Innovate. Monetize. Deliver. Innovative Technologies to Monetize Telecom Networks



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Innovate. R Monetize. Deliver. R Innovative Technologies to Monetize Telecom Networks

About Panamax Inc. Panamax Journey of Technology Innovations Panamax Portfolio In this era of Competitive world, Telco's & Financial Institutes are now looking for innovative technologies headed for solving challenging areas, generation of new revenues. topped with Panamax Inc., the technology business vertical of Bankai group, addresses this by o ering solutions for new business initiatives. Integrated Carrier with Real-time Routing and Prepaid management 2013 2012 2011 Agency Banking & Dynamic Wallet, Dynamic IVR Merchant /Agent Payment Carrier Business Complete solution for Billing, Rating, Routing and Finance management processes of Interexchange Carriers. Mediation Dynamic Routing Rating & Charging Deal Dispute Billing Mobile Finance A comprehensive platform to grab every smallest opportunity of global nancial ecosystem from universal mcommerce transactions. Top-up and Bill Payment Mobile Payment Mobile Money Mobile Banking Electronic Fund Transfer (EFT) Card Issuance System (CIS) Carrier Switching Prepaid switching platform with integrated billing, routing and business automation features, with carrier portal & payment processing, leveraging competitive technology. Session Border Controller (SBC) Soft-switch Prepaid Carrier Switch SIP Redirect Routing Carrier Automation Portal Our portfolio ranges from Telecom Switching, Carrier ( VoIP) Business Top-up and Bill Payment 2009 Retail Switching Managed solutions and Mobile Financial solutions. Software as a Service Carrier Business with Mediation, Dynamic Routing, CRM, Dispute 2007 2004 Prepaid Retail for Calling Cards, Call Shop, Residential and Enterprise VoIP IP Telephony solution to roll-out and manage Calling Card, Residential and Enterprise voice with advanced Subscriber provisioning and Tari plan management features. Calling Card Callback VoBB IP-PBX Call Shop Trunking Dynamic IVR A suite of services for Telecom industry, enabling rede ning markets by providing innovative solutions for becoming more agile, reducing operational costs and deliver next generation services. Managed Hosted Software as a Service (SaaS) Strategy Consulting POS Development MPOS Development Premium Support Custom Development

Service provider and wholesale carriers need to rede ne their business model and interconnect with multiple carriers uninterruptedly to sustain in the global marketplace by o ering competitive services. The wholesale VoIP ecosystem is being compelled to grow with shrinking margins, creating a need for exible and intelligent business solution specially designed for VoIP carriers. Panamax BillCall is a complete Carrier Business that o ers interconnect, mediation, routing, billing, rating, service activation and revenue settlement features with a 360 degree view of the each customer. Complete solution for Billing, Rating, Routing and Finance management Telecom Resource Managing multiple trunks with high volume Detailed trunk usage reports Rich Billing and Accounting features Peak, O Peak, Weekend Billing Revenue assurance Smart rating & routing features Reduced scope of trivial human error Empowers Monitoring, Auditing and Synchronizing Enables healthy and dexterous operations Fraud Automated tool for analysis & CDR reconciliation Resource optimization capabilities Robust authentication and rating Protects valuable revenue leakage Government International Tax Useful for any Govt agency to audit minutes of di erent Carriers to audit international call minutes accurately Cross-validation of minutes among various wholesale carriers Mediation Key Features Carrier Business Billing Routing Dispute Carrier Business Powerful Interconnect Billing system Interoperable with Class-4 Switch Helps operators to improve pro t margins Comply regulations for audit needs and global standards Deal Rating Carrier CRM & BI Carrier Business Mediation Wholesale Interconnect Carriers Switch Switch Switch Switch Rating Carrier Business Routing Invoicing Reports Platform Users Quick Book Intergration Rates Dept. NOC Dept. Routing Dept. Sales Dept. Billing Dept. SOLUTION COMPONENTS Billing & Accounting Prepaid & Postpaid Billing Single click invoice generation Transaction Quick book Integration Reprocess Rates Multilevel Rating Vendor Rate pro le Rate analysis tool Customer Rate Generator Rate Noti cation Rate change report Routing Routing Matrix de nition Least Cost Routing Quality Based Routing Schedule Routing generation Auto push on switch Margin based routing Alerts & Noti cation Quality based Alerts Credit Limit Alerts Low Balance Alerts Network Alerts Passive Alerts Customized Alerts Reporting Summary Reports Financial Reports Graphical Reports Geographical Report Tra c Summary Report Bilateral Tra c Report Utilities 3rd Party integration Mobile Application Multi Gateway Con guration Unlimited user access Role Based user access Customer / Vendor Access CRM Carrier Unilateral & Bilateral Resource Multi Company Customer Based Invoice template Departmental contact information Security& Scalability 100% data back up Unauthorized tra c report Secured Socket Layer High Availability Multi Server and Multi Node redundancy Highly Scalable

