YOUR LIFE YOUR HEALTH YOUR BENEFIT. Welplan Health Care Scheme MEMBER SUMMARY. Effective from 1 April bupa.co.uk

Size: px
Start display at page:

Download "YOUR LIFE YOUR HEALTH YOUR BENEFIT. Welplan Health Care Scheme MEMBER SUMMARY. Effective from 1 April 2015. bupa.co.uk"

Transcription

1 MEMBER SUMMARY YOUR LIFE YOUR HEALTH YOUR BENEFIT Welplan Health Care Scheme Effective from 1 April 2015 bupa.co.uk This is page 1 of 8 which should be read together in full. These pages are for the summary of the Bupa Select for Welplan Health Care Scheme from 1 April These pages only provide a brief summary of the cover and full details including general terms and conditions, exclusions and benefit limits are not set out on these pages. Further details are available from the helpline although you may need to contact Welplan Ltd for full details of the cover under the agreement.

2 Keep this bklet somewhere handy in it, you ll find a summary about the things you re covered for, the added benefits of being with Bupa, and what to do if you ever need to make a claim. And if there s anything else you d like to know about your Bupa membership, please call your Bupa helpline GETTING MORE FROM YOUR BUPA MEMBERSHIP bupa.co.uk If you like to research medical matters online, our website is always up to date and full of useful information. It is also one of the most popular health websites in the UK and has won awards for its presentation, clarity and use of plain English. When you visit, you will find an impressive library of fact sheets, health tips and a selection of latest news stories relating to health and wellbeing. You will also find a number of health hubs on topics like cancer, bones and joints, and mental health conditions. These are an invaluable source of information if you want to know more about the prevention, diagnosis, treatment and management of these conditions. Visit us: bupa.co.uk Smart phone apps Health information can now be accessed straight from a smart phone. Our Health Finder app helps members manage their health with lots of useful health information. Bupa HealthLine If you want advice on everyday healthcare matters, our Bupa HealthLine is here to offer help and support whenever it s needed. You can call any time of the day or night and speak directly to one of our experienced nurses in complete confidence and take as much time as you need. Nothing is t trivial and the call doesn t have to relate to illness or injury it could just as easily be about nutrition, fitness or lifestyle changes. The nurses will answer questions on anything from over-the-counter medication to managing a long-term condition like cancer or heart disease. So, whether you re a worried parent, a nervous traveller, or you just want to know the facts about a condition or treatment, they can be a great comfort. And, if they don t have the answer you re lking for, they will always point you in the right direction. You can call the Bupa HealthLine on: * or * We have free versions for both iphone and Android. Scan the codes below or download them online. Android iphone *Calls may be recorded and to maintain the quality of our Bupa HealthLine service a nursing manager may monitor some calls always respecting the confidentiality of the call. Calls may be recorded and may be monitored. This is page 2 of 8 which should be read together in full. These pages are for the summary of the Bupa Select for Welplan Health Care Scheme from 1 April These pages only provide a brief summary of the 2

3 YOU RE IN SAFE HANDS WITH BUPA Welcome to your private health insurance scheme, and to all the benefits and reassurance that being with Bupa brings. Illness can restrict your lifestyle, affect loved ones, and reduce your ability to work, so we know how important your health is to you it s important to us t. That s why you can rely on your health cover should you need to make a claim. From the moment you first speak to a highly trained member of staff in one of our UK-based call centres, you ll know you re in safe hands with Bupa. It s this commitment to the quality of our service that s contributed to Bupa being awarded Best Healthcare Provider at the Corporate Adviser Awards 2012 and Health Insurance Provider of the Year at the Consumer Moneyfacts Awards This bklet is intended as an introduction to your Bupa membership and provides a summary of your benefits. If you still have any questions or queries after reading it, simply call your Bupa helpline on Or, if you have speech or hearing difficulties and use a textphone, call GETTING IN TOUCH For all claims or cover queries please call your Bupa helpline on: Calls may be recorded and may be monitored. This is page 3 of 8 which should be read together in full. These pages are for the summary of the Bupa Select for Welplan Health Care Scheme from 1 April These pages only provide a brief summary of the 3

4 A SUMMARY OF YOUR COVER AT A GLANCE Your cover depends on you using the Bupa recognised medical practitioners and treatment facilities that Bupa specifies for you when you call to pre-authorise your treatment. You must ask for an Open Referral letter from your GP and you must call Bupa before arranging a consultation or receiving treatment. Failure to call Bupa to obtain pre-authorisation for your treatment means that you will be responsible for paying for all such treatment. For more detailed information on what is and isn t covered by your scheme, call your Bupa helpline on Benefits Maximum benefit available Notes Finding out what is wrong and being treated as an out-patient Out-patient consultations with a consultant Out-patient therapies and complementary medicine Facility charges for out-patient diagnostic tests on consultant referral Out-patient MRI, CT and PET scans on consultant referral Being treated in hospital up to 1,250 combined limit each year this limit includes 250 for complementary medicine treatment with a recognised consultant we specify with a recognised therapist or complementary medicine practitioner (acupuncture, chiropractic and osteopathy only) we specify Consultants fees with a partnership consultant and in a recognised facility we specify Parent accommodation one parent only, accompanying a child up to age 16 who is a member of the scheme and receiving eligible in-patient treatment in a recognised facility we specify Facility charges for surgical operations carried out as out-patient treatment Facility charges for day-patient treatment and in-patient treatment Cancer treatment Cancer cover - as for other treatment set out in this table except for: Out-patient consultations with a consultant with a recognised consultant we specify Out-patient therapies and complementary medicine on GP or consultant referral Facility charges for out-patient diagnostic tests on consultant referral with a recognised therapist or complementary medicine practitioner (acupuncture, chiropractic and osteopathy only) we specify Facility charges for out-patient cancer drugs Calls may be recorded and may be monitored. This is page 4 of 8 which should be read together in full. These pages are for the summary of the Bupa Select for Welplan Health Care Scheme from 1 April These pages only provide a brief summary of the 4

