Trusted Protection at Every Turn

Transcription

1 Trusted Protection at Every Turn

2 Great American TRUCKING Division You do a lot to keep America moving, and we re here to help. It s not always easy out there on the road, but with Great American at your side, you re never alone. If something does go wrong, we work to get you back behind the wheel faster. The bottom line is We are dedicated to protecting you and your truck while providing the best driver experience. You can simplify your life by working with one carrier to get a broad range of quality products and services designed with drivers like you in mind. strong specialized responsive industry leader

3 Why Great American? You ll work with an industry leader and a whole division of insurance specialists dedicated entirely to trucking. That means whomever you talk to at our offices is only talking trucks. All day. Every day. We understand your unique needs as an Independent Contractor. Great American is a financially strong and stable company that has been providing top-rated insurance protection for more than 100 years. We re here for the long haul, and you have peace of mind that when you have a claim, we can deliver the help you need. You can count on us mile after mile. Great American Insurance Company, lead insurer of Great American Insurance Group, is rated A Excellent by A.M. Best as of February 21, 2014, and has been rated A or better by A.M. Best for over 100 years. We re the #1 writer of leased-on Class 8 Owner Operators on the road today. 1

4 Great American TRUCKING Division Claims Service You Can Count On If you re not on the road, you re not making money. That s why we are committed to providing you with excellent claims handling. Easy Submit claims 24 hours a day, seven days a week by phone, or through our smartphone app. Fast More than 95% of contacts are made within 24 hours of first receiving a claim. Fair 97% of drivers whose claims we have settled would recommend us to another trucker. 3 Whether it s damage to your truck or an injury, we have services that go the extra mile to get you back behind the wheel. For Your Truck Rig Ready When you have our Physical Damage policy, you automatically get access to our signature Rig Ready program. You ll get in and out of the repair shop and back on the road an average of five days faster than a typical claims process. 4 You will experience a streamlined process where we quickly approve necessary repairs and shops get you out the door without waiting for payment once the repair is complete. We deal directly with a nationwide network of about 300 shops and have pre-negotiated rates so you get quality work at a fair price. Our Rig Ready program gets drivers back on the road an average of five days faster than a typical claims process.

5 24/7 National Towing Service From InterStar As a Great American policyholder, you ll have access to superior nationwide towing solutions and management to help you get back on the road as quickly as possible. Benefits include: Real time online towing management Streamlined billing and payment processes Solutions for A-B tows, jump/pull starts, winch outs, transload/loadshifts, and incident recoveries For You With our Occupational Accident policy, you ll get additional services to help you stay well and save money. Nurse Case Management Program Our dedicated team helps you navigate your way through the healthcare system to decrease the disability timeline. GreatAmericanTrucker.com

6 Great American TRUCKING Division Physician Referral Service We are here to help you locate and secure adequate medical services at a location convenient to you. First Script membership card For covered losses, this program removes the hassle of waiting for reimbursement of prescriptions and can be used at more than 61,000 participating retail pharmacies nationwide. Rx SavingsPlus Plan This prescription discount program reduces the cost of prescription and non-prescription expenses with an average savings of 22% on commonly prescribed medications at participating pharmacies. You can also save 10% off a MinuteClinic health service or screening. Our goal is to minimize downtime and get you back on the road as fast as possible.

7 Stay Connected With The GAIG Trucking App 24/7 claims submission View claims status Fast and easy bill payments Access your insurance policy and documents The latest news on the trucking industry The closest Rig Ready Shop Points of interest including truck stops, restaurants and more Download the app now! GreatAmericanTrucker.com

8 Great American TRUCKING Division Customized Coverages Physical Damage When your truck is your livelihood, you want to make sure it is protected at every turn. With our Physical Damage product, you can rest assured that your tractor and trailer are covered from coast to coast so you can focus on getting to your destination, and Great American will handle the rest. Coverage includes: Collision Comprehensive or Specified Perils (fire or explosion, theft, windstorm, hail, earthquake, flood, vandalism, and more) Deductible options Towing and Storage Loan GAP coverage Federal Excise Tax on new vehicles TruXpro Policy Enhancements This flexible endorsement can be added to your Physical Damage policy for an additional premium and provides customized coverages to address your needs. Coverage includes: Downtime/Rental Reimbursement Diminishing Deductible Personal Effects Electronic Equipment Single Deductible Tarps, Chains and Binders

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10 Great American TRUCKING Division Deductible Buyback Endorsement The last thing you want to do is pay multiple deductibles after an accident. While many lease contracts require you to assume responsibility for policy deductibles on the carrier s trailer and cargo as well as accident-related property damage, our Deductible Buyback reimburses you for those expenses! The low monthly fees of this add-on endorsement offset a potentially expensive settlement. Our products are designed specifically for drivers like you. Occupational Accident Injuries happen more often than you think, and you want to make sure you re protected when they do. With Great American s Occupational Accident, if you re injured on the job all your medical, disability, death and dismemberment benefits are covered with a wide range of limits. In addition, Passenger Accident and Non-Occupational coverages are available on select plans.

11 Non-Trucking Liability You ve got everything to keep you covered while on the job, but what if something happens while you re running a non-business errand? Non-Trucking Liability covers you in the event of property damage or bodily injury to a third party in these types of situations. Coverage includes: Bodily Injury and Property Damage Liability on a Combined Single Limit Basis Medical Payments/Personal Injury Protection (where required by state law) Uninsured/Underinsured Motorist coverage (where required by state law) Workers Compensation If you work in a state that requires coverage by Workers Compensation, regardless of your Independent Contractor status, we can help with that, too. For our Ohio customers, we know that Ohio law limits your ability to have a Workers Compensation claim covered outside of Ohio. Our Other States Coverage protects you across state lines. 1 2 As of December As of August Based on a 2012 study of our insureds with closed claims. Based on a 2013 internal study comparing Rig Ready turnaround times to non-program claims. 3 4 GreatAmericanTrucker.com

12 Trucking Division 301 E Fourth Street Cincinnati, OH Phone: Fax: GreatAmericanTrucker.com Trucking Division AgriBusiness Alternative Markets Bonds Crop ECA Environmental Equine Mortality Excess Liability Executive Liability FCIA Management Company Fidelity / Crime Financial Institution Services Great American Custom Great American International Ocean Marine Professional Liability Property & Inland Marine Public Sector Specialty E&S Specialty Equipment Services Specialty Human Services Strategic Comp Supplemental Unemployment Trucking American Empire Group El Aguila Great American International Marketform Mid-Continent Group National Interstate Republic Indemnity Summit Great American Insurance Group, 301 E Fourth Street, Cincinnati, OH Coverage features described are summarized. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. Coverage is underwritten by Great American Alliance Insurance Company, Great American Assurance Company, Great American Insurance Company and Great American Insurance Company of New York, licensed insurers in 50 states and DC. Great American Insurance Company is the owner of the following registered service marks: the Great American Insurance Group eagle logo, and the word marks Great American, Great American Insurance Group, Rig Ready and TruXpro Great American Insurance Company. All rights reserved TRU (08/14)