Successful Performance Management in Financial Industries
|
|
- Ashley Burns
- 8 years ago
- Views:
Transcription
1 Questionnaire Digital Transformation and Regulatory Requirements Successful Performance Management in Financial Industries March 2015 Competence Center Financial Industries
2 Introduction Need for Transformation in Financial Industries Banks, insurance companies and other financial service providers are currently facing a variety of challenges: increased regulatory requirements, low interest rate regime, intensified competition and immense cost pressure as well as constantly changing customer needs. In order to withstand competition and increase customer loyalty, financial institutions and insurance companies have to adapt their business model to the opportunities of the digital age. Additionally, internal processes have to be improved in terms of efficiency and flexibility to ensure long-term competitiveness. Based on the current market conditions, performance management and financial control have gained importance in the financial industry. A well-targeted management control system enables companies to navigate soundly through the transformation process, sets stimuli, and supports the decision making process. The topic of this year s study Digital Transformation and Regulatory Requirements: Successful Performance Management in Financial Industries reflects that even performance management and financial control itself is impacted by this transformation. It has to evolve into an economic and future oriented business management system that works as an early warning system and ensures the company stays on course to achieve its targets. Successful Performance Management should not be taken for granted Horváth & Partners directs this survey specifically to representatives of banks, insurance companies and other financial service providers regarding their performance management capabilities. This questionnaire allows a structured and comprehensive assessment of the current situation as well as a comparison with competitors and other companies in the finance industry. It facilitates the identification of strengths and weaknesses and derives needs for action. The participation in this study will provide you with additional arguments, why an upgrade of your performance management system at the interface between CFO and CRO, sets the basis for a successful future. The results of this questionnaire will be anonymized and aggregated. It is ensured that no information can be traced back to specific participants. All answers will be treated confidentially and no distributed to third parties The completion of this questionnaire takes about 20 minutes. In case you have any questions, please get in touch with us using the contact details listed below. We are looking forward to your participation and an interesting discussion. Dr. Frank Schindera Kristin Buettner Performance Management in Financial Indusries Questionnaire 2
3 1. Company Data and General Information 1.1 In which industry is your company operating? Banking Insurance Other financial services 1.2 Which sector is your company part of? Private Public Cooperative 1.3 Please provide your contact information: Company Legal form Name Phone 1.4 Please list your role: CFO (Chief Financial Officer) CRO (Chief Risk Officer) Head of Accounting Head of Controlling Head of Risk Management Performance Management in Financial Indusries Questionnaire 3
4 2. Business Model, Strategy & Performance Management Objectives The expression refers to the next 3 years. Business Model and Strategy 2.1 Please rate the relevance of the following external factors for your company: Uncertain Stable Not relevant Uncertain Future situation Stable Not relevant Market specific factors Exchange rates Purchasing power Interest rates Refinancing costs Demography/Mortality Independent factors / regulation Regulatory capital requirements Liquidity requirements Regulatory reporting requirements 2.2 Please assess influence and importance of performance management in your company: False True False True The performance management concept is in line with corporate strategy is the basis for selecting main key performance indicators (KPIs) is aligned with risk and liquidity management considers aspects of sales management Performance Management in Financial Indusries Questionnaire 4
5 False True False True The consistent implementation of the performance management concept enables the finance department being a strategic partner of the divisions allows company-wide identification of cost efficiencies The CFO resort adopts an independent and objective position towards divisions and other business functions focuses on analytic and strategic tasks, apart from providing of figures and KPIs is responsible to achieve specific performance targets Performance Management Objectives 2.3 Please assess the importance of different performance management concepts used: Financial (focus on accounting) Economic (focus on market value) Regulatory (focus on regulatory requirements) Sustainable / Ecological (sustainability reports) Low Very high Low Very high Performance Management in Financial Indusries Questionnaire 5
6 2.4 Please assess the impact of digitization on performance management: Digitization of the business model is part of strategic considerations (e.g. digital applications, mobile forms of communication, integration of distribution channels etc.) Digitization of the business model influences performance management and leads to a revised performance management concept Functional corporate control (sales, operations etc.) is improved by utilizing digital elements (e.g. statistical functions, predictive analytics) Increased and more frequent data availability (handling of large, complex amounts of data) adds value to corporate performance management Increased data availability leads to intensified controls (e.g. extension of controls to groups of customers, distribution channels etc.) Low Very high Low Very high Performance Management in Financial Indusries Questionnaire 6
