Financing Commercial Real Estate Investments in Germany

Valuation for lending purposes: Appraisal theory and practice in Germany and the United States

Valuation for lending purposes: Appraisal theory and practice in Germany and the United States International Conference on Collateral Risk: A Historical Perspective and German and United States Case Studies

JLL Debt Advisory Iberia

the Real Estate Investment profitability with the Financing? Debt Market A Diverse Originating Lender Audience Existing Market Players New Entrants Lenders with a foothold in certain markets with scarce

CPI PROPERTY GROUP continues in successful business operations, expansion plans and refinancing of existing projects

CPI PROPERTY GROUP continues in successful business operations, expansion plans and refinancing of existing projects Corporate highlights Annual General Meeting of 28 May 2015 The Annual General Meeting

Evolutionary different.

Evolutionary different. 2010 COREALCREDIT BANK AG, Frankfurt am Main Design: LinusContent AT A GLANCE COREALCREDIT is the real estate financier assisting real estate professionals in Germany with flexibility,

Acquisition of Westdeutsche ImmobilienBank AG

LOCAL EXPERTISE MEETS GLOBAL EXCELLENCE Acquisition of Westdeutsche ImmobilienBank AG February, 22 nd 2015 Dr. Wolf Schumacher, CEO Hermann J. Merkens, CFO Agenda Strategic rationale Transaction structure

Cheuvreux 7th German Corporate Conference

THE INTERNATIONAL PROPERTY SPECIALIST Cheuvreux 7th German Corporate Conference Frankfurt am Main, January 2008 Business segments Major activities Aareal Bank The international property specialist Structured

GROWING. FINANCIAL PARTNERSHIPS Discover the Difference with DLC Expert Financial Loan Programs Provided through EQUIS CAPITAL FINANCE COMMERCIAL

GROWING FINANCIAL PARTNERSHIPS Discover the Difference with DLC Expert Financial Loan Programs Provided through EQUIS CAPITAL FINANCE COMMERCIAL Acquisition Term Bridge Permanent Short Term Mezzanine Acquisition

EUROCASTLE INVESTMENT LIMITED. 2011 Investor Presentation

EUROCASTLE INVESTMENT LIMITED 2011 Investor Presentation Forward Looking Statements This release contains statements that constitute forward-looking statements. Such forward-looking statements may relate

[ 2 ] Basic Securitization Structure. [ 1 ] Securitization and Monetization. Ⅰ Basic Structure of Real Estate Securitization. Structured finance

Ⅰ Basic Structure of Real Estate Securitization [ 1 ] Securitization and Monetization Asset securitization is where a financial institution or other business that owns assets places those assets in a structure

Investor Presentation The Helaba Group. Frankfurt / Main, November 2015

Investor Presentation The Helaba Group Frankfurt / Main, November 2015 Agenda 2 1 Helaba Profile 2 S Group Strategy 3 Business Development & Asset Quality 4 Funding Helaba: Universal bank with strong regional

Introduction to Australian Real Estate Debt Securities

1 Introduction Introduction to Australian Real Estate Debt Securities Superannuation fund investors and managers have for a long time invested in real estate as part of their asset allocation in the belief

SEB s Swedish Residential Mortgage Lending and Covered Bonds. Stockholm September, 2013

SEB s Swedish Residential Mortgage Lending and Covered Bonds Stockholm September, 2013 Contents SEB s Residential Mortgage Lending p.3 Asset Quality p.19 Cover Pool and Covered Bond Funding p.24 2 SEB

1 Regional Bank Regional banks specialize in consumer and commercial products within one region of a country, such as a state or within a group of states. A regional bank is smaller than a bank that operates

Refinancing update. July 20, 2010

July 20, 2010 Disclaimer Cautionary Note Regarding Forward-Looking Statements The statements contained herein may include statements of future expectations and other forward-looking statements that are

Liquidity and Funding Resources

112 Allianz Group Annual Report Liquidity and Funding Resources Organization The liquidity management of the Allianz Group is based on policies and guidelines approved by the Board of Management of Allianz

Real Estate Clients. For more information on HSH Nordbank Hypo s business, please refer to pages 58 and 59.

