Protecting Your Business. Contractors Advantage
|
|
- Millicent Cole
- 7 years ago
- Views:
Transcription
1 Protecting Your Business Contractors Advantage
2 Your contracting business is more than a job, it s your life. You re a successful contractor. You ve made a substantial investment in tools, equipment and building materials. You often rely on others to help you complete a job. You re used to unforeseen complications that can interrupt schedules. But how well do you know the risks you face? What if there s an accident on the site? Destruction of on-site equipment? Could you recover from the unexpected? Is your business and your family protected against catastrophic loss, accidents, liability claims or loss of income? Farm Family can help. From buildings and property to business personal property to business income to general liability, Farm Family offers comprehensive property and liability coverages to protect every aspect of your contracting business.
3 Designed for Businessowners Like You Today s contractors need flexible, tailored insurance coverage that addresses specific exposures and goals. Satisfying this need is not just a matter of calling an 800 number or getting a quote on a Web site. At Farm Family, we understand the unique issues contractors face. Drawing on long experience, a local presence, a comprehensive portfolio of products and the commitment of our people, we can help you manage the risks of day-to-day commerce. And we can help you recover from misfortune and keep your business intact until the day you decide to sell it or pass it on to the next generation. Protecting What You Value Most Farm Family s Contractors Advantage policy contains valuable coverage and features for your contracting needs. And since time is money, we promptly issue certificates of insurance and offer broadened coverage for additional insureds* so you can get started on the job. Property Tools, equipment and building materials, whether on or off premises or in transit Property of others while in your care, custody or control Property in transit or temporarily off premises Valuable papers and records, including electronic or magnetic media Newly acquired property Money and securities on or off premises Peak season coverage Liability Premises and Operation Products/Completed Operations Personal Injury Advertising Injury Fire Legal Liability Contractual Primary and Noncontributory Coverage* Waiver of Subrogation* Loss of Income Protection Up to 12 months of business income Paid extra expenses needed to resume normal business operations
4 Presenting Options A successful business is able to weather constant change. As your business grows, it s important to make sure your coverages match the structure of your business. Depending on your exact business needs, you may want to include special optional coverages in your policy to address your specific needs: Hired and Non-owned Auto* Mechanical Failure Employee Dishonesty Glass Coverage Outdoor Signs Accounts Receivable Valuable Papers and Records Earthquake Geared Toward Your Needs At Farm Family, we know that every business is unique and every situation is different. That s why we provide many special features to make your business run smoothly: Payment plans that enable you to spread your premium payments to free up capital. Electronic funds transfer with any billing plan. Premium discounts that lower your payments with credits for qualified security systems. Professional insurance reviews conducted to help you make sure your coverages match the structure of your business today. If you do suffer a loss or file a claim, Farm Family s claims adjusters are there 24 hours a day, providing responsive, hassle-free service that makes a difference in your time of need. We strive to process your claims quickly to get you back in business as soon as possible. *Available in most states.
5 Providing Complete Protection Beyond Contractors Advantage, additional Farm Family products are available that provide you expanded levels of protection to help keep your business running smoothly. Talk to us about conducting a professional insurance review to round out all your business insurance needs: Commercial Automobile Commercial General Liability Umbrella Coverage Workers Compensation Homeowners/Country Estate The Most Important Part of Your Business is You You are your business s primary asset. You want to make sure your family members can pay bills and maintain their lifestyles should you fall ill or become injured. Farm Family offers: Disability Income Life Insurance Retirement Funding Your Farm Family agent will help you plan for tomorrow by presenting coverage options that provide peace of mind for you and your heirs.
