We ll be open fewer hours in branch, but your bank is always open

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1 We ll be open fewer hours in branch, but your bank is always open (

2 We ll be open fewer hours in branch, but your bank is always open Now more than ever, the way people choose to bank is changing as the digital revolution continues.as a business, we need to adapt our services to keep up with the changing needs of our customers.in this booklet we ve set out why we ve made the decision to reduce the opening hours of this branch.here are the changes we re making: Carterton branch Monday Tuesday Wednesday Thursday Friday Saturday Sunday Current opening hours Opening hours from 30 November 2015 I realise that you may have questions and concerns about these changes, so please feel free to get in touch using the details below. Yours, Mark Jones Oxford & Chilterns Community Leader mark.jones152@barclays.com

3 2 3 How this branch is used Before we make the decision to change any branch opening hours, we think carefully about how it has been used so far. We consider how many customers have been visiting, what kind of transactions they ve been making, and all the other ways they ve been choosing to bank with us. Customers Usage in last year Regular (3+ times) Heavy (12+ times) % heavy users who also use neighbouring branches Personal 2, % Business & Corporate % Weekly transactions Personal Counter transactions Cash withdrawals Cash deposits Cheque deposits May 2013-Apr May 2014-Apr Change 2013 v % -4% -1% -4% Business & Corporate Counter transactions Cash withdrawals Cash deposits Cheque deposits May 2013-Apr May 2014-Apr Change 2013 v % 14% 6% -8%

4 Other places you can bank locally You can still access all the services you always have done at Carterton branch, and the cash machine outside the branch is still available 24 hours a day.however, there are many other ways you can bank in your local community, including nearby Barclays branches, cash machines and Post Offices, which offer a number of banking services. Local Barclays branches Name BURFORD WITNEY LECHLADE Post Code OX18 4QP OX8 7BJ GL7 3AA Distance (miles) Opening hours Monday Monday 09:00-17:00 Monday Tuesday Tuesday 09:00-17:00 Tuesday Wednesday closed Wednesday 09:00-17:00 Wednesday Thursday Thursday 09:00-17:00 Thursday Friday Friday 09:00-17:00 Friday Saturday closed Saturday 09:00-14:00 Saturday closed Sunday closed Sunday closed Sunday closed Any recent or upcoming changes to branch trading hours?. From 30 November 2015, this branch will be closed on a Monday and Friday. None None Branch Facilities Counters Branch Facilities Self service

5 Nearest free cash machines to this branch Location Address Distance (miles) Charge amount Morrisons Black Bourton Road, Carterton, OX18 3HQ 0.1 FREE The Co-Op 3 Black Bourton Road, Carterton, OX18 3HQ 0.1 FREE HSBC The Tower Centre, Alvescot Road, Carterton, OX18 3YA 0.1 FREE Nearest cash machines to this branch that charge a fee Location Address Distance (miles) Charge amount Minster Lovell Spso 68 Brize Norton Road, Minster Lovell, OX8 5RT Rowing Machine Fettiplace Road, Witney, OX28 5AR Costcutter 135 Burwell Drive, Witney, OX28 5LP Nearest Post Offices to this branch Post Office Name Distance (Miles) Address Opening hours Banking facilities Carterton Black Bourton Road, Carterton, OX18 3HQ 09:00-17:30 Mon-Fri 09:00-12:30 Sat Sun Brize Norton 1.4 The Sports Pavilion, Station Road, Brize Norton, OX18 3LZ 09:30-12:30 Tue, Thu Mon, Wed, Fri-Sun Filkins 3.3 The Village Centre, Filkins, Lechlade, GL7 3HU 09:00-17:00 Mon 08:30-12:30 Tue 09:00-12:30 Thu 13:30-16:30 Fri Wed, Sat-Sun

