UNIFIED TARIFFS FOR SERVICES AND TRANSACTIONS FOR PI IN NATIONAL AND FOREIGN CURRENCY AT PJSC "CREDIT AGRICOLE BANK" (except card accounts)



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Approved by he Tariff Commiee Resoluion 6 dd. 02.06.2014 (wih amendmens and supplemens dd. 03.07.2015) UNIFIED TARIFFS FOR SERVICES AND TRANSACTIONS FOR PI IN NATIONAL AND FOREIGN CURRENCY AT PJSC "CREDIT AGRICOLE BANK" (excep card accouns) Secion 1 Mainaining curren accouns (excep he card ones) 2 Transfer of PI funds wihou opening an accoun 3 Mainaining deposi accouns 4 Non-rade ransacions 5 Tariffs for leasing ou individual safe deposi boxes 6 Credi ransacions 7 Transfer of funds using money ransfer sysems 8 For he employees of PJSC "CREDIT AGRICOLE BANK"

UNIFIED TARIFFS FOR PI SERVICES AND TRANSACTIONS IN NATIONAL AND FOREIGN CURRENCY AT PJSC "CREDIT AGRICOLE BANK" (excep card accouns) Secion 1. Mainaining curren accouns (including invesmen excep he card ones) 1.1 Opening a curren accoun for privae individuals* UAH 50 for one accoun Mainaining a curren accoun in naional currency opened for accruing 1.1.1 parial reimbursemen of ineres rae on loans o young families and young single ciizens for consrucion (reconsrucion) and purchase of housing UAH 10 monhly 1.2 Enry of funds o he curren accoun of a privae individual 1.2.1 1.2.2 1.2.3 1.3 1.3.1 1.3.2 - when non-cash amoun in naional and foreign currency is enered o he accoun - when accoun holder replenishes an accoun by cash in naional currency - when he hird pary (excep persons who have he righ o manage an accoun under he power of aorney) replenishes an accoun by cash in naional currency Cash wihdrawal from he curren accoun of a privae individual in naional and foreign currency: - when funds are enered in non-cash form o he naional currency accoun 1 up o 20000,00-1%, from 20000,01 o 50000,00-0,7%, from 50000,01 and more - 0,5% up o 20000,00-1%, from 20000,01 o 50000,00-0,7%, from 50000,01 and more - 0,5% up o 5000,00-1%, from 5000,01 - when funds are enered in non-cash form o he USD and EUR accoun 1, 3 o 10000,00-0,7%, from 10000,01 and more - 0,5% 1.3.3 - when funds are enered in non-cash form o he GBP accoun 1, 2, 3 o 10000,00-0,7%, from 10000,01 up o 5000,00-1%, from 5000,01 and more - 0,5% UAH 10 UAH 10 1USD/EUR (according o he NBU rae as of he day of ransacion) 1GBP (according o he NBU rae as of he day of ransacion) 1.3.4 - when funds are eneered in non-cash form o he accoun in oher foreign currencies 1, 3 up o 250000,00-2%, from 250000,01 and more - 1% UAH 10 1.3.5 - when cash is enered o he accoun 1.4 Closing curren accoun of privae individuals 1.5 Managing curren accoun in erms of graning he righ o manage curren accoun o oher privae individual a he Bank 1.6.1 Issue of curren accoun cash flow saemen (excep copies) Issue of cerificaes, cash flow saemens, copies of cash desk or selemen 1.6.2 documens a reques of PI cusomers (using he Bank form) Issue of cerificaes, cash flow saemens, copies of cash desk or selemen 1.6.3 documens a reques of PI cusomers (for ransacions wih a period exceeding 1 year), cerificaes using he Cusomer's form Transfer of funds from he curren accoun in naional currency a he 1.7 cusomer's reques: 1.7.1 - ransfers o he accouns of privae individuals or legal eniies opened wih oher Ukraininan banks UAH 75 UAH 200 1.7.2 - ransfers o he accouns opened wih PJSC "CREDIT AGRICOLE BANK" 0.3% 1.7.3 1.7.4 1.7.5 1.8 1.8.1 - received credi funds o he accouns of legal eniies, privae individuals and privae enrepreneurs (wihin he framework of effecive lending programs a PJSC "CREDIT AGRICOLE BANK") - o he personal curren, deposi and card accouns opened wih eniies of PJSC "CREDIT AGRICOLE BANK" - o he cusomers' loan accouns for he