Kreissparkasse Köln. Company Guide 2016/2017 Let us introduce ourselves

Kreissparkasse Köln Company Guide 2016/2017 Let us introduce ourselves

KreissparKasse Köln in FaCts and FiGures AS AT 31/12/2015 Mio. Euro Balance sheet total 24.465,2 Customer deposits and securities 17.790,4 Call deposits and money market accounts 9.689,9 Fixed-term deposits 598,9 Savings deposits 5.571,1 In-house issues to customers 1.930,6 Loan portfolio 19.508,9 Receivables from customers 19.194,1 Contingent liabilities 314,8 Liquid funds and own investments 4.578,3 Cash reserves and balances at banks 2.145,8 Own investments 2.432,5 Contingency reserves 1.478,3 Result before taxes 112,5 Annual net income 62,9 rounding differences possible Employees 3.929 Full-time staff 2.295 Part-time staff 1.186 Trainees 448 rating of KreissparKasse Köln Public Sector Covered Bonds Mortgage Covered Bonds Long Term Bank Deposits Senior Unsecured Short Term Bank Deposits Baseline Credit Assessment reference: moody s as at January 2016 Aaa Aaa Aa3 (stable) Aa2 (stable) Prime-1 (stable) Baa1 The title page is based on the Kreissparkasse Köln 2015 Annual Report, which bears the motto Variety and openness in a changing society ( Vielfalt und Offenheit im Wandel der Gesellschaft ). The Annual Report is available in all of our branches or at www.ksk-koeln.de. Contents Kreissparkasse Köln Brief profile For more than 160 years for its customers on the spot 4 Sustainability as part of our company philosophy 10 Käthe Kollwitz Museum of Kreissparkasse Köln 12 History of Money collection of Kreissparkasse Köln 14 Our branches Business district map 16 In the Rhein-Erft-Kreis 18 In the Rhein-Sieg-Kreis 27 In the Rheinisch-Bergischer Kreis 37 In the Oberbergischer Kreis 42 In Cologne/central branches 45 Our sales-centred subsidiaries KSK-Immobilien GmbH 47 Pareto GmbH 48 Solum Facility Management GmbH 48 KSK-Finanzvermittlung GmbH 49 ProFinanz Versicherungsmakler GmbH 49 Our foundations 13 foundations for the people in the region 50 2 Kreissparkasse Köln Company Guide 2016/2017

Kreissparkasse Köln Brief profile Kreissparkasse Köln Brief profile FOR OVER 160 YEARS FOR ITS CUSTOMERS ON THE SPOT Kreissparkasse Köln, one of Germany s largest savings banks, is a public universal credit institution for all for private and corporate customers as well as for municipal and institutional customers. It has existed in the legal form of an associated special-purpose savings bank (Zweckverbandssparkasse) since 1923. The association that holds the savings bank is made up of the Rhein-Erft-Kreis, the Rhein-Sieg-Kreis, the Rheinisch-Bergischer Kreis and the Oberbergischer Kreis. The economic existence of Kreissparkasse Köln can be traced back to the date on which its oldest legal predecessor, the savings bank of the town of Wipperfürth, was founded (1853), and thus already looks back at 163 years of successful business. The business region of the Kreissparkasse Köln stretches about 100 km from east to west and north to south and, at 3,650 km 2, covers four administrative districts as well as 42 towns and municipalities. Through membership of the Rheinischer Sparkassen- und Giroverband in Düsseldorf (Rhenish savings bank and giro association), Kreissparkasse Köln is affiliated with the Deutscher Sparkassen- und Giroverband e.v. (German savings bank and giro association). Our branches Kreissparkasse Köln offers qualified, personal advice to private customers in all of its branches. In addition to advice for private customers, the 30 regional branches (flagship-stores) also offer customers advice on issues ranging from assets and securities to private banking, including asset management and financial planning as well as advice on construction financing, advice from insurance experts and advice for business customers. Our advice for corporate customers Corporate customers receive special support from qualified corporate customer advisers in the 8 corporate customer administrations at 18 locations on the issues of operating loans, investment loans, equity financing or public funding programmes. The experts have well-founded regional market knowledge and make rapid decisions on the spot. Accessible in every way Direct and personal In the economic region between the Erft, Sieg and Wupper, Kreissparkasse Köln serves around 1 million people in monetary and financial affairs. The business model of Kreissparkasse Köln is primarily based on a regional presence and proximity to its customers. This is also manifested in its decentralised structure with branches, self-service points and stations for mobile branches for its customers as well as by online advice optionally with contact to their personal advisers in the branches. In addition the Kreissparkasse Köln can be contacted over the social networks facebook, twitter, youtube, instagram, xing and google+. Advice in the branches and by video chat: Laura Pfitzner, financial adviser at Kreissparkasse Köln 4 Kreissparkasse Köln Company Guide 2016/2017 5

Kreissparkasse Köln Brief profile Online advice In addition to personal contact locally in the branches, customers also have the opportunity to contact their personal advisers in the branches and corporate customer administrations of Kreissparkasse Köln over the internet via video, voice or text chat. The usual high standard of security of Kreissparkasse Köln is guaranteed when doing so. It isn t necessary to install additional software either. The benefit of Kreissparkasse Köln: Our customers can decide for themselves which way to reach the familiar face of their savings bank and they can decide this each time. Access via the homepage of Kreissparkasse Köln, www.ksk-koeln.de. Mobile branches and self-service points In addition to branches, Kreissparkasse Köln also ensures an extensive basic supply of financial services through its self-service points and four mobile branches. The staff of the mobile branch is available to customers for cash and standard financial services or even making appointments with advisers in one of the neighbouring branches. The mobile branches are also equipped with an ATM and account statement printer. One of the four mobile branches of Kreissparkasse Köln in action CUSTOMERS MONEY IS SAFE WITH the Kreissparkasse KÖLN In providing security for their deposits, customers profit from the bank s robust business model as well as the excellent capital base and profitability of Kreissparkasse Köln. In addition, deposit insurance required by law and the bank s own voluntary measures provide additional security. 1. Legal insurance of deposits: customers money deposited with the Kreissparkasse Köln is protected up to an amount of Euro 100,000 per investor by the German Law on the Insurance of Deposits. This protection covers all savings, time and call deposits as well as savings certificates issued in the customer s name. 2. The Bank s own voluntary measures: in addition to deposits insurance required by law, customers of Kreissparkasse Köln benefit from the voluntary insurance provided by the whole savings banks financial group. This protects customers deposits, particularly savings, time and call deposits, savings bank certificates as well as promissory notes of member-banks owned by customers through the joint liability provided by deposit guarantee and support funds of all savings banks, provincial banks ( Landesbanken ) and building societies and that with no upper limit. The aim of the banks deposit insurance is to prevent the associated banks running into financial difficulties. Since its foundation in the 1970s, voluntary insurance provided by the banks as a means of deposit insurance has admirably proved its value: since this time, no customer has lost either deposits or interest with a bank affiliated to the savings banks financial group. 6 Kreissparkasse Köln Company Guide 2016/2017 7

Kreissparkasse Köln Brief profile administration and commercial economics are supported at the saving banks finance group s own college of higher education and at the Rhineland University of Applied Sciences in Cologne (Rheinische Fachhochschule Köln). In addition to qualification as a trained bank employee, the Savings bank offers a clearly structured and comprehensive programme of seminars and further training for young would-be bankers. Kreissparkasse Köln has been highly recommended for the quality of its training on a number of occasions by the chambers of industry and commerce in both Cologne and the Bonn/Rhein-Sieg region. Every year, both bodies honour the best alumni in their area. Time and again, these include trainees from the Kreissparkasse Köln. Please address applications online to www.ksk.koeln.de/ausbildung. Young, dynamic and successful particularly high performing trainees at the Kreissparkasse Köln take over a branch for four weeks here in Bergisch Gladbach in 2016 AN IMPORTANT TRAINING COMPANY IN THE AREA With currently 448 trainees, Kreissparkasse Köln is one of the most important training companies in the area. In addition to training for the highly popular qualification as a bank employee (Bankkaufmann/Bankkauffrau), the Savings bank offers two additional training opportunities: good, particularly high-performing middle school pupils can obtain their technical college final examination during their traineeship with the Kreissparkasse Köln. Good and very good school-leavers with A-levels (Abitur) have the opportunity to combine their traineeship with simultaneous study to Bachelor level. Courses of study in finance, corporate banking, business WIDE RANGE OF SUPPORT PROGRAMMES Kreissparkasse Köln actively supports the economic and structural development of the area in which it does business. Examples are its participation in regional technology and business start-ups, economic promotion and development companies as well as an intense dedication to furthering the common good, which includes 13 foundations with a total capital of over 75 million Euro. In 2015, Kreissparkasse Köln provided roughly 6 million Euros of aid through donations, distributions by charitable trusts and funds from the PS save and profit (PS-Sparen und Gewinnen) to benefit both young and old, for social affairs, sport and culture as well as for the environment and training, which again made it one of the largest aid organisations in the area. Considerably more than 3,000 individual projects run by societies, institutions and voluntary helpers received support; the broad range of causes supported covers activities in kindergartens, schools and old people s homes through initiatives in sports clubs, choirs, and orchestras to contributions to exhibitions and art purchases. Thus Kreissparkasse Köln provides support to both major and minor activities in order to improve the quality of life of people in the area. 8 Kreissparkasse Köln Company Guide 2016/2017 9