31 Real Estate Clients HSH Nordbank is one of the most sought-after providers of finance on the German real estate market. Backed by our extensive specialist skills in financial services for all aspects

Riverside County s Credit Union LOAN POLICY Revised 11/22//99 ==================================================================== INTRODUCTION

INTRODUCTION Riverside County s Credit Union (RCCU) considers the making of loans to members to be the most important element of our operation. In order to protect the credit union s asset quality, emphasis

Interim Report June 30th 2006 >> Figures from the balance sheet Figures from the income statement New business Employment figures

Interim Report June 30th 2006 >> Figures from the balance sheet Figures from the income statement New business Employment figures Dear shareholders and business associates, At the end of the first half

SME COVERED BONDS: AN INTERESTING NEW FORMAT

72 FOCUS SECTION Bernd Volk SME COVERED BONDS: AN INTERESTING NEW FORMAT Covered bonds backed by unsecured loans to small and medium-sized enterprises (SMEs) could be a new funding tool for European banks.

Postbank Group Interim Management Statement as of September 30, 2013

Postbank Group Interim Management Statement as of September 30, 2013 Preliminary Remarks Macroeconomic Development Business Performance Preliminary Remarks This document is an interim management statement

Corporate presentation. (Status: 30 June, 2015)

(Status: 30 June, 2015) Agenda 1. Profile & business model 2. Financial and business performance 3. Focus on customer groups 4. The Genossenschaftliche FinanzGruppe 5. Corporate citizenship 2 We are the

NOTE ON LOAN CAPITAL MARKETS

The structure and use of loan products Most businesses use one or more loan products. A company may have a syndicated loan, backstop, line of credit, standby letter of credit, bridge loan, mortgage, or

CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance

CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance PURPOSE OF THE ACADEMIC MAJORS The Bachelor of Science in Business Administration at CSUN offers options in Finance, Real

5 Interesting Facts about the Peer to Peer (P2P) Market

5 Interesting Facts about the Peer to Peer (P2P) Market 1 P2P is not crowdfunding PEER TO PEER LENDING CROWDFUNDING The practice of unrelated individuals or companies lending money directly to one another

Your property valuation partner: TÜV SÜD

Your property valuation partner: TÜV SÜD Independent and approved. TÜV SÜD ImmoWert GmbH Property valuation by TÜV SÜD ImmoWert GmbH Premium valuation expertise Impartial and independent Confidentiality

THE INTERNATIONAL PROPERTY SPECIALIST. Analyst Conference. 26 March 2007

THE INTERNATIONAL PROPERTY SPECIALIST Analyst Conference 26 March 2007 Agenda Results and achievements 2006 6 step program 1. New business and portfolio diversification 2. Non performing loans 3. Group

The issuance of Swiss Pfandbriefe a term protected by law - is governed by the Pfandbriefgesetz

3.25 SWITZERLAND By Jörg Schmid, Pfandbriefbank schweizerischer Hypothekarinstitute AG & Michael Bloch, Pfandbriefzentrale der schweizerischen Kantonalbanken AG I. FRAMEWORK The issuance of Swiss Pfandbriefe

Acquisition of Corealcredit Bank AG December 23, 2013 Dr. Wolf Schumacher, CEO Hermann J. Merkens, CFO

LOCAL EXPERTISE MEETS GLOBAL EXCELLENCE Acquisition of Corealcredit Bank AG December 23, 2013 Dr. Wolf Schumacher, CEO Hermann J. Merkens, CFO Agenda Strategic rationale Transaction structure Financials

Corporate presentation. (Status: 31 December, 2015)

(Status: 31 December, 2015) Agenda 1. Profile & business model 2. Financial and business performance 3. Focus on customer groups 4. The Genossenschaftliche FinanzGruppe 5. Corporate citizenship 2 We are

Deutscher Sparkassenund Giroverband. Financial data Facts & Figures 2013

Deutscher Sparkassenund Giroverband Financial data Facts & Figures 2013 2 Savings Banks Finance Group Savings Banks (Sparkassen) 417 Landesbank Groups 7 DekaBank 1 Landesbausparkassen (Regional Building

