Hanover Avenues. Insurance for Electronic Manufacturing Businesses. Insuring your business gets complicated. You ll need experts.

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1 Hanover Avenues Insurance for Electronic Manufacturing Businesses Insuring your business gets complicated. You ll need experts.

2 Professional Liability Coverage? For you, it s a must-have. In the technology business, errors and omissions can short circuit your business in a nanosecond. That s why it s very important to have professional liability coverage. But, beware. Many companies that offer this protection fall short when it comes to claim time. Hanover provides industry-leading professional liability coverage with many add-on options. We ll be by your side when that error turns into a lawsuit. We re committed to your business. And to being there. Along with its specialized team of experts, The Hanover has committed significant resources to establish our new technology insurance offering. At every level underwriting, claims, and customer service we ve brought experienced people on board and partnered with the best agents in the business, people who know tech insurance issues and are dedicated to helping businesses like yours make the right choices.

3 Hanover Small Business Technology Insurance Connect with the best technology insurer in the business. Insuring tech businesses involves some complexity, which requires a higher level of knowledge and experience. That s why the dynamic Tech Team from The Hanover is offering something new and powerful to the technology industry Hanover s Small Business Technology Insurance Program. This program, the newest in our innovative lineup, is offered by a rock-solid insurer in business since 1852 and a Top 30 property and casualty carrier. Our goal is to give companies like yours the best choice for their insurance needs to offer comprehensive and affordable coverage. Compared to the competition, Hanover s Small Business Technology Insurance is worth a closer look. Hanover Tech Insurance At A Glance Comprehensive coverages for small businesses Extensive technology industry expertise and knowledge base Competitive rates World-class service Rapid claims handling Highly knowledgeable agents who care about you Financial strength ( Excellent rating from A.M. Best)

4 One-stop shopping covers everything you need. Hanover s Small Business Technology Insurance gives small businesses what they desire most top-rated coverage in all areas at competitive pricing that favors tight budgets. Our comprehensive program includes many different kinds of insurance coverages to meet any technology company risk. Coverages available: Technology Specific Property Broadening Endorsements Special Liability Endorsements Technology and Telecommunications Products and Professional Services Coverage Endorsement Worldwide Coverage Territory Professional Liability (Errors & Omissions) Workers Compensation Commercial Umbrella Commercial Auto Inland & Marine Employment Practices Liability Private Company Management Liability (Directors & Officers) Commercial Crime Our products grow with you. If your business grows rapidly, as many tech businesses do, so do your risks. To help keep pace with your growing business (and expanding risks), our products are flexible enough to offer protection at all stages (start-up, sole proprietor, larger company, etc.). Our expert teams will work closely with your local agent to stay on top of expanding coverage needs to ensure that your business is properly protected.

5 Electronic Manufacturing businesses we serve. The Hanover fully understands the unique risk management needs of electronic manufacturers of all types: Audio & Video Equipment Cable TV Equipment Camera & Photo Equipment Computers Computer Peripherals Computer Storage Devices Computer Terminals Home Entertainment Optical Instruments & Lenses Printed Circuit Boards (Assembly Only) Radio & TV Broadcasting Equipment Wireless Communication Equipment Sound Equipment When you ve got a claim, you get a pro. We ve staffed our Hanover Claims Center with highly experienced and dedicated claims professionals, including field adjusters, appraisers, administrative personnel, and special investigators. These high-caliber people are dedicated to resolving claims quickly, accurately, and fairly. Let s talk about making complex simple. Nobody knows more about designing the proper coverage for today s technology business risks than your agent and The Hanover team. For your peace of mind, start a conversation with your local Hanover Agent today.

6 Why The Hanover? Hanover s Small Business Technology Insurance Program is just another example of our emerging position as a worldclass insurance carrier. With our strong, relationship-based strategy that partners with the best local agents, and the resources and stability of a Fortune 1000 organization, our people and policies have remained outstanding performers since This material offers a brief description of coverages and programs and is provided for informational purposes only. Actual coverages may vary by state. Options and credits are not available in all states. For exact terms, conditions, exclusions, and limitations, please contact your Hanover Agent. Policies are underwritten by one or more of the following: Allmerica Financial Alliance Insurance Company, Allmerica Financial Benefit Insurance Company, Citizens Insurance Company of America, Citizens Insurance Company of Illinois, Citizens Insurance Company of the Midwest, Citizens Insurance Company of Ohio, The Hanover Insurance Company, The Hanover New Jersey Insurance Company, and/or Massachusetts Bay Insurance Company. Florida: Policies in the state of Florida are underwritten by The Hanover Insurance Company, Massachusetts Bay Insurance Company, The Hanover American Insurance Company, and/or Allmerica Financial Benefit Insurance Company. Avenues, The Hanover Insurance Group with Eagle icon, and Our policy is performance are trademarks of The Hanover Insurance Group, Inc. All other trademarks are the property of their respective owners. w w w. h a n o v e r. c o m The Hanover Insurance Company 440 Lincoln Street, Worcester, MA Citizens Insurance Company of America 645 West Grand River Avenue, Howell, MI (6/10) LC