Media Considerations Related to Puerto Rico s Fiscal Situation



Similar documents
Econ 371: Answer Key for Problem Set 1 (Chapter 12-13)

Asset set Liability Management for

Increasing Net Debt as a percentage of Average Equalized ValuaOon

Parallel and Distributed Programming. Performance Metrics

High Interest Rates In Ghana,

Long run: Law of one price Purchasing Power Parity. Short run: Market for foreign exchange Factors affecting the market for foreign exchange

Rural and Remote Broadband Access: Issues and Solutions in Australia

Lecture notes: 160B revised 9/28/06 Lecture 1: Exchange Rates and the Foreign Exchange Market FT chapter 13

Basis risk. When speaking about forward or futures contracts, basis risk is the market

by John Donald, Lecturer, School of Accounting, Economics and Finance, Deakin University, Australia

Adverse Selection and Moral Hazard in a Model With 2 States of the World

Remember you can apply online. It s quick and easy. Go to Title. Forename(s) Surname. Sex. Male Date of birth D

Free ACA SOLUTION (IRS 1094&1095 Reporting)

FACULTY SALARIES FALL NKU CUPA Data Compared To Published National Data

Gold versus stock investment: An econometric analysis

WORKERS' COMPENSATION ANALYST, 1774 SENIOR WORKERS' COMPENSATION ANALYST, 1769

YouthWorks Youth Works (yüth- w rkz), n.

First Cut Stock Study Report

Cisco Data Virtualization

e UCLA ANNUAL F INANCIAL R EPORT

Intermediate Macroeconomic Theory / Macroeconomic Analysis (ECON 3560/5040) Final Exam (Answers)

Paper P4. Advanced Financial Management. Tuesday 3 June Professional Level Options Module. The Association of Chartered Certified Accountants

CARE QUALITY COMMISSION ESSENTIAL STANDARDS OF QUALITY AND SAFETY. Outcome 10 Regulation 11 Safety and Suitability of Premises

B April 21, The Honorable Charles B. Rangel Ranking Minority Member Committee on Ways and Means House of Representatives

Who uses our services? We have a growing customer base. with institutions all around the globe.

Foreign Exchange Markets and Exchange Rates

Attached Benefit Enrollment Forms must be returned to the Business Office within 30 days after your first day of work

KFS CHART OF ACCOUNTS - Object Codes

TELL YOUR STORY WITH MYNEWSDESK The world's leading all-in-one brand newsroom and multimedia PR platform

Fleet vehicles opportunities for carbon management

Financial Mathematics

union scholars program APPLICATION DEADLINE: FEBRUARY 28 YOU CAN CHANGE THE WORLD... AND EARN MONEY FOR COLLEGE AT THE SAME TIME!

Performance Evaluation

Maintain Your F5 Solution with Fast, Reliable Support

AP Calculus AB 2008 Scoring Guidelines

l C a m p b N e w m a n CAmpbell Newman t r Q u t h First 100 days

STUDENT. Achieve More! AT A GLANCE BECOME A CWI. I fee. Learn More: OPPORTUNITIES TO

Economic Insecurity, Individual Behavior and Social Policy

CDP Climate Change Report 2015

NAVAL POSTGRADUATE SCHOOL

QUANTITATIVE METHODS CLASSES WEEK SEVEN

OPTIONS AND FUTURES: A TECHNICAL APPRAISAL

ITIL & Service Predictability/Modeling Plexent

content Fresh thinking for decision makers

REPORT' Meeting Date: April 19,201 2 Audit Committee

A Comparative Study of the Software Packages Used as HRIS by Organizations Operating in India: Human Resource Professionals Perspective.

FOREIGN EXCHANGE RISK MANAGEMENT PRACTICES - A STUDY IN INDIAN SCENARIO

OPINION NO December 28, 1990

Question 3: How do you find the relative extrema of a function?

Argos Coversafe Looking after your purchases & payments, just in case you can t

The price of liquidity in constant leverage strategies. Marcos Escobar, Andreas Kiechle, Luis Seco and Rudi Zagst

Category 7: Employee Commuting

STATEMENT OF INSOLVENCY PRACTICE 3.2

Analysis of Trade Before and After the WTO: A Case Study of India

Do Not Cut, Fold, or Staple Forms on This Page Do Not Cut, Fold, or Staple Forms on This Page

! Home%Rental%Information%and%Application%%!! NeighborWorks!Provo!is!a!non1profit!organization.!We!have!been!creating!

Government Spending or Tax Cuts for Education in Taylor County, Texas

(Analytic Formula for the European Normal Black Scholes Formula)

Planning and Managing Copper Cable Maintenance through Cost- Benefit Modeling

June Enprise Rent. Enprise Author: Document Version: Product: Product Version: SAP Version:

Key Management System Framework for Cloud Storage Singa Suparman, Eng Pin Kwang Temasek Polytechnic

Development of Financial Management Reporting in MPLS

IBM Healthcare Home Care Monitoring

Resource Management and Audit Scrutiny Panel. Apologies for absence were received from Councillors Child, Gilchrist, Maginnis and O Donnell.

