Smart Payment Solutions

Transcription

1 Smart Payment Solutions Chess offers Banks and companies building blocks to create their own end-2-end payment platform for mobile and ecommerce transactions

2 There comes a new eco system for modern payments and loyalty based on new mobile and internet standards. With constantly various offers like wallets, social media, credit cards and bank specific payments. To compete and offer seamless services merchants have to offer their customers one personalized Payment and Connection point. Driving digital and ecommerce business today means not only a smart Portal and advanced CRM tools but more and more a seamless integration of advanced Payment solutions that supports multi channels. Merchants and Banks have to offer customers one personalized Payment and Connection point. This is not only driven by the increased costs for payment processing but more and more by the need for straight through processing, required customer intimacy and the control of the whole value chain. Loyalty and Payments must act together, Mobile and Internet must easily exchange and Portals and smart Apps must offer Customer control. BUILDING BLOCKS For Chess it is clear that a packaged solution will not fit the whole set of requirements and that outperformance will not be reached. Therefore, based on our experience and state of the art IT knowledge, we have developed proven components / building blocks that can easliy be customised and integrate to your demands and functional environment so that your whole platform will outperform. The solution will be developed to support multiple mechanism on a host of deveices and to facilitate a secure safe and seamless payment process. Chess offers 3 building blocks for integration into the merchant business-portal 1. PURE VAS ; the e-wallet component 2. PURE Router ecomm ; the epayment processor 3. PURE Router nfc ; the contactless point of sale processor 2

3 Chess ix offers the market the necessary building blocks to create their own endto-end advanced payment solution that is packed with features and functionality. PURE VAS e-wallet Supports management of multi-valuta payments, rewards, vouchers and settlements between merchants, banks and customers. For every participant an account is generated. In the web based portal management and reporting is supported. Standard features - Interfaces with payment processors for top-ups, withdrawals and collections - Web portals for both consumers and merchants - Accounting balance tools and auditing functionalities - Clearing & Settlement The e-wallet building block can be integrated in internet, mobile and NFC applications. Digital content The PURE VAs e-wallet has the ability to support continual identity or card authorisation, which enables one-click buying and instant consuming the purchase. Simple touch, tap or click access means no unnecessary usernames and passwords. Consumers can finally free up time by not entering credit card details every time they want to read a newspaper article or renew their subscription. This innovative pre-paid e-wallet enables micropayments for digital content. This opens up numerous commercial possibilities for engaging viewers and driving their spend and loyalty Ticketing The ability to integrate the e-wallet functionality with ticketing systems supports the development of flexible schemes. That go beyond traditional card processing and pre-paid tickets, our expertise stretches further to providing rich functional eportals to support the whole ticketing process. Loyalty Loyalty units like standard rewards, points and vouchers are supported as separate valuta. This assures a secure management of transactions and a correct balance sheet. Loyalty units can be managed by the merchant or service management. 3

4 PURE ROUTER ecom PURE ROUTER is a building block that facilitate online transactions from payment pages to processors. It enables merchants to control their own payment gateway, adding payment and loyalty schemes and defining their own business rules. In an extended setup, PURE Router is directly linked to the main processors and the costs for payment service providers are eliminated. Standard features - multi branded payment pages - reporting portal - routing to Banks, PSP - seamless integration wit the e-wallet - easy to implement business rules for amount, type of goods, crm decisions One of the specialities in combination with the e- wallet is in-application billing and one click purchases crucial for continuous digital experience. Whether on iphone, Android or other smart mobile or tablet devices, we can support the process for payments for content, virtual goods and add-ons from within the app quickly, easily and secure. PURE ROUTER nfc Is a solution that enables cashless and NFC payments in closed and open environments. Standard features - identity/card management and security. - NFC readers, multi branded - low value payments - tap & go - automatically top up With so much new initiatives and active social media a multi-channel Merchants needs a platform for mobile/small payments to increase their revenues. Events & Stadiums During events the turnover is strongly influenced by the speed of transactions and available balance witth your clients. The Chess NFC solutions supports cashless events, high speed tap & go transactions, automatically top-up of the balance and excellent reporting and backoffice functionalities. Determine your own NFC device, NFC cards, supports mobile NFC phones, wristbands and tags. There is realtime access to turnover results, no cash logistics and cash differences. The system supports easy settlement with catering- or other merchants. Schools / Canteens Offers students and teachers a safe and fast payment solution for their lunch and catering. In a closed version rollout of the system, contactless cards are distributed to the pupils and their parents can manage the account. The account can be automatically topped up by their bank account so there is always a positive balance in the account. Combined with NFC access to the school premises this offers a total smart school solution. 4

5 Chess is for years a trusted partner for developing and maintaining smart payment solutions. Chess has implemented various solutions with these building blocks in the following markets: - Parking payments and settlement - Ticketing & Digital payments and settlements - Bank ecommerce and mobile payments - Retail payments & loyalty - Travel payments & loyalty Customers among others are Rabobank, Ahold, Ziggo, KNVB, Sepay, Equens, Connexxion, Amsterdam ArenA, WPS, Chello Media. Sports & Events For the Dutch Footbal Association and the Footballclubs in the 2 Leagues (36) Chess implemented the Payment platform for multi-channel eticketing and sport related merchandise. The result is that all clubs and shops uses the same platform. Retail For several customers like Ahold, V&D and various big Cateraars Chess implemented Cashless payment solutions based on contactless technology. It increased the number of trx and the turnover significantly. Banks Chess developed and supported for Rabobank the innovative wallet solution MiniTix. MiniTix is also used as back-office for NFC and mobile small payments. For ING and Equens,Chess developed and supported a Payment Service Provider ecommerce platform. Summary The Chess Payment building blocks offers merchants a straight through payment gateway service for processing payments and transactions through Internet, TV or Mobile devices. The building blocks are easily integrated into existing portals. It enables merchants, events, institutes and banks a personalized payment and connection point. Support and software integration services are guaranteed by Chess with its state of the art software development unit and 24*7 service support group. 5

6 Chess Want to know more about our software development capabilities for smart payment solutions or see a demonstration, please contact us Chess ix Lichtfabriekplein 1] Haarlem, 2031 TE