Do not leave security to chance. Secur ty

Size: px
Start display at page:

Download "Do not leave security to chance. Secur ty"

Transcription

1 Do not leave security to chance. Secur ty DESMER SECURITY SERVICES TRADE COMPANY

2 Our Mission Our target is to be a company giving particular importance to the community security, security of the cash and valuables deposited to us, improving the management systems continuously and thus becoming the unique company in the finance and retail industry

3 Security is our business. SECURITY SERVICES 3

4 Our History 1.1. OUR HISTORY Our company was established on 7 August 2008 to provide cash and valuables in transit (CIT) and private security services with the name of Desmer Security Services Trade Company. After the contract signed with Şekerbank T.A.Ş. in February 2009 covering the cash and transit, cash processing and vaulting services, our company started to provide its services to Şekerbank T.A.Ş. At the end of 2009, our company has changed its legal entity from limited company to corporation. One year after its establishment, Desmer Security won the tender opened by Vakıflar Bankası covering its İstanbul and Trakya Region cash in transit and ATM replenishment operations. One of the important developments for our company in 2010 was that Desmer started to provide physical security services to all branch offices of Şekerbank TAŞ. In order to fulfill physical security services, we have added 320 new private security guards to our staff. Electronic Security System, which has up to subscriber capacity, started its services in December In 2013, Desmer has won the CIT tender of Vakıfbank T.A.O for the regions Central Anatolia, Black Sea, East and Southeast Anatolia and Mediterranean. As a result of growing service network and types of services offered, today Desmer has 40 cash center, around 200 armored car fleet and personnel all around Turkey. 4

5 Our Quality Policy 1.2. OUR QUALITY POLICY 7.yıl SINCE 2008 THÜRINGEN CERT ISO 9001: TIC With the support of our qualified and experienced staff, our main policy is to provide high quality cash in transit, private security and cash processing services which are above customer expectations and in this respect ensuring complete customer satisfaction OUR GOALS With the support of its ever developing system and service quality, our main goal is to be a company whose name is mentioned together with quality and trust OUR TARGET Our target is to be a company giving particular importance to the community security and security of the cash and valuables deposited to us and improving the management systems continuously and thus becoming the unique company in the finance and retail industry. 5

6 Departments 2.1. DEPARTMENTS C.I.T. (Cash and Valuables in Transit) Managing the transfer operations and storage of cash and valuables with its armored vehicles fleet of more than 200 vehicles, located at 40 different points of Turkey,. Desmer is enlarging its operation network every day. We provide our secure transportation services accompanied by qualified security guards and armored vehicles equipped with the most recent security technology. We also offer cash collecting, counting, sorting and vaulting services in which all processes are instantly recorded with the support of advanced equipments and experienced staff. Replenishment and collection processes of the ATM, JSM, OSM and KIOSK machines, first line maintenance operations (FLM) and accompaniment to the second line maintenance operations are also within the activity range of our CIT department. All these operations are monitored by a software developed by our company. Collections and deliveries are instantly recorded via the hand terminals. In this way, clients can follow the transportation of their goods on online basis. Agreements can also be done within this system. 6

7 Departments Desmer has continuously developed the quality and range of its services since its establishment and considering the changing customer requirements and technological progress, still continuous to improve its services by generating customer focused solutions. The solutions and services we offer to the market reduces your risk in cash processing, vaulting and transfer to the minimum; increase your business efficiency, minimize your operational costs and allows you to save more money and focus your own business. The solutions and services we offer to our customers, Support your cost management Support your risk management Support your personnel management Support your equipment management Provide measurable efficiency Protect your cash and valuables against risks. 7

8 Departments Banks and Investment/Finance Companies may have the option to get cash operations from a third party. At this point, Desmer, as a business partner of such companies, increases the efficiency of the Banks, investments/finance corporations by taking the risks over and undertaking all the area operations at very low costs. In this framework, some of the services we provide are as follows: Cash Processing Services Vaulting Services Group Transfers (TL and Foreign Exchange) Cash withdrawal and cash deposit from/to the Central Bank of the Republic of Turkey (TCMB) and other banks Interchange Room Cheque Services All Kinds of Valuable Paper Transfers Off-Site ATM Cash Collection And Delivery Services Corporate customer cash collection and Deliver Services Container preparation in cash operation centers, ATM cassette preparation; All kinds of cash processing services, cash collection from the customers, First Line Maintenance and Accompaniment to the Second Line Maintenance ATM Services and cash management services all around Turkey Hold baggage cash and valuable cargo services Electronic Intelligence and camera monitoring and surveillance services Bank branch relocation Services Central Bank Services Corporation Collection and Relocation Services ATM Services Cash Deposit FLM SLM 8

9 Departments Coin Processing and Transfer Services Cash and valuables transit via Turkish Airlines from İstanbul, Ankara, İzmir, Adana, Antalya, Trabzon, Gaziantep airports which has Valuable Cargo Transportation facilities. Delivery to the valuable cargo section of the aircrafts via armored cars and collection at the destination point from the aircraft valuable cargo section. Carrying the cash and valuables securely to any place where central cash point or the clien request Currier services. Transfer with a currier via Turkish Airlines within the limits of the insurance policy to the cities where Turkish Airlines does not have Valuable Cargo Transportation facilities. Airport currier delivery via armored cars Passenger flight Currier collection services at the airport via armored vehicles. 9

10 ATM Services Jewelry Industry Provides services of picking up the jewelry from and address and transport to another address securely via highway or airway within the limits of the insurance. Entertainment and Sport Activities Exhibitions, fairs, festivals, concerts are among the locations where high amount of cash accumulates. Such kinds of locations are included inside high risk category. Desmer collects the cash accumulated at those kinds of points taking all kinds of precautions and minimizing the risk and transfers the collected cash to the Bank branch or one of its cash centers. ATM SERVICES ATM services are one of the main services of the banks and finance companies which have to work at high efficiencies. However, operational costs of such services are quite high for banks. Desmer realizes all ATM Replenishment, maintenance, repair work with the support of armored cars and qualified support team. In this way, banks and finance companies minimize their risks and costs, increase their efficiency by focusing on their core business. 10

