payment Christopher Boone President & CEO, Cimbal Inc. E: chris@cimbal.com T: (650) 743-2732 April 23, 2014 A Little About Me Christopher Boone President & CEO, Cimbal, Inc. 20 years

More information

Evolving Mobile Payments Industry Landscape

Evolving Mobile Payments Industry Landscape Evolving Mobile Payments Industry Landscape Mobile Banking: Can the Unbanked Bank on It? Sargent Shriver National Center on Poverty Law webinar August 16, 2012 Marianne Crowe Federal Reserve Bank of Boston

More information

Making Cloud-Based Mobile Payments a Reality with Digital Issuance, Tokenization, and HCE WHITE PAPER

Making Cloud-Based Mobile Payments a Reality with Digital Issuance, Tokenization, and HCE WHITE PAPER Making Cloud-Based Mobile Payments a Reality with Digital Issuance, Tokenization, and HCE WHITE PAPER Why Cloud-Based Mobile Payments? The promise of mobile payments has captured the imagination of banks,

More information

Smart shopping with your bank Card Linked Offers and Merchant Funded Rewards The Next Generation Loyalty Program

Smart shopping with your bank Card Linked Offers and Merchant Funded Rewards The Next Generation Loyalty Program Smart shopping with your bank Card Linked Offers and Merchant Funded Rewards The Next Generation Loyalty Program Business ValueBusiness Value The Four Strategic Technology Areas The Must Haves for Competitive

More information

Catch all the digital moments

Catch all the digital moments Catch all the digital moments of your customers Driving digital transformation in the banking sector Banking is clearly evolving in a fast-paced and changing ecosystem, either in terms of regulatory compliance

More information

Innovation with a difference

Innovation with a difference Innovation with a difference The Smallest, Super Stylish User Engagement Tool Available Today Just 38cm high Perfect for Desk Top Use In Store Shelf Edge Use Mini Kiosk And so much more Not much bigger

More information

permitting close proximity communication between devices in this case a phone and a terminal.

permitting close proximity communication between devices in this case a phone and a terminal. MOBILE PAYMENT What it is. How it works. What it means for Canadians. By EnStream LP for the House of Commons Finance Committee February 13, 2014 INTRODUCTION EnStream was established by Bell, Rogers and

More information

REWARD-IT LITE. EASY SET-UP and OPERATION

REWARD-IT LITE. EASY SET-UP and OPERATION REWARD-IT LITE Reward-it gives you the power to create your own brand and stand out from the crowd. The system is flexible enough for you to tailor your loyalty scheme to get the most out of your customers

More information

Mobile Wallet Platform. Next generation mobile wallet solution

Mobile Wallet Platform. Next generation mobile wallet solution Mobile Wallet Platform Next generation mobile wallet solution Introduction to mwallet / Mobile Wallet Mobile Wallet Account is just like a Bank Account User s money lies with the Mobile Wallet Operator

More information

A Solution to the Mobile Wallet Conundrum

A Solution to the Mobile Wallet Conundrum A Solution to the Mobile Wallet Conundrum 2014 Cortex MCP Page 1 Introduction: A new approach is needed to make the Mobile Wallet mainstream More people than ever are using smartphones to place and take

More information

Chair: Russell Schrader, Visa, Inc., San Francisco, California Vice Chair: Veronica K. McGregor, Jones Day, San Francisco, California

Chair: Russell Schrader, Visa, Inc., San Francisco, California Vice Chair: Veronica K. McGregor, Jones Day, San Francisco, California American Bar Association Committee on Consumer Financial Services Electronic Banking and Internet Delivery Subcommittee Winter Meeting Park City, Utah January 7-10, 2012 ELECTRONIC BANKING AND INTERNET

More information

EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East.

EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's mission is to be at the forefront of the region's electronic payments

More information

Transaction Security. Advisory Services

Transaction Security. Advisory Services Transaction Security Advisory Services Your independent, trusted partner for transaction security technology Welcome to UL UL is a world leader in advancing safety with over a hundred years of history.

More information

global leader in seamless payment

global leader in seamless payment global leader in seamless payment ingenico group / welcome ingenico group / discover the global leader in seamless payment ingenico group / empowering in-store, online and mobile commerce Philippe Lazare

More information

Smart Ride: European transit systems move to contactless mobile payments Trends and Developments, May 05, 2015

Smart Ride: European transit systems move to contactless mobile payments Trends and Developments, May 05, 2015 Industry trends suggest that transit system operators are moving away from traditional methods of payment such as cash, tokens and paper tickets to a variety of electronic payment methods, including near

More information

The New Mobile Point of Sale Opportunities, Technology and Data

The New Mobile Point of Sale Opportunities, Technology and Data 12 ème Forum Suisse de Logistique I 6 novembre 2012 The New Mobile Point of Sale Opportunities, Technology and Data Dr. Samuel Müller, CEO, Scandit www.gs1.ch The New Mobile Point of Sale - Opportunities,

More information

Implementation Considerations and Future Plans

Implementation Considerations and Future Plans Implementation Considerations and Future Plans Dave Raggett Web Payment IG 18 June 2015, New York With gracious thanks to our host: Bloomberg Web Payment WG Moving quickly on minimal standards for Web