Kreissparkasse Köln Brief profile SUSTAINABILITY AS PART OF THE COMPANY PHILOSOPHY For Kreissparkasse Köln, commercial success and social and ecological responsibility go hand-in-hand. It pursues a policy based on responsibility both vis-à-vis its customers, employees, the local authorities that own it and suppliers and also towards the environment and wishes to make its contribution to ensuring that people continue to live in an area with a high quality of life. Its business model has therefore always been regional: it accepts the money of its customers in the area and then lends it out again here in the form of loans. Anyone who invests his money with Kreissparkasse Köln therefore contributes to the economic development of his local area. You will find the complete sustainability report on our homepage under www.ksk-koeln.de/nachhaltigkeit. THE ENVIRONMENT The Bank s understanding of sustainability also includes dealing responsibly with raw materials. Last year for example, it carried out its first energy audit based on the German Law on Energy Service Providers. As part of this exercise, external auditors examined energy consumption and the major consumers of energy. One result of the audit is a list of measures that should help to reduce energy consumption still further in future. Various measures to conserve energy and materials have already been implemented in 2015. Just to mention a few examples: the acquisition of 15 energy-efficient air conditioning units and 10 energy-saving heating units as well as the heat insulation of 6 roofs. Overall, it was possible to reduce electricity consumption by 4.1 % to 16.4 million kwh. Currently, the main branch in Cologne s Neumarkt and the regional branch in Siegburg are being fitted with photovoltaic equipment. MOBILITY An additional measure is the promotion of mobility through the use of electricity. Kreissparkasse Köln has therefore installed an E-chargeup stand with two charging outlets for electrically-powered cars in Cologne s Neumarkt and two E-charge-up stands with four charging outlets in Sankt Augustin. There is also a charging station with three charging outlets for electric bicycles at the regional branch in Siegburg. Additionally, in 2015, 10 plug-in hybrid cars were acquired for our own vehicle fleet. This means that currently 18 vehicles (almost 30 % of a total of 65 vehicles in our fleet) are powered by alternative sources. SUSTAINABLE PRODUCTS In addition to return, risk and liquidity, ever more customers are of the opinion that an ethical and ecologically responsible use for the money they invest is equally important. That is why the products offered by Kreissparkasse Köln also include various funds based on sustainability such as for example DelaSelect: Nachhaltigkeit or the terrassisi Aktien. It also offers customers privileged public development loan funds for environmental and energy efficiency measures, entrepreneurial start-ups, innovations and for social purposes. Ecological balance sheet 2015 2014 Change Water consumption (m³) 74,800 82,200-9.0 % Electricity (kwh) Of which green electricity 16.4 million 34.0 % 17.1 million 30.8 % - 4.1 % + 10.4 % Heat / heating (kwh) 16.4 million 16.1 million + 1.9 % Paper consumption (tonnes) 271.5 276.0-1.6 % Rounding differences possible 10 Kreissparkasse Köln Company Guide 2016/2017 11

Kreissparkasse Köln Brief profile an auction. Now after over 30 years of commitment to enhancing the collection the museum holds the world s largest collection of sketches, sculptures and prints by the artist Käthe Kollwitz. Besides presenting its collection on a permanent basis, the museum regularly holds special exhibitions related to the work of Käthe Kollwitz. The support programme of all of the exhibitions features readings, concerts, workshops and specialist presentations. A comprehensive programme invites visitors of all ages into the museum. View into the museum with the self-portrait of Käthe Kollwitz, model 1926 36, bronze Käthe Kollwitz Museum OF Kreissparkasse Köln Since spring 1985, Cologne has had a museum that is completely dedicated to one artist: Käthe Kollwitz, one of the great icons of classical modernism. The museum was founded by the Kreissparkasse Köln, which laid the foundations for this collection by purchasing a lot of 60 sketches back in 1983. Local governmental financial difficulties at that time prevented this private collection from being purchased by a municipal museum, so thanks to the financial commitment of Kreissparkasse Köln, the works were protected against being scattered to the four winds at Käthe Kollwitz, Frau mit Orange (Woman with orange), 1901 Brush lithograph with orange tone stone and etching (aquatint, reservage and drypoint), modified with charcoal Käthe Kollwitz Museum Köln Neumarkt 18-24, 50667 Köln (Accessible via the glass lift in the Neumarkt Passage) Tel. 0221 227-2899 or -2602 Fax 0221 227-3762 Email museum@kollwitz.de www.kollwitz.de Opening hours: Tuesdays to Fridays from 10 a.m. to 6 p.m., Saturdays, Sundays and public holidays from 11 a.m. to 6 p.m. Admission: EUR 5 or EUR 2 (concessions), including for schoolchildren and students (Kreissparkasse Köln uses entry fees to support the Käthe Kollwitz Haus memorial in Moritzburg Käthe Kollwitz s last home). 12 Kreissparkasse Köln Company Guide 2016/2017 13

Kreissparkasse Köln Brief profile HISTORY OF MONEY COLLECTION OF KREISSPARKASSE KÖLN OUR branches Kreissparkasse Köln is comprehensively represented in its business region formed by the Rhein-Erft-Kreis, the Rhein-Sieg-Kreis, the Rheinisch-Bergischer Kreis and the Oberbergischer Kreis. On the following pages the adresses of all branches have been compiled and divided into the four administrative districts as well as the different points of contact: Self-service-points Stops of the mobile branches Administrations Corporate customer administrations Estate agents The History of Money collection takes a look back at a history of over 80 years. The extensive collection features many numismatic treasures. In the main branch of Kreissparkasse Köln at Neumarkt, a current cross section of the collection is permanently displayed in 28 cabinets. Exhibitions with changing themes in the Das Fenster ( The Window ) collection also feature other exhibits as well as items on loan from museums and private collectors. Finally the central branches in the headquarter at Cologne s Neumarkt are listed. Our regional branch in Sankt Augustin History of Money collection of Kreissparkasse Köln Neumarkt 18-24, 50667 Köln Tel. 0221 227-2370, Fax 0221 227-3596 Email geldgeschichte@ksk-koeln.de, www.geldgeschichte.de Opening times of the main hall: Mondays to Fridays 9.00 am to 6.30 pm, Admission: free One of our four mobile branches Customers are informed about the hours of business by notices in the branches and over internet www.ksk-koeln.de/oeffnungszeiten. The hours of business of the branch foyers are all the same from 5.30 am to 23.00 pm. 14 KreissparKasse Köln Company Guide 2016/2017 15

Business district map Kreissparkasse Köln comprehensively represented on the spot Rheinisch- Bergischer Kreis Leichlingen Burscheid Wipperfürth Oberbergischer Kreis Odenthal Kürten Marienheide Bedburg Pulheim Lindlar Bergisch Gladbach Bergheim Cologne Köln Engelskirchen Overath Elsdorf Reichshof Much Frechen Kerpen Rösrath Hürth Troisdorf Lohmar Neunkirchen- Seelscheid Waldbröl Morsbach Rhein-Erft-Kreis Brühl Wesseling Niederkassel Siegburg Ruppichteroth Erftstadt Bornheim Windeck Sankt Augustin Hennef Eitorf Swisttal Alfter Königswinter Regional branch Branch Mobile branch Rheinbach Wachtberg Self-service Meckenheim Rhein-Sieg-Kreis 16 17

