Business Auto Policy Coverage Guide, 3rd Edition



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Brochure More information from http://www.researchandmarkets.com/reports/1413628/ Business Auto Policy Coverage Guide, 3rd Edition Description: With the Business Auto Policy Coverage Guide, insurance professionals have a solid book to refer to when coverage questions and other issues surrounding business auto exposures arise. Business Auto Policy coverage is essential for the business "on the move." This guide helps you interpret the standard policy most often used to insure commercial automobile risks and provides all the answers you'll need. The Business Auto Policy Coverage Guide has been updated to include all of the important changes to the Insurance Services Office Business Auto Policy form. The updates cover: - Current Business Auto CA 00 01 03 10 form - expanded coverage and claims examples and practitioner s tips - case law with analysis and explanation - additional specimen forms and select endorsements - additional charts providing state-by-state treatment of relevant law - expanded coverage checklists The Business Auto Policy Coverage Guide comes to you from The National Underwriter Company, which is committed to keeping you current. It is the authoritative guide for the analysis and interpretation of the businessowners policy. The Business Auto Policy Coverage Guide analyzes the Insurance Services Office (ISO) business auto program. The 2010 ISO revision incorporated revisions to the Business Auto, Garage, and Motor Carrier forms and endorsements. This book focuses on the revisions to the Business Auto form and endorsements, including the introduction of new endorsements. Contents: Chapter 1: The Business Auto Coverage Form ISO Rules The Declarations Form Purpose of this Work Chapter 2: Covered Auto Designations Coverage Symbols Symbol 1 Symbol 2 Symbol 3 Symbol 4 Symbol 5 Symbol 6 Symbol 7 Symbol 8 Symbol 9 Symbol 19 Owned Autos Acquired After Policy Inception Certain Trailers, Mobile Equipment, and Temporary Substitute Autos Chapter 3: Liability Coverage The Insuring Agreement Who Is An Insured Coverage Extensions Exclusions Expected or Intended Injury Contractual Workers Compensation/Employers Liability

Care, Custody, or Control Handling of Property Handling of Property Movement of Property Operations Completed Operations Pollution War Racing Limits of Insurance Chapter 4: Physical Damage Coverage The Coverage Agreements Towing Glass Breakage Coverage Extension Exclusions (Physical Damage) Limits of Insurance Deductibles Chapter 5: Business Auto Conditions Loss Conditions Appraisal Duties in the Event of Loss Legal Action Against the Insurer Loss Payment Transfer of the Rights of Recovery General Conditions Bankruptcy Concealment, Misrepresentation, or Fraud Liberalization No Benefit to Bailee Other Insurance Premium Audit Policy Period/Coverage Territory Two or More Coverage Forms Common Policy Conditions Cancellation Changes Examination of Books Inspections and Surveys Premiums Transfer of rights and Duties Chapter 6: Business Auto Definitions Accident Auto Bodily Injury Covered Pollution Cost or Expense Diminution in Value Employee Insured Insured Contract Leased Worker Loss Mobile Equipment Pollutants Property Damage Suit Temporary Worker Trailer Chapter 7: Auto Medical Payments Coverage

Coverage Who Is An Insured Exclusions Limit of Insurance Changes in Conditions Additional Definitions Chapter 8: Nonownership Coverage Hired or Borrowed Autos Coverage Hired Autos Rating Information Nonownership Liability Insurance Who Is An Insured Nonownership Property Damage Coverage Rating Information Chapter 9: Auto Leasing & Rental Coverage Endorsements Lessor Additional Insured and Loss Payee CA 20 01 Contingent Coverage CA 20 09 Conversion, Embezzlement or Secretion Coverage CA 20 10 Exclusion of Certain Leased Autos CA 20 11 Rent-It-Here/Leave-It-Here Autos CA 20 12 Schedule of Limits for Owned Autos CA 20 13 Second Level Coverage CA 20 14 Autos Leased with Drivers CA 20 33 Conclusion Chapter 10: Drive Other Car Coverage Endorsements Broadened Coverage for Named Individuals CA 99 10 Individual Named Insured CA 99 17 Chapter 11: Endorsements Limited Mexico Coverage CA 01 21 Exclusion of Federal Employees Using Autos in Government Business CA 04 42 Waiver of Transfer of Rights of Recovery against Others to Us CA 04 44 Golf Carts and Low-Speed Vehicles CA 04 45 Audio, Visual and Data Electronic Equipment Coverage Fire, Police, and Emergency Vehicles CA 20 02 Drive-Away Contractors CA 20 05 Driving Schools CA 20 06 Mobile Equipment CA 20 15 Mobile Homes Contents Coverage CA 20 16 Professional Services Not Covered, CA 20 18 Repossessed Autos CA 20 19 Snowmobiles CA 20 21 Registration Plates Not Issued for a Specific Auto CA 20 27 Autos Leased, Hired, Rented or Borrowed With Drivers Physical Damage Coverage CA 20 33 Designated Insured CA 20 48 Explosives CA 23 01 Multi-Purpose Equipment CA 23 03 Rolling Stores CA 23 04 Wrong Delivery of Liquid Products CA 23 05 Coverage for Injury to Leased Workers CA 23 25 Amphibious Vehicles CA 23 97 Public Transportation Autos CA 24 02 Fire; Fire and Theft; Theft and Windstorm; and Limited Specified Causes of Loss Coverages CA 99 14 Rental Reimbursement Coverage CA 99 23 Stated Amount Insurance CA 99 28 Tapes, Records, and Discs Coverage CA 99 30 Employees As Insureds CA 99 33 Social Service Agencies - Volunteers As Insureds CA 99 34 Garagekeepers Coverage CA 99 37 Exclusion or Excess Coverage Hazards Otherwise Insured CA 99 40 Loss Payable Clause CA 99 44 Employee As Lessor CA 99 47 Pollution Liability Broadened Covearge CA 99 48

Garagekeepers Coverage Customers Sound Receiving Equipment CA 99 59 Audio, Visual and Data Electronic Equipment Coverage CA 99 60 Loss Payable Clause Audio, Visual and Data Electronic Equipment CA 99 61 Uninsured Motorists Coverage Endorsements Appendixes Appendix A: Commercial Auto Checklist Appendix B: Table of Limits Appendix C: Indicators of Vehicle Theft Fraud Appendix D: Specimen Forms and Endorsements CA 00 01 Business Auto Coverage Form CA DS 03 Business Auto Declarations CA 99 03 Auto Medical Payments Coverage CA 99 10 Drive Other Car Coverage Broadened Coverage for Named Individuals CA 99 16 Hired Autos Specified As Covered Autos You Own CA 20 54 Employee Hired Autos CA 20 71 Auto Loan/Lease Gap Coverage CA 04 42 Exclusion of Federal Employees Using Autos in Government Business CA 04 44 Waiver of Transfer of Rights of Recovery Against Others to Us CA 04 45 Golf Carts and Low-Speed Vehicles CA 02 21 Snowmobiles CA 23 97 Amphibious Vehicles CA 99 33 Employees as Insureds IL 00 17 Common Policy Conditions Index Ordering: Order Online - http://www.researchandmarkets.com/reports/1413628/ Order by Fax - using the form below Order by Post - print the order form below and send to Research and Markets, Guinness Centre, Taylors Lane, Dublin 8, Ireland.

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