G. Schroeder, CIMA Vice President Financial Advisor 601 Union Street, Suite 5200 Seattle, WA 98101 1-206-628-4855
G. Schroeder, Financial Advisor at Morgan Stanley As the financial world becomes more complex and investment choices multiply, careful planning becomes ever more important to helping you achieve your financial goals. As a Financial Advisor, my role is to work with you to help you develop a strategy that lays out a clear path to your goals a strategy that I develop in collaboration with you, and one that you can follow with confidence in the face of the market s ups and downs. Together, we will explore a broad range of topics that are likely to influence your financial future from your family situation to your career aspirations, from likely education expenses to the retirement you ultimately envision. What I learn will become the foundation for a financial and investment strategy based on who you are and where you want to go. Only then will I talk with you about the details of investing: how much risk makes sense, your asset allocation, and which investments may be appropriate for your portfolio. But that s just the beginning. Over time together, we will revise your strategy to reflect new aspirations and priorities, helping your strategy keep pace as the markets change and your life unfolds.
About G. G. Schroeder of Morgan Stanley is a Northwest-based Financial Advisor and Portfolio Manager serving a select number of individuals, families, and businesses. Mr. Schroeder has 14 years of investment experience, all of which are with Morgan Stanley. G. has extensive experience in advising families in aspects of private wealth advisory and portfolio management. G. s personal expertise and knowledge in asset allocation and portfolio construction is complemented and reinforced through research and industry leading thinking from Morgan Stanley s Global Investment Committee. G. completed the Certified Investment Management Analyst program through the University of Pennsylvania s Wharton School of Business and received his undergraduate degree at the University of Washington. G. s commitment and dedication to his clients has been recognized by Seattle Magazine, awarding G. the Five Star Wealth Managers award in 2012 and 2013. 1 G. is also a member of the Investment Management Consultant Association. G. has a wife, Lisa, and two boys Lucas (4) and Gavin (2). In his spare time, G. competes in Ironman triathlons and most recently finished his 3 rd Subaru Ironman Canada held in 2012. 1 The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years; 3. Favorable regulatory and complaint history review (please note unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional s consumer complaint process see page FS-2 for more information); 4. Fulfilled their firm review based on internal firm standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may opt to purchase additional profile ad space or related award promotional products. The award methodology does not evaluate the quality of services provided. The award is not indicative of the award winner s future performance. 2,978 Seattle wealth managers were considered for the award; 597 (approximately 20 percent of the award candidates) were named Five Star Wealth Managers. This represents no more than 7 percent of the financial services professionals in the Seattle area. The rating may not be representative of any one client's experience and is not indicative of the financial advisor's future performance. Neither Morgan Stanley nor its Financial Advisors pay a fee to Five Star in exchange for the rating.
Why I Believe Clients Choose and Stay with Me My mission is to help clients develop purpose for their money by aligning their financial assets with their personal goals. His commitment to this mission is demonstrated through three core principles: I. Practical Advice II. Capabilities III. Personalized Service A thorough approach to discovery that helps me understand your families goals and priorities Interactive planning process that provides an understanding of where you are today and a clearer path to goal achievement A focus on education helps simplify complex issues, which can help you avoid common mistakes Experience and extensive knowledge allows me to stay ahead of trends with a clear, forward-looking perspective Portfolio construction that is tied to your objectives that is based on a time tested risk and asset allocation framework The willingness and ability to bring the required resource to you in a way that is customized Working with a select number of clients ensures accessibility and responsiveness Timely communication based on relevant information that is easy to act upon and helps you stay on track Consistency and a clientcentric, dedicated staff help create a caring, comfortable environment Benefit: Trust that your money has purpose and is better positioned to help you reach your goals Benefit: Helping you increase your comfort level knowing you have a financial advocate Benefit: Building a connection and trust that develops from ongoing communication
My Consultative Process Charting a prudent course to financial independence requires a well conceived, personalized wealth plan with defined long term goals. My wealth advisory consultative process can help you design a cohesive wealth plan for the future that includes: 1. Discovery Before our first meeting, I suggest that you take a fresh inventory of your wealth, including where each asset is located and what it is worth. At that meeting, I will begin by exploring many questions to try to capture what matters most to you and fully understand what you want to accomplish with your wealth. We will talk about you, the kind of lifestyle you enjoy, what worries you and what you are passionate about. Our conversation will also explore your values, key relationships, total assets, preferred manner of communication, as well as identify the other professional advisors with whom you work. That way, I can help you determine how all the facets of your financial situation could dovetail effectively. 2. Analysis Recommendation Based on our discussion, I will analyze your personal and financial information, including liabilities, and assess risks and identify potential threats to your financial health. I will present you with a personalized wealth plan that can help address your income and cash flow needs, borrowing requirements, asset protection, retirement planning, wealth transfer, philanthropy and other areas beyond investment management. By taking the additional time to carefully review these topics, I hope to make you comfortable with proposed investment strategies and service providers before implementing your wealth plan. 3. Implementation After you have approved your wealth plan, I will work closely with you to implement it, bringing an objective approach, and paying special attention to how the various parts of your wealth plan can affect, enhance and integrate with each other. Wherever appropriate, I will suggest seeking additional, in depth advice on particularly complex issues we have identified, including family dynamics, estate planning, tax planning strategies and more. Whatever approach we decide on, I will help you keep your investments on track. 4. Reviewing Objectives I believe that ongoing communication is a vital component of our ongoing relationship, and I am committed to keeping abreast of your changing financial needs. Your financial documents provide the foundation for regular meetings, and I will review your portfolio at your request and whenever you feel that your circumstances have changed. I will then seek to make certain that your assets are positioned according to your evolving needs. If necessary, I will suggest adjustments to your strategy to help address changes in your circumstances or your objectives.
Morgan Stanley Smith Barney LLC ( Morgan Stanley ), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. This material was not intended or written to be used, and it cannot be used, for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Asset Allocation does not guarantee a profit or protect against a loss in a declining financial market This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be suitable for all investors. Morgan Stanley Wealth Management recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor s individual circumstances and objectives. The views expressed herein are those of the author and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Past performance is no guarantee of future results. Morgan Stanley Smith Barney LLC member SIPC August, 2013-702630