Our offices in the Rhein-Erft-Kreis ERFT ADMINISTRATION Manager: Jakob Tillenburg Südweststr. 24, 50126 Bergheim Tel. 02271 602-70 ERFT ADMINISTRATION Bergheim Regional Administration Regional Manager: Frank Wallstab Bergheim Südweststr. 24 50126 Bergheim Tel. 02271 602-0 Bedburg Graf-Salm-Str. 40 50181 Bedburg Tel. 02272 9103-0 Kaster St.-Rochus-Str. 18 50181 Bedburg Tel. 02272 9170-0 Heppendorf Church square Alefstr. 50189 Elsdorf Wed 2.30-3.30 pm Fri 9.00-10.00 am Elsdorf Gladbacher Str. 45 50189 Elsdorf Tel. 02274 9250-56 Erft Corporate Customer Administration Corporate Customer Manager: Markus Didier, Oliver Engels (Deputy) Kerpen Stiftsplatz 8 50171 Kerpen Tel. 02237 5906-97 Bedburg/Elsdorf Regional Administration Regional Manager: Jürgen Olscher Berrendorf Dorfplatz 16 50189 Elsdorf Tel. 02274 92994-0 Kirchherten Zaunstr. 71 50181 Bedburg Tel. 02463 9921-0 Kirchtroisdorf Bürgerzentrum Heinsberger Str. 50181 Bedburg Tues 10.40-11.40 am Elsdorf Gladbacher Str. 45 50189 Elsdorf Tel. 02274 9250-0 Niederembt Kirchstr. 31 50189 Elsdorf Tel. 02274 92992-0 Oberembt Josef-Müller-Platz 50189 Elsdorf Tues 9.00-10.00 am Fri 3.35-4.35 pm Esch Gladbacher Str. 217 50189 Elsdorf Tel. 02274 92995-0 Rath At turning area Friedensstr. 50181 Bedburg Tues 1.20-2.20 pm Fri 1.30-2.30 pm Bergheim Hauptstr. 21 50126 Bergheim Tel. 02271 4999-0 Niederaußem Dormagener Str. 52 50129 Bergheim Tel. 02271 7521-0 Ahe Church square Michaelsplatz 50127 Bergheim Wed 12.00-1.00 pm Bergheim Town hall Willy-Brandt-Platz 1 50126 Bergheim s Bergheim Hauptstr. 21 50126 Bergheim Tel. 02271 4999-67 Büsdorf Windmühlenstr. 2 a 50129 Bergheim Tel. 02238 94309-0 Oberaußem Bergheimer Str. 18 50129 Bergheim Tel. 02271 58494-0 Fliesteden Am Alten Fließ 61 50129 Bergheim Mon 11.00-12.00 am Quadrath-Ichendorf, Schlenderhan-Platz Schlenderhan-Platz 50127 Bergheim Bergheim Südweststr. 24 50126 Bergheim Tel. 02271 4999-67 Glesch Grevenbroicher Str. 43 50126 Bergheim Tel. 02272 91970-0 Quadrath-Ichendorf Frenser Str. 12 50127 Bergheim Tel. 02271 79600-0 Paffendorf Glescher Str. 50 50126 Bergheim Tues 3.10-4.10 pm Fri 10.50-11.50 am Zieverich Predrotti car dealers Lechenicher Str. 30-38 50126 Bergheim Glessen Hohe Str. 36 50129 Bergheim Tel. 02238 94310-0 Rheidt-Hüchelhoven Nikolaus-Adams-Str. 61 50129 Bergheim Mon 9.15-10.15 am Bergheim regional branch Bedburg regional branch 18 Kreissparkasse Köln Company Guide 2016/2017 19

Our offices in the Rhein-Erft-Kreis ERFT ADMINISTRATION ERFT ADMINISTRATION Erftstadt Regional Administration Regional Manager: Hans-Peter Leitermann Kerpen Regional Administration Regional Manager: Natalie Lechenich Lechenich Markt 14 50374 Erftstadt Tel. 02235 95506-0 Friesheim Niederweg 20 50374 Erftstadt Tel. 02235 95597-0 Gymnich Gymnicher Hauptstr. 60 50374 Erftstadt Tel. 02235 95598-0 Köttingen Peter-May-Str. 45 50374 Erftstadt Tel. 02235 98310-0 Kerpen Stiftsplatz 8 50171 Kerpen Tel. 02237 5906-0 Blatzheim Dürener Str. 284 50171 Kerpen Tel. 02275 92993-0 Brüggen Heerstr. 435-439 50169 Kerpen Tel. 02237 9743-0 Buir Bahnstr. 2 50170 Kerpen Tel. 02275 92994-0 Liblar Bahnhofstr. 3 50374 Erftstadt Tel. 02235 92306-0 Bliesheim Merowinger Str. 48 50374 Erftstadt Mon 12.00-1.00 pm Fri 2.00-3.00 pm Liblar-Süd Holzdamm 2 50374 Erftstadt Tel. 02235 92708-0 Dirmerzheim Village square Brückenstr. 50374 Erftstadt Wed 11.15-12.15 pm Erp Abt-Horchem-Str. 1 50374 Erftstadt Mon 9.10-11.10 am Wed 1.50-3.50 pm Kierdorf Martinusplatz 50374 Erftstadt Thurs 9.20-10.20 am Horrem Hauptstr. 172 50169 Kerpen Tel. 02273 6005-0 Manheim Marktplatz 50170 Kerpen Wed 4.15-5.15 pm Mödrath, Erft Karree Kerpen Am Falder 10 a 50171 Kerpen Tel. 02237 92349-0 Erft Karree Kerpen Am Falder 42 50171 Kerpen Sindorf Kerpener Str. 81 50170 Kerpen Tel. 02273 9072-0 Türnich-Balkhausen Am Markt 14-15 50169 Kerpen Tel. 02237 9745-0 Erftstadt-Lechenich Markt 14 50374 Erftstadt Tel. 02235 92708-88 Kerpen-Horrem Rathausstr. 7 50169 Kerpen Tel. 02273 9072-68 Kerpen regional branch Lechenich regional branch 20 Kreissparkasse Köln Company Guide 2016/2017 21

Our offices in the Rhein-Erft-Kreis VILLE ADMINISTRATION Manager: Rudolf Schlang Franziskanerhof 9, 50321 Brühl, Tel. 02232 7078-10 and Paulistr. 1 a, 50226 Frechen, Tel. 02234 6001-510 Ville Corporate Customer Administration Corporate Customer Manager: Stefan Wirtz VILLE ADMINISTRATION Frechen Regional Administration Regional Manager: Manfred Kählig (until 31.10.2016), Marc-Steffen Bonte (from 1.11.2016) Brühl Franziskanerhof 9 50321 Brühl Tel. 02232 7078-0 Frechen-Königsdorf Paulistr. 1 a 50226 Frechen Tel. 02234 6001-0 Frechen Hauptstr. 48-52 50226 Frechen Tel. 02234 95386-0 Bachem Hubert-Prott-Str. 162 50226 Frechen Tel. 02234 1880-0 Buschbell Ulrichstr. 94 50226 Frechen Tel. 02234 95374-0 Habbelrath Klosterstr. 67 50226 Frechen Tel. 02234 93312-0 Brühl Regional Administration Regional Manager: Daniel Klein Königsdorf Paulistr. 1 a 50226 Frechen Tel. 02234 96607-0 Brühl Markt 14 50321 Brühl Tel. 02232 1809-0 Badorf-Pingsdorf Euskirchener Str. 99 50321 Brühl Tel. 02232 93310-0 Brühl, Balthasar- Neumann-Platz Balt.-Neumann-Platz 24 50321 Brühl Tel. 02232 94403-0 Vochem Kierberger Str. 37 50321 Brühl Tel. 02232 92338-0 Grefrath Brahmsstr. / Matthias-Werner-Str. 50226 Frechen Wed 9.10-10.10 am Frechen, Europaallee Europaallee / Hermann-Seger-Str. 50226 Frechen Habbelrath, Frechener Straße Frechener Str. 22 50226 Frechen Hücheln An St. Maria Königin / Immergrünweg 50226 Frechen Kierberg-Heide Servatiusstr. 1 50321 Brühl Mon 2.45-3.45 pm s Brühl Phantasialand Berggeiststr. 31-41 50321 Brühl s Frechen Hauptstr. 48-52 50226 Frechen Tel. 02234 95386-69 Frechen-Königsdorf Paulistr. 1a 50226 Frechen Tel. 02234 95386-69 Brühl Franziskanerhof 9 50321 Brühl Tel. 02232 1809-86 Brühl Markt 14 50321 Brühl Tel. 02232 1809-86 Brühl Steinweg 6 50321 Brühl Tel. 02232 1809-86 Brühl regional branch Frechen regional branch 22 Kreissparkasse Köln Company Guide 2016/2017 23