5 Benefits Maximum benefit available Notes Mental health treatment Mental health treatment up to a maximum of 45 days each year for day-patient treatment and in-patient treatment combined and not individually Consultants fees, mental health and wellbeing therapists fees and diagnostic tests for out-patient mental health treatment Consultants fees for day-patient and in-patient mental health treatment Facility charges for day-patient and in-patient mental health treatment Additional benefits up to and from within your available out-patient benefit limits above with a recognised consultant or mental health and wellbeing therapist we specify with a partnership consultant and in a recognised facility we specify Treatment at home discretionary benefit upon authorisation, with a recognised treatment provider, we pay for the charges that we agree to pay on your behalf Home nursing up to 2,000 each year when immediately following private eligible in-patient treatment Private ambulance charges up to 80 each single trip up to a maximum of 320 each year when medically necessary and related to private eligible day-patient or in-patient treatment Overseas emergency treatment Please note: you will need to settle all accounts direct with the medical providers in the country of treatment. On return to the UK submit the itemised and dated receipted invoices to us for assessment. Out-patient consultations, therapies, diagnostic tests and complementary medicine paid up to and from within your available out-patient limit above when temporarily travelling outside the UK Out-patient MRI, CT and PET scans up to 100 towards all the fees and charges when temporarily travelling outside the UK Consultants fees for out-patient surgical operations, day-patient and in-patient treatment Overseas facility charges for out-patient surgical operations Overseas facility charges for day-patient and in-patient treatment paid up to the Bupa UK monetary limits that apply for Bupa recognised consultants up to 100 towards all the facility charges and not each charge individually up to 200 each day towards all the facility charges and not each charge individually when temporarily travelling outside the UK when temporarily travelling outside the UK when temporarily travelling outside the UK Repatriation and evacuation assistance discretionary benefit Your repatriation/evacuation upon authorisation, when arranged by a Bupa recognised medical assistance company Accompanying partner/relative during your repatriation or evacuation Cash benefits upon authorisation, up to 750 towards all the costs when arranged by a Bupa recognised medical assistance company NHS cash benefit for NHS in-patient treatment 100 a night for up to 100 nights each year for NHS in-patient treatment that would otherwise be covered under the scheme Family cash benefit NHS cash benefit for NHS in-patient stays that you receive radiotherapy, chemotherapy or a surgical operation that is for cancer treatment 150 for each child born or adopted during the year we pay Family cash benefit for a main member only who has been in continuous membership of the scheme for at least 10 months before the date of their child s birth or adoption 100 each night for NHS in-patient treatment for cancer treatment that would otherwise be covered under the scheme NHS cash benefit for NHS out-patient or day-patient treatment or NHS home treatment for cancer Procedure Specific NHS cash benefits 100 for each day you receive radiotherapy in a hospital setting 100 for each day you receive IV-chemotherapy and for each three-weekly interval of oral chemotherapy or part thereof 100 on the day of your surgical operation for eligible NHS out-patient or day-patient treatment or NHS home treatment for cancer that would otherwise be covered under the scheme Other NHS cash benefits are available to you under the scheme. These depend on the type of treatment you need. We only pay if your treatment would otherwise have been eligible for private treatment under the scheme. For information on Procedure Specific NHS cash benefits please call the helpline or go to These cash benefits may change from time to time. None of these Procedure Specific NHS cash benefits is payable at the same time as any other NHS cash benefit. This is page 5 of 8 which should be read together in full. These pages are for the summary of the Bupa Select for Welplan Health Care Scheme from 1 April These pages only provide a brief summary of the 5

6 CLAIMING Always call your Bupa helpline before arranging any consultations or treatment to check the benefits available to you under the scheme. Also, should you have any queries about your treatment, we can offer you the opportunity to speak to a nurse working in Bupa s care management team. A step-by-step guide to making a claim STEP 1 VISIT YOUR GP Your GP will advise you if you need to see a consultant or healthcare professional for your health needs. There are some conditions where a GP referral is not required and details of these are available from us on request. For information on these conditions please call your Bupa helpline or go to bupa.co.uk/policyinformation These details may be updated from time to time. STEP 2 ASK FOR A REFERRAL LETTER If you have a condition for which a GP referral to a consultant or healthcare professional is required, you must ask your GP for an Open Referral letter to ensure that your treatment is covered. An Open Referral letter will detail the care your GP would like you to have, but will not be addressed to a specific consultant, hospital or healthcare professional. An Open Referral letter needs to include your GP s assessment of your symptoms, the body area affected and the type of specialist your GP would like you to see. Alternatively, you can give your GP our simple Open Referral form to complete as an alternative to a standard referral letter. A copy of the form can be found at: bupa.co.uk/referral Important: you must call us to authorise any consultations or treatments. Failure to obtain pre-authorisation from us means that you will be responsible for paying for all such consultations and treatments. STEP 3 CALL YOUR BUPA HELPLINE BEFORE ARRANGING A CONSULTATION OR RECEIVING TREATMENT As sn as you have seen your GP, please call us so that we can discuss your options and explain which consultants and healthcare professionals are covered under your Bupa membership. We will let you know what you need to do next and send you any necessary pre-treatment forms you may need to complete. To help us to make the claims process as simple and swift as possible, please have the following information close to hand when you call to make a claim: your Bupa membership number the condition you are suffering from details of when your symptoms first began details of when you first consulted your GP about your condition details of the treatment that your GP has recommended This is page 6 of 8 which should be read together in full. These pages are for the summary of the Bupa Select for Welplan Health Care Scheme from 1 April These pages only provide a brief summary of the 6

