K Short Term Fixed Income RMF : KSFRMF

Transcription

1 K Short Term Fixed Income RMF : KSFRMF Data as of 30 December 2015 Trustee TMB Bank PCL. Does this Mutual Fund have collateral No or principal protection? Dividend Payment Policy No dividend payment Guarantor's Name None Subscription and Redemption Every business day Registered Date 20 February 2002 Total Expenses Not over 1.47% of NAV Fund Maturity Indefinite Currently at 0.56% of NAV Fund Fact Sheet This fund fact sheet is to provide the summary information regarding the policies, return on investment and other conditions of the Mutual Fund. Investors are advised to study this fund fact sheet, the complete prospectus, and tax guide thoroughly before making investment. Should there be any questions, investors are advised to make inquiries prior to subscribing for investment units. Investment should be made when investors find that the investment in this mutual fund is appropriate to them and accept any risks arising out of the investment. Fund Type Open-end General Fixed-Income RMF Approved to be established by SEC The Management Company Kasikorn Asset Management Co., Ltd. Regulated by SEC Fund Size 3, Million Baht NAV per share Baht per share Risk Spectrum Investment Policy Assets to be invested Invests in fixed-income assets and deposit. The Fund will maintain an estimated average portfolio duration less than 1 year. The Fund may invest in financial derivative instruments for efficient portfolio management purposes but will not invest in structured notes. What type of investors is this Mutual Fund appropriate for? Investment in this fund is appropriate for investors with moderate risk tolerance level i.e. higher than risk level 4. The Fund is suitable for investors who want retirement saving and be able to comply with specific conditions of RMF to gain tax benefits. Risk Factors Interest Rate Risk: Changing interest rates will affect bond prices in portfolio. Credit Risk: The ability of issuers to repay principal and interest to the Fund. Liquidity Risk: The risk that the securities cannot be bought or sold quickly Investment Strategy enough to prevent or minimize a loss. The Manager uses a passive management strategy, and sometimes an active The value of the derivative corresponds to the value of an underlying asset. management strategy. If the underlying assets have high price sensitivity, derivatives' value will be fluctuate. Important Information In the event of unusual circumstances, investors may not receive the redemption Key factors to be concerned proceeds within the period of time as specified in the prospectus. When the fund issuer is unable to make principal and interest payment on The Fund may use financial derivative instruments for efficient portfolio management the maturity date. purposes which allow the Fund to gain a larger exposure than the amount invested. The Government removes Deposit Protection Law. Therefore the Fund has higher risk than other fixed income funds. Sales, payments, transfers, pledges or guarantees of such fund units are not allowed. If the conditions are breached, the investors will not be granted any tax benefits. Moreover, tax payments will be required for the years in which the exemption was Benchmark claimed. Average return of Kasikornbank PCL, Siam Commercial Bank PCL and Bangkok Bank PCL The Management company has an objective to offer the fund s unit trusts for sale in 1-year fixed deposit rate Thailand and not to offer the unit trusts of the fund to or for the benefit of the US, US citizens, residents of the US, or persons normally residing in the US as well as the assets of such persons and companies or partnerships established and operating in the US; thus, the Management company reserves the right not to offer the unit trusts of the fund to the aforementioned persons.