OVERVIEW. Portfolio investments 2,394 2,753 1,767 965 Public-sector lending* including: loan extensions 7,524 11,345 10,213 11,064

OVERVIEW Business Development mn 2007 2006 2005 2004 Real estate lending including: loan extensions 4,599 4,128 4,177 3,334 Residential Real Estate Finance 1,365 1,750 1,973 1,407 Commercial Real Estate

11.437 Financing Community Economic Development Class 6: Fixed Asset Financing

11.437 Financing Community Economic Development Class 6: Fixed Asset Financing I. Purpose of asset financing Fixed asset financing refers to the financing for real estate and equipment needs of a business.

A LEADER IN MULTIFAMILY AND HEALTHCARE LENDING

A LEADER IN MULTIFAMILY AND HEALTHCARE LENDING Greystone will work hard to help you accomplish your financial needs. We will use our creativity, drive and passion to deliver unparalleled business solutions

Introduction to mbank Group The most successful organic growth story in Poland

Introduction to mbank Group The most successful organic growth story in Poland August 2015 mbank Group in a snapshot General description Key financial data (PLN M) Set up in 1986, mbank (originally BRE

The Danish mortgage system: Advantages, challenges, and lessons learned

The Danish mortgage system: Advantages, challenges, and lessons learned 1 ICELAND PRESENTATION JULY 1, 2014 J E S P E R R A N G V I D P R O F E S S O R, C B S C H A I R M A N, D A N I S H F I N A N C I

STATE OF NEW YORK MORTGAGE AGENCY MORTGAGE INSURANCE FUND NEW YORK STATE HOUSING FINANCE AGENCY NYHOMES CONSTRUCTION LOAN FINANCING PROGRAM

STATE OF NEW YORK MORTGAGE AGENCY MORTGAGE INSURANCE FUND NEW YORK STATE HOUSING FINANCE AGENCY NYHOMES CONSTRUCTION LOAN FINANCING PROGRAM NYHOMES CONSTRUCTION LOAN FINANCING PROGRAM The State of New

Sankaty Advisors, LLC

Middle Market Overview March 2013 Overview of Middle Market We view the middle market as having three distinct segments, defined by a company's ownership type, prospects, and access to capital. Companies

Interim Report to 31 March 2008

Interim Report to 31 March 2008 Management Interim Report Quarterly Accounts Service Organs of the Bank and Other Important Functions Berlin Hyp Key Figures 2 3 Organs of the Bank and Other Important Functions

EUROCASTLE INVESTMENT LIMITED 2010 ANNUAL REPORT

EUROCASTLE INVESTMENT LIMITED 2010 ANNUAL REPORT Eurocastle Investment Limited primarily owns and manages German commercial property. The Company is Euro denominated and listed on Euronext Amsterdam, under

CDA BLF LOAN APPLICATION

CDA BLF LOAN APPLICATION Name of of Business (Legal Name): Address: City, State, Zip: Business Phone // Fax: Federal Tax ID#: Principals Principal 1 Principal 2 Name: Address: City, State, Zip: Phone:

GrowFL and SunTrust Bank Present: How To Utilize The SBA Loan Programs To Improve Cash Flow And Grow Your Business

GrowFL and SunTrust Bank Present: How To Utilize The SBA Loan Programs To Improve Cash Flow And Grow Your Business GrowFL Webinar Series Date: March 5, 2012 Presented by: Hetal Engineer, SunTrust VP hetal.engineer@suntrust.com

Sparkassen The german Savings Banks 200 years of public banking serving the general public, SME s and communities

Sparkassen The german Savings Banks 200 years of public banking serving the general public, SME s and communities Germany has established financial institutions that are not only successful in themselves,

Roadshow Presentation

THE INTERNATIONAL PROPERTY SPECIALIST Roadshow Presentation March 2008 Business segments Major activities Aareal Bank The international property specialist Structured Property Financing Consulting / Services

Stability and reliability

Allianz Life Insurance Company of North America Stability and reliability Our investment management philosophy Page 1 of 8 True to our promises Message from Walter White President and Chief Executive Officer

