PRESS KIT JUNIPER CAPITAL 2014

PRESS KIT JUNIPER CAPITAL 2014

CORPORATE OVERVIEW Juniper Capital. Funding Tomorrow, Today. Kurt is very knowledgeable in the field of financing. He is very willing to explain facets of the business in detail to those less knowledgeable, and can be trusted without reservation. Juniper Capital is a leading private money lender in the Pacific Northwest. We produce fast, reasonable, secure real estate loans that enable you to close quickly on a commercial or residential property investments. Juniper Capital issues real estate financing that avoids the time-consuming process and requirements of conventional lenders. We are located near Seattle, Washington, and we serve the greater Northwest, including Oregon and Idaho. Juniper Capital private money lenders welcome real estate loans that exceed conventional lending standards, because we produce custom metrics that make it possible to structure hard money loans around individual financial circumstances. We adjust our lending rates per project, so we always offer fair and competitive financing for property investment. A quality private or hard money lender understands that each client is unique and timing is everything. That is why Juniper Capital is so successful at issuing hard money loans, bridge loans, and other private capital loans for such a wide variety of real estate investments and investment properties in the Northwest. You ve found the right private money lender for your real estate investments. We invite investors, borrowers, and brokers to experience the ease of our lending process. Close quickly on your property investments with peace-of-mind at Juniper Capital.

THE FIRM The Juniper Difference Juniper Capital wants to be your first choice as a lender, not just for hard money loans, but for all real estate lending. Juniper Capital s mission is to identify and fund quality real estate financing opportunities- projects that can benefit from the convenience of hard money loans. We help clients achieve successful commercial and residential property investments, using private bridge and hard money loans. As one of the leading hard money lenders in the Northwest, Juniper competes aggressively to produce real estate financing that satisfies time constraints, crosscollateralization, and other unique lending requirements, so our clients can realize their financial goals. Juniper Capital wants to be your first choice as a lender, not just for hard money loans, but for all real estate lending. We work hard to position ourselves ahead of conventional lenders with competitive rates, individual client attention, and a faster loan turnaround. The Juniper Capital difference is in our personal touch and experience. We treat each client with honesty and respect, because we know that every project has unique characteristics. As private money lenders, we have spent years in the trenches and we believe that successful business engagements result from industry savvy, integrity, and hard work. At Juniper Capital, we strive to incorporate all of these factors into trustworthy real estate financing and property investment with hard money loans.

THE SERVICES We Fund the Future We specialize in reasonable rates and private money loans with a fast turnaround to secure your real estate investment in a timely, secure manner. Juniper Capital private money loans provide fast alternative financing for residential and commercial real estate investing. As a direct private money lending company, Juniper specializes in a variety of lending solutions. Our expertise in creative funding for real estate investing helps you close on property investments quickly and at a reasonable rate. Juniper Capital s online account access and direct deposit are available for all of our private money loans. Clients can view realtime, up-to-date account information, analytics, and statements whenever they want. Your private money lending data is accessible at home, in the office, or on the run, at any time of the day or night. We specialize in reasonable rates and private money loans with a fast turnaround to secure your real estate investment in a timely, secure manner. COMMERCIAL LOANS Juniper Capital provides private money loans and alternative financing for commercial real estate investments across Washington state. We offer fast, reasonable private money lending solutions, even if your financial circumstances exceed conventional commercial lending standards. INV. RESIDENTIAL LOANS Juniper Capital issues private money loans for residential investments. Private money lending offers an alternative financing solution to help you close quickly on investment-level residential real estate, even if your financial circumstances exceed conventional residential lending standards. CONSTRUCTION LOANS Juniper Capital offers private money loans for construction on a case-by-case basis. We are always willing to discuss private money lending and alternative financing opportunities for construction and more.

THE MARKETS Total Northwest Coverage In Juniper Capital, you ve found a truly professional Northwest private money lender that serves the region proudly. Juniper Capital Corporation is a Pacific Northwest private money or hard money lender, located in downtown Issaquah, WA. We offer funding, throughout the region. Juniper s fast alternative financing allows Pacific Northwest investors to close quickly and securely on timely real estate investments, As one of the premiere private hard money lenders in the Pacific Northwest, Juniper offers real estate financing for diverse investment properties, including commercial, industrial, multi-family, mixed use property, and more. In Juniper Capital, you ve found a truly professional Northwest private money lender that serves the region proudly. WASHINGTON We offer funding, in the form of private money or hard money loans, throughout the Northwest, but much of our residential and commercial real estate loans fund Washington investments in Seattle, Bellevue, Bellingham, Everett, Kirkland, Olympia, Redmond, and beyond. OREGON Juniper Capital Corporation specializes in hard money lending in Portland, OR and greater Oregon state. We offer diverse residential and commercial real estate loans to Eugene, Salem, Vancouver, Bend, Portland, and more. Juniper private money or hard money loans allow Oregon investors to close quickly and securely on timely real estate investments. IDAHO Juniper Capital Corporation provides private money or hard money loans for real estate investments in Idaho. As one of the premiere hard money lenders in the Northwest, we offer secure funding for commercial and qualifying residential investments in Boise, ID, as well as Coeur d Alene, Idaho Falls, Eagle, and more.