7 STEP 4 GET A PRE-AUTHORISATION NUMBER When we have confirmed that your treatment is covered, we will discuss your claim with you and give you a pre-authorisation number. You can then contact your consultant or healthcare professional to arrange an appointment. We recommend that you give your pre-authorisation number to the consultant or healthcare professional you see so that the invoice for any treatment costs can be sent to us directly. Please call us to authorise any further consultations or treatment to ensure that they are covered under your Bupa membership. If for any reason you are sent the invoice, simply send it on to: Claims Department, Bupa, Salford Quays, M50 3XL Once we have paid the invoice on your behalf, we will send you a summary of your claim and treatment details. Please note that payment may take a few weeks depending on how quickly invoices are submitted to us. For more details please call your Bupa helpline on Calls may be recorded and may be monitored. This is page 7 of 8 which should be read together in full. These pages are for the summary of the Bupa Select for Welplan Health Care Scheme from 1 April These pages only provide a brief summary of the 7

8 Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No Bupa Insurance Services Limited. Registered in England and Wales No Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bupa Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Bupa House, Blmsbury Way, London WC1A 2BA. Bupa 2015 Care homes Cash plans Dental insurance Dental services Health assessments Health at work services Health coaching Health information Health insurance Home healthcare International health insurance Travel insurance Welplan Health Care Scheme (0007/0038) CMC/7998/OR/APR UNI This is page 8 of 8 which should be read together in full. These pages are for the summary of the Bupa Select for Welplan Health Care Scheme from 1 April These pages only provide a brief summary of the

MEMBER SUMMARY YOUR LIFE YOUR HEALTH YOUR BENEFIT. SELECT Staff Scheme. Effective from 1 September 2014. bupa.co.uk

MEMBER SUMMARY YOUR LIFE YOUR HEALTH YOUR BENEFIT. SELECT Staff Scheme. Effective from 1 September 2014. bupa.co.uk MEMBER SUMMARY YOUR LIFE YOUR HEALTH YOUR BENEFIT SELECT Staff Scheme Effective from 1 September 2014 bupa.co.uk Keep this booklet somewhere handy in it, you ll find a summary about the things you re covered

More information

Tesco Private Healthcare Plan. Effective from 1 March 2016. Administered by Bupa. bupa.co.uk

Tesco Private Healthcare Plan. Effective from 1 March 2016. Administered by Bupa. bupa.co.uk Tesco Private Healthcare Plan Effective from 1 March 2016 Administered by Bupa bupa.co.uk This is page 1 of 10 which should be read together in full. These pages are for the Tesco Private Healthcare Plan

More information

BupaCare. Policy summary

BupaCare. Policy summary BupaCare Policy summary Effective from 1 January 2016 This policy summary contains key information about BupaCare. You should read this carefully and keep it in a safe place afterwards. Please note that

More information

BUPACARE POLICY SUMMARY. Effective from 1 January 2015. bupa.co.uk

BUPACARE POLICY SUMMARY. Effective from 1 January 2015. bupa.co.uk BUPACARE POLICY SUMMARY Effective from 1 January 2015 bupa.co.uk 2 This policy summary contains key information about BupaCare. You should read this carefully and keep it in a safe place afterwards. Please

More information

LOCALCARE GROUP SCHEME POLICY SUMMARY FOR MEMBERS OF THE PHILIP WILLIAMS BUPA HEALTHCARE SCHEME. Effective from 1 December 2014. bupa.co.

LOCALCARE GROUP SCHEME POLICY SUMMARY FOR MEMBERS OF THE PHILIP WILLIAMS BUPA HEALTHCARE SCHEME. Effective from 1 December 2014. bupa.co. LOCALCARE GROUP SCHEME POLICY SUMMARY FOR MEMBERS OF THE PHILIP WILLIAMS BUPA HEALTHCARE SCHEME Effective from 1 December 2014 bupa.co.uk This policy summary contains key information about Bupa LocalCare

More information

BUPA SELECT KEY POLICY SUMMARY. Effective from 1 January 2014. bupa.co.uk BUPA. HELPING YOU FIND HEALTHY

BUPA SELECT KEY POLICY SUMMARY. Effective from 1 January 2014. bupa.co.uk BUPA. HELPING YOU FIND HEALTHY BUPA SELECT KEY POLICY SUMMARY Effective from 1 January 2014 bupa.co.uk BUPA. HELPING YOU FIND HEALTHY Welcome to Bupa Select Key (the scheme). This policy summary contains key information about the scheme.

More information

Bupa By You. Summary

Bupa By You. Summary Bupa By You Summary Find the cover that s right for you There s a lot to take in when purchasing health insurance that s why we ve created this easy to use guide which summarises the cover that s available

More information

BUPA SELECT YOUR BUPA MEMBERSHIP GUIDE. Essential information explaining your Bupa cover. Please retain. bupa.co.uk

BUPA SELECT YOUR BUPA MEMBERSHIP GUIDE. Essential information explaining your Bupa cover. Please retain. bupa.co.uk BUPA SELECT YOUR BUPA MEMBERSHIP GUIDE Essential information explaining your Bupa cover Please retain bupa.co.uk ABOUT THIS GUIDE Welcome to your Bupa Select membership guide. At Bupa, we know that insurance

More information

Bupa Select. Policy summary

Bupa Select. Policy summary Bupa Select Policy summary Effective from 1 January 2012 Welcome to Bupa Select (the scheme). This policy summary contains key infmation about the scheme. You should read this carefully and keep it in

More information

Bupa Schools Scheme Looking after what s most important

Bupa Schools Scheme Looking after what s most important Provided by Bupa Schls Scheme Lking after what s most important bupa.co.uk/schlscheme The subscription rate is 67.50 per child each term and applies for membership year 1 September 2015 to 31 August 2016.