An Introduction to the SBA 7(a) and 504 Loan Programs

An Introduction to the SBA 7(a) and 504 Loan Programs Edward W. Ahart, Esq. Thomas L. Hofstetter, Esq. 220 Park Avenue Florham Park, NJ 07932 (973) 539-1000 Partner at Schenck Price Smith & King, LLC in

Office of the Comptroller of the Currency Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation

Office of the Comptroller of the Currency Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation Concentrations in Commercial Real Estate Lending, Sound Risk Management

Union Investment Institutional Property GmbH Dr. Christoph Schumacher Managing Director. How and where to invest in Germany the asset manager s view

Union Investment Institutional Property GmbH Dr. Christoph Schumacher Managing Director How and where to invest in Germany the asset manager s view Tel Aviv, 15 June 2015 Who is Union Investment? 2 A few

VIII. Parent company financial statements Credit Suisse (Bank) 339 Report of the Statutory Auditors. 340 Financial review. 341 Statements of income

VIII Parent company financial statements Credit Suisse (Bank) 339 Report of the Statutory Auditors 340 Financial review 341 Statements of income 342 Balance sheets 343 Off-balance sheet business 344 Notes

MILWAUKEE DOWNTOWN, BUSINESS IMPROVEMENT DISTRICT #21 BUSINESS DEVELOPMENT LOAN POOL (BDPL) GUIDELINES & APPLICATION

MILWAUKEE DOWNTOWN, BUSINESS IMPROVEMENT DISTRICT #21 BUSINESS DEVELOPMENT LOAN POOL (BDPL) GUIDELINES & APPLICATION Created in proud partnership with BUSINESS DEVELOPMENT LOAN POOL (BDLP) Milwaukee Downtown,

COMPLETING A PERSONAL NET WORTH STATEMENT (Personal Net Worth Statements and Related Financial Information Are Not Subject To Public Disclosure Laws)

COMPLETING A PERSONAL NET WORTH STATEMENT (Personal Net Worth Statements and Related Financial Information Are Not Subject To Public Disclosure Laws) For New Applicants: All Owners Claiming Disadvantaged

Interim Report 2 nd quarter 2014 Nordea Eiendomskreditt AS

Interim Report 2 nd quarter 2014 Nordea Eiendomskreditt AS Nordea Eiendomskreditt AS is part of the Nordea group. Nordea s vision is to be a Great European bank, acknowledged for its people, creating superior

Public. UBS Real Estate Advisory Debt Sourcing References

Public UBS Debt Sourcing References Track Record UBS Acquisition financing of a landmark property in Geneva Acquisition Financing CHF 55'000'000 Acquisition Financing Commercial property Geneva Of a representative

310-10-00 Status. General

Checkpoint Contents Accounting, Audit & Corporate Finance Library Standards and Regulations FASB Codification Codification Assets 310 Receivables 310-10 Overall 310-10-00 Status Copyright 2014 by Financial

interim report 2004June 30, 2004

interim report 2004June 30, 2004 Macroeconomic trends In the first quarter of 2004, the euro-area economy grew 0.6% sequentially. This represented a faster pace of growth than in the previous quarters.

European real estate debt The case for senior commercial mortgage investment September 2015

Spread (bps) European real estate debt The case for senior commercial mortgage investment September 2015 For fixed income investors, the case for senior commercial mortgage lending remains strong, with

C O H E N, T O D D, K I T E & S T A N F O R D, L L C

C O H E N, T O D D, K I T E & S T A N F O R D, L L C ATTORNEYS AT LAW SUITE 2350 250 EAST FIFTH STREET CINCINNATI, OHIO 45202-5136 www.ctks.com BUSINESS SOLUTIONS Cohen Todd Kite & Stanford s Business

ECONOMIC DEVELOPMENT EQUIPMENT REVOLVING LOAN FUND

ECONOMIC DEVELOPMENT EQUIPMENT REVOLVING LOAN FUND APPLICATION Return Application To: Hutchinson Economic Development Authority 111 Hassan Street SE Hutchinson MN 55350 Email: edadirector@ci.hutchinson.mn.us

Real Estate & Mortgage Investment Specialists

Your Real Estate & Mortgage Investment Specialists Private Lending FAQ s 1. Why Should I Invest In A Mortgage? A mortgage is a loan in which real estate or property is used as collateral. When an individual