personal indebedness opened wih PJSC "CREDIT AGRICOLE BANK" Making regular paymens from he curren accoun in naional currency accoring o he cusomer's insrucions: - ransfers o he accouns of privae individuals or legal eniies opened wih oher Ukrainian Banks 0.8% 1.8.2 - ransfers o he accouns opened wih PJSC "CREDIT AGRICOLE BANK" 0.2% 1.8.3 1.9 1.9.1 - o personal curren, deposi and card accouns opened wih eniies of PJSC "CREDIT AGRICOLE BANK" Transfer of funds from he curren accoun in foreign currency a he cusomer's reques: - o accouns of privae individuals or legal eniies opened wih PJSC "CREDIT AGRICOLE BANK" 0.4% 0.5% UAH 1, max UAH of he amoun, 1000 min UAH 10, max UAH 250 UAH 5, max UAH of he amoun, 1000 min UAH 5, max UAH 250 of he ransfer amoun, mіn 10 USD, mах 200 USD (according o he NBU rae as of he day of ransacion) 1.9.2 - o accouns of privae individuals or legal eniies opened wih oher banks (wih OUR/SHA/BEN ype commission) 0.6% of he ransfer amoun, mіn 30 USD, maх 200 USD (according o he NBU rae as of he day of ransacion) - o personal curren, deposi and card accouns opened wih eniies of PJSC 1.9.3 "CREDIT AGRICOLE BANK" 1.9.4 1.10 - o he cusomers' loan accouns for he personal indebedness opened wih PJSC "CREDIT AGRICOLE BANK" Invesigaion, change/clarificaion of paymen condiions for he ransfers performed from he curren accoun: 1.10.1 - in naional currency UAH 50 for every reques 1.10.2 - in foreign currency of he 1 group of he NBU foreign currency classificaor 1.10.3 - in Russian rubles RUB 500 1.11. Servicing unacive accouns (accoun 2903) NOTES: $50, bu no more han he acual balance for every reques in hryvnias using he NBU rae as of he dae of reques for every submission reques in hryvnies using he NBU rae as of he dae of reques submission 1 per year * he ariff is no applied, if curren and deposi accouns are opened for he privae individual on he same day in he same bank eniy and when opening a curren accoun for sending/paying ou PI money ransfers using Wesern Union, MoneyGram, Unisream, Express ransfers money ransfer sysems using PJSC "CREDIT AGRICOLE BANK" sysem 1 he abovemenioned ariff does no apply o: -- ransacions which he Bank performs a reques and for he benefi of he cusomer (accrual of funds received from he FX sale and purchase on he inerbank currency marke of Ukraine, receiving a loan a PJSC "CREDIT AGRICOLE BANK" by is enry in non-cash form o he curren accoun of a privae individual); - ineres and deposi amoun accrued afer he end of bank deposi agreemen validiy period; - deposi amoun indicaed in cl. 7.15 hereof -amoun of funds from he Savings on demand deposi, which was deposied in cash or ransferred in non-cash form from he personal curren accoun o which he funds were enered in cash and/or in form of receips, indicaed in his reference; - amoun of pensions and social assisance received from eniies of Pension Fund of Ukraine and Labour and Social Securiy Auhoriies; - funds enered from he curren accoun of PI borrower in line wih agreemen for he sale and purchase of movable/immovable propery (wihin he framework of acive lending programs of PJSC "CREDIT AGRICOLE BANK") 2 he ariff applies solely o he Kyiv region (Kyiv ciy and Kyiv region) 3 he ariff is no applied when disbursing funds which were received o he accoun from he Cusomer's personal card accoun opened wih PJSC "CREDIT AGRICOLE BANK" in he same (wih amendmens and supplemens dd. 03.07.2015)