11 ATM Services ATM Cash Deposit ATM cassettes prepared by central cash points or cash centers are taken to the ATM's with armored vehicles under strict security precautions. Cash is deposited to the ATM. If or when required, cash deposited to the ATM's are collected. Cash collected from the ATM's are counted at our cash centers in front of the cameras and report sent to the client electronically. Or the cash that comes back from the ATM is delivered to the central cash points of the bank/finance company. Maintenance and repair First Line Maintenance (FLM) Journal Paper Changing consumables such as voucher or cartridge Repairing card reading problems Checking lines Problems at the different parts of the machine Cleaning the sensors UPS and modem control Second Line Maintenance (SLM) For problems that cannot be solved with First Line Maintenance, accompaniment to the technical service personnel of the ATM for the Second Line Maintenance (SLM) After the repair, ATM taken into operation 11

12 Cash Processing CASH PROCESSING All cash and valuables collected from the bank branches, corporate customers, retail customers, sports competitions, concerts, fairs etc are taken to the cash centers via our secure armored vehicles. At the cash processing centers, we do the following operations: Counting Sorting (fake, worn-out) Preparing banknotes in accordance with the standards (ATM, Central Bank etc) Bundling, baling, taping operations Getting the serial numbers of the banknotes Reconciliation Prepare cash suitable for the ATM cassettes 12

13 Vaulting VAULTING Cash and valuables collected from different points are processed and kept securely at the Desmer Cash Centers according to the requirements of the clients. The amounts kept in the vaults are charged to the clients account. As per the request of the client, the cash or valuables are delivered to the client via armored vehicles any time the client requests. OPERATIONAL INFORMATION Transportation of the cash is done with the secure containers, which are accepted in return for receipt of payment. Speed and location information of all vehicles are instantly monitored from our Control Center. 13

14 Physical Security PHYSICAL SECURITY SERVICES 5188 numbered Law titled Law on Private Security Services entered into force on April 26th, This law defines the conditions and types of private security requirements of the companies and individuals in their personal property. Personal property security, whose importance and function is growing every day, is realized by private security guards and in this way lessen the burden on law enforcement officers. 14

15 Physical Security Services Private security companies, can provide private security services, within the framework defined by the law Our company offers the following physical security services to its clients and the security market: Physical security services Cash and valuable material security Electronic security services Shopping mall security Building and building complex security Plant security Temporary security services Concert security Office and workplace security School security Corporate organization security Factory security 15

16 Electronic Security Services ELECTRONIC SECURITY SERVICES Electronic Security Center, responds to CCTV system activations 24 hours a day, has been designed up to subscriber and the capacity can be expanded even more. The receivers that we use have the capability to use GPRS, PTSN and TCP/IP communication systems. All the hardware used in the system has back up and therefore work non-stop basis. The software used in this system is the one commonly used worldwide in the alarm monitoring business. All the messages transmitted to the receivers from the alarm panels are immediately transferred to the operator screens. Operators carries out the required action according to the type and significance of the message. Technical service personnel is responsible for installation, maintenance and serving. Any problems that may occur are immediately treated by our technician team. Headquartered in Ankara office, Technical Services has branch offices in İstanbul and İzmir. Currently, we are providing active services to Şekerbank branch offices, ATMs, premises and subsidiaries. Our technicians provide a wide range of services ranging from IP and analog camera installation to door pass system; from watchmen tour system to personal monitoring systems and from building security to risk projects and consulting. DESMER E.R.P. SYSTEM All those services are instantly monitored via a software developed by our company; and all collections and deliveries are recorded via hand terminals on online basis. In this respect, our clients has the opportunity to follow the movements of their materials and do the agreements over the system. ATM services are also monitored by the system on online basis and any failure is directly notified to the system. 16

17 Conclusion 3. CONCLUSION Desmer, active in the fields of physical security, Alarm and Intelligence, Monitoring and Surveillance, Cash and Valuables in Transit, has all the authorization and licenses required by the law Having the ISO 9001:2008 TÜV CERT Quality Certificate, Desmer established the Quality Management Systems meeting all the quality requirements of the international standards and enforces it effectively. Managing the secure transfer operations and storage of cash and valuables with its armored vehicles fleet of more than 200 vehicles located at 40 different points of Turkey and around 1000 personnel, Desmer is expanding its services to all cities and towns of Turkey. Putting the customer satisfaction at the core of its business strategy and developing customer focused solutions, our operations and equipments such as vaults, armored vehicles, pavement risks, containers, ATM Cassettes are covered by the insurance policy designed under the leadership of Lloyd's Syndicate. All services we provide are comprehensively covered by the insurance and guaranteed by the bank letter of guarantee. 17

18 Conclusion Desmer has established the Quality Management Systems meeting all the quality requirements of the international standards at its activities of physical security, Alarm Monitoring and Intelligence, Cash and Valuables in Transit, and enforces it effectively. Our main target is to develop tailor made solutions to the changing and increasing requirements of the clients, provide solutions at the lowest cost possible and thus ensuring the complete customer satisfaction. As a company giving particular importance to the security of the community, occupational health and safety, security of the cash and valuables deposited to us, we aim to be a unique company in the banking industry by continuously developing the management system. Our main goal is to be a company whose name is associated with 'trust' in this sector with the support of continuously developing quality and range of the services we offer and system we use. 18

19 SAKARYA 54 Our Service Network Cash Processing And Storage Centers Services Offered

20 Secur ty DESMER SECURITY SERVICES TRADE COMPANY Büyük Sanay 1. Cadde No: 22 İsk tler / Altındağ - ANKARA, TR I Phone: +90 (312) I Fax: +90 (312) k.com.tr I nfo@desmerguvenl k.com.tr

