Phoneline Banking Mobile Banking Cash machines Branches Online Banking Ask at any branch

Size: px
Start display at page:

Download "Phoneline Banking Mobile Banking Cash machines Branches Online Banking www.firsttrustbank.co.uk 028 9034 6034 Ask at any branch"

Transcription

1 Phoneline Banking Mobile Banking Cash machines Branches Online Banking Ways to Bank Secure and convenient banking options to fit your lifestyle Ask at any branch

2 Contents 01 What can I do in branch? 02 What can I do with Online Banking? 03 What can I do with Mobile and Phoneline Banking? 05 How do I view statements online? 06 What can I do at the cash machine? 07 Safer banking with First Trust Bank. 08 Online Services registration form. Your life is 24/7 So is banking with First Trust Bank First Trust Bank offers many convenient personal banking options so you can bank securely, day and night, 365 days of the year. This is a quick guide on how to maximise your banking options at First Trust Bank. First Trust Bank Ways to bank Online Mobile Telephone In-branch

3 What can I do in branch? What can I do at my First Trust Bank branch? Our experienced staff can give you the tailored information you need about our products and services, and managing your finances. We ll also be on hand to show you how to use our Quickbanking options, which are located in our branches. To find your nearest First Trust Bank branch or cash machine: Locate a branch Download our Mobile Banking app and use our handy branch locator tool Visit our website and use the branch locator tool Visit the Mobi website on m.firsttrustbank.co.uk Call us on (Monday to Friday, 9am to 5pm) Locate a cash machine Download our Mobile Banking app and use our handy cash machine locator tool Visit the Mobi website on m.firsttrustbank.co.uk Call us on (Monday to Friday, 9am to 5pm) What is Quickbanking with First Trust Bank? Our Quickbanking options are designed to help you carry out your banking transactions securely in a fast and convenient way. Available in branches across Northern Ireland, you can simply pop in and use them: Quicklodge Lodge cash and cheques Lodgements made through the Quicklodge are processed by 5.15pm on the same working day. In-branch tablet Log onto Online Banking to: check your balance, pay your bills and Credit card and transfer money between accounts Visit for useful information on our products and services In-branch telephone Use the in-branch telephone to: Register for Online Services, get a new PAC or activate my PAC. Use Phoneline Banking Make mortgage enquiries Make credit card and debit card enquiries Make general enquiries, including stop a cheque or order a duplicate statement Call charges may vary please refer to your service provider. Call us Click on 1

4 What can I do with Online Banking? Online Banking Whether you are always on the move, or simply don t have enough hours in the day, First Trust Bank s banking options give you the freedom and flexibility to bank whenever you need to, from wherever you are. With Online Banking you have the flexibility of banking at a time and place that suits you, and our security precautions mean your money is kept safe. It s flexible banking, day and night, 365 days a year. With Online Banking, you can do the following: Check your account balances View recent transactions on your account View your available funds View pending transactions on your debit card, including the retailer name Transfer money to your own accounts and to any UK bank or building society Pay bills Set up, amend or cancel a regular payment View and cancel direct debits View and print estatements Stop paper statements Manage your personal credit card Search for a cheque Getting started To get started has never been easier. Simply call our Online Services team on (Monday to Friday, 8:30am to 5pm). With one simple phone call you will have safe and secure banking to suit your lifestyle. First Trust Bank Ways to bank Online Mobile Telephone In-branch 2

5 What can I do with Mobile and Phoneline Banking? Mobile Banking Now you can check your balance, pay your bills and manage your money on the move. Simply download the First Trust Bank Mobile Banking App directly from the App Store or Google Play, and once you ve registered you re good to go. There are three ways to access Mobile Banking. 1. Scan this QR code and download the app from the App Store or Google Play now. To scan this QR code, you will need a QR scanner app on your phone. Phoneline Banking or Call charges may vary please refer to your service provider. With Phoneline Banking, you can bank securely and confidentially over the phone, day or night, 365 days a year. Use the automated self-service facility, or if you need help, speak directly to an Online Service Adviser, (Monday to Friday, 8:30am to 5pm). To register for Phoneline Banking, or for more information, call (Monday to Friday, 8:30am to 5pm). 2. Download the app directly from the App Store or Google Play. 3. You can also access First Trust Bank Mobile Banking by typing m.firsttrustbank.co.uk into your smartphone browser. Important Information Terms and conditions apply and full details are available on onlinebanking, from any First Trust Bank branch, or by contacting our Online Services team on (Monday to Friday, 8:30am to 5pm). We are covered by the Financial Ombudsman Service. You can get a leaflet about this from any of our branches. Data charges may apply. Terms and conditions apply. Apple and the Apple logo are trademarks of Apple Inc., registered in the US, and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Call us Click on 3

6 Choose the service that best suits your banking needs, depending on the device you have, and what you need to do. Take a look at the handy guide below: Online Banking Mobile Banking Phoneline Banking Check your account balance Check and search your recent transactions Check your pending transactions Transfer money between your * * own accounts and any UK clearing bank Pay your bills and Credit cards * * Set up, amend or cancel your regular payments View or cancel direct debits Cheque search Stop paper statements View or print estatements Order a statement Manage my Credit card Foreign Exchange calculator ** Branch and ATM locator List of useful contacts Access to banking services day and night 365 days a year day and night 365 days a year day and night 365 days a year day and night * You can only transfer funds and pay bills to existing accounts and companies you have already set up on Online Banking ** Foreign exchange calculator is only available via the Mobile Banking App. First Trust Bank Ways to bank Online Mobile Telephone In-branch 4