Monetizing Mobile Finance Mobile Finance The mobile application proliferation has changed the way people use their mobile devices. Besides calling, gaming and social networking, users have started using their mobile devices for various services like banking, goods & services purchase, bill payments, recharge, money transfer and many more. These opportunities have raised the need of Banks and Financial Service Providers to have a exible and scalable platform that can simplify service o erings through multiple channels. Panamax MobiFin is an all-integrated & modular mobile nance solution that empowers businesses to monetize the mobile nancial service opportunities conveniently and securely. MobiFin o ers a comprehensive suite of services for nancial institutions like Top-up, Bill Payments, Mobile Payment, Mobile Money, Mobile Banking and more. Your gateway to global nancial ecosystem to grab every smallest opportunity from universal mcommerce transactions... Bene ts to Mobile Operator ARPU growth Increase customer penetration Generate new revenue channels Opportunity to up-sell and cross sell existing services Enhanced mobile content and accentuate your brand image Bene ts to Financial Institutions Increased service portfolio Higher penetration of banking services Eliminate branch acquisition and maintenance cost Enhanced customer satisfaction Improve security and usability compared to plastic cards Bene ts to Distribution Channel Latest surge of mmoney has changed the way of handling nances E cient and organized business practices Optimized transaction processing cycle Reduced manpower costs Simpli ed payment channels Secure transactions increase customer data bank for marketing, and expedite transaction compared to cash at the point of sale Bill Payments Mobile Banking Top-up Agency Banking MobiFin Key Features Revenue Growth Increased Serviceability Reach untapped market Reduced CAPEX and OPEX Reduced billing costs Money Transfer minsurance Complete suite of Mobile Finance Salary Disbursements Intl. Remittance Aggregator mticketing mlottery/mbetting Micro Finance Domestic Remittance International Remittance Bus Flight Ferry Cinema Sports Mobile Air-time Mobile Internet Data DTH Service Electricity Micro Insurance Micro Finance Lottery Payment for Digital Goods Access Modes Mobile Apps Webportal POS APIs IVR mticketing Basic Mobile Phone USSD mtop-up Smart Phone API Gateway SMS mtransfer Product Manager App Manager mpayment PC/Laptop/ Tab Devices BlackBerry mmoney Reseller Manager Payment Processor Subscriber Manager mbanking POS systems ios mwallet Hybrid Custom Devices Service Alliances Android MicroSoft Windows HTML5 Platforms Fund Transfer Withdrawal Bank transactions Alerts and noti cations Bill payments Service Providers (Banks, MNOs, etc.) Access Number Provider Technology Vendors Super Distributor Security Account Statement Fund Transfer Withdrawal PIN and card management Cheque Request Alerts and noti cations Account and nance management Bill payments Bill payments Ticket payment using mobile Bus Flight Ferry Cinema Sports Tax Collection Lottery

Carrier Switching Prepaid Switching Evolving business environment and technology collaboration needs are challenging Wholesale Interexchange Carriers for bringing in competitive technology innovations. Business processes are expected to be handled with assured revenue, pro ts and regular cash- ow, while technical bottlenecks are limiting operational e ciency and growth potential. Panamax imax enables customers to leverage the competitive technology innovation to collaborate various business functions like switching, routing, rating, billing and business automation, on a single platform. Faster Switching Accurate Billing Interconnect Carriers SOLUTION COMPONENTS Session Border Controller (SBC) imax SBC o ers high availability and performance architecture to manage call tra c of peering applications supporting SIP signaling. Fast session management for resource optimization Carrier interoperable with SIP network element Built-in rewall security from DoS attacks Security and session management at network border Prepaid switching solution with integrated routing, real-time business automation and account management Prepaid Switching Reduced CAPEX with optimized switching capacity Evolution in Revenue Assurance processes Advance cash- ow Reduced legal operation expenses SBC-Wholesale Peering Comprehensive Session Control Service innovation with Intelligent Carrier Routing Scalability with pro table architecture Lucrative peering option with integrated platform Network Operation Advanced Network with Intelligent Routing Smart troubleshooting and Tra c alerts Comparatively lower total network cost Minimized operations support cost Business Process Improved rating, routing and billing process Dynamic monitoring Extensive report generation options Smart alerts for Key Process Indicators Enhanced business performance with automated processes Easy Carrier with Carrier Portal An Integrated Wholesale Carrier Switching, Routing, Rating & Billing all in One Platform Key Features Uni ed Platform Multitenant Real-time Billing Real-time Blocking of overdue accounts Versatile Dashboard Customer Tra c Steering Intelligent Firewall Uni ed Code E cient Routing & Load Balancing Multi Product O ering Route lookup time <0.0002 sec Highly Scalable Architecture Margin Control based Intelligent Routing MNOs Rates Dept. MVNOs ITSPs Prepaid Switching Platform Users Routing Dept. Billing Dept. Fixed line Operators Network Operations Dept. Class-4 Softswitch imax Softswitch o ers host of features with Real-time billing function which enables carriers to implement end-to-end prepaid business integration with Class-5 Service Providers. Complete AAA with faster and scalable class-4 switching 99.999% Uptime o ering awless call handling Media free switching mode Routing-Rating Engine This integrated module increases productivity and reduces costs by automating 90% of the inter-carrier processes. Intelligent Routing-Rating with LCR & QBR tools Margin control to pro t even with rising tra c Business tools with user-friendly GUI Automatic Rate alerts smoothening periodic business communication Carrier Automation Portal Payment Processing

