Information for bank customers on terms and conditions of transfers via international money transfer systems:

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1 Information for bank customers on terms and conditions of transfers via international money transfer systems: 1

2 AVERS international money transfer system within Ukraine (USD, UAH): 0.8% of the transferred amount (Minimum commission UAH) AVERS agent locations abroad s for money transfers at AVERS agent locations abroad: Receiver s country Transaction currency Commission paid by the customer, % of the transferred amount Moldova, Armenia USD, EUR, RUB 1,3 Kyrgyzstan USD, EUR, RUB 1,4 Tajikistan USD, EUR, RUB 1,5 Georgia USD, EUR, RUB 1,0 Leader: Partner transfer services CIS countries Russia, Belarus, Georgia, Kyrgyzstan, Latvia, Tajikistan, Kazakhstan, Mongolia Transfer currency Commission paid by the customer, % of the transferred amount USD, EUR, RUB 1,5% Minimum commission USD 2.0, EUR 2.0, RUB 50,0 InterExpress: Direct transfers with payment in JSB INTERKOOPBANKA (JSC) departments (Russia) 1,5% (at least 3,00 USD/EUR, 100 RUB). а) CIS countries CIS countries: Transfer currency / Issued currency Commission paid by the customer, % of the transferred amount Minimum commission in case the amount is up to USD 150 and EUR, Up to RUB 3000 inclusive Uzbekistan USD 2,0% USD 3.0 Armenia (bank VTB) USD, EUR, RUB 1,8% USD 3.0, EUR 3.0, RUB 60 Azerbaidgan USD, EUR 2,0% USD 3.0, EUR 3.0 Belarus, Georgia, Kyrgyzstan, Tajikistan, Kazakhstan, Moldova, Russia USD, EUR, RUB 2,0% USD 3.0, EUR 3.0, RUB 60 2

3 б) non-cis countries: (InterExpress - Money Exchange S.A.) Money Exchange S.A. Receiver s country Transfer currency Issued currency Commission Belgium, Spain, Italy, Netherlands, Romania USD, EUR EUR 2.8% Albania USD, EUR USD, EUR 2.8% Bangladesh USD USD, BDT 2.8% Great Britain USD, EUR USD, EUR, GBR 2.8% Nepal USD NPR 2.8% Poland USD, EUR EUR, PLN 2.8% Switzerland USD, EUR CHF 2.8% Sweden USD, EUR SEK 2.8% Caspian Money Transfer (CMT): Transfer currency Commission paid by the customer, % of the Minimum commission transferred amount Azerbaijan USD, EUR 1% USD 2.0, EUR 2.0 Turkey USD, EUR 1,5% USD 3.0, EUR 3.0 «Zolota Korona»: Receiver s country Transfer currency Transferred amount Commission paid by the customer, % of the transferred amount Russia from 0,01 up to 800 1% USD from 800,01 0,6% Russia from 0,01 up to 600 1% Russia Belarus, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Tajikistan, Uzbekistan EUR RUB USD,EUR,RUB from 600,01 0,6% from 0.01 up to 25,000 1% from 25000,01 0,6% Turkey USD any 1,5% any 1% GEO Intel Express: Receiver s country Transfer currency Issued currency Commission Greece EUR, USD EUR, USD 2 % Georgia EUR, USD EUR USD, local currency 2 % Israel EUR, USD EUR USD 2,2 % Italy EUR, USD EUR 2,6 % Switzerland, Sweden, Spain EUR, USD EUR 2,6 % 3

4 s for money transfer via Western Union: s for money transfer via WESTERN UNION in USD: Up to , , , , , , , , , , , , ,00 Further increase of a transfer amount at USD 500 will result in tariffs jump by USD 20. s for money transfer via WESTERN UNION in USD to the CIS countries*: 0,01 200,00 3,00 $ 200, ,00 1,7% of the transfer amount 2 000, ,00 1,3% of the transfer amount 3 000,01 over 1,0% of the transfer amount * Azerbaijan, Belarus, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Russia, Tajikistan, Turkmenistan, Uzbekistan. «12 HOURS»**: (USD) (USD) 0,01 200,00 2,00 $ 200,01 300,00 1,0% of the transfer amount 300, ,00 0,5% of the transfer amount ** Money payment "12 hours " is possible after 12 hours from the time of departure. The maximum amount of money transfers at a rate of "12 hours" may not exceed (three thousand) dollars USA. The rate used for sending money transfers from Ukraine to CIS countries. "12 hours" does not apply to transfers in Turkmenistan. 4