7 3. Harmonized Performance Management Model KPI and Performance Management / Reporting 3.1 Please assess your KPI and performance management: There is a convergence between internal and external financial reporting Performance Management Concepts for Group and operational subsidiaries are aligned Key figures and reporting of functional areas (accounting, controlling, risk management etc.) are aligned Non-financial key performance indicators are systematically used in performance management Low Very high Low Very high 3.2 Reporting Please assess your management reporting: Integrated financial, liquidity and risk reporting sets the basis for corporate performance management Standardized reports exist to address different management levels There is an adequate number of different performance indicators and reports Comments support analyses and do not only describe content New media and tools (e.g. tablets, smartphones etc.) are broadly used False True False True Please assess the maturity of reporting processes: False True False True Standard reports are created centrally Standard reports are created automatically Ad-hoc reports are created fast and efficiently Self Service Reporting and BI systems are available for individual analyses Performance Management in Financial Indusries Questionnaire 7
8 Planning & Forecasting 3.3 Please assess the following aspects of Plan and Forecast: Targets exist at the beginning of the planning process Plan and Forecast are prepared on a more aggregated level than Actuals Simulation-based planning is used for modeling scenarios False True False True Forecasts can be generated automatically A (partially) rolling forecast is used as a future oriented performance management tool Plan and Forecast are closely integrated with risk and liquidity management Performance Management in Financial Indusries Questionnaire 8
9 4. Target Operating Model 4.1 Please assess the following organizational aspects: A central unit responsible for financial, liquidity and risk reporting (concerning methods, processes and standards) exists The finance organization is future-oriented and efficient (e.g. organizational structure is rigorously oriented to processes and roles) An organizational separation between analytical and transactional tasks exists Run (operations) and Change (projects) organizations exist separately Standardized processes are centralized or organized in shared service centers CFO resort has access to process and capacity management tools to allocate resources effectively and efficiently A function responsible for coordinating and supervising change and project tasks of the CFO resort exists (e.g. Finance Project Portfolio Manager) False True False True 4.2 Please assess the maturity level of processes in the following areas: Low Very high Low Very high Closing processes and external reporting Controlling and internal reporting Financial and liquidity management Risk management Performance Management in Financial Indusries Questionnaire 9
10 4.3 Please assess the maturity of the available IT systems: IT and data management systems in Finance are integrated and reconcilable IT systems are flexible regarding the integration of new requirements IT systems are capable of handling traditional and economic accounting standards in parallel One integrated and reconcilable data storage / data warehouse exists for risk and finance data Low Very high Low Very high Performance Management in Financial Indusries Questionnaire 10
11 5. Closing Section Thank you for completing our questionnaire. All participants will receive an individual evaluation of the results once the study is finished. The team executing this study will contact you shortly after having sent back the questionnaire. Please return the completed questionnaire as follows: By mail Horváth & Partner GmbH Kristin Buettner Ganghoferstraße München Or by Performance Management in Financial Indusries Questionnaire 11
12 The study Digital Transformation and Regulatory Requirements - Successful Performance Management in Financial Industries! is an initiative of Horváth & Partners. Horváth & Partners is an independent, international management consultancy headquartered in Stuttgart. The company employs over 600 highly qualified employees in locations in Germany, Austria, Rumania, Switzerland, Hungary and United Arab Emirates. The membership in the international consulting network Cordence Worldwide which strengthens our ability to undertake consulting projects in important economic regions of the world with the highest professional expertise and profound knowledge of local circumstances. The core competences of Horváth & Partners are Corporate Performance Management and Performance Optimization both for the entire company and for the business and functional areas of Strategy, Organization, Sales, Operations, Controlling, Finance and IT. Horváth & Partners stand for project results which create sustainable benefit. This is why we accompany our clients through the entire process from developing the business concept to anchoring via integration into processes and systems. Do you have any questions? We are looking forward to hearing from you soon! Heads of study Dr. Frank Schindera Head of Banking Controlling Horváth & Partner GmbH Königstraße Stuttgart Germany Kristin Buettner Managing Consultant Horváth & Partner GmbH Ganghoferstr Munich Germany Phone: Phone: Mobile: Mobile: fschindera@horvath-partners.com kbuettner@horvath-partners.com Horváth & Partners offices in: Abu Dhabi Berlin Bucharest - Budapest Düsseldorf Frankfurt - Hamburg Munich Stuttgart - Vienna Zurich Member of Cordence Worldwide with offices in: Australia - Belgium - Brazil - China - France - Italy - Japan - the Netherlands - Singapore - Spain - UK - USA Performance Management in Financial Indusries Questionnaire 12
Our Scope of Services in Russia & CIS and South & Eastern Europe
Kienbaum Management Consultants GmbH 2015 Our Scope of Services in Russia & CIS and South & Eastern Europe Kienbaum Management Consultants Kienbaum Management Consultants Who we are and what we do Kienbaum
More informationSteering Insurance Companies 3.0 Economic Capital and Economic Value Management integrated
White Paper Steering Insurance Companies 3.0 Economic Capital and Economic Value Management integrated Marc Wiegard Mark Hertting October 2014 www.horvath-partners.com FinREx - Finance & Risk Excellence
More informationOffice Rents map EUROPE, MIDDLE EAST AND AFRICA. Accelerating success.
