SCHEDULE OF CHARGES & FEES

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "SCHEDULE OF CHARGES & FEES"

Transcription

1 Twelfth Edition Effective 29th August 2014

2 Dear Customer, We are pleased to detail herewith our standard Schedule of Charges & Fees, which is applicable for transactions carried out by Bank of Maldives Plc. This list is not exhaustive and there may be additional services provided by the bank from time to time for which additional charges may be applicable. If in doubt, please do not hesitate to contact your Branch Manager. Thank you. Note: All charges are subject to change. Page 2 of 28

3 Table of Contents Contents 1. Account Services Current Account Saving Account Issuance of Cashier s Cheque Transfer of Salaries/Non-Cheque Transfers/Direct Debits Outer atoll branch cheque collected through clearing Transfers/Deposits/Withdrawals from/to inter branches Local bank cheques received for collection/discounted from outstation branches Local bank transfers from/to outstation branches Outward transfers to local banks through RTGS and ACH Transfers bank reference/balance confirmation Interest Rates Bank of Maldives Base Rate Current and Saving Accounts Fixed Deposit Account Credit Limits Unauthorised Overdrawing Credit Cards Trade Services Import Trade Services - Export Trade Services Inland Letter of Credit (L/C) Credit Limits Balance Confirmation Charge Arrangement, Amendment, Enhancement, Renewal, Commitment & Prepayment Fee Guarantees Commission Advising Guarantees Foreign Related Services Issuance of Travelers Cheques Page 3 of 28

4 5.2 Encashment of Travelers Cheques to cash of same currency or Encashment of Travelers Cheques to Third party Travelers Cheques deposited to accounts with BML branches Handling commission for encashment/deposit of foreign currency other than SWIFT/Telex Transfer Abroad Bank Drafts International Cheque Clearing BML Cheques received for collection from foreign banks Inward Remittance (Telegraphic Transfers) Trade Related Services Imports Issuance of Letter of Credit (L/C) (Foreign) Letter of Credit (L/C) Amendments (Foreign) Cancellation of Letter of Credit (L/C) Letter of Credit (L/C) Confirmation (Foreign) Other foreign bank charges Shipping Guarantee Issuance Negotiation of Documents Import Documentary Collections Trade Related Services Exports Letter of Credit (L/C) Advising Amendment Advising Letter of Credit (L/C) Cancellation Fee Letter of Credit (L/C) Negotiation Export Documentary Collections Trade Related Services Inland Letter of Credit (L/C) Issuance of Inland Letter of Credit (L/C) Advising Charges Inland Letter of Credit (L/C) Other local bank charges Amendments Cancellation of Inland Letter of Credit (L/C) Document Settlement Charges Inland Letter of Credit (L/C) Negotiation of Documents Charges on Beneficiary (if BML customer) Page 4 of 28

5 8.8 Discounting of Documents Charges on Beneficiary (if BML customer) Credit Cards American Express Visa/MasterCard Repayment of credit cards Debit Cards Visa American Express Miscellaneous Maldives Internet Banking Maldives Mobile Banking Page 5 of 28

6 1. Account Services 1.1 Current Account EUR Maintenance/service charge (annually) Applicable on 'Inactive Accounts Minimum balance to open an account (primary) Minimum balance to open an account (secondary) 2, Minimum balance requirement (primary) NIL NIL NIL Minimum balance requirement (secondary) 2, Cheques returned due to insufficient funds (per cheque) Issuance of cheque books 100 leaves per annum leaves per annum - - free of charge free of charge Issuance of additional cheque books Price per cheque book: Price per cheque book: - 5 Leaves Leaves Leaves Leaves Leaves Leaves 5.00 Issuance of cheque books (due to lost/misplaced) Stopped cheque (per request) Account statements Free of charge Free of charge - Account statements - to send by fax (local) Free of charge Free of charge - Account statements - to send by fax overseas (per page) E-statement service Service discontinued with introduction of MIB Standing Orders (per transaction) Payment Guarantee on cheques (per cheque) temporarily discontinued Payment by Cashiers Order to accounts with other Details below in Cashier's Cheque Section banks Cashiers Order issued Details below in Cashier's Cheque Section Photocopy of paid cheque (when there is no apparent discrepancy on the cheque) Account closing charges Account statements - issuance of duplicate - Free of charge Free of charge statements Flat fee on regulatory enforced payments Deposit of notes of $5 and below 3% Note: Inactive Accounts are accounts which has experienced no customer or depositor originated activity over a period of 24 (twenty four) months but not exceeding 5 (five) years. Page 6 of 28