7 How do I view statements online? What are the benefits of switching to Online statements? estatements are a free, convenient and secure method of receiving your personal account statements and personal credit card statements online instead of by post This service is available to anyone registered for Online Banking and has an eligible account Using estatements reduces the need to order duplicate statements from your First Trust Bank branch or over the phone You can view and print whenever you need a copy of your statement You don t have to worry about storing or safely disposing of your bank and credit card paper statements All eligible bank account estatements are available to view for a minimum of two years Credit card estatements are available for a maximum of 12 months How do I view estatements? 1. Log into Online Banking and click Statements on the left hand navigation bar 2. Click the estatements tab located at the top of this screen 3. Click View/Download estatements or select one account from the account list available How do I stop receiving paper statements? 1. Follow steps 1 and 2 outlined above 2. Click Stop Paper Statements 3. Read and accept the estatements terms and conditions and click Next to continue 4. You will then be advised that you have successfully stopped your paper statements Call us Click on 5

8 What can I do at the cash machine? Cash machines Cash machines are not just for cash transactions. Using your First Trust Bank Visa debit card and PIN you can also complete balance enquiries, top up your mobile phone, change your PIN and order a mini statement for your account. To find where your nearest First Trust Bank cash machine is, download the First Trust Bank Mobile Banking app or visit our Mobi website at m.firsttrustbank.co.uk and select our handy locator tool. How do I use a First Trust Bank Visa debit card? The First Trust Bank Visa debit card allows you to access money from your bank account. You can use your card in shops, at cash machines and online wherever you see the Visa logo displayed. Visa is a name you might only associate with credit cards but it also appears on millions of debit cards around the world. The card is widely accepted in millions of shops and cash machines around the world where you see the Visa sign and can be used to: Make purchases at Point of Sale (POS) in shops or supermarkets Make purchases with Cashback up to 100 Make cash withdrawals at cash machines Shop online Make Contactless payments where you see the Contactless sign. Contactless Payments* Contactless is the faster way to pay for everyday items. Contactless technology allows you to pay for items that cost 20 or less, quickly and securely. If there is a Contactless symbol located under the Visa debit logo on the front of your debit card, then your card is enabled for Contactless payments. Occasionally, you ll be asked to enter your PIN for what would normally be a Contactless transaction, just for added security. *Contactless cards are only available on current accounts First Trust Bank Ways to bank Online Mobile Telephone In-branch 6

9 Safer banking with First Trust Bank. Security At First Trust Bank we understand how important the security and confidentiality of your information is to you. Your security is our highest priority and we use a range of security measures to protect your accounts. For your added peace of mind visit our Security Centre on securitycentre or pick up the Safer banking brochure in branch which provides tips on how to stay safe online. Card reader The card reader is a security device that works in conjunction with your First Trust Bank Visa debit card and PIN to generate unique security codes which are used to complete certain Online Banking transactions. Order a First Trust Bank card reader through the Manage My Accounts section on Online Banking or by contacting one of our Online Service team at (Monday to Friday, 8:30am to 5pm). The card reader provides an additional control for keeping your money safe from online fraudsters. Call us Click on 7

10 Notes What to remember to do next... First Trust Bank Ways to bank Online Mobile Telephone In-branch 8

11 Online Banking registration form Please fill in this form and return it to FREEPOST RTKE-LYHS-ZXUY, Online Services, 92 Ann Street, Belfast, BT1 3HH. Personal details First account holder Second account holder (joint account holder) (see the note below) Title: Mr, Mrs, Miss, Ms, Other Title: Mr, Mrs, Miss, Ms, Other First name (or names): Surname: First name (or names): Surname: Business name: (if this applies) Business name: (if this applies) Home address: Home address: Postcode Postcode Home phone number: Mobile phone number: Work phone number: address: Date of birth: Country of birth: D D M M Y Y Y Y Home phone number: Mobile phone number: Work phone number: address: Date of birth: Country of birth: D D M M Y Y Y Y Note: The Second account holder section above should be filled in if the account is a joint account and the second account holder wants to register for Online Services. Each party will receive their own individual Online Services registration number and personal access code (PAC). Sort code Main bank account number Visa credit card number Visa credit card number MasterCard credit card number MasterCard credit card number

12 Joint accounts We give you permission (until further notice) to provide access via Online and Phoneline Banking to the account or accounts in joint names. All account holders must sign below. Failure to do so will result in access to the joint account or accounts not being available via Online, Mobile and Phoneline Banking. I want to register to provide access to my joint account or accounts. Declaration I/We want to register for Online and Phoneline Banking. Please issue me with a registration number and PAC. I/We confirm that the information I have provided is true and correct. Data protection notice - How we use your information. By signing this form you consent to the use of your personal information as indicated in the Data Protection Notice - How We Use Your Information, within the Personal banking (current, select deposit and youth accounts) Terms and Conditions. ACCOUNT HOLDER SIGNATURE(S) First account holder s signature Date Second account holder s signature Date First account holder Registration number Issued by Second account holder Registration number Authorised by