NAPCS Product List for NAICS 5616: Investigation and Security Services

NAPCS Product List for NAICS 5616: Investigation and Security Services NAPCS List for NAICS 5616: Investigation and Security Services 5616 1 Investigation and security Conducting investigations to provide information about people, events or documents, for use in legal proceedings,

More information

ESTA ATM Life Cycle Costs and Currency

ESTA ATM Life Cycle Costs and Currency ESTA ATM Life Cycle Costs and Currency Tom Cappelli Director International Outsourcing cappelt@diebold.com Anne Lewis President ATM Services Worldwide Anne.Lewis@Securitas.co.uk Cash Logistics through

More information

VIBRANT SECURITY SERVICES

VIBRANT SECURITY SERVICES VIBRANT SECURITY SERVICES My Vision Managing existing business to the best of my ability while having an in-depth understanding of internal capabilities and nurturing these for future success. Growing

More information

1.4 The banking entities that provide customer service will keep controls of access to the premises.

1.4 The banking entities that provide customer service will keep controls of access to the premises. RULE No. 01-2007 1 (dated November 21, 2007) "Whereby Minimum Security Standards are stipulated for the Banking Entities" THE BOARD OF DIRECTORS using its legal authority, and WHEREAS: Pursuant to Numeral

More information

SFS CVT 9 Replenish automated teller machines (ATMs)

SFS CVT 9 Replenish automated teller machines (ATMs) Overview This NOS sets out the skills, knowledge and understanding for you to replenish automated teller machines (ATMs). The NOS covers the following activities: 1. Prepare to carry out ATM replenishment

More information

Turkiye Vakiflar Bankasi Turk Anonim Ortaklig (VAKBN) : Company Profile and SWOT Analysis

Turkiye Vakiflar Bankasi Turk Anonim Ortaklig (VAKBN) : Company Profile and SWOT Analysis Brochure More information from http://www.researchandmarkets.com/reports/2372877/ Turkiye Vakiflar Bankasi Turk Anonim Ortaklig (VAKBN) : Company Profile and SWOT Analysis Description: This "Turkiye Vakiflar

More information

S Sistem Logistics Services Professional Warehouse Handling and RFS Services in Turkey. experience is in the details

S Sistem Logistics Services Professional Warehouse Handling and RFS Services in Turkey. experience is in the details S Sistem Logistics Services Professional Warehouse Handling and RFS Services in Turkey İSTANBUL Integrated Logistics Services High Class Know-How since 1977 Awarded for Best Warehouse Management in 2010

More information

Financial Services AKBANK

Financial Services AKBANK sabanc hold ng 2007 annual report 32 Financial Services AKBANK As of the end of 2007, Akbank was Turkey's most valuable bank having the most profitable banking operations among privately owned banks in

More information

Supply Chain Security Audit Tool - Warehousing/Distribution

Supply Chain Security Audit Tool - Warehousing/Distribution Supply Chain Security Audit Tool - Warehousing/Distribution This audit tool was developed to assist manufacturer clients with the application of the concepts in the Rx-360 Supply Chain Security White Paper:

More information

Definition of a Lease

Definition of a Lease October 2015 Leases Project Update Definition of a Lease Project background The IASB and the FASB (the Boards) are working together to improve the accounting for leases. The Boards have concluded that

More information

Materna Integrated Passenger Services (Materna ips)

Materna Integrated Passenger Services (Materna ips) Materna Integrated Passenger Services (Materna ips) Materna ips accompanies airline passengers throughout their whole journey: from web check-in at home, through all the handling points at their departure

More information

Best Practices for Cash Control

Best Practices for Cash Control Best Practices for Cash Control The procedures listed below are a list of best practices to accept, store, reconcile and deposit, document, and transport deposits, for cash, checks and payment cards. There

More information

Turkiye IS Bankasi A.S. (ISATR) : Company Profile and SWOT Analysis

Turkiye IS Bankasi A.S. (ISATR) : Company Profile and SWOT Analysis Brochure More information from http://www.researchandmarkets.com/reports/2320329/ Turkiye IS Bankasi A.S. (ISATR) : Company Profile and SWOT Analysis Description: This "Turkiye IS Bankasi A.S. (ISATR)

More information

Introduction to Computer Networks and Data Communications

Introduction to Computer Networks and Data Communications Introduction to Computer Networks and Data Communications Chapter 1 Learning Objectives After reading this chapter, you should be able to: Define the basic terminology of computer networks Recognize the

More information

ACCIONA INNOVATION AND SUSTAINABLE DEVELOPMENT

ACCIONA INNOVATION AND SUSTAINABLE DEVELOPMENT ACCIONA INNOVATION AND SUSTAINABLE DEVELOPMENT ACCIONA Innovation and Sustainable Development +32,000 EMPLOYEES Energy Water in +30 countries, 5 continents. Sustainability Economic growth Environmental

More information

1. ELECTRONIC COMPONENT, POWER SUPPLIES AND EMBEDDED SYSTEMS FAIR

1. ELECTRONIC COMPONENT, POWER SUPPLIES AND EMBEDDED SYSTEMS FAIR 1. ELECTRONIC COMPONENT, POWER SUPPLIES AND EMBEDDED SYSTEMS FAIR ELECTRONIST Fair which was held for the first time this year from September 27, 2012 to September 30, 2012 took its first step to be an

More information

Brink s Chooses Data Center Provider to Consolidate Global IT Infrastructure

Brink s Chooses Data Center Provider to Consolidate Global IT Infrastructure CASE STUDY Brink s Chooses Data Center Provider Seeks Secure, Reliable and Scalable Data Center Solution to Support Future Growth The Company Famous for its fleet of armored trucks, Brink s is the world