More information

BUPA BY YOU YOUR MEMBERSHIP GUIDE

BUPA BY YOU YOUR MEMBERSHIP GUIDE BUPA BY YOU YOUR MEMBERSHIP GUIDE bupa.co.uk ABOUT THIS GUIDE Welcome to your Bupa By You guide. We know that insurance can be hard to follow. That s why we ve made this guide as simple as possible. You

More information

Bupa Eduhealth Essentials Healthcare Scheme Bupa private medical cover for the teaching profession and education sector

Bupa Eduhealth Essentials Healthcare Scheme Bupa private medical cover for the teaching profession and education sector Bupa Eduhealth Essentials Healthcare Scheme Bupa private medical cover for the teaching profession and education sector Bupa Eduhealth Essentials Healthcare Scheme We re here to help you stay healthy

More information

Priority Health. Priority Health and Priority Health 6 Summary. October 2014. Page 3

Priority Health. Priority Health and Priority Health 6 Summary. October 2014. Page 3 Priority Health Priority Health and Priority Health 6 Summary October 2014 Page 3 Contents About this summary 3 What is Priority Health? 4 1 Your Core health insurance 5 2 Choose your Add-ons 6 3 Find

More information

Associates Private Medical Trust Guide

Associates Private Medical Trust Guide Associates Private Medical Trust Guide Effective from 1 April 2012 Welcome to the Honda Associates Private Medical Trust This guide provides an overview of the benefits available to you under your Private

More information

If you have any questions, please get in touch with us. You can call us between 8am and 6pm GMT, Monday to Friday on:

If you have any questions, please get in touch with us. You can call us between 8am and 6pm GMT, Monday to Friday on: Oil and Gas Plan From 1 November 2009 Get in touch To join Bupa International s Oil and Gas plan all you need is three or more employees who work overseas on oil rigs in the oil and gas industry. For further

More information

Platinum Healthcare Plan Benefit comparison of Bronze, Silver, Gold & Platinum healthcare plans

Platinum Healthcare Plan Benefit comparison of Bronze, Silver, Gold & Platinum healthcare plans Platinum Healthcare Plan Benefit comparison of Bronze, Silver, Gold & Platinum healthcare plans Benefit description Maximum benefit Area of Cover ) Within stated benefit limits - 6 week wait rule applies

More information

YOUR LIFELINE GUIDE TO A HEALTHIER FUTURE

YOUR LIFELINE GUIDE TO A HEALTHIER FUTURE Raffles Health Insurance Pte Ltd (Company Registration No: 200413569G) 133 Middle Road Bank of China Plaza #02-00 Singapore 188974 www.raffleshealthinsurance.com +65 6340 1660 General services: +44 (0)

More information

BUSINESS HEALTHCARE BENEFITS AT A GLANCE FROM VITALITYHEALTH VITALITY.CO.UK/HEALTH

BUSINESS HEALTHCARE BENEFITS AT A GLANCE FROM VITALITYHEALTH VITALITY.CO.UK/HEALTH BUSINESS HEALTHCARE BENEFITS AT A GLANCE FROM VITALITYHEALTH VITALITY.CO.UK/HEALTH BENEFITS AT A GLANCE WITHIN THIS DOCUMENT YOU WILL FIND THE BENEFITS AND COVER OPTIONS YOU COULD HAVE WITH A BUSINESS

More information

Bupa Dental Plan Scheme Policy Summary

Bupa Dental Plan Scheme Policy Summary Bupa Dental Plan Scheme Policy Summary Effective from 1 April 2010 This policy summary contains key information about the Bupa Dental Plan scheme. You should read this carefully and keep it in a safe place

More information

Personal Healthcare benefits at a glance

Personal Healthcare benefits at a glance Personal Healthcare benefits at a glance The below table shows the benefits and cover options you can get with a Personal Healthcare plan from PruHealth. All plans start with Core Cover, which has a variety

More information

Preferential The health plan that provides comprehensive private medical insurance cover

Preferential The health plan that provides comprehensive private medical insurance cover Preferential The health plan that provides comprehensive private medical insurance cover HEALTH INSURANCE Preferential Private Health Cover Preferential provides your employees with extensive levels of

More information

Healthcare Proposition Overview

Healthcare Proposition Overview Healthcare Proposition Overview Leading innovations in the benefits market ECIS has a wealth of experience in the employee benefits arena and provides benefits solutions to employers operating across a

More information

I can rely on BUPA International to be there when I need them most. Lifeline

I can rely on BUPA International to be there when I need them most. Lifeline I can rely on BUPA International to be there when I need them most Lifeline t h e w o r l d h e a l t h s e r v i c e Trust BUPA International to look after you. If you have any questions about how we

More information

General services: +44 (0) 1273 323 563 Medical related enquiries: +44 (0) 1273 333 911 Your calls will be recorded and may be monitored.