6 We Take a Personal Interest Protecting What You Value Most The Farm Family group of insurance companies, headquartered in Glenmont, New York, is part of the American National Family of Companies. Farm Family has been providing insurance protection for families and businesses in rural and suburban areas since the mid-1950s. Over the years, Farm Family has earned a solid reputation, with an established tradition of trust. We continue to honor that commitment with pride. Farm Family agents take a personal interest, protecting what you value most. We recognize that personal service is the key to meeting your individual and business needs. Many of our agents have agricultural backgrounds, and some of them even began their relationship with Farm Family as clients. We re big enough to meet a wide range of coverage needs, yet small enough to listen to your concerns and provide the personal attention you deserve. Talk to a local Farm Family agent today, and find out what we can do for you. Call THE FARM ( ) or visit our Web site at Farms / Ranches / Country Estates / Small Business Owners / Contractors Commercial General Liability / Homeowners / Commercial and Personal Auto / Umbrella Liability Life Insurance / Disability Income / Annuities / IRAs THE-FARM This brochure contains only a general description of the coverages and is not a statement of contract. All coverages are subject to the terms and conditions of the policy itself. Not all coverages are available in all states. Property/casualty insurance products offered by Farm Property/casualty Family Casualty insurance products Insurance offered Company, by Farm Glenmont, Family Casualty NY, Insurance in Company, Glenmont, CT, NY, DE, in CT, MA, DE, ME, MA, NH, ME, NJ, NH, NY, NJ, RI, NY, VT RI, and VT and WV, WV, and and United Farm Family Insurance United Company, Farm Glenmont, Family NY, Insurance in MD and Company, PA. Life insurance Glenmont, products NY offered by Farm Family in MD Life and Insurance PA. Life Company, insurance Glenmont, products NY. offered by Farm Family Life Insurance Company, Glenmont, NY THE-FARM X
business key policy protecting your DReAMs
business key policy PROTECTING YOUR DREAMS Why A Business Key Policy? A standard business policy is fine for some businesses. But many businesses have unique needs that require specialized or supplemental
More informationRental Dwelling Protection Program
Rental Dwelling Protection Program American Family s Rental Dwelling Protection Program With more than thirty years of commercial lines policy experience and $15 billion in assets*, American Family offers
More informationBoat Dealer & Boat Repair. Guide
Boat Dealer & Boat Repair Guide Boat Dealer & Boat Repair Auto-Owners has the versatility and flexibility needed to make sure you and your business are program also gives you the ability to insure automobiles
More informationBusinessowners Coverage
Businessowners Coverage BUILDING AND/OR BUSINESS PERSONAL PROPERTY COVERAGES Buildings Covers your described building, outdoor fixtures (e.g., light poles and flag poles), building glass, permanently installed
More informationBusinessowners Garage Coverage
Businessowners Garage Coverage American Family s Businessowners Garage Coverage With more than thirty years of commercial lines policy experience and $15 billion in assets*, American Family offers businesses
More informationBusiness Owner s Policy (BOP)
A. BOP: What It Is B. BOP: Why You Need It C. BOP: What It Covers D. BOP: What It Costs E. BOP: Coverage Options F. BOP: Claims G. BOP: How To Buy It H. BOP: 10 Good Things To Ask About Business Owner
More informationSBCA PROPERTY AND CASUALTY INSURANCE COVERAGE AUDIT
SBCA PROPERTY AND CASUALTY INSURANCE COVERAGE AUDIT L O C K T O N C O M P A N I E S DEAR SBCA MEMBER The SBCA is pleased to announce it has teamed up with Lockton Companies and AmTrust Insurance to create
More informationContractor s Plus Program
BR 842 6/17/04 9:15 AM Page 5 Contractor s Plus Program Building the Right Program for You Selective Insurance Group, Inc., is an A.M. Best-rated A+ (Superior) regional insurance company with assets of
More informationBusiness Auto Insurance. made simple
Business Auto Insurance made simple What s inside: How to read an Allstate Business Auto Policy Declarations Understanding business auto insurance: Deductibles Coverage limits Frequently asked questions
More informationCustom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits
Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits A Business Partner You Can Trust Niagara National Insurance is an independent agency that specializes in risk management,