2 Portfolio Breakdown Fund Performance (%) (1) Asset Allocation (% of NAV) As of 25 December months 1 6 months 1 1 year 1 Since Deposits,P/N,B/E,Debt Instrument Bank&Finance : 3 years % inception Debt Instrument-Government & Mof Guarantee : Fund 1.41% 1.56% 2.20% 2.43% 30.37% 24.32% Benchmark 1.41% 1.46% 1.53% 1.94% 32.17% Debt Instrument- Financial Service : 11.48% Information Ratio Debt Instrument- Private Sector : 9.16% Standard 0.07% 0.09% 0.17% 0.14% 0.28% Deviation 1 % p.a. Duration 0.59 Years ( Days) 2 Information Ratio (IR) measures a portfolio manager's ability to generate excess (2) Top Portfolio Holdings returns relative to a benchmark. Portfolio Breakdown (% of NAV) The fund performance document is prepared in accordance with AIMC standards. BOT BOND 24.32% Calendar Year Performance (%) GHB(AAA(tha)) 15.92% 3.50% TBank(AA-) 11.78% Fund Benchmark 3.00% KTB(AA+(tha)) 9.73% 2.50% TISCOB(A) 5.79% 2.00% OTHERS 32.46% Note : Data as of 30 December 2015 Updated information is available on website *Past performance is not indicative of future results.* Fees Subscription / Redemption Fees charged to the Fund (% p.a. of NAV) Registered Fund Size 5,000 Million Baht Management fee Not over 0.75 Currently 0.35 Subscription : Trustee fee Not over 0.10 Currently 0.03 Subscription cut-off time Every business day before 3.30 p.m. Registrar fee Not over 0.12 Currently 0.12 Initial subscription 500 Baht Other expenses 1 Not over Actual Currently 0.07 Subsequent subscription 500 Baht Total expenses Not over 1.47 Currently 0.56 K-Saving plan (cash/credit card) 500 / 2,000 Baht 1 Data from the latest accounting period. Redemption : Fees charged to Unitholders (% subscription / redemption price) Redemption cut-off time Every business day before 3.30 p.m. Front-end fee Not over 2.00 Currently Exempted Minimum redemption 500 Baht Back-end fee Not over 2.00 Currently Exempted Minimum balance No minimum balance Switching fee between Kasset's Funds Redemption settlement date : 1 business days after the redemption date (T+1) Not over Exempted Currently Exempted (Deposited into KBank Account) Switching fee to other AMC's Funds (minimum at 200 bht) Not over 1.00 Currently 1.00 NAV is available on Website: or call or *Investors are advised to consider fees and expenses before making any investment Kbank branches or call decision since they affects the fund's performance. * All fees exclude VAT. For more information Kasikorn Asset Management Co.,Ltd. Address: KASIKORNBANK Building, 6th Floor, 400/22 Phahon Yothin Avenue, Phaya Thai, Bangkok Tel: Fax: % 1.00% 0.50% 0.00% Website : [email protected] K-Cyber Invest KAsset RMFs Internal Switching For more information about the Fund or request the fund's prospectus, K-Saving Plan Payment via KBank Credit Card please contact the Management company or other selling agents. Investment in investment units is neither money deposit nor under the protection of Deposit Protection Agency. Investor may have investment risk of not receiving return of investment funds in full. In the event of unusual circumstances, investors may not receive the redemption payment within the period of time as specified in the prospectus. Fund Performance is not subject to financial status or performance of the Management Company or the appointed selling agents. The draft prospectus for offering of investment units of the Mutual Fund does not mean that the SEC has certified the correctness of the information in the prospectus or guaranteed the price or return of the offered investment units. As the person responsible for managing the Mutual Fund, The Management Company carefully reviewed the information in the summary prospectus as of 30 December 2015 and hereby certifies that the information is correct, not fault and does not mislead. Other Information Investment Channels & Additional Services Kasikorn Bank Branches Electronic Channels Other Services

3 Money Market Government Money Market General Short Term General Bond Mid Term General Bond Global Bond Discretionary F/X Hedge or Unhedged Conservative Allocation Moderate Allocation Aggressive Allocation

4 Foreign Investment Allocation Equity Large Cap Equity Small - Mid Cap Equity General Global Equity European Equity Asia Pacific Ex Japan Global Emerging Market

5 ASEAN Equity US Equity Japan Equity China Equity India Equity Health Care Fund of Property fund Free Hold

6 Mixed (between free and lease hold) Commodities Energy Commodities Metals LTF Precious ข อตกลงและเง อนไขของข อม ลเปร ยบเท ยบผลการด าเน นงานแบบเปอร เซ นต ไทล (Disclaimer of Peer group Fund Performance) 1. ผลการด าเน นงานในอด ตของกองท น ม ได เป นส งย นย นถ งผลการด าเน นงานในอนาคต 2. ผ ลงท นสามารถด ข อม ลฉบ บเต มได ท 3. ผลการด าเน นงานของกองท นท การเปร ยบเท ยบแบ งตามประเภทกองท นรวมภายใต ข อก าหนดของสมาคมบร ษ ทจ ดการลงท น โดยกองท นท จะถ กเปร ยบเท ยบผลการด าเน นงานใน แต ละช วงเวลาก บกองท นประเภทเด ยวก นในระด บเปอร เซ นต ไทล (Percentiles) ต างๆ โดยแบ งออกเป น แสดงผลการด าเน นงานของกองท นอ นด บท 5 เปอร เซ นต ไทล (Top 5% performance) แสดงผลการด าเน นงานของกองท นอ นด บท 25 เปอร เซ นต ไทล (Top 25% performance) แสดงผลการด าเน นงานของกองท นอ นด บท 50 เปอร เซ นต ไทล (Median performance) แสดงผลการด าเน นงานของกองท นอ นด บท 75 เปอร เซ นต ไทล (Bottom 25% performance) แสดงผลการด าเน นงานของกองท นอ นด บท 95 เปอร เซ นต ไทล (Bottom 5% performance) 4. ผลตอบแทนท ม อาย เก นหน งป น นม การแสดงเป นผลตอบแทนต อป เม อผ ลงท นทราบผลตอบแทนของกองท นท ลงท น สามารถน าไปเปร ยบเท ยบก บเปอร เซ นต ไทล ตามตาราง จะทราบว ากองท นท ลงท นน นอย ในช วงท เท าใดของประเภทกองท นรวมน น