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1 Available Products I N F ORCE MANAGER Available Products July 2015 Except for the MDO product block, all John Hancock life insurance products which are still Premium Paying are now accessible in InForce Manager. Policies with any other status are not included at this time. Per NAIC regulations, Universal Life policies cannot be illustrated as in force until the first anniversary of the policy, therefore, policy summary and inforce illustrations are not available on these products. They are however shown on the Book of Business report. Product Full Name Traditional Whole Life Single Life 3 Year Modified Life 3ML Endowment at Age 65 E65 Endowment at Age 65 Juvenile Plans Endowment at Age 65 Expanded Estate ExpEst Expanded Estate Standard Expanded Estate Preferred JH Endowment Endow Endowment at Age 60 Endowment at Age 85 Endowment at a Specified Age 1 Parent Family Plan Endowment at Age 85 Juvenile Plans Endowment at Age 85 JH Ordinary Whole Life OrdLife Increasing Benefit Whole Life Life Paid Up at Age 60 Life Paid Up at Age 90 Life Paid Up at Age 96 Professional 25 - Life Paid Up at Age 95 Professional 25 New York - Life Paid Up at Age 95 Professional 50 Professional 100 Signature 25 - Life Paid Up at Age 95 Signature 25 New York - Life Paid Up at Age 95 Signature 50 Signature 100 Whole Life 100 Whole Life 250 Women s Independence - Whole Life For agent use only. This material may not be used with the public July 2015 Page 1 of 7

2 JH Retirement Income RetInc Retirement Income at Age 60 Retirement Income at Age 65 Retirement Income at Age 70 Retirement Insurance at Age 65 Level Premium Whole Life (Before 1988) Level Premium Whole Life (From 1988 through 1992) Level Premium Whole Life (From 1993 repricing on) Level Premium Whole Life Life Paid Up at Age 65 Level LevPlus88 LevPlus LP100 L65 Life Paid Up at Age 65 Youth Estate Builder - Life Paid Up at Age 65 Juvenile Plans - Life Paid Up at 65 Life Paid Up at Age 85 L85 Life Paid Up at Age 85 1 Parent Family Plans Life Paid Up at Age 85 2 Parent Family Plans Life Paid Up at Age 85 Juvenile Plans - Life Paid Up at Age 85 Women s Independence Plan - Life Paid Up at Age 85 Modified Premium Whole Life (Before 1988) Modified Premium Whole Life (From 1988 through 1992) Modified Premium Whole Life (From 1993 repricing on) Preferred 25 Preferred 100 Preferred Risk Whole Life Protection Whole Life 07 Protection Whole Life 08 Protection Whole Life 11 Modified ModPlus88 ModPlus PR25 PR100 PRWL PWL07 PWL08 PWL11 Traditional Whole Life Survivorship Level Premium Estate Protection 98 Modified Premium Estate Protection 91 Modified Premium Estate Protection 94 Modified Premium Estate Protection 95 Modified Premium Estate Protection 99 LPEP98 MPEP91 MPEP94 MPEP95 MPEP99 For agent use only. This material may not be used with the public July 2015 Page 2 of 7

3 Universal Life Single Life Accumulation Indexed Universal Life 14 Accumulation UL Accumulation UL 09 High Band Universal Life Indexed Universal Life 11 Majestic Performance UL Majestic Universal Life Majestic ULX Majestic ULX with Performance Rider Medallion Gold Universal Life Performance Universal Life Performance Universal Life Core Protection Universal Life Performance Universal Life 06 Performance Universal Life 07 Performance Universal Life 08 Performance Universal Life 08 Reprice Performance Universal Life 09 Performance Universal Life 10 Premier Life 11 Protection Indexed Universal Life 13 Protection Universal Life 11 Protection Universal Life 12 Protection Universal Life 13 Protection Universal Life - G 05 Protection UL-G 06 Protection UL-G 06 Reprice Protection UL-G 07 Protection UL-G 07 Reprice Protection UL-G 08 Protection UL-G 09 Protection UL-G 09 Reprice Protection UL-G 10 UL-G 11 UL-G 12 UL-G 13 AIUL14 AUL06 AUL09 HBUL IUL11 MPUL MUL MULX MULXPerf MGUL PUL PULCore PROUL PUL06 PUL07 PUL08 PUL08Re PUL09 PUL10 PRL11 ProIUL13 PUL11 PUL12 PUL13 PROUL05 PROUL06 PROUL06Re PROUL07 PROUL07RE PROUL08 PROUL09 PROUL09Re PROUL10 ULG11 ULG12 ULG13 For agent use only. This material may not be used with the public July 2015 Page 3 of 7

