Say hello to your benefits. AARP MEMBER BENEFITS GUIDE

Transcription

1 Say hello to your benefits. AARP MEMBER BENEFITS GUIDE

2 Thanks for being a part of the AARP community. Whether it s sharing a recipe, playing a game, looking for caregiving help, or searching for ways to save on prescription drug costs, AARP provides you with a wealth of opportunities to save money, travel, play, learn, volunteer and make your voice heard. As your ally for real possibilities, AARP makes available products and services that have been researched and carefully evaluated, and that meet our high standards for service and quality. You ll find all of them inside this guide, so please keep it handy. And remember that your enhanced membership card makes it easier to access AARP resources, information, services and discounts. Carry it with you and then show it, swipe it or scan it to be sure you get your member benefits. Find out more at aarp.org/yourcard. I m proud to be an AARP member. I like the variety of services and discounts and the way they watch out for those of us over 50! AARP member Once again, thanks for choosing AARP. I m glad to have you as a member and look forward to helping you stay engaged with your family, friends and community. Sincerely, Jo Ann C. Jenkins Chief Executive Officer Offers are subject to change and may have restrictions. For the most up-to-date information, please visit Real Possibilities is a trademark of AARP. 10/15

3 Table of Contents The discounts are great! But even better is the trusted access to financial planning, health benefits, travel and all the other features that make AARP great! AARP member 4 Your Publications & Resources 6 Your Home & Community 8 Your Social Conscience 10 Your Health & Wellness 14 Your Finances & Career 18 Your Discounts 25 Your Travel 31 Your Contacts 32 Your Foundation Programs 34 Your Privacy

4 4 Your Publications & Resources Your Publications & Resources 5 AARP works to make life better for all. And through articles written from a familiar perspective, AARP publications help by serving up the latest on topics that interest members the most. From lifestyle stories to updates on Medicare and Social Security, and more, we ve got you covered. AARP.ORG aarp.org Get access to services and discounts, useful tools and resources, and the latest information on health, money, work and retirement, and more at aarp.org, or in Spanish at aarp.org/espanol. You also have access to newsstand.aarp.org, where digital editions of AARP The Magazine and AARP Bulletin are available. AARP BULLETIN aarp.org/bulletin Timely insights and in-depth analysis important to Americans 50-plus on topics including health, Medicare, Social Security, financial security and consumer protection. AARP THE MAGAZINE aarp.org/magazine The definitive lifestyle publication for AARP s millions of members, it offers celebrity interviews, features on health and tech, plus tips, recipes, book and movie reviews, and more. AARP BOOKSTORE aarp.org/bookstore Get e-books, print books and free downloads on your favorite topics. AARP TEK PROGRAM aarp.org/tek Learn how to best use your digital devices and social media to connect with the people and things you love. Explore technology tools, tips and information, plus stay up to speed with hands-on workshops. LIFE REIMAGINED LifeReimagined.org Life Reimagined is your guide to finding, and tackling, what s next in your life. Personalized tools and programs keep it manageable and help you reach your goals in work, relationships and overall well-being, one step at a time. Did You Know? You can attend a live Reimagine Work event to connect with other local professionals and gain resources to make your work life fulfilling. REWARDS FOR GOOD aarp.org/rewards-for-good Earn points for savings on gift cards and brand-name merchandise by taking advantage of the many online resources we offer to help you with saving smart, eating healthy, building relationships, and more. It s completely free, and members earn 50% more points. WEBINARS aarp.org/webinars Engage with AARP and outside experts on the issues impacting you most through our free webinars. Topics include health and Medicare, Social Security, work and retirement, and more. AARP FINANCIAL PUBLICATIONS aarp.org/orderfinancialpubs Order free publications on topics including Social Security, managing and protecting assets, and more. Many publications are also available in Spanish.

5 6 Your Home & Community Your Home & Community 7 AARP creates real possibilities by connecting you with others. Our state offices and local chapters focus on what s important to you and your community. In this way, we are able to offer a variety of ways for you to make a difference through volunteering and advocacy opportunities, both locally and nationwide. AARP STATE OFFICES aarp.org/states With staffed offices in every state, we engage AARP members, volunteers, the media, policymakers and opinion leaders in carrying out our advocacy, education and service efforts. AARP AUTO BUYING PROGRAM aarp.org/abp Find the car you want and get upfront dealer pricing information on new and used cars. On average, users have saved thousands off the MSRP on new car purchases. DRIVING RESOURCES aarpdriversafety.org The AARP Smart Driver course can help you stay safe behind the wheel and may even help you save on auto insurance and maintenance costs. Members can take the course at a discounted rate, in a classroom or online. aarp.org/drc The Driving Resource Center offers free, interactive tools and activities, including driving simulations, state-specific rules of the road and new car technologies. aarp.org/carfit Learn how to adjust your fit within your personal vehicle for maximum safety and comfort. aarp.org/weneedtotalk Family and friends of older drivers can take a free seminar filled with information and guidance to help initiate productive, caring conversations about driver safety. AARP AUTO aarp.org/myauto A trusted destination for every aspect of auto ownership hassle-free purchasing, safe driving, maintenance and repairs, and more. You ll find the help and information you need plus access to member services and discounts. HOUSING AND MOBILITY aarp.org/livable-communities Find resources addressing the housing and transportation issues of interest to you. Subjects range from design making homes beautiful, safe and comfortable to the best means of travel, whether it be walking, biking or taking public transportation. LOCAL AARP CHAPTERS aarp.org/chapterlocator Join a chapter in your area and help improve your community with your experience, talent and compassion. Chapters are open to all local AARP members and are nongovernmental, nonpartisan and nonprofit. REALPAD aarp.org/realpad1 RealPad is a Wi-Fi tablet preloaded with many useful apps and tools, so you can play, learn, connect and share. Plus, it includes free 24/7 customer service with access to live experts all day, every day. 1 RECIPES recipes.aarp.org Explore healthy and delicious recipes for every occasion. Check out featured recipes or search the database for a specific ingredient or dish. 1 While supplies last.