UNIFIED TARIFFS FOR PI SERVICES AND TRANSACTIONS IN NATIONAL AND FOREIGN CURRENCY AT PJSC "CREDIT AGRICOLE BANK" (excep card accouns) Secion 2. Transfer of PI funds wihou opening an accoun 2.1 2.1.1 2.1.2 2.1.3 Acceping cash paymens in naional currency from privae individuals for he benefi of legal eniies and privae individuals (is paid by he payer, privae individual): - if paymen accepance agreemen provides for receipien paying for he bank services and does no provide for prohibiion o wihhold commission from he payer - if condiions of he agreemen wih legal eniy provide for he recepien paying for he bank services and/or provide for prohibiion o wihhold commission from he payer - wihou an agreemen concluded wih a funds recepien (or in line wih condiions of concluded agreemens) or if condiions of he agreemen wih legal eniy do no provide for he paymen from he person receiving he bank services ¹ UAH 10 for one paymen up o 10000,00-1%, from 10000,01 o 50000,00-0,8%, from 50000,01 and more - 0,5% (wih amendmens and supplemens dd. 03.07.2015) of he paymen amoun (min UAH 10, max UAH 1 000 - per one paymen documen) 2.2 Transfer of funds wihou opening an accoun in foreign currency ouside Ukraine: 2.2.1 wih OUR ype commission 2.2.2 wih SHA/BEN ype commission 2.3 2.4 Transfer of funds wihou opening an accoun o he cusomers' loan accouns for heir personal indebendess opened wih PJSC "CREDIT AGRICOLE BANK" in naional and foreign currency Disbursemen of cash under non-rade ransacions wihou is enry o he curren accoun in naional and foreign currency (excep ransfers, indicaed in cl. 7.15) 1% of he amoun, mіn 30, mах 300 USD (according o he NBU rae as of he dae of ransacion) USD 20, max USD 300 (according o he NBU rae as of he dae of ransacion) 0.70% UAH 10 2.5 Invesigaion, change/clarificaion of paymen condiions regarding performed ransfers 2.5.1 - in naional currency UAH 50 for every reques 2.5.2 - in foreign currency of he 1 group of NBU foreign currency classificaor $50 2.5.3 - in Russian rubles RUB 500 ¹ ariff is no applied when enering funds for repaymen of PI loans for every reques in UAH a he NBU rae as of he dae of reques submission for every reques in UAH a he NBU rae as of he dae of reques submission (wih amendmens and supplemens dd. 03.07.2015)

UNIFIED TARIFFS FOR PI SERVICES AND TRANSACTIONS IN NATIONAL AND FOREIGN CURRENCY AT PJSC "CREDIT AGRICOLE BANK" (excep card accouns) Secion 3. Mainaining deposi accouns 3.1 Opening a deposi accoun for privae individual is no charged 3.2 Enering deposi amoun and replenishmen of PI deposi accouns is no charged 3.2.1 Cash replenishmen of Savings Deposi by he hird paries (no by accoun holders) 0,5%, min UAH 10 of he amoun 3.3 Cash disbursemen from deposi accouns is no charged 3.3.1 3.4 3.5 3.6 3.7 3.8 Disbursemen of cash (received in non-cash form)* from Savings deposi a reques of a privae individual Transfer of funds from deposi accouns including o he deposior's curren accoun Provision of cash flow saemen under deposi accoun in erms of performed ransacions (excep copies) Issue of cerificaes, copy of he agreemen, cash desk or selemen documens a reques of he cusomers, privae individuals (using he Bank form) Issue of cerificaes, copy of he agreemen, cash desk or selemen documens a reques of he cusomers, privae individuals (for ransacions wih a period of limiaions exceeding 1 year) cerificaes using he Cusomer's form Managing deposi accoun in erms of graning he righ o manage deposi accoun o anoher privae individual a he Bank 0,5% min UAH 8 of he amoun is no charged is no charged UAH 75 UAH 200 *he abovemenioned ariff does no apply o: - funds amoun from he Savings deposi which was deposied in cash; - ransferred in non-cash form from he personal curren accoun, o which he funds were enered in cash and/or in form of receips indicaed in reference 1 o Secion 1 of Unified ariffs; - ransferred in non-cash form from he personal card accoun in frame of projec "Salary&Credi" (wih amendmens and supplemens dd. 03.07.2015)

