INSIDE MY. This year s annual meeting marks the 66th anniversary of your credit union. You can find information about the annual meeting on the next

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INSIDE MY www.southwest66.com April 2015 IN THIS ISSUE PRESIDENT S LETTER President Sean Cahill talks about some of last year s accomplishments as well as what you can expect from your credit union moving forward. ANNUAL MEETING This year s annual meeting marks the 66th anniversary of your credit union. You can find information about the annual meeting on the next page. BUILDING A BETTER CREDIT UNION Check out the improvements we re making to ensure your experience at the credit union is the best possible! CUNA AWARD Southwest 66 recently won Credit Union of the Year Award on the national level. You can read more about it inside! 66 ACCOUNT PROMO There has never been a better time to invite friends and family to become members of Southwest 66! Have a look at our current promotion!

President s MESSAGE Dear members, This is a very special year for us at Southwest 66 Credit Union. This year we are celebrating 66 years of service, community engagement, and innovation, and we could not be in a better financial position than we are today. We want to thank our membership for their continual support and loyalty. Southwest 66 Credit Union would not be where it is today if it was not for our members. You, our members, are why we exist, we are a better credit union because of you. So much has been accomplished in 2014 for us to be proud of, and I want to highlight a few for you. In 2014 we announced Shared Branching, offering our members 5,000 locations nationwide. We have also launched a new ATM network, giving our members access to 30,000 ATMs nationwide. This means that you have more direct access to your money than the largest big banks provide. We introduced My Rewards Plus a debit rewards program. Awarding our member s points for every day check card transactions that can later be redeemed for merchandise, gift cards, travel and more. Being a Southwest 66 Credit Union member has never been this rewarding. We revamped our Southwest 66 website and improved navigation, functionality and compatibility. You will notice that our website performs 100% better on your mobile and tablet. Where ever you chose to access our website, at the comfort of your home, or on the go, you will experience a clean and easy to use site. Soon you will be able to experience your credit union like never before. The remodel to our facilities will give you a unique experience that will set our credit union apart from all other financial institutions in the Permian Basin. Minor details like an internet café, a coke machine with free sodas for our members, and a new service culture that will WOW you, will be apparent as soon as you step foot in our lobbies. We can not wait to share the new look and feel of your credit union. I want to share one last major accomplishment of 2014. Your credit union was recognized as Credit Union of the year. The Community Credit Union award honors credit unions that consistently excel in the advancement of credit union ideals, are proactive in their communities, and meet the needs of their own diverse member bases. Receiving this award from CUNA is a reflection of our commitment to our membership. In addition we have received an award for one of the highest member givebacks in the county, returning an average of $188 in savings to each member household. We could not be more proud of our board s leadership, our management team, and our staff for making a noticeable difference. We are far from perfect, but it is our goal to get better every day in the way we serve you, our members. The year of 2014 was an amazing year, and we want to give you a little sneak peak of what is coming in 2015. Remote deposit capture, giving you the ability to deposit your checks via your mobile device, 24 hour loan approvals, and many others. I want to close my report by thanking our board for their leadership, our staff for their commitment and our members for their loyalty. Wishing you each a wonderful 2015! Thank you, Sean M. Cahill President / CEO It is our goal to get better every day in the way we serve you, our members.

BUILDING A BETTER C REDIT UNION Work In Progress Over the past few months, you may have seen work in progress at the Southwest 66 branches. Perhaps it has sparked your curiosity to know more about what is in store. We are pleased to present these artist s renderings of the remodel as well as some in progress images of the branch on 52nd. A Few Goals A few of the goals these renovations will achieve: Create a bright, handsome lobby area which will promote a new service culture which will WOW you! 66 Kid s club, a place for your children to play while you enjoy a state of the art credit union experience! Cafe 66 with free coffee and sodas! The Southwest 66 branch on University Blvd. will include the same renovations as the 52nd branch! We want you to be proud to call Southwest 66 your credit union! We re adding a history wall that will highlight the rich history of Southwest 66 to each branch! We are excited to be able to improve our facilities and help you have the best experience possible. We couldn t do it without you! When finished, our new teller pods will give your branch visit a more personal touch. We apologize for any inconvenience caused by the renovations, and thank you for your continued commitment to Southwest 66 Credit Union. Cafe 66 provies members with complimentary coffe and sodas! Behind the teller pods will be displays that inform you of current promotionals and important Southwest 66 information.