6 8 Your Social Conscience Your Social Conscience 9 More than 50 years ago, Ethel Percy Andrus went to visit a former colleague and found her in poor health, living in a chicken coop all her meager teacher s pension afforded. This inspired Andrus to set out to change the world. AARP and AARP Foundation continue her legacy by fighting for real issues that matter to you and your family. AARP FOUNDATION EXPERIENCE CORPS aarp.org/experience-corps Experience Corps is a proven program made up of volunteers 50 and older who are dedicated to helping children in disadvantaged schools become great readers before they finish the third grade. Volunteer opportunities are available in cities across the U.S. AARP ON YOUR SIDE aarp.org/ronburley Get overcharged on a bill? Having trouble getting your money back after a bad experience? Consumer Advocate Ron Burley will try to help you get your money back. CREATE THE GOOD createthegood.org Find local volunteer opportunities to share your life experiences, skills and passions where they are needed most. Whether you have five minutes or five hours, find good that fits you and your community. FRAUD WATCH NETWORK aarp.org/fraudwatchnetwork Learn how to spot and avoid scams like identity theft, investment fraud and sweepstakes scams with ongoing updates from resources like Watchdog Alerts and a state-by-state scam-tracking map. VOTER ENGAGEMENT aarp.org/yourvote You deserve to know where candidates stand before you cast your vote. We have a proud history of nonpartisan voter engagement to provide you with the candidates positions on issues important to you and your family so you can choose who best represents your views and values. ADVOCACY aarp.org/getinvolved We re fighting for you in Washington, D.C. and your local community. Together, we make our voices heard and create positive social change on national and state issues such as Social Security, Medicare, high utility rates, and more.

7 10 Your Health & Wellness Your Health & Wellness 11 Keeping fit, maintaining a balanced diet and staying active are key to a healthy lifestyle. That s why your AARP membership provides you with access to health care tools, resources and coverage, and discounts on prescriptions. After all, living life at your healthiest is a great way to get more out of your years. 1 BRAIN HEALTH CENTER aarp.org/brainhealth Learn about the things you can do to stay mentally sharp, including information on living a healthy lifestyle eating smart, being fit, working your mind, socializing and reducing stress. CAREGIVING RESOURCE CENTER aarp.org/caregiving Find resources, tools and support to help you care for a loved one. Did You Know? You can download the free e-book, Juggling Work and Caregiving, for practical tips to guide your caregiver decisions. AARP DENTAL INSURANCE PLAN aarphealthcare.com/deltadental5 Individual or family coverage for the most common dental procedures. Insured by Delta Dental Insurance Company or Dentegra Insurance Company or Dentegra Insurance Company of New England and administered by Delta Dental Insurance Company. AARP HEARING CARE PROGRAM PROVIDED BY HEARUSA aarphealthcare.com/hearing5 Access to a network of hearing-care providers and savings on hearing aids. Includes an extended warranty, batteries and follow-up care. AARP MEDICARECOMPLETE (MEDICARE ADVANTAGE) aarphealthcare.com/medicarecomplete5 Medicare health plans with prescription drug coverage from UnitedHealthcare. AARP MEDICARERX PLANS (MEDICARE PART D) aarphealthcare.com/medicarerx5 Medicare prescription drug coverage insured through UnitedHealthcare. AARP MEDICARE SUPPLEMENT INSURANCE PLANS aarphealthcare.com/medsupp5 Supplemental coverage for those enrolled in Medicare Parts A and B. Insured by UnitedHealthcare Insurance Company. AARP MYVISION CARE PROVIDED BY EYEMED aarphealthcare.com/myvision5 Exclusive access to three vision insurance plans that offer specific coverage, care and savings. Now available in California, Illinois, Ohio and New Jersey. Underwritten by Fidelity Security Life Insurance Company. AARP PRESCRIPTION DISCOUNTS PROVIDED BY CATAMARAN aarphealthcare.com/prescriptions5 Members save an average of 38% on all FDA-approved prescription drugs not covered by insurance. Coverage extends to your spouse, children and grandchildren (up to age 27). You can use your free Rx discount card at over 66,000 participating retail pharmacies. AARP VISION DISCOUNTS PROVIDED BY EYEMED aarphealthcare.com/vision5 Up to 60% off eye exams and 30% off prescription eyewear at JCPenney Optical, LensCrafters, Pearle Vision, Sears Optical, Target Optical and various private practitioners nationwide. Additional savings on Transitions lenses and laser vision correction. 1 AARP is not the insurer and does not make health plan recommendations for individuals. You are encouraged to evaluate your needs before choosing a health plan.

