1PAY.,Co LTD. Quick connect, Pay flexible

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1 1PAY.,Co LTD Quick connect, Pay flexible

2 CONTENT 1 ABOUT US 2 PRODUCT 3 AVANTAGES 4 MILESTONES 5 PARTNER 6 CONTACT

3 I - ABOUT US Established in january pay is a social mobile payment platform for digital goods. it's one of the first startup in this space in the vietnam, whereas most other payment startups are focused on online payments for either utilities or e-commerce related goods

4 Our Vision Become Top 1 payment platform in VietNam Our Mission 1pay aim to provide a simple and easy local mobile payment for all merchant, both domestic and oversea, to do business on mobile. Busniess Focus Payment Solution Our target 1pay belives to take mobile payment in south east asean to the next level and contribute to the raise of mobile digital industry in the region through facilitate the best payment solution for developers and content providers

5 Competitive Advantage Outstanding open platform with 6s values - Simple: easy to use automatically - Smart: full support to your bussiness through intelligent dashboard and tools - Speed: high speed not only in system but also in payment - Seductive: assist your business better than an business assistant - Scale: easy to scale up - Secure: secure by Geo TRUST Exclusive mobile payment service from local Telcos: sms Plus, direct charging Strong relationship with government, partners and ICT communities Strong foundation team, most of them are experts in mobile VAS and online payment industry

6 1PAY Member MOG Vietnam 1Pay is a subsidiary of MOG (

7 PEOPLE TALKING ABOUT 1PAY 1Pay want to take mobile payment in Vietnam to the next level ( 1Pay won at Demo ASEAN 2013 and represent to Vietnam to join DEMO FALL 2013 in Silicon Valley as Top 5 Best Startups in South East Asian ( 1Pay is the most successful startup in applying Silicon Valley model into Vietnam (

8 1PAY ACTIVITIES

9 CONTENT 1 ABOUT US 2 PRODUCT 3 AVANTAGES 4 MILESTONES 5 PARTNER 6 CONTACT

10 1. PAYMENT SERVICE Customer problem - Mobile developers find very hard to access to Telcos payment to sell their contents and services especially oversea merchants - There is no provider who support all Telcos payment methods for mobile - Merchants need an online platform to intergrate and manage their revenue - Merchants have to wait for too long to get their money (after days) Our solution - Support all local mobile payment methods - Intelligent and useful dashboard and tools - Automatic online platform - Fast and flexible payment policy Our market - Mobile VAS market in Vietnam: over 1 billion USD in revenue - Total game revenue in Vietnam: 300 millions USD in billing

11 BUSINESS MODEL Payment service Providers 1PAY platform SMS CARD SMSPlus SUB BANK Payment charging services Merchants Applications

12 BUSINESS FLOW Billing Mobile content ~15% CARD Merchants 1PAY Platform ~60% SMS Bank ~5% SMS Plus Access Revenue share MC / 1PAY&Telcos ~85%, ~40%, ~95%, 60% / ~15%, ~60%, ~5%, ~40% ~40%

13 PAYMENT SERVICE Card charging Banking charging SMS charging API OTP charging SMS Plus charging

14 PAYMENT 4 SERVICE VALUE CHAIN CARD CHARGING End User Payment Transaction (100%) Merchants 1PAY Telcos Payment Payment Revenue Share (~85%) Contract Revenue Share (~2,5%) Contract Revenue Share (~12,5%) Payment Cycle

15 PAYMENT SERVICE VALUE 4 CHAIN SMS CHARGING End User Payment Transaction (100%) Merchants 1PAY Telcos Payment Payment Revenue Share (~40%) Contract Revenue Share (~5%) Contract Revenue Share (~55%) Payment Cycle

16 PAYMENT SERVICE VALUE 4 CHAIN SMS PLUS CHARGING End User Payment Transaction (100%) Merchants 1PAY Telcos Payment Payment Revenue Share (~54%) Contract Revenue Share (~6%) Contract Revenue Share (~40%) Payment Cycle

17 PROCESS USING PAYMENT SERVICES Sign up & Sign in SMS Ac+ve payment Services Manage Applica+ons WAP Sta+s+cs as business intelligent Tool Withdraw Funds Notes: 1) Sign up for free 2) Start using payment service as soon as active payment services by signing e-contract online 3) integrating as many Applications as you have totally online 4) Make withdraw money direct to your bank account

18 PAYMENT POLICIES Down payment on a haft of a month Payment monthly On the date of 16, Merchant send Set of Payment bills for 1PAY s Approval. Merchant received money after two working days as soon as 1PAY received Set of Payment bills. On the date 1 to 5 next month, Merchant send Set of Payment bills for 1PAY s Approval. Merchant received money after two working days as soon as 1PAY received Set of Payment bills. Notes: Merchant s Total money received monthly equal to total revenue last business moth deducted deposit and Taxes (if any).

19 2. 1CASH - E-WALLET ALLOW: - Mobile top-up - Game charging - Money transfer - Utilities payment MONEY-IN: - ATM Transfer - Prepaid (virtual) card - Offline network of AppSync

20 CONTENT 1 ABOUT US 2 PRODUCT 3 AVANTAGES 4 MILESTONES 5 PARTNER 6 CONTACT

21 ADVANTAGES Easy to integrate E-contract Clear and handy API documents SKD Support Online product declaration Automatic warning system via SMS and Automatic payment and cross-check system Realtime revenue management Attractive and competitive price Flexible payment policies High security and safety

22 CONTENT 1 ABOUT US 2 PRODUCT 3 AVANTAGES 4 MILESTONES 5 PARTNER 6 CONTACT

23 MILESTONES T pay was officially launched T Pay reached a high of 1500 merchants engaging in our system T Pay has built a high quality SDK system to facilitate the process of integration and usage. T Estabilsh T Pay has become Winner of Demo Asean T Pay cooperated successfully with 33 oversea game companies in 8 different countries. T Welcome more new products of 1Pay: 1Pay E-wallet and many other developing projects

24 Growth of merchants 1,976 1,454 1, Q4/2013 Q1/2014 Q2/2014 Q3/2014 Q4/2014

25 CONTENT 1 ABOUT US 2 PRODUCT 3 AVANTAGES 4 MILESTONES 5 PARTNER 6 CONTACT

26 PARTNERS

27 PARTNERS May 2014 After 6 months in business officially, 1Pay reached a high of 1500 merchants engaging in our system. Nov Pay cooperated successfully with 33 oversea game companies in 8 different countries.

28 PARTNERS GAME (PC and Mobile) VAS & EC Payment Gateway

29 CONTENT 1 ABOUT US 2 PRODUCT 3 AVANTAGES 4 MILESTONES 5 PARTNER 6 CONTACT

30 CONTACT US Address: mtower, No4, Lane 151B, Yenlang Street, Dongda dist, Hanoi Tel: (+84) Mobile: / CEO of 1PAY Website:

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