GRADY COUNTY, GEORGIA AND INCORPORATED AREAS



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GRADY COUNTY, GEORGIA AND INCORPORATED AREAS Community Name Community Number CAIRO, CITY OF 130097 GRADY COUNTY (UNINCORPORATED AREAS) 130096 WHIGHAM, CITY OF 130674 Grady County EFFECTIVE: August 18, 2009 Federal Emergency Management Agency FLOOD INSURANCE STUDY NUMBER 13131CV000A

NOTICE TO FLOOD INSURANCE STUDY USERS Communities participating in the National Flood Insurance Program have established repositories of flood hazard data for floodplain management and flood insurance purposes. This Flood Insurance Study may not contain all data available within the repository. It is advisable to contact the community repository for any additional data. This preliminary revised Flood Insurance Study contains profiles presented at a reduced scale to minimize reproduction costs. All profiles will be included and printed at full scale in the final published report. Part or all of this Flood Insurance Study may be revised and republished at any time. In addition, part of this Flood Insurance Study may be revised by the Letter of Map Revision process, which does not involve republication or redistribution of the Flood Insurance Study. It is, therefore, the responsibility of the user to consult with community officials and to check the community repository to obtain the most current Flood Insurance Study components. Initial Countywide FIS Effective Date: August 18, 2009

TABLE OF CONTENTS Page 1.0 INTRODUCTION... 1 1.1 Purpose of Study... 1 1.2 Authority and Acknowledgments... 1 1.3 Coordination... 1 2.0 AREA STUDIED... 2 2.1 Scope of Study... 2 2.2 Community Description... 2 2.3 Principal Flood Problems... 3 2.4 Flood Protection Measures... 3 3.0 ENGINEERING METHODS... 3 3.1 Hydrologic Analyses... 3 3.2 Hydraulic Analyses... 3 3.3 Vertical Datum... 4 4.0 FLOODPLAIN MANAGEMENT APPLICATIONS... 4 4.1 Floodplain Boundaries... 5 4.2 Floodways... 5 5.0 INSURANCE APPLICATION... 6 6.0 FLOOD INSURANCE RATE MAP... 7 7.0 OTHER STUDIES... 7 8.0 LOCATION OF DATA... 7 9.0 BIBLIOGRAPHY AND REFERENCES... 9 FIGURES Figure 1. Floodway Schematic... 6 TABLES Table 1: Community Map History... 8 EXHIBITS Exhibit 1 Flood Insurance Rate Map Index (Published Separately) Flood Insurance Rate Maps (Published Separately) i

FLOOD INSURANCE STUDY GRADY COUNTY, GEORGIA AND INCORPORATED AREAS 1.0 INTRODUCTION 1.1 Purpose of Study This Flood Insurance Study (FIS) revises and updates information on the existence and severity of flood hazards in the geographic area of Grady County, including the Cities of Cairo and Whigham and the unincorporated areas of Grady County (referred to collectively herein as Grady County), and aids in the administration of the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973. This study has developed flood-risk data for various areas of the community that will be used to establish actuarial flood insurance rates and to assist the community in its efforts to promote sound floodplain management. Minimum floodplain management requirements for participation in the National Flood Insurance Program (NFIP) are set forth in the Code of Federal Regulations at 44 CFR, 60.3. In some States or communities, floodplain management criteria or regulations may exist that are more restrictive or comprehensive than the minimum Federal requirements. In such cases, the more restrictive criteria take precedence, and the State (or other jurisdictional agency) will be able to explain them. 1.2 Authority and Acknowledgments The sources of authority for this FIS report are the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973. This FIS was prepared to include the unincorporated areas of, and incorporated communities within, Grady County in a countywide format. An FIS report has not been previously published for Grady County, Georgia or any incorporated areas within Grady County. The hydrologic and hydraulic analyses for this study were prepared by Watershed Concepts, a Division of Hayes, Seay, Mattern & Mattern (HSMM), an AECOM company, for the Georgia Department of Natural Resources (Georgia DNR), under Contract No. 761-80189. This study was completed in July 2008. 1.3 Coordination An initial Consultation Coordination Officer s (CCO) meeting was held with representatives of the communities, the Federal Emergency Management Agency (FEMA), Georgia DNR, and the study contractors to explain the nature and purpose of the FIS and to identify the streams to be studied by detailed methods. A final CCO meeting is held with representatives of the communities, FEMA, and the study contractors to review the results of the study. For this countywide FIS, an initial CCO meeting was held on January 28, 2007. A final CCO meeting was held on October 23, 2008. The meetings were attended by representatives of the communities, the Georgia DNR, FEMA, and the study contractor. 1