13

14

15

16 If you need this brochure in Braille, in large print or on audio, ring or ask your branch. Customers with hearing difficulties can use our Text Relay service by dialling Call charges may vary please refer to your service provider. How to get in touch Call us Drop in to any branch Click on Tweet If you have any questions, just ask. First Trust Bank is a trade mark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FTMDBP62 01/15

Your Money 24/7 access with AIB

Your Money 24/7 access with AIB Personal Banking Your Money 24/7 access with AIB Secure & convenient banking options to fit your lifestyle Tablet Banking Me2U ATMs Internet Banking Branches Me2U Mobile Banking Phone Banking Community

More information

Online Banking. Making your life easier. Our business is business banking.

Online Banking. Making your life easier. Our business is business banking. Online Banking Making your life easier Our business is business banking. Online Banking Making your life easier Imagine having a bank whose doors never close. Imagine having access to your money and control

More information

Online Services. User guide. Includes: Online Banking Mobile Banking Phoneline Banking

Online Services. User guide. Includes: Online Banking Mobile Banking Phoneline Banking Online Services User guide Includes: Online Banking Mobile Banking Phoneline Banking Registration number Online Services - Secure and convenient banking options to fit your lifestyle Introduction Welcome

More information

Our personal current accounts. Switch to First Trust Bank. Ask at any branch 0845 6005 925

Our personal current accounts. Switch to First Trust Bank. Ask at any branch 0845 6005 925 Our personal current accounts Switch to First Trust Bank Ask at any branch 0845 6005 925 Welcome to First Trust Bank We offer you all the benefits you would expect from your bank; a great range of quality

More information

Online Services. User Guide. www.aibgb.co.uk 028 9034 6060 Ask at any branch

Online Services. User Guide. www.aibgb.co.uk 028 9034 6060 Ask at any branch Online Services User Guide www.aibgb.co.uk 028 9034 6060 Ask at any branch Contents 01 Introduction 02 Online Banking 06 Phoneline Banking 09 Common questions about Online Services Secure and convenient

More information

Mobile. Banking. Online. Banking. Phoneline. Banking. Online Services. User guide. www.firsttrustbank.co.uk 028 9034 6034 Ask at any branch

Mobile. Banking. Online. Banking. Phoneline. Banking. Online Services. User guide. www.firsttrustbank.co.uk 028 9034 6034 Ask at any branch Mobile Banking Online Banking Phoneline Banking Online Services User guide www.firsttrustbank.co.uk 028 9034 6034 Ask at any branch Contents 01 Introduction 02 Online Banking 08 Mobile Banking 10 Phoneline

More information

Classic Account. With you when you want a good all rounder.

Classic Account. With you when you want a good all rounder. Classic Account With you when you want a good all rounder. You ll find everything you need to know about your new Classic Account in the following pages. Welcome 1 Your Bank of Scotland debit card 2 Choose

More information

Give me the facts Effective 10 November 2014

Give me the facts Effective 10 November 2014 Give me the facts Effective 10 November 2014 Contents Page Welcome 3 Discover the difference 3 Ways to bank 3 Making payments 5 Payments by cheque 8 Overdrafts 9 Switching Process 11 Additional information

More information

Price list and guide to fees and interest for personal customers. Applies from December 2015

Price list and guide to fees and interest for personal customers. Applies from December 2015 Price list and guide to fees and interest for personal customers Applies from December 2015 At First Trust Bank, it is our policy to provide you with a service that is clear and consistent. To make sure

More information

Cash Account. Looking after your money, everyday.

Cash Account. Looking after your money, everyday. Cash Account Looking after your money, everyday. Contents. Our Bank of Scotland Cash Account 2 What s not included? 3 Using our Bank of Scotland Cash Account 4 Getting more from your Visa debit card 5

More information

AIB Graduate Account. Supporting you on the road to success. Drop in to any branch 1890 788 336 www.aib.ie

AIB Graduate Account. Supporting you on the road to success. Drop in to any branch 1890 788 336 www.aib.ie AIB Graduate Account Supporting you on the road to success. Drop in to any branch 1890 788 336 www.aib.ie Contents 01 Introduction 02 How it works 04 AIB Phone, Internet & Tablet Banking 06 AIB Mobile

More information

Current Accounts Introducing control

Current Accounts Introducing control Current Accounts Introducing control Helping you keep your finances on track Manage your money easily If you don t want to use an Unplanned Overdraft, we can help. We ve designed an add-on for the Classic

More information

Your guide to getting the most from your card

Your guide to getting the most from your card Your guide to getting the most from your card Ulster Bank debitcard Welcome to your Ulster Bank debitcard Your Ulster Bank Debitcard is accepted in 30 million retail outlets around the world, wherever

More information

Graduate Account. With you on your first big break.

