Debt Restructuring and NPL Resolution Workshop



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Debt Restructuring and NPL Resolution Workshop 3 March 2015, Budapest Organised by and European for Reconstruction and Development

Participant List Name Position Organisation Josef Rajko Engagement Manager Adastra Business Consulting Marton Eorsi Associate Allen&Overy Károly Fóti Counsel Allen&Overy Csilla Győri Associate Allen&Overy Andrew MacCallum Managing Director Alvarez and Marsal Ajay Rawal Managing Director Alvarez and Marsal Andras Botos Secretary General Association of Hungarian Mortgage s Plavcic Ilija Managing Director for CEE B2 Kapital Watt Simon Director CEEMEA Credit of America Trading and Structuring Merrill Lynch Andrea Zanotti Analyst of Italy Adrienn Berta Zoltán Csordás Bianka Pósa Head of Corporate Collection Director Senior Credit Restructuring Manager ing Association/CIB Hungary ing Association/CIB Hungary ing Association/Erste Hungary Nyrt. Prabby Mann Analyst BlackRock Solutions Jerome Finkel Director BlackRock Solutions Gabor Barna Head of Workout Legal Services CIB Ltd. Adrienn Berta Head of Corporate Collection CIB Ltd. Pal Simák Chairman and CEO CIB Ltd. Erika Papp Partner CMS Cameron Mckenna LLp Dmitry Zadvornov Vice President Head of origination DDM Group AG Balázs Bíró Director, Advisory Deloitte Jonathan Daniel Director Deloitte Albert Marton Manager Deloitte Elena Dimanina Senior er, EBRD Restructuring, M&S Noel Edison Director, Financial EBRD

Institutions Anna Engström Consultant EBRD Michalis Kiourktsoglou Senior er EBRD Alexander Lehmann Lead Economist, Central Europe and the Baltic EBRD Countries Mitja Mavko Advisor to the Director in the Constituency Office EBRD Piroska Nagy Director, Country Strategy and Policy EBRD Lars Nyberg Consultant EBRD Nóra Kocsis Senior er and Adviser EBRD Elena Petrovska Head of Office, Budapest EBRD Volker Recker Senior er EBRD Dobrin Staikov Senior er EBRD Maciej Grodzicki Edward O Brien Barbara Cattrysse Frank Dupont Michal Strojwas Corina Weidinger Sosdean Attila Jelinko Jean-Marie Masse Paolo Munini Davide Tuske Balazs Artigiani Directorate General Macroprudential Policy and Financial Stability Adviser, Directorate General Macro-prudential Policy and Financial Stability DG Competition DG Competition DG FISMA, Financial Stability, Financial Services and Capital Markets Union DG Financial Stability, Financial Services and Capital Markets Union Financial Institutions Group, Central & South East Europe Lending Operations Central Europe Head of Division, Lending Operations Central Europe Senior Manager, Transaction Advisory Services Partner Transaction Advisory Service European Central European Central European Commission European Commission European Commission European Commission EIB EIB EIB Ernst & Young Ernst & Young

Ian Cosgrove Partner - EMEIA FSEO NPL solutions leader Ernst & Young Akos Derer Attorney at Law - ing Ernst & Young István Havas Country Managing Partner Ernst & Young Maggie Mills Partner Ernst & Young Darko Schwarzberger Senior Manager TAS - NPL Ernst & Young specialist for UK and CEE Sarolta Várszegi Attorney at law Ernst & Young Péter Vaszari Manager Ernst & Young Tibor Palszabo Partner Tax Services Ernst & Young Advisory Ltd. Zoltan Balazs Managing Director Erste Zrt. Mátyás Neményi Head of Corporate Work- Out and Restructuring Erste Zrt. Bianka Posa Senior Restructuring Manager Erste Zrt. Laszlo Jankovics Economist EU Commission, DG Ecfin, Budapest Franz Deim Senior Project Manager HETA Asset Resolution Magyarország AG Peter Vass Hungarian ing Associaton James Roaf Senior Regional Representative for Central IMF and Eastern Europe Francesco Del Genio Head of ISB Deteriorated Assets Foreign s Intesa San Paolo Department Paolo Sarcinelli Head of International ing Subsidiaries Credit Intesa san Paolo Dept. Tom Blanckaert Head of SME and Corporate Credit Management K&H Directorate Marcell Király Head of Corporate Advice, Underwriting and Special K&H Credit Department Jonathan Abraham Director KBW-STIFEL Marcello Zanardo Manager KBW-STIFEL Gábor Király Lawyer Király és Társa Law office Péter Szalai Manager, Portfolio Solutions Group KPMG

Tamas Simonyi Senior Director KPMG Advisory Ltd. Szabolcs Mestyàn Partner and Head of ing and Finance Lakatos Köves Péter Felfalusi Chairman of the Board MAKISZ Péter Kádár Deputy CEO MARK Csaba Kandrács CEO MARK Béla Zsebő Project Coordinator MARK Pilhal Zsolt Deputy CEO MARK Kirst Attila MARK Eszter Bársony Ministry of Justice Helga Hutter Ministry of Justice Emese Sárközi Ministry of Justice Péter Tanács Ministry of Justice Katalin Turcsan Head of Department Ministry of Justice Teodóra Tóth Senior Adviser Ministry of National Development László Balog Deputy State Secretary Ministry of National Economy Csaba Andó- Molnár Chief Supervisor Ádám Balog Deputy Governor Annamaria Filepkó Head of Division (Licensing Department) Gergely Gabler Head of Department Marianna Endrész KG Gergely Fábián Head of Department Gábor Horváth Project Coordinator Nikoletta Kerekes Chief Supervisor Kornél Kisgergely Executive Director Kristóf Lehmann Head of Divison Marton Nagy Executive Director Dóra Palasik- Kirschner Head of Licensing Department Daniel Palotai Executive Director

Zsuzsanna Somosi Gyöngyvér Szakál Legal counsel (Legal Enforcement Department) Policy Officer Miklós Szebeny Analyst Gergely Szentkereszty Analyst Pawel Gasiorowski Adviser, Office of the President of the National NBP of Poland Cristian Popa Former Deputy Governor NBR Ana Ivkovic General Manager NBS Vladimir Petrovic Head of Systemic Supervision Division, Financial Stability NBS Department Milos Vasic Assistant General Manager, Supervision department NBS Stefan Kavan Financial Sector Expert Oesterreichische Nationalbank Martin Rauchenwald Partner, Financial Services Oliver Wyman Krisztina Jávorszky Director OTP Pal Kovács Managing Director OTP Csaba Tonkó Head of Corporate Collection, Work-Out and OTP Restructuring Laszlo Wolf Deputy CEO OTP Zoltán Bartucz Lawyer - State Aid Prime Minister's Monitoring Office Office Eszter Hargita Legal Counsel Prime Minister's Office Gergely Kalocsay Legal Counsel Prime Minister s Office Jana Herfurth Financial Services, Deals PwC Tibor Szabó Legal director PwC Radovan Dunajsky Raiffeisen Zrt. Daniel Mitteregger Executive Director Raiffeisen Zrt. Oszkár Kiss Deputy Head of Corp. Restructuring and Workout Raiffeisen Zrt. Robert Bruckner Director RB Tracy Advisory Adrien Weber Partner in the Financial Roland Berger

Tibor Deak Services Competence Center Director Rothschild Philippe Le Baquer Managing Director Rothschild William Wells Managing Director Rothschild Balint Farkas Head of ALM Unicredit Group Gabor Soós Head of Restructuring and Work-Out Unicredit Group Gergely Horvath Partner White&Case Gabriella Pataki Senior Associate White&Case István Réczicza Managing Partner White&Case Patrick Wigan Director Wigan Acquisitions Diego Arroyo Ornelas Investment Director York Capital Péter Vincze Attorney-at-Law Szabó Kelemen & Partners Attorneys

PROGRAMME 3 March 2015 Debt Restructuring and NPL Resolution in Hungary Agenda 8:30 9:00 Registration and coffee 9:00 9:30 Welcome on behalf of EBRD Piroska Mohácsi Nagy, Office of the Chief Economist, EBRD Welcome and overview of MNB s NPL agenda Ádám Balog, Deputy Governor, MNB 9:30 10:30 Session 1: The NPL environment in Hungary Chair: Péter Kádár, Chief Risk Officer, MARK Group NPL resolution Gergely Fábián, Head of Macroprudential Analysis, MNB Perspective on corporate NPLs James Roaf, Senior Regional Representative, IMF Comments: Edward O Brien, Adviser, Directorate General Macro-prudential Policy and Financial Stability, European Central Coffee break 11:00 12:30 Session 2: Legal and tax issues for NPL resolution and sales Chairs: Ian Cosgrove, Partner and Balazs Tuske, Partner, Ernst & Young Tax issues and secondary markets for NPLs: obstacles and incentives Tibor Palszabo, Tax Partner and Balazs Tuske, Partner, Ernst & Young Resolution of NPLs: enforcement, bankruptcy and liquidation frameworks Gergely Horvath, Partner, Head of ing and Finance, White & Case Budapest Panel discussion: Márk Hetényi, CFO, MKB Pál Kovács, managing director, OTP Zoltan Balázs, managing director, ERSTE Dr. Szabolcs Mestyán, partner, head ing and Finance practice, Lakatos, Köves és Társai

Zsolt Pilhal, Deputy CEO of MARK Group Lunch break 13:30 15:15 Session 3: Best practices in NPL resolution: an international perspective Chair: Alex Lehmann, Office of the Chief Economist, EBRD Corporate restructuring and workouts Ajay Rawal, Managing Director and Andrew MacCallum, Managing Director, Alvarez & Marsal Comments: Elena Dimanina, EBRD. What role for bad banks? Mitja Mavko, Advisor to the Director, EBRD Constituency Office and former State Secretary at the Slovenian Ministry of Finance Comments: Martin Rauchenwald, Partner, Oliver Wyman. Corporate NPL sales: the role of specialist investors Philippe Le Baquer, Managing Director, Rothschild Comments: Balázs Bíró, Director Advisory, Deloitte. Coffee break 15:30 16:30 Session 4: Panel discussion next steps for Hungary Chair: Piroska Mohácsi Nagy, EBRD Márton Nagy, Managing Director, MNB Franck Dupont, Deputy Head of Unit, Financial Crisis Task Force, DG Competition, European Commission László Balogh, Deputy State Secretary, Ministry for National Economy Pál Simák, CEO, CIB Group Csaba Kandrács, CEO, MARK Group

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