THE SWITCH KIT. We Make It Easy! Your step-by-step guide to a better banking relationship.

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1 We Make It Easy! THE SWITCH KIT Your step-by-step guide to a better banking relationship. You don t switch banks every day that s why we ve made it easier than ever before to switch to North Middlesex Savings Bank with The Switch Kit. We ve taken the hassle out of moving your checking account from your old bank with step-by-step instructions and simple-to-complete forms. Member FDIC Member DIF

2 Step 1 Open an account with North Middlesex Savings Bank. Easy MAX checking is a one size fits all account! Step 2 Stop using your previous checking account. Allow time for any outstanding checks, final direct deposits and/or automatic payments to clear. Make certain that you leave enough funds to cover these transactions. Step 3 Change direct deposits and deductions from your old checking account. Written notices need to be provided to those that automatically deposit or deduct from your old checking account. Below we have provided simple to complete forms for your convenience. If you provide us with all of the information, we only need your signature to complete the transition, how easy is that? Step 4 Close your account. Before you close your existing account, verify that all checks have cleared and all automatic transactions have successfully transferred to your new account. Don t forget to destroy any unused checks, deposit slips, ATM and debit cards.

3 Use this checklist to quickly identify all companies that have access to your account. Don t forget to list any monthly, quarterly, semi-annual or annual payments or deposits. HELPFUL HINT: Use Past Statements From Your Old Bank Account To Complete The List. AUTOMATIC PAYMENTS: CHECKING ACCOUNT OR DEBIT CARD TRANSACTIONS Mortgage Company Other Loan Credit Card Brokerage Transfers Insurance Electric Company Gas Company Water/Sewer Cable/Satellite Company Telephone Company Cell Phone Service Membership Dues Other

4 DIRECT DEPOSITS: Payroll: Contact the HR Dept. where you work for instructions. Social Security: Contact the Social Security Administration toll-free at (800) or visit Or, ask a North Middlesex Savings Bank representative for the appropriate Federal form. Account Transfers: Other Bank or Brokerage Account Deposits. Other: Disability Payments, Insurance, Alimony, Child Support, etc. HELPFUL HINTS: Note that some companies or organizations, like the Social Security Administration may require a special form. Automatic payments should take effect within two withdrawal periods. Keep your old account open until all automatic payments have been switched to your new NMSB account. If you don t see the change by this time, please contact the company. Direct deposits should take effect within two to three deposit periods. Keep your former account open until all automatic deposits have been switched.

5 Authorization to Close Account Complete this authorization to close accounts at other financial institutions and have funds transferred to your North Middlesex Savings Bank account(s). Print one authorization for each financial institution where you have accounts. Remember to destroy and recycle old checks and destroy your old ATM and debit cards. Date Institution s Name Institution s Address To Whom it May Concern: Please close my account Please send a check for the balance(s) to my new account at: North Middlesex Savings Bank P.O. Box 1250 Groton, MA Routing Number Account Number Thank you, Signature Printed Name Joint Signature Printed Joint Name Address City State Zip

6 Using the Switch Checklist as a reference, complete a copy of this form to redirect each of your automatic payments and direct deposits. Mail each form, along with a voided check from your North Middlesex Savings Bank Account, to the appropriate business, utility organization or merchant. TO WHOM IT MAY CONCERN, PLEASE REDIRECT MY: Direct Deposit Automatic Payment EFFECTIVE Immediately Beginning Business/Organization Name Address City State Zip My NEW Account Information North Middlesex Savings Bank Account Number North Middlesex Savings Bank Routing Number Signature Date Print Name Please attach a VOIDED check from your new North Middlesex Savings Bank Account to this form. North Middlesex Savings Bank P.O. Box 1250, Groton, MA Routing number:

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