Graduate Account. With you on your first big break. Graduate Account With you on your first big break. Help to get you started. Our Graduate Account is designed to give you simple, convenient ways to look after your money and help you make the most of new

More information

Personal Banking Service. Charges Explained

Personal Banking Service. Charges Explained Personal Banking Service Charges Explained Quarterly Account Charges If you maintain a cleared credit* balance of 2,000 or more on your Current Account during the charging period (see below), the charges

More information

3rd Level. Student Plus Account. Ireland s No.1 Student Bank

3rd Level. Student Plus Account. Ireland s No.1 Student Bank 3rd Level Student Plus Account Ireland s No.1 Student Bank Contents 01 Introduction 03 The AIB Student Plus Account 04 Account Stuff 06 Student Leap Card 08 AIB Phone, Internet & Mobile Banking 10 AIB

More information

Personal banking (current, select deposit and youth accounts)

Personal banking (current, select deposit and youth accounts) Personal banking (current, select deposit and youth accounts) Terms and conditions Apply from June 2015 Includes: Junior Saver Account Student 12 to 18 Account Student+ Account Graduate Account Basic Bank

More information

Cash Account Cash Account

Cash Account Cash Account Cash Account Cash Account Looking after your money, everyday Contents Cash Account 3 What s not included? 5 Using your Cash Account 6 Getting more from your Visa debit card 7 How to pay money into your

More information

Select Account. The essential guide to your new account

Select Account. The essential guide to your new account Select Account The essential guide to your new account 2 Welcome to your Select Account Your new account gives you the convenience of being able to withdraw money from any cash machine in the UK, as well

More information

CASH ACCOUNT. Everyday banking 24/7

CASH ACCOUNT. Everyday banking 24/7 CASH ACCOUNT Everyday banking 24/7 Cash Account Contents Your Lloyds Bank Cash Account 1 Using your Lloyds Bank Cash Account 2 What s included? 4 Getting more from your card 5 Banking your way 7 Paying

More information

Business Debit Card User Guide and Application

Business Debit Card User Guide and Application Business Debit Card User Guide and Application First Trust Bank Business Debit Card User Guide This guide explains the features of the Business Debit Card. You should read this guide with the terms and

More information

Quarterly account charges

Quarterly account charges Charges Explained Quarterly account charges A quarterly account fee will be agreed and notified to you at the account opening stage. This will be subject to an annual review and will encompass the following:

More information

Bacstel-IP. Indirect User Application Form

Bacstel-IP. Indirect User Application Form Bacstel-IP Indirect User Application Form This Application Form relates to the provision of access to the Bacstel-IP Service and establishes the Customer Profile for the service. First Trust Bank is responsible

More information

How To Get A Bank Account At Hsbc Plc

How To Get A Bank Account At Hsbc Plc Basic Bank Account Everyday banking made easy Basic Bank Account Basic Bank Account is an account which is simple to understand and easy to manage. It gives you basic banking facilities to keep you in

More information

Classic Account. With you when you want a good all rounder.

Classic Account. With you when you want a good all rounder. Classic Account With you when you want a good all rounder. You ll find everything you need to know about your new Classic Account in the following pages. Welcome 1 Your Bank of Scotland debit card 2 Choose

More information

PRICING GUIDE 2016. PureSave, PlusPlan and MarketLink accounts

PRICING GUIDE 2016. PureSave, PlusPlan and MarketLink accounts PRICING GUIDE 2016 PureSave, PlusPlan and MarketLink accounts Fees for 2016 To get maximum value for money when using your account, it is important that you understand how fees are charged. By choosing

More information

Getting started. Introducing your account

Getting started. Introducing your account Getting started Introducing your account 2 Welcome to banking designed to suit your taste When it comes to banking, we don t believe one size fits all. That s why in addition to our regular Bank Account,

More information

ISLAMIC ACCOUNT STRONG BANKING THAT UNDERSTANDS THE SHARIAH WAY

ISLAMIC ACCOUNT STRONG BANKING THAT UNDERSTANDS THE SHARIAH WAY ISLAMIC ACCOUNT STRONG BANKING THAT UNDERSTANDS THE SHARIAH WAY Downtime. It s a precious commodity. So when you re rushing from A to B, looking after X, Y and Z and juggling a hundred and one things,

More information

Visa Debit Card. User Guide and Terms & Conditions

Visa Debit Card. User Guide and Terms & Conditions Visa Debit Card User Guide and Terms & Conditions Allied Irish Bank (GB) Visa Debit Card Guide Use your Current Account worldwide User guide and Terms & Conditions Applies from 27 September 2013 You can

More information

Your NatWest Visa Debit Card with contactless

Your NatWest Visa Debit Card with contactless Your NatWest Visa Debit Card with contactless Your new debit card has arrived Your Visa Debit card is a handy way to pay whether you re popping down to the shops or travelling abroad. Use your Visa Debit

More information

credit card Your Welcome Guide

credit card Your Welcome Guide credit card Your Welcome Guide We would like to welcome you as a new Co-operative Membership credit cardholder. welcome This guide tells you all you need to know to make the most of your Co-operative Membership

More information

PRICING GUIDE 2015. AccessBanking Fee sheet. Moving Forward TM. Still bringing you real banking value

PRICING GUIDE 2015. AccessBanking Fee sheet. Moving Forward TM. Still bringing you real banking value PRICING GUIDE 2015 AccessBanking Fee sheet Still bringing you real banking value Moving Forward TM AccessBanking Fee Sheet 2015 AccessAccount AccessAccount is a simple and affordable transactional account