8 12 Your Health & Wellness Your Health & Wellness 13 ADT COMPANION SERVICE aarpdiscounts.com/adtcomp5 20% off installation of a new ADT Companion Service personal emergency-response system. GLASSES.COM 866-GLASSES aarpdiscounts.com/glasses5 25% off purchases of $200 or more and free basic lenses or 25% off lens upgrades. PETPLAN aarpdiscounts.com/petplan5 10% off Petplan pet insurance premiums when you sign up online, plus a Visa Prepaid Card (up to $35) to help cover wellness expenses. You can choose to be reimbursed for 80%, 90% or 100% of vet bills for illnesses and injuries. Plans are accepted at any vet in the U.S. and Canada. HEALTH TOOLS aarp.org/healthtools Use online tools to check your symptoms, control your weight with our BMI Calculator, get answers to Medicare questions, check drug interactions, and more. Did You Know? You can use the Care Provider Locator to easily search assisted living communities by ZIP code. HEARING RESOURCE CENTER aarp.org/hearing Get information, tools and solutions for living well with hearing loss, plus advice on how to maintain optimal hearing health. HEARUSA HEARING SHOP NEW aarpdiscounts.com/hearingshop5 15% off easy-listening devices, hearing aid batteries, hearing health products, and more. MANAGING YOUR MEDICATIONS aarp.org/usingmeds Learn the right questions to ask your doctor and pharmacist about your medications, explore your medication choices, and manage your medications for safety, effectiveness and cost.

9 14 Your Finances & Career Your Finances & Career 15 In today s economy, more and more Americans are adding extra years to their careers and even starting new ones after retiring. This is why AARP also provides information, support and answers that can help make navigating the current financial landscape a little easier. AARP AUTO INSURANCE PROGRAM FROM THE HARTFORD aarp.thehartford.com/mbg Savings and benefits designed to reward members for being safer, more experienced drivers. No-cost, no-obligation quotes are available. AARP BOAT AND MOTOR HOME INSURANCE FROM THE HARTFORD aarp.thehartford.com/rc Protection available for sports vehicles and watercraft, including RVs, snowmobiles, ATVs, boats, personal watercraft, and more. AARP COLLEGE SAVINGS SOLUTIONS FROM TIAA-CREF aarpcollegesavings.com Advice on saving for a child s education and information about potential tax advantages. AARP CREDIT CARD FROM CHASE aarpcreditcard.com/benefits for more information and to apply chase.com/aarp for cardmembers Unlimited cash-back rewards on every purchase and no annual fee. The only credit card endorsed by AARP. AARP HOME BUSINESS PLAN FROM THE HARTFORD aarp.thehartford.com/hb Designed to provide home-based business owners coverage at affordable rates. AARP HOMEOWNERS INSURANCE PROGRAM FROM THE HARTFORD aarp.thehartford.com/hm Coverage available for those who own a home or condo or rent. Added savings if you bundle your home and auto policies. AARP IDENTITY THEFT PROTECTION FROM TRUSTEDID aarpidprotection.com You can help take control of your personal and financial information with custom identity-protection features, Equifax 3-Bureau Credit Monitoring, and more. AARP LIFE INSURANCE PROGRAM FROM NEW YORK LIFE nylaarp.com/pl You can apply for up to $100,000 in life insurance to help protect your family and receive free life insurance information. LIFE REIMAGINED LifeReimagined.org Whether you re searching for a new career, changing jobs or starting a business, Life Reimagined has the tools to help you thrive at work. You don t have to tackle it all at once: Life Reimagined helps you rethink, rediscover and realize your goals, one step at a time. AARP LIFETIME INCOME PROGRAM FROM NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION lifetimeincome.nylaarp.com/pcr Simple annuities that turn part of your savings into an income stream for life. You can request a free information kit and personalized income quote. AARP MASSACHUSETTS AUTO AND HOME INSURANCE PROGRAM FROM PLYMOUTH ROCK AND BUNKER HILL plymouthrock.com/aarp Members in Massachusetts can enjoy savings and benefits on auto and home insurance from Plymouth Rock and Bunker Hill.

