Electronic Transfer 0.2 % transaction value USD5 USD200. a. In USD USD25. b. In EUR EUR20. c. In JPY JPY 5,000. d. In GBP GBP22

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1 NO SERVICE FEE MINIMUM MAXIMUM I OVERSEAS REMITTANCE 1 Outward remittance 1.1 Electronic Transfer 0.2 % transaction value USD5 USD200 Foreign banks charges paid by remitters: a. In USD USD25 b. In EUR EUR20 c. In JPY JPY 5,000 d. In GBP GBP22 e. In other foreign currency Actual fee charged by foreign bank Minimum USD Bank draft s transfer 0.1 % USD5 USD Back value (charged by foreign bank) Actual fee 1.4 Amendment, Investigation USD10 + actual fee charged by foreign bank 1.5 Cancellation USD10 + actual fee charged by foreign bank 2 Inward Remittance 2.1 Charges paid by beneficiary (BEN, SHA) Free 2.2 Charges paid by ordering bank (OUR) USD Cash withdrawal a. In VND b. In Foreign currency Transfer to Beneficiary at other domestic Banks As per current Domestic Fees and Charges a. Charges paid by beneficiary (BEN, SHA) USD5 + fee of domestic remittance by transfer b. Charges paid by ordering bank (OUR) USD15 + fee of domestic remittance by transfer 2.5 Refund USD10 + actual fees charged by foreign bank 2.6 Amendment, Investigation USD5 + actual fees charged by foreign bank

2 II DOCUMENTARY COLLECTION 1 Export documentary collection 1.1 Handling documents for collection USD Collection Settlement 0.2 % document value USD10 USD Collection Amendment USD5 2 Import documentary collection 2.1 Advising documentary collection USD Collection Settlement 0.2 % document value USD10 USD Collection Amendment USD5 3 Cancellation as per customer s request USD10 + actual foreign banks charge 4 Collection returned unpaid Actual fee 5 Forward the collection document to other banks 5.1 Domestic bank USD5 + actual postage charge 5.2 Overseas bank USD15 + actual postage charge 6 Collection Investigation 6.1 Domestic Investigation USD5 6.2 Overseas Investigation USD10 III LETTER OF CREDIT (L/C) 1 Import letter of credit 1.1 Issuing L/C a. 100% Cash covered L/C 0.05 % L/C value USD20 0 b. L/C with Cash cover of zero / less than 100%/ other collateral USD20 USD2,000 + Cash covered amount 0.05 % covered amount 0 + Uncovered amount / amount with other collateral (calculated from issuing date to expiry date) 0.075%/ 30 days for uncovered amount / amount with other collateral

3 1.2 c. Additional fee if L/C is more than characters Amendment of increasing value and/or extension L/C validity (other attached amendments not charged) a. 100% cash covered L/C + Fee charged for the increasing value: + Extension of L/C validity: Equals to other amendment fee b. L/C with Cash cover of zero / less than 100%/ other collateral + Amendment of increasing value: + Extension of L/C validity: : - For Uncovered amount / amount with other collateral : calculated from current expiry date to new expiry date, and/or - For increasing value: calculated from the date of amendment to new effective date. USD10 / MT Other amendments USD L/C cancellation at customer s request USD20 + foreign banks charge Settlement of documents presented under L/C Acceptance of usance payment under deferred L/C 0.2 % document value USD20 0 a. 100% cash covered L/C USD30 b. L/C with Cash cover of zero / less than 100%/ other collateral (fees to be calculated from the date of OceanBank advising the document compliance to the due date of the documents) Issuing letter of indemnity for delivery of cargoes without original shipping document(s) USD %/month/ uncovered amount / amount with other collateral

4 a. Issuing Letter of indemnity b. Maintaining Letter of indemnity b.1. Returning letter of indemnity within 60 days from the date of issuing Free of charge b.2. Returning letter of indemnity later than 60 days from the date of issuing 0.1%/ 30days/ total indemnity value c. Indemnity Amendment USD B/L endorsement (Before documents received by OceanBank) 2 Export Letter of Credit USD Advising L/C USD Confirming L/C As per OceanBank s stipulation from time to time 2.3 Confirming L/C amendment a. Amendment of Increasing L/C amount As per L/C confirmation fee b. Other amendments USD Advising L/C amendment without OceanBank s confirmation USD Document Settlement 0.15% document value USD20 USD Document Negotiation As per agreement 2.7 Transferring L/C As per OceanBank s stipulation from time to time 2.8 Examination of the Export documents Free of charge L/C cancellation upon request USD20 V CABLE COST AND OTHER CHARGES 1 Swift Charge 1.1 Issuing L/C, letter of indemnity USD Remittance transfer USD5 1.3 Others USD10

5 2 3 Note; Forwarding Swift message to other domestic banks Sending documents by registered mail/ express courier (DHL, EMS) USD10 As actual bills 1. Fees and charges do not include VAT 2. Converted fees are calculated based on the transfer selling rate announced by OceanBank at the time of transaction. 3. If incurred foreign currency swaps, the exchange rate will be applied according to the exchange rate announced by OceanBank. 4. Swift charges will be added if arised 5. Transactions in foreign currencies must be complied with the the current Vietnamese Government s regulations on foreign exchange management. 6. The collected fees are not refundable if the transaction is canceled at customers request or can not be completed not due to OceanBank s faults. 7. Fees under Items III and IV can be applied to transactions in VND and must be collected in VND for quivalent amount. 8. Fees charged on Overseas banks will be applied based on each market and transation time. 9. The above charges are subject to change without prior notice from OceanBank unless otherwise agreed.

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