The Affinity Card YOU SWIPE! Show your team spirit and earn cash for your school or non-profit organization! Southwest 66 is partnering with our community in a unique way. WE DONATE! Every time you swipe we give back to your school or organization at no extra cost to you! Partner with us! Wish your school or nonprofit organization could participate? They can! Just send an email to Aaron Chavez, the Director of Business Development at aaron.chavez@southwest66.com, and he will help you get started. You could be our next loan give back winner! WE GIVE BACK! CREDIT UNION of the YEAR Southwest 66 Credit Union in Odessa, Texas, has been recognized by the Credit Union National Association (CUNA) as the 2014 Community Credit Union of the Year for its exemplary principles and service. Southwest 66 CU, with $85 million in assets, was recognized at a special luncheon at this year's CUNA Community Credit Union and Growth Conference, where they joined three other credit union honorees from around the country. MEMBER BENEFITS TOP PERFORMER Chairman Kris Crow, second from the left, accepts the Member Benefits Top Performer Award in Washington D.C. during the month of March. Southwest 66 received this award for one of the highest member givebacks in the nation. AWARD

join us at our ANNUAL MEETING Southwest 66 Credit Union is turning Sixty-Six! Don t miss the celebration! WHEN: Tuesday, April 28th - 6:00 p.m. until 10:00 p.m. WHERE: MCM Grande Fun Dome - Ballroom D KIDS WELCOME! COST: FREE for members and kids under 12! $10 for non-members. We ll have door prizes up to $1,000! Be there for a chance to win the HOLIDAY LOAN GIVE BACK! Plus prizes for the kids to win as well! Southwest 66 will report on progress made, elections will be held, and scholarship winners will be announced. Don t miss it! EARN SPEND SPEND YOUR POINTS You may have already earned points! Visit us at www.southwest66.com and click on the My Rewards Plus banner to get started! You ll be able to spend your points like cash at our My Rewards Plus online store. We have thousands of awesome items to choose from! You ll get access to the Perks Points Mall, a virtual mall with all your favorite stores like Best Buy, Old Navy and Wal-mart! ENJOY THE BENEFITS REFER ENJOY account You can continue to enjoy the benefits of Southwest 66 membership: 5,000 shared branches nationwide Access to 30,000 ATMs Online account services Free Southwest 66 Credit Union app The 66 Plus Account adds value to your everyday purchases- the more you spend, the more you earn! EARN IT S EASY With your 66 Plus Account, you will earn *points on everyday purchases, just by using the debit card linked to your checking account. Earn up to five times the points by simply shopping at the Perks Points Mall online! REFER FRIENDS & FAMILY It s never been a better time to encourage your friends and family to join Southwest 66 Credit Union. New checking accounts will automatically receive FREE rewards points! As our thanks to you for your referral, you will also receive FREE points!? GOT POINTS? *Earn one point for every $3 spent on eligible debit signature transactions, and one point for every $6 spent on PIN transactions. Earn five times the points by simply shopping at the Perks Points Mall, a virtual mall with all your favorite stores like Best Buy, Old Navy, and Wal-Mart! NEED HELP? Look for this logo at a branch near you if you d like help accessing your points! *66 Plus Account promotion ends 06/31/2015. Points earned are not redeemable for cash at any Southwest 66 branch and can only be used through the MyRewards Plus stores online. Participating vendors are subject to change at any time without notice, including but not limited to any vendors listed on this promotional flier.

REMEMBER TO FILE YOUR TAXES! April 15th is right around the corner! Southwest 66 has partnered with TurboTax to save you money! & And when you do... visit www.southwest66.com and click on the Turbo Tax promotion to receive your Southwest 66 discount. Save up to $15 on Federal Tax Return software! the *Application of discount requires 2-year contract extension on existing plans. Verification of membership is required at the time of activation/upgrade. All rights reserved. Sprint, the logo, and other trademarks are the trademarks of Sprint Nextel. Discount does not apply to secondary lines. Credit Union Member Discount SAVE On select regularly priced personal service plans* Use Corporate ID: NCAUC_ZZM OR SAVE On select regularly priced business accounts* Use Corporate ID: NCAUC_ZDS_ZZM Savings worth talking about! Call 877.SAVE.4.CU and tell them you re a credit union member, and ask to be attached to either Corporate ID to start saving today! Waived activation fee for new accounts (Up to $36 in savings) Waived upgrade fee (Up to $36 in savings) Unlimited data available on select phone plans Buy online and receive additional savings For a complete update on the rules of the Sprint Credit Union Member Discount program please visit www.lovemycreditunion.org/sprint IS A NEW HOME in your future? save $250 off your closing costs* Visit southwest66cu.mortgagewebcenter.com to get started! *Apply between 1/30/2015 and 4/30/2015 and fund by 05/31/2015 to participate. 5000 BRANCHES NATIONWIDE through the CO-OP Shared Branching Network With 30,000 ATM's and 5,000 service branches, you're never far from Southwest 66! Use our handy mobile app to locate the branch nearest to you! Southwest 66 was the first credit union in the Permian Basin to join this network. Reason number 55 to love Southwest 66 Credit Union!