10 16 Your Finances & Career Your Finances & Career 17 AARP MOBILE HOME INSURANCE PROGRAM FROM FOREMOST , Code K082 aarpforemost.com Specialized protection designed for nearly every type of mobile and manufactured home. Offers lifetime renewal and 24/7 claim service. AARP MOTORCYCLE INSURANCE PROGRAM FROM FOREMOST , Code K083 aarpforemost.com Offers discounts and coverage for your bike, optional equipment and safety apparel, plus towing and roadside assistance just for motorcycles. RETIREMENT RESOURCES aarp.org/readyforretirement Whether you want to travel the world, continue to work or spend more time with your family, you ll find tools and expert resources to help you plot your course and get moving toward the retirement you want. WORK AND ENTREPRENEURSHIP RESOURCES aarp.org/workresources Get resources and guidance on navigating the job market at 50-plus, connecting with employers who value experienced workers, or learning how to start your own business. AARP PROPERTY AND CASUALTY INSURANCE PROGRAM FROM REAL LEGACY ASSURANCE COMPANY, INC. (P.R.) (U.S.V.I.) reallegacyassurance.com Insurance coverage at discounted rates for members in Puerto Rico and the U.S. Virgin Islands. AARP SMALL BUSINESS INSURANCE PROGRAM FROM THE HARTFORD thehartford.com/aarp-smallbusiness1 Offers tailored business-insurance solutions for property and general liability, workers compensation and business auto that give you the right amount of protection for your business needs. No-obligation coverage checkup and quotes available. MONEY TOOLS aarp.org/moneytools Use online tools to calculate your Social Security benefits, see if you are saving enough for retirement, get answers to Social Security questions, estimate health care costs and help manage your budget. Did You Know? You can use the 401(k) Calculator to create a savings plan that accounts for salary increase, employer match and other factors. AARP member benefits are provided by third parties, not by AARP or its affiliates. Providers pay royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details.

11 18 Your Discounts Your Discounts 19 Many AARP members agree that saving money is important, not just for members themselves, but for their families as well. That s why AARP helps you and your family save real money with an abundance of great deals from the carefully selected list of companies below. AARP MEMBER ADVANTAGES OFFER FINDER APP aarpdiscounts.com/app5 You can find AARP member discounts in your area and when you re on the go, map directions to retail locations, and download a digital version of your AARP membership card. Free download available for iphone, ipad and Android devices. ADT SECURITY SERVICES INC aarpdiscounts.com/adthome5 20% off installation of any new ADT home security system and $2 off monthly monitoring. ADT SECURITY SERVICES INC., SMALL BUSINESS aarpdiscounts.com/adtsb5 20% off installation of any new ADT business security and camera system for small-business owners. AMAZON E-BOOKS NEW aarpdiscounts.com/ebooks5 50% off a selection of Kindle e-books each month. 1 AMAZON KINDLE aarpdiscounts.com/amazon5 10% off Amazon Kindle e-readers and the Kindle Fire HDX tablet. AMAZON PRINT & AUDIOBOOKS NEW aarpdiscounts.com/audiobooks5 10% off a selection of print and audiobooks each month. ANCESTRY.COM aarpdiscounts.com/ancestry5 30% off a one-year subscription to Ancestry.com. AT&T NEW aarpdiscounts.com/att5 10% off the monthly service charge of qualified wireless plans and 15% off select accessories. BONEFISH GRILL NEW aarpdiscounts.com/bonefish5 15% off lunch and dinner every day. CARRABBA S ITALIAN GRILL NEW aarpdiscounts.com/carrabbas5 15% off lunch and dinner every day. CHERYL S aarpdiscounts.com/cheryls5 20% off purchases or $20 off when you spend $79.99 or more. 2 CIRQUE DU SOLEIL aarpdiscounts.com/cirque5 20% off Resident Shows, 15% off evening Big Top and Arena Shows, and 30% off matinée Big Top Shows Tuesday Friday and Sunday. 3 CONSUMER CELLULAR aarpdiscounts.com/cci5 5% off monthly service and usage charges and 30% off select accessories. Plans start at $10 per month, require no contract, and include free activation. 1 Conditions and restrictions apply. 2 Certain exclusions and restrictions apply. 3 Subject to availability. Other conditions may apply.