More information

E D M O N T O N ADMINISTRATIVE PROCEDURE

E D M O N T O N ADMINISTRATIVE PROCEDURE DEPARTMENT DELEGATED AUTHORITY CONTACT FINANCIAL SERVICES CHIEF FINANCIAL OFFICER, FINANCIAL SERVICES DEPARTMENT TRAVEL COORDINATORS DEFINITIONS Account Coding A defined list of SAP cost elements used

More information

Card payment services

Card payment services Card payment services As the use of credit cards increases, so does the demand for secure, efficient and speedy card transaction facilities. WPS have partnered with one of the UK's leading card payment

More information

General Terms and Conditions FRA Comfort Services and My Airport Guide Services Available from the Service Shop of Fraport AG

General Terms and Conditions FRA Comfort Services and My Airport Guide Services Available from the Service Shop of Fraport AG General Terms and Conditions FRA Comfort Services and My Airport Guide Services Available from the Service Shop of Fraport AG 1 / Version 12.04.2016 Fraport AG Table of Contents 1. General Terms and Conditions

More information

Helping Make The World Safer

Helping Make The World Safer Helping Make The World Safer Tyco Fire & Security - Worldwide Tyco Fire & Security, one of Tyco International s four business segments, is the worldwide leader in fire protection and electronic security

More information

Founded in 1961, OYAK is Turkey s first and biggest privately-owned pension fund. OYAK is the second biggest industrial groups in Turkey.

Founded in 1961, OYAK is Turkey s first and biggest privately-owned pension fund. OYAK is the second biggest industrial groups in Turkey. Founded in 1961, OYAK is Turkey s first and biggest privately-owned pension fund. OYAK is the second biggest industrial groups in Turkey. Contributing partnerships in automotive, iron and steel, logistics,

More information

Trends in Off-Site ATMs Market 13,OCT, 2008

Trends in Off-Site ATMs Market 13,OCT, 2008 Trends in Off-Site ATMs Market 13,OCT, 2008 Contents Trend in Off-Site ATMs IAD Market Off-Site Locations Off-Site Markets and Driving Factors Business Models Strategy for IADs and Banks Conclusion Global

More information

History of Modern Day s Successful Loyalty Card Program; TAV Passport Card

History of Modern Day s Successful Loyalty Card Program; TAV Passport Card History of Modern Day s Successful Loyalty Card Program; TAV Passport Card Passengers waste their most valuable times in the airport before their flights. Today airports most likely focus on meeting the

More information

BANKING AND FINANCE. Advanced technology solutions to maximize the security of financial institutions and branch banks.

BANKING AND FINANCE. Advanced technology solutions to maximize the security of financial institutions and branch banks. BANKING AND FINANCE Advanced technology solutions to maximize the security of financial institutions and branch banks. advisory services. technology delivery. SmartSourcing SM managed services. www.sdisolutions.com

More information

DISCOUNTED RATES, PRIORITY RESERVATION ACCEPTANCE,

DISCOUNTED RATES, PRIORITY RESERVATION ACCEPTANCE, Corporate Travel At Elite Limo, we know what it takes to build and maintain a positive relationship. Our commitment to our corporate clients is the reason why we have expanded our company year after year.

More information

Physical Security Assessment Form

Physical Security Assessment Form Physical Security Assessment Form Security Self-Assessment T Wake 10 February 2012 Security Assessment Contents Facility / Site Security Assessment Form... 3 Identification Details... 3 Facility Details...

More information

I N T E LLIGENCE WATC H. Ireland s only 24/7/365 CCTV intruder monitoring services with dedicated back up facilities

I N T E LLIGENCE WATC H. Ireland s only 24/7/365 CCTV intruder monitoring services with dedicated back up facilities I N T E LLIGENCE WATC H Ireland s only 24/7/365 CCTV intruder monitoring services with dedicated back up facilities WELCOME TO I-WATCH i-watch (Intelligence Watch) provides monitoring services for residential

More information

Cash Solutions. Making cash flow. G4S Cash Solutions, and what we can do for you

Cash Solutions. Making cash flow. G4S Cash Solutions, and what we can do for you Cash Solutions Making cash flow G4S Cash Solutions, and what we can do for you Making your cash count for more Efficiency is everything in a climate like this. Tough economic conditions, rising costs and

More information

Read this first. Copyright

Read this first. Copyright Next Generation Banking system Cloud Banking Brochure Mobile Banking Service Provider Read this first Thank you for your interest in MBSP (Mobile Banking Service provider) Cloud Core Banking products.

More information

indusco Your Trusted IT Partner Indusco IT Solutions

indusco Your Trusted IT Partner Indusco IT Solutions indusco Your Trusted IT Partner Indusco IT Solutions Abu Dhabi Indusco IT Solutions Mussafah M-38, Plot No-18, Office No-17 P.O.Box: 7307, Abu Dhabi, UAE. Tel (Office): +971 2 550 7 474 Fax(Office) : +971

More information

TOP TRUMPS Comparisons of how to pay for goods and services online

TOP TRUMPS Comparisons of how to pay for goods and services online Cash Cash is legal tender in the form of bank notes and coins Small value purchases e.g. cafes, shops Pocket money Repaying friends Cash is physically transferred from one person to the next, usually face-to-face

More information

CCTV User Group GUIDE FOR SMALL USERS. PRIVATE and COMMERCIAL

CCTV User Group GUIDE FOR SMALL USERS. PRIVATE and COMMERCIAL CCTV User Group GUIDE FOR SMALL USERS PRIVATE and COMMERCIAL 1 CONTENTS Section Number Description Page number 1. Introduction 3 2. Human Rights Act and its implications for you 3 3. Data Protection and

More information

AUTOMATED TELLER MACHINE (ATM) COVERAGE SUPPLEMENT

AUTOMATED TELLER MACHINE (ATM) COVERAGE SUPPLEMENT AUTOMATED TELLER MACHINE (ATM) COVERAGE SUPPLEMENT FOR USE WITH COMMERCIAL CRIME APPLICATION Applicant: Description of Business (please check all that apply): Own ATMs installed in own premises Lease or

