Commercial General Liability Coverage Guide, 8th Edition

Transcription

1 Brochure More information from Commercial General Liability Coverage Guide, 8th Edition Description: Let the Industry's most renowned CGL experts take you to the heart of general liability exposures and problems. This guide is the only resource to provide an in-depth, year-to-year comparison of over 20 years of the CGL form. You'll also find court case citations that clarify the policy, summaries of all major endorsements to the forms and tips on how to tailor a policy to meet the needs of your clients. This eighth edition encompasses not only the preceding editions back to 1986, but also two revisions earmarked for 2004 and one revision to be effective in This guide is the only resource to provide an in-depth, year-to-year comparison of over 20 years of the CGL form. You'll also find court case citations that clarify the policy, summaries of all major endorsements to the forms and tips on how to tailor a policy to meet the needs of your clients. Commercial General Liability, 8th Edition has been updated to include the most recent exclusions and exceptions of the CGL form. Featured ISO Changes: - Definition Revisions: Auto and Mobile definitions have been revised - Revisions to Exclusions: Auto Exclusion, War Exclusion, Athletic Activity Exclusion, Pollution Exclusion have been revised - Addition of New Exclusions: Electronic Data Loss Exclusion has been added to Coverage A - New CGL Program Coverages: Electronic Data Liability and Product Withdrawal Coverage forms have been added Contents: Introduction Chapter 1: Coverage A Bodily Injury and Property Damage Liability - Insuring Agreement, - Meaning of Legally Obligated - Damages Because of - Bodily Injury and Property Damage - Caused by Occurrence - Coverage Territory - Coverage Triggers - Duty to Defend Allocation - Relationship of Defense Costs to Limits of Insurance - Definition of Suit - Supplementary Payments - Defense of the Indemnitee Costs Within or Outside the Policy Limit? - Exclusions - Exclusion A Expected or Intended Injury - Exclusion B Contractual Liability - Liability in Absence of Contract - Meaning of Insured Contract - What Insured Contract Does Not Include - Railroad Protective Exclusion - Professional Liability Exclusion - Defense Costs Assumed under Contract - Exclusion C Liquor Liability - Exclusion D Workers Compensation and Similar Laws - Exclusion E Employers Liability - Dual Capacity Claims - Third-Party Over Actions - Exclusion F Pollution - Background

2 - Pollution Coverage Options - Exclusion G Aircraft, Auto or Watercraft - Meaning of Auto and Mobile Equipment Revision Affecting Mobile Equipment - Exclusion H Mobile Equipment - Exclusion I War - Exclusion J Damage to Property - Exclusion K Damage to Your Product - Exclusion L Damage to Your Work - Exclusion M Damage to Impaired Property or Property Not Physically Injured - Exclusion N Recall of Products, Work, or Impaired Property - Exclusion O Personal and Advertising Injury - Exclusion P Electronic Data Fire Damage Coverage Chapter 2: Coverage B Personal and Advertising Injury Liability Insuring Agreement - Insurer s Duty to Defend - Coverage Triggers - Definition of Personal and Advertising Injury - False Arrest, Detention or Imprisonment; Malicious Prosecution - Wrongful Eviction, Wrongful Entry, Invasion of Right of Private Occupancy - Slander, Libel, Disparagement - Violation of a Person s Right of Privacy - Unauthorized Use, Infringement - Exclusions - Exclusion A Knowing Violation of Rights of Another - Exclusion B Material Published with Knowledge of Falsity - Exclusion C Material Published Prior to Policy Period - Exclusion D Criminal Acts - Exclusion E Contractual Liability - Exclusion F Breach of Contract - Exclusion G Quality or Performance of Goods Failure to Conform to Statements - Exclusion H Wrong Description of Prices - Exclusion I Infringement of Copyright, Patent, Trademark or Trade Secret - Exclusion J Insureds in Media and Internet Type Businesses - Exclusion K Electronic Chatrooms or Bulletin Boards - Exclusion L Unauthorized Use of Another s Name or Product - Exclusion M Pollution - Exclusion N Pollution-Related - Exclusion O War Chapter 3: Coverage C Medical Payments - Insuring Agreement - Exclusions Chapter 4: Managing the Claims-Made Trigger - Reasons for Claims-Made Trigger - Occurrence Trigger Provisions - Montrose Provision - Claims-Made Provisions - Retroactive Date - Extended Reporting Periods - Basic Tail - Supplemental Tail - Other Insurance - Considerations in Issuing Claims-Made Policies - Exclusion of Specific Accidents, etc. - Special Products Problem Chapter 5: General Provisions - Who is an Insured - You and Other Designated Persons - Volunteer Workers and Employees - Volunteers as Insured

3 - Definitions - Co-Employee Exclusion - Third Party Actions - Professional Liability Exclusions - Property Damage Exclusion - Real Estate Managers, Custodians, and Legal Representatives - Operators of Mobile Equipment - Newly Acquired Organizations - Undeclared Partnerships and Joint Ventures - Limits of Insurance - Aggregate Limits - Impact on Excess or Umbrella - Applicable Endorsements - Other Limits - Application of Limits - Conditions - Bankruptcy - Duties in the Event of Occurrence, Claim, or Suit - Legal Action Against Insurer - Other Insurance - Premium Audit - Representations - Separation of Insureds - Transfer of Rights of Recovery - Nonrenewal - Right to Claim Information - Cancellation - Changes - Examination of Books and Records - Inspections and Surveys - Premiums - Transfer of Rights and Duties Chapter 6: CGL Endorsements and Miscellaneous Coverage Forms - Mandatory Endorsement - Deductible Endorsements - Additional Coverage Endorsements - Additional Insured Endorsements - Exclusions Endorsements - Coverage Amendment Endorsements - Amendment of Limits Endorsements - Claims-Made Endorsements - Other Endorsements - Miscellaneous Coverage Forms Appendices Appendix A: - GL Policy Jacket Provisions Comprehensive General Liability Form - Broad Form Comprehensive General Liability Endorsement Appendix B: Occurrence Coverage Form Claims-Made Coverage Form Appendix C: Occurrence Coverage Form Claims-Made Coverage Form Appendix D: Changes in Commercial General Liability Coverage Form

4 Appendix E: Occurrence Coverage Form Claims-Made Coverage Form Appendix F: Occurrence Coverage Form Claims-Made Coverage Form Appendix G: Occurrence Coverage Form Claims-Made Coverage Form Appendix H: Occurrence Coverage Form Claims-Made Coverage Form Appendix I: Occurrence Coverage Form Claims-Made Coverage Form Appendix J: - Commercial General Liability Declarations Appendix K: - Common Policy Conditions Index Ordering: Order Online - Order by Fax - using the form below Order by Post - print the order form below and send to Research and Markets, Guinness Centre, Taylors Lane, Dublin 8, Ireland.

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