12 20 Your Discounts Your Discounts 21 CRICKET WIRELESS NEW aarpdiscounts.com/cricket5 $20 off purchases of wireless devices with mail-in rebate. 4 DENNY S aarpdiscounts.com/dennys5 15% off your check all day, every day, at participating locations. DUNKIN DONUTS aarpdiscounts.com/dd5 FREE donut with the purchase of a large or extra-large beverage at participating locations. 5 EVERYDAY SAVINGS CENTER POWERED BY NEXT JUMP aarpdiscounts.com/esc5 Exclusive online savings from top retailers offering electronics, flowers, apparel, gifts, and more. FAMILY DOLLAR aarpdiscounts.com/familydollar5 You get instant savings on select items by swiping your AARP membership card at checkout. Current in-store offers can be found at myafiniti.com/aarp. FANNIE MAY aarpdiscounts.com/fanniemay5 20% off online purchases or $20 off when you spend $79.99 or more. Plus, 15% off any in-store purchase. 6 FRED S SUPER DOLLAR aarpdiscounts.com/freds5 You get instant savings on select items by swiping your AARP membership card at checkout. Current in-store offers can be found at myafiniti.com/aarp. FRUIT BOUQUETS BY FLOWERS.COM aarpdiscounts.com/fruit5 20% off purchases or $20 off when you spend $79.99 or more. 7 GROCERY COUPON CENTER POWERED BY COUPONS.COM aarpdiscounts.com/gcc5 Online access to hundreds of free printable savings coupons from leading brands. HOMESERVE aarpdiscounts.com/serviceplans5 Comprehensive service plans that include an unlimited annual benefit amount and unlimited service calls for all covered plumbing, electrical and heating & cooling system repairs. LANDRY S RESTAURANTS aarpdiscounts.com/landrys5 10% off food, non-alcoholic beverages and merchandise at Landry s restaurants, including Bubba Gump Shrimp Co., Chart House, Claim Jumper, Landry s Seafood House, The Oceanaire, Saltgrass Steakhouse, and more. 8 MCCORMICK & SCHMICK S aarpdiscounts.com/mccormick5 10% off food, non-alcoholic beverages and merchandise at the McCormick family of restaurants, including McCormick & Schmick s Seafood and Steaks, McCormick s Fish House & Bar, M&S Grill, and more. 9 MEIJER aarpdiscounts.com/meijer5 You get instant savings on select items by swiping your AARP membership card at checkout. Current in-store offers can be found at myafiniti.com/aarp. 4 Restrictions apply. 5 Excludes cooler beverages. Other conditions may apply. 6,7 Certain exclusions and restrictions apply. 8,9 Restrictions apply.

13 22 Your Discounts Your Discounts 23 MONRO MUFFLER aarpdiscounts.com/mm5 $17.99 for a complete oil change, plus a free tire rotation and maintenance inspection. 10 MR. TIRE aarpdiscounts.com/mrtire5 $17.99 for a complete oil change, plus a free tire rotation and maintenance inspection. 11 OUTBACK STEAKHOUSE aarpdiscounts.com/outback5 15% off lunch and dinner every day. PAPA JOHN S aarpdiscounts.com/papajohns5 25% off regular menu price orders at participating locations. 12 PERSONALIZATION UNIVERSE aarpdiscounts.com/keepsakes5 20% off purchases of customized products, including iphone cases, mugs, T-shirts, wall art, and more, or $20 off when you spend $79.99 or more. 13 REEBOK aarpdiscounts.com/reebok5 20% off your entire purchase at Reebok Outlet Stores and Reebok.com. 14 REGAL ENTERTAINMENT GROUP aarpdiscounts.com/regal5 You pay $9.50 for Regal epremiere Tickets purchased online. Tickets are valid at all Regal Entertainment Group theatres nationwide. Plus, you can save $3 off any size popcorn and soft-drink combo when you show your AARP membership card and your Regal Crown Club card. 15 REPAIRPAL aarpdiscounts.com/repairpal5 10% off auto repairs (up to $50) at RepairPal certified repair shops near you. Work is guaranteed for at least 12 months/12,000 miles. 16 ROCKPORT OUTLET STORES aarpdiscounts.com/rockport5 20% off your entire purchase when you show your AARP membership card. 17 SCHWAN S HOME SERVICE aarpdiscounts.com/schwans5 $20 off your first new customer order of $50 or more and you get double Schwan s Rewards points on all online orders thereafter. SWEETFROG NEW aarpdiscounts.com/sweetfrog5 15% off frozen yogurt, merchandise, and gift cards. In-store only. TANGER OUTLET CENTERS aarpdiscounts.com/tanger5 Free coupon book with over $1,000 in savings offers from top brand names and designer outlet stores when you show your AARP membership card at Tanger Shopper Services. TEEOFF.COM aarpdiscounts.com/golf5 15% savings on discounted tee times booked at golf courses across the U.S. and 20 countries worldwide, including Mexico and the Caribbean. THE POPCORN FACTORY aarpdiscounts.com/popcornfactory5 20% off purchases or $20 off when you spend $79.99 or more ,11 Some conditions and restrictions apply. 12,13,14,17 Certain exclusions and restrictions apply. 15,16 Certain restrictions apply.