7 1.2 Saving Account SCHEDULE OF CHARGES & FEES EUR Maintenance/service charge (annually) Applicable on Inactive Accounts Minimum balance to open an account (primary) Minimum balance to open an account (secondary) 2, Minimum balance requirement (primary) NIL Minimum balance requirement (secondary) 2, Cheques returned due to insufficient funds (per cheque) Issuance of cheque books Price per cheque book: 5 leaves 5.00 Price per cheque book: 5 leaves leaves leaves 2.00 Issuance of cheque books (due to lost/misplaced) Stopped cheques (per request) Account statements Free of charge Free of charge - Account statements - to send by fax (local) Free of charge Free of charge - Account statements - to send by fax overseas (per page) E-statement service Service Discontinued with introduction of MIB Account statements - issuance of duplicate statements - per month Free of charge Free of charge - Standing Orders (per transaction) Payment Guarantee on cheques (per cheque) - temporarily discontinued Payment by Cashiers Order to accounts with other banks Details below in Cashier's Cheque Section Cashiers Order issued Details below in Cashier's Cheque Section Photocopy of paid cheque (when there is no apparent discrepancy on the cheque) per cheque Account closing charges Issuance of passbook The service has been discontinued Flat fee on regulatory enforced payments Deposit of notes of $5 and below 3% Note: Interest is calculated daily on cleared funds less 2, for Rufiyaa Accounts and less for US Dollar Accounts at the rate of 2.25% and 1.50% respectively. If balance falls to 2, or and below NO INTEREST IS CALCULATED for that day. For amounts exceeding 100,000 and 50,000 interest is calculated daily at the rate of 2.50% and 3.00% respectively. Additionally these Savings Accounts should not have more than 5 debit transactions within that calendar month. If number of debit transactions within a month exceeds 5 transactions, NO INTEREST IS CALCULATED for that month. POS transactions will be excluded when counting the number of debit transactions. Interest is credited to Savings Account at the end of December. Inactive Accounts are accounts which has experienced no customer or depositor originated activity over a period of 24 (twenty four) months but not exceeding 5 (five) years. Page 7 of 28

8 1.2 Issuance of Cashier s Cheque Issuance commission 0.50% 0.50% Maximum commission 3, Minimum commission Transfer of Salaries/Non-Cheque Transfers/Direct Debits Commission for transfer of salaries for government of Maldives Free of charge Free of charge Commission for transfer of salaries for others (per transaction) 5.00 Commission for non-cheque account transfers (other than salaries) Direct Debit (each debit) Outer atoll branch cheque collected through clearing Commission 0.50% 0.50% Minimum commission Maximum commission 3, Transfers/Deposits/Withdrawals from/to inter branches Transfers/Deposits/Withdrawals from/to inter branches Free Free 1.6 Local bank cheques received for collection/discounted from outstation branches Commission 0.50% 0.50% Minimum commission Maximum commission 3, cheques returned due to insufficient funds (per cheque) Page 8 of 28

9 1.7 Local bank transfers from/to outstation branches Commission 0.50% 0.50% Minimum commission Maximum commission 3, Outward transfers to local banks through RTGS and ACH Commission per transfer for Male based branches Atoll based branch charges Commission 0.50% 0.50% Minimum commission Maximum commission 3, Transfers bank reference/balance confirmation Letter of comfort - for specific amount 0.10% 0.10% Letter of comfort - minimum commission All types of bank references Balance confirmation Free of charge Free of charge Page 9 of 28