THE PARTNERS KURT URSICH: PRESIDENT Juniper Capital President Kurt Ursich was an account executive at a local private lender for 13 years. He was also a minority shareholder for three years. Kurt was an integral part of this team that funded more than $600,000,000 in loans. Prior to this, Kurt spent two years as a fullylicensed financial advisor at Morgan Stanley and three years as a report analyst at Deloitte and Touche, LLP. Kurt graduated from Carroll College in Helena, MT with a B.A. in Public Relations. During college, he played football and achieved Academic All-Conference Scholar Athlete status. Kurt and his wife Shaliena have been married for 12 years. They have two children, Sophie and James. When he is not working, you can find Kurt riding his horse, fly fishing, skiing or playing with his children. Kurt is an Active Rotarian, as well as a member of The National Cutting Horse Association and The Washington Cutting Horse Association. Kurt is also an active member of Sammamish Presbyterian, and a Sunday school teacher. Office: 425.677.8574 Cell: 206.245.5236 Email: kurt@junipercapitalcorp.com JEROMY J. SALVESEN: VICE PRESIDENT Juniper Capital Vice President Jeromy J. Salvesen attended Western Washington University, where he played football. He graduated in 2003 with a degree in Political Science. Jeromy has received numerous awards and honors for his business achievements at Cintas Corporation and Grainger, Inc. In 2006, while establishing his financial career, Jeromy owned and managed a small business for nearly six years. His company included eight staffed employees, providing service to thousands of clients. Jeromy joined Olympic Coast Investment as an account executive in January 2011. At OCI, he originated commercial loans and investments for an extensive portfolio of clients. Jeromy s favorite leisure activities include golf, running, and riding his motorcycle. He is an avid college football fan, and Tyee Club Member. Office: 425.677.8574 Cell: 360.220.3507 Email: jeromy@junipercapitalcorp.com

THE PARTNERS CRAIG COOLEY: VICE PRESIDENT Prior to joining Juniper Capital, Vice President Craig Cooley spent more than a decade as a residential mortgage originator. During that period, he funded more than $275,000,000 for more than 800 home loans. Prior to his career in mortgage banking, Craig spent fourteen years as a senior financial analyst for AT&T Wireless and Boeing. Craig graduated from Washington State University with degrees in both Finance and Accounting. He then achieved a Master of Finance degree from Seattle University. Craig has renovated and sold nine investment properties during the past four years. In his free time, he enjoys running, mountain biking, home-brewing, and traveling with his family. He lives on the Sammamish Plateau with his wife and two children. Office: 425.677.8574 Cell: 425.894.2405 Email: craig@junipercapitalcorp.com KERRY TRAVERS: VICE PRESIDENT OF MARKETING Before Juniper Capital, Kerry Travers owned and operated a successful electrical contracting company for eight years. She handled all business operations, including marketing, bookkeeping, hiring and administration. Previously, Kerry worked at Microsoft as an operations team manager within the Executive and Management Development Training Organization. She marketed specialized events, planned and budgeted strategic fiscal business, managed international partnerships and collaborated with a team that was responsible for event logistics and collateral, both locally and overseas. Kerry grew up in Seattle and attended Western Washington University. She has three daughters and lives in Sammamish with her husband, Ty. Kerry volunteers and is coleader of her eldest daughter s Girl Scout troop. She also holds an active real estate broker s license. When she is not working, Kerry enjoys running, hiking, mountain biking, skiing, and spending time with her family. Office: 425.677.8574 Cell: 425.765.1147 Email: kerry@junipercapitalcorp.com

CLOSING ITEMS ITEMS REQUIRED PRIOR TO CLOSING 1) Picture Id / Id Affidavit 2) Attorney Letter 3) Use Of Fund Completed 4) Financial Statements 5) Tax Returns (2 Years) 6) Credit Report 7) Personal Guarantees 8) Notice To Tenants/assignment Of Rents 9) Hazardous Substance Certificate And Indemnity 10) Flood Insurance Certificate 11) Tax Registration 12) UCC Filing 13) Insurance Binder 14) Payoff Information 15) Signed And Notarized Original Documents 16) Signed Settlement Statement

LOAN MATRIX JUNIPER LOAN MATRIX TERMS: 1-3 year fixed rates Interest Only LOAN AMOUNTS: $100k - $7.5mm LTV: 70% Max LTV RATES: 8% - 11% Contingent upon borrowers creditworthiness and property type FEES: 3-5 Points Contingent upon borrowers creditworthiness and property type UPFRONT FEES: None PREPAYMENT PENALTIES None 3RD PARTY COSTS Borrower responsible for 3rd party costs upfront (e.g. BPO, Attorney s Fees, Environmental Consultants, etc.) REFERRAL FEES Broker protected referral fees paid All rates, programs and pricing are subject to change at any time. For more information please visit: www.junipercapitalcorp.com OR call Juniper Capital at: 425.677.8574