Prepaid Retail Switching Retail VoIP Ubiquitous growth of VoIP and Mobile proliferation have created abundant opportunities for Service Providers to o er range of IP Telephone solutions for emerging market of Calling Cards, Residential and Enterprise segments. Panamax Bridge2Call, a Class-5 Softswitch with Integrated Business Support, empowers MNOs, MVNOs, ITSPs and ISPs to easily manage end-to-end business process to introduce and manage Retail VoIP telephony services. Bridge2Call enables service providers to o er Prepaid Calling Cards, Global Roaming to consumers, SIP Trunking (VoBB) and Class-5 migration. IP Telephony platform with advanced Subscriber provisioning and Tariff plan management This platform hosts all desired business features to handle all pre and post launching activities SIP Trunking - VoBB Popular replacement of traditional/isdn telephony Next Generation technology o ering mobility Smart Business Support Functions Comprehensive User management Integrated Product management and Rich Reporting Complex Call Plan and Tari Class-5 Migration Interoperable with NGN architecture Integrated network element management Complete VoIP Service Platform Scalable architecture Integrated billing and Business Process Prepaid Calling Cards Multiple Carrier with pro t making features Carrier routing with LCR and complex tari plans Complete Subscriber Integrated provisioning to manage entire product life cycle Dynamic IVR Con guration Call plan and card inventory management Global Roaming Globally unique voice identity International number transfer service No hassle to manage multiple phone-numbers Clear voice quality Multi-language IVR support IP-PBX Call Shop, Virtual Number & Dynamic IVR Key Features INTS - International Number Transfer Service Instant launch of Retail VoIP Up to thousands of concurrent calls Advanced Retail telephony features SBC: Firewall for DoS Protection, SSL Carrier Grade Switching Calling Card Call Back Bridge2Call Comprehensive Retail IP Telephony Redundant and Scalable Architecture Open Standard SIP Interoperable core Integrated Business Support functionalities DID Providers Wholesale Interconnect Carriers Prepaid Retail Platform Platform Users Rates Dept. Routing Dept. Subscriber Mgmt. Dept. Customers Distributors Billing Dept. Network Operations Dept. Calling Card Residential VoIP Enterprise SIP Trunking SOLUTION COMPONENTS Dynamic IVR Dynamic IVR Low balance alert on IVR Announcement for Minor currency Unit Only Unlimited attempts for Authentication and Dialing Announcement on Call Hang-up Carrier Multiple Carrier Enhanced Routing Real-time Priority based routing Real-time Least Cost Routing Multiple Trunk Support Access Number and Subscriber Provisioning Multi-subscriber management (Prepaid Cards, SIP Users, Call Back Users, DID Users) DID / Toll-free Number Bulk Access number insertion Recharge via Card and Voucher Subscriber Control Number for Unique Identi cation Shelf Life for Stock of Cards or Batch Balance Transfer Support Tari and Call Plan Tari management for multiple services Multicurrency Support Taxation and fees management Denomination with Face Value and Top-Up Value Recharge Grace Period Support Open Denomination Support via API Reports and Monitoring Business Reporting Active & Passive Alerts Customer Inquiry report Detail Product and Subscriber Life Cycle Reports Live Call Monitoring Automated Email Report Reprocess Call Single PIN Multiple service PIN Less / PIN Based calling Payphone Call forward between multiple services