10 2. Interest Rates 2.1 Bank of Maldives Base Rate Base Rate 9% p.a. 2.2 Current and Saving Accounts EUR Interest paid on Current accounts Nil Nil - Interest paid on Saving accounts 2.25%-2.5% 1.50%-3% - Note: Interest is calculated daily on cleared funds less 2, for Rufiyaa Accounts and less for US Dollar Accounts at the rate of 2.25% and 1.50% respectively. If balance falls to 2, or and below NO INTEREST IS CALCULATED for that day. For amounts exceeding 100,000 and 50,000 interest is calculated daily at the rate of 2.50% and 3.00% respectively. Additionally these Savings Accounts should not have more than 5 debit transactions within that calendar month. If number of debit transactions within a month exceeds 5 transactions, NO INTEREST IS CALCULATED for that month. POS transactions will be excluded when counting the number of debit transactions. Interest is credited to Savings Account at the end of December. 2.3 Fixed Deposit Account Interest paid on Fixed Deposits (all rates are in percentage per annum) 6 months 12 months 24 months over 24 months 10,000 to 50, ,001 to 1,000, ,000,001 to 5,000, ,000,001 to 10,000, ,000,001 and above months 12 months over 12 months 5,000 to 50, ,001 to 100, ,001 to 250, ,001 to 1,000, ,000,001 and above Note: Early withdrawal of Fixed Term Deposits is at the Bank s discretion and NO interest will be paid. Page 10 of 28

11 2.4 Credit Limits For credit facility interest rates structured as base rate plus margin, the applicable margin will be specified in the loan documents. Normal lending rate BML Base Rate plus margin up to 2.75% p.a. 8.5% p.a. - 13% p.a. Note: Penalty interest charges in case of payment default will be levied as specified in the respective loan documents. 2.5 Unauthorised Overdrawing Unauthorized overdrawing on current accounts* Normal lending rate plus 5% p.a. Normal lending rate plus 5% p.a. Note: A penalty charge of 5% p.a. above the approved interest rate will be levied on excess on overdraft accounts. 2.6 Credit Cards Classic Gold Corporate Gold (Visa) American Express 2.85% per month 2.65% per month Nil Visa /Master Card 2.85% per month 2.65% per month 2.65% 2.7 Trade Services Import Negotiation of documents (from date of payment of the bill by the bank to date of receipt of payment) Nil 13.0% Note: A charge of 5% p.a. above bank s normal lending rate will be levied for overdue bills 10 working days after receipt of documents for Sight bills and/or 10 days after maturity for Usance bills 2.8 Trade Services - Export Letter of credit negotiation (from payment date to realization) Nil 13.0% Page 11 of 28

12 2.9 Trade Services Inland Letter of Credit (L/C) Document settlement Charges inland Letter of Credit (from date of payment of the bill by us to date we receive payment) Discounting of Documents Charges on Beneficiary (from date of payment of the bill by us to date receive payment) 11.75% 13.0% 11.75% 13.0% Note: A charge of 5% p.a. above bank s normal lending rate will be levied for overdue bills 10 working days after receipt of documents for Sight bills and/or 10 days after maturity for Usance bills Page 12 of 28

13 3. Credit Limits 3.1 Balance Confirmation Charge Balance confirmation charge Free of charge Free of charge 3.2 Arrangement, Amendment, Enhancement, Renewal, Commitment & Prepayment Fee Fee Type Description Fee percentage for all loans and advances Arrangement fee Charged on all new credit limits 1.50% of the limit (for OD/LC/BG/TRDL facilities 0.125% per month or part thereof) Enhancement fee Charged on the enhancement amount 1.50% of the enhanced amount (for OD/LC/BG/TRDL facilities 0.125% per month or part thereof) Extension fee Charged on all renewal / extension / 1.50% p.a. of the effective reschedulement of credit limits involving limit an increase in term of the credit facility (for OD/LC/BG/TRDL facilities 0.125% per month or part Amendment fee Commitment fee Prepayment fee Charged on all other amendments to credit limits not involving an increase in term of the credit facility Payable on undisbursed loan amounts above 1,000,000 / 100,000 (payable quarterly on the undisbursed amount, based on calendar quarters) Payable on prepayment amount above 1,000,000/100,000 (prepayment fee will be charged if the prepayment is earlier than 60 days before the due date) Minimum Fee 1, , , thereof) 1.00% of the effective limit 1, % of the undisbursed amount 1.00% of the prepaid amount 15,000 1,500 Note: a) Arrangement fee Applicable on all new credit facilities: charged on the new loan amount for loan facilities; and charged on the new limit for the duration from sanction date to expiry for other credit limits. b) Enhancement fee Applicable on all increases in previously sanctioned credit facility limits: charged on the enhanced amount for loan facilities; and charged on the enhanced amount for the duration from date of enhancement sanction to expiry for other credit limits. For all enhancements, enhancement fee plus extension or amendment fee as applicable will be charged. Nil Nil Page 13 of 28