General services: +44 (0) 1273 323 563 Medical related enquiries: +44 (0) 1273 333 911 Your calls will be recorded and may be monitored. General services: +44 (0) 1273 323 563 Medical related enquiries: +44 (0) 1273 333 911 Your calls will be recorded and may be monitored. Bupa International Victory House, Trafalgar Place, Brighton. BN1

More information

worldwide health insurance: perfectly formed

worldwide health insurance: perfectly formed worldwide health insurance: perfectly formed 2 CONTENTS Welcome 03 Handpick your Healthcare Plan 04 The Finishing Touches 05 Benefits Table 06 Underwriting 09 International Flexibility 11 The Corporate

More information

Simply Healthworks puts private medical insurance within your company s reach

Simply Healthworks puts private medical insurance within your company s reach Simply Healthworks puts private medical insurance within your company s reach HEALTH INSURANCE Simply Healthworks - making private medical insurance more accessible Simply Healthworks has been created

More information

A guide to Health Select/Health Select 6

A guide to Health Select/Health Select 6 Private healthcare insurance A guide to Health Select/Health Select 6 Put your health first with private healthcare insurance from AXA PPP healthcare healthcare Nothing is more important than your health

More information

Business Healthcare benefits at a glance

Business Healthcare benefits at a glance Business Healthcare benefits at a glance The below table shows the benefits and cover options you can get with a Business Healthcare plan from PruHealth. All plans start with Core Cover, which has a variety

More information

Saga HealthPlans. Policy Summary

Saga HealthPlans. Policy Summary Saga HealthPlans Policy Summary Super and Super 4 Week Wait Secure and Secure 4 Week Wait Saver Plus and Saver Plus 4 Week Wait Saver and Saver 4 Week Wait Support and Support 4 Week Wait Policy Summary

More information

We care, wherever you are

We care, wherever you are Lifeline Plan We care, wherever you are Whether you re at home or living or working abroad, the last thing you want to worry about is your health. You need the peace of mind that comes from knowing that

More information

Individual medical insurance. Policy summary Health Cover Range

Individual medical insurance. Policy summary Health Cover Range Individual medical insurance Policy summary Health Cover Range What you need to know April 2010 Health Cover Range This policy summary provides a brief description of this private medical insurance from

More information

Guide to Private Medical Insurance

Guide to Private Medical Insurance Guide to Private Medical Insurance Contents About the Exeter 4 Why private medical insurance? 5 Product highlights 6 Cover and benefits 10 Getting the right premium 15 How to apply 16 Claims overview 21

More information

Worldwide Medical Insurance Company

Worldwide Medical Insurance Company Worldwide Medical Insurance Company Taking good care of the people your business depends on Whether your employees are at home or living and working abroad, their health is very much your business. You

More information

International Company Plan. Taking good care of. your people. wherever they are

International Company Plan. Taking good care of. your people. wherever they are International Company Plan Taking good care of your people wherever they are Bupa international medical insurance is underwritten in Australia by Mutual Community General Insurance Pty Ltd (ABN 59 007

More information

Health nsurance. Administered by

Health nsurance. Administered by Administered by Raffles Health Insurance Pte Ltd (Company Registration No: 200413569G) 133 Middle Road Bank of China Plaza #02-00 Singapore 188974 www.raffleshealthinsurance.com +65 6340 1660 General services:

More information

YOUR COMPANY GUIDE TO A HEALTHIER FUTURE

YOUR COMPANY GUIDE TO A HEALTHIER FUTURE FOR MORE INFORMATION Call 1300 775 798 (from within Australia) +61 3 9937 4277 (from outside Australia) Visit bupa.com.au/expats Email: internationalcompanyhealth@bupa.com.au International Private Medical

More information

Lifeline Worldwide Medical insurance

Lifeline Worldwide Medical insurance Lifeline Worldwide Medical insurance We care, wherever you are Whether you re at home or living or working abroad, the last thing you want to worry about is your health. You need the peace of mind that

More information

Bupa International Company Plan. Taking good care of. your people. wherever they are

Bupa International Company Plan. Taking good care of. your people. wherever they are Bupa International Company Plan Taking good care of your people wherever they are Look after your people, look after your business Every successful business relies on its people. That s why choosing the

More information

YOUR COMPANY GUIDE TO A HEALTHIER FUTURE

YOUR COMPANY GUIDE TO A HEALTHIER FUTURE Raffles Health Insurance Pte Ltd (Company Registration No: 200413569G) 133 Middle Road Bank of China Plaza #02-00 Singapore 188974 www.raffleshealthinsurance.com +65 6340 1660 General services: +44 (0)

More information

Quality medical benefits for companies with 3 29 employees

Quality medical benefits for companies with 3 29 employees APRIL UK PRIVATE MEDICAL INSURANCE PLAN FOR SMEs Quality medical benefits for companies with 3 29 employees www.april-uk.com Changing the image of insurance UK WELCOME TO APRIL UK - A NAME YOU CAN TRUST

More information

SARK MEDICAL INSURANCE SCHEME 2014/2015 Product Comparison

SARK MEDICAL INSURANCE SCHEME 2014/2015 Product Comparison SARK MEDICAL INSURANCE SCHEME 2014/2015 Product Comparison Page 1 Page 3 Page 5 Listed Benefits Part 1 Listed Benefits Part 1 Listed Benefits Part 1 The comparison sheet issued with your renewal papers

More information

Your Bupa Dental Plan. Member pay group from 1 April 2012 Please retain. bupa.co.uk

Your Bupa Dental Plan. Member pay group from 1 April 2012 Please retain. bupa.co.uk Your Bupa Dental Plan Membership Guide Member pay group from 1 April 2012 Please retain bupa.co.uk ABOUT THIS GUIDE Welcome to your Bupa Dental Plan membership guide. At Bupa, we know that insurance can

More information

Are you buying private medical insurance? Take a look at this guide before you decide 2008

Are you buying private medical insurance? Take a look at this guide before you decide 2008 Are you buying private medical insurance? Take a look at this guide before you decide 2008 2 Private medical insurance Private medical insurance 3 Contents 1. About this guide 4 2. What is private medical

More information

Flexible medical benefits designed for today's world

Flexible medical benefits designed for today's world APRIL UK PRIVATE MEDICAL INSURANCE PLAN Flexible medical benefits designed for today's world www.april-uk.com Changing the image of insurance UK WELCOME TO APRIL UK - A NAME YOU CAN TRUST YOUR HEALTH WITH

More information

Flexible health insurance plans that work around you

Flexible health insurance plans that work around you Please note: these documents are for illustration purposes only, are updated from time to time and do not form part of any contract with us. To be sure that you are using the most upto-date and correct

More information

Are you buying private medical insurance? Take a look at this guide before you decide 2008

Are you buying private medical insurance? Take a look at this guide before you decide 2008 Are you buying private medical insurance? Take a look at this guide before you decide 2008 2 Private medical insurance Private medical insurance 3 Contents 1 About this guide 4 2 What is private medical

More information

Private Medical Insurance. Flexible medical benefits designed for today's world. Changing the image of insurance.