More informationAmGUARD Insurance Company EastGUARD Insurance Company NorGUARD Insurance Company WestGUARD Insurance Company GUARD
About Us For over 30 years, we have protected the interests of the small- to mid-sized businesses that insure with us. At Berkshire Hathaway Insurance Companies, we dedicate our efforts in the areas that
More informationWelcome to Harleysville Insurance
Welcome to Harleysville Insurance Meet our Recognized as Good people to know in the markets we serve, Harleysville has gained prominence within the insurance industry with our long-standing record of financial
More informationBusiness Owners Insurance. made simple
Business Owners Insurance made simple What s inside: How to read an Allstate Businessowners Policy Declarations Protecting your building and business personal property Understanding deductibles and coverage
More informationBusiness Auto Policy
Business Auto Policy American Family s Business Auto Policy With more than thirty years of commercial lines policy experience and $15 billion in assets*, American Family offers businesses the stability,
More informationPharmacy Insurance Drug Store Insurance
Pharmacy Insurance Drug Store Insurance Pharmacy Insurance Business Owners Insurance for a Pharmacy A Pharmacy BOP Insurance Policy, or Pharmacy Business Owners Insurance Policy is a package policy typically
More information2 nd Notice AHCCCS Insurance Requirements ACTION REQUIRED September 29, 2014 Page 1 of 5
Dear Providers and Staff: 2 nd Notice ACTION REQUIRED September 29, 2014 Page 1 of 5 We distributed a blast fax communication to you on July 16 explaining that effective October 1, 2013 AHCCCS updated
More informationCommercial Property. Inland Marine. Boiler and Machinery. Crime. Commercial Automobile. Commercial General Liability. Commercial Umbrella
A consumer information brochure published by the 21 South Fruit Street, Suite 14 Concord, NH 03301 phone: (800) 852-3416 fax: (603) 271-1406 TDD Access: Relay NH 1-800-735-2964 What Kind of Do I Need to
More informationGarage Insurance. Guide
Garage Insurance Guide Garage Insurance Auto-Owners has the versatility and flexibility needed to make sure you and your business are properly protected. With our Garage and Premier Garage programs, we
More informationBuilders Risk and Other Special Coverages that the Owner and Lender Need in a Construction Project.
Builders Risk and Other Special Coverages that the Owner and Lender Need in a Construction Project. Introduction-- Sophisticated real estate attorneys, representing their respective sophisticated landowner
More informationPHILADELPHIA REDEVELOPMENT AUTHORITY INSURANCE REQUIREMENTS
PHILADELPHIA REDEVELOPMENT AUTHORITY INSURANCE REQUIREMENTS The individual or entity seeking to enter into a contract with the Philadelphia Redevelopment Authority or who is entering into a contract with
More informationGordon L. Mountjoy & Associates, Inc.
INSURANCE REQUIREMENTS CHECKLIST Submit an Acord 25 form and the endorsements as required below. Your insurance must be in compliance immediately after you sign your subcontract and before you start work.
More informationLiability Insurance Guidelines For Water Restoration and Mold Contractors April 2013
Liability Insurance Guidelines For Water Restoration and Mold Contractors April 2013 Disclaimer: The following is a draft of suggested language for incorporation into construction insurance specifications.
More informationBenefits Handbook Date January 1, 2010. Choice Auto and Home Insurance Program MMC
Date January 1, 2010 Choice Auto and Home Insurance Program MMC Choice Auto and Home Insurance Program Marsh Global Consumer, an MMC Company formerly known as Marsh Voluntary Benefits, offers you the Choice
More informationCONTRACTORS PACKAGE PROGRAM PROTECTING YOUR DREAMS
CONTRACTORS PACKAGE PROGRAM PROTECTING YOUR DREAMS AMERICAN FAMILY S CONTRACTORS PACKAGE COVERAGE People have trusted American Family since 1927. And we ve been protecting the livelihoods of business customers
More informationInsurance Procured by the Contractor The Contractor shall take out, maintain, and pay the premiums on Commercial General Liability Insurance, including but not limited to premises-operations, products-completed
More informationJanuary 1, 2009. Choice Auto and Home Insurance Program MMC
January 1, 2009 Choice Auto and Home Insurance Program MMC Choice Auto and Home Insurance Program Marsh Voluntary Benefits, an MMC Company formerly known as Marsh @WorkSolutions, offers you the Choice
More informationInsurance Bulletin. Do you require all of your subcontractors to carry adequate general liability and umbrella/excess liability limits?