Office Rents map EUROPE, MIDDLE EAST AND AFRICA Accelerating success. FINLAND EMEA Office Rents H2 212 NORWAY Oslo 38.3 5.4% 7.% 295, SWEDEN Stockholm 44.7 4.5% 3.% 5, Tallinn 13.4 44,2 21. 5.25% 1.% 12,
More informationIndustry Service Line 9 ABeam Consulting has developed a proprietary network utilizing the strengths of being Asia based. We provide service that fits the local conditions to clients in every region and
More informationGlobal Pricing Study 2011: "Weak pricing cuts profits by 25%" Short summary
Global Pricing Study 2011: "Weak pricing cuts profits by 25%" Short summary August 2011 Bonn Office Haydnstr. 36, 53115 Bonn, Germany Tel.: +49 228 9843-351, fax: +49 228 9843-380 e-mail: bonn@simon-kucher.com
More informationFleet Logistics and TÜV SÜD in strategic partnership
Press release Fleet Logistics and TÜV SÜD in strategic partnership to create major international fleet business Leading pan European fleet management specialist, Fleet Logistics, has announced a strategic
More informationForeign Taxes Paid and Foreign Source Income INTECH Global Income Managed Volatility Fund
Income INTECH Global Income Managed Volatility Fund Australia 0.0066 0.0375 Austria 0.0045 0.0014 Belgium 0.0461 0.0138 Bermuda 0.0000 0.0059 Canada 0.0919 0.0275 Cayman Islands 0.0000 0.0044 China 0.0000
More informationConsulting and Professional Services. Strategic, architectural, operational and implementation expertise
Consulting and Professional Services Strategic, architectural, operational and implementation expertise How do you ensure the seamless integration of new and existing technologies and services not just
More informationCommunications.» Employer Branding. Becoming an Employer of Choice
Communications» Employer Branding Becoming an Employer of Choice » Recruitment and retention Managers and candidates have different perspectives on the same topic What recruiters think: We are a family-owned
More informationby knürr CoolTherm Server cabinet technology with outstanding benefits up to 35kW cooling capacity Blade-Server server optimized! www.knuerr.
HIGH DENSITY COOLING SOLUTIONS by knürr CoolTherm Server cabinet technology with outstanding benefits up to 35kW cooling capacity Blade-Server server optimized! optimiert! Setting benchmarks. Being the
More informationWHITE PAPER WHY ENTERPRISE RESOURCE PLANNING SOFTWARE IS YOUR BEST BUSINESS INTELLIGENCE TOOL
WHITE PAPER WHY ENTERPRISE RESOURCE PLANNING SOFTWARE IS YOUR BEST BUSINESS INTELLIGENCE TOOL CONTENT WHY COMPANIES WANT BUSINESS INTELLIGENCE... 1 BUILT-IN MEANS BETTER ACCESSIBILITY... 2 CONCLUSION...
More informationBEST PRACTICES/ TRENDS/ TO-DOS
Online Insurance Europe: S/ TRENDS/ TO-DOS New success guidelines WHAT TO DO N D E EW IO IT N Your Benefits EUROPE S S/ TRENDS/ TO-DOS: The new and only study about the best online insurance solutions
More informationOCTOBER 2010. Russell-Parametric Cross-Sectional Volatility (CrossVol ) Indexes Construction and Methodology
OCTOBER 2010 Russell-Parametric Cross-Sectional Volatility (CrossVol ) Indexes Construction and Methodology SEPTEMBER 2010 Russell-Parametric Cross-Sectional Volatility (CrossVol) Indexes Construction
More informationSEPTEMBER 2012 TALENT ASSESSMENT IN M&A THE PEOPLE FACTOR
SEPTEMBER 2012 TALENT ASSESSMENT IN M&A THE PEOPLE FACTOR It is critical to assess the target company s human capital with the same rigor that s applied toward assessing pension liabilities, inventories,
More informationWireless network traffic worldwide: forecasts and analysis 2014 2019
Research Forecast Report Wireless network traffic worldwide: forecasts and analysis 2014 2019 October 2014 Rupert Wood 2 About this report This report presents 5-year forecasts of wireless data traffic
More informationSunGard Best Practice Guide
SunGard Best Practice Guide What Number Should I Use? www.intercalleurope.com Information Hotline 0871 7000 170 +44 (0)1452 546742 conferencing@intercalleurope.com Reservations 0870 043 4167 +44 (0)1452
More informationIntroduction ICAO PKD
Introduction ICAO PKD Higher Travel Security Dr. Hermann Sterzinger Veridos COO October 2015 Border control with epassports Certificates exchanged: CSCA Certificates Document Signer Certificates Certificate
More informationWELCOME! Introduction. Celebrating. &PrimeRevenue. PrimeRevenue Hong Kong. 2012 PrimeRevenue, Inc.
