e- Registration Towards Ease of doing Business..

Department of Registration and Stamps, Govt. of Maharashtra e- Registration Towards Ease of doing Business.. Presentation for National level IGR Conference by DoLR New Delhi 4 th November 2015

Registration Roadmap 1 st Generation (2002-2012) 2 nd Generation (2012 onwards) 3 rd Generation (2014 onwards) Manual System SARITA* Computerized, Standalone System i-sarita Centralized Web based System e-registration Online System *SARITA Stamp And Registration Information Technology Application 2

Party-side Activities SR side Activities What is e-registration? e-registration enables completion of process of document registration without physically going to the Sub Registrar Office. All Activities - Online Preparation of document Verification of document Payment of S.D. & R.F. Verification of Identity Execution using Biometric/DSC Verification of Payment Identification using UID Process of Registration Submission of Document Return of document S.D. Stamp Duty, R.F. Registration Fee & DSC Digital Signature 3

Pre-requisites of e-registration Computer Aadhaar No. Web Camera E-Registration *MPLS VPN for Agreement to Sale and Internet for Leave & License Agreement Connectivity* Bio-Metric Device 4

Documents & Entities Offering e-registration Leave & License Individuals MahaOnline ASPs & agencies First Sale of flat Agreement* Marathon Nanded City EktaWorld Dream City MHADA MegaPolis Lodha Group Nikunj *A total of 30 developers including MHADA have registered with the dept. to start e-registration 5

Eligibility for Offering e-registration of Flat Agreements NOC and clearances for the location from respective depts. Layout and agreement of the location/site to be submitted No. of documents to be registered should be approx. 500 Project-wise documents to be submitted by developer Network and other requisite hardware has to be procured Fees to be deposited through GRAS 6

Legal Backing to e-registration - Maharashtra e-registration and e-filing Rules, 2013 - Identification with UID (Aadhaar) - Amendments to The Registration Act, 1908 - Physical Appearance not required (Sec. 34) - Power to IGR for framing e-registration rules (Sec. 69) 7

Benefits of e-registration Citizen Developer Department Society No visit to SRO No Visit to SRO Lesser rush in SRO Lesser fuel consumption Submission of document 24 7 Saves Time and Money Reduced load to SR Lesser pollution Saves Time and Energy Efficient & Transparent Extra Service to Customers Better service to citizen Paperless Process Less congestion on roads 8

e-registered Document Legally Compliant Digitally signed and Biometric authentication by In Soft Format, which can be stored and carried easily Sub Registrar e-registered Document Acceptable to banks and other Govt. Authorities 9

Features Template based Integration with isarita SMS Email Dashboard 10

Technology Web Based Application Platform: ASP.net framework 4.0 Database: PostgreSQL 9.2 External Devices: Biometric Device, Web Camera, Digital Signature IIS Version 7.0 11

Channels of e-registration Website Developers & MHADA* Channels Common Service Centre *Through MPLS connectivity At the door step 12

Channels of Delivery: Website 13

Channels of Delivery: CSC 14

Channels of Delivery: At the Door Step 15

Helpline SARATHI (8888007777) 16

Monitoring - Dashboard 17

Monitoring Dashboard 18

Growth of e-registration: Overall 25,823 No of e- Registrations from Feb 14 to Oct 15 960 24863 Leave & License First Sale of Agreememt 4500 4000 3500 3000 2500 2000 1500 1000 500 0 4202 2737 2756 2447 2578 1743 1820 1988 1108 1118 Jan'15 Feb'15 Mar'15 Apr'15 May'15 June'15 July'15 Aug'15 Sept'15 Oct'15 19

Growth of e-registration: Leave & License 20

e-registration Software: Data Entry 21

e-registration Software: Draft Ready to Execute 22

e-registration Software: Thumb & UID Matched 23

e-registration Software: e-sr verifies property& UID 24

e-registration Software: e-payment verification 25 October 2015

Registration Seal : e-registration Software: Summary, Signed Certificate Page Number: 43 of 45 Which indicates that this Document is of 45 pages and this is the 43 rd page thereof Registration Certificate: Registered as Document No.8034/2014 at the office of Joint S.R. Haveli 22 on 13/09/2014 e-sr s Digital Signature: 26