UNIFIED TARIFFS FOR PI SERVICES AND TRANSACTIONS IN NATIONAL AND FOREIGN CURRENCY AT PJSC "CREDIT AGRICOLE BANK" (excep card accouns) Secion 4. Non-rade ransacions 4.1. Conversion of foreign currency cash, which belongs o he 1s group of he NBU foreign currency classificaor 2.00% 10 USD (is paid in UAH according o he NBU rae as of he dae of ransacion) 4.2. Conversion of non-cash foreign currency on he Inerbank currency marke of Ukraine a he cusomer's reques 0.20% of he amoun which should be purchased/sold, min USD 5 (is paid in UAH according o he NBU rae as of he dae of ransacion) 4.3. Purchase of non-cash foreign currency on he Inerbank currency marke of Ukraine a he cusomer's reques 0.50% of he amoun which should be purchased, min USD 5 (is paid in UAH according o he NBU rae as of he dae of ransacion) 4.4. Sale of non-cash foreign currency on he Inerbank currency marke of Ukraine a he cusomer's reques 0.30% of he currency amoun which should be sold (is paid in UAH according o he selling rae as of he dae of ransacion) 4.5. Purchase of non-cash foreign currency on he Inerbank currency marke of Ukraine for he repaymen of deb under loans received in foreign currency by he borrowers (privae individuals) a PJSC "CREDIT AGRICOLE BANK" 4.6. Acceping worn ou bills which los main currency feaures for he exchange by he paymen currency* 10.0% of he amoun 4.7. Change of foreign currency bills ino oher denominaions 1.00% USD/EUR/GBP 2 (is paid in UAH according o he NBU rae as of he dae of ransacion) 4.8. Recalculaion of bills wih verificaion of heir paying abiliy (a cusomer's reques) 0.5% min 10 UAH of he amoun * in USD and EUR (wih amendmens and supplemens dd. 03.07.2015)

UNIFIED TARIFFS FOR SERVICES AND TRANSACTIONS FOR PI IN NATIONAL AND FOREIGN CURRENCY AT PJSC "CREDIT AGRICOLE BANK" (excep card accouns) 5.1 for he eniies of PJSC "CREDIT AGRICOLE BANK" in Kyiv Secion 5. Tariffs for leasing ou individual safe deposi boxes 1,2 size 15х30х45 20х30х45 Lease period Discoun size 10х30х45 size 9х53х39,5 6х30х45 7.5х30х45 25х30х45 30 days 0% 11.0 12.5 13.5 16.0 18.5 21.0 15.0 20.0 from 31 o 90 10% 9.9 11.3 12.2 14.4 16.7 18.9 13.5 18.0 from 91 o 180 20% 8.8 10.0 10.8 12.8 14.8 16.8 12.0 16.0 from 181 o 270 35% 7.2 8.1 8.8 10.4 12.0 13.7 9.8 13.0 from 271 o 365 50% 5.5 6.3 6.8 8.0 9.3 10.5 7.5 10.0 key deposi - UAH 600,00 size 17х53х39,5 Lease period Discoun 6х30х40 7.5х30х40 size 10х30х40 size 15х30х40 20х30х40 25х30х40 size 33.5х43х7.5 size 33.5х43х10 33.5х43х20 size 33.5х43х30 30 days 0% 11.0 12.5 13.5 16.0 18.5 21.0 12.5 13.5 18.5 21.0 from 31 o 90 10% 9.9 11.3 12.2 14.4 16.7 18.9 11.3 12.2 16.7 18.9 from 91 o 180 20% 8.8 10.0 10.8 12.8 14.8 16.8 10.0 10.8 14.8 16.8 from 181 o 270 35% 7.2 8.1 8.8 10.4 12.0 13.7 8.1 8.8 12.0 13.7 from 271 o 365 50% 5.5 6.3 6.8 8.0 9.3 10.5 6.3 6.8 9.3 10.5 key deposi - UAH 600.00 Lease period Discoun size size size 5 size 8.5х19.5х37 size 15х33.5х43 6.1х28.4х39.9 8.6х28.4х39.9 13.6х28.4х39.9 18.6х28.4х39.9 3.5х19.5х37 6х19.5х37 13.5х19.5х37 х33.5х43 30 days 0% 11.0 12.5 13.5 16.0 7.5 8.5 10.0 12.5 11.0 16.0 from 31 o 90 10% 9.9 11.3 12.2 14.4 6.8 7.7 9.0 11.3 9.9 14.4 from 91 o 180 20% 8.8 10.0 10.8 12.8 6.0 6.8 8.0 10.0 8.8 12.8 from 181 o 270 35% 7.2 8.1 8.8 10.4 4.9 5.5 6.5 8.1 7.2 10.4 from 271 o 365 50% 5.5 6.3 6.8 8.0 3.8 4.3 5.0 6.3 5.5 8.0 key deposi - UAH 600.00 5.2 for oher eniies of PJSC "CREDIT AGRICOLE BANK" (excep oules in Kharkiv ciy) Lease period Discoun 5.0х32.5х40 7.5х32.5х40 size 10х32.5х40 size 15х32.5х40 20х32.5х40 9х40х70.5 size 30х32.5х40 size 36х19х18 18х40х45 size 45х65х15 30 days 0% 5.0 6.5 8.5 8.5 12.5 12.5 13.5 8.5 11.0 13.5 from 31 o 90 10% 4.5 5.9 7.7 7.7 11.3 11.3 12.2 7.7 9.9 12.2 from 91 o 180 20% 4.0 5.2 6.8 6.8 10.0 10.0 10.8 6.8 8.8 10.8 from 181 o 270 35% 3.3 4.2 5.5 5.5 8.1 8.1 8.8 5.5 7.2 8.8 from 271 o 365 