More information

credit card Your Welcome Guide

credit card Your Welcome Guide credit card Your Welcome Guide We d like to welcome you as a new Co-operative Membership credit card holder. Welcome This guide tells you all you need to know to make the most of your Co-operative Membership

More information

Basic Account Basic Account

Basic Account Basic Account Basic Account Basic Account Looking after your money, everyday Contents Basic Account 3 Using your Basic Account 5 Getting more from your Visa debit card 6 How to pay money into your account 8 Paying your

More information

Managing your monthly charges

Managing your monthly charges MONTHLY PRICEPLAN Managing your monthly charges To put your business in greater control we d like to fully explain your business banking fees With our Monthly PricePlan you can choose a PricePlan that

More information

Section 1 - for you to f ill in

Section 1 - for you to f ill in Discovery Account Applicat ion Form You should use this application form when you are applying for the following accounts. Danske Discovery Current Account (for people aged 11 to 17) Danske Discovery Savings

More information

PRICING GUIDE 2016. (sum) 1 and Student Achiever Accounts

PRICING GUIDE 2016. (sum) 1 and Student Achiever Accounts PRICING GUIDE 2016 (sum) 1 and Student Achiever Accounts (sum) 1 fees for 2016 We know that while you are at school your cash is a bit limited. For this reason, the (sum) 1 account, which is an account

More information

PRICING GUIDE 2015. PureSave, PlusPlan and MarketLink accounts. Moving Forward TM. Still bringing you real banking value

PRICING GUIDE 2015. PureSave, PlusPlan and MarketLink accounts. Moving Forward TM. Still bringing you real banking value PRICING GUIDE 2015 PureSave, PlusPlan and MarketLink accounts Still bringing you real banking value Moving Forward TM Fees for 2015 To get maximum value for money when using your account, it is important

More information

Banking. Mobile Banking. Manage your money on the move.

Banking. Mobile Banking. Manage your money on the move. Banking Mobile Banking. Manage your money on the move. 2 Nowadays you can keep on top of your account even when you re miles from the bank. Mobile Banking. With our Mobile Banking service, you can stay

More information

M&S CURRENT ACCOUNT, M&S PREMIUM CURRENT ACCOUNT, M&S PREMIUM CURRENT ACCOUNT WITH INSURANCE AND M&S MONTHLY SAVER ACCOUNT

M&S CURRENT ACCOUNT, M&S PREMIUM CURRENT ACCOUNT, M&S PREMIUM CURRENT ACCOUNT WITH INSURANCE AND M&S MONTHLY SAVER ACCOUNT M&S CURRENT ACCOUNT, M&S PREMIUM CURRENT ACCOUNT, M&S PREMIUM CURRENT ACCOUNT WITH INSURANCE AND M&S MONTHLY SAVER ACCOUNT Banking made easy EFFECTIVE FROM 6 APRIL 2016 NEW FASHIONED BANKING Welcome Accessing

More information

CLUB LLOYDS PRIVATE BANKING ACCOUNT. Everyday banking that fits around you

CLUB LLOYDS PRIVATE BANKING ACCOUNT. Everyday banking that fits around you CLUB LLOYDS PRIVATE BANKING ACCOUNT Everyday banking that fits around you WELCOME TO YOUR NEW CLUB LLOYDS PRIVATE BANKING ACCOUNT Contents Club Lloyds Private Banking Account 1 Current account credit interest

More information

STUDENT ACCOUNT KICKED GETTING SET FOR YOUR NEWEST ADVENTURE

STUDENT ACCOUNT KICKED GETTING SET FOR YOUR NEWEST ADVENTURE STUDENT ACCOUNT KICKED GETTING SET FOR YOUR NEWEST ADVENTURE A bold step into the unknown. A time and place for you to discover your freedom, your independence and yourself. With our Student Account, managing

More information

International Payments

International Payments International Payments Terms and conditions Apply from April 2014 These terms and conditions apply to International Payments processed by First Trust Bank from April 2014. These terms and conditions are

More information

Guide to Current Account Switching

Guide to Current Account Switching Guide to Current Account Switching Thinking of switching? All you have to do is follow these 3 easy steps to move to your new Allied Irish Bank (GB) current account. Get in touch! Call into a branch, or

More information

Essential Information. NAB Business Payments Card.

Essential Information. NAB Business Payments Card. Essential Information. NAB Business Payments Card. Contents Your NAB Business Payments Card Facility 3 How your card works 4 Your Facility Billing Account 4 Individual cards 5 Primary Cardholders 5 Other

More information

BUSINESS BANKING FOR START UPS

BUSINESS BANKING FOR START UPS BUSINESS BANKING FOR START UPS 2 DANSKE BANK DANSKE BANK 3 Just started or thinking about starting a new business? We re here to help. At Danske Bank we can help you make the right choices, so that you

More information

Current Accounts. All you need to make everyday banking easier

Current Accounts. All you need to make everyday banking easier Current Accounts All you need to make everyday banking easier 2 Welcome We can help you manage your everyday banking easily in many different ways. We have a number of current accounts and credit cards

More information

support booklet Step by Step Your guide to more ways to bank with us

support booklet Step by Step Your guide to more ways to bank with us support booklet Step by Step Your guide to more ways to bank with us IntroductioN There are now more and more ways for you to bank and we want to help you find the way that is most convenient for you.