14 24 Your Discounts Your Travel 25 THE UPS STORE aarpdiscounts.com/upsstore5 15% off eligible products and services and 5% off domestic and international UPS shipping services at participating locations. 19 TICKETMASTER LIVE NATION aarpdiscounts.com/ticketmaster5 Savings of 25% or more when buying tickets in groups of four. 20 TOYS R US AND BABIES R US aarpdiscounts.com/toysrus5 $5 off any in-store purchase of $25 or more Monday Thursday when you use your AARP membership card. 21 WALGREENS aarpdiscounts.com/walgreensoffer5 50 Balance Rewards points for every $1 spent on Walgreens brand health and wellness products when you link your AARP membership card to your Balance Rewards account. Offers are valid at Walgreens and Duane Reade stores nationwide and at Walgreens.com BASKETS.COM aarpdiscounts.com/baskets5 20% off purchases or $20 off when you spend $79.99 or more FLOWERS.COM aarpdiscounts.com/1800flowers5 20% off online purchases or $20 off when you spend $79.99 or more. 23 When it comes to travel, AARP helps turn your goals and dreams into real possibilities. From saving money on transportation and hotel costs to planning the trip of a lifetime or just visiting friends and family, your membership opens the door to the information and resources you need to enjoy travel near and far. PLAN YOUR TRIP AARP TRAVEL aarp.org/membertravel Whether just dreaming or ready to book now, the AARP Travel site gives you the insider s view on great destinations. Discover local hotspots, where to stay, where to eat, what to see and special offers. AARP ROADSIDE ASSISTANCE FROM ALLSTATE aarpdiscounts.com/roadside5 Up to $10 off first-year Roadside Assistance membership fees by enrolling in AARP Roadside Assistance from Allstate. Four plans to choose from. First-year rates as low as $48. 1 AARP TRAVEL CENTER POWERED BY EXPEDIA expedia-aarp.com Exclusive 10% discount at select hotels, up to 25% off Avis and Budget car rentals, extra onboard credits on select cruises, up to $525 off vacation packages, and more. LIBERTY TRAVEL aarpdiscounts.com/liberty5 Experienced travel agents help you plan your vacation and offer exclusive discounts, including $100 off per couple, a reduced deposit, and more. Plus, 24/7 sales, support and emergency assistance. 19 Visit website for full offer details. 20 Conditions apply. 21,22,23 Certain exclusions and restrictions apply. 1 Offer available to new AARP Roadside Assistance from Allstate members only.

15 26 Your Travel Your Travel 27 AIR & RAIL BRITISH AIRWAYS aarpdiscounts.com/britishairways5 $65 $400 off round-trip tickets purchased online to over 100 destinations in the U.K. and beyond. 2 GRAND CANYON RAILWAY aarpdiscounts.com/grandcanyon5 25% off rail packages and 15% off train tickets and stand-alone stays at Grand Canyon Railway Hotel. MEDJETASSIST aarpdiscounts.com/medjetassist5 Up to 18% off MedjetAssist memberships for hospital-of-choice medical transfers when you re more than 150 miles from home. PARK RIDE FLY USA aarpdiscounts.com/parkridefly5 ID # AARP10 10% discount on off-airport parking at more than 100 locations in the U.S. when booked in advance. VACATIONS BY RAIL aarpdiscounts.com/vbr5 5% off worldwide rail vacations, train tours and select tickets in the U.S. and Canada. Service fees are waived for European rail passes and tickets. HOTELS & RESORTS BEST WESTERN aarpdiscounts.com/bestwestern5 10% off at more than 4,000 hotels worldwide. Best Western Rewards members earn 10% more bonus points per stay. CHOICE HOTELS aarpdiscounts.com/choicehotels5 Up to 10% off the best available rate at more than 5,000 hotels worldwide, including Comfort Inn, Comfort Suites, Quality Inn, Sleep Inn, Econo Lodge, Clarion, Ascend Collection, Cambria Suites, MainStay Suites, Rodeway Inn, and Suburban Extended Stay. HILTON HHONORS aarpdiscounts.com/hhonors5 Up to 10% off the best available rate and late checkout at 3,800 hotels worldwide, including Hampton, DoubleTree by Hilton, Embassy Suites, Hilton Hotel & Resorts, Waldorf Astoria Hotels & Resorts, Conrad Hotels & Resorts, Hilton Garden Inn, Homewood Suites by Hilton, Home2 Suites by Hilton, Hilton Grand Vacations, Canopy by Hilton, and Curio - A Collection by Hilton. 3 HYATT HOTELS & RESORTS aarpdiscounts.com/hyatt5 Up to 10% off the best available rate at more than 445 locations worldwide, including Hyatt, Grand Hyatt, Hyatt Regency, Andaz, Hyatt House, Hyatt Zilara, Hyatt Ziva, and Park Hyatt. LA QUINTA INNS & SUITES aarpdiscounts.com/laquinta5 Up to 10% off at more than 800 La Quinta Inns & Suites locations in the U.S. and Canada. MOTEL aarpdiscounts.com/motel6 10% off at more than 1,100 properties nationwide, free Wi-Fi, plus late checkout until 2 p.m. 4 2 Restrictions apply. Online only. 3,4 Subject to availability.