50% 2.5 3.3 4.3 4.3 6.3 6.3 6.8 4.3 5.5 6.8 key deposi - UAH 600.00 Lease period Discoun 7.5х22х32 10х22х32 size 15х22х32 size 20х22х32 30х22х32 8.4х55х32 size 13х55х43 size 14.6х55х32 30 days 0% 5.0 6.5 8.5 8.5 12.5 8.5 12.5 12.5 from 31 o 90 10% 4.5 5.9 7.7 7.7 11.3 7.7 11.3 11.3 from 91 o 180 20% 4.0 5.2 6.8 6.8 10.0 6.8 10.0 10.0 from 181 o 270 35% 3.3 4.2 5.5 5.5 8.1 5.5 8.1 8.1 from 271 o 365 50% 2.5 3.3 4.3 4.3 6.3 4.3 6.3 6.3 key deposi - UAH 600.00 Lease period Discoun 7.5х30х45 10х30х45 size 20х30х45 size 25х30х45 6.0х25х35 8.5х25х35 size 18.5х25х35 size 28.5х25х35 40x32.5х37 30 days 0% 6.5 8.5 12.5 13.5 5.0 6.5 8.5 12.5 16.0 from 31 o 90 10% 5.9 7.7 11.3 12.2 4.5 5.9 7.7 11.3 14.4 from 91 o 180 20% 5.2 6.8 10.0 10.8 4.0 5.2 6.8 10.0 12.8 from 181 o 270 35% 4.2 5.5 8.1 8.8 3.3 4.2 5.5 8.1 10.4 from 271 o 365 50% 3.3 4.3 6.3 6.8 2.5 3.3 4.3 6.3 8 key deposi - UAH 600.00 5.3 for oher eniies of PJSC "CREDIT AGRICOLE BANK" in Kharkiv Сума плати за 1 день, з ПДВ (грн) Строк оренди (днів) size 5,0*33,5*43,0 7,5*33,5*43,0 size 10,0*33,5*43,0 size 15,0*33,5*43,0 20,0*33,5*43,0 30,0*33,5*43,0 30 днів 8.0 9.0 10.0 11.0 12.0 13.0 від 31 до 90 7.0 8.0 9.0 10.0 11.0 12.0 від 91 до 180 6.0 7.0 8.0 9.0 10.0 11.0 більше 180 днів 5.0 6.0 7.0 8.0 9.0 10.0 key deposi - UAH 600.00 5.4 5.5 Minimum lease period - 30 days. Maximum lease or prolongaion period - 365 days. 5.6 If he cusomer does no come afer he end of he Agreemen on leasing ou individual safe deposi boxes of PJSC "CREDIT AGRICOLE BANK validiy period a penaly is charged in amoun of a double lease paymen (of he iniial cos) for every pas due day. 5.7 Paymen for using a safe deposi box is made on he day of he lese agreemen conclusion for he whole period of is validiy. 1. Leasing ou individual safe deposi boxes is available only for cardholders of Visa / MC Gold wihin any banking card produc. 2. If he Visa / MC Gold card wihin he banking produc 'Basic card " is bough along wih individual safe deposi boxes lease he special price for Visa / MC Gold card is applied - UAH 600 (wo years of service). Issuing Visa / MC Gold wihin oher banking card producs is made according o sandard ariffs.

UNIFIED TARIFFS FOR PI SERVICES AND TRANSACTIONS IN NATIONAL AND FOREIGN CURRENCY AT PJSC "CREDIT AGRICOLE BANK" (excep card accouns) Secion 6. Credi ransacions 6.1 Opening a loan accoun for privae individuals 6.2 Operaions in he Sae Regiser of Encumbrances over movable propery: Enering / excluding record o / from he Sae Regiser of Encumbrances over 6.2.1 he Movable Propery and receiving he exrac on enering / excluding he record Providing exrac from he Sae Regiser of Encumbrances over he movable 6.2.2 propery 6.2.3 Amending he Sae Regiser of Encumbrances over he Movable Propery UAH 50 6.3 Reviewing cusomer's applicaion proposing o amend condiions of effecive agreemens 6.4 Drawing up a copy of a loan agreemen and / or surey agreemen a he cusomer's iniiaive 6.5 Reviewing cusomer's applicaion proposing o amend condiions of effecive collaeral agreemens З 6.6 Providing cerificaes: 6.6.1 - on absence of deb under he loan accouns (once afer he loan is compleely repaid) 6.6.2 6.6.3 - on absence of deb under he loan accouns or is siuaion (if any) (using he Bank form) - on absence of deb under he loan accouns or is siuaion (if any) (using he Cusomer's form) UAH 200 UAH 250 UAH 200 6.6.4 - on he deb siuaion under he loan accouns wihin he period ill 01.01.2011 UAH 500 6.7 Servicing loan deb under Svoboda cash loan wih a period of up o 24 monhs* ¹ 2.30% monhly, of iniial loan amoun 6.8 Servicing loan deb under Svoboda cash loan wih a period from 24 o 48 monhs* ¹ 2.30% monhly, of iniial loan amoun 6.9 Servicing loan deb under he produc (AUTO, projec - 1)* ¹ 0.1% monhly, of