14 c) Extension fee Applicable on all amendments involving an increase in term of the credit facility: charged on the outstanding amount for loans; and charged on the existing limit for other credit facilities (if limit is reduced, charged on the reduced limit). d) Amendment fee Applicable on all amendments not involving an increase in term of the credit facility: charged on the outstanding amount for loans; and charged on the existing limit for other credit facilities e) Commitment fee For the purpose of charging commitment fee, calendar quarters ending March, June, September and December will be used. Commitment fee on loans will not be charged during the quarter within which date of sanction letter falls. f) Exceptions The above charges and fees may be exempt or vary for loans approved under special schemes. Page 14 of 28

15 4. Guarantees 4.1 Commission Guarantees up to 10,000,000/ 1,000,000 (commission will be charged per 90 day quarter, or part thereof) 0.5% per quarter (2.0% per annum) Guarantees above 10,000,000/ 1,000,000 (annually up-front recoverable in advance) 1.0% per annum Minimum commission Administrative fee (for all Guarantee requests received less than 5 business days prior to the date the Guarantee is required) Advising Guarantees Advising guarantees without our responsibility Advising guarantee amendments without our responsibility per amendment (increase in amount/extension of validity) Advising guarantee amendments without our responsibility per amendment (other amendments) Page 15 of 28

16 5. Foreign Related Services 5.1 Issuance of Travelers Cheques Commission % Minimum commission Travelers Cheques returned Encashment of Travelers Cheques to cash of same currency or Commission - 1% Minimum commission Encashment of Travelers Cheques to Commission Minimum commission Free of Charge Free of Charge 5.4 Third party Travelers Cheques deposited to accounts with BML branches Commission - deposits to accounts Free of Charge Free of Charge Commission - deposits to foreign currency accounts - 1% Minimum commission Maximum amount which can be deposited NIL NIL TC return commission per TC (for TCs returned unpaid) Foreign bank charges Actual Actual 5.5 Handling commission for encashment/deposit of foreign currency other than Commission 1% 1% Minimum commission 5.00 Equivalent of 5/- at prevailing exchange rate Page 16 of 28

17 5.6 SWIFT/Telex Transfer Abroad Commission for customers who pay in funds % Commission for customers who does not pay in funds % Minimum commission SWIFT/Telex charge Cancellation (each message) Foreign bank charges for transfers Foreign bank charges other than transfers - Actual 5.7 Bank Drafts EUR Issuance commission % - Minimum commission Maximum commission Cancellation of Drafts Stop payment of Drafts - foreign bank charges - Actual - Stop payment of Drafts - SWIFT/TLX charge (each message) Foreign bank charges for issuance of Euro Drafts (this is in addition to issuance commission) International Cheque Clearing Commission (foreign bank cheques drawn on a bank in USA) % Commission (foreign bank cheques drawn on a bank outside USA) - 1% Minimum commission Maximum commission Postage (for cheques sent on collection) Cheques returned due to insufficient funds Foreign bank charges - Actual 5.9 BML Cheques received for collection from foreign banks Commission - 1% Minimum commission SWIFT/Telex charge Postage Cheques returned due to insufficient funds (per cheque) Note: Payment against cheques drawn on BML branches received on collection from foreign banks will be paid either by issuing a Draft or via SWIFT transfer depending on the payment instructions received from the remitting bank and charges will apply accordingly. Page 17 of 28