16 28 Your Travel Your Travel 29 STARWOOD HOTELS AND RESORTS WORLDWIDE, INC aarpdiscounts.com/starwood5 5% to 15% off the best available rate at participating hotels, including Aloft Hotels, Sheraton Hotels & Resorts, W Hotels Worldwide, Westin Hotels & Resorts, Four Points by Sheraton, Le Meridien, The Luxury Collection, and St. Regis. WYNDHAM WORLDWIDE aarpdiscounts.com/wyndham5 Up to 20% off the best available rate at more than 7,000 participating hotels, including Days Inn, Howard Johnson, Ramada Worldwide, Wyndham Hotels and Resorts, TRYP by Wyndham, Super 8, Baymont Inn & Suites, Hawthorn Suites by Wyndham, Microtel Inn & Suites by Wyndham, Wingate by Wyndham, Travelodge, and Knights Inn. CRUISES & TOURS COLLETTE aarpdiscounts.com/collette5 $50 $100 off per person on tours of seven days or more to all seven continents. COLLETTE EXPLORATIONS aarpdiscounts.com/explorations5 $50 $100 off per person on small-group tours, focusing on cultural immersion. ENDLESS VACATION RENTALS aarpdiscounts.com/evrentals5 25% off at more than 200,000 vacation rental properties in 100 countries. G ADVENTURES aarpdiscounts.com/gadventures5 $25 $100 off per person on small-group and independent tours, as well as small-ship and expedition cruises around the world. GRAND EUROPEAN TRAVEL aarpdiscounts.com/getours5 $100 off per person on first-class motor coach tours and river cruises to Europe and destinations around the world, plus a free gift. NORWEGIAN CRUISE LINE aarpdiscounts.com/ncl5 5% off select cruises to the Caribbean, Europe, Hawaii, Alaska and transatlantic cruises booked 9+ months in advance and other special offers. WINDSTAR CRUISES aarpdiscounts.com/windstar5 5% off luxury yacht and small-ship cruises, plus 10% off at onboard retail stores and other special offers. CARS & TRUCKS AVIS RENT A CAR aarpdiscounts.com/avis5 Up to 25% off, plus an upgrade on compact through full-size car class bookings, 5 discounted GPS rate and an additional driver at no cost in the U.S. and Canada. BUDGET RENT A CAR aarpdiscounts.com/budgetcar5 Up to 25% off, plus an upgrade on compact through full-size car class bookings, 6 discounted GPS rate and an additional driver at no cost in the U.S. and Canada. BUDGET TRUCK RENTAL aarpdiscounts.com/budgettruck5 Up to 20% off local or one-way truck rentals. 7 5,6 Subject to availability. 7 Advance reservations required.

17 30 Your Travel Your Contacts 31 PAYLESSCAR.COM aarpdiscounts.com/paylesscar5 5% off leisure daily, weekly, weekend and monthly rates. ZIPCAR aarpdiscounts.com/zipcar5 $30 off an annual Zipcar membership, plus a $40 driving credit. NATIONAL PARKS & ATTRACTIONS aarpdiscounts.com/nationalparks5 DELAWARE NORTH 10% off select lodging and retail discounts at Yellowstone National Park, Yosemite National Park, Sequoia National Park, Olympic National Park, Shenandoah National Park, Peaks of Otter, Kings Canyon, Saratoga State Park, Ashtabula County Park, and Harrison Hot Spring Resort & Spa. XANTERRA PARKS & RESORTS 10% off lodging and golf at Kingsmill Resort and The Ranch at Furnace Creek and 17% off a 2-night package at select Ohio State Parks. Plus, 10% off at retail shops operated by Xanterra Parks & Resorts at Yellowstone National Park, Grand Canyon National Park, Death Valley National Park, Crater Lake National Park, Petrified Forest National Park, Rocky Mountain National Park, and Mount Rushmore National Memorial. Need to get in touch with AARP? Want to update your contact information? How about adding a spouse to your membership account? Whatever you re looking for, we re here to help. For faster service, please write your AARP membership number on all correspondence and have it available when calling AARP. CHANGE OF ADDRESS Please let us know six weeks in advance if you intend to move. There are a few easy ways you can inform us of any upcoming address change. By mail: If possible, please include your mailing label from AARP The Magazine or AARP Bulletin with your change-of-address correspondence to the address at the bottom of this page. Post office: A change-of-address form is available from your local post office. It s an easy way to notify us and others. Or you can submit your address changes to the USPS at moversguide.usps.com. Online: You can also update your address and account information anytime when you visit aarp.org/membership. MEMBERSHIP INQUIRIES Questions about your membership? Need to replace a lost membership card? Not receiving your magazine? Please contact us by mail, phone or using the contact information below. MEMBERSHIP RENEWAL aarp.org/membership AARP will send you renewal notices before your membership expires. Renewing prior to your membership expiration ensures that everything will continue uninterrupted. For your convenience, you are now able to renew your membership online CONTACT US TTY [email protected] 3200 East Carson Street, Lakewood, CA Our privacy policy is included in this guide. But for more detailed information about our privacy practices, please visit aarp.org/privacy. To exercise your choices or ask questions about your membership information, please contact us by mail, phone or .