WELCOME! Introduction Celebrating Ethe Factor Network establishment of &PrimeRevenue PrimeRevenue Hong Kong 2012 PrimeRevenue, Inc. Global Reach Today, we transact business in 50 countries Our platform
More informationValves for Safety Applications
Valves for Safety Applications Inherently fail-safe Dynamic self-monitoring No residual pressure Large exhaust capacity World-wide Safety Approvals ESSENTIAL PRINCIPLES Basic features of safety valves
More informationCargo Sales & Service Presentation
Cargo Sales & Service Presentation Who is Air Logistics Group? Established in 1994 One of the world s leading cargo sales and service companies 55 offices spanning 32 countries and over 200 employees worldwide
More informationCEE Insurance Services
CMS_LawTax_CMYK_28-100.eps CEE Insurance Services Supporting your business in Central and Eastern Europe 2010 Focus on the Insurance sector The insurance market across CEE is ever-evolving, which means
More informationDeutsche Bank Global Transaction Banking. Securities Services. Overview
Deutsche Bank Global Transaction Banking Direct Securities Services Securities Services Overview Finding the right custodian with a long-term commitment to supporting its clients business is critical for
More informationWhat have you got in mind?
What have you got in mind? Instituto Superior Técnico EIM10 Frederico Machado Jorge Maria João Almeida José Pedro Marques 10 de Fevereiro de 2010 2010 Towers Watson. All rights reserved. What to expect
More informationTHINK Global: Risk and return
Changing context of real estate returns in a globalised world Data generating art This document is solely for the use of professionals and is not for general public distribution. Using data from Fig.1
More informationSulfuric Acid 2013 World Market Outlook and Forecast up to 2017
Brochure More information from http://www.researchandmarkets.com/reports/2547547/ Sulfuric Acid 2013 World Market Outlook and Forecast up to 2017 Description: Sulfuric Acid 2013 World Market Outlook and
More informationOur Financial Services Regulatory practice
Our Financial Services Regulatory practice 2015 2 Our Financial Services Regulatory practice 2015 Allen & Overy LLP 2015 3 How we can assist you Ranked Tier 1 for Financial Services Regulatory: Non-contentious
More informationUpdating the QIAcube operating software
Updating the QIAcube operating software This document describes how to upgrade your QIAcube mainboard firmware to version P, your mainboard PLC program to version R, and your centrifuge firmware to version
More informationS&OP a threefold approach to strategic planning. An ORTEC White Paper. Written by Noud Gademann, Frans van Helden and Wim Kuijsten
An White Paper Written by Noud Gademann, Frans van Helden and Wim Kuijsten Table of contents Introduction 3 1. The theory: S&OP as a monthly process with different maturity stages 3 2. The road to success
More informationEXECUTIVE SEARCH, INTERIM MANAGEMENT, NON-EXECUTIVE DIRECTORS & CONSULTING
EXECUTIVE SEARCH, INTERIM MANAGEMENT, NON-EXECUTIVE DIRECTORS & CONSULTING division one FACTS & FIGURES With offices in Stuttgart, Munich and Dusseldorf along with our 43 ENEX partner offices all over
More informationATOSS Software AG Excellence in Workforce Management Presentation January 30, 2015. 1 Christof Leiber, Member of the Board, ATOSS Software AG
ATOSS Software AG Excellence in Workforce Management Presentation January 30, 2015 1 Christof Leiber, Member of the Board, ATOSS Software AG 01 Business model and developments 2006 2014 02 ATOSS growth
More informationGlobal Long-Term Incentives: Trends and Predictions Results from the 2013 iquantic Global Long-Term Incentive Practices Survey
Global Long-Term Incentives: Trends and Predictions Results from the 2013 iquantic Global Long-Term Incentive Practices Survey Jon F. Doyle and Sandra Sussman October 8, 2013 Presenters Jon F. Doyle Attorney
More informationInformation Technology
Information Technology www.cms-hs.com Our expertise in the IT sector Experience and industry knowledge you can rely on The information and communications age is witnessing the rapid emergence of new content
More informationThe Role of Banks in Global Mergers and Acquisitions by James R. Barth, Triphon Phumiwasana, and Keven Yost *
The Role of Banks in Global Mergers and Acquisitions by James R. Barth, Triphon Phumiwasana, and Keven Yost * There has been substantial consolidation among firms in many industries in countries around
More informationATOSS Software AG Excellence in Workforce Management. 1 Christof Leiber, Member of the Board, ATOSS Software AG