Our offices in the Rhein-Erft-Kreis VILLE ADMINISTRATION VILLE ADMINISTRATION Hürth Regional Administration Regional Manager: Dietmar Pörtner Pulheim Regional Administration Regional Manager: Rosemarie Katzenbach Hermülheim Luxemburger Str. 297-299 50354 Hürth Tel. 02233 97481-0 Gleuel Ernst-Reuter-Str. 31 50354 Hürth Tel. 02233 3924-0 Berrenrath Wendelinusstr. 80 50354 Hürth Tel. 02233 93298-0 Hürth Matthiasstr. 5 50354 Hürth Tel. 02233 94251-0 Efferen Kaulardstr. 20-22 50354 Hürth Tel. 02233 96319-0 Hürth-Park Theresienhöhe (Shopping centre) 50354 Hürth Tel. 02233 97412-0 Fischenich- Kendenich Gennerstr. 104 50354 Hürth Tel. 02233 94236-0 Pulheim Wilhelm-Mevis-Platz 11 50259 Pulheim Tel. 02238 8097-0 Stommeln Hauptstr. 83 50259 Pulheim Tel. 02238 92396-0 Brauweiler Ehrenfriedstr. 38 50259 Pulheim Tel. 02234 98405-0 Pulheim, Nordring Nordring 30 50259 Pulheim Tel. 02238 8002-0 Sinnersdorf Stommelner Str. 100 50259 Pulheim Tel. 02238 96587-0 Hürth-Efferen Kaulardstr. 20-22 50354 Hürth Tel. 02233 96319-89 Geyen At playground Von-Harff-Str. 50259 Pulheim Mon 3.25-4.25 pm Wed 9.50-10.50 am Geyen Bäckerei Voosen Von-Frentz-Str. 9a 50259 Pulheim Stommelerbusch Hahnenstr. 63 50259 Pulheim Mon 1.30-2.30 pm Pulheim Blumachergasse 5 50259 Pulheim Tel. 02238 8097-78 Pulheim regional branch Hermülheim regional branch 24 Kreissparkasse Köln Company Guide 2016/2017 25

Our offices in the Rhein-Erft-Kreis Our offices in the Rhein-Sieg-Kreis VILLE ADMINISTRATION Wesseling Regional Administration Regional Manager: Marc-Steffen Bonte (until 31.10.2016), Sebastian Baum (from 1.11.2016) RHEIN-AGGER ADMINISTRATION Manager: Ralf Klösges Kerpstr. 30, 53844 Troisdorf Tel. 02241 4909-80 Rhein-Agger Corporate Customer Administration Corporate customers director: Ralf Wolff Wesseling Flach-Fengler-Str. 48-54 50389 Wesseling Tel. 02236 94313-0 Berzdorf Hauptstr. 70 50389 Wesseling Tel. 02232 94543-0 Keldenich Kronenweg 80 50389 Wesseling Tel. 02236 8934-0 Oberpleis Dollendorfer Str. 20 53639 Königswinter Tel. 02244 8809-0 Troisdorf Kerpstr. 30 53844 Troisdorf Tel. 02241 4909-0 Urfeld Am Hohen Rain / Holzgasse 50389 Wesseling Tues 3.10-4.10 pm Thurs 11.40-12.40 pm Wesseling Flach-Fengler-Str. 48-54 50389 Wesseling Tel. 02236 94313-38 Wesseling Alfons-Müller-Platz 50389 Wesseling Fri 9.30-12.00 am Dollendorf Heisterbacher Str. 38 53639 Königswinter Tel. 02223 793-0 Stieldorf Oelinghovener Str. 18 53639 Königswinter Tel. 02244 87849-0 s Königswinter Regional Administration Regional Manager: Gudrun Börter Ittenbach Königswinterer Str. 313 53639 Königswinter Tel. 02223 9004-0 Thomasberg Siebengebirgsstr. 61 53639 Königswinter Tel. 02244 8787-0 Königswinter Bahnhofstr. 5-7 53639 Königswinter Tel. 02223 791-0 Oberpleis Dollendorfer Str. 20 53639 Königswinter Tel. 02244 8809-0 Dollendorf Heisterbacher Str. 38 53639 Königswinter Tel. 02223 793-0 Königswinter Bahnhofstr. 5-7 53639 Königswinter Tel. 02223 791-20 Wesseling regional branch Dollendorf regional branch 26 Kreissparkasse Köln Company Guide 2016/2017 27

Our offices in the Rhein-Sieg-Kreis RHEIN-AGGER ADMINISTRATION RHEIN-AGGER ADMINISTRATION Niederkassel Regional Administration Regional Manager: Wolfgang Hopp Sankt Augustin Regional Administration Regional Manager: Sabine Rindfleisch-Eichele Rheidt Oberstr. 15-19 53859 Niederkassel Tel. 02208 505-0 Mondorf Provinzialstr. 45-47 53859 Niederkassel Tel. 0228 629753-0 Niederkassel Hauptstr. 37-39 53859 Niederkassel Tel. 02208 5002-0 Ranzel Gierslinger Str. 5 53859 Niederkassel Tel. 02208 9190-0 Sankt Augustin Südstr. 2a-2b 53757 Sankt Augustin Tel. 02241 2539-0 Hangelar Kölnstr. 102-104 53757 Sankt Augustin Tel. 02241 2304-0 Menden Burgstr. 22-24 53757 Sankt Augustin Tel. 02241 1606-0 Niederpleis Schulstr. 9 53757 Sankt Augustin Tel. 02241 9373-0 Troisdorf-Bergheim Bergstr. 6-10 53844 Troisdorf Tel. 0228 94524-0 Sankt Augustin-Ort Marienkirchstr. 3 53757 Sankt Augustin Tel. 02241 16586-0 Troisdorf-Bergheim Mundorf petrol station Hertzstr. 4 53844 Troisdorf Niederkassel-Rheidt Oberstr. 15-19 53859 Niederkassel Tel. 02208 505-88 Birlinghoven Pleistalstr. 214 53757 Sankt Augustin Tues 12.00-1.00 pm Buisdorf Market square Oberdorfstr. 53757 Sankt Augustin Tues 9.20-11.20 am Thurs 2.50-3.50 pm Niederpleis, Wohnpark Niederpleiser Str. 73 53757 Sankt Augustin Sankt Augustin, Einsteinstraße Einsteinstr. 11 53757 Sankt Augustin Sankt Augustin, HUMA Rathausallee 16 53757 Sankt Augustin Rheidt regional branch Sankt Augustin Südstr. 2a-2b 53757 Sankt Augustin Tel. 02241 100-1855 Sankt Augustin regional branch 28 Kreissparkasse Köln Company Guide 2016/2017 29