acual loan deb balance 6.10 Servicing loan deb under he loan produc (AUTO, projec 92)* ¹ 0.1% monhly, of iniial loan amoun 6.11 Performing a ransacion on car loan disbursemen o privae individual 3.0% Performing a ransacion on loan disbursemen o privae individual for he 6.12 purchase of housing: 6.12.1 For general lis of cusomers 2.50% For privae individuals who receive salary or income from enrepreneurial aciviy 6.12.2 o he curren or card accoun opened wih PJSC "CREDIT AGRICOLE BANK" 1.00% and cusomers, who are holders of VIP package For privae individuals who will receive loan for he purchase of housing from he 6.12.3 2.00% JSC HC "Kyivmiskbud" company For ransacion of consumer loan (secured by real esae) disbursemen o 6.13 privae individual 6.13.1 For general lis of cusomers 2.50% For privae individuals who receive salary or income from enrepreneurial aciviy 6.13.2 o he curren or card accoun opened wih PJSC "CREDIT AGRICOLE BANK" 1.20% and cusomers holding VIP package. For ransacion of loan disbursemen o privae individual for he purchase of he 6.14 2.50% used vehicle Drawing up a paymen documen when repaying loan ousanding which 6.15 was received in cash (for agreemens concluded before 05.06.2007)* Receiving informaion from he Sae regiser of iles o real esae (from 6.16 he Unified regiser of prohibiion on real esae alienaion) in erms of car loans. Reimbursemen of expenses on loan managemen in erms of repeaed 6.17 review of loan applicaion a he cusomer's iniiaive Bank services relaed o operaions in sae Regiser of iles o real esae 6.18 regarding loans for he purchase of housing / for consumer needs secured by real esae, including: Receiving informaion from he Sae regiser of iles o real esae (from he Unified regiser of prohibiion on real esae alienaion); Sae regisraion of encumbrances over immovable propery Sae regisraion of morgage; Sae regisraion of erminaion of encumbrances over immovable propery Sae regisraion of morgage erminaion ; Receiving exracs on regisraion of encumbrances / on regisraion of morgage; Receiving exracs on regisraion of erminaion of encumbrances / regisraion of morgage erminaion. Bank services of making amendmens o he Sae regiser of iles o real 6.19 esae, including correcion of echnical misake which did no occur due o he regisrar's (of iles o real esae) faul Bank services relaed o erminaion of encumbrances over real esae when loans, which were graned before 01.01.2013 for he purchase of 6.20 housing / consumer needs (secured by real esae), are compleely repaid, including: Sae regisraion of erminaion of encumbrances over he real esae Sae regisraion of morgage erminaion Receiving exracs on regisraion of erminaion of encumbrances / morgage UAH 3 разова, від початкової суми кредиту, стягується на момент отримання кредиту single-ime, of iniial loan amoun which is colleced as of he momen of loan disbursemen single ime of iniial loan amoun which is colleced as of for performed ransacion UAH 150 for one exrac UAH 150 UAH 940,00 UAH 70,00 UAH 450,00 single-ime, of iniial loan amoun which is colleced as of he momen of loan disbursemen Reviewing applicaion proposing o amend ypical sandard forms 6.21 (emplaes) of he Bank agreemens a he Cusomer's reques and iniiaive UAH 500 * in line wih loan agreemen condiions відповідно до умов кредитного договору ¹ - includes: deb monioring which means elecronic informing (reminder) on monhly paymens on loan and ineres, informing cusomer on occcurence of pas due deb, consuling cusomer (including documenary one) regarding deb repaymen, imeliness of paymens, ec. (wih amendmens and supplemens dd. 03.07.2015)