ATOSS Software AG Excellence in Workforce Management 1 Christof Leiber, Member of the Board, ATOSS Software AG 01 Business model and developments 2006 2014 and first half of 2015 02 ATOSS growth strategy
More informationExploring the Landscape of Philippine Cybersecurity
Exploring the Landscape of Philippine Cybersecurity Understanding the Risk and Taking Appropriate Steps to Mitigate Cybersecurity Threats Freddy Tan, CISSP Chairperson, (ISC)² Board of Directors Copyright
More informationIFS ApplIcAtIonS For ElEctronIc components xxxxxxxxxxxxx
IFS Applications for ELECTRONIC COMPONENTS xxxxxxxxxxxxx OUR SOLUTION S DNA When we first set out to create IFS Applications over 25 years ago, our goal was to make the most usable business software on
More informationPlanon Management Information. Reliable, real-time, and easy-to-access management information
Planon Management Information Reliable, real-time, and easy-to-access management information Planon s management information solution includes: Planon Report Generator Planon Dashboards Planon Data Aggregation
More informationData Center. www.datacenter.rdm.com
Cover photo 090.6323 www.datacenter.rdm.com Data Center Headquarters Reichle & De-Massari AG Binzstrasse 32 CHE-8620 Wetzikon/Switzerland Phone +41 (0)44 933 81 11 Fax +41 (0)44 930 49 41 www.rdm.com Your
More informationConfiguring DHCP for ShoreTel IP Phones
Configuring DHCP for ShoreTel IP Phones Network Requirements and Preparation 3 Configuring DHCP for ShoreTel IP Phones The ShoreTel server provides the latest application software and configuration information
More informationGet the benefits of Norgren s unique range of Online services
Get the benefits of Norgren s unique range of Online services Make your job easier and save time - everything you need to select, design and purchase Norgren pneumatics is in one convenient location, available
More informationOffshore outsourcing of business services Threat or Opportunity
Siemens Business Services Offshore outsourcing of business services Threat or Opportunity Presentation by Elie Cohen Chief Executive Officer Siemens Business Services France Agenda for the next 20 minutes
More informationQuality of life. 9.1.2 Life satisfaction Average self-evaluation of life satisfaction (on a scale from 0 to 10, the higher the better)
9.1 QUALITY OF LIFE & SUSTAINABLE DEVELOPMENT 9.1.1 level (on a scale from 0 to 10, the higher the better) 3.56 5.26 5.20 4.84 4.47 7.26 7.19 7.48 8.51 8.47 8.35 8.16 8.14 8.13 9.76 9.65 9.28 9.09 Source:
More informationThe Sky s the Limit AGILE INSURANCE FRONT OFFICE. Innoveo Skye
The Sky s the Limit AGILE INSURANCE FRONT OFFICE Innoveo Skye Welcome to Blue Skies! The insurance sector is becoming increasingly competitive. More products, more providers more options for consumers.
More informationPassive infrastructure sharing
Passive infrastructure sharing 2 Why sharing? Passive infrastructure sharing started with mobile phone towers. Mobile network operators allowed each other to hang antennas on their mast sites, resulting
More informationReview of R&D Tax Credit. Invitation for Submissions
Review of R&D Credit invitation for submissions Review of R&D Credit Invitation for Submissions February 2013 Economic and Fiscal Divisions Department of Finance Government Buildings, Upper Merrion Street,
More informationWHITE PAPER SIX ESSENTIAL CONSIDERATIONS WHEN CHOOSING A FIELD SERVICE SOFTWARE SOLUTION
WHITE PAPER SIX ESSENTIAL CONSIDERATIONS WHEN CHOOSING A FIELD SERVICE SOFTWARE SOLUTION CONTENT DESIGNED AND DEVELOPED SPECIFICALLY FOR FIELD SERVICE... 3 FULLY INTEGRATED FIELD SERVICE FUNCTIONALITY...
More informationAudio Branding Barometer 2010 - Overview
Audio Branding Barometer 2010 - Overview This survey was carried out by the Audio Branding Academy in September 2010. The aim of the survey is to gain valid market data about the audio branding industry.
More informationBusiness Process Management for Utilities
Business Process Management for Utilities 2015 ConVista reinterprets classical management approaches and combines a selection of these in its service offering. Vision Operationalisation by means of: Corporate
More informationKnow the Facts. Aon Hewitt Country Profiles can help: Support a decision to establish or not establish operations in a specific country.
Aon Hewitt Country Profiles Your eguide to employment requirements and practices Profiles for nearly 90 countries worldwide Risk. Reinsurance. Human Resources. Know the Facts Whether you are a newcomer
More informationHow does a venture capitalist appraise investment opportunities?