Deutsche Wohnen AG.» German Jour Fixe 1-1 Conference Merrill Lynch. London, 27 April 2010

Deutsche Wohnen AG» German Jour Fixe 1-1 Conference Merrill Lynch London, 27 April 2010 1 » Agenda 1. Deutsche Wohnen at a glance 2. Results of the financial year 2009 3. Financial highlights 2009 4. Strategic

Business Financing. An Article by Michael L. Messer and Thomas L. Hofstetter SCHENCK, PRICE, SMITH & KING, LLP

Business Financing An Article by Michael L. Messer and Thomas L. Hofstetter SCHENCK, PRICE, SMITH & KING, LLP Even in these challenging economic times, businesses still have a need to grow and to obtain

United States of America. Presentation of financial resources available to US investors in Afghanistan; Financial Tools

United States of America Presentation of financial resources available to US investors in Afghanistan; Financial Tools Kabul, February 2007 Research categories for all countries Finance Categories 1. Equity

Interim announcement as of 31 December 2008. IKB: interim announcement as of 31 December 2008

IKB: interim announcement as of With the end of 26 February 2009, the IKB Deutsche Industriebank AG share left the Prime Standard of the Frankfurt Stock Exchange and was then listed in the General Standard.

CBRE LENDERS SURVEY LOOKING AT 2015 LENDING TRENDS IN CANADA FINANCING DEBT COMMERCIAL REAL ESTATE BOND TERM DEBT YIELDS MORTGAGE ACQUISITION

CBRE LENDERS SURVEY LOOKING AT 2015 LENDING TRENDS IN CANADA COMMERCIAL REAL ESTATE DEBT FINANCING TERM DEBT YIELDS MORTGAGE ACQUISITION REFINANCING BOND INTEREST RATE ABOUT CBRE CBRE Group, Inc. (NYSE:CBG),

Rating Action: Moody's downgrades German banks' subordinated debt. Global Credit Research - 17 Feb 2011

Rating Action: Moody's downgrades German banks' subordinated debt Global Credit Research - 17 Feb 2011 Approximately EUR24 billion of subordinated debt affected Frankfurt am Main, February 17, 2011 --

High-security lock Inventor: Theodor Kromer Germany, 1874. Tailor-made. Made in Germany. Also for real estate financing. Landesbank Baden-Württemberg

High-security lock Inventor: Theodor Kromer Germany, 1874 Tailor-made. Made in Germany. Also for real estate financing. Landesbank Baden-Württemberg LBBW has a long-standing experience and an extensive

Interim Report Period: 01-01-2007 to 30-06-2007

Interim Report TABLE OF CONTENTS At a glance Key figures 3 Letter by the Management Board 4 Group Management Report 5 Focus on high-margin segments 5 International network a key success factor 6 Development

Relocation With End Loan Product Specification

Relocation With End Loan Product Specification For further information www.partners.stgeorge.com.au Mortgage Central 1300 137 532 This product specification is the property of St.George Bank. It is for

LOAN APPLICATION. Name of Business (Legal Name): Address: City, State, Zip: Business Phone: Federal Tax ID #:

LOAN APPLICATION Name of Business (Legal Name): Business Phone: Federal Tax ID #: Fax: Principals Name: Phone: Social Security #: Type of Business Sole Proprietorship Corporation Partnership Date Established

The ongoing disruption of credit

July 2009 ISR Legal Guide 9 By Lukas Wyss and Johannes A. Bürgi, WalderWyss & Partners Themortgagebond systeminswitzerland: analternative sourceoffinance The ongoing disruption of credit and capital markets

Company Presentation. September 2008

Company Presentation September 2008 Contents Varengold Basic Information Market Overview and Strategy Backups 2 2 This is Varengold Our Expertise Only German Investment Bank specialized in Managed Futures

Q&A for Small Business Owners

Q&A for Small Business Owners What did the Obama Administration announce today? The Treasury Department will commit up to $15 billion to help unlock the secondary markets for small business loans. By purchasing