Our offices in the Rhein-Sieg-Kreis Troisdorf, Kölner Straße Kölner Str. 93-95 53840 Troisdorf Tel. 02241 8009-0 Spich Hauptstr. 156 53842 Troisdorf Tel. 02241 4866-0 Rotter See HIT cut-price supermarket Spicher Str. 101 53844 Troisdorf Troisdorf Kaufland Theodor-Heuss-Ring 55 53840 Troisdorf RHEIN-AGGER ADMINISTRATION Troisdorf Regional Administration Regional Manager: Holger Steffens Friedrich-Wilhelms- Hütte Roncallistr. 59 53840 Troisdorf Tel. 02241 97902-0 Troisdorf, Ursulaplatz Lohmarer Str. 1 53840 Troisdorf Tel. 02241 807-0 Spich Mundorf petrol station Echternacher Str. 2 53842 Troisdorf Troisdorf-Bergheim: See Niederkassel Regional Administration, Page 25 Oberlar Sieglarer Str. 65-67 53842 Troisdorf Tel. 02241 8008-0 Troisdorf-Bergheim: See Niederkassel Regional Administration, Page 25 Sieglar Kerpstr. 30 53844 Troisdorf Tel. 02241 16509-0 Eitorf Goethestr. 2 53783 Eitorf Tel. 02243 885-200 Sieg Corporate Customer Administration Corporate Customer Manager: Franz-Dieter Wirtz, Volker Altwicker (Deputy) Eitorf Brückenstr. 7 53783 Eitorf Tel. 02243 885-100 Rosbach Berliner Platz 11 51570 Windeck Tel. 02292 9314-0 SIEG ADMINISTRATION Manager: Ralf Klösges Neue Poststr. 15, 53721 Siegburg Tel. 02241 100-3111 Hennef Frankfurter Str. 112 53773 Hennef Tel. 02242 8801-100 Neunkirchen Hauptstr. 68 53819 Neunkirchen- Seelscheid Tel. 02247 9212-14 Eitorf Regional Administration Regional Manager: Bernd Prangenberg Dattenfeld Hauptstr. 118 51570 Windeck Tel. 02292 92909-0 Herchen Siegtalstr. 36 51570 Windeck Tel. 02243 84677-0 Siegburg An der Stadtmauer 1-5 53721 Siegburg Tel. 02241 100-1934 Leuscheid Saaler Str. 5 51570 Windeck Tel. 02292 93198-0 Troisdorf Kölner Str. 93-95 53840 Troisdorf Tel. 02241 100-1855 Troisdorf regional branch, Kölner Straße Schladern Schladern station Waldbröler Str. 51570 Windeck Fri 11.40-12.40 pm Eitorf, Im Auel Im Auel 10 53783 Eitorf Schladern Schladern station Waldbröler Str. 3 51570 Windeck Eitorf Goethestr. 2 53783 Eitorf Tel. 02243 84677-28 Eitorf regional branch 30 Kreissparkasse Köln Company Guide 2016/2017 31

Our offices in the Rhein-Sieg-Kreis SIEG ADMINISTRATION SIEG ADMINISTRATION Hennef Regional Administration Regional Manager: Peter Schaffrath Neunkirchen Regional Administration Regional Manager: Peter Schumacher Hennef Frankfurter Str. 112 53773 Hennef Tel. 02242 8801-0 Uckerath Westerwaldstr. 161 53773 Hennef Tel. 02248 91725-0 Happerschoß Annostr./Kirchgasse 53773 Hennef Tues 4.00-5.00 pm Geistingen Geistinger Platz 3 53773 Hennef Tel. 02242 87417-0 Warth Frankfurter Str. 30 53773 Hennef Tel. 02242 87413-0 Hennef, Seniorenresidenz Kurhausstr. 45 53773 Hennef Tel. 02242 8737-239 Stoßdorf Sanddornweg 8 53773 Hennef Tel. 02242 874340-0 Neunkirchen Hauptstr. 68 53819 Neunkirchen- Seelscheid Tel. 02247 9212-0 Winterscheid Hauptstr. 34 53809 Ruppichteroth Tel. 02247 90029-0 Marienfeld Dorfstr. 25 53804 Much Fri 4.15-5.15 pm Much Hauptstr. 13 53804 Much Tel. 02245 9186-0 Schönenberg Longdendale Platz Rathausstr. 53809 Ruppichteroth Fri 2.30-3.30 pm Ruppichteroth Brölstr. 3 53809 Ruppichteroth Tel. 02295 9191-0 Seelscheid Zeithstr. 140 53819 Neunkirchen- Seelscheid Tel. 02247 9752-0 Hennef Frankfurter Str. 116 53773 Hennef Tel. 02242 87413-16 s Much Hauptstr. 13 53804 Much Tel. 02245 9186-71 Neunkirchen- Seelscheid Hauptstr. 53 53819 Neunkirchen- Seelscheid Tel. 02247 9212-72 Hennef regional branch Neunkirchen regional branch 32 Kreissparkasse Köln Company Guide 2016/2017 33

Our offices in the Rhein-Sieg-Kreis Siegburg An der Stadtmauer 1-5 53721 Siegburg Tel. 02241 100-0 Siegburg, Kaiserstraße Kaiserstr. 94 53721 Siegburg Tel. 02241 3092-0 SIEG ADMINISTRATION Siegburg Regional Administration Regional Manager: Peter Altenrath Birk Pastor-Biesing-Str. 2 a 53797 Lohmar Tel. 02246 91546-0 Stallberg Kaldauer Str. 2 53721 Siegburg Tel. 02241 93832-0 Kaldauen Hauptstr. 65 53721 Siegburg Tel. 02241 95804-0 Wahlscheid Wahlscheider Str. 37 53797 Lohmar Tel. 02206 6002-0 Lohmar Hauptstr. 64 a 53797 Lohmar Tel. 02246 105-0 Bornheim* Peter-Fryns-Platz 2 53332 Bornheim Tel. 02222 75-70 VORGEBIRGE/VOREIFEL ADMINISTRATION Manager: Stephan Moos Am Bürgerhaus 1-3, 53359 Rheinbach Tel. 02226 803-110 Vorgebirge/Voreifel Corporate Customer Administration Corporate Customer Manager: Sabine Fritze Rheinbach Aachener Str. 7-13 53359 Rheinbach Tel. 02226 9048-0 Bornheim Regional Administration Regional Manager: Bernd Weber Brückberg Luisenstr. 110-112 53721 Siegburg s Lohmar Hauptstr. 64 a 53797 Lohmar Tel. 02246 105-88 Lohmar Mundorf petrol station An der Burg Sülz 2 53797 Lohmar Siegburg An der Stadtmauer 1-5 53721 Siegburg Tel. 02241 100-1855 Siegburg Town hall Kaiser-Wilhelm-Platz 1 53721 Siegburg Siegburg S-Carré Neue Poststr. 15 53721 Siegburg Tel. 02241 100-1855 Siegburg, Holzgasse Holzgasse 28-30 53721 Siegburg Bornheim* Peter-Fryns-Platz 2 53332 Bornheim Tel. 02222 75-0 Merten Beethovenstr. 25 53332 Bornheim Tel. 02227 9290-0 Walberberg Hauptstr. 79 53332 Bornheim Tel. 02227 9233-0 Alfter Holzgasse 7 53347 Alfter Tel. 02222 92718-0 Oedekoven Chateauneufstr. 12 53347 Alfter Tel. 0228 98735-0 Witterschlick Hauptstr. 206-208 53347 Alfter Tel. 0228 90249-0 Bornheim, Kurzentrum Siefenfeldchen 39 53332 Bornheim Tel. 02222 929720-0 Roisdorf Siegesstr. 36 53332 Bornheim Tel. 02222 91994-0 Hersel Rheinstr. 201 53332 Bornheim Tel. 02222 9769-0 Sechtem Krausplatz 4 53332 Bornheim Tel. 02227 92127-0 Bornheim Total petrol station Am Hellenkreuz 1 53332 Bornheim Waldorf Rewe-Markt Donnerbachweg 2 53332 Bornheim Bornheim* Peter-Fryns-Platz 2 53332 Bornheim Tel. 02222 75-69 Siegburg regional branch Bornheim regional branch *Rebuilding until end 2016/start 2017, temporary location: Königstr. 25, phone as above 34 Kreissparkasse Köln Company Guide 2016/2017 35

Our offices in the Rhein-Sieg-Kreis Our offices in the Rheinisch-Bergischer-Kreis Meckenheim Hauptstr. 90 53340 Meckenheim Tel. 02225 8807-0 VORGEBIRGE/VOREIFEL ADMINISTRATION Meckenheim Regional Administration Regional Manager: Peter Frings Meckenheim, Neuer Markt Neuer Markt 3 53340 Meckenheim Tel. 02225 8855-0 Bergisch Gladbach Am Stadion 18-24 51465 Berg. Gladbach Tel. 02202 28511-0 RHEIN-BERG ADMINISTRATION Manager: Marianne Brochhaus, Andrea Grabowsky (Deputy) Am Stadion 18-24, 51465 Bergisch Gladbach Tel. 02202 28511-0 Rhein-Berg Corporate Customer Administration Corporate Customer Manager: Oliver Engelbertz Hoffnungsthal Hauptstr. 260 51503 Rösrath Tel. 02205 8003-0 Leichlingen Neukirchener Str. 4 42799 Leichlingen Tel. 02175 995-0 Merl Godesberger Str. 50 53340 Meckenheim Tel. 02225 70393-0 Wachtberg Am Wachtbergring 7 53343 Wachtberg Tel. 0228 94328-0 Bensberg Regional Administration Regional Manager: Martina Martini Meckenheim Hauptstr. 90 53340 Meckenheim Tel. 02225 8807-50 Meckenheim regional branch Bensberg Schloßstr. 46-48 51429 Berg. Gladbach Tel. 02204 9498-0 Refrath Siebenmorgen 23 51427 Berg. Gladbach Tel. 02204 2004-0 Herkenrath Ball 12 51429 Berg. Gladbach Tel. 02204 9891-0 Lustheide Hüttenfeld 1 51427 Berg. Gladbach Tel. 02204 9278-0 Moitzfeld Moitzfeld 78 51429 Berg. Gladbach Tel. 02204 98880-0 Rheinbach Am Bürgerhaus 1-3 53359 Rheinbach Tel. 02226 803-0 Rheinbach Regional Administration Regional Manager: Myriam Middendorf Heimerzheim Kölner Str. 39 53913 Swisttal Tel. 02254 8303-0 Refrath Siebenmorgen 23 51427 Berg. Gladbach Tel. 02204 9741-29 Odendorf Essiger Str. 1 53913 Swisttal Tel. 02255 94981-0 Wormersdorf Wormersdorfer Str. 46-48 53359 Rheinbach Tel. 02225 704605-0 s Rheinbach Aachener Str. 7-13 53359 Rheinbach Tel. 02226 803-288 Rheinbach Am Bürgerhaus 1-3 53359 Rheinbach Tel. 02226 803-288 Rheinbach regional branch Bensberg regional branch 36 Kreissparkasse Köln Company Guide 2016/2017 37