More information

Reshaping Retail with Mobility

Reshaping Retail with Mobility Reshaping Retail with Mobility How To Benefit from Changing Consumer Behaviors By Edward Westenberg Mobility is fundamentally changing retail by altering the way people shop and creating disruptive business

More information

Orange France. Delivering Digital Commerce in Retail to Enhance the Customer Journey. Copyright 2015 GSM Association

Orange France. Delivering Digital Commerce in Retail to Enhance the Customer Journey. Copyright 2015 GSM Association Orange France Delivering Digital Commerce in Retail to Enhance the Customer Journey Copyright 2015 GSM Association Digital Commerce More Power to your Pocket About the GSMA The GSMA represents the interests

More information

China Unicom. Delivering mobile couponing and loyalty services to the Chinese market. Copyright 2015 GSM Association

China Unicom. Delivering mobile couponing and loyalty services to the Chinese market. Copyright 2015 GSM Association China Unicom Delivering mobile couponing and loyalty services to the Chinese market Copyright 2015 GSM Association Digital Commerce More Power to your Pocket About the GSMA The GSMA represents the interests

More information

Frédéric Lhostte Director Enterprise Solutions at Belgacom

Frédéric Lhostte Director Enterprise Solutions at Belgacom Frédéric Lhostte Director Enterprise Solutions at Belgacom Smartphone penetration in Belgium is booming (Source: GFK) because users are discovering a new, mobile lifestyle and they use apps to support

More information

Bringing Security & Interoperability to Mobile Transactions. Critical Considerations

Bringing Security & Interoperability to Mobile Transactions. Critical Considerations Bringing Security & Interoperability to Mobile Transactions Critical Considerations April 2012 Transactions 2 Table of Contents 1. Introduction... 3 2. Section 1: Facing up the challenges of a connected

More information

Changing E-Commerce Trends

Changing E-Commerce Trends Changing E-Commerce Trends E-Commerce trends that will change the way of shopping E-commerce came to existence more than two decades ago. It is still going strong. As per emarketer, worldwide e-commerce

More information

Emerging gtrends and Innovation in Payments

Emerging gtrends and Innovation in Payments Emerging gtrends and Innovation in Payments Introduction & Agenda Transaction Network Services is the strategic partner driving payments behind the Civica ICON solution Some headline facts about TNS: We

More information

Universal Commerce: A Seamless, Personalized Purchase Experience for Today s Connected Consumers

Universal Commerce: A Seamless, Personalized Purchase Experience for Today s Connected Consumers Universal Commerce: A Seamless, Personalized Purchase Experience for Today s Connected Consumers The lines between in-store commerce, ecommerce, and mobile commerce are blurring. Consumers expect a more

More information

U.S. Mobile Payments Landscape NCSL Legislative Summit 2013

U.S. Mobile Payments Landscape NCSL Legislative Summit 2013 U.S. Mobile Payments Landscape NCSL Legislative Summit 2013 Marianne Crowe Vice President, Payment Strategies Federal Reserve Bank of Boston August 13, 2013 2 Agenda Overview of Mobile Payments Landscape

More information

Case No COMP/M.6967 - BNP PARIBAS FORTIS/ BELGACOM/ BELGIAN MOBILE WALLET. REGULATION (EC) No 139/2004 MERGER PROCEDURE

Case No COMP/M.6967 - BNP PARIBAS FORTIS/ BELGACOM/ BELGIAN MOBILE WALLET. REGULATION (EC) No 139/2004 MERGER PROCEDURE EN Case No COMP/M.6967 - BNP PARIBAS FORTIS/ BELGACOM/ BELGIAN MOBILE WALLET Only the English text is available and authentic. REGULATION (EC) No 139/2004 MERGER PROCEDURE Article 6(1)(b) NON-OPPOSITION

More information

A Guide to EMV. Version 1.0 May 2011. Copyright 2011 EMVCo, LLC. All rights reserved.

A Guide to EMV. Version 1.0 May 2011. Copyright 2011 EMVCo, LLC. All rights reserved. A Guide to EMV Version 1.0 May 2011 Objective Provide an overview of the EMV specifications and processes What is EMV? Why EMV? Position EMV in the context of the wider payments industry Define the role

More information

We make cards and payments work for people as a part of everyday life. We bring information to life

We make cards and payments work for people as a part of everyday life. We bring information to life We make cards and payments work for people as a part of everyday life We bring information to life 2 EVRY is a leading IT company in the Nordic region. Through advice, technology and solutions, EVRY brings

More information

NFC Near Field Communication

NFC Near Field Communication NFC Near Field Communication Gregor Hohpe 2010 Google, Inc. All rights reserved, Core Technology Passive card powered by radio field 212kbps, 100ms read/write cycle Authentication, data integrity protection

More information

EMERGING PAYMENT PRODUCTS AND PAYMENT SYSTEMS

EMERGING PAYMENT PRODUCTS AND PAYMENT SYSTEMS EMERGING PAYMENT PRODUCTS AND PAYMENT SYSTEMS 26th Annual Payment Card Institute May 3-4, 2012 Arlington, VA Wanji J. Walcott Managing Counsel Enterprise Growth Group American Express Andrew J. Lorentz

More information