4 Universal Life Single Life (con t) Universal Life Insurance Universal Life Insurance Universal Life Insurance ULI I ULI II ULI III Universal Life Survivorship Majestic Survivorship ULX Majestic Universal Life Survivorship Majestic Universal Life Survivorship 98 Performance Survivorship UL Protection Survivorship UL Performance Survivorship UL 06 Performance Survivorship UL 10 Protection Survivorship UL 11 Protection Survivorship UL 12 Protection Survivorship UL 13 Protection Survivorship Indexed Universal Life 13 Protection SUL-G Protection Survivorship Universal Life 07 Protection Survivorship Universal Life 08 Protection Survivorship Universal Life 09 Protection Survivorship Universal Life 10 Survivorship UL-G 11 Survivorship UL-G 12 Survivorship UL-G 13 Universal Life Estate Protection Universal Life Estate Protection 99 MSULX MULSUR MULSUR98 PFSUL PROSUL PSUL06 PSUL10 PSUL11 PSUL12 PSUL13 ProSIUL13 PROSULG05 PROSULG07 PROSULG08 PROSULG09 PROSULG10 SULG11 SULG12 SULG13 ULEP ULEP99 Variable Life Single Life Single Premium Variable Whole Life Variable Whole Life Variable Whole Life Professional 50 Variable Whole Life 100 VWLSP VWL VWLPROF50 VWL100 For agent use only. This material may not be used with the public July 2015 Page 4 of 7

5 Variable Universal Life Single Life Accumulation VUL Accumulation VUL 09 Accumulation VUL 14 Flexible Variable Life 88 Flexible Variable Life 94 Majestic Performance VUL Majestic Variable Universal Life Majestic Variable Universal Life 98 Majestic VULX Medallion Variable Life Medallion Variable Life Edge Medallion Variable Life Edge II Medallion Variable Life Plus Protection VUL Protection VUL 09 Protection VUL 12 Simplified Life AVUL06 AVUL09 AVUL14 FLEXV88 FLEXV MPVUL MVUL MVUL98 MVULX MVL MVL Edge MVL Edge II MVL Plus ProVUL ProVUL09 ProVUL12 SLVUL14 Variable Universal Life Survivorship Accumulation Survivorship VUL Majestic Performance Survivorship Variable Universal Life Majestic Survivorship VULX Majestic Variable Estate Protection Majestic Variable Estate Protection 98 Performance Survivorship Variable Universal Life Protection VUL Protection VUL 09 Protection Survivorship VUL 07 Variable Estate Protection Edge Variable Estate Protection Plus Variable Estate Protection 93 Variable Estate Protection 99 Variable MasterPlan Plus ASVUL07 MPFSVUL MSVULX MVEP MVEP98 VSUL ProVUL ProVUL09 ProSVUL07 VEP Edge VEP Plus VEP93 VEP99 VMPP For agent use only. This material may not be used with the public July 2015 Page 5 of 7

6 BOLI / COLI Products BOLI Private Placement VUL BOLI Private Placement VUL 09 BOLI Private Placement VUL 12 Corporate VUL Corporate VUL 09 Majestic Universal Life COLI Majestic Variable COLI Majestic VCOLIX Medallion Executive Variable Life Medallion Executive Variable Life III Performance Executive UL Performance Executive VUL Small Bank BOLI BOLI2008 BOLI2009 BOLI2012 CVUL05 CVUL09 MULCOLI MVCOLI MVCOLIX MEVL MEVLIII PXUL PXVUL BOLI Term Products 1 John Hancock Term John Hancock Term 07 John Hancock Term 09 John Hancock Level Term John Hancock Term 11 JH Level Term 25/30 Year Level Premium Term 10/15/20 Year Signature Term 10/15/20/25/30 Year MarketPlace Term 20 Year Simplified Issue Term JH Term (generally non-level plans) LifeCare LifeCare 10 5 Year Renewable Term ** 3 Year Modified Term ** Flexible 5 Year Renewable Term** 30 Year Decreasing Term Yearly Renewable Term ** Indeterminate Premium Yearly Renewable Term TermSpan 10, 15, 20 JHT05 JHT07 JHT09 JHTLEV JHT11 JHTermLev JHTerm WLC09 WLC10 1 Inforce illustration is not available for term products except those marked with ** For agent use only. This material may not be used with the public July 2015 Page 6 of 7

7 Disclosures Insurance policies and/or associated riders and features may not be available in all states. Insurance products are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York), John Hancock Variable Life Insurance Company, Boston, MA (not licensed in New York), John Hancock Life Insurance Company, Boston, MA and John Hancock Life Insurance Company of New York, Valhalla, NY Securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA Please contact , option 2 to obtain product and fund prospectuses or if you are interested in obtaining a selling agreement with John Hancock Distributors LLC (for New York, contact , option 5). The prospectuses contain complete details on investment objectives, risks, fees, charges and expenses as well as other information about the investment company. Please advise your clients to carefully read the prospectuses which contain this and other information on the product and the underlying portfolios, and consider these factors carefully before investing. MLINY July 2015 For agent use only. This material may not be used with the public July 2015 Page 7 of 7