Health Insurance Comparison HIA: Health Insurance Authority

Size: px

Start display at page:

Download "Health Insurance Comparison HIA: Health Insurance Authority"

Michael George
7 years ago
Views:

1 Health Insurance Comparison HIA: Health Insurance Authority Your Comparison Laya Healthcare Flex 250 Explore Prices per Annum Date current version of plan commenced Adult Child Child Child Child Young Adult Newborn 0.00

current version of plan commenced 01-07-2016 Adult 949.08 Child1 233.

2 In Patient Private Patient in a multi-occupancy (which may include semi-private) room in a public hospital and day case. Public Hospital Private Room Private Hospital Semi Private Room with 250 excess per claim; Private Hospital Private Room Shortfall of 100 per night with 250 excess per claim. No shortfall in Mater Private Cork. Hospital, certain Cardiac Procedures Hospital, certain Special Procedures excess per claim. Blackrock + Mater Pr. also have 200 shortfall per night. Hospital procedures other than Cardiac and Special Beacon Hospital covered with 250 excess per claim. Blackrock Clinic & Mater Private covered subject to 250 excess per claim and 200 shortfall per night. Day Case Private Hospitals with 100 excess per claim Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital with 100 excess per claim Convalescence 45 x 14 Cancer Support Benefit 100 per night-unlimited nights Maternity Hospital Costs Up To 3 Nights Full Cover Home Births 3,500 Delivery Consultant Fees up to agreed charges incurred on day of delivery for participating consultants Out Patient Maternity Consultant Care Post Natal Home Help Alternative Amount To Post Natal Home Help Post Natal Home Nursing 1600 for up to two nights

No shortfall in Mater Private Cork. Hospital, certain Cardiac Procedures Hospital, certain Special Procedures + 250 excess per claim. Blackrock + Mater Pr. also have 200 shortfall per night.

3 Child Home Nursing 50 x 28 Pre Post Natal Care Child Healthcare Benefit Parent Accompanying Child Partner Benefit Breastfeeding Consultancy Other Maternity Benefits Out-patient Benefits Individual Excess 150 Family Excess 450 Consultant Fees 40 per visit GP Visits Physiotherapist Emergency Dental Care Non Emergency Dental Home Nursing A & E Charge 20 per visit Alternative Medicines Acupuncture Chiropractor Osteopath Dietician Occupational Therapist Chiropodist Speech Therapist Psycho Onchology Counselling Manual Lymph Drainage 500-not subject to outpatient excess Hearing Test Optical

Dental Care Non Emergency Dental Home Nursing A & E Charge 20 per visit Alternative Medicines Acupuncture Chiropractor Osteopath Dietician

4 Prescription Costs Employee assistance programme Other Day To Day Practitioners Child Speech And Language Therapy Travel Vaccinations Out Patient Policy Limit 6,500 Out-patient Radiology Approved Centres MRI, CT and PET-CT covered in full in direct payment centres except cardiac CT's which are covered by non-direct payment terms. up to 500 subject to outpatient excess in nondirect payment centres. Non Approved Centres Not Radiology Consultants Fees 25 per visit Radiology Test Fees Full refund up to 500 Radiology Health Screening Full cover for Mammograms and Dexa scans in certain centres. Women's Cancer Screening up to 30; Men's Cancer Screening up to 20. Full cover for 'HeartBeat' cardiac screening, no excess Overseas Benefit Abroad For Surgical Procedures Available In Ireland Benefit Abroad For Surgical Procedures Not Available In Ireland Hospital Bill 100,000 Repatriation Expenses 2,000,000 Companion Repatriation Expenses 1, Hour Telephone Assistance Expenses For Companion Psychiatric Cover In Patient Psychiatric Non Alcohol Drug 100 days

up to 500 subject to outpatient excess in nondirect payment centres.

5 In Patient Psychiatric Alcohol Related 91 days per 5 years Out Patient Psychiatric Care 50 x 12 Mental Health Consultations in Dean Clinic; 50 x 12 eating disorder consultations in Lois Bridges both subject to outpatient excess Hospital lists

Consultations in Dean Clinic; 50 x 12 eating disorder

Health Insurance Comparison HIA: Health Insurance Authority

Health Insurance Comparison HIA: Health Insurance Authority Your Comparison VHI Healthcare One Plan Complete VHI Healthcare One Plan Family Prices per Annum Date current version of plan commenced 01-05-2016