Role of UID in eregistration Identity verification of party is a vital legal component of Registration In traditional system, 2 witnesses and ID Proof required = Scope of fraud remains, 1,53,356 Parties have been verified through UID in 25800 eregistrations. Parties have saved: 2 Lakhs working days worth > Rs 2.0 Crores, Journey of 2 Lakh Km worth > Rs 0.2 Crores Paper and printing worth > Rs 1 Crores And above all, Comfort 27 worth > Rs crores!!!

Authorized User Agency Services 28 / NN

ekyc- AADHAAR eregistration application accesses ekyc service through web services. Aadhaar number and thumb impression is sent to CIDR for authentication. KYC authentication request is sent to SRDH. KYC data for a given Aadhaar number is fetched from SRDH into eregistration application If authentication is Yes, KYC data is displayed in eregistration application for verification by Sub Registrar. 29 / NN

Use of UID in isarita (Number Entry) 30

Use of UID in isarita (Thumb Capture) 31

Use of UID in isarita (Verification msg) 32

Future Road Map To register at least 50% of Leave & License agreements through e-registration by 31 st March 2016 To extend e-registration to Mortgage deed and Lease deed Use of alternate source (isarita database) for identity verification Delivery of document also through DigiLocker 33

Thank you! 34

34. Enquiry before registration:- Subject to the provisions contained in this part and in section 41, 43, 4.5, 69, 75, 77, 88 and 89, no document shall be registered under this Act, unless the persons executing such document, or their representatives, assigns or agents authorized as aforesaid, appear before the registering officer within the time allowed for presentation under section 23, 24, 25, and 26: Provided that, if owing to urgent necessity or unavoidable accident all such persons do not so appear, the Registrar, in cases where the delay in appearing does not exceed four months, may direct that on payment of a fine not exceeding ten times the amount of the proper registration fee, in addition to the fine if any, payable under section 25, the document may be registered. Provided further that, when such document is presented by electronic means, the personal appearance shall not be required ; 35 Contd..

(2) Appearance under sub-section (1) may be simultaneous or at different times. (3) The registering officer shall thereupon (a) enquire whether or not such document was executed by the persons by whom it purports to have been executed; (b) satisfy himself as to the identity of the persons appearing before him and alleging that they have executed the document; and, (c) in the case of any person appearing as a representative, assign or agent satisfy himself of the right of such person so to appear. Provided that, when such document is presented by electronic means, the enquiry shall be done as per the rules made in this behalf 36

35. Procedure on admission and denial of execution respectively:- (1)(a) If all the persons executing the document appear personally or through electronic means, as the case may be before the registering officer and are personally known to him, or if he be otherwise satisfied that they are the persons they represent themselves to be and if they all admit execution of the document, or (b) If in the case of any person appearing by a representative, assign or agent, such representative, assign or agent admits the execution, or (c) If the person executing the document is dead, and his representative or assign appears before the registering officer and admits the execution, the registering officer shall register the document as directed in sections 58 to 61 inclusive. (2) The registering officer may, in order to satisfy himself that the persons appearing before him are the persons they represent themselves to be or for any other purpose contemplated by this Act, examine any one person in his office. Provided that, when such document is presented by electronic means, the procedure laid down by the rules made in this behalf shall be followed for the examination of person. 37

69. Powers of Inspector-General to superintend registration offices and make rules:- (1) The Inspector General shall exercise a general superintendent over all the registration offices in the territories under the State Government and shall have power from time to time to make rules consistent with this Act - (a) providing for the safe custody of books, papers and documents.... (i) generally, regulating the proceedings of the Registrars and Sub- Registrars. (k) regulating the procedure for presentation of document, appearance for admission, endorsements, manner of fixing signature and seal, mode of payment of registration fees and other fees and such other process, when the document is presented by electronic means. Back