Private Medical Insurance. Flexible medical benefits designed for today's world. Changing the image of insurance. Private Medical Insurance Flexible medical benefits designed for today's world UK Changing the image of insurance. Quick access to private hospitals... If you were diagnosed with an illness, wouldn't you

More information

Your overall limit Silver Gold Platinum $1,000,000 800,000 650,000. Your standard medical benefits Silver Gold Platinum

Your overall limit Silver Gold Platinum $1,000,000 800,000 650,000. Your standard medical benefits Silver Gold Platinum Medical Insurance ur plans comprise of 3 distinct levels of cover: Silver, Gold and Platinum. Choose your level of cover from the table below. All amounts apply per beneficiary and per (except where otherwise

More information

Xerox Custom Healthcare Solution

Xerox Custom Healthcare Solution Xerox Custom Healthcare Solution Xerox HR Services has undertaken a comprehensive review of the employee benefits market, assessing all of the major providers, in order to develop our Xerox Custom Healthcare

More information

Maximum plan benefit GBP ( ) limit In-patient benefits¹ - please refer to notes for more information on Treatment Guarantee

Maximum plan benefit GBP ( ) limit In-patient benefits¹ - please refer to notes for more information on Treatment Guarantee International Healthcare Plans Table of Benefits Treatment Guarantee (pre-authorisation) may be required for some benefits as indicated by a '1' or a '2' in the table(s) below. Please refer to the "Notes"

More information

choices Private Medical Insurance designed for today's world Arranged by UK

choices Private Medical Insurance designed for today's world Arranged by UK choices Private Medical Insurance designed for today's world Arranged by UK Quick access to private hospitals... If you were diagnosed with an illness, wouldn't you want quick access to diagnostic tests

More information

Forces Pension Society scheme

Forces Pension Society scheme Forces Pension Society scheme The Health Insurance Group Offering you a private medical insurance plan from AXA PPP healthcare with flexible options to suit your needs. January 2013 The Health Insurance

More information

Saga Health Insurance

Saga Health Insurance Saga Health Insurance The easy way to choose cover for you Why health insurance is the right choice 2 Why choose Saga? 3 Key benefits of Saga HealthPlans 4-5 Choosing from our range of health plans 6 Saga

More information

A quick start guide to your Simply Cash Plan

A quick start guide to your Simply Cash Plan A quick start guide to your Simply Cash Plan Contents: Getting to know your Simply Cash Plan Your benefits How to make a claim Receipt requirements Paying your claim Glossary and key terms explained Getting

More information

Policy Summary - Sports Health Insurance

Policy Summary - Sports Health Insurance Policy Summary - Sports Health Insurance Some important facts about our Sports policies are summarised over the next few pages. This summary of benefits does not describe the full terms, conditions and

More information

For customers. Friends Life Protect+ Income Protection Cover. Income Protection Cover. It s income protection. And more.

For customers. Friends Life Protect+ Income Protection Cover. Income Protection Cover. It s income protection. And more. For customers Friends Life Protect+ Income Protection Cover Income Protection Cover It s income protection. And more. It s income protection. And... 2 it addresses a vital need it provides a regular income

More information

For customers Friends Life Protect+ Income Protection Cover. Income Protection Cover. It s income protection. And more.

For customers Friends Life Protect+ Income Protection Cover. Income Protection Cover. It s income protection. And more. For customers Friends Life Protect+ Income Protection Cover Income Protection Cover It s income protection. And more. It s income protection. And... 2 it addresses a vital need it provides a regular income

More information

Bupa DentalChoice Scheme Policy Summary

Bupa DentalChoice Scheme Policy Summary Bupa DentalChoice Scheme Policy Summary Effective from 1 April 2010 Summary of cover and benefits This policy summary contains key information about the Bupa DentalChoice scheme. You should read this carefully

More information

Table of Benefits Corporate Group Schemes

Table of Benefits Corporate Group Schemes International Healthcare Plans Table of Benefits Corporate Group Schemes Valid from 1 st November 2014 MyHealth app Quick and easy claims submission Policy documents on the go www.allianzworldwidecare.com/myhealth

More information

frequently asked questions

frequently asked questions Healthcare benefits: frequently asked questions About healthcare benefits What is private medical insurance? Private medical insurance (PMI) is a scheme designed to meet the cost of private medical treatment

More information

International Private Medical Insurance

International Private Medical Insurance A Guide to Private Medical Insurance A Guide to International Private Medical Insurance Protecting you and your family 02 A Guide to Private Medical Insurance Private medical insurance provides immediate

More information

International Private Medical Insurance

International Private Medical Insurance A Guide to Private Medical Insurance A Guide to International Private Medical Insurance Protecting your biggest asset your employees 02 Citrus Healthcare Consulting Limited www.citrushealthcare.co.uk Private

More information

Table of Benefits Individual Policies

Table of Benefits Individual Policies International Healthcare Plans Valid from 1 st November 2012 Table of Benefits Individual Policies Treatment Guarantee is required for all benefits indicated with a 1 or 2 in the following tables and may