Insurance Bulletin bulletin #4 Contractor s Insurance Coverage Checklist CNA and the PLANET Safety and Risk Management Council are proud to provide you with this information. We trust that you will find
More informationProfessional Liability Coverage for Law Offices
SMALL BUSINESS INSURANCE Professional Liability Coverage for Law Offices Coverage you need from a name you trust The Hartford Most lawyers agree, professional liability coverage is essential. But, it isn
More informationKALEIDA HEALTH INSURANCE REQUIREMENTS SERVICE PROVIDERS. Bodily Injury and Property Damage Limit occurrence. General Aggregate $2,000,000
1. INSURANCE TO BE MAINTAINED BY VENDOR/SERVICE PROVIDER Prior to providing products/equipment and/or services under this Agreement, Vendor/Service Provider, at its own cost and expense, shall procure
More informationMerchants Insurance Group Massachusetts, Michigan, New Hampshire, New York, Ohio, Pennsylvania, Rhode Island and Vermont Commercial Lines Agents
April 27, 2011 BULLETIN NO. 5156 TO: SUBJECT: Merchants Insurance Group Massachusetts, Michigan, New Hampshire, New York, Ohio, Pennsylvania, Rhode Island and Vermont Commercial Lines Agents MAP Businessowners
More informationExhibit I Insurance Requirements
Exhibit I Insurance Requirements The insurance sections of this Exhibit I and the Draft Concession contract are presented in a manner that outlines types and levels of insurance that Reclamation will consider
More informationPrepared. Copyright, State Farm Mutual Automobile Insurance Company, 2008
0108-ST--0001 STATE FARM FIRE AND CASUALTY COMPANY A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS 3 Ravinia Drive Atlanta GA 30346-2117 Named Insured AT2 004381 3125 ORCHARD VILLA TOWNHOME
More informationInsurance Policy Statement
Insurance Policy Statement Any company or individual performing work for the City of Coos Bay (hereinafter the City ) or hosting a special event on City property shall be required to provide proof of insurance
More informationCommercial Insurance. www.infarmbureau.com
Commercial Insurance www.infarmbureau.com Is your business properly insured? Don t wait until it s too late! Commercial Package Policy (CPP) Used by many classes of businesses manufacturers, restaurants,
More informationWhat is an insurance policy? Financial Risk: Insurance Questions and Answers. What is insurable interest? What is insurable interest?
Financial Risk: Insurance Questions and Answers What is an insurance policy? A legally binding contract Insurance company and the policyholder (person insured) In exchange for payment (premium) The insurance
More informationFrom idea through installation, The Hartford provides comprehensive solutions to renewable energy companies. Prepare. Protect. Prevail.
TECHNOLOGY & LIFE SCIENCE PRACTICE RENEWABLE ENERGY From idea through installation, The Hartford provides comprehensive solutions to renewable energy companies. Business Insurance Employee Benefits Auto
More informationEXHIBIT K Insurance Requirements
EXHIBIT Insurance Requirements Subject to approval by the City's Risk Manager of the insurers and policy forms, and further subject to HUD's rights under the HUD Documents during the term of the HUD Documents,
More informationHanover Avenues. Insurance for Law Offices. Who protects your business, while your business is busy protecting others?