This page is left blank intentionally.

A Project Management framework for Software Implementation Planning and Management

Economic Analysis of Floating Exchange Rate Systems

Moving Securely Around Space: The Case of ESA

Developing Economies and Cloud Security: A Study of Africa Mathias Mujinga School of Computing, University of South Africa mujinm@unisa.ac.

mortgage cor p SPECIAL DISCOUNTED HOME LOAN PROGRAMS FOR NEW YORI('S HARD-WORI(ING (SEA MEMBERS Our (SEA Member loans Feature Tremendous test savings

C H A P T E R 1 Writing Reports with SAS

Seeking opportunities for bigger impact: Climate Performance in the Benelux. CDP Benelux Climate Change Report 2014

5 2 index. e e. Prime numbers. Prime factors and factor trees. Powers. worked example 10. base. power

SCHOOLS' PPP : PROJECT MANAGEMENT

Cloud and Big Data Summer School, Stockholm, Aug., 2015 Jeffrey D. Ullman

I would appreciate the opportunity to discuss your needs and how I can help you meet your goals.

Presentation on Short-Term Certificates to the CAPSEE Conference. September 18, 2014

Thursday, March 18, :07 PM Page 1 of 16

Use a high-level conceptual data model (ER Model). Identify objects of interest (entities) and relationships between these objects

Probabilistic maintenance and asset management on moveable storm surge barriers

Fraud, Investments and Liability Regimes in Payment. Platforms

erkeley / uc berkeley extension Be YoUR Best / be est with berkeley / uc berkeley With BerkELEY exten xtension / be your best with berkele

Paper P4. Advanced Financial Management. March/June 2016 Sample Questions. Professional Level Options Module

Lift Selection Guide

Managing Risk with Composite Information Systems

CDP Global Climate Change Report 2015

EVALUATING EFFICIENCY OF SERVICE SUPPLY CHAIN USING DEA (CASE STUDY: AIR AGENCY)

Information Management Strategy: Exploiting Big data and Advanced Analytics

Expert-Mediated Search

User-Perceived Quality of Service in Hybrid Broadcast and Telecommunication Networks

Paper P4. Advanced Financial Management. Tuesday 4 June Professional Level Options Module. The Association of Chartered Certified Accountants

Important Information Call Through... 8 Internet Telephony... 6 two PBX systems Internet Calls... 3 Internet Telephony... 2

Non-Emergency Health Transport

Transcription:

CUNY Graduat School of Journalism Jun, Mdia Considrations Rlatd to Purto Rico s Fiscal Situation Alan Schankl Managing Dirctor Municial Stratgy and Rsarch

Economy is Stagnant and Dbt Continus to Grow.%.%.% PE Economy Has Bn Contracting for Past NIn Yars EAI Indx (Right Axis) YoY Chang 8 6 Exct for brif riod in, conomy has bn contracting sinc 6 -.% -.% - 6.% Dbt has continud to grow Rcnt and lannd dbt is not bing - 8.% 6 l- Ju F b - S - 8 r- A 8 o v- N 9 n - Ju n - Ja u g - A a r- M ct- O a y- M c- D l- Ju F b - S - r- A invstd, but is largly financing dficits Unsustainabl As % of Snding, Dbt Srvic Has Bn Rising whil Caital Invstmnt has Drod % 6% Public Imrovmnts Dbt Srvic % 8% % % 6 8 9 On Pr Caita Basis, Liabilitis ar Ovrwhlming UAAL r Caita Dbt r Caita Total Dbt and UAAL r Caita UAAL and Dbt as % Pr Caita Incom Stat Mdian $,69 $,6 $,8 9% Stat Avrag $, $, $,8 % Purto Rico $,8 $,6 $, 9% Nw Jrsy $, $, $9, % South Dakota $ $9 $9 % Kntucky $,96 $,96 $,9 % UAAL = Unfundd actuarial accrud liability (Pnsions). Data is from S&P ( for FY ) Sourc: Janny FISR, PR Govrnmnt Dvlomnt Bank, S&P, Cntr for a Nw Economy

Multil Stakholdrs and Viwoints Citizns Public mloys Buraucracy Lndrs including bondholdrs (banks, mutual funds, individual invstors [mainland and local], hdg funds and othr institutional invstors) Political ladrshi Fdral govrnmnt Undrwritrs, consultants, attornys and othr outsid xrts Bond analysts Othrs It s imortant to idntify and considr viwoints of all stakholdrs. Although as a bond analyst my focus is rimarily on bondholdr intrsts, good analysis rquirs considration of all stakholdr viwoints

A Fw Ky Qustions Givn stagnant conomy, how much mor ain (tax and f incrass, nsion rductions, srvic rductions) can/will citizn stakholdrs tolrat? How will otntial votr discontnt translat to olitical class? Elctions ar ahad. Will futur loans b availabl if govrnmnt dfaults? What ar rrcussions if bond markt accss is diminishd? Structural Challngs ar Long Trm. Ar w looking byond currnt (FY6) budgt issus? Will olitical ladrshi, which has significant accomlishmnts undr blt in ast ½ yars, tak y off ball with lctions ahad? Dos furthr borrowing (suortd by undrwritrs tc) ncourag oor fiscal discilin or offr ladrshi brathing room to addrss fiscal roblms?

