Hospital Care Cash Plans. Hospital Care Cash Plans

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1 Hospital Care Cash Plans Hospital Care Cash Plans

2 A Guide to GloHealth Cover Cover For Me Cover For Us Cover For All Of Us Hospital Cover Maternity Dental & Optical MRI G.P. Alternative Therapy Scans

3 Why Is Everyone Going To Glo? GloHealth is Ireland s newest and most innovative health insurer with the backing of Munich Re, one of the world s largest reinsurers. GloHealth cash plans help you budget and protect your health by giving you money back towards your hospital and daily health costs. Health Insurance Versus Health Cash Plans What s The Difference? A health cash plan gives you cash back on healthcare bills, like trips to the optician, dentist or physiotherapist, up to annual limits, and cash back if you need to go to hospital. Health insurance gives you more comprehensive cover for medical conditions and gives you fast access to hospitals, scans and treatment centres nationwide and abroad. The GloHealth Promise What makes GloHealth different? Whether its cash back on your everyday health care costs or cash back on your hospital or maternity expenses, GloHealth has a health cash plan that fits in with you, not the other way round. More Value With plans from as little as 15 per month for a individual, or 20 per month for a family, there is a Hospital Care Plan that fits with your budget. GloHealth gives you generous cash back on a range of costs. You can choose to claim either monthly or annually, whatever suits you. More reasons to choose GloHealth Hospital Care Our Hospital Care Plans give you; Great cash back for scans Excellent cash back for maternity costs Great cash back for dental and optical costs Cash back for prescriptions Generous cash back if you go into hospital Tel:

4 How It Works Step One: Choose the Hospital Care Plan to suit your needs. Cover for me Cover for all of us Step Two: Choose the level of cover to suit your budget Hospital Care Hospital Care Hospital Care Care Hospital Care Care Hospital Care GloHealth Hospital Care: Starting from as little as 15 per month, Hospital Care Plans give you cash back on expenses associated with hospital, day case and maternity cover as well as daily medical expenses. If you are a family, choose the Family Plan and you don t pay for children. Claiming Is Easy Claims can be made on a monthly basis, once all outstanding premiums have been paid. Claims will then be paid on a pro rata basis throughout your policy year. Simply keep your receipts, send them on to us and we will pay your claim in three days. It couldn t be easier. Tel:

5 Things You Need To Know Waiting Periods In this section we have explained everything you need to know about waiting periods. If you have any queries, our dedicated health insurance advisors would be happy to go through any questions you might have. You can call us on or Switching To GloHealth? If you already have health insurance and are switching to GloHealth from another insurer that you have already served your waiting periods with, you will be covered right away at the same level of cover and absolutely no waiting periods will apply, as long as you switch within 13 weeks of the end of your previous policy. If you are still serving a waiting period with another insurer when switching to GloHealth your waiting periods will be carried over and will start from the commencement date of your previous health insurance contract as long as there has not been more than a 13 week break in cover. New To Health Insurance? If you have never had health insurance before you are covered immediately for accidents or injuries with GloHealth. Members who have never had a health insurance contract before will need to serve an initial waiting period on joining and may also have to serve a preexisting waiting period. How long depends on your age when joining. Full details of initial and pre-existing waiting periods are detailed later in this paragraph and under the section on exclusion periods for pre-existing conditions in the membership handbook. Waiting Periods Age On Joining New Conditions Pre-Existing Conditions Maternity >55 years 13 weeks 5 years years 7 years years weeks 10 years If you have any questions please contact our dedicated health insurance advisors. You can call us on or HappytoHelp@GloHealth.ie Scan this code to view a short video explaining waiting periods. 4

6 Join GloHealth today! Make The Smart Decision For a health insurance policy created to suit you, GloHealth is the perfect choice. Join By Phone: Monday to Friday from 8am - 8pm. Join Online: GloHealth.ie Click on JOIN NOW and follow the simple steps. GLO/ Rev1

7 A Guide to GloHealth Cover Cover For Me Cover For Us Cover For All Of Us Hospital Cover Maternity Dental & Optical MRI G.P. Alternative Therapy Scans Information correct at July For full information on all of the GloHealth plans and benefits, please read the membership handbook and relevant tables of benefit on GloHealth.ie. GloHealth Financial Services Ltd trading as GloHealth is regulated by the Central Bank of Ireland. GloHealth health insurance policies are underwritten by Great Lakes Reinsurance (UK) Plc. Great Lakes Reinsurance (UK) Plc is authorised by the Financial Services Authority in the United Kingdom and is regulated by the Central Bank of Ireland for conduct of business rules.

8 Hospital Care Plans Full cover details and terms and conditions can be found at GloHealth.ie GloHealth Hospital Care - Good GP & hospital accident & emergency Dental & Optical Alternative practitioners (physiotherapy, reflexology, nutritionist, massage,acupuncture, osteopathy, physical therapists, chiropractor, reiki) Prescriptions Non-maternity consultants Scans Health screening & allergy testing Maternity cash back Hospital overnight stay Hospital day case Nurse 24/7 Individuals 10 per visit up to 6 visits 100% back up to per visit up to 6 visits Not 20 per visit x 3 visits 100% back up to % back up to per birth 40 per night up to 20 nights per year 40 per day case up to max 10 per year Families 10 per visit up to 12 visits 50% back up to per visit up to 12 visits Not 20 per visit x 6 visits 50% back up to % back up to per birth 40 per night up to 20 nights per year 40 per day case up to max 10 per year Tel:

9 GloHealth Hospital Care - Better GP & hospital accident & emergency Dental & Optical Alternative practitioners (physiotherapy, reflexology, nutritionist, massage,acupuncture, osteopathy, physical therapists, chiropractor, reiki) Prescriptions Non-maternity consultants Scans Health screening & allergy testing Maternity cash back Hospital overnight stay Hospital day case Nurse 24/7 Individuals 15 per visit up to 6 visits 100% back up to per visit up to 6 visits 7.50 x 3 scripts 40 per visit x 3 visits 100% back up to % back up to per birth 80 per night up to 20 nights per year 80 per day case up to max 10 per year Families 15 per visit up to 12 visits 50% back up to per visit up to 12 visits 7.50 x 6 scripts 40 per visit x 6 visits 50% back up to % back up to per birth 80 per night up to 20 nights per year 80 per day case up to max 10 per year 8

10 GloHealth Hospital Care - Best GP & hospital accident & emergency Dental & Optical Alternative practitioners (physiotherapy, reflexology, nutritionist, massage,acupuncture, osteopathy, physical therapists, chiropractor, reiki) Prescriptions Non-maternity consultants Scans Health screening & allergy testing Maternity cash back Hospital overnight stay Hospital day case Nurse 24/7 Individuals 20 per visit up to 6 visits 100% back up to per visit up to 6 visits 10 per script x 3 scripts 60 per visit x 3 visits 100% back up to % back up to per birth 120 per night up to 20 nights per year 120 per day case up to max 10 per year Families 20 per visit up to 12 visits 50% back up to per visit up to 12 visits 10 per script x 6 scripts 60 per visit x 6 visits 50% back up to % back up to per birth 120 per night up to 20 nights per year 120 per day case up to max 10 per year 10