Hanover Avenues Insurance for Law Offices Who protects your business, while your business is busy protecting others? DESIGNED WITH YOUR PROTECTION IN MIND The Hanover has created a comprehensive suite
More informationThe AgriBusiness Division
The AgriBusiness Division The AgriBusiness Division offers a full line of Property and Casualty products for a wide variety of Ag-Related exposures. We have specialized programs and coverages to help meet
More informationAll Risks of physical loss or damage including Earthquake, Flood and Sewer Back-up, subject to the Policy exclusions
Insurance Summary Property Renewal August 1, 2012 to August 1, 201 Insurer Aon Protection Plus Policy- # RAP4001426 Perils Insured All Risks of physical loss or damage including Earthquake, Flood and Sewer
More informationBenefits Handbook Date July 1, 2015. Choice Auto and Home Insurance Program Marsh & McLennan Companies
Date July 1, 2015 Choice Auto and Home Insurance Program Marsh & McLennan Companies Choice Auto and Home Insurance Program Mercer Health & Benefits Administration offers you the Choice Auto and Home Insurance
More informationBrief #09.00. Latest Revision: 01/2011. Business Insurance
Brief #09.00 Latest Revision: 01/2011 Business Insurance Planning and operating a business must include adequate insurance coverage for the individual entrepreneur and/or company providing the product
More informationLong-Term Care Insurance
About Assurity Life Assurity Life Insurance Company s origins are rooted in a century-long legacy of providing long-term security to policyholders that has earned generations of customers confidence and
More informationHome Assisted Living Care and the Hanover Insurance Company
CONNECTIONS HOME Assisted Living Care Coverage Even in a protected environment loved ones need more protection. Did you know More people than ever are residing in assisted living facilities or nursing
More informationHomeowners Insurance. made simple
Homeowners Insurance made simple What s included: How to read your Allstate Policy Declarations Protecting your home and personal property Understanding deductibles Additional protection How to file a
More informationInsurance Policy Statement
Insurance Policy Statement Any company or individual performing work for Southwestern Oregon Community College District (hereinafter the College ) shall be required to provide a certificate of insurance
More informationHow To Insure A Car In The United States
Save As UCIP COVERAGE SUMMARY EXHIBIT 1A THE REGENTS OF THE UNIVERSITY OF CALIFORNIA UNIVERSITY CONTROLLED INSURANCE PROGRAM (UCIP) This Exhibit summarizes the UCIP Commercial General Liability, Workers
More informationWith property insurance you can buy either actual cash value or replacement cost insurance.
1 of 6 12/9/2010 10:52 PM Introduction to Property Insurance Tips & Considerations Concerning Property Insurance Introduction to Liability Insurance Tips & Considerations Concerning Liability Insurance
More informationHow To Insure A Project In The United States
Recommended Liability Insurance Guidelines For Custom Applicators and Certified Crop Advisors May 2015 Disclaimer: The following is a draft of suggested language for incorporation into services procurement
More informationInsurance for Auto Services
Insurance for Auto Services TM Our business is protecting your business An Businessowners Product You Take Care of Business. We ll Take Care of You. EMC Insurance Companies has the knowledge and expertise
More informationRLI Home Business Insurance Policy COVERAGE DETAILS AND EXCLUSIONS
RLI Home Business Insurance Policy COVERAGE DETAILS AND EXCLUSIONS NOTE: This document is a general analysis of the coverages, limitations and exclusions applicable to the RLI Home Business Insurance (HBI)
More informationINSURANCE GUIDE I - MINOR CONTRACTS FOR SERVICE
INSURANCE GUIDE I - MINOR CONTRACTS FOR MEETING GUIDE I SPECIFICATIONS DURATION: Project will not exceed 30 calendar days COST: Project cost will not exceed $50,000 RISK: Low, No unusual or high hazards
More informationTo: Our Valued Clients From: Agency Name Re: Gap Letter
To: Our Valued Clients From: Agency Name Re: Gap Letter From time to time, we mail a notice to our clients (past, current, and potential) called a Gap Letter. The purpose of this letter is to inform you
More informationCAMBRIDGE PROPERTY & CASUALTY SPECIAL REPORT
CAMBRIDGE PROPERTY & CASUALTY SPECIAL REPORT BUILDING A BETTER LEASE AGREEMENT Key Considerations in Negotiating Landlord Favored Commercial Insurance and Indemnity Provisions This Special Report was written
More informationmade simple Auto Insurance What s included:
Auto Insurance made simple What s included: How to read your Allstate Auto Policy Declarations Understanding auto insurance: Coverages Deductibles Coverage limits What to do in case of an accident Frequently
More informationConstruction Liability Overview
Construction Liability Overview Insuring Construction Risks What: Insurance Requirements Who: Owners, General Contractors, Subcontractors When: Prior to Commencement of Work What: Insurance Requirements
More informationTravelers Auto and Home Insurance Program. Enhance your member benefits, not your costs.