Our offices in the Rheinisch-Bergischer-Kreis RHEIN-BERG ADMINISTRATION Bergisch Gladbach Regional Administration Regional Manager: Tessa Hahn RHEIN-BERG ADMINISTRATION Burscheid Regional Administration Regional Manager: Dirk Neubuß Bergisch Gladbach Hauptstr. 208-210 51465 Berg. Gladbach Tel. 02202 9370-0 Hand Dellbrücker Str. 48 51469 Berg. Gladbach Tel. 02202 2917-0 Schildgen Altenberger- Dom-Str. 128 51467 Berg. Gladbach Tel. 02202 9877-0 Biesfeld Wipperfürther Str. 229 51515 Kürten Wed 3.25-4.25 pm Bechen Kölner Str. 374 51515 Kürten Tel. 02207 91908-0 Heidkamp Bensberger Str. 159-161 51469 Berg. Gladbach Tel. 02202 9331-0 Eichhof Wipperfürther Str. 304 51515 Kürten Wed 1.50-2.50 pm Bergisch Gladbach im Lindlar-Haus Hauptstr. 147a 51465 Berg. Gladbach Tel. 02202 9370-0 Kürten Wipperfürther Str. 381 51515 Kürten Tel. 02268 9279-0 Dürscheid Wipperfürther Str. 127 51515 Kürten Tel. 02207 91909-0 Paffrath Paffrather Str. 315 51469 Berg. Gladbach Tel. 02202 9410-0 Burscheid Hauptstr. 1-5 51399 Burscheid Tel. 02174 893-0 Blecher Hauptstr. 37 51519 Odenthal Mon 3.25-4.25 pm Wed 11.00-12.00 am s Burscheid Hauptstr. 1-5 51399 Burscheid Tel. 02174 893-127 Hilgen Kölner Str. 102 51399 Burscheid Tel. 02174 78739-0 Voiswinkel Odenthaler Str. 44 51519 Odenthal Mon 1.35-2.35 pm Wed 9.15-10.15 am Odenthal Altenberger- Dom-Str. 18 51519 Odenthal Tel. 02202 93734-88 Odenthal Altenberger-Dom-Str. 18 51519 Odenthal Tel. 02202 9787-0 Regional-Filiale Burscheid Bergisch Gladbach RheinBerg Galerie Hauptstr. 131 51465 Berg. Gladbach s Bergisch Gladbach Am Stadion 18-24 51465 Berg. Gladbach Tel. 02202 93734-88 Heidkamp Bensberger Str. 159-161 51469 Berg. Gladbach Tel. 02202 93734-88 Biesfeld Wipperfürther Str. 229 51515 Kürten Bergisch Gladbach Hauptstr. 208-210 51465 Berg. Gladbach Tel. 02202 93734-88 Paffrath Paffrather Str. 315 51469 Berg. Gladbach Tel. 02202 93734-88 Gronau Stein car dealers Mülheimer Str. 67-69 51469 Berg. Gladbach Hebborn Odenthaler Str. 214 51467 Berg. Gladbach Leichlingen Neukirchener Str. 4 42799 Leichlingen Tel. 02175 995-0 Witzhelden Hauptstr. 8 42799 Leichlingen Tel. 02174 73179-0 Leichlingen Regional Administration Regional Manager: Markus Luyven Leichlingen, Brückenstraße Brückenstr. 32 42799 Leichlingen Tel. 02175 995-600 Bergisch Gladbach regional branch Leichlingen, Am Bahnhof Am Bahnhof 2 42799 Leichlingen Leichlingen Neukirchener Str. 4 42799 Leichlingen Tel. 02175 995-128 Leichlingen regional branch 38 Kreissparkasse Köln Company Guide 2016/2017 39

Our offices in the Rheinisch-Bergischer-Kreis RHEIN-BERG ADMINISTRATION RHEIN-BERG ADMINISTRATION Overath Regional Administration Regional Manager: Christiane Wester Rösrath Regional Administration Regional Manager: Frank Strathmann Overath Hauptstr. 28 51491 Overath Tel. 02206 9592-0 Heiligenhaus Bensberger Str. 31 51491 Overath Tel. 02206 90088-0 Marialinden Pilgerstr. 37 51491 Overath Tel. 02206 6090-0 Untereschbach Olper Str. 48 51491 Overath Tel. 02204 9741-0 Hoffnungsthal Hauptstr. 260 51503 Rösrath Tel. 02205 8003-0 Forsbach Bensberger Str. 276 51503 Rösrath Tel. 02205 9279-0 Rösrath Hauptstr. 55-57 51503 Rösrath Tel. 02205 9294-0 Immekeppel Lindlarer Str. 91 51491 Overath Mon 10.50-11.50 am Overath Siegburger Str. 1 a 51491 Overath Tel. 02206 9592-55 Vilkerath Kölner Str. 66 51491 Overath Mon 9.00-10.00 am Immekeppel Lindlarer Str. 91 51491 Overath Vilkerath Kölner Str. 59 51491 Overath Stümpen Ahornweg 1 51503 Rösrath Rösrath Hauptstr. 260 51503 Rösrath Tel. 02205 8003-73 Hoffnungsthal regional branch Overath regional branch 40 Kreissparkasse Köln Company Guide 2016/2017 41

Our offices in the Oberbergischer Kreis OBERBERG ADMINISTRATION Manager: Benno Wendeler Hochstr. 48, 51688 Wipperfürth Tel. 02267 88199-0 OBERBERG ADMINISTRATION Waldbröl Regional Administration Regional Manager: Ralf Waßer Waldbröl Kaiserstr. 69-77 51545 Waldbröl Tel. 02291 9218-0 Engelskirchen Märkische Str. 7 51766 Engelskirchen Tel. 02263 9212-0 Ründeroth Hauptstr. 21 51766 Engelskirchen Tel. 02263 9614-0 Hartegasse Sülztalstr./Am Südhang 51789 Lindlar Tues 9.10-10.10 am Thurs 2.10-3.10 pm Schnellenbach Bickenbacher Str. 2 51766 Engelskirchen Tues 2.00-3.00 pm Thurs 9.15-10.15 am Oberberg Corporate Customer Administration Corporate Customer Manager: Josef-Klaus Blumberg Wipperfürth Hochstr. 48 51688 Wipperfürth Tel. 02267 88199-0 Engelskirchen Regional Administration Regional Manager: Peter Ueberberg Frielingsdorf Jan-Wellem-Str. 23 51789 Lindlar Tel. 02266 47195-0 Linde Josefsstr. 3 b 51789 Lindlar Thurs 3.55-4.55 pm Lindlar Eichenhofstr. 8 51789 Lindlar Tel. 02266 4756-0 Osberghausen Jahnstr. 20 51766 Engelskirchen Tues 11.30-12.30 pm Thurs 11.00-12.00 am Loope Bliesenbacher Str. 2 51766 Engelskirchen Tel. 02263 90090-0 Schmitzhöhe Lindlarer Str. 40 51789 Lindlar Tues 4.00-5.00 pm Waldbröl Kaiserstr. 69-77 51545 Waldbröl Tel. 02291 9221-0 Morsbach Bahnhofstr. 2 51597 Morsbach Tel. 02294 9828-0 Brüchermühle Am Dreieck 18 51580 Reichshof Mon 3.40-4.40 pm Wed 9.30-10.30 am Waldbröl, Markt Gerberstr. 51545 Waldbröl Wed 3.45-4.45 pm Waldbröl, Kaiserstraße (Currently being rebuilt, reopening planned for end 2016) Denklingen Hauptstr. 23 51580 Reichshof Tel. 02296 99083-0 Wildbergerhütte Crottorfer Str. 2 51580 Reichshof Tel. 02297 90081-0 Holpe In der Au 1 51597 Morsbach Mon 11.20-12.20 pm Fri 9.45-10.45 am Waldbröl, Turnerstraße Turnerstr. 44 51545 Waldbröl Mon 9.30-10.30 am Wed 1.50-2.50 pm Waldbröl Kaiserstr. 69-77 51545 Waldbröl Tel. 02291 92185-50 Eckenhagen Reichshofstr. 45 51580 Reichshof Tel. 02265 99142-0 Hunsheim Protestant parish Kirchstr. 51580 Reichshof Tues 9.30-10.30 am Thurs 2.30-5.00 pm Hermesdorf Hauptstr. 62 51545 Waldbröl Tel. 02291 91064-0 Lichtenberg Catholic parish hall Bergstr. 51597 Morsbach Mon 1.55-2.55 pm Wed 11.15-12.15 pm Engelskirchen Edmund-Schiefeling- Platz 4 51766 Engelskirchen Tel. 02263 9212-87 Engelskirchen regional branch Waldbröl regional branch 42 Kreissparkasse Köln Company Guide 2016/2017 43