More information

REGULATION ON THE OPENING AND CLOSING INSIDE AND OUTSIDE THE REPUBLIC OF KOSOVO OF BRANCH OFFICES AND SUBSIDIARIES OF BANKS

REGULATION ON THE OPENING AND CLOSING INSIDE AND OUTSIDE THE REPUBLIC OF KOSOVO OF BRANCH OFFICES AND SUBSIDIARIES OF BANKS Pursuant to Article 35, paragraph 1.1 of the Law No.03/L-209 of the Central Bank of the Republic of Kosovo (Official Gazette of the Republic of Kosovo, No.77 / 16 August 2010), and Articles 11 and 85 of

More information

Travel and Entertainment Policy. Introduction and Purpose. Purpose

Travel and Entertainment Policy. Introduction and Purpose. Purpose Introduction and Purpose Purpose It is Colliers International s (Company) policy that employees be reimbursed for all appropriate and approved travel, entertainment and other expenses incurred when conducting

More information

INVESTOR PRESENTATION 2015Q1

INVESTOR PRESENTATION 2015Q1 INVESTOR PRESENTATION 2015Q1 Contents Non-life Sector Profile 3 Outline of the Company 11 Financial Highlights 25 Appendix 33 2 Non-life Sector Profile Outline of the company Financial highlights 3 Number

More information

SPECIAL RECOMMENDATION IX: CASH COURIERS DETECTING AND PREVENTING THE CROSS-BORDER TRANSPORTATION OF CASH BY TERRORISTS AND OTHER CRIMINALS

SPECIAL RECOMMENDATION IX: CASH COURIERS DETECTING AND PREVENTING THE CROSS-BORDER TRANSPORTATION OF CASH BY TERRORISTS AND OTHER CRIMINALS )LQDQFLDO$FWLRQ7DVN)RUFH RQ0RQH\/DXQGHULQJ *URXSHGDFWLRQILQDQFLqUH VXUOHEODQFKLPHQWGHFDSLWDX[ '(7(&7,1*$1'35(9(17,1*7+(&5266%25'(5 75$163257$7,212)&$6+%

More information

INVESTOR PRESENTATION 2014Q4

INVESTOR PRESENTATION 2014Q4 INVESTOR PRESENTATION 2014Q4 Contents Non-life Sector Profile 3 Outline of the Company 11 Financial Highlights 23 Appendix 31 2 Non-life Sector Profile Outline of the company Financial highlights 3 Number

More information

BRANCH SECURITY REVIEW CHECKLIST

BRANCH SECURITY REVIEW CHECKLIST BRANCH: Date: Section 1 Physical Vulnerability 1. Do all office windows permit an unobstructed view of the bank s interior? 2. Are all exterior doors and windows equipped with tamper-resistant locks? 3.

More information

Presentation Slides. Lesson Six. Banking Services 04/09

Presentation Slides. Lesson Six. Banking Services 04/09 Presentation Slides $ Lesson Six Banking Services 04/09 beware of these high-cost financial services pawn shops charge very high interest for loans based on the value of tangible assets (such as jewelry

More information

Words importing only the singular shall include the plural and vice versa.

Words importing only the singular shall include the plural and vice versa. GENERAL TERMS AND CONDITIONS FOR DEBIT CARD 1. PHRASING Words importing only the singular shall include the plural and vice versa. Where the Account is a Joint Account, reference to single customer shall

More information

Room for growth DÜSSELDORF INTERNATIONAL AIRPORT CUSTOMER STORY

Room for growth DÜSSELDORF INTERNATIONAL AIRPORT CUSTOMER STORY Room for growth DÜSSELDORF INTERNATIONAL AIRPORT CUSTOMER STORY Düsseldorf International Airport is the third-largest airport in Germany. In 2009, it transported nearly 18 million passengers and managed

More information

1H 2015 Presentation

1H 2015 Presentation 1H 2015 Presentation Aktif Bank at a Glance 2 Aktif Bank-The Biggest Privately Owned Investment Bank of Turkey Aktif Bank with its New Generation Banking concept achieved to be a platform integrated to

More information

CR-370 CASH RECEIPTS

CR-370 CASH RECEIPTS CR-370 CASH RECEIPTS 370.1 UNIT DEPOSITING PROCEDURES 370.2 GENERAL INTERNAL POLICIES RELATING TO THE CASHIER 370.3 TIMELY DEPOSITS 370.4 COUNTING THE ENTERPRISE UNIT DEPOSIT 370.5 PREPARING THE BANK DEPOSIT

More information

Access Your Global Network.

Access Your Global Network. Services Directory: The Services Directory is a quick reference tool, which features an overview of the range of services provided by corporate members of the American Chamber of Commerce in Germany e.v.

More information

1 HB509 2 176243-1. 3 By Representatives Whorton (I) and Davis. 4 RFD: Boards, Agencies and Commissions. 5 First Read: 07-APR-16.

1 HB509 2 176243-1. 3 By Representatives Whorton (I) and Davis. 4 RFD: Boards, Agencies and Commissions. 5 First Read: 07-APR-16. 1 HB509 2 176243-1 3 By Representatives Whorton (I) and Davis 4 RFD: Boards, Agencies and Commissions 5 First Read: 07-APR-16 Page 0 1 176243-1:n:03/23/2016:FC/mfc LRS2016-1294 2 3 4 5 6 7 8 SYNOPSIS:

More information

SECURITY IN TRUCKING

SECURITY IN TRUCKING SECURITY IN TRUCKING A CHECKLIST FOR FLEET OPERATORS SECURITY IN TRUCKING A CHECKLIST FOR FLEET OPERATORS This checklist for fleet security has been compiled by the Private Motor Truck Council of Canada

More information

Regulations on Exports, Imports and Customs Affairs in Free Trade-Industrial Zones. Chapter One: Definitions. Article 1

Regulations on Exports, Imports and Customs Affairs in Free Trade-Industrial Zones. Chapter One: Definitions. Article 1 Regulations on Exports, Imports and Customs Affairs in Free Trade-Industrial Zones Chapter One: Definitions Article 1 In these Regulations, the following terms are used in lieu of the respective phrases:

More information

FOI Fiber Optic Communications & Networking Corp.