UNIFIED TARIFFS FOR PI SERVICES AND TRANSACTIONS IN NATIONAL AND FOREIGN CURRENCY AT PJSC "CREDIT AGRICOLE BANK" (excep card accouns) Secion 7. Transfer of PI funds using money ransfer sysems (wihou opening an accoun and from he curren accoun) (excep special offers) 7.1. "Express ransfer" of money in naional currency via PJSC "CREDIT AGRICOLE BANK" sysem 0.01-1000.00 2.5% 1000.01-5000.00 1.5% 5000.01 and more 0.8% min UAH 5.00 7.2. Transfer of funds in naional currency via Wesern Union sysem wihin Ukraine: - UAH до 100,00 7.5 UAH -,01-200,00 15 UAH - UAH 200,01-300,00 19 UAH - UAH 300,01-400,00 22 UAH - UAH 400,01-500,00 25 UAH - UAH 500,01-600,00 28 UAH - UAH 600,01-800,00 34 UAH - UAH 800,01-1000,00 40 UAH - 0,01-2000,00 45 UAH - UAH 2000,01-3000,00 55 UAH - UAH 3000,01-4000,00 70 UAH - UAH 4000,01-5000,00 75 UAH - UAH 5000,01-6000,00 90 UAH - UAH 6000,01-7000,00 105 UAH - UAH 7000,01-8000,00 120 UAH - UAH 8000,01-10000,00 135 UAH over 00 in every following inerval of 0 UAH 10 are added o he paymen for making a ransfer 7.3. Transfer of money in USD via Wesern Union sysem from Ukraine o CIS counries*: - USD 0,01-200,00 $ 3,0 - USD 200,01-2 000,00 1,7% - USD 2 000,01-3 000,00 1,3% - USD 3 000,01 та більше 1,0% 7.4. "12 hour" ariff** from Wesern Union for sending money ransfers in USD o CIS counries (excep Turkmenisan)* 7.5. - USD 0,01-200,00 $ 2,0 - USD 200,01-300,00 1,0% - USD 300,01-3 000,00 0,5% Money ransfer via Wesern Union sysem in USD from Ukraine o oher counries: - USD 0,01-50,00 $13 - USD 50,01-100,00 $15 - USD 100,01-200,00 $22 - USD 200,01-300,00 $29 - USD 300,01-400,00 $34 - USD 400,01-500,00 $40 - USD 500,01-750,00 $45 - USD 750,01-1000,00 $50 - USD 1000,01-1500,00 $76 - USD 1500,01-1750,00 $81 - USD 1750,01-2000,00 $91 - USD 2000,01-2500,00 $111 - USD 2500,01-3000,00 $121 - USD 3000,01-3500,00 $141 - USD 3500,01-4000,00 $161 - USD 4000,01-4500,00 $181 - USD 4500,01-5000,00 $201 Over USD 5000 in every following inerval of USD 500 USD 20 are added o he paymen for sending ransfer 7.6. 7.7. 7.7.1. 7.7.2. 7.8. 7.8.1. 7.8.1.1. Money ransfer via Wesern Union sysem in EUR from Ukraine o EU counries [3]: - EUR 0,01-50,00 13.00 - EUR 50,01-100,00 15.00 - EUR 100,01-200,00 22.00 - EUR 200,01-300,00 29.00 - EUR 300,01-400,00 34.00 - EUR 400,01-500,00 40.00 - EUR 500,01-750,00 45.00 - EUR 750,01-1000,00 50.00 - EUR 1000,01-1500,00 76.00 - EUR 1500,01-1750,00 81.00 - EUR 1750,01-2000,00 91.00 - EUR 2000,01-2500,00 111.00 - EUR 2500,01-3000,00 121.00 Over EUR 3000 in every following inerval of EUR 500 EUR 20 are added o he paymen for sending ransfer Money ransfer via Wesern Union sysem in Russian rubles from Ukraine o Russia: sending express ransfer - RUB 0,01-5 000,00 RUB 100.0 - RUB 5 000,01-50 000,00 RUB 1.7% - RUB 50 000,01-100 000,00 RUB 1.3% - RUB 100 000,01 and more RUB 1.0% "12 hours" service (maximum ransfer amoun which may be sen using "12 hours" service - RUB 100 000.00) - RUB 0,01-5 000,00 RUB 50.0 - RUB 5 000,01-10 000,00 RUB 1.0% - RUB 10 000,01-100 000,00 RUB 0.5% Money ransfer via "Unisream" sysem in USD, EUR, RUB Money ransfer via "Unisream" sysem in USD, EUR, RUB o CIS counries, Georgia To Russia, Belarus, Georgia, Armenia, Kazakhsan, Kyrgyzsan, Tajikisan To Russia, Belarus, Georgia, Armenia, Kazakhsan, Kyrgyzsan, Tajikisan 7.8.1.2. From 3 000.00 EUR/USD/from 100 000.00 RUB - 1.0% of he ransfer amoun Up o 2 999.99 USD/EUR and up o 99 999.99 RUB inclusively - 1.5% of he ransfer amoun 7.8.1.3. To Moldova Up o 2 999.99 USD/EUR and up o 99 999.99 RUB inclusively - 1.5% of he ransfer amoun. From 3 000.00 USD/EUR and from 100 000.00 RUB - 1.3% of he paymen amoun 7.8.1.4. To Uzbekisan 7.8.1.5. To "Unisream" Commercial Bank JSC (Russia) Up o 2 999.99 USD/EUR - 1.5% of he ransfer amoun. From USD/EUR 3 000-1.3% of he ransfer amoun Up o USD 2 999.99 USD/EUR and up o 99 999.99 RUB inclusively - 1.5% of he ransfer amoun.