6 Community feedback We understand that the decision to make changes to a branch affects different communities in different ways, so we spoke to people in your community to hear their opinion. We wanted to find out how your community, and particular groups within it, would be affected by the change, and what we could do to help customers. We contacted the following groups: MP David Cameron Customers: A number of customers who regularly use the branch We asked all of the groups to answer three questions. You ll find a summary of the responses we received below In your opinion, what s the biggest effect that this change in opening hours will have on your local community? You said to us: There is concern that the change in opening hours will eventally lead to us closing the branch. We d like to say: We understand concerns about this. While we re committed to Carterton, we must deliver a service that reflects our customers behaviour. Many customers also use neighbouring branches and online or telephone banking and we ve seen a fall in customers coming into the branch. To continue to provide a helpful service, it will remain open three days a week. We will continue to monitor and evaluate customer needs as we do with every branch and respond accordingly. What s the biggest effect that this change in opening hours will have on customers of the branch? You said to us: There are worries that it will be inconvenient to plan everyday banking around the changes in opening hours, particularly for customers who may depend on the branch for example, elderly customers, and people who may find it hard to travel. Business customers are concerned that the branch will be particularly busy on the days that it is open. We d like to say: We ve looked carefully at how the branch is used and and we re seeking to minimise the impact on customers where we can. Customers can use online and telephone banking 24 hours a day, and take out cash and check balances at local cash machines too. On the days when our branch is closed, our nearby branches at Witney and Burford are open. Also, the Post Office is available to support everyday banking needs between 9am and 5.30pm five days a week, and until 12.30pm on Saturdays. We ve spoken directly with customers most likely to be affected by the change to help them with alternative ways to do their banking this includes telephone banking to speak to someone in person. We ve also spoken to Business and Corporate customers individually. We have made sure they understand that their business arrangements won t change and we re helping them with other ways to bank when our branch is closed. We ve also told them about local night safe facilities. What alternative ways to bank do you believe would help people adapt to the change? You said to us: Customers will need help if they are to adopt new banking methods. We d like to say: We have encouraged customers to use other ways to do their everyday banking when our branch is closed. These include Mobile and Online banking and Telephone Banking if they would like to speak to someone in person. We re helping our customers understand the transactions they can do at the Post Office too.

7 6 7 Your bank is always open We want to make staying in control of your everyday banking as easy and convenient as possible. Over the years, we ve introduced many ways you can bank without having to come into a branch. Telephone Banking Available 24 hours a day, seven days a week. You can hear your balance, check transactions, pay bills and transfer money. You can speak to an adviser about your banking needs too. To register, just call *. Online Banking Do all your everyday banking tasks from your home computer. We use the most advanced security systems to keep your details safe and our Online and Mobile Banking Guarantee protects you from fraud. To register, just call *. Barclays Mobile Banking Transfer money between accounts and keep a check on your balances. If you need to, you can call us directly from the app too. The Barclays Mobile Banking app is free to download from your app store. Pingit Sending money is secure and instant with no need to share bank account details. You re automatically protected in the event of fraud as long as you ve used the services correctly. The Barclays Pingit app is free to download from your app store. The Post Office Personal customers can withdraw money using a debit card and all customers can pay in cash or cheques at thousands of Post Office branches across the country. To pay in cash and cheques you need a pre-printed paying in slip, like those in your cheque book for cheques you will also need a cheque deposit envelope. Barclays at Asda Our branches at some Asda stores allow you to visit a branch late at night or at the weekend. To find locations of our branches at Asda, go to barclays.co.uk/waystobank Did you know you can also get cash back at any local supermarket? Just ask at the check-out. Link cash machines Withdraw cash free of charge at any cash machine displaying the Link sign. You can check your balance, top-up your mobile phone, print off a mini statement and request a receipt too. If you would like more information or help with any of the different ways you can bank with us, please speak to someone in the branch or visit barclays.co.uk/waystobank Barclays Mobile Banking: Terms and conditions apply. You must have a Barclays current account, be aged 16 or over, and have a mobile number to use Barclays Mobile Banking Pingit: Terms and conditions apply. You must be aged 16 or over and have a mobile number to use Pingit

8 Find out more today barclays.co.uk/waystobank To get this in Braille, large print or audio, call (via Text Relay) or visit barclays.co.uk/accessibleservices Calls may be recorded for quality and training purposes. * Calls to 03 numbers are charged at the same rate as calls to 01 & 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider. Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No ). Registered in England. Registered No Registered Office: 1 Churchill Place, London E14 5HP. Item ref: Carterton. Information correct as at November 2015

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