Setting Yourself Up for Financial Success as a New Dentist
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1 Setting Yourself Up for Financial Success as a New Dentist Cody P. Mugleston, DMD
2 Who is this guy? UNLV School of Dental Medicine, Class of 2011 Joined a Pacific Dental Services supported office immediately post graduation Married, Daughter Madison 17 months old Coach high school and club volleyball, play soccer, snowboard, wakeboard, wakesurf Coach new associates in PDS affiliated offices on clinical excellence, practice management, and CEREC restorations Teach CAD/CAM courses for PDS affiliated doctors/patterson/unlv Alumni Study Club, Las Vegas Study Club Part of the Nevada Dental Advisory Board for PDS in Nevada
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15 My path 2011: Graduated UNLV School of Dental Medicine 2011: Associate Dentist at PDS -supported practice 2012: Owner Dentist, Henderson Modern Dentistry and My Kid s Dentist & Orthodontics Henderson, NV 2013: Multiple Office Owner Dentist, MacDonald Ranch Modern Dentistry Henderson, NV 2015: Owner/Partner of Stephanie Dental Group and Green Valley Modern Dentistry 2016 Owner/Partner of Ranch Plaza Dental Group and Henderson #6 Henderson, NV
16 Find your path to success Define your career and personal goals Find a good mentor Choose the right financial planners Manage student debt Create a budget
17 Do you have a plan? By failing to prepare, you are preparing to fail. -Benjamin Franklin
18 Things will go wrong!
19 Define your goals A goal without a plan is just a wish. -Antoine de Saint-Exupery, writer What do you want to do with your dental education/vision? Career goals, financial goals, personal goals My XP Plan (update it!), mission statements Create a plan with achievable milestones What do you need to do to reach these goals?
20 Find a good mentor Help create the plan to reach your goals Ask what mistakes they made / how to avoid Guidance on how to ramp up Connections for job opportunities Trustworthy advice for career/financial decisions Have more than one!, Story about Matt
21 Choose a financial planner Learn the basics of budgeting, Matt again Plan for loan payments and large purchases Organize tax planning Incorporate investment accounts Integrate retirement savings Choose a life insurance policy/policies
22 Manage student debt Who has the most in the room? Seek help from your financial planner Consolidate your loans, Emily Ishkanian (DRB) Prioritize higher interest loans Pay off early or accrue interest, Jennifer or Cody (700% ROI) Use student loan calculator or debt reduction tool to plan: Minimum monthly payments, when is pay off date Whether extra payments will affect payoff date
23 Create a budget Keep living like a student! Determine what you need to make to live comfortably Work more days or change spending habits as needed Pay off debt while accumulating long-term assets Set aside money for vacations/large purchases Credit card accountability, zero credit card debt!
24 Find your definition of success... And go get it!
25 Contact Me!!! Cell : (480) muglestonc@pacden.com Networking Social w/ myself and Joe Kolligian (PDS recruiter)
LIBERTY Dental Plan of Nevada Health Link EPO
Rocksprings Dental Group-PDS 7175 W Lake Mead Blvd Suite 110 LAS VEGAS NV 891281302 7022289911 Shadow Mountain Dental Group-PDS 6525 N. Decatur Blvd, Suite 150 LAS VEGAS NV 891312993 7025771941 Ranch Plaza
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