2.0 AREA STUDIED 2.1 Scope of Study This FIS report covers the geographic area of Grady County, Georgia, including the incorporated communities listed in Section 1.1. No new detailed studies have been performed as part of this countywide study. Approximate analyses were used to study those areas having a low development potential or minimal flood hazards. The scope and methods of study were proposed to, and agreed upon, by FEMA, the Georgia DNR, Grady County, and the study contractor. 2.2 Community Description Grady County covers approximately 460 square miles and is located in the southwestern portion of the State of Georgia. The county is bounded on the north by Mitchell County, Georgia, on the east by Thomas County, Georgia, on the south by Leon County, Florida, on the southwest by Gadsden County, Florida, and on the west by Decatur County, Georgia. The 2000 population of Grady County was reported to be 23, 659 (Reference 1). The climate of southwestern Georgia is characterized by mild winters and hot summers (Reference 2). Mean annual precipitation ranges from 46 to 52 inches per year and is evenly distributed throughout the year, although a distinct dry season occurs from midsummer to late fall. The mean annual temperature is about 68 degrees Fahrenheit. All of Grady County lies within the Ochlockonee River basin and this river is the major stream in the county. The Ochlockonee River begins in Worth County, Georgia, and flows 150 miles to its outlet in the Gulf of Mexico near Panacea, Florida. Its major tributaries in Georgia are the West Fork of the Ochlockonee River and Barnetts Creek in Grady County. Approximately 1460 square miles of the river s 6,330 square mile drainage basin are in Georgia (Reference 2) City of Cairo The City of Cairo is the county seat of Grady County and is located near the center of the county. Cairo is about 30 miles north of the City of Tallahassee, Florida, and 16 miles west of Thomasville, Georgia. Cairo is served by State Routes 93, 111, 112, and 188, U.S. Route 84, and the CSX railroad. The 2000 population of Cairo was reported to be 9,239 (Reference 1). City of Whigham The City of Whigham is the second incorporated city in Grady County and is located 8 miles west of Cairo. The 2000 population of Whigham was reported as 631 (Reference 1). 2