7.8.1.6. To "Unisream" Commercial Bank JSC (Russia) from USD 3 000,00 доларів - USD 30. From EUR 3 000,00-1,0% of he ransfer amoun. From RUB 100 000,00 RUB 990 7.8.1.7. To JSC Kor Sandard Bank (Georgia) 7.8.1.8 To JSC Kor Sandard Bank (Georgia) Up o 2 999.99 USD/EUR and up o 99 999,99 RUB inclusively - 1% of he ransfer amoun From 3 000.00 USD/EUR and from 100 000.00 RUB - 0.7% of he ransfer amoun 7.8.2. Money ransfers via "Unisream" sysem in USD, EUR, RUB o he counries which are no former Sovie Union counries 7.8.2.1. depending on he ransfer desinaion from 1,3% o 2,3% 7.8.3. Money ransfer vis "Unisream" sysem in USD, RUB (bi-currency ransfers wihou address) 7.8.3.1. Transfer of RUB wih a paymen in USD 0,1% of he ransfer amoun 7.8.3.2. Transfer of USD wih a paymen in RUB [1] 0,1% of he ransfer amoun Money ransfer via MoneyGram sysem in EUR from Ukraine o Russia 7.9. 7.10. 7.11. - EUR 0,01-250,00 2.50 - EUR 250,01-7000,00 1.00% Money ransfer via MoneyGram sysem in EUR from Ukraine o CIS counries (excep Russia), Israel, Balic counries*** of he ransfer amoun 2.5% minimum 2.5 Money ransfer via MoneyGram sysem in EUR from Ukraine o oher counries [2] - EUR 0,01-50,00 7.00 - EUR 50,01-100,00 9.00 - EUR 100,01-200,00 13.00 - EUR 200,01-300,00 18.00 - EUR 300,01-400,00 24.00 - EUR 400,01-500,00 29.00 - EUR 500,01-700,00 32.00 - EUR 700,01-1000,00 39.00 - EUR 1000,01-1500,00 53.00 - EUR 1500,01-1750,00 66.00 - EUR 1750,01-2000,00 76.00 - EUR 2000,01-2500,00 89.00 - EUR 2500,01-3000,00 99.00 - EUR 3000,01-3500,00 120.00 - EUR 3500,01-4000,00 140.00 - EUR 4000,01-4500,00 160.00 - EUR 4500,01-5000,00 180.00 - EUR 5000,01-5500,00 195.00 - EUR 5500,01-6000,00 215.00 - EUR 6000,01-6500,00 235.00 - EUR 6500,01-7000,00 255.00 Money ransfer via MoneyGram sysem in EUR from Ukraine o Hong Kong 7.12. EUR 0,01-1 000,00 1.0 EUR 1 000,01-7 000,00 0,1% Money ransfer via MoneyGram sysem in USD from Ukraine o Russia 7.13. - USD 0,01-250,00 $ 2.5 - USD 250,01-10 000,00 1% Money ransfer via MoneyGram sysem in USD from Ukraine o CIS counries (excep Russia), Israel, Balic counries*** 7.14. Of he ransfer amoun 2.5% minimum $2.5 7.15. Money ransfer via MoneyGram sysem in USD from Ukraine o oher counries - USD 0,01-50,00 $9 - USD 50,01-100,00 $11 - USD 100,01-200,00 $18 - USD 200,01-300,00 $23 - USD 300,01-400,00 $29 - USD 400,01-500,00 $35 - USD 500,01-700,00 $39 - USD 700,01-1000,00 $45 - USD 1000,01-1500,00 $65 - USD 1500,01-1750,00 $72 - USD 1750,01-2000,00 $79 - USD 2000,01-2500,00 $95 - USD 2500,01-3000,00 $99 - USD 3000,01-3500,00 $120 - USD 3500,01-4000,00 $140 - USD 4000,01-4500,00 $160 - USD 4500,01-5000,00 $180 - USD 5000,01-5500,00 $195 - USD 5500,01-6000,00 $215 - USD 6000,01-6500,00 $235 - USD 6500,01-7000,00 $255 - USD 7000,01-7500,00 $275 - USD 7500,01-8000,00 $275 - USD 8000,01-8500,00 $310 - USD 8500,01-9000,00 $330 - USD 9000,01-10 000,00 $350 Money ransfer via MoneyGram sysem in USD from Ukraine o Hong Kong 7.16. - USD 0,01-1000,00 $ 1.0 - USD 1000,01-10000,00 0,1% 7.17. Disbursemen of funds under he money ransfers via "Wesern Union", Unisream, MoneyGram via "Express-ransfers" sysem of PJSC "CREDIT AGRICOLE BANK" [1] excep Uzbekisan * Azerbaijan, Belarus, Armenia, Georgia, Kazakhsan, Kyrgyzsan, Moldova, Russia, Tajikisan, Turkmenisan, Uzbekisan **Money ransfer may be paid ou afer 12 hours since he ime when i was sen *** Israel; CIS counries: Belarus, Armenia, Georgia, Kazakhsan, Kyrgyzsan, Moldova, Russia, Tajikisan, Uzbekisan. Balic counries: Esonia, Lavia, Lihuania.

[2]Addiional services (fee in USD, is paid in naional currency): - Check delivery o he recipien: Dominican Republic......3,00 Philippines...... 5,00 Ecuador...... 7,00 Oher counries where his service is rendered........13,00 - Informing via elegraph / elephone: Vienam...... 2,00 Oher counries where his service is rendered,........ 3,00 Noificaion for free [3] Ausria, Belgium, Cyprus, Esonia, Finland, France, Germany, Ireland, Luxembourg, Mala, Neherlands, Republic of Slovakia, Slovenia, Ialy, Spain, Porugal, Greece, Lavia Addiional services (fees in EUR, are paid in naional currency): - Delivery o he recipien:......13.00 - Informing via phone:......3.00 - Noificaion:............0.00