FOI Fiber Optic Communications & Networking Corp. FOI Fiber Optic Communications & Networking Corp. Secure Networks, Start with excellent infrastructure... About us Established on 14th of June,2000 in Ankara/TURKEY. Izmir Branch Office has built in 3rd

More information

Updating the International Standard Classification of Occupations (ISCO) Draft ISCO-08 Group Definitions: Occupations in Tourism and Hospitality

Updating the International Standard Classification of Occupations (ISCO) Draft ISCO-08 Group Definitions: Occupations in Tourism and Hospitality International Labour Organization Organisation internationale du Travail Organización Internacional del Trabajo Updating the International Standard Classification of Occupations (ISCO) Draft ISCO-08 Group

More information

Operations & Maintenance

Operations & Maintenance Operations & Maintenance Solutions for a better world Our Capabilities in Operations & Maintenance Louis Berger provides operations and maintenance (O&M) support and turnkey delivery across a variety of

More information

special cargo, special solutions

special cargo, special solutions special cargo, special solutions Transportation of special cargo is one of Korean Air's expertise We are particularly proud of our high standards and quality services in transporting special shipments.

More information

About IER. HARDWARE MAINTENANCE and support services. PROFESSIONALISM and experience

About IER. HARDWARE MAINTENANCE and support services. PROFESSIONALISM and experience About IER IER is the world leader in supplying major transportation networks with printers, readers, kiosks and software for secure passenger and baggage check-in and processing. It is also one of the

More information

REGULATION ON TARIFF IMPLEMENTATION PRINCIPLES FOR MOTOR VEHICLES COMPULSORY THIRD PARTY LIABILITY INSURANCE

REGULATION ON TARIFF IMPLEMENTATION PRINCIPLES FOR MOTOR VEHICLES COMPULSORY THIRD PARTY LIABILITY INSURANCE REGULATION ON TARIFF IMPLEMENTATION PRINCIPLES FOR MOTOR VEHICLES COMPULSORY THIRD PARTY LIABILITY INSURANCE Official Gazette of Publication: 14.07.2007-26852 Issued by: Undersecretariat of Treasury (Prime

More information

Tirana International Airport SHPK Tirana International Airport Nënë Tereza Administration Building, Rinas Tirana, Albania Phone: +355 4 2381 600 Fax:

Tirana International Airport SHPK Tirana International Airport Nënë Tereza Administration Building, Rinas Tirana, Albania Phone: +355 4 2381 600 Fax: Tirana International Airport SHPK Tirana International Airport Nënë Tereza Administration Building, Rinas Tirana, Albania Phone: +355 4 2381 600 Fax: +355 4 2381 545 E-Mail: info@tirana-airport.com Web

More information

Remote Management White Paper 27th June, 2012

Remote Management White Paper 27th June, 2012 Remote Management White Paper 27th June, 2012 Contents Page 3 Page 4 Page 5 Page 8 Page 10 Page 11 Executive Summary The rise of wireless M2M The need Remote monitoring and control Borderless networks

More information

Innobanking provides profound business development solutions for the banking industry. Innovative Banking Solutions

Innobanking provides profound business development solutions for the banking industry. Innovative Banking Solutions Innobanking provides profound business development solutions for the banking industry. Innovative Banking Solutions 02.12.2015 Introduction Innobanking provides profound business development financial

More information

ABSOLUTE SECURITY. IVRI Group. Corporate Profile December 2012

ABSOLUTE SECURITY. IVRI Group. Corporate Profile December 2012 ABSOLUTE SECURITY IVRI Group Corporate Profile December 2012 About us Chi siamo For over 60 years IVRI GROUPhas been the market leader in Italy for surveillance and the private security sector with a nationwide

More information

Abu Dhabi, United Arab Emirates COMPANY PROFILE

Abu Dhabi, United Arab Emirates COMPANY PROFILE Abu Dhabi, United Arab Emirates COMPANY PROFILE INDEX Introduction Letter Company Overview Licenses Project Reference List Contacts Subject: Introduction to Dynamic Security Est. Dear Sir, We would like

More information

Building Integration System Your platform for customized security and safety management

Building Integration System Your platform for customized security and safety management Building Integration System Your platform for customized security and safety management 2 One platform for everything Efficient building management is becoming not only more important, but also a more

More information

Remote system management, programming and diagnostic services

Remote system management, programming and diagnostic services 2014 Company Overview Based in Sydney with national services to all capital cities and regional areas, Ryalex Security was established in 1996 during a time when banks and financial institutions experienced

More information

Unitrans. Unitrans. Overview. www.unitrans-us.com. Unitrans International Corporation. Unitrans International Corporation is

Unitrans. Unitrans. Overview. www.unitrans-us.com. Unitrans International Corporation. Unitrans International Corporation is Unitrans Overview Unitrans Overview Unitrans International Corporation has been providing international logistics services since 1977. We provide tailored transportation and customs brokerage services

More information

Fit For the Future - Efficient Implementation of the Recycling Framework. ESTA Conference 2005

Fit For the Future - Efficient Implementation of the Recycling Framework. ESTA Conference 2005 Fit For the Future - Efficient Implementation of the Recycling Framework ESTA Conference 2005 Hermann Gessler Software and Solutions Giesecke & Devrient GmbH Impact of the ECB Recycling Framework Impact

More information

Building Integration System Your platform for customized security and safety management

Building Integration System Your platform for customized security and safety management A Tradition of Quality and Innovation For 12 years, the Bosch name stands for quality and reliability. Bosch is the global supplier of choice for innovative technology, backed by the highest standards