1 How does a venture capitalist appraise investment opportunities? Michael Queen - Finance Director, 3i Group plc A presentation to: 23 Pensions Convention 2 June 23 A How presentation does a venture to:
More information2012 Country RepTrak Topline Report
2012 Country RepTrak Topline Report The World s View on Countries: An Online Study of the Reputation of 50 Countries RepTrak is a registered trademark of Reputation Institute. Global Reputation Knowledge
More informationFinance Industry. Integrated Software Solutions
Finance Industry Integrated Software Solutions Cologne Vienna Zurich Deep industry knowledge meets highly standardized software NAVAX offers a wide range of software solutions for the financial industry
More information[NUGENESIS SAMPLE MANAGEMENT ] AMPLE IMPROVING LAB EFFICIENCY, ANAGEMENT ACCELERATING BUSINESS DECISIONS. bigstock.com $69
[NUGENESIS SAMPLE MANAGEMENT ] AMPLE ACCELERATING BUSINESS DECISIONS IMPROVING LAB EFFICIENCY, ANAGEMENT bigstock.com $69 [ N U GENESIS SAMPLE MANAGEMENT ] MANAGING SAMPLES SHOULD NEVER BE A BARRIER TO
More informationGlobal Effective Tax Rates
www.pwc.com/us/nes Global s Global s April 14, 2011 This document has been prepared pursuant to an engagement between PwC and its Client. As to all other parties, it is for general information purposes
More informationThe Value of Information Security Certifications
The Value of Information Security Certifications Ed Zeitler, CISSP Executive Director, (ISC) 2 www.isc2.org Overview Why professional certificate for information security? About (ISC) 2 and its credentials
More informationGuide. Axis Webinar User Guide
Guide Axis Webinar User Guide Introduction Joining an Axis Webinar is a quick and easy way to gain additional knowledge about more than just new products, and technology. These webinars allow attendees
More informationInternational Health Solutions. Worldwide Healthcare Plan
Worldwide Healthcare Plan 37 subsidiaries Argentina, Austria, Bahamas, Belgium, Brazil, Canada, Chad, Chile, China, Congo, Czech Republic, France, French Polynesia, Germany, Greece, Hungary, India, Ireland,
More informationHow To Understand Factoring
EIF Project "Jeremie" General Report on Factoring 1 Market analysis on Factoring in EU 25+2 prepared by International Factors Group (IFG) for European Investment Fund (EIF) project JEREMIE Preliminary
More informationGlobal Network Access International Access Rates
Global Network Access International Access Rates We know that you need to communicate with your partners, colleagues and customers around the world. We make every effort to understand the difficulties
More informationPress release Press enquiries: +41 61 280 8188 press@bis.org www.bis.org
Press release Press enquiries: +41 61 280 8188 press@bis.org www.bis.org Ref no: 35/2010 12 September 2010 Group of Governors and Heads of Supervision announces higher global minimum capital standards
More informationEuler Hermes the world leader in credit insurance RISK ASSESSMENT CREDIT INSURANCE DEBT COLLECTION
Euler Hermes the world leader in credit insurance RISK ASSESSMENT CREDIT INSURANCE DEBT COLLECTION Agenda 1 The Euler Hermes group 2 Our business 3 Our products and solutions 4 Our added value 2 The Euler
More informationBiomass Pellet Prices Drivers and Outlook What is the worst that can happen?
Biomass Pellet Prices Drivers and Outlook What is the worst that can happen? European Biomass Power Generation 1st October 2012 Cormac O Carroll Director, London Office Pöyry Management Consulting (UK)
More informationSERVICE OVERVIEW SERVICES CATALOGUE
SERVICE OVERVIEW SERVICES CATALOGUE February 2010 With a proven track record of 600 modernization projects to date, harness Micro Focus outstanding record and experience of delivering enterprise application
More informationEmployee Mobility Survey
Employee Mobility Survey Employees in 24 Countries Assess Employee Mobility for a Total Global Perspective January 2013 Canadian Employee Relocation Council Executive Summary Executive Summary Thank you
More informationT&E. Where Business Travelers Spend Money
T&E Where Business Travelers Spend Money Contents Introduction 3 Key Findings 4 Top Expensive Cities for Business Travel 5 International 5 U.S. 5 Top 10 Spend Categories 6 International 6 U.S. 7 Most Visited
More informationResponse to the European Commission consultation on. European Data Protection Legal Framework
Response to the European Commission consultation on European Data Protection Legal Framework A submission by Acxiom (ID number 02737212854-67) Correspondence Address: Martin-Behaim-Straße 12, 63263 Neu-Isenburg,
More informationSolutions. Expertly addressing your software needs.