Tlling th Story How wll do mdia consumrs undrstand th issus? Whn writing about basic budgt issus, is mdia distinguishing btwn o lasting structural masurs on th on hand (rvnu incrass and snding cuts) and o on tim fixs (incntiv for tax r-aymnts, intra govrnmnt transfrs, scoo and toss and caitalizd intrst. Is mdia looking ahad to out yars to idntify futur budgt issus? o Act taxs (% of rvnu) - will it continu? o Halth insuranc xns growth +$.8 bln 8 o Annual nsion costs aftr whn ay-as-you-go kicks in (soon) o Rising dbt srvic xns Dbt Srvic Obligations Limit Snding on Othr Prioritis Estimatd Dbt Srvic Paymnts in 6 Gnral Obligation Dbt $,6 mln Guarantd Dbt $69 mln Aroriation Dbt $9 mln COFINA $68 mln PR GDB $,6 mln PREPA $6 mln PRASA $ mln PRHTA $9 mln Total $,98 mln Hl From Fds on Futur Halthcar Snding Unlikly Projctd Dficits of PR Halth Insuranc Administration 6 8 9 $ mln $ mln $6 mln $,96 mln $, mln Sourc: Janny FISR, Purto Rico Financial Statmnts

Hl from Washington? / Trust and Intgrity Hl from DC unlikly Congrssional gridlock and olitics Concrn about rcdnts Act bnfit could nd if US tax rform gains momntum Trust and Intgrity Trasury and GDB disclosur ractics hav imrovd somwhat in rcnt yars, but rmain oor missd slf imosd May dadlin for Jun, financials You as journalists and w as analysts want to s mor financial and rlatd information on a timly and rgular basis. Is this in th bst intrsts of all stakholdrs? 6

Crtification & Disclaimrs This rort is th intllctual rorty of Janny Montgomry Scott LLC (Janny) and may not b rroducd, distributd, or ublishd by any rson for any uros without Janny s xrss rior writtn consnt. This rsntation has bn rard by Janny FISR (FIS) and is to b usd for informational uross only. In no vnt should it b construd as a solicitation or offr to urchas or sll a scurity. Th information rsntd hrin is takn from sourcs blivd to b rliabl, but is not guarantd by Janny as to accuracy or comltnss. Any issu namd or rats mntiond ar usd for illustrativ uross only, and may not rrsnt th scific faturs or scuritis availabl at a givn tim. Prliminary Official Statmnts, Final Official Statmnts, or Prosctuss for any nw issus mntiond hrin ar availabl uon rqust. Th valu of and incom from invstmnts may vary bcaus of changs in intrst rats, forign xchang rats, scuritis rics, markt Indics, as wll as orational or financial conditions of issurs or othr factors. Past rformanc is not ncssarily a guid to futur rformanc. Estimats of futur rformanc ar basd on assumtions that may not b ralizd. W hav no obligation to tll you whn oinions or information containd in Janny FISR rsntations or ublications chang. Dfinition of Ratings Ovrwight: Janny FISR xcts th targt asst class or sctor to outrform th comarabl bnchmark (blow) in its asst class in trms of total rturn Marktwight: Janny FISR xcts th targt asst class or sctor to rform in lin with th comarabl bnchmark (blow) in its asst class in trms of total rturn Undrwight: Janny FISR xcts th targt asst class or sctor to undrrform th comarabl bnchmark (blow) in its asst class in trms of total rturn Bnchmarks Asst Classs: Janny FISR ratings for domstic fixd incom asst classs including Trasuris, Agncis, Mortgags, Invstmnt Grad Crdit, High Yild Crdit, and Municials mloy th Barclay s U.S. Aggrgat Bond Markt Indx as a bnchmark. Trasuris: Janny FISR ratings mloy th Barclay s U.S. Trasury Indx as a bnchmark. Agncis: Janny FISR ratings mloy th Barclay s U.S. Agncy Indx as a bnchmark. Mortgags: Janny FISR ratings mloy th Barclay s U.S. MBS Indx as a bnchmark. Invstmnt Grad Crdit: Janny FISR ratings mloy th Barclay s U.S. Crdit Indx as a bnchmark. High Yild Crdit: Janny FISR ratings for mloy Barclay s U.S. Cororat High Yild Indx as a bnchmark. Municials: Janny FISR ratings mloy th Barclay s Municial Bond Indx as a bnchmark. Analyst Crtification I, Alan Schankl, th Primarily Rsonsibl Analyst for this rort, hrby crtify that all viws xrssd in this rort accuratly rflct my rsonal viws about any and all of th subjct sctors, industris, scuritis, and issurs. No art of my comnsation was, is, or will b, dirctly or indirctly, rlatd to th scific rcommndations or viws xrssd in this rsarch rort.