2.3 Principal Flood Problems Historical floods have been recorded at the Ochlockonee River USGS gage 02327500 near Thomasville, Georgia. On April 2, 1948, several homes flooded and required evacuations. Highway 19 and 84 were submerged and farmland was flooded. Historic crests were recorded on March 8, 1984, February 12, 1986, March 30, 1991, and October 4, 1994, which caused flooding on Grady County roads (Reference 3). The basin was unaffected by the massive flooding that occurred in parts of Georgia in 1994 but many counties were included in the Federal Disaster Declaration #1209 in 1998 (Reference 2). 2.4 Flood Protection Measures There are no known flood protection structures along the study reaches in Grady County. 3.0 ENGINEERING METHODS For the flooding sources studied by detailed methods in the community, standard hydrologic and hydraulic study methods were used to determine the flood-hazard data required for this study. Flood events of a magnitude that is expected to be equaled or exceeded once on the average during any 10-, 50-, 100-, or 500-year period (recurrence interval) have been selected as having special significance for floodplain management and for flood insurance rates. These events, commonly termed the 10-, 50-, 100-, and 500-year floods, have a 10-, 2-, 1-, and 0.2-percent chance, respectively, of being equaled or exceeded during any year. Although the recurrence interval represents the long-term, average period between floods of a specific magnitude, rare floods could occur at short intervals or even within the same year. The risk of experiencing a rare flood increases when periods greater than 1 year are considered. For example, the risk of having a flood that equals or exceeds the 1-percent-annual-chance flood in any 50-year period is approximately 40 percent (4 in 10); for any 90-year period, the risk increases to approximately 60 percent (6 in 10). The analyses reported herein reflect flooding potentials based on conditions existing in the community at the time of completion of this study. Maps and flood elevations will be amended periodically to reflect future changes. 3.1 Hydrologic Analyses Hydrologic analyses were carried out to establish peak discharge-frequency relationships for each flooding source studied by detailed methods affecting the community. The discharge-frequency relationship for the 1-percent annual chance flood was developed and adjusted for urbanization using USGS methods (Reference 4). Land use for the watersheds was determined from topographic maps (Reference 5), recent city maps, and field inspection. The percentages of impervious area (used where greater than 10 percent) and area served by storm sewers were determined from land use in the watersheds according to USGS methods (Reference 6). 3.2 Hydraulic Analyses Analyses of the hydraulic characteristics of flooding from the sources studied were carried out to provide estimates of the elevations of floods of the selected recurrence intervals. Users should be aware that flood elevations shown on the FIRM represent rounded whole-foot elevations and may not exactly reflect the elevations shown on the Flood Profiles or in the Floodway Data tables in the FIS report. Flood elevations shown 3

on the FIRM are primarily intended for flood insurance rating purposes. For construction and/or floodplain management purposes, users are cautioned to use the flood elevation data presented in this FIS in conjunction with the data shown on the FIRM. 3.3 Vertical Datum All FIS reports and FIRMs are referenced to a specific vertical datum. The vertical datum provides a starting point against which flood, ground, and structure elevations can be referenced and compared. Until recently, the standard vertical datum used for newly created or revised FIS reports and FIRMs was the National Geodetic Vertical Datum of 1929 (NGVD). With the completion of the North American Vertical Datum of 1988 (NAVD), many FIS reports and FIRMs are now prepared using NAVD as the referenced vertical datum. Flood elevations shown in this FIS report and on the FIRM are referenced to the NAVD88. These flood elevations must be compared to structure and ground elevations referenced to the same vertical datum. Some of the data used in this revision were taken from the prior effective FIS reports and FIRMs and adjusted to NAVD88. The datum conversion factor from NGVD29 to NAVD88 in Grady County is negative 0.68 feet. For information regarding conversion between the NGVD and NAVD, visit the National Geodetic Survey website at www.ngs.noaa.gov, or contact the National Geodetic Survey at the following address: NGS Information Services NOAA, N/NGS12 National Geodetic Survey SSMC-3, #9202 1315 East-West Highway Silver Spring, Maryland 20910-3282 (301) 713-3242 Temporary vertical monuments are often established during the preparation of a flood hazard analysis for the purpose of establishing local vertical control. Although these monuments are not shown on the FIRM, they may be found in the Technical Support Data Notebook associated with the FIS report and FIRM for this community. Interested individuals may contact FEMA to access these data. 4.0 FLOODPLAIN MANAGEMENT APPLICATIONS The NFIP encourages State and local governments to adopt sound floodplain management programs. To assist in this endeavor, each FIS report provides 1-percent-annual-chance floodplain data, which may include a combination of the following: 10-, 2-, 1-, and 0.2-percent-annual-chance flood elevations; delineations of the 1- and 0.2-percent-annual-chance floodplains; and a 1-percent-annual-chance floodway. This information is presented on the FIRM and in many components of the FIS report, including Flood Profiles, Floodway Data tables, and Summary of Stillwater Elevation tables. Users should reference the data presented in the FIS report as well as additional information that may be available at the local community map repository before making flood elevation and/or floodplain boundary determinations. 4