Managed Panamax, with decades of proven experience in the Telecom industry, enables rede ning of your markets by providing innovative solutions for becoming more agile, reducing xed operations costs and introduce next generation services in your business. Our o erings are well aligned to the needs of the telecom industry and will help you to install, implement, commission, regulate and manage communication networks and services with ease while making you derive enhanced ROIs. Strategy Consulting Managed Panamax believes in sharing its rich industry experience with aspiring and growing service providers and businesses through its Strategic Consulting services. Panamax with the team of domain experts, technocrats and a core team of management professionals, guide service providers on various aspects of business right from establishing business to growing business in Telecom and Mobile Finance industry: Managed SaaS (Software as a Service) Premium Support Service Selection of the best business models O&M Support with 24x7 Live Monitoring End-to-End project management (on-site) Network Planning and Designing Proof of Concept (PoC) Development API Integration, Adaptation Migration & Software Upgrade System architecture for security, speed and ease of use System support outsourcing Customized software development POS and mpos Application Development Mobile application development (ios, Android, BlackBerry, J2ME, Symbian) Security Certi cation consultation System Architecture consultation Today CIOs strive to improve service delivery, enhance performance and increase operational e ciencies to achieve business success. Resource availability and limited investment capacity are major deterrent factors to their success drive. CIOs continuously look for the solutions that help them to realize more pro tability with limited resources. Panamax o ers a portfolio of rich Managed like Network Operations, Rate and Route, Revenue Assurance, Subscriber and Reseller. These services enable Wholesale Carriers, IP Telephony and Mobile Finance service providers to get better performance and greater e ciency through our skilled resource pool, technology know-how, robust processes & unique delivery model to manage technology operations. Create an infrastructure that has Lower TCO, enables faster service delivery and supports future-ready scalability are CIO priority nowadays. Increasing number of technology integrations and availability of skilled resources are adding management complexities beyond the control. Panamax o ers its technology solutions through SaaS business model, where service providers can setup their operations and start delivering world class services in no time, leveraging the bene ts of Cloud. Panamax helps service providers to earn multilateral bene ts from SaaS business model. Lower Total Cost of Ownership (TCO) Launch and Run: Reduced Time-to-market Manage, Adapt and Scale: Focus on Growth Panamax extends enhanced support to technology customers through its unique Premium Support Service. With this service, customers are always assisted by a team of experts for business and operation policy management and maintenance available any time remotely or on-site. The 24x7 NOC with ber redundant bandwidth and DR sites in UK and USA ensures business continuity under any circumstances. Point of Sale (POS) Development POS or Checkout terminal plays a vital role in mobile nance industry to connect consumers with merchants. Panamax mobile nance platform MobiFin, allows easy application development for the range of POS terminals. MobiFin's future-ready architecture also allows POS development for next generation technologies like NFC and QR. Panamax has also successfully deployed Bluetooth printers with mobile application as an alternative to POS terminals for receipt printing. Mobile POS (mpos) Development Mobile POS payment system is the most convenient way for merchants to accept credit or debit card payments. Traditional POS solution requires cost and time for banks and retailers whereas mpos o ers a smart alternative to POS with increasing smartphone adoption. mpos solution consists of mobile device and an add-on card reader that connects with mobile device through audio jack, USB or Bluetooth. Panamax develops mpos solution that helps banks and retailers to meet industry regulations and security compliances. Sensitive card holder data at entry point and in-transit are protected with encryptions and digital certi cate stored in add-on card readers. Custom Software Development Panamax has a team of trained and experienced software engineers for catering to any need in Oracle, Java, PHP, MYSQL, MSSQL and.net/asp. The team is well equipped to develop software for any mobile platform (ios, Android, Windows Mobile, BlackBerry, Java) as well as USSD menu and Dynamic IVR. The team also specializes in integrating complex back-end systems with mobile front-end based on standard cellphone technologies or embedded systems.

Panamax Proposition Domain expertise of more than a Decade One Stop provider o ering Telecom, VAS and Financial s for Global Ecosystem Our Clients Localization Expertise with Global Footprint State-of-the-art IT infrastructure 24 x 7 Customer Support Quali ed and Expert team of Developers & Tech-Support ISO certi ed industry standard business processes ISO 27000 certi ed IT security to protect customer and partner data

Headquarters Panamax Inc. 80-02 Kew Gardens Road, Suite 1040, Kew Gardens, New York 11415 USA R&D Center Panamax Infotech Ltd. Panamax House, Plot No. 8, Khushman Housing Society, Near Vivekanand Circle, Memnagar, Ahmedabad 380 052 India Phone : + 1 718 713 8417 E-mail : info@panamaxil.com URL : www.panamaxil.com Innovate. Mone ze. Deliver. R