Travelers Auto and Home Insurance Program Enhance your member benefits, not your costs. A Plan for Your Credit Union Enhance your benefits program, not your costs It s a fact. Good benefits programs help
More informationTravelers Auto and Home Insurance Program
Travelers Auto and Home Insurance Program ENHANCE YOUR CREDIT UNION MEMBER BENEFITS, NOT YOUR COSTS A plan for your credit union Enhance your member benefits, not your costs It s a fact. Good member benefits
More informationProtect your home and family today. Client Brochure Policy Series 174
Protect your home and family today. Client Brochure Policy Series 174 Your home may be your most valuable asset... Provide peace of mind when you and your family need it most. Many families are forced
More informationHanover Human Services Advantage. Professional Liability, General Liability, and Abuse & Molestation Coverage
Hanover Human Services Advantage Professional Liability, General Liability, and Abuse & Molestation Coverage HANOVER HUMAN SERVICES ADVANTAGE Avoid being blind-sided by the unforeseen. Your job is to help
More informationIf you rent a house or apartment. Renters Insurance
Renters Insurance If you rent a house or apartment and think that your landlord is financially responsible when there is a fire, theft or other catastrophe think again. Your landlord may have insurance
More informationField Safety Check - Do I Need Insurance For My Business?
Prospective Vendor Application (please print) Date :: Company Information :: Company Name Contact Name (first, last) Company Address City State Zip Office # Cell # Fax # Website Email Address Type of Business
More informationLMCIT Service Contract Insurance Recommendations
LMCIT Service Contract Insurance Recommendations The type and amount of insurance should be determined on a case-by case basis dependent upon various factors such as the scope of work and the potential
More informationWorking together to keep your customers talking. Telecommunications Insurance Plan
Working together to keep your customers talking. Telecommunications Insurance Plan Working together to keep your customers talking. We re here to serve you Over the last 40+ years Farmers Union Insurance
More informationIntroduction to General Insurance FEBRUARY 2015
Important Exam Information: Exam Registration Candidates may register online or with an application. Order Study Notes There is no study note package for this examination. Introductory Study Note The Introductory
More informationMATTCON GENERAL CONTRACTORS, INC. INSURANCE SPECIFICATIONS EXHIBIT B INSURANCE Subcontractor shall obtain insurance of the types and in the amounts
MATTCON GENERAL CONTRACTORS, INC. INSURANCE SPECIFICATIONS EXHIBIT B INSURANCE Subcontractor shall obtain insurance of the types and in the amounts described below. The insurance shall be written by insurance
More informationEXHIBIT B CITY OF PHILADELPHIA AND PHILADELPHIA HOUSING DEVELOPMENT CORPORATION INSURANCE REQUIREMENTS
EXHIBIT B CITY OF PHILADELPHIA AND PHILADELPHIA HOUSING DEVELOPMENT CORPORATION INSURANCE REQUIREMENTS The Recipient will procure and maintain during the entire period of the contract, the types of insurance
More informationBusinessowners P olicy (BOP)
8 Businessowners P olicy (BOP) O h i o P r o p e r t y a n d C a s u a l t y I n s u r a n c e Businessowners Policy (BOP) Insurance companies have identified the six types of businesses that have been
More informationBuilding Financial Freedom The GrandProtect Advantage MetLife Auto & Home
The MetLife Auto & Home Advantage 1 Offered by MetLife Bank, NA, an FDIC-insured bank 2 Offered by MetLife Securities, Inc., One Madison Avenue, New York, NY 10010 Looking back, everything appeared simpler!
