GBP 0.19 per line, minimum GBP 0.75 USD 0.30 per line, minimum USD 1.20 EUR 0.18 per line, minimum EUR 0.90 Ledger fees - Associations

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1 Account Access Services Internet Banking Yearly subscription fee Security Token - First two Replacement/3 rd token upwards SCR per company SCR per token Accounts Current Account SCR Minimum account opening amount SCR 1, Minimum credit balance to earn interest No interest payable Ledger fee - Business SCR 3.75 per line, minimum SCR Ledger fee-associations SCR 3.00 per line, minimum SCR Debit interest on unauthorised overdrawn balances Client borrowing rate + 6% Monthly statement of accounts - paper or Foreign Currency Account Minimum account opening amount Equivalent of SCR 1, EUR 0.23 per line, minimum EUR 0.90 Ledger fees - Business GBP 0.19 per line, minimum GBP 0.75 USD 0.30 per line, minimum USD 1.20 EUR 0.18 per line, minimum EUR 0.90 Ledger fees - Associations GBP 0.15 per line, minimum GBP 0.75 USD 0.24 per line, minimum USD 1.20 Fixed Deposit Account in local currency Minimum deposit amount SCR 25, Deposit withdrawn before maturity within 3 months Deposit withdrawn before maturity after 3 months: A penalty rate of 1% p.a. applicable to the redeemed capital Interest payable: Interest forfeited - If pre-terminated between 3 and 12 months from date of deposit: Savings rate will apply over the period actually covered by the deposit - If pre-terminated after 12 months from date of deposit: the interest rate applicable will be that of the preceding term. Amount of interest payable will be computed from the deposit date to the pre-terminated date and adjusted accordingly. Fixed Deposit Account in foreign currency Minimum deposit amount GBP 20,000.00/USD 100,000.00/EUR 75, Deposit withdrawn before maturity Accounts Transactions or Services Local Funds Transfer/Internal Transfer Penalty rate of 1% p.a. charged on the amount being redeemed over the period between the date of pre-termination and the date of maturity of the deposit For credit to an MCB Account pertaining to the same customer For credit to an MCB Account not pertaining to the same customer SCR SCR Local Funds Transfer/Domestic Transfer For credit to another local bank account SCR SCR International Funds Transfer/Inward Transfer Telegraphic transfer of Charge

2 International Funds Transfer/Outward Transfer Through SWIFT Standing Instruction Commission: 0.5% of transfer amount,min SCR max. SCR 1, SWIFT charges: SCR correspondent charges where applicable Set up fee SCR Amendment fee SCR Credited to an MCB account SCR Credited to another local bank account SCR Overseas Standing Instruction Credit Card Company Set up Fee SCR 1, Annual Fee Cash Fee Commission: 0.5% of transfer amount, min SCR max. SCR 1, SWIFT charges: SCR correspondent charges where applicable SCR per card 2% of amount withdrawn, minimum SCR Card Replacement Fee SCR Note: Emergency card fee, in case replaced card needs to be delivered urgently abroad, is SCR postage at cost Exceed Limit Fee Late Repayment Fee Interest Rates - Interest on unpaid balance - Interest on cash fee Cards Acquiring Placement of POS/Imprinter and consumables SIM Card Fee (GPRS) Merchant Discount Fee SCR monthly SCR monthly 16% annually 16% annually SCR monthly Negotiable Reports & Guarantees Confidential Reports Auditors Report SCR Letter of reference SCR Balance confirmation for audit purposes SCR Guarantees Immigration bonds 2% p.a., minimum SCR Performance bonds 2% p.a., minimum SCR Tender bonds 2% p.a., minimum SCR Shipping guarantee 1% p.a., minimum SCR Advance payment bonds/retention money bonds 2% p.a., minimum SCR

