WEALTH MANAGEMENT ACCELERATOR GIVE YOUR CUSTOMERS THE FREEDOM TO PROTECT, SAVE AND ACCESS ASSETS

WEALTH MANAGEMENT ACCELERATOR GIVE YOUR CUSTOMERS THE FREEDOM TO PROTECT, SAVE AND ACCESS ASSETS

Give Your Customers the Freedom to Protect, Save and Access Assets ADDRESS YOUR CUSTOMERS GROWING DEMANDS Your customers count on you to safeguard their assets, but they also want to invest their money and spend it as they see fit. They want to move freely between asset accumulation and disbursement, and they want to know where they stand at any given moment. What is your company doing to meet the demands of an entire generation of retirees? CSC s Wealth Management Accelerator is the industry s first comprehensive administration software that lets you shift freely between accumulation and disbursement at any time eliminating the need to manage two separate contracts after maturity. Rapidly Launch Innovative Products Manage Accumulation and Disbursement on One Contract Wealth Management Accelerator is a function-rich system for life insurance and annuities that simplifies back-office processes, reduces IT maintenance and gives producers and policy owners immediate access to online transactions. It s the only system designed to give your customers the freedom to take control of their assets. Improve Customer Service to Producers and Policy Owners Simplify Workflows and Increase Staff Productivity at Contract Maturity Lower IT Maintenance Costs WEALTH ACCUMULATION WEALTH DISTRIBUTION

TAKE AN INTEGRATED APPROACH TO YOUR OPERATIONS GET A FULL RANGE OF CAPABILITIES Wealth Management Accelerator is part of CSC s integrated suite of life and annuity software that helps insurers create new products, reduce operating costs and improve relationships with distributors, policy owners and regulators. Unlike single-focus systems for policy administration or customer relationship management, CSC s life and annuity systems address your full range of needs. Product Configuration New Business Customer Service Policy Administration Incentive Compensation Claims Management Work Management Built with an advanced, service-oriented architecture, CSC s systems have the most insurance functions and features available industry-wide. Each system can be plugged into existing legacy environments to address troublesome operations that need immediate attention or the entire set can be deployed across your enterprise as a fully integrated replacement system. Wealth Management Accelerator is designed to efficiently process both large and small blocks of insurance policies and annuities, using either a mainframe processor or a mid-tier server. It supports concurrent processing, allowing organizations to process business 24 hours a day, seven days a week. Leading U.S. Insurers Choose CSC s System to Launch Hybrid Annuity Three leading U.S. life insurers wanted to launch hybrid annuity products with more flexible options for taking periodic disbursements. Customer service personnel painstakingly toggled between policy administration and disbursement systems to answer basic questions from policy owners and producers. With an increasing number of contracts reaching maturity, clients were demanding more flexibility than the insurers systems could provide. CSC worked with the insurers to develop a new browserbased system, Wealth Management Accelerator, which lets companies rapidly introduce wealth management features while streamlining the back-office administration of their products.

PROVIDE END-TO-END SUPPORT FOR LIFE AND ANNUITIES Annuities Fixed and Variable Deferred Annuities Equity-Indexed Annuities Unbundled Annuities Market Value-Adjusted Annuities Tax-Sheltered Annuities Roth IRA Guaranteed Investment Contracts Universal Life Universal Life Variable Universal Life Survivorship UL and VUL Term and Whole Life Level and Decreasing Term Participating and Non- Participating Whole Life Joint and Last Survivor Life Riders and Benefits Guaranteed Death Benefit Riders Term Insurance Riders Children s Term Family Term Waiver of Premium/COI Accidental Death Benefits Guaranteed Insurability Cost-of-Living Adjustments Accelerated Benefit Riders Long-Term Care Riders Disability Income Riders User-Defined Rider/ Benefits GET COMPREHENSIVE PROCESSING CAPABILITIES A complete, fully integrated administration system, Wealth Management Accelerator supports the creation of all types of investment products from fixed and variable annuities to universal life, whole life and term insurance products. In addition to product configuration, the system includes the industry s most comprehensive contract administration functions from display and quotation of contract values to online contract changes and financial transaction processing. It manages compliance, billing and collections, cash management, disbursements and accounting. It supports a virtually unlimited number of investment funds, asset allocation and re-allocation. Build Products Easier and Faster Wealth Management Accelerator s product-builder tool supports product rules and calculations through a series of formulas defined externally from the processing system. As product requirements change, rules can be quickly modified to reflect new product attributes. New products can be launched in days instead of weeks or months. Wealth Management Accelerator includes an easy-to-use wizard that walks users through the product creation process interactively. New products can be built quickly by cloning existing plans. Rates and values are easily imported from external values created in Microsoft Excel or from similar data sources. of enhanced monitoring, which encourages outside law firms to check their work more closely. GAIN INSIGHT WITH BUSINESS INTELLIGENCE CSC integrates best-in-class business intelligence tools that enable users to unlock complex data from multiple systems. With CSC s business intelligence component, companies can predict changes in their businesses, track key business metrics with customized graphical dashboards and proactively respond to rapidly changing conditions. With interactive Web access to business reports, detailed data and other business information, your management team can make better-informed decisions.