More information

Pasadena City College Foundation, Inc. Reimbursement Expense Plan

Pasadena City College Foundation, Inc. Reimbursement Expense Plan Pasadena City College Foundation, Inc. Reimbursement Expense Plan Approved by Executive Committee on August 27, 2009 Ratified by Foundation Board on September 22, 2009 These procedures apply to all directors,

More information

RULES AND REGULATIONS TITLE 58. RECREATION PENNSYLVANIA GAMING CONTROL BOARD. [58 PA. CODE CHS 441 and 463] PREAMBLE

RULES AND REGULATIONS TITLE 58. RECREATION PENNSYLVANIA GAMING CONTROL BOARD. [58 PA. CODE CHS 441 and 463] PREAMBLE RULES AND REGULATIONS TITLE 58. RECREATION PENNSYLVANIA GAMING CONTROL BOARD [58 PA. CODE CHS 441 and 463] PREAMBLE The Pennsylvania Gaming Control Board (Board), under authority in 4 Pa.C.S. 1202 (relating

More information

How To Ensure Security At A Site Security Site

How To Ensure Security At A Site Security Site Facility XXXX Site Security Survey Date: 10/9-10/10/02 (A) Perimeter Security DELAY/DETER Site Boundary None of the critical facilities have protective Fence (Height and Construction) fences. Outriggers

More information

Oracle FLEXCUBE ATM User Manual Release 4.5.0.0.0 Part No E52127-01

Oracle FLEXCUBE ATM User Manual Release 4.5.0.0.0 Part No E52127-01 Oracle FLEXCUBE ATM User Manual Release 4.5.0.0.0 Part No E52127-01 ATM User Manual Table of Contents (index) 1. ATM... 3 1.1. ATM01 - ATM Bank Params Maintenance... 4 1.2. ATM02 - ATM Acquirer POS Id

More information

Integrated Managed Services

Integrated Managed Services The Brink s Company Integrated Managed Services An innovation for ATM deployers that provides savings through process automation Jeremie Lortat-Jacob November 6 th 2012 Iccos EMEA, Warsawa Brink s, Established

More information

Dnata Airport Operations

Dnata Airport Operations Dnata Airport Operations Dnata Airport Operations, the ground handling agent at the Dubai International Airport and employer of more than 6,500 people, has played a significant and leading role in the

More information

Beyond Takeoff and Landing

Beyond Takeoff and Landing Beyond Takeoff and Landing For more information visit www.ncr.com\travel NCR Wayfinding takes the guesswork out of airport navigation The days of just passing through the airport to catch a connecting

More information

SAMPLE FORM FOR THE RISK MANAGEMENT PROCESS

SAMPLE FORM FOR THE RISK MANAGEMENT PROCESS SAMPLE FORM FOR THE RISK MANAGEMENT PROCESS 1 This form can help set out your risk management process for managing cash-in-transit security risks. Using this form is not mandatory you can use whatever

More information

TRACKING AND SECURITY SYSTEM

TRACKING AND SECURITY SYSTEM TRACKING AND SECURITY SYSTEM WHAT IS PERGO? Pergo is the security system software and hardware developed in Turkey by Turkish engineers, which has special capabilities to identify the location of any attached

More information

SAFEGUARDING PRIVACY IN A MOBILE WORKPLACE

SAFEGUARDING PRIVACY IN A MOBILE WORKPLACE SAFEGUARDING PRIVACY IN A MOBILE WORKPLACE Checklist for taking personally identifiable information (PII) out of the workplace: q Does your organization s policy permit the removal of PII from the office?

More information

Best Practices For. Supply Chain Security

Best Practices For. Supply Chain Security Best Practices For Supply Chain Security Document Information Created By: Family Dollar Imports Updated On: 10.21.2015 2 Contents What is C-TPAT? 5 Family Dollar s Distribution Network 6 Distribution Centers

More information

Travel Guard Claims PO Box 60108 London, SW20 8US Tel: 0845 603 9892* Fax: 0870 130 1950

Travel Guard Claims PO Box 60108 London, SW20 8US Tel: 0845 603 9892* Fax: 0870 130 1950 Travel Guard Claims PO Box 60108 London, SW20 8US Tel 0845 603 9892* Fax 0870 130 1950 Dear Sir / Madam, So that we may process your claim as quickly as possible please ensure that you fully complete and

More information

CLASSIC ACCOUNT PLAY I VE GOT THE CONFIDENCE TO DO WHAT I WANT

CLASSIC ACCOUNT PLAY I VE GOT THE CONFIDENCE TO DO WHAT I WANT CLASSIC ACCOUNT PLAY I VE GOT THE CONFIDENCE TO DO WHAT I WANT Classic Account Contents Welcome 1 Your Lloyds Bank Visa debit card 2 Ways to bank 4 Money Manager 8 Moving your money 10 Using cheques 12

More information

KKB 2012 ANNUAL REPORT BOARD OF DIRECTORS. Mehmet Gökmen Uçar. Mehmet Sezgin. Veysel Sunman. Abdurrahman Özciğer. Mustafa Aydın

KKB 2012 ANNUAL REPORT BOARD OF DIRECTORS. Mehmet Gökmen Uçar. Mehmet Sezgin. Veysel Sunman. Abdurrahman Özciğer. Mustafa Aydın KKB 2012 ANNUAL REPORT BOARD OF DIRECTORS Gökmen Uçar 18 Sezgin Veysel Sunman Abdurrahman Özciğer Mustafa Aydın MANAGEMENT Cantekin Osman Sindel İsmail Hakkı İmamoğlu Ertuğrul Bozgedik 19 KKB 2012 ANNUAL

More information

think ahead CITY CENTER

think ahead CITY CENTER think ahead think ahead Location As a capital of Kosova, Prishtina is located in the central part of Kosova covering an area of 572 km2. It is the administrative, political, economic and cultural centre