4.1 Floodplain Boundaries To provide a national standard without regional discrimination, the 1-percent-annual-chance flood has been adopted by FEMA as the base flood for floodplain management purposes. The 0.2-percent-annual-chance flood is employed to indicate additional areas of flood risk in the community. For each stream studied by detailed methods, the 1- and 0.2-percent-annual-chance floodplain boundaries have been delineated using the flood elevations determined at each cross section. For each stream studied by approximate methods, the 1-percent-annual-chance floodplain boundaries have been delineated by interpolation using 10-foot topographic mapping developed from USGS DEM data. On this map, the 1-percent-annual-chance floodplain boundary corresponds to the boundary of the areas of special flood hazards (Zone A). Small areas within the floodplain boundaries may lie above the flood elevations, but cannot be shown due to limitations of the map scale and/or lack of detailed topographic data. For the streams studied by approximate methods, only the 1-percent-annual-chance floodplain boundary is shown on the FIRM. 4.2 Floodways Encroachment on floodplains, such as structures and fill, reduces flood-carrying capacity, increases flood heights and velocities, and increases flood hazards in areas beyond the encroachment itself. One aspect of floodplain management involves balancing the economic gain from floodplain development against the resulting increase in flood hazard. For purposes of the NFIP, a floodway is used as a tool to assist local communities in this aspect of floodplain management. Under this concept, the area of the 1-percent-annual-chance floodplain is divided into a floodway and a floodway fringe. The floodway is the channel of a stream, plus any adjacent floodplain areas, that must be kept free of encroachment so that the base flood can be carried without substantial increases in flood heights. Minimum Federal standards limit such increases to 1.0 foot, provided that hazardous velocities are not produced. The area between the floodway and 1-percent-annual-chance floodplain boundaries is termed the floodway fringe. The floodway fringe encompasses the portion of the floodplain that could be completely obstructed without increasing the water-surface elevation (WSEL) of the base flood more than 1 foot at any point. Typical relationships between the floodway and the floodway fringe and their significance to floodplain development are shown in Figure 1. 5

Figure 1. Floodway Schematic No floodways were computed for Grady County. Along streams where floodways have not been computed, the community must ensure that the cumulative effect of development in the floodplain will not cause more than a 1.0-foot increase in the base flood elevations at any point within the county. 5.0 INSURANCE APPLICATION For flood insurance rating purposes, flood insurance zone designations are assigned to a community based on the results of the engineering analyses. These zones are as follows: Zone A Zone A is the flood insurance rate zone that corresponds to the 1-percent-annual-chance floodplains that are determined in the FIS report by approximate methods. Because detailed hydraulic analyses are not performed for such areas, no base (1-percent-annual-chance) flood elevations (BFEs) or depths are shown within this zone. Zone X Zone X is the flood insurance rate zone that corresponds to areas outside the 0.2-percent-annual-chance floodplain, areas within the 0.2-percent-annual-chance floodplain, areas of 1-percent-annual-chance flooding where average depths are less than 1 foot, areas of 1-percent-annual-chance flooding where the contributing drainage area is less than 1 square mile (sq. mi.), and areas protected from the base flood by levees. No BFEs or depths are shown within this zone. 6

6.0 FLOOD INSURANCE RATE MAP The FIRM is designed for flood insurance and floodplain management applications. For flood insurance applications, the map designates flood insurance rate zones as described in Section 5.0. Insurance agents use zones and BFEs in conjunction with information on structures and their contents to assign premium rates for flood insurance policies. For floodplain management applications, the map shows by tints, screens, and symbols, the 1- percent-annual-chance floodplains and the locations of selected cross sections used in the hydraulic analyses. The countywide FIRM presents flooding information for the entire geographic area of Grady County. Previously, FIRMs were prepared for each incorporated community and the unincorporated areas of the County identified as flood-prone. This countywide FIRM also includes flood-hazard information that was presented separately on Flood Boundary and Floodway Maps (FBFMs), where applicable. Historical data relating to the maps prepared for each community are presented in Table 2, Community Map History. 7.0 OTHER STUDIES No previous studies have been prepared for Grady County or the City of Cairo. Flood Hazard Boundary Maps were previously prepared for the City of Cairo (Reference 13) and the Unincorporated Areas of Grady County (Reference 14) and converted to Flood Insurance Rate Maps by conversion letter. 8.0 LOCATION OF DATA Information concerning the pertinent data used in the preparation of this study can be obtained by contacting Federal Insurance and Mitigation Division, FEMA Region IV, Koger-Center Rutgers Building, 3003 Chamblee Tucker Road, Atlanta, GA 30341. 7