Our offices in the Oberbergischer Kreis Our offices in Cologne OBERBERG ADMINISTRATION Wipperfürth Regional Administration Regional Manager: Helmut Wagner COLOGNE ADMINISTRATION Manager: Wolfgang Eckert Neumarkt 18-24, 50667 Köln Tel. 0221 227-2640 Wipperfürth Marktplatz 6 51688 Wipperfürth Tel. 02267 8814-0 Agathaberg Agathaberg 33 51688 Wipperfürth Thurs 11.40-12.40 pm Wipperfürth, Hochstraße Hochstr. 48 51688 Wipperfürth Marienheide Leppestr. 5 51709 Marienheide Tel. 02264 4588-0 Kreuzberg Westfalenstr. 32 51688 Wipperfürth Tues 3.30-4.30 pm Thurs 9.45-10.45 am Wipperfürth Marktplatz 6 51688 Wipperfürth Tel. 02267 88199-88 Rodt-Kotthausen Friesenstr. 1 51709 Marienheide Tel. 02264 41315-0 Thier Church square Johann-Wilhelm- Roth-Str. 51688 Wipperfürth Tues 11.00-12.00 am Wipperfeld Schulstr. 13 51688 Wipperfürth Tues 1.30-2.30 pm Neumarkt Neumarkt 18-24 50667 Köln Tel. 0221 227-2087 Neumarkt Neumarkt 18-24 50667 Köln Tel. 0221 227-2000 Worringen Hackhauser Weg 14 50769 Köln Tel. 0221 978302-0 s Cologne Corporate Customer Administration Corporate Customer Manager: Christoph Kürten Cologne Regional Administration Mülheim Wiener Platz 5 51065 Köln Tel. 0221 962565-0 Mülheim Wiener Platz 5 51065 Köln Tel. 0221 227-3385 Richmodishaus am Neumarkt Richmodstr. 2 50667 Köln Tel. 0221 227-3385 Neumarkt Neumarkt 18-24 50667 Köln Tel. 0221 227-3385 Worringen Hackhauser Weg 14 50769 Köln Tel. 0221 227-3385 Wipperfürth regional branch Neumarkt regional branch and main branch of Kreissparkasse Köln 44 Kreissparkasse Köln Company Guide 2016/2017 45

Our offices Central branches Business start-ups/development loans/ renewable energies Head of Division: Guido Fenger Tel. 0221 227-2055 Central corporate customers Head of Division: Roland Emmerich Tel. 0221 227-2203 Institutional customers Head of Division: Rüdiger Horn Tel. 0221 227-2884 International business Head of Division: Henry Rehkuh Tel. 0221 227-2561 Municipal customers Head of Division: Werner Koch Tel. 0221 227-2770 Private banking (asset management) Head of Division: Wilfried Böttcher Tel. 0221 227-2606 Central Neumarkt 18-24, 50667 Köln Private banking (corporate customers) Head of Division: Sascha Liene Tel. 0221 227-2468 Private banking (Family office) Head of Division: Frank Bauerfeind Tel. 0221 227-3293 Private banking (private customers) Head of Division: Thomas Becker Tel. 0221 227-2912 Property customers (commercial)/ project development Head of Division: Malte Paschke Tel. 0221 227-2729 Shareholdings/venture capital Head of Division: Frank Kraemer Tel. 0221 227-2805 Special funding/leasing Head of Division: Angelo Stilla Tel. 0221 227-2307 Important Service Numbers OUR SalES-cEntREd SUbSIdIaRIES KSK-Immobilien GmbH, the Kreissparkasse Köln estate agent, is not just one of the ten largest estate agents in Germany in the residential property sector; with an annual property volume of around EUR 300 million, it is also the largest estate agent in the Rhineland. KSK-Immobilien GmbH is one of the few savings bank estate agents that, in addition to residential property, also specialises in the sale and leasing of plots of land and commercial, upmarket and investment properties. It has more than 40 offices in the Kreissparkasse Köln business region, with around 140 employees. KSK-Immobilien GmbH Managing Director: Dr. Guido Stracke Richmodishaus am Neumarkt, Richmodstr. 2, 50667 Köln Tel. 0221 179494-0, Fax 0221 179494-99 Email info@ksk-immobilien.de, www.ksk-immobilien.de Our sales-centred subsidiaries Customer hotline Direct via PC Tel. 0221 227-4200 Available around the clock GiroPlus[!] Hotline Tel. 0221 227-4476 Available around the clock Customer hotline Direct by telephone Tel. 0221 227-1234 Available around the clock Emergency number to block cards and online banking Tel. 116 116 Available around the clock Kreissparkasse Köln Neumarkt 18-24 50667 Köln Tel. 0221 227-01 Fax 0221 227-3920 Email info@ksk-koeln.de www.ksk-koeln.de Sort code 370 502 99 BIC / S.W.I.F.T.: COKS DE 33 XXX 46 KREisspaRKassE KölN CompaNy GuidE 2016/2017 47

Our sales-centred subsidiaries PARETO GmbH is the Kreissparkasse Köln property project developer and property developer. PARETO, together with partners in the region, has built premium properties, developed building plots and developed and revitalised both municipal and private areas for 16 years. This includes developing and building both modern office buildings and business premises as well as premium residential properties for private use. With regard to building construction projects, PARETO specialises in the premium segment, which means that it builds in locations that range from good to the best. Its services also include construction management services and marketing concepts. PARETO GmbH Managing Director: Heinz-Jürgen Rodehueser Neumarkt 8-10, Entrance Richmodstr. 2, 50667 Köln Tel. 0221 39981-0, Fax 0221 39981-50 Email info@pareto-koeln.de, www.pareto-koeln.de KSK-Finanzvermittlung GmbH is the insurance specialist of Kreissparkasse Köln. With over 70 employees it has provided cover for its customers private and commercial risks in close cooperation with the Kreissparkasse advisers for 21 years. In the process, priority is given to comprehensive advice. It does not just create strategies for pension provisions and retirement plans but also develops coverage concepts in the property insurance sector. To do so, it employs qualified insurance experts in all the regional branches and corporate customer administrations of Kreissparkasse Köln. Managing a portfolio of 120.000 insurance contracts it is one of the largest insurance agents. KSK-Finanzvermittlung GmbH Managing Director: Michael Fischer Frankfurter Str. 114, 53773 Hennef Tel. 02242 8801-429, Fax 02242 8801-477 Email info@ksk-fvg.de, www.ksk-fvg.de SOLUM Facility Management GmbH is the Kreissparkasse Köln real estate manager, employs around 160 of its own employees and also manages a large network of qualified professionals and external service providers. Today, in addition to the savings bank branches, commercial rental units and residential units SOLUM manages several large centres. SOLUM organises its comprehensive property management services into six operating divisions Construction, Property Valuation, Asset Management and Maintenance, Property Management, Catering and Security Technology. SOLUM Facility Management GmbH Managing Director: Hans-Peter Stotzem Siegburger Str. 1-7, 53757 Sankt Augustin Tel. 02241 2529-0, Fax 02241 2529-199 Email info@solum.de, www.solum.de ProFinanz Versicherungsmakler GmbH is the independent insurance broker of Kreissparkasse Köln. The ProFinanz experts give companies and private individuals advice on all of the risks and forms of cover that may be relevant in the operational and private spheres. They analyse and evaluate risk situations and make recommendations on the optimum protection against risks. ProFinanz acts in customers interests in dealings with insurance companies, including in the event of a claim. As a broker, ProFinanz s 20 employees support approximately 1,800 clients. ProFinanz Versicherungsmakler GmbH Managing Director: Udo Giesen Holzgasse 28-30, 53721 Siegburg Tel. 02241 95811-0, Fax 02241 95811-11 Email info@profiverma.de, www.profiverma.de 48 Kreissparkasse Köln Company Guide 2016/2017 49