Solutions Expertly addressing your software needs. SIX Financial Information Solutions combines the perfect interplay of data, processes and software to develop customized solutions and services tailored
More informationWho We Are. Denis Thiery Chairman and Chief Executive Officer
Who We Are Denis Thiery Chairman and Chief Executive Officer Founded in 1924, Neopost has grown to become a global leader in mailing solutions and a major player in digital communications and shipping
More informationTRAINING AND TECHNICAL ASSISTANCE. Improving understanding of the WTO trading system
TRAINING AND TECHNICAL ASSISTANCE Improving understanding of the WTO trading system Did you know? Over 14,7 participants from developing countries benefited from WTO training courses and distance learning
More informationSybase Solutions for Healthcare Adapting to an Evolving Business and Regulatory Environment
Sybase Solutions for Healthcare Adapting to an Evolving Business and Regulatory Environment OVERVIEW Sybase Solutions for Healthcare Adapting to an Evolving Business and Regulatory Environment Rising medical
More informationGE Grid Solutions. Providing solutions that keep the world energized Press Conference Call Presentation November 12, 2015. Imagination at work.
GE Grid Solutions Providing solutions that keep the world energized Press Conference Call Presentation November 12, 2015 Press Conference Call Recording: Toll Free: +1 (855) 859-2056 Toll: +1 (404) 537-3406
More informationWTM ENGINEERS. Consulting Engineers
WTM ENGINEERS Consulting Engineers WTM COMPANY PROFILE FEATURES foundation 1936 employees 230 projects 12.000 turnover 20.000.000 SERVICES consulting / structural design / project design / geotechnical
More informationMotion Graphic Design Census. 10 hrs. motiongraphicdesigncensus.org. 9 hrs.
8 h 2010 Motion Graphic Design Census 10 hrs. motiongraphicdesigncensus.org 9 hrs. A Note on the Survey. First, let me apologize for the delay in getting this actually done and out to you. I bit off much
More informationAustralia Austria Belgium Bosnia Brazil China Colombia Czech Republic Estonia Finland France Germany Hong Kong Hungary India Indonesia Iran Ireland
Australia Austria Belgium Bosnia Brazil China Colombia Czech Republic Estonia Finland France Germany Hong Kong Hungary India Indonesia Iran Ireland Israel Italy Japan Kazakhstan Latvia Lichtenstein Lithuania
More informationBrochure More information from http://www.researchandmarkets.com/reports/1339929/
Brochure More information from http://www.researchandmarkets.com/reports/1339929/ The 2011 World Forecasts of Machine Tools That Remove Material by Laser or Light, Photon, Ultrasonic, Electro-Discharge,
More informationGovernance, Risk and Compliance Assessment
Governance, Risk and Compliance Assessment Information security is a pervasive business requirement and one that no organisation can afford to get wrong. If it s not handled properly, your business could
More informationReporting practices for domestic and total debt securities
Last updated: 4 September 2015 Reporting practices for domestic and total debt securities While the BIS debt securities statistics are in principle harmonised with the recommendations in the Handbook on
More informationTHE PROXBOOK REPORT THE STATE OF THE PROXIMITY INDUSTRY Q2 2015. All information in this report belongs tounacast AS
THE PROXBOOK REPORT THE STATE OF THE PROXIMITY INDUSTRY Q2 2015. All information in this report belongs tounacast AS TABLE OF CONTENTS Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page
More informationAmbit Asset/ Ambit BancWare Focus ALM
Ambit Asset/ Liability Management Ambit BancWare Focus ALM Better information and analysis means better decisions. Managing the risk on the balance sheet today requires diligence and flexible, scalable
More informationQuantum View Manage Administration Guide
2010 United Parcel Service of America, Inc. UPS, the UPS brandmark and the color brown are trademarks of United Parcel Service of America, Inc. All rights reserved. Quantum View Manage Administration Guide
More informationIP Trading Solutions
In many mature financial organisations, middle-and back-office functions already collaborate via high-quality, well-integrated voice and video traffic. Their trading floors, on the other hand, still operate
More informationGLOBAL DATA CENTER INVESTMENT 2013
2013 CENSUS REPORT: Global Data Center Investment 2013 GLOBAL DATA CENTER INVESTMENT 2013 2013 - Healthy Growth in Data Center Investment Globally Globally, the data center industry has continued to maintain
More informationThe SMB s Blueprint for Taking an Agile Approach to BI
The SMB s Blueprint for Taking an Agile Approach to BI The people, process and technology necessary for building a fast, flexible and cost-effective solution The Agile Approach to Business Intelligence
More informationEmployer Perspectives on Social Networking: Global Key Findings
Employer Perspectives on Social Networking: Global Key Findings people technology A Manpower Survey Social Networking: Managing the Next Workplace Transformation A new generation, steeped in the rules
More informationA BETTER RETIREMENT PORTFOLIO FOR MEMBERS IN DC INVESTMENT DEFAULTS
A BETTER RETIREMENT PORTFOLIO FOR MEMBERS IN DC INVESTMENT DEFAULTS JUNE 2014 TALENT HEALTH RETIREMENT INVESTMENTS EXECUTIVE SUMMARY The majority of defined contribution (DC) plan members typically end
More informationRegional Strategies 82/90
Regional Strategies 82/90 Global Operations NTT Com Group has subsidiaries and offices in 85 cities in 30 countries/regions except Japan, which connect networks to more than 150 countries around the world.