Appraisal A written analysis prepared by a qualified appraiser and estimating the value of a property

REAL ESTATE BASICS Affordability Analysis An analysis of a buyer s ability to afford the purchase of a home, reviews income, liabilities, and available funds, and considers the type of mortgage a buyer

Housing Cooperatives. An Accessible and Lasting Tool for Home Ownership. Northcountry Cooperative Development Fund

Housing Cooperatives An Accessible and Lasting Tool for Home Ownership Northcountry Cooperative Development Fund Did you know. that in the United States, more than 1.5 million families of all income levels

2008 annual results. Presentation on 18 February 2009

2008 annual results Presentation on 18 February 2009 1 2008: Continued growth Sustained business activity Lettings up by 9% in a market down 14%, including the pre-letting of two buildings under construction

Minority Business Development Division Allen McConnell, Manger (614) 752-4833 Allen.McConnell@development.ohio.gov www.development.ohio.

Minority Business Development Division Allen McConnell, Manger (614) 752-4833 Allen.McConnell@development.ohio.gov www.development.ohio.gov The State of Ohio is an Equal Opportunity Employer and Provider

Investor Presentation The Helaba Group. Frankfurt / Main, June 2016

Investor Presentation The Helaba Group Frankfurt / Main, June 2016 Agenda 2 1 Helaba Strategic Business Model 2 S Group Strategy 3 Business Development & Asset Quality 4 Funding Helaba: Universal bank

INDUSTRIAL-ALLIANCE LIFE INSURANCE COMPANY. FIRST QUARTER 2000 Consolidated Financial Statements (Non audited)

INDUSTRIAL-ALLIANCE LIFE INSURANCE COMPANY FIRST QUARTER 2000 Consolidated Financial Statements (Non audited) March 31,2000 TABLE OF CONTENTS CONSOLIDATED INCOME 2 CONSOLIDATED CONTINUITY OF EQUITY 3 CONSOLIDATED

Multigestión Iberia General Presentation. October 2013. www.multigestion.es

Multigestión Iberia General Presentation October 2013 www.multigestion.es Multigestión Iberia, S.A. What We Do Multigestion Iberia - full service asset management platform dedicated to the credit recovery

www.development.ohio.gov

Minority Business Development Division Joseph Brooks (614) 466-5065 joseph.brooks@development.ohio.gov www.development.ohio.gov The State of Ohio is an Equal Opportunity Employer and Provider of ADA Services

Refinancing of mortgage loans: An international comparison

Refinancing of mortgage loans: An international comparison by Prof. Dr. Stefan Kofner Institute for Transformation, Housing and Social Spatial Development at Hochschule Zittau / Görlitz Contents 1. Introduction

Munich Financial. Market Figures. Banks

Munich Financial Market Figures Banks 1996 1997 1998 1999 2000 Total number of banks 163 171 172 171 169 Located in Munich 54 53 54 55 54 foreign banks 7 7 7 8 8 Branch offices of domestic banks 97 109

LAW ON FOREIGN CURRENCY TRANSACTIONS. ( Official Herald of the Republic of Serbia, Nos. 62/2006 and 31/2011) I GENERAL PROVISIONS

LAW ON FOREIGN CURRENCY TRANSACTIONS ( Official Herald of the Republic of Serbia, Nos. 62/2006 and 31/2011) The present Law shall govern: I GENERAL PROVISIONS Article 1 1) payments, collections and transfers

Investing in residential real estate debt - but which type?

Market Insight Investing in residential real estate debt - but which type? London 19 January 2015, by Arjan van Bussel and Steve Curry With interest rates at historically low levels, fixed income investors

Long term financing for housing in Europe

Long term financing for housing in Europe 4th September 2015 Rio de Janeiro Christian König Association of Private Bausparkassen representative of our members interests (12 Bausparkassen) towards politics,

Your access to capital markets. www.baaderbank.de. Baader Bank Group. Investor Presentation 11 November 2013

Your access to capital markets. www.baaderbank.de Baader Bank Group Investor Presentation 11 November 2013 Capital markets specialist with broad service range Baader Bank Group Business units Subsidiaries

