EBRD IN THE SOUTHERN & EASTERN MEDITERRANEAN REGION. Milan, 3 June 2014



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EBRD IN THE SOUTHERN & EASTERN MEDITERRANEAN REGION Milan, 3 June 2014

Contents EBRD: Introduction to EBRD EBRD: in the Southern and Eastern Mediterranean region (SEMED) EBRD: LEF, Local Enterprise Facility EBRD: Case Studies 2

Billion What is the EBRD? International financial institution, promotes transition to market economies in 34 countries from central Europe to central Asia In 2011, the Bank expanded its operations to include Egypt, Morocco, Tunisia and Jordan (Southern and Eastern Mediterranean SEMED region) Owned by 64 countries and two inter-governmental institutions Capital base of 30 billion* Cumulative business volume of 86bn 100 90 80 70 60 50 40 30 20 10 0 '00 '01 '02 '03 '04 '05 '06 '07 '08 '09 '10 '11 '12 13 14 Note: Unaudited as at 30 April 2014 6 June, 2014 European Bank for Reconstruction and Development 2012 3

EBRD: Shareholding Structure and AAA Rating EBRD has a AAA rating from all three main rating agencies (S&P, Moody s and Fitch) Shareholding Structure USA 10,1% Japan 8,6% EBRD region excluding EU(2) 7.3% Others 11,3% EU 27 Countries (1) 62.7% As at 13th July 2012 (1) Includes European Community and European Investment Bank (EIB) each at 3%. Among other EU countries: France, Germany, Italy, and the UK each holds 8.6% (2) Russia at 4% 6 June, 2014 European Bank for Reconstruction and Development 2012 4

Where we operate

EBRD finances diverse range of enterprises 15% 10% Agribusiness - 10% Manufacturing and Services - 10% 7% 13% 10% 4% 3% 4% Information & Communication Technologies - 4% Property and Tourism - 3% Equity Funds -4% Financial Institutions - 28% Municipal & Env Inf - 7% 6% Transport - 13% 29% Net cumulative business volume 86bn Natural Resources -7% Power and Energy - 15% Note: Unaudited as at 30 April 2014 6 June, 2014 European Bank for Reconstruction and Development 2012 6

Annual business volume (ABV) EBRD s objectives achieved through financing the private sector Invested over 86 billion in more than 4,007 projects since 1991 As at end of April 2014: 2.2 billion invested in 97 projects Private sector accounted for 73% share Debt 81%, Equity 14% & Guarantee 5% 12 10 8 6 4 2 0 billion 90 85 80 75 70 65 60 55 50 45 40 35 30 25 20 15 10 5 0 Net cumulative business volume Note: Unaudited as at 30 April 2014 Equity ABV Debt ABV Net Cumulative Business Volume 6 June, 2014 European Bank for Reconstruction and Development 2012 7

EBRD Product Flexibility tailored to project needs Equity Common stock or preferred Minority position only (up to 35%) Mezzanine Other guarantees currency swaps Loans Senior, subordinated, convertible LT (up to 10y or more) or ST revolving Floating/ Fixed rates Choice of currencies (, US$, RUB etc.) 6 June, 2014 European Bank for Reconstruction and Development 2012 8

EBRD is Additional to the Commercial Banking Sector EBRD does not lend or invest when commercial banks or private investors can do it alone. EBRD invites other banks to participate in its operations (syndication, cofinancing). EBRD leads the market with innovative products, local currency and longer tenors. EBRD provides technical assistance for project preparation and implementation where such assistance is required.

Contents EBRD: Introduction to EBRD EBRD: in the Southern and Eastern Mediterranean region (SEMED) EBRD: LEF, Local Enterprise Facility EBRD: Case Studies 10

EBRD: Expansion into SEMED The May 2011 G8 Summit launched the Deauville Partnership to support democratic transition, transparent government and sustainable growth. EBRD shareholders later that year approved an expansion of EBRD s mandate to include 4 SEMED Countries (Egypt, Jordan, Morocco and Tunisia). In November 2013, EBRD Board of Governors granted full Country of Operation status to Jordan, Morocco and Tunisia. The review of Egypt s political situation has been scheduled for 2014. In 2013 Host Country Agreements were signed with Egypt, Tunisia and Jordan; negotiations are in progress with Morocco.

SEMED: Progress to Date Permanent offices in Tunis and Amman were opened on 2013. The opening of permanent offices in Egypt and Morocco is planned for 2014. 36 Projects have been signed to date for a total value of 1,011 billion. Over 60 million in donor funding has been made available for Technical Assistance. 87 Technical Cooperation projects received funding 46.2 million. Local currencies are available in Jordan and Egypt. The bank is negotiating currency swap arrangements in Morocco and Tunisia.

EBRD: Operational priorities in SEMED Support for the private sector with particular emphasis on SMEs. Developing non sovereign financing solutions for infrastructure including PPP structures. Promoting sustainable energy and energy efficiency initiatives. Supporting and developing local capital markets.