More informationPro-Form Sinclair Professional - Newsletter
Pro-Form Sinclair Professional - Newsletter Pgfgf Insurance Requirements Go Both Ways The following material is provided for informational purposes only. Before taking any action that could have legal
More information2012 Minnesota Homeowners Report
2012 Minnesota Homeowners Report Minnesota Department of Commerce 2012 Homeowners Insurance Report Page 1 2012 Minnesota Homeowners Report The Minnesota Homeowners Report is completed annually by the Minnesota
More informationAPPENDIX B INSURANCE & BONDING REQUIREMENTS FC-5801
APPENDIX B INSURANCE & BONDING REQUIREMENTS ARCHITECTURAL AND ENGINEERING DESIGN SERVICES AT HARTSFIELD- JACKSON ATLANTA A. Preamble The following requirements apply to all work under the agreement. Compliance
More informationSHORT TERM DISABILITY. benefits for employees that benefit employers
SHORT TERM DISABILITY benefits for employees that benefit employers Short Term Disability VOLUNTARY Doesn t it make sense to protect your paycheck? Statistics show that the majority of American families
More informationInsurance for Hotels. Our business is protecting your business. Businessowners Product
Insurance for Hotels TM Our business is protecting your business An Businessowners Product You Take Care of Business. We ll Take Care of You. EMC Insurance Companies has the knowledge and expertise to
More informationCOMPREHENSIVE INSURANCE PROGRAM
COMPREHENSIVE INSURANCE PROGRAM A Group Program Designed Exclusively For Canadian IABC Members* Underwritten by: AXA Insurance Company of Canada 24 Hour Claims Response Hot Line Toll Free 1-800-268-8865
More informationPOLICYHOLDER NOTICE YOUR NEW BUSINESSOWNERS POLICY
ST-7680 (Ed. 04-12) New policy look. Same quality. POLICYHOLDER NOTICE YOUR NEW BUSINESSOWNERS POLICY Thank you for renewing your insurance with Harleysville. Your business insurance for your garage operations
More informationCONDOMINIUM ASSOCIATION INSURANCE C O V E R A G E O V E R V I E W O P R C S M A L L C O N D O M I N I U M M A N A G E M E N T P R O G R A M
CONDOMINIUM ASSOCIATION INSURANCE C O V E R A G E O V E R V I E W O P R C S M A L L C O N D O M I N I U M M A N A G E M E N T P R O G R A M IS YOUR INSURANCE COVERAGE SUFFICIENT? Do you understand what
More informationfor Landlords and Tenants Negotiating Insurance, Indemnity and Mutual Waiver of Subrogation Provisions
Presenting a live 90 minute webinar with interactive Q&A Commercial Leases: Risk Mitigation Strategies for Landlords and Tenants Negotiating Insurance, Indemnity and Mutual Waiver of Subrogation Provisions
More informationInsurance Requirements for You and Your Client
Insurance Requirements for You and Your Client Experienced clients often present a list of insurance requirements for their environmental consultants. Sometimes, these are presented in the form of mandatory,
More informationGARAGE INSURANCE: The Basics How to make garage risks a part of your agency portfolio.
GARAGE INSURANCE: The Basics How to make garage risks a part of your agency portfolio. By Jim Krotki, CPCU An often overlooked source of commercial insurance prospects is garage business. Some agents are
More informationWorkers Compensation and Jones Act Crew Coverage
Workers Compensation and Jones Act Crew Coverage Issue Due to recent court cases, it has become apparent that it is possible for an injured aquaculture worker to sue their employer in federal court under
More informationAll Subcontractors. Re: Exhibit C - Certificate of Insurance Requirements (Page 1 of 9) Project: Project #:
To: All Subcontractors Re: Exhibit C - Certificate of Insurance Requirements (Page 1 of 9) Project: Project #: Documents included in this insurance requirement package: Insurance Schedule (Pages 2-3) Sample
More informationGlossary of Insurance Terms
From the Insurance Bureau of Canada (IBC) Accident: An event that happens by chance and is not expected in the normal course of events, which results in harm to people, damage to property or equipment,
More informationTravelers Auto and Home Insurance Program. Enhance your benefits, not your costs.