18 5.10 Inward Remittance (Telegraphic Transfers) Commission - up to 10, Commission - 10,001 to 100, Commission - above 100, Page 18 of 28

19 6. Trade Related Services Imports 6.1 Issuance of Letter of Credit (L/C) (Foreign) Sight L/C issuance commission per quarter (from date of issuance to date of expiry) % Usance L/C issuance commission per quarter (from date of issuance to date of expiry plus Usance period of L/C) % SWIFT charge Minimum commission Postage charges for airmail L/C's Letter of Credit (L/C) Amendments (Foreign) Sight L/C amendment commission - increase in amount/quarter on the enhanced amount from date of issuance to date of expiry % Usance L/C amendment commission - increase in amount/quarter on the enhanced amount from date of issuance to date of expiry and from date % of expiry plus Usance period of L/C Sight L/C amendment commission - extension of validity/quarter on the outstanding amount from date of issuance to date of expiry % Usance L/C amendment commission - extension of validity/quarter on the outstanding amount from date of issuance to date of expiry and from % date of expiry plus Usance period of L/C Amendment commission - others/amendment Minimum commission SWIFT charge (per amendment) Foreign bank charges (if on applicant) Actual Postage charges for airmail L/C's (per amendment) Cancellation of Letter of Credit (L/C) Cancellation fee - cancellation of L/C's expired unutilized Cancellation fee - cancellation of L/C's expired unutilized (foreign bank charges) - Actual Cancellation fee - cancellation of L/C's prior to expiry Cancellation fee - cancellation of L/C's prior to expiry (communication cost - per SWIFT message) Cancellation fee - cancellation of L/C's prior to expiry (foreign bank charges) - Actual Page 19 of 28

20 6.4 Letter of Credit (L/C) Confirmation (Foreign) L/C confirmation charges - foreign bank charges (if on applicant) - Actual L/C confirmation charges - arrangement fees (cost of communication/swift message) Other foreign bank charges Foreign bank charges - advising, negotiating, reimbursing bank charges (if on applicant) - Actual 6.6 Shipping Guarantee Issuance Issuance commission Negotiation of Documents Retirement commission - 1% Minimum commission Penal interest (interest will be charged for overdue bills 10 working days after receipt of documents for Sight bills and/or 10 days after maturity - 5% for Usance bills) SWIFT charge (per SWIFT message) Foreign bank payment processing fee Foreign bank charges (if on applicant) - Actual Note: A charge of 5% p.a. above bank s normal lending rate will be levied for overdue bills 10 working days after receipt of documents for Sight bills and/or 10 days after maturity for Usance Page 20 of 28

21 6.8 Import Documentary Collections Charges on receipt of document Handling commission SWIFT charge per message to acknowledge receipts of documents to remitting bank Acceptance/Non-Acceptance of D/A document SWIFT charge (per message) to advice acceptance/non- acceptance of document to remitting bank Amendment Handling commission SWIFT charge per message to advice acceptance/non- acceptance of amendment to remitting bank Payment tracers SWIFT charge per message to reply for payment tracers received from remitting bank Payment Retirement commission - 1% Minimum commission SWIFT charge per message Foreign bank charges - Actual Return of unpaid documents Charges on returned documents (per document) SWIFT charge per message to advice return of documents to remitting Bank Courier charges (per document) Postage by registered post (per document) Page 21 of 28

22 7. Trade Related Services Exports 7.1 Letter of Credit (L/C) Advising L/C advising commission (without adding confirmation) L/C advising commission (with confirmation) - 1% 7.2 Amendment Advising Amendment advising commission - per amendment (increase in amount) without adding bank's confirmation Amendment advising commission - per amendment (increase in amount) with bank's confirmation - 1% Amendment advising commission - per amendment (extension of validity) without adding bank's confirmation Amendment advising commission - per amendment (extension of validity) with bank's confirmation- per quarter % Amendment other (per amendment) Letter of Credit (L/C) Cancellation Fee Cancellation fee Cancellation of L/C's - communication cost (per SWIFT message) Letter of Credit (L/C) Negotiation Negotiation/purchase of documents - 1% Minimum commission Foreign bank charges - Actual SWIFT charges (per document) Courier charges (per document) Postage charges (per document) - by registered post Page 22 of 28