OLR RESEARCH REPORT ANALYSIS OF STATE SMALL BUSINESS LOAN GUARANTEE PROGRAMS. By: Michelle Kirby, Associate Analyst

OLR RESEARCH REPORT February 19, 2013 2013-R-0054 ANALYSIS OF STATE SMALL BUSINESS LOAN GUARANTEE PROGRAMS By: Michelle Kirby, Associate Analyst You asked for an analysis of state small business loan guarantee

Valuation for Mortgage Lending in North America and Lessons for Europe. Presented to The European Group of Valuers Associations Berlin -- April 2015

Valuation for Mortgage Lending in North America and Lessons for Europe Presented to The European Group of Valuers Associations Berlin -- April 2015 Home Ownership in the U.S. 14% of the U.S. population

High Yield Trust Deed ( Mortgage ) Investment. The more informed one is the better decisions one makes.

W H I T E P A P E R The more informed one is the better decisions one makes. DISCLOSURE REGARDING THE PURPOSE AND SCOPE OF THE INFORMATION PROVIDED HEREIN This informational booklet is provided to those

ABL Step 1 An Introduction. How SIPPA can change the Lending Environment and Access to Credit

ABL Step 1 An Introduction How SIPPA can change the Lending Environment and Access to Credit Traditional Bank vs ABL Bank Focused on Credit Status Over reliance on Real Estate Vulnerable to Economic Cycles

SBA 504 Loan Program FACT SHEET

SBA 504 Loan Program FACT SHEET The Oakland County Business Finance Corporation (OCBFC) was certified under the Small Business Administration's (SBA) Certified Development Company program in September

Banking, finance and restructuring Focus on Europe

Banking, finance and restructuring Focus on Europe Attorney advertising. Prior results do not guarantee a similar outcome. Innovative strategies for market makers To thrive in today s markets, clients

SBA 504 Expanded Refinancing Eligibility

SBA 504 Expanded Refinancing Eligibility When is a commercial mortgage considered eligible for refinancing under the new rules? 1. The loan must have funded at least 2 years ago 2. 85% of the loan proceeds

How To Make Money From Property In Austria

Press Release Regulated Information 2 March 2015 Annual results 2014 Profit for the year of 49.4 million (+ 25.1 million against 2013) 117.4% increase of committed annualised rent income to 22.6 million

The FFCFC 504 Loan Program: A Unique Alternative for Small Business Fixed Asset Financing

Commercial Lenders The FFCFC 504 Loan Program: A Unique Alternative for Small Business Fixed Asset Financing The FFCFC 504 Loan Program is designed to help small business owners expand through the purchase

Purchasing Real Estate in Germany

Purchasing Real Estate in Germany Twelve Questions and Answers for International Investors As one of the largest economies worldwide with a stable real estate market, Germany is an interesting place for

GUIDE TO SYNDICATED LEVERAGED FINANCE

GUIDE TO SYNDICATED LEVERAGED FINANCE CONTENTS Clause Page 1. Introduction... 1 2. Types Of Senior Leveraged Facilities Commonly Syndicated... 1 3. Parties To A Senior Syndicated Leveraged Facility...

Deleveraging continues as new sources of liquidity arrive

european real estate lending survey A Cushman & Wakefield Publication MARCH key highlights Deleveraging continues as new sources of liquidity arrive The European lending landscape continues to evolve in

Development of mortgage lending in Russia

Development of mortgage lending in Russia Development of Russian mortgage market: 2007-2012 Mortgage origination, bln. (RUB/$) Mortgage share of residential market turnover 1000 900 800 700 600 500 400

I. Introduction. II. Financial Markets (Direct Finance) A. How the Financial Market Works. B. The Debt Market (Bond Market)

University of California, Merced EC 121-Money and Banking Chapter 2 Lecture otes Professor Jason Lee I. Introduction In economics, investment is defined as an increase in the capital stock. This is important

USDA RURAL DEVELOPMENT INTERMEDIARY RELENDING PROGRAM FACT SHEET

USDA RURAL DEVELOPMENT INTERMEDIARY RELENDING PROGRAM FACT SHEET Area of Operations The South Central Tennessee Development District will utilize Intermediary Relending Program Loan Fund to assist business