5 s for money transfer via WESTERN UNION in EUR: «EXPRESS»: Further increase of a transfer amount at EUR 500 will result in tariffs jump by EUR 20. The cost of additional services is (EUR): - Delivery if home Notified by telegraph / telephone Message: no more than 20 words *** In EU Countries*** The countries of the European Union within the framework of this tariff are: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Ireland, Luxembourg, Malta, the Netherlands, Slovakia, Slovenia, Italy, Spain, Portugal, Greece., EUR , , , , , , , , , , , s for money transfer via WESTERN UNION in RUB: «EXPRESS»: to Russia, RUB 0, , , ,00 1,7% of the transfer amount , ,00 1,3% of the transfer amount ,01 и более 1,0% of the transfer amount «12 HOURS»****, RUB , , , % of the transfer amount 10, , ,5% of the transfer amount **** Pay a money transfer "12:00" is possible after 12 hours from the time of departure. The maximum amount of money transfers at a rate of "12" hours may not exceed the 100, (one hundred thousand) was growing up. rubles. "12:00" is used for sending money transfers from Ukraine to Russia. 5

6 s for money transfer via WESTERN UNION in UAH for payment in national currency of Ukraine: from up to 0,01 100,00 7,50 100,01 200,00 15,00 200,01 300,00 19,00 300,01 400,00 22,00 400,01 500,00 25,00 500,01 600,00 28,00 600,01 800,00 34,00 800, ,00 40, , ,00 45, , ,00 55, , ,00 70, , ,00 75, , ,00 90, , ,00 105, , ,00 120, , ,00 135,00 Further increase of a transfer amount at UAH for every 1,000 UAH will result in tariffs jump by UAH 10. s for money transfer via «Anelik»: 1) s for money transfers in USD: - to foreign countries 3% from a transfer amount; - to CIS countries, the Baltic republics, Georgia 1,80% from a money transfer amount. 2) s for money transfers in EUR 3% (4% of the amount in case of transfer to non-cis countries). 3) s for money transfers in RUB 1,3%. 6

7 s for money transfer via Money Gram Money transfers from Ukraine to Russia from : in EUR: from up to commission EUR 0.01 EUR EUR 2.5 EUR EUR % in USD: from up to commission USD 0.01 USD USD 2.5 USD USD 10, % Money transfers from Ukraine to Hong Kong from : in EUR: from up to commission EUR 0.01 EUR EUR 1.0 EUR EUR % in USD: from up to commission USD 0.01 USD USD 1.0 USD USD 10, % s for money transfers via Money Gram in EUR: To CIS countries (Armenia, Belarus, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Russia, Tadjikistan, Uzbekistan, Ukraine), Israel and Baltic states (Lithuania, Latvia, Estonia): 2.5%, minimum commission is UER 2.5. To non-cis countries: from up to , , , , , , , ,00 1, , ,00 1, , ,00 1, , ,00 2, , ,00 7

8 2, , ,00 3, , ,00 3, , ,00 4, , ,00 4, , ,00 5, , ,00 5, , ,00 6, , ,00 6, , ,00 s for money transfers via MONEYGRAM in USD: To CIS countries (Armenia, Belarus, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Russia, Tadjikistan, Uzbekistan, Ukraine), Israel and Baltic states (Lithuania, Latvia, Estonia): 2.5%, minimum commission USD 2.5. To non-cis countries: from up to , , , , , , , ,00 1, , ,00 1, , ,00 1, , ,00 2, , ,00 2, , ,00 3, , ,00 3, , ,00 4, , ,00 4, , ,00 5, , ,00 5, , ,00 6, , ,00 6, , ,00 7, , ,00 7, , ,00 8, , ,00 8, , ,00 9, , ,00 tariffs depend on amount of transfer when sending; should be paid by sender. Detailed terms of sending/receiving of money transfers via any of the systems you may ask in any Branch of PJSC «CB «PIVDENCOMBANK» 8

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