More information

Emirates Airline. Cargo Security The EK Experience

Emirates Airline. Cargo Security The EK Experience Emirates Airline Cargo Security The EK Experience The aim of Aviation Security The aim of aviation security is to safeguard passengers, crew, ground personnel and the general public from acts of unlawful

More information

ESER was established in 1968 under the name of Tekser Technical Services Inc. Following a change in its name in 1985, it has served its customers under the name of ESER Consulting Engineering Inc. ESER

More information

Guidance Notes FSR 2014

Guidance Notes FSR 2014 Definition (page 13) TERM DEFINITION GUIDANCE/ AMENDMENT BACKED UP To make a copy of a data file which is stored securely in a separate location and can be used as a security copy. To make a copy of a

More information

Building Advanced Payment Infrastructure

Building Advanced Payment Infrastructure Building Advanced Payment Infrastructure - ATM Management / VAN Service - 2012. 05 The Hub of Financial Infrastructure Contents 1. Key challenges for structuring payment system 2. ATM total management

More information

GZP ALANYA GAZIPASA AIRPORT GZP

GZP ALANYA GAZIPASA AIRPORT GZP GZP ALANYA GAZIPASA AIRPORT GZP ALANYA S BACKGROUND Alanya Gazipasa International Airport (GZP) is the secondary airport of the city of Antalya, which welcomed more than 11 million visitors in 2013. About

More information

Altitude Business Gold Visa Card. spend on your business, reward yourself. movers & shakers Proudly supported by Westpac

Altitude Business Gold Visa Card. spend on your business, reward yourself. movers & shakers Proudly supported by Westpac Altitude Business Gold Visa Card spend on your business, reward yourself movers & shakers Proudly supported by Westpac Welcome to a great way to earn rewards Now that your Altitude Business Gold Credit

More information

Workplace Transport Safety Reversing Vehicles Information Sheet What are the dangers associated with reversing vehicles? Why is reversing a problem?

Workplace Transport Safety Reversing Vehicles Information Sheet What are the dangers associated with reversing vehicles? Why is reversing a problem? Workplace Transport Safety Reversing Vehicles Information Sheet This information sheet aims to raise awareness of the dangers caused by reversing vehicles in the workplace. It provides basic information,

More information

MM8000 safety and security with smart danger management. A scalable and flexible management station for any requirement. Answers for infrastructure.

MM8000 safety and security with smart danger management. A scalable and flexible management station for any requirement. Answers for infrastructure. MM8000 safety and security with smart danger management A scalable and flexible management station for any requirement Answers for infrastructure. Sophisticated technology for comprehensive safety Safety

More information

System Administrator and Deputy if applicable System Operators. Type of System. Purpose

System Administrator and Deputy if applicable System Operators. Type of System. Purpose System Name Fleet Vehicle GIS Tracking Systems Data Controller Bolsover District and North East Derbyshire District Council Data Processor Operations Directorate System Owner System Manager System Administrator

More information

lesson six banking services overheads

lesson six banking services overheads lesson six banking services overheads beware of these high-cost financial services pawn shops charge very high interest for loans based on the value of tangible assets (such as jewellery or other valuable

More information

lesson six banking services overheads

lesson six banking services overheads lesson six banking services overheads beware of these high-cost financial services pawn shops charge very high interest for loans based on the value of tangible assets (such as jewelry or other valuable

More information

Financial Instructions

Financial Instructions Financial Instructions Contents 1. Definitions & Abbreviations 2. Constitutional Provisions 3. Ministerial Financial Instructions - Background 4. Ministerial Financial Instructions M4 1 Observation of

More information

Memorial University of Newfoundland Travel Regents Policy

Memorial University of Newfoundland Travel Regents Policy Memorial University of Newfoundland Travel Regents Policy PURPOSE To provide for the proper control of expenses related to approved travel by Board of Regents members. Also, to set out the rates and conditions

More information

Accounting for Cash. College Accounting. Heintz & Parry CASH INTERNAL CONTROL OPENING A CHECKING ACCOUNT

Accounting for Cash. College Accounting. Heintz & Parry CASH INTERNAL CONTROL OPENING A CHECKING ACCOUNT Heintz & Parry 0 th Edition Chapter 0 th Edition College Accounting Accounting for Cash CASH INTERNAL CONTROL Includes: Currency, coins, and checking accounts Checks received from customers Money orders

More information

Remote Monitoring offers a comprehensive range of services, which are continually

Remote Monitoring offers a comprehensive range of services, which are continually Remote Monitoring Since the early 1990 s commercial remote monitoring has provided security solutions across a broad spectrum of industries. As the threat of crime and the cost of manned guarding have

More information

Reliable Security Solutions

Reliable Security Solutions Reliable Security Solutions Challenger10 The proven solution for access control, intrusion detection and video integration. An integrated security solution for your most challenging environments The Tecom

More information

EVERLINK ATM EXPRESS. Increase efficiency and decrease headache with Everlink s comprehensive and customizable ATM managed services program

EVERLINK ATM EXPRESS. Increase efficiency and decrease headache with Everlink s comprehensive and customizable ATM managed services program Delivering Payment Innovations EVERLINK ATM EXPRESS Increase efficiency and decrease headache with Everlink s comprehensive and customizable ATM managed services program PRODUCT OVERVIEW VERSION 2.9 CONTENTS

More information

Sample Company Expense Policy. SUBJECT: (Company Name) Business Travel and Expenses Policy

Sample Company Expense Policy. SUBJECT: (Company Name) Business Travel and Expenses Policy Sample Company Expense Policy SUBJECT: (Company Name) Business Travel and Expenses Policy PURPOSE The purpose of this document is to establish basic policy procedures for authorization and approval for

More information

B+S payment solutions

B+S payment solutions B+S payment solutions For travel & entertainment Travel agencies and tour operators Hotels and restaurants Car rental companies Airlines Cruise liners and ferry operators Why not step into the future with

More information