More information

Bupa Cash Plan 100. Helping to cover your everyday health expenses

Bupa Cash Plan 100. Helping to cover your everyday health expenses Designed for Arranged and provided by Bupa Cash Plan 100 Helping to cover your everyday health expenses Helping to take care of your health There for you when you need it When it comes to looking after

More information

General & Medical. Opt-in. private healthcare solutions

General & Medical. Opt-in. private healthcare solutions General & Medical Opt-in private healthcare solutions Contents Choose General & Medical Healthcare 3 Opt-in Schemes - a unique concept 4 A Range of Schemes - to suit everyone 4 Equs Range - essential affordable

More information

My Health Cash Plan for Groups. Group Member Handbook

My Health Cash Plan for Groups. Group Member Handbook My Health Cash Plan for Groups Group Member Handbook My Health Cash Plan for Groups My Health Cash Plan for Groups is a product designed to help you with your everyday healthcare needs. Your company has

More information

Sales Brochure International healthcare built for your world. Global Health Options

Sales Brochure International healthcare built for your world. Global Health Options Global Health Options Sales Brochure International healthcare built for your world Global Health Options 2 www.cignaglobal.com you are one of a kind so are we CONTENTS Why choose a Cigna Global plan? 4

More information

Universities & Colleges Personal Healthcare Scheme

Universities & Colleges Personal Healthcare Scheme Universities & Colleges Personal Healthcare Scheme Working with to offer employees of niversities Colleges access to private healthcare cover Private medical insurance for you and your family The University

More information

Global Health Essential. Regional Cover for the Costs of Healthcare Overseas

Global Health Essential. Regional Cover for the Costs of Healthcare Overseas Global Health Essential Regional Cover for the Costs of Healthcare Overseas Cover for your essential medical costs abroad The Essential plans are designed for expatriates and international citizens who

More information

Saga Health Insurance

Saga Health Insurance Saga Health Insurance The easy way to choose cover for you HealthPlan Super HealthPlan Secure HealthPlan Saver Plus HealthPlan Saver HealthPlan Support Contents Why health insurance is the right choice

More information

General & Medical. Opt-in. private healthcare solutions

General & Medical. Opt-in. private healthcare solutions General & Medical Opt-in private healthcare solutions Contents Choose General & Medical Healthcare 3 Opt-in Schemes - a unique concept 4 A Range of Schemes - to suit everyone 4 Equs Range - essential affordable

More information

The Corporate Global Health plans explained. Plans designed by

The Corporate Global Health plans explained. Plans designed by The Corporate Global Health plans explained Plans designed by The Corporate Global Health plans are for employers who want their staff to be able to access the very best private health care within Dubai,

More information

How To Get The Elite Health Insurance Plan

How To Get The Elite Health Insurance Plan Global Health Elite The Gold Standard in International Private Medical Insurance William Russell is the leading independent provider of international health insurance When you re a customer with William

More information

GOING TO HOSPITAL WHAT YOU NEED TO KNOW

GOING TO HOSPITAL WHAT YOU NEED TO KNOW GOING TO HOSPITAL WHAT YOU NEED TO KNOW Going to hospital We understand that going to hospital can be a stressful time. If you re feeling nervous or don t quite know what to expect don t worry, this is

More information

Are You Buying Private Medical Insurance? Take a look at this guide before you decide

Are You Buying Private Medical Insurance? Take a look at this guide before you decide Are You Buying Private Medical Insurance? Take a look at this guide before you decide 2012 ARE YOU BUYING PRIVATE MEDICAL INSURANCE? 3 Contents 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. About this guide 4 Understanding

More information

COMPANY. Product Summary From 1 April 2015. bupaglobal.com

COMPANY. Product Summary From 1 April 2015. bupaglobal.com COMPANY Product Summary From 1 April 2015 bupaglobal.com INTERNATIONAL MEDICAL INSURANCE FOR THE GLOBALLY MINDED Bupa Global is the worldwide part of the Bupa Group a healthcare company with over 65 years

More information

LIFELINE. 2. How to use your plan. bupa-intl.com

LIFELINE. 2. How to use your plan. bupa-intl.com General services: +44 (0) 1273 323 563 Medical related enquiries: +44 (0) 1273 333 911 Your calls may be recorded or monitored. Bupa Global Victory House Trafalgar Place Brighton BN1 4FY United Kingdom

More information

MyMoney s guide to medical insurance

MyMoney s guide to medical insurance The best deals from leading insurers MyMoney s guide to medical insurance Public versus Private Medical Coverage Reasons why people buy Private Medical Insurance What are the different options available

More information

Step-by-Step Guide to Making a Claim

Step-by-Step Guide to Making a Claim Step-by-Step Guide to Making a Claim 2015 This guide is for policies starting or renewing in 2015 Please refer to your Policy Wording and Certificate of Insurance which confirms your Benefits together

More information

wpa.org.uk Flexible Health Health Insurance Policy Summary

wpa.org.uk Flexible Health Health Insurance Policy Summary wpa.org.uk Flexible Health Health Insurance Policy Summary Effective from 9 January 2012 Flexible Health is for busy people like you. Take a moment to consider your healthcare. It makes sense to do all

More information

Business Priority Health

Business Priority Health Business Priority Health Group Secretary Guide and Annual Agreement October 2015 Contents Section Page 1 Overview 3 2 Managing your group policy 7 Agreement between AXA PPP healthcare limited and your

More information

Working harder to make your business better. Employee health cover from just. 33p. per day

Working harder to make your business better. Employee health cover from just. 33p. per day Working harder to make your business better. Employee health cover from just 33p per day Good news for Chamber members. Health cover at a price that really works for your business. Hello. And a warm welcome

More information

Hospital General and Hospice: For an inpatient admission to a hospital or hospice. Primary Scheme. consecutive calendar months.