More information

PRICING GUIDE 2015. (sum) 1 and Student Achiever accounts. Moving Forward TM. Still bringing you real banking value

PRICING GUIDE 2015. (sum) 1 and Student Achiever accounts. Moving Forward TM. Still bringing you real banking value PRICING GUIDE 2015 (sum) 1 and Student Achiever accounts Still bringing you real banking value Moving Forward TM (sum) 1 fees for 2015 We realise that while you are at school your cash is a bit limited.

More information

Gold Bank Account Helping you to simplify International Banking

Gold Bank Account Helping you to simplify International Banking GOLD BANK ACCOUNT Gold Bank Account Helping you to simplify International Banking At Santander Private Banking, we are committed to providing a consistently high level of service. We focus on building

More information

ACCOUNT CHARGES. Your account charges explained

ACCOUNT CHARGES. Your account charges explained ACCOUNT CHARGES Your account charges explained September 2013 Account charges To put your business in greater control we d like to fully explain your business banking fees. Here we ll outline how our charges

More information

Your guide to getting the most from your card

Your guide to getting the most from your card Your guide to getting the most from your card Ulster Bank debitcard Welcome to your Ulster Bank debitcard Your Ulster Bank debitcard is accepted in 30 million outlets around the world wherever you see

More information

TEXT ALERTS. Keeping track of your money 24/7

TEXT ALERTS. Keeping track of your money 24/7 TEXT ALERTS Keeping track of your money 24/7 Contents Types of text alerts 1 Managing your text alerts 3 Mobile Banking 5 Terms and conditions 6 I like to keep on top of my finances Our variety of alerts

More information

Small Business Banking

Small Business Banking Small Business Banking Access to helpful advice and financial support AND GET 500 CASHBACK TOO* * Terms and conditions apply Local support and expertise. Total commitment too. Why accept anything less

More information

CLASSIC ACCOUNT PLAY I VE GOT THE CONFIDENCE TO DO WHAT I WANT

CLASSIC ACCOUNT PLAY I VE GOT THE CONFIDENCE TO DO WHAT I WANT CLASSIC ACCOUNT PLAY I VE GOT THE CONFIDENCE TO DO WHAT I WANT Classic Account Contents Welcome 1 Your Lloyds Bank Visa debit card 2 Ways to bank 4 Money Manager 8 Moving your money 10 Using cheques 12

More information

A Guide to Fees and Charges for Personal Accounts

A Guide to Fees and Charges for Personal Accounts A Guide to Fees and Charges for Personal Accounts This document contains important information. Please read carefully and retain for future reference. March 2015 Contents Welcome to AIB page 2 Account

More information

m&s monthly SavEr Banking Made Easy NEW FASHIONED BANKING

m&s monthly SavEr Banking Made Easy NEW FASHIONED BANKING m&s PrEmium current account, m&s PrEmium current account with insurance and m&s monthly SavEr Banking Made Easy EffEctivE from 17 february 2015 NEW FASHIONED BANKING 2 Contents Page banking made easy 4

More information

Gold Bank Account Helping you to simplify International Banking

Gold Bank Account Helping you to simplify International Banking GOLD BANK ACCOUNT Gold Bank Account Helping you to simplify International Banking At Santander Private Banking, we are committed to providing a consistently high level of service. We focus on building

More information

Basic Current Account Information and Specific Conditions

Basic Current Account Information and Specific Conditions Basic Current Account Information and Specific Conditions Current Accounts Information Contents The Basic Current Account 03 Opening your Basic Current Account 03 What to expect once we have opened your

More information

Graduate Bank Account

Graduate Bank Account Graduate Bank Account 2 Congratulations. All that studying is behind you and you re on the verge of an exciting new chapter. Yet in the middle of all this change, one thing you don t want to worry about

More information

Current Accounts. All you need to make everyday banking easier

Current Accounts. All you need to make everyday banking easier Current Accounts All you need to make everyday banking easier 2 Welcome Ulster Bank can help you manage your everyday banking easily in many different ways. We have a number of current accounts and credit

More information

Yes, your card will expire at a given date, which is printed on the front of your card.

Yes, your card will expire at a given date, which is printed on the front of your card. What is the Debenhams Prepaid Card? Debenhams Prepaid Card works in a similar way to a pay as you go mobile phone. You top up what you need, when you need it. You top the card up with money which can be

More information

Bacstel-IP. Direct User Application Form

Bacstel-IP. Direct User Application Form Bacstel-IP Direct User Application Form This Application Form relates to the provision of access to the Bacstel-IP service and establishes the Customer Profile for the service. Allied Irish Bank (GB) is

More information

Cumberland Plus... Everything you want from a bank account...without the bank

Cumberland Plus... Everything you want from a bank account...without the bank Cumberland Plus... Everything you want from a bank account......without the bank Internet Banking Mobile Banking Exclusive Savings Accounts Free card use abroad* Text Alerts Current Account Switch Service

More information

Your account charges explained.

Your account charges explained. Your account charges explained. To ensure you have everything you need to know about our charges, this brochure has been designed to let you know when and how they will be applied. The charges and tariffs

More information

This branch is closing but your bank is always open. Our Pantiles branch is closing on 9 October 2015 Find out how this may affect you.