23 7.5 Export Documentary Collections Charges to send the documents on collection and advise collecting bank Handling commission SWIFT charge per message Courier charges per document Postage by registered post (per document) Acceptance/payment tracers SWIFT charge per message to inquire status of acceptance/payment from collecting bank Amendment Handling commission SWIFT charge per message to advise collecting bank of amendments Courier charges per document Postage by registered post (per document) Payment Retirement commission Negotiation commission - 1% Minimum commission SWIFT charge per message Courier charges per document Postage by registered post (per document) Foreign bank charges - Actual Page 23 of 28

24 8. Trade Related Services Inland Letter of Credit (L/C) 8.1 Issuance of Inland Letter of Credit (L/C) Sight L/C's: L/C issuance commission (per quarter) - from date of issuance to date of expiry 0.35% 0.35% Usance L/C's: L/C issuance commission (per quarter) - from date of issuance to date of expiry and L/C issuance commission (per quarter) - from date of 0.35% 0.35% expiry plus Usance period of the L/C Minimum commission Maximum commission 2, Processing charges for inland L/C's (if not sent by SWIFT) SWIFT charge (if sent via SWIFT) L/C advising, negotiating, reimbursing bank charges (if on applicant) Actual Actual 8.2 Advising Charges Inland Letter of Credit (L/C) L/C advising commission (if beneficiary is BML customer) Amendment advising commission (if beneficiary is BML customer) Other local bank charges Local bank charges - advising, negotiating, reimbursing bank charges (if on applicant) Actual Actual 8.4 Amendments Sight L/C's: Amendment commission - increase in amount (per quarter) on the enhanced amount - from date of issuance to date of expiry Usance L/C's: Amendment commission - increase in amount (per quarter) on the enhanced amount - from date of issuance to date of expiry and from date of expiry plus Usance period of the L/C Sight L/C's: Amendment commission - extension of validity (per quarter) on the outstanding amount from date of issuance to date of expiry Usance L/C's: Amendment commission - extension of validity (per quarter) on the outstanding amount - from date of issuance to date of expiry and from date of expiry plus Usance period of the L/C 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% Page 24 of 28

25 Amendment commission (other) - per amendment Minimum commission Maximum commission 2, Processing charges for Inland L/C's (if not sent by SWIFT) SWIFT charge (if sent via SWIFT) Cancellation of Inland Letter of Credit (L/C) Cancellation fee - cancellation of L/C's expired unutilized Cancellation fee - cancellation of L/C's expired unutilized (foreign bank charges) Actual Actual Cancellation fee - cancellation of L/C's prior to expiry Cancellation fee - cancellation of L/C's prior to expiry (communication cost - per SWIFT message) Cancelation fee - cancellation of L/C's prior to expiry - (foreign bank charges) Actual Actual 8.6 Document Settlement Charges Inland Letter of Credit (L/C) Retirement commission 0.35% 0.35% Minimum commission Maximum commission 2, Penal Interest (penal interest will be charged for overdue bills 10 days after receipt of documents for Sight bills and/or 10 days after maturity for Usance bills) 5% 5% 8.7 Negotiation of Documents Charges on Beneficiary (if BML customer) Negotiation of documents 0.50% 0.50% Minimum commission Maximum commission 2, SWIFT charge (if applicable) - per SWIFT message Discounting of Documents Charges on Beneficiary (if BML customer) Discounting of documents 1% 1% Minimum commission Maximum commission 2, Penal Interest (penal interest will be charged for overdue bills 10 days after receipt of documents for Sight bills and/or 10 days after maturity 5% 5% for Usance bills) Note: A charge of 5% p.a. above bank s normal lending rate will be levied for overdue bills 10 working days after receipt of documents for Sight bills and/or 10 days after maturity for Usance bills. Page 25 of 28