More informationRC GROUP. Corporate Overview
RC GROUP Corporate Overview VISION & MISSION We, at RC Group aim to become the preferred Partner for Innovative, Customer driven, Value adding IT based business solutions and services in local and international
More informationRisikomanagement für Equity und Debt Immobilien- Investments bei der Allianz Real Estate. Dr. Hauke Brede, CRO 28. Februar 2012
Risikomanagement für Equity und Debt Immobilien- Investments bei der Allianz Real Estate Dr. Hauke Brede, CRO 28. Februar 2012 Benefit Desired Defense Lines is ultimate starting point for any Risk Management
More informationInternational Financial Reporting Standards
International Financial Reporting Standards Of Growing Importance for U.S. Companies Assurance Services there is no longer a choice Three factors may influence your need to consider IFRS. First, many organizations
More informationRoad Assistance in Europe
Road Assistance in Europe Series prospectus for an overview plus ten country-specific reports AUSTRIA, BELGIUM, FRANCE, GERMANY, ITALY, NETHERLANDS, POLAND, SPAIN, SWITZERLAND, UK July 2013 Finaccord Ltd.,
More informationQuantum View SM Manage Administration Guide
Quantum View SM Manage Administration Guide January 2005 Table of Contents Table of Contents Overview.......................................... 3 Introduction.................................... 3 System
More informationSURVEY OF INVESTMENT REGULATION OF PENSION FUNDS. OECD Secretariat
SURVEY OF INVESTMENT REGULATION OF PENSION FUNDS OECD Secretariat Methodological issues The information collected concerns all forms of quantitative portfolio restrictions applied to pension funds in OECD
More informationDe-Coding Digital Trends Ireland 2011. Job No: 18210 (1)
De-Coding Digital Trends Ireland 2011 Job No: 18210 (1) The Key Trends 1. The smartphone factor + 2. The impact of social media = Increasing time online Sources: 1. Primary Research survey conducted in
More informationTREASURY SERVICES. Solutions/Product/Sector/ Industry/Vertical Brochure TREASURY SERVICES. Reference Guide. Service Excellence One Client At A Time
TREASURY SERVICES TREASURY SERVICES Solutions/Product/Sector/ Industry/Vertical Brochure Headline Global Account at most Opening three lines Reference Guide Service Excellence One Client At A Time Service
More informationINVITATION EXCLUSIVE INTRODUCTION
INVITATION EXCLUSIVE INTRODUCTION eurobrandforum 21 January 2014, Bucharest Austrian Embassy Romania Commercial Section Speaker KommR DI Dr. Gerhard Hrebicek, MBA President European Brand Institute Mag.
More informationAmdocs Commercial Billing Solution. Central Fee and Interest Manager
Amdocs Commercial Billing Solution Central Fee and Interest Manager THE NEED FOR SMART PRICING AND REVENUE MANAGEMENT EXCELLENCE Today, many banks are facing the need to renew their core business applications,
More informationAutomatic Data Processing, Inc.- Financial and Strategic Analysis Review
Automatic Data Processing, Inc. - Financial and Strategic Analysis Review Publication Date: Nov-2015 Company Snapshot Key Information Automatic Data Processing, Inc., Key Information Web Address www.adp.com
More informationWANT TO STRENGTHEN YOUR CUSTOMER RELATIONSHIPS? THE RIGHT SALES STRATEGY WILL HELP
Amdocs Sales WANT TO STRENGTHEN YOUR CUSTOMER RELATIONSHIPS? THE RIGHT SALES STRATEGY WILL HELP Changing market conditions mean that you have to do more than just keep your customers you have to grow your
More informationInternational Regulatory Cooperation for Herbal Medicines (IRCH)
International Regulatory Cooperation for Herbal Medicines (IRCH) Presentation to ICDRA Members 30 November 2010 YEE Shen Kuan Senior Advisor, Health Products Regulation Group Health Sciences Authority,
More informationGlobal Expatriates: Size, Segmentation and Forecast for the Worldwide Market
Global Expatriates: Size, Segmentation and Forecast for the Worldwide Market Report Prospectus January 2014 Finaccord Ltd., 2014 Web: www.finaccord.com. E-mail: info@finaccord.com 1 Prospectus contents
More information