This branch is closing but your bank is always open. Our Pantiles branch is closing on 9 October 2015 Find out how this may affect you. This branch is closing but your bank is always open Our Pantiles branch is closing on 9 October 2015 Find out how this may affect you. This branch is closing, but your bank is always open Now more than

More information

PHONEBANK. A guide to using your Telephone Banking service

PHONEBANK. A guide to using your Telephone Banking service PHONEBANK A guide to using your Telephone Banking service Welcome to Telephone Banking A convenient, quick and easy way to manage your Lloyds Bank accounts with one telephone number. Call us on 0345 300

More information

This branch is closing but your bank is always open

This branch is closing but your bank is always open This is closing but your bank is always open This is closing, but your bank is always open Now more than ever, the way people choose to bank is changing as the digital revolution continues. As a business,

More information

2ND LEVEL STUDENTS AIB STUDENT ACCOUNT FOR 2ND LEVEL STUDENTS

2ND LEVEL STUDENTS AIB STUDENT ACCOUNT FOR 2ND LEVEL STUDENTS 2ND LEVEL STUDENTS AIB STUDENT ACCOUNT FOR 2ND LEVEL STUDENTS 1 2 WHAT S IN HERE What s it about Page 02 Student Account Page 04 How to open your AIB Student Account Page 06 Spark Something Page 08 Ways

More information

Get your money off to a good start.

Get your money off to a good start. Under 19s Account Get your money off to a good start. Our current account for 11 18 year olds. What s where in this guide. Contents. Our Under 19s Account at a glance 2 All you need to make banking easy

More information

NEED TO KNOW. Your account is up and running

NEED TO KNOW. Your account is up and running NEED TO KNOW Your account is up and running Here are some of the key features of your new account. If you have any questions, just call us. Our UK based customer service advisers can help with day-to-day

More information

Under 19s Accounts. Get your money off to a good start.

Under 19s Accounts. Get your money off to a good start. Under 19s Accounts. Get your money off to a good start. What s where in this guide. Account at a glance 1 All you need to make banking easy 2 Cashpoint card or Visa debit card? 3 Using your Lloyds TSB

More information

SAS EuroBonus. Travel Cash. Frequently Asked Questions

SAS EuroBonus. Travel Cash. Frequently Asked Questions SAS EuroBonus Travel Cash Frequently Asked Questions YOUR MOST COMMON QUESTIONS ABOUT TRAVEL CASH 5 Q. How can I request a EuroBonus member Card with Travel Cash? 5 Q. Does it cost anything to get Travel

More information

PRICING GUIDE 2015. Home Loans. Moving Forward TM. Still bringing you real banking value

PRICING GUIDE 2015. Home Loans. Moving Forward TM. Still bringing you real banking value PRICING GUIDE 2015 Home Loans Still bringing you real banking value Moving Forward TM Initiation fees 1 Natural persons Juristic entities 2 R5 700,00 R10 900,00 Monthly service fee (Including Safe Custody

More information

ACCESSING YOUR MONEY OVERSEAS.

ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY, ANYTIME, ANYWHERE No matter where you re going, you ll need easy, secure access to your money. Travel Money Card A prepaid MasterCard that lets you

More information

Gold Bank Account Helping you to simplify International Banking

Gold Bank Account Helping you to simplify International Banking GOLD BANK ACCOUNT Gold Bank Account Helping you to simplify International Banking At Santander Private Banking, we are committed to providing a consistently high level of service. We focus on building

More information

Online Accounts. Personal details. Donor. 1st Attorney. 3rd Attorney. 2nd Attorney. Title: Mr, Mrs, Ms, Miss Other (please specify) Surname

Online Accounts. Personal details. Donor. 1st Attorney. 3rd Attorney. 2nd Attorney. Title: Mr, Mrs, Ms, Miss Other (please specify) Surname Online Accounts Power of Attorney application form Please read these notes before you fill in this form The account will be operated strictly in accordance with the instructions confirmed within the Power

More information

Business banking working for you

Business banking working for you Supporting Business - Working for you Business banking working for you First Trust Bank Business Banking First Trust Bank offers you the benefits you would expect from your bank and more; a great range

More information

PRICING GUIDE 2015. Prestige Banking. Moving Forward TM. Still bringing you real banking value

PRICING GUIDE 2015. Prestige Banking. Moving Forward TM. Still bringing you real banking value PRICING GUIDE 2015 Prestige Banking Still bringing you real banking value Moving Forward TM Prestige Banking is a banking solution for people that are serious about success Prestige Banking comprises of

More information

BUSINESS CHARGE CARD. User Guide

BUSINESS CHARGE CARD. User Guide BUSINESS CHARGE CARD User Guide Keeping control of business expenses This leaflet explains how to make the most of your Business Charge Card whether you will be using the card yourself, or managing the

More information

Ways to bank. With so many ways to do your banking you ll be spoilt for choice.