Hospital General and Hospice: For an inpatient admission to a hospital or hospice. Primary Scheme. consecutive calendar months. Pre-existing condition restrictions apply to some benefits. Please see the Terms & Conditions for full details. Dental and Optical Help towards the cost of all dental treatment including check-ups, and

More information

YOUR BUPA DENTAL PLAN MEMBERSHIP GUIDE. Member pay group from 1 December 2014. Please retain. bupa.co.uk

YOUR BUPA DENTAL PLAN MEMBERSHIP GUIDE. Member pay group from 1 December 2014. Please retain. bupa.co.uk YOUR BUPA DENTAL PLAN MEMBERSHIP GUIDE Member pay group from 1 December 2014 Please retain bupa.co.uk ABOUT THIS GUIDE Welcome to your Bupa Dental Plan membership guide. At Bupa, we know that insurance

More information

Tailored For Business!

Tailored For Business! Tailored For Business Contents This brochure features a small selection of the products we have to offer. If any of the products featured don t exactly match your requirements we have access to products

More information

HSF Assist Providing support and advice when it is most needed

HSF Assist Providing support and advice when it is most needed HSF Assist Providing support and advice when it is most needed Welcome to your new HSF Assist service - part of your health cash plan cover. HSF Assist provides you with unlimited access to a variety of

More information

Health plans about you, Family health plans you can trust. yourlife & yourfamily Table of Benefits. IntegraGlobal. Healthcare you deserve

Health plans about you, Family health plans you can trust. yourlife & yourfamily Table of Benefits. IntegraGlobal. Healthcare you deserve Health plans about you, Family health plans you can trust. IntegraGlobal Important Contact Information for your Integra Global Health Plan For help in understanding your benefits, questions and general

More information

Working harder to make your business better. Employee health cover from just. 36p. per day

Working harder to make your business better. Employee health cover from just. 36p. per day Working harder to make your business better. Employee health cover from just 36p per day Good news for Chamber members. Health cover at a price that really works for your business. Hello. And a warm welcome

More information

Insured and locally administered by. Internationally administered by LIFELINE. From 1 January 2014

Insured and locally administered by. Internationally administered by LIFELINE. From 1 January 2014 Insured and locally administered by Internationally administered by LIFELINE From 1 January 2014 Insured and locally administered by Internationally administered by YOUR MEMBERSHIP PACK This document is

More information

European Health Cover

European Health Cover European Health Cover Connecting you to medical expertise wherever you are. European Health Cover European Health Cover Peace of mind We ll help connect you to the right medical expertise, wherever you

More information

Your Company guide to a healthier future

Your Company guide to a healthier future Your Company guide to a healthier future Bupa International Bupa International Victory House Trafalgar Place Brighton BN1 4FY United Kingdom www.bupa-intl.com FSA-COMP-SALES-11v10.1 Every bit of research,

More information

How To Get Health Insurance From International Insurance Company

How To Get Health Insurance From International Insurance Company Revolutionising Corporate Medical Healthcare Corporate medical healthcare around the world, around the clock Welcome to International We are a specialist provider of worldwide private medical and related

More information

Important Contact Information for your Swisscare Expatriate Health Plan

Important Contact Information for your Swisscare Expatriate Health Plan & Table of Benefits Epat Plan 2013 Epat Plan 2013 Important Contact Information for your Swisscare Epatriate Health Plan For help in understanding your benefits, questions and general plan guidance, please

More information

A bother free guide to Preferential Private Health Cover. Your Personal Policy Document

A bother free guide to Preferential Private Health Cover. Your Personal Policy Document A bother free guide to Preferential Private Health Cover Your Personal Policy Document Effective from 1 November 2010 We believe that your health is the most important thing of all and we want to help

More information

Guernsey membership plan

Guernsey membership plan Guernsey membership plan Bupa International and Guernsey Everyone likes to feel they have control over their own lives and the freedom to decide what is best for them as individuals. This is true especially

More information

Bupa Malta Health Insurance

Bupa Malta Health Insurance Bupa Malta Health Insurance Bupa in Malta is brought to you by About 2 www.bupa.com.mt Bupa As a leading international healthcare group, Bupa offer personal and company health insurance, run care homes

More information

Chamber Plan. 0808 178 1179 admin@plutushealth.co.uk www.plutushealth.co.uk. Chamber

Chamber Plan. 0808 178 1179 admin@plutushealth.co.uk www.plutushealth.co.uk. Chamber Chamber Plan 0808 178 1179 admin@plutushealth.co.uk www.plutushealth.co.uk Chamber Contents 03 04 05 06/07 08/09 10/11 About us Incentivising your employees How does a Plutus Health Chamber Plan work?

More information

The business case for private health cover Aviva s guide to protecting your company and your employees

The business case for private health cover Aviva s guide to protecting your company and your employees The business case for private health cover Aviva s guide to protecting your company and your employees We are one of the UK s leading providers of health and protection solutions, and experts in providing

More information

H3 Insurance Cover for your business

H3 Insurance Cover for your business H3 Insurance Cover for your business Unique private casualty cover No NHS GP referral required Claims managed locally PART OF THE Private Health Insurance for your employees At H3 Insurance, our aim is

More information

NEXT HEALTHCASHPLAN HEALTHSCHEME DENTAL THERAPY +CARE4 USING YOUR HEALTH CASH PLAN

NEXT HEALTHCASHPLAN HEALTHSCHEME DENTAL THERAPY +CARE4 USING YOUR HEALTH CASH PLAN HELP US TO HELP YOU To request further information on any of the products below - tick the box(es) of your choice... PLAN4LIFE CANCER INSURANCE TRAVEL INSURANCE Financial help when you need it most. With

More information