COMMUNITY NAME INITIAL IDENTIFICATION FLOOD HAZARD BOUNDARY MAP REVISIONS DATE FIRM EFFECTIVE DATE FIRM REVISIONS DATE Cairo, City of June 28, 1974 --- September 1, 1986 August 18, 2009 Grady County (Unincorporated Areas) June 17, 1977 --- April 1, 1996 August 18, 2009 Whigham, City of August 18, 2009 --- August 18, 2009 --- TABLE 1 FEDERAL EMERGENCY MANAGEMENT AGENCY GRADY COUNTY, GA AND INCORPORATED AREAS COMMUNITY MAP HISTORY

9.0 BIBLIOGRAPHY AND REFERENCES 1. U.S. Department of Commerce, Bureau of the Census. Population Finder. [Online] 2008. Available http://www.census.gov/. 2. Georgia Department of Natural Resources, Environmental Protection Division, Ochlockonee River Basin Management Plan 2002. [Online] 2008. Available http://www.gaepd.org/. 3. U.S. Department of Commerce, National Oceanic and Atmospheric Administration, National Weather Service. Advanced Hydrologic Prediction Service. [Online] 2008. Available http://ahps.srh.noaa.gov/ahps/. 4. U.S. Department of the Interior, Geological Survey. Water Resources Investigations Report 78-137, Floods In Georgia, Magnitude and Frequency. McGlone Price, 1978. 5. U.S. Department of the Interior, Geological Survey. 7.5-Minute Series Topographic Maps, Scale 1:24,000, Contour Interval 10 Feet: Cairo West, Georgia, 1973; and Cairo East, Georgia, 1972. 6. U.S. Department of the Interior, Geological Survey. Water Resources Investigations Report 77-57, Preliminary Flood-Frequency Relations for Urban Streams in Metropolitan Atlanta, Georgia. H.G. Golden, 1977. 7. U.S. Department of the Interior, Geological Survey, Gulf Coast Hydroscience Center. User s Manual-Computer Program A697 Downstream-Upstream Reservoir Routing: Bay St. Louis, Mississippi. M.E. Jennings, 1977. 8. U.S. Department of the Interior, Geological Survey. Water Resources Investigations Report 86-4004, Simulation of Flood Hydrographs for Georgia Streams. E.J. Inman, 1985. 9. U.S. Department of the Interior, Geological Survey. Water Resources Investigations Report 83-4160, A Digital Model for Streamflow Routing by Convolution Methods. W.H. Doyle, Jr., J.O. Shearman, G.J. Stiltner, and W.R. Krug, 1983. 10. U.S. Department of Transportation, Federal Highway Administration. Report No. FHWA/RD- 86/108, Bridge Waterways Analysis Model: Research Report. J.O. Shearman, W.H. Kirby, W.R. Snyder, and H.N. Flippo, July 1986. 11. U.S. Department of the Interior, Geological Survey. Water Resources Investigations Book 7, Preparation and Input Data for Automatic Computation of Stage-Discharge Relations at Culverts, H.F. Matthal, H.E. Stull, and Jacob Davidian, 1968. 12. U.S. Department of the Interior, Geological Survey. Water Resources Investigations Book 3, Measurement of Peak Discharge at Culverts by Indirect Methods, G.L. Bodhaine, 1976. 13. Federal Emergency Management Agency. Flood Hazard Boundary Map, City of Cairo, Grady County, Georgia. Washington, D.C., September 19, 1975. 14. Federal Emergency Management Agency. Flood Hazard Boundary Map, Grady County (Unincorporated Areas), Georgia. Washington, D.C., June 17, 1977. 9