26 9. Credit Cards 9.1 American Express Classic Gold Joining fee Additional card joining fee Free Free Annual fee Additional card annual fee Over limit fee Cash advance fee 3% (minimum 25.00) 3% (minimum 25.00) Past due fee Card replacement fee Sales slip retrieval/charge back processing fee Copies of statement Cheque/slip return fee Visa/MasterCard Classic Gold Corporate Gold (Visa) Joining fee Additional card joining fee Free Free Free Annual fee Additional card annual fee Over limit fee Cash advance fee 3% (minimum 2.00) 3% (minimum 2.00) 3% (minimum 2.00) Past due fee Card replacement fee Sales slip retrieval/charge back processing fee Copies of statement Cheque/slip return fee Repayment of credit cards From a BML account By cash Free of charge irrespective of amount Free of charge irrespective of amount Page 26 of 28

27 10. Debit Cards 10.1 Visa Joining fee Annual fee Card replacement fee BML ATMs cash withdrawal/transaction Free BML POS cash withdrawal service Other ATMs cash withdrawal/transaction 0.5% (Minimum 25.00) BML ATMs balance enquiry Free Other ATMs balance enquiry PIN replacement fee Sales slip retrieval on each disputed transaction Daily limits - BML ATMs 10, American Express Classic Gold Joining fee Annual fee Card replacement fee BML ATMs cash withdrawal/transaction Free Free BML POS cash withdrawal service BML ATMs balance enquiry Free Free Other ATMs balance enquiry/transaction PIN replacement fee Sales slip retrieval on each disputed transaction Daily limits - BML ATMs 10, , Page 27 of 28

28 11. Miscellaneous 11.1 Maldives Internet Banking Standard Premium Internet banking access fee - annual fee Free of charge Free of charge Initial token fee for new application Additional token/token replacement fee Transfer to an account at any local bank Local bank transfer returned fee (for lack of funds/incorrect credit account information) International payments (applicable for only premium package) Commission for customers who pay in funds % Minimum commission SWIFT/Telex charge Cancellation (each message) Foreign bank charges for transfers Standing Order fee from any BML account to any BML account, other than a loan account or credit card account (applicable for only premium Free of charge Free of charge package) Stop cheque fee Duplicate statement fee Free of charge Free of charge 11.2 Maldives Mobile Banking Maldives Mobile Banking Free of charge Page 28 of 28

SBS - Schedule of charges

SBS - Schedule of charges Account charges Minimum balance required Fall below fee on breach of minimum balance Debit card issuance Debit card replacement Cheque book issuance Customized cheque book Fixed deposit (premature closure)

More information

MAYBANK CHINA BRANCH. (Aug.2015)

MAYBANK CHINA BRANCH. (Aug.2015) FEES & CHARGES FOR FOREIGN CURRENCY BUSINESS A) IMPORTS 1. Issuance of Documentary L/C 0.25% on 1 st USD50,000.00 0.125% on balance in excess of USD 50,000.00 Minimum USD50.00 Cable charge USD60.00 2.

More information

TARIFF AND CHARGES CORPORATE BANKING HSBC LEBANON

TARIFF AND CHARGES CORPORATE BANKING HSBC LEBANON TARIFF AND CHARGES CORPORATE BANKING HSBC LEBANON HSBC Bank Middle East Limited, Lebanon Introduction Dear Customer, At HSBC, we believe that you, our customer, should be made fully aware of the fees that

More information

Tariffs and Charges HBON Commercial Banking & Global Banking

Tariffs and Charges HBON Commercial Banking & Global Banking Tariffs and Charges HBON Commercial Banking & Global Banking Issued by HSBC Bank Oman S.A.O.G, P.O. Box 1727, PC 111, CPO-Seeb, Sultanate of Oman. General Conditions 1. The charges/fees listed in this

More information

Back To Back Documentary Credits. Revolving Documentary Credits. Amendments to Documentary Credit

Back To Back Documentary Credits. Revolving Documentary Credits. Amendments to Documentary Credit Trade Products tariff effective 1 st November 2015 IMPORTS Irrevocable Documentary Letter of Credit (LC) - Issuance LC issuance commission for normal Irrevocable LCs Standby