Ways to bank. With so many ways to do your banking you ll be spoilt for choice. Ways to bank With so many ways to do your banking you ll be spoilt for choice. Are you banking on your terms? At Westpac you can tailor the way you bank to suit your life. Whether you log on to Online

More information

Banking made easy. Effective from 10 November 2014

Banking made easy. Effective from 10 November 2014 Banking made easy Effective from 10 November 2014 2 Welcome This guide explains how your account works. It takes you through the ways you may be able to access your account, make payments and keep both

More information

Personal banking (current, select deposit and youth accounts)

Personal banking (current, select deposit and youth accounts) Personal banking (current, select deposit and youth accounts) Terms and conditions Apply from April 2016 Includes: Junior Saver Account Student 12 to 18 Account Student+ Account Graduate Account Basic

More information

Personal current accounts. Accounts Guide

Personal current accounts. Accounts Guide Personal current accounts Accounts Guide This guide explains the features of our current accounts and how each of these accounts work. You should read this guide with the terms and conditions of the account

More information

PRICING GUIDE 2016. Home Loans

PRICING GUIDE 2016. Home Loans PRICING GUIDE 2016 Home Loans Initiation fees 1 Natural persons Juristic entities 2 R5 985,00 R11 500,00 Monthly service fee (Including Safe Custody accounts) Usury accounts 3 Pre-NCA accounts 4 Pre-NCA

More information

Banking at the speed of your life. Online. Mobile. Superior. Safe.

Banking at the speed of your life. Online. Mobile. Superior. Safe. Banking at the speed of your life. Online. Mobile. Superior. Safe. PARKSTERLING Answers You Can Bank On. At Park Sterling Bank, we know that there are times when our answer can help expand a child s future,

More information

Let s get started with your Ffrees Account

Let s get started with your Ffrees Account Let s get started with your Ffrees Account Now that your Ffrees Card has arrived, this handy guide will give you any information you need to get started with your brand new Ffrees Account. Step 1 Activate

More information

Telephone Banking for Credit Cards.

Telephone Banking for Credit Cards. Credit Cards Telephone Banking for Credit Cards. A guide to using your Telephone Banking credit card service. Welcome to Telephone Banking. A convenient, quick and easy way to manage your Bank of Scotland

More information

How To Get A Suncorp Bank Account

How To Get A Suncorp Bank Account Suncorp Bank Personal Deposit Accounts Product Information Document This document contains information on Suncorp Bank Personal Deposit Accounts Kids Savings Account, Everyday Basics Account, Everyday

More information

TELEPHONE BANKING FOR CREDIT CARDS. A guide to using your telephone banking credit card service

TELEPHONE BANKING FOR CREDIT CARDS. A guide to using your telephone banking credit card service TELEPHONE BANKING FOR CREDIT CARDS. A guide to using your telephone banking credit card service WELCOME TO TELEPHONE BANKING. A convenient, quick and easy way to manage your Halifax credit card account

More information

Select Silver Account. The essential guide to your new account

Select Silver Account. The essential guide to your new account Select Silver Account The essential guide to your new account The RBS Customer Charter Renewing our commitments to you We want to become Britain s most Helpful Bank. That s why we launched our Customer

More information

PRICING GUIDE 2016 Consolidator

PRICING GUIDE 2016 Consolidator PRICING GUIDE 2016 Consolidator Consolidator Current account fee options for 2016 If you re over 55 years and looking for a simple way to run your finances, then Standard Bank Consolidator is the account

More information

Fee free. Current accounts Application form for a sterling bank account

Fee free. Current accounts Application form for a sterling bank account Fee free Current accounts Application form for a sterling bank account Welcome We welcome you to Isle of Man Bank and thank you for choosing us. To help us decide whether we can provide you with the services

More information

A guide to what our name change means for you

A guide to what our name change means for you A guide to what our name change means for you Part of the Danske Bank Group What changes lie ahead for Northern Bank? In late 2012, Northern Bank will change its trading name to Danske Bank. Our registered

More information

PRICING GUIDE 2016 PROFESSIONAL BANKING. AlwaysOn wifi Private. Email

PRICING GUIDE 2016 PROFESSIONAL BANKING. AlwaysOn wifi Private. Email PRICING GUIDE 2016 PROFESSIONAL BANKING Google HangOuts WeChat Email AlwaysOn wifi Private VIRTUAL TEAM Professional Banking Fees for 2016 Standard Bank Professional Banking matches your needs as a successful

More information

Business Banking Reference Guide. The Works: Getting the most from your Business Account

Business Banking Reference Guide. The Works: Getting the most from your Business Account Business Banking Reference Guide The Works: Getting the most from your Business Account Business Banking Reference Guide Contents Your transaction tools and records 03 Types of transactions 09 Visa debit

More information

Personal current account charges explained

Personal current account charges explained Personal current account s explained Easy, reliable and flexible doh000546 - PCA s explained.indd 1 18/09/2012 09:43 Personal current account s explained Our personal current account is a safe and accessible

More information

Personal Banking. metrobankonline.co.uk 0345 08 08 500

Personal Banking. metrobankonline.co.uk 0345 08 08 500 Personal Banking metrobankonline.co.uk 0345 08 08 500 time for a new bank Open 7 days, early & late Instant account opening* cards and cheque books printed in store Dedicated switching team Free coin counting

More information

Welcome. Getting to know your new Virgin Essential Current Account

Welcome. Getting to know your new Virgin Essential Current Account Welcome Getting to know your new Virgin Essential Current Account Welcome to Virgin Money Thank you for opening a Virgin Essential Current Account. At Virgin Money, we believe everyone should have access

More information