EBRD: SEMED Investment Projects Total Signed Projects by Country 12% Egypt - 463 million (9 projects) 15% 38% Morocco - 212 million (9 projects) Tunisia - 102 million (7 projects) 12% Jordan - 134 million (5 projects) Regional - 100 million (5 projects) 23% Total: 1,011 billion (36projects) 14

SEMED: 2014 Project Pipeline There are 44 projects in the pipeline, valued at 1.1 billion: Egypt: 12 projects representing 527 million. Jordan: 9 projects representing 123 million. Morocco: 11 projects representing 259 million. Tunisia: 10 projects representing 176 million. Regional SEMED: 2 projects representing 59 million. 15 15

Conclusion To Achieve Political, Economic and Financial Sustainability in the Mediterranean Region: Political Stability. Predictable business environment. Continuation of the reform processes. Job creation based on investments through FDI but also local investments by the private sector 16

Contents EBRD: Introduction to EBRD EBRD: in the Southern and Eastern Mediterranean region (SEMED) and Turkey EBRD: LEF, Local Enterprise Facility EBRD: Case Studies 17

What is LEF The Local Enterprise Facility LEF is: A delegated facility for equity and quasi-equity investments, as well as tailor-made debt financing. Established jointly by the EBRD and the Italian Government in 2006. For investments in the Balkans (Albania, Bosnia & Herzegovina, Bulgaria, Croatia, FYR Macedonia, Kosovo, Montenegro, Romania and Serbia), Turkey and the SEMED region (Egypt, Jordan, Morocco and Tunisia). To meet the growing financing needs of dynamic local SMEs, not sufficiently supported by other financing sources.

LEF Resources 405 million of capital provided jointly by the EBRD ( 385 million) and the Italian government ( 20 million). A team of dedicated bankers in EBRD s resident offices in Amman, Belgrade, Bucharest, Cairo, Casablanca, Istanbul, Podgorica, Pristina, Sarajevo, Skopje, Sofia, Tirana and Zagreb, as well as soon in Tunis. Supported by Technical Cooperation funds ( 20 million) for project development, pre- and post-investment technical assistance. Streamlined investment approval process (carried by EBRD in London).

Who is eligible for investments under LEF? Eligible investments: expansion, restructuring or acquisitions of existing private businesses. Eligible sectors: a wide range of sectors, with only few exceptions (weapons, spirits, tobacco, gambling). All investments must be in line with sound environmental principles. Size of investments: LEF individual investment could amount to up to EUR 10 million. Target Stake: (preferably) in the range of 20 to 35% of the capital of the company. Time horizon: a period of 3 to up to 10 years (15 years for project finance deals).

Contents EBRD: Introduction to EBRD EBRD: in the Southern and Eastern Mediterranean region (SEMED) EBRD: LEF, Local Enterprise Facility EBRD: Case Studies 21

Lesieur Cristal - Morocco Project Summary Signed in 2012 Company Information Joint stock company listed on the Casablanca Stock Exchange since 1972 Leading Moroccan producer of edible oil and soap EBRD Finance EUR 2.5 million loan Purpose of investment Construction and launch of a biomass boiler to improve energy efficiency and overall profitability 6 June, 2014 European Bank for Reconstruction and Development 2012 22

Vermeg - Tunisia Project Summary Signed in 2013 Company Information Vermeg Solutions, a company incorporated in Tunisia, part of Vermeg Group Software developer providing solutions to financial institutions for their global securities operations EBRD Finance EUR 5.0 million loan Purpose of investment Financing of operational staff expenses as all employees are software developers and their compensation represents the majority of the Company s expenses 6 June, 2014 European Bank for Reconstruction and Development 2012 23

Citruma - Morocco Project Summary Signed in 2013 Company Information Private enterprise founded in 2006 Packaged juices producer EBRD Finance EUR 3.6 million mezzanine loan Purpose of investment Expansion of the product assortment by introducing new packaging and formats Upgrade of the production facilities and improvement of efficiency and product quality Rationalisation of the balance sheet through strengthening of the equity base 6 June, 2014 European Bank for Reconstruction and Development 2012 24

Contact us Hildegard Gacek Managing Director - SEMED Tel: +44 (0)20 7338 8586 gacekh@ebrd.com Claudio Viezzoli Director, LEF Tel: +44 (0)20 7338 6775 viezzolc@ebrd.com Egypt: Philip Ter Woort Director, Egypt Tel: + 20 (0) 010 2457 7113 terwoor@ebrd.com Tunisia : Marie-Alexandra Veilleux Head of Office, Tunisia Tel: +216 70011500 veilleum@ebrd.com Jordan: Heike Harmgart Head of Office, Amman Tel: +962 65635030 harmgart@ebrd.com Morocco: Laurent Chabrier Director, Morocco Tel: +212 656605180 chabriel@ebrd.com 25 25

Contact us Olena Koval Head of Business Development Tel: +44 (0) 207 338 6582 kovalo@ebrd.com Enzo-Sami Helou Manager, Business Development Tel: +44 (0) 20 7338 7436 heloue@ebrd.com Luigi Dante Italy: Executive Representative Tel: +44 75 8468 6548 /+39 335 720 7598 dantel@ebrd.com 26