Travelers Auto and Home Insurance Program Enhance your benefits, not your costs. A Plan for Your Company Enhance your benefits program, not your costs It s a fact. Good benefits programs help attract and
More informationCURRENT SPECIAL PROVISIONS FOR LIABILITY INSURANCE
CURRENT SPECIAL PROVISIONS FOR LIABILITY INSURANCE NDOR Projects The special provision which begins on the following page ---- (A-55-0611) --- became effective beginning with projects let in the letting
More informationSAMPLE CONSTRUCTION INSURANCE REQUIREMENTS
SAMPLE CONSTRUCTION INSURANCE REQUIREMENTS A. In General The shall purchase and continuously maintain in full force and effect for the policy periods specified below the insurance policies specified in
More informationInsurance for Light Manufacturers
Insurance for Light Manufacturers TM Our business is protecting your business An Product You Make It. Let Us Protect It. EMC Insurance Companies has the knowledge and expertise to provide you with the
More informationTHE 9 THINGS YOU MUST KNOW ABOUT PROPERTY AND GENERAL LIABILITY INSURANCE
BUYING SELLING AND LEASING of INVESTMENT REAL ESTATE THE 9 THINGS YOU MUST KNOW ABOUT PROPERTY AND GENERAL LIABILITY INSURANCE A Special Report Prepared By the HollywoodCommercialRealtor.com Copyright
More informationNEW Insurance Classes 2012 Schedule
NEW Insurance Classes 2012 Schedule CPCU 560 Financial Services Institutions Fee $250 January 25-May 23 rd, Wednesdays Manage risks more effectively by learning the unique risks faced by financial institutions
More informationGroup Universal Life Insurance
What if your family had to live without you or your paycheck? Would they be able to afford daily living expenses and still have the financial freedom to enjoy life? CAR GROCERIES TUITION VACATIONS Group
More informationINSURANCE AND INDEMNIFICATION REQUIREMENTS. RE: CCTV system for bus shelters at the Economy Lot PAGE 1 OF 4
1THE PHILADELPHIA PARKING AUTHORITY RE: CCTV system for bus shelters at the Economy Lot PAGE 1 OF 4 Prior to commencement of the contract and until completion of your work, shall, at its sole expense,
More informationmade simple Boat Insurance What s inside:
Boat Insurance made simple What s inside: How to read an Allstate Boatowners Policy Declarations Understanding boatowners insurance Coverages Deductibles Coverage limits What to do in case of an accident
More informationChapter 1 Insurance Principals & Concepts 1
Contents Chapter 1 Insurance Principals & Concepts 1 Page I. The Concept of Insurance 1 What is Insurance? 1 II. Types of Property & Casualty Insurance 1 Parts of an Insurance Contract 2 Standardized Policies
More informationExhibit B (Incorporated into Construction Purchase Order Terms and Conditions) CONSTRUCTION CONTRACT INSURANCE REQUIREMENTS
Exhibit B (Incorporated into Construction Purchase Order Terms and Conditions) CONSTRUCTION CONTRACT INSURANCE REQUIREMENTS 1.1. Contractor shall maintain insurance underwritten by solvent insurance companies
More informationBUSINESS INSURANCE FAQ
BUSINESS INSURANCE FAQ Q: What is Business Insurance? A: We strive to understand your risk tolerance and financial ability to withstand the spectrum of potential losses and develop insurance programs to
More informationD3 Bus Wash Rehabilitation AC Transit Contract #2016-1372 SECTION 007316 INSURANCE REQUIREMENTS
SECTION 007316 INSURANCE REQUIREMENTS PART 1 - INSURANCE REQUIREMENTS 1.01 GENERAL A. Any person, firm or corporation Contractor authorizes to work upon the Property, including any subcontractor, shall
More informationmade simple Personal Umbrella Policy Insurance What s inside:
Personal Umbrella Policy Insurance made simple What s inside: How to read an Allstate Personal Umbrella Policy Declarations Understanding personal umbrella policy insurance How to file a claim Frequently
More informationSCHEDULE 17. Insurance Requirements. Part 1 Insurance Requirements applicable to the Phase 2 Work
SCHEDULE 17 Insurance Requirements Part 1 Insurance Requirements applicable to the Phase 2 Work Capitalized terms used in this Schedule which are not otherwise defined shall have the meanings given to
More informationEXHIBIT C CONSULTANT INSURANCE REQUIREMENTS SACRAMENTO AREA FLOOD CONTROL AGENCY
EXHIBIT C CONSULTANT INSURANCE REQUIREMENTS SACRAMENTO AREA FLOOD CONTROL AGENCY Revised: February 23, 2008 EXHIBIT C INSURANCE REQUIREMENTS Without limiting Consultant s indemnification, Consultant shall
More informationTHE HIGHEST DEGREE OF PROTECTION FOR PRIVATE EDUCATION. Prepare. Protect. Prevail. With The Hartford ṢM PRIVATE EDUCATION INDUSTRY INSURANCE
THE HIGHEST DEGREE OF PROTECTION FOR PRIVATE EDUCATION. Business Insurance Employee Benefits Auto Home Prepare. Protect. Prevail. With The Hartford ṢM You make decisions every day that require a higher
More information