Financial Planning 101 for Early Career Psychologists

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1 Financial Planning 101 for Early Career Psychologists CHRISTOPHER W. LOFTIS Symposium Chair MARCOS SALAZAR Salaries & Debt load of Early Career Psychologists JACK MCKAY Strategies/recommendations for financial solvency & success GARY C. HAWLEY National Health Service Corps and Loan Repayment Programs TABITHA BROWN APA Affinity products

2 Personal and Professional Member Benefits By: Tabitha R. Brown

3 Where Psychology Connects! APA offers specialized benefits, products and services to enhance members personal lives and their families well-being, and to secure their professional prosperity.

4 For Early Career Psychologists Chase is offering the Student Loan Consolidation program to help you lower your monthly federal student loan payments and help simplify repayment. In addition, Chase offers the Education Loan Marketplace SM to help you find the right financing solutions to help meet higher education needs. Visit the Chase Booth # 212 located in the Affinity Pavilion of the Exhibit Hall for more information and a one-on-one session with Chase representatives.

5 For Early Career Psychologists Bank of America offers checking and savings with special benefits and savings for you and your family. In addition, the credit card features the APA logo, no annual fee, a low APR, WorldPoints rewards on every purchase, and more. The CD accounts offer flexible terms at competitive rates and the Money Market accounts offer preferred rates with competitive yields. Visit the Bank of America Booth # 212 located in the Affinity Pavilion of the Exhibit Hall for more information, applications, and a one-on-one session with Bank of America representatives. Enter to WIN cash cards!

6 For Early Career Psychologists Especially for APA members in practice or for your personal home office. Dell offers APA members 20% discounts on select online products as well as significant savings on small business technology. Plus, look for special offers in your Dell catalog and through special announcements from APA in September APA members receive double discounts! Visit the Dell Booth # 212 located in the Affinity Pavilion of the Exhibit Hall for more information, catalogs, and to see some of the latest and greatest in office technology. Plus, enter to WIN a LAPTOP!

7 For Early Career Psychologists NOVA and the APA Practice Organization have partnered to bring you an electronic payment processing program enabling you to accept credit and debit card and checks in your practice. Other great offers include subscription discounts from the APA Magazine Program and up to 80% off retail prices for office products from Penny-Wise. Visit the APA Affinity Pavilion Booth # 212 for more information and great gifts from all of our partners.

8 Visit the Affinity Pavilion Booth # 212 for more information on all of your Personal and Professional Member Benefits Tabitha R. Brown Director, Membership and Affinity Marketing Public and Member Communications 750 First Street, NE Washington, DC (202) tel (202) fax [email protected]

9 APA Member Benefits 12 Affinity Partners Alamo APA Insurance Trust Auto Europe Avis Bank of America Chase Dell Hertz NOVA Penny Wise Subscription Services Wyndham Hotels

10 Financial Planning 101 for Early Career Psychologists CHRISTOPHER W. LOFTIS Committee on Early Career Psychologists MARCOS SALAZAR Salaries & Debt load of Early Career Psychologists Research Officer, APA Center for Psychology Workforce Analysis and Research JACK MCKAY 10 ten strategies/recommendations for financial solvency & success Chief Financial Officer, APA GARY C. HAWLEY National Health Service Corps and Loan Repayment Programs National Health Service Corps Ambassador TABITHA BROWN APA Affinity products Director, APA Membership & Affinity Marketing

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