3 Avalised Bill of Exchange 2% p.a., minimum SCR Others 2% p.a., minimum SCR Amendment fee SCR Cancellation fee SCR Financing Lending Rates SCR Business Loans FCY Business Loans SME scheme first tranche up to SCR 1M SME scheme second tranche above SCR1M up to SCR 3M Processing Fee SME Loan scheme MBR + Variable margin: % p.a. available upon request FCY LIBOR + Variable margin: %p.a. available upon request 5% p.a. 7% p.a. 0.25% of facility amount SCR/FCY Loans and Advances 1% of facility amount min SCR Associated Fees Penalty interest rate - SCR Loans MBR + 6% Penalty interest rate - FCY Loans Effective Lending rate + 6% Unpaid Loan Instalment SCR Release of guarantees SCR Legal Documetation Fee Credit releated statements fee SCR Trade Finance Import Transactions Bills for collection 0.5% of facility amount Client s Acceptance SCR Handling Fee SCR Transmission Charges SCR Advice of Fate SCR Document Collection (Franco) SCR Intervention (Protest at Supplier s Request) Bills forwarded to Other Local Banks SCR Unpaid Cheques USD (or equivalent) + Legal Fees (or equivalent) + Legal Fees, As a Flat Fee Overseas Bank Charges Caretaking of Goods Warehousing costs + USD Documentary credits - Import Opening - First 6 months with fee prorated for each additional month over and above 1 st semester Confirmation charges 0.75% of amount, minimum SCR Transmission Fee - Opening SCR Negotiation Commission 0.75% of amount, minimum SCR Acceptance Commission 0.75% of amount, minimum SCR Documentary credits - Import amendments Opening - First 6 months with fee prorated for each additional month over and above 1 st semester 0.75% of amount, minimum SCR

4 Extension of validity 0.75% of amount, minimum SCR Amendments other than validity SCR Cancellation SCR Commission for examining doc SCR Transmission Fee - Amendment SCR Discrepancy USD Export Transactions Documentary Collections Handling Fee SCR Advice of Fate SCR Settlement SCR Documentary Credits Notification SCR Confirmation 0.75% of amount, minimum SCR per quarter Negotiation 0.50% of amount, minimum SCR per quarter Amendment SCR Transferring of L/C USD Transmission Fees SCR Other Services Cheque Cost of cheque books - Business 100 pages SCR pages SCR Cost of cheque books - Associations 50 pages SCR pages SCR Stop cheque request SCR Cheque returned/ Dishonoured cheque (insufficient funds) SCR Payment of cheque in excess of limits SCR Cost of cheque books are subject to revision based on cost of printing Office Cheque/Bank Draft Issuance of bank cheque SCR Issuance of bank draft 0.50% of amount, min SCR max SCR 1, Cancellation of Bank Drafts SCR Stop Payment of Bank Drafts SCR transmission fees + correspondent charges Safe Deposit Lockers C 01 As an Annual Fee SCR 1, C 02 As an Annual Fee SCR 1, C 03 As an Annual Fee SCR 1, Annual rental fee C 05 As an Annual Fee SCR 1, C 06 As an Annual Fee SCR 1, C 07 As an Annual Fee SCR 2, C 08 As an Annual Fee SCR 5,000.00

5 Insurance per box SCR as an annual fee Deposit for safe deposit locker keys/damages SCR 1, Night Safe Rental fee SCR per wallet per quarter Deposit for loss of night safe wallet/key SCR Research Less than 1 year SCR More than 1 year/less than 2 years SCR More than 2 years SCR Payroll MCB Other Local Banks Through electronic list processing SCR SCR Through Internet Banking (Bulk Payment) SCR SCR MCB Base Rate currently at 10.5% p.a. and may change at the Bank s discretion. Rate changes will be publicly advertised with adequate notice. Disclaimer The above Rates and Fees shall apply to the products and services provided by the Mauritius Commercial Bank (Seychelles) Ltd ( the Bank ) as from 1 st January The Bank may, from time to time amend, vary and supplement the above and shall communicate same to its customers by way of notices in the local newspapers and on its website For more information on the MCB Rates and Fees, please do contact us on (+248) or by .

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