Support All Wealth Disbursement Plans OFFER FLEXIBLE BENEFIT PAYMENT OPTIONS In addition to asset management, retirees need a stream of benefit payments to meet obligations and support their desired lifestyles. Wealth Management Accelerator supports a full range of benefit payout capabilities from immediate annuities and pension trusts to structured settlements and lottery awards. Wealth Management Accelerator supports multiple asset retention methods, such as scheduled withdrawals and minimum-required distribution. These methods of supporting disbursements allow insurers to keep policies and contracts in force while giving the policy owner access to a portion of the value of the policy. Other supported wealth disbursement features include: Dollar cost averaging Portfolio rebalancing Unbundled products Periodic disbursements Disbursements Immediate Annuities Pension Trusts Terminal Funding Contracts Supplementary Contracts Disability Income Structured Settlements Lottery Awards Multiple Payment Options Fixed Payment, Period Certain and Period Certain with Life Options Straight Life Temporary Life Joint and Survivor Level Payouts for Variable Fund Contracts Lump-Sum Interest-only Minimum Distribution Guaranteed Refund

Future-Proof Your Technology SIMPLIFY INTEGRATION ACROSS SYSTEMS Wealth Management Accelerator complies with a proven, service-oriented architecture, CSC e4 SM, that enables, extends and evolves the enterprise. CSC e4 enables communications between Web technology, legacy systems and software components through adapters to middleware services. Using BPM tools, these adapters expose business services to analysts, engineers and users who collectively redesign processes in the same environment. Wealth Management Accelerator uses industry-standard ACORD TxLife transactions embedded in a SOAP message to communicate with complex financial services environments. It interfaces with downstream systems through an easy-to-use mapping facility using proprietary or non-proprietary XML or fixed-length formats. Count on World-Class Support CSC works directly with you to ensure you attain the highest value from your systems. We offer proven programs for conversion to new systems and ongoing software enhancements to meet your organization s unique needs. We continually engage you through telephone conferences, client forums and users group meetings to promote open, two-way communication. We have more than 35 years of experience in insurance systems and processes. More insurers trust their policies and contracts to CSC than to any other company. Give Your Customers What They Want Give your customers the freedom they re demanding. Give them the industry s first software to meet the needs of both wealth accumulation and disbursement. Wealth Management Accelerator is a new-generation system designed to help you give your customers what they want. For more information about Wealth Management Accelerator, call 800.345.7672 or send an e-mail to inforequests@csc.com.

CSC S FOCUS ON LIFE AND ANNUITIES REACH FOR NEW HEIGHTS IN PERFORMANCE AND FLEXIBILITY Application Software Product Development Work Management Risk Management and Business Analytics Litigation Management New Business and Underwriting Customer Service Policy Administration Claims Compensation Application Outsourcing and Services Implementations and Upgrades Conversions and Consolidations Development, Maintenance and Enhancements Testing and Quality Assurance User and Production Support Managed Hosting Performance Engineering and Optimization Infrastructure Outsourcing and Services Desktop Virtualization Network Management Data Center Operations Voice and Communications Disaster Recovery Help Desk Services Security Services Business and Technical Consulting Enterprise Roadmap Customer and Business Performance Intelligence Enterprise Resource Planning (ERP) IT and Business Alignment Performance Engineering Application and Infrastructure Modernization Business Process Outsourcing Active and Closed Block Administration New Product Launches and Start-Ups Single Function BPO Staff Augmentation

Worldwide CSC Headquarters The Americas 3170 Fairview Park Drive Falls Church, Virginia 22042 United States +1.703.876.1000 Europe, Middle East, Africa Royal Pavilion Wellesley Road Aldershot, Hampshire GU11 1PZ United Kingdom +44(0)1252.534000 Australia 26 Talavera Road Macquarie Park, NSW 2113 Australia +61(0)29034.3000 Asia 139 Cecil Street #06-00 Cecil House Singapore 069539 Republic of Singapore +65.6221.9095 About CSC The mission of CSC is to be a global leader in providing technology-enabled business solutions and services. With the broadest range of capabilities, CSC offers clients the solutions they need to manage complexity, focus on core businesses, collaborate with partners and clients, and improve operations. CSC makes a special point of understanding its clients and provides experts with real-world experience to work with them. CSC is vendor-independent, delivering solutions that best meet each client s unique requirements. For more than 45 years, clients in industries and governments worldwide have trusted CSC with their business process and information systems outsourcing, systems integration and consulting needs. The company trades on the New York Stock Exchange under the symbol CSC. About CSC in Financial Services CSC provides mission-critical business solutions, consulting and outsourcing services to leading financial services firms around the world. We bring more choices to the industry. We help clients plan for business and technology change. We create software, tools and processes to address specific business needs, and we continually enhance those solutions by collaborating with an extensive network of client communities and technology partners. Our global outsourcing operations give us real-world insight into business and IT processes that deliver the best results for our clients. More than 1,200 major banks, insurers, and investment management and securities firms rely on the experience, ingenuity and leadership of more than 10,000 CSC employees focused on financial services. www.csc.com Copyright 2009 Computer Sciences Corporation. All rights reserved. Printed in USA 98809150