18 32 Your Foundation Programs Your Foundation Programs 33 DRIVE TO END HUNGER endseniorhunger.aarp.org Over 10 million Americans over age 50 don t have enough to eat. Through Drive to End Hunger, AARP and AARP Foundation are helping to raise awareness about the issue of hunger, build philanthropic support, and develop long-term, sustainable solutions. AARP FOUNDATION aarpfoundation.org AARP Foundation, AARP s affiliated charity, strives to create opportunities for struggling people over the age of 50, by tackling issues of: housing, hunger, income and isolation. By coordinating responses to these issues on all four fronts at once, and supporting them with vigorous legal advocacy, the Foundation serves the unique needs of those 50-plus while working with local organizations nationwide to reach more people, strengthen communities, work more efficiently and make resources go further. The programs and services of AARP Foundation require funding beyond your membership dues. Through the generosity of members, we are able to offer life-changing programs and services that give struggling older adults a chance to recover their confidence, regain a foothold and stay on track. AARP FOUNDATION FINANCES 50+ SM aarp.org/finances50plus AARP Foundation and Charles Schwab Foundation believe that everyone can benefit from smart money habits. We ve teamed up to offer AARP SM Foundation Finances 50+, a simple, free three-part program that covers budgeting and goal-setting, developing a savings plan and protecting your assets, and taking charge of credit and debt. Each 90-minute interactive classroom session is designed to help you build habits that can improve your financial situation. LEGAL ADVOCACY aarp.org/aarp-foundation/our-work/legal-advocacy AARP Foundation Litigation defends and supports the rights of older Americans through the legal system, fighting consumer fraud and discrimination in health care, employment, housing and much more. AARP FOUNDATION TAX-AIDE aarp.org/taxaide Through the help of volunteers, low- to moderate-income taxpayers can get free help with tax preparation and filing. This is the largest free, volunteer-run tax preparation and assistance in the nation. AARP FOUNDATION HOUSING SOLUTIONS CENTER aarp.org/housingsolutionscenter AARP Foundation s Housing Solutions Center connects at-risk homeowners 50-plus to free HUD-certified counseling, resources and education that help homeowners avoid foreclosure and remain in their homes. You can take action today by speaking with a HUD-certified counselor or learn more by accessing our online foreclosure-prevention presentation and podcasts. Offers are subject to change and may have restrictions. For the most up-to-date information, please visit

19 34 Your Privacy Your Privacy 35 AARP understands how important privacy is to our members. We are committed to protecting your privacy and want to make sure that you understand how your membership information is used. We also want you to be aware that you have choices about how we use this information. WHAT WE COLLECT When you apply for membership, we ask for basic information such as your name, contact information and date of birth. We keep track of your participation in AARP activities and member services so we can understand our members interests and evaluate the effectiveness of our offerings. We also collect generic demographic information from other sources to help us better serve our members and the 50-plus population as a whole, and to improve our programs, activities and resources. We also collect information online in additional ways that are described in detail at aarp.org/privacy. INFORMATION WE SHARE We share your personal information with companies we have selected to provide AARP member products and services or support AARP operations. Some of the providers of AARP member products and services, including many of those listed on the Member Benefits page on the AARP.org website, pay a fee for access to our membership list. Our contracts with these companies require them to keep the member information confidential and allow them to use the information only to offer the contracted products or services to AARP and AARP members. We monitor the companies compliance through our wholly owned subsidiary, AARP Services, Inc. Some of our providers may also collect data about our members through their interactions with the members. The providers may share some or all of this data with AARP so that we may offer more effective and personalized service to our members. AARP may, in turn, make the data that we receive from the providers accessible to members in their respective online member account statements. Other AARP affiliates, such as the AARP Foundation, may also have access to member information that we have acquired (the AARP Foundation has its own privacy policy that applies to its donors). We may occasionally release personal member information when release is appropriate to comply with law; to enforce the Terms of Service applicable to our website; or to protect the rights, property or safety of visitors to our site, our members, the public or AARP. We do not sell or rent personal member information to telemarketers, mailing list brokers or any other companies that are not offering AARP-endorsed services or benefits. We may, however, share personal member data, such as names and addresses, with specifically selected nonprofit organizations in list exchanges conducted by AARP and these organizations for the purpose of enlisting potential new members. This means that members may receive communications from other nonprofit groups that have agreed to participate in list exchanges with AARP, subject to approval of AARP. You may opt out of such list exchanges at any time by contacting us as provided below. WE RESPECT YOUR CHOICES If you do not want us to share your information with providers of AARP member products or services, you can opt out by contacting us as specified below. You should then stop receiving AARP service provider mailings in about 12 weeks. (Note: If you request services or information from an AARP service provider directly, we may still need to confirm to the provider that you are an eligible AARP member.) If you do not want us to share your personal information with nonprofit organizations, you can opt out by contacting us as specified below. If you wish to stop receiving all communications from AARP, including information about AARP activities, such as educational programs and legislative events, or about the activities of other AARP affiliates, such as the AARP Foundation, you can also opt out by contacting us as specified below: us at [email protected] Call us at Write to us at AARP Membership Center 3200 East Carson Street, Lakewood, CA 90712