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1 Menu PREVIOUS ARTICLE Student Checking Accounts ( GO BankingRates (/) NEXT ARTICLE Documents You Need to Open a Checking Account ( 10 Free Student Checking Accounts Whether you're in college or high school, you can find the best student bank account for everyday use. Here are 10 of the best student checking accounts. 0 Comments ( By Beth Braverman ( September 21, 2015 Along with shopping for bed sheets and the perfect dry erase boards for dorm room doors, college students should do some shopping for something even more important: the best student bank accounts. Whether you re in high school or college, the best student checking accounts have low or no fees, easy 1/10

com/checkingaccounts/documents-need-open-checking-account/) 10 Free Student Checking Accounts Whether you're in college or high school, you can find the best student bank account for everyday use.

2 Whether you re in high school or college, the best student checking accounts have low or no fees, easy ATM access near school, and a robust online and mobile platform so you can track your money on the go. Here are 10 competitive free bank accounts ( for students to consider. Related: What Banks Have Free Checking With No Minimum Balance? ( 10 Free Student Checking Accounts From Banks and Credit Unions 1. Chase College Checking Chase College Checking waives your $6 monthly maintenance fee for up to five years as long as you are enrolled in college. Chase ATM use is free but costs $2.50 at other banks domestically. After college, your Chase ( student checking account is free as long as you have a qualifying direct deposit made on your account or maintain a $5,000 monthly average daily balance. For big spenders with low account balances, you can opt into the free Chase Overdraft Protection program. With Overdraft Protection, you can avoid Chase s typical $34 overdraft fee ( If you overdraft, under the program, funds will be transferred from your other Chase account, and you will be charged $10 for that day. 2. BB&T Student Checking BB&T ( is a bank with locations in Texas and the Southeast U.S. Its Student Checking account is tailored for students aged 23 years and younger. With no minimum opening deposit or balance requirements, BB&T offers a no-fuss solution for students. Your account also comes with free online and mobile banking, and online statements. If you elect for paper statements, you ll be charged $3 each month. Read: 9 Best Student Savings Accounts ( 3. TD Bank Student Checking 2/10

Related: What Banks Have Free Checking With No Minimum Balance? (http://www.gobankingrates.

3 3. TD Bank Student Checking The monthly maintenance fee for the Student Checking account at TD Bank ( is waived for full-time students under the age of 24. With no required minimum initial deposit, opening a student checking account at TD Bank is easy. Your account also comes with a free debit card and a discounted rate on checks. If you choose not to enroll in the bank s TD Debit Card Advance, you can avoid overdraft fees. Without TD Debit Card Advance, any purchases that would overdraft on your account will simply be denied. 4. U.S. Bank Student Checking The U.S. Bank ( Student Checking account is a fee-free option for students who sign up for online statements. If you elect for paper statements, you will be charged a $2 monthly fee. Student Checking has no minimum balance requirements. While you can use U.S. Bank ATMs free of charge, you are also allowed to make transactions at non-u.s. Bank ATMs, up to four times per statement cycle. Your account also comes with a free box of checks a great perk for college students living off campus and splitting bills with roommates. 5. Bank of America Core Checking Bank of America ( offers a catch-all simple checking account solution for students. For enrolled high school, college and vocational students under the age of 23, the bank s Core Checking account is free to use and comes with a free debit card. Your card also comes with a $0 liability guarantee and chip technology for added security. After you leave school, you can avoid the bank s $12 monthly maintenance fee by having a qualifying direct deposit of $250 or more each month; maintain a minimum balance of $1,500; or be a Bank of America Preferred Rewards client. 6. Navy Federal Credit Union Campus Checking Navy Federal Credit Union ( Campus Checking is among the best student bank accounts. The account has no minimum opening deposit requirement or monthly fees. Your account also earns dividends with a 0.05% APY. If you have to use an ATM outside of the 55,000 machines in the credit union s network, you will be 3/10

Your account also comes with a free debit card and a discounted rate on checks. If you choose not to enroll in the bank s TD Debit Card Advance, you can avoid overdraft fees.

4 If you have to use an ATM outside of the 55,000 machines in the credit union s network, you will be reimbursed up to $10 per statement period. You also receive free checks and a free debit card with your account. To join Navy Federal Credit Union, you or a family member must be a current or former member or employee of the Department of Defense, the U.S. Coast Guard or the National Guard. You are also eligible if a family member is already a member of Navy Federal Credit Union. 7. Schools Federal Credit Union College Account Schools Federal Credit Union ( is a California-based financial institution. Its College Account comes with free ebanking, bill pay, estatements, text banking and debit card. You also have free access to more than 28,000 CO-OP Network ATMs nationwide, as well as 6,500 shared branches. Parents can also make transfers to your account 24 hours a day by phone or computer. As a member of Schools Federal Credit Union, you will also qualify for low-cost loans for your next car, computer or set of textbooks. To become a member, you will need to make an opening deposit of $5 and pay a one-time membership fee of $5. You can sign up at any branch or mail in your application. 8. USAA College Checking In addition to offering free withdrawals at its network of more than 60,000 ATMs, USAA ( will refund other banks ATM fees. This student checking account has no monthly service fees or minimum balance requirements. You also have access to free mobile apps and online banking. You will need to make a minimum $25 opening deposit for your USAA College Checking account, however. Membership in USAA is open to current and former U.S. military members and their families. Students with ROTC scholarship or in advanced ROTC can also join. 9. Santander Student Checking Santander ( offers Student Checking, which is available to full-time and part-time students between the ages of 16 and 25. Your account comes with no minimum balance requirements or monthly charges. You also receive your first order of checks free and can receive free incoming domestic wire transfers. 4/10

To join Navy Federal Credit Union, you or a family member must be a current or former member or employee of the Department of Defense, the U.S. Coast Guard or the National Guard.

5 10. 1st Source Bank e-student Checking 1st Source ( is an online bank. Its e-student Checking has no monthly maintenance fees or minimum balance requirements. Account holders also get one free overdraft fee refunded every year. You also get a $15 monthly credit for ATM transactions incurred at other banks. High school and college students between the ages of 16 and 24 qualify for this bank account. With a discount rate on your first car ( loan, this online student checking account can be a great first bank account. Keep Reading: 10 Best Online Banks of 2015 ( Share This Article These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 0 Comments GoBankingRates 1 Login Recommend Share Sort by Best Start the discussion Be the first to comment. Subscribe d Add Disqus to your site Privacy Checking Accounts (/checking-accounts/) * APY = Annual Percentage Yield 5/10 ( sa=l&ai=

You also get a $15 monthly credit for ATM transactions incurred at other banks. High school and college students between the ages of 16 and 24 qualify for this bank account.

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Gold Checking Frequently Asked Questions: What are the benefits of Gold Checking? High- dividend on balances up to $15,000. Nationwide ATM fees refunded up to $25 a month. Free Online and Mobile Banking