Our Foundations Our FOUNDATIONS 13 foundations for the people in the region Profit is not an aim in itself for Kreissparkasse Köln. Instead, its aim is to accept responsibility and bring a lasting benefit for the economic and societal development of the region. The foundations established by Kreissparkasse have been an expression of this corporate, sustainable responsibility for 37 years. With a total of 13 foundations and capital of over EUR 75 million, Kreissparkasse Köln is one of the most publicspirited savings banks in Germany. Big deal for little scientists in the TuWaS! chemistry class. Bildungs-Stiftung der Kreissparkasse Köln sponsors TuWaS!-classes at regional schools. Kreissparkasse Köln Culture and Environment Foundation (Kultur- und Umweltstiftung der Kreissparkasse Köln) Funding aim: Preservation of culture, monuments and local traditions as well as environmental, landscape and nature conservation Funding area: Rhein-Erft-Kreis, Rheinisch-Bergischer Kreis and Oberbergischer Kreis Year established: 1983 Contact person: Ass. jur. Mercedes Slex Kreissparkasse Köln Sports Foundation (Sportstiftung der Kreissparkasse Köln) Funding aim: Popular and youth sports Funding area: Rhein-Erft-Kreis, Rheinisch-Bergischer Kreis and Oberbergischer Kreis Year established: 1992 Contact person: Ass. jur. Mercedes Slex Funding area: Several districts With the museumbus.koeln to the museum: pupils from the region discover Cologne s museums. Sponsored by Kreissparkasse Köln and its Kölner Kulturstiftung. Kreissparkasse Köln Gifted and Talented Foundation (Hochbegabten- Stiftung der Kreissparkasse Köln) Funding aim: Talent promotion Funding area: Rhein-Erft-Kreis, Rhein-Sieg-Kreis, Rheinisch-Bergischer Kreis and Oberbergischer Kreis Year established: 1998 Contact person: Sonja Weber Kreissparkasse Köln Social Foundation (Sozialstiftung der Kreissparkasse Köln) Funding aim: Youth and elderly welfare, public health and welfare and charitable purposes Funding area: Rhein-Erft-Kreis, Rheinisch-Bergischer Kreis and Oberbergischer Kreis Year established: 1995 Contact person: Sonja Weber Kreissparkasse Köln Education Foundation (Bildungs-Stiftung der Kreissparkasse Köln) Funding aim: Education, schooling, further and continued education, particularly of children and young people Funding area: Rhein-Erft-Kreis, Rhein- Sieg-Kreis, Rheinisch-Bergischer Kreis and Oberbergischer Kreis Year established: 2010 Contact person: Christian Brand Funding area: Individual districts Kreissparkasse Foundation For us kids (Stiftung Kreissparkasse Für uns Pänz) Funding aim: Activities and projects for children and young people Funding area: Rhein-Sieg-Kreis Year established: 1979 Contact person: Kirsten Felgner Kreissparkasse Foundation for the Rhein-Sieg-Kreis (Kreissparkassenstiftung für den Rhein-Sieg-Kreis) Funding aim: Sport, art and culture, preservation of monuments and local traditions, nature and landscape conservation Funding area: Rhein-Sieg-Kreis Year established: 1995 Contact person: Kirsten Felgner 50 Kreissparkasse Köln Company Guide 2016/2017 51

Our Foundations Kreissparkasse Köln Towns and Municipalities Foundation in the Rhein-Sieg-Kreis (Städte- und -Gemeinden-Stiftung der Kreissparkasse Köln im Rhein-Sieg-Kreis) Funding aim: Music, literature, performing and visual arts, preservation of monuments and local traditions, sports, youth and elderly welfare, welfare and social issues and environmental and nature conservation Funding area: Rhein-Sieg-Kreis Year established: 2003 Contact person: Kirsten Felgner Kreissparkasse Köln Oberberg Culture Foundation (Kulturstiftung Oberberg der Kreissparkasse Köln) Funding aim: Preservation of culture, monuments and local traditions Funding area: Oberbergischer Kreis Year established: 1984 Contact person: Ass. jur. Mercedes Slex Funding area: Individual towns Kreissparkasse Köln Cologne Culture Foundation (Kölner Kulturstiftung der Kreissparkasse Köln) Funding aim: Hänneschen-Theater, Cologne City Museum, Rautenstrauch-Joest-Museum, Romano-Germanic Museum, Museum Schnütgen and Cologne Zoo Funding area: City of Cologne Year established: 1983 Contact person: Ass. jur. Mercedes Slex Kreissparkasse Köln Burscheid Foundation (Burscheid-Stiftung der Kreissparkasse Köln) Funding aim: Music, literature, performing and visual arts, preservation of monuments and local traditions, sports, youth and elderly welfare, welfare and social issues and environmental and nature conservation Funding area: Town of Burscheid Year established: 1996 Contact person: Sabine Claßen Kreissparkasse Köln Leichlingen Foundation (Leichlingen-Stiftung der Kreissparkasse Köln) Funding aim: Music, literature, performing and visual arts, preservation of monuments and local traditions, education and schooling, youth and elderly welfare, welfare and social issues and environmental and nature conservation Funding area: Town of Leichlingen Year established: 2008 (merger with the former Leichlingen Foundations [Leichlingen-Stiftungen]) Contact person: Sabine Claßen Kreissparkasse Köln Hennef Foundation (Hennef-Stiftung der Kreissparkasse Köln) Funding aim: Music, literature, performing and visual arts, preservation of monuments and local traditions, sports, youth and elderly welfare, welfare and social issues and environmental and nature conservation Funding area: Town of Hennef Year established: 2006 Contact person: Kirsten Felgner Managing Director: Christian Brand Tel. 0221 227-2675, christian.brand@ksk-koeln.de Sabine Claßen Tel. 0221 227-2938, Sabine.classen@ksk-koeln.de Kirsten Felgner Tel. 0221 227-2935, kirsten.felgner@ksk-koeln.de Ass. jur. Mercedes Slex Tel. 0221 227-2400, mercedes.slex@ksk-koeln.de Sonja Weber Tel. 0221 227-2974, sonja.weber@ksk-koeln.de The whole city of Bergisch Gladbach changed into a kind of party mile for donations to charity on 20 th August 2015. Here the Bläck Fööss on the stage for the non-profit association Hits fürs Hospiz sponsored by the Sozialstiftung der Kreissparkasse Köln. 52 Kreissparkasse Köln Company Guide 2016/2017 53

Imprint Publisher Kreissparkasse Köln Neumarkt 18-24 50667 Köln Photos Cover: Patrick Essex, Christiane Giessler, Masoud Sadedin, Mirjam Wingender, Frank Baquet, Max Grönert, getty images, hsvrs / istockphoto, oleg66 / istockphoto, Cornelis Gollhardt (cover, pg. 18 28, 30 45), Christian Wischnewski (cover, pg. 10); Photos: ccfranken Käthe Kollwitz Museum Köln (pg. 12), Käthe Kollwitz Museum Köln (pg. 13), Dietmar Flach (pg. 15), Rheinisches Bildarchiv Köln / Alina Cürten (pg. 50), Gesellschaft für berufliche Förderung in der Wirtschaft e.v. (pg. 51), Helga Niekammer (pg. 53) Edited by Kreissparkasse Köln, Public Relations/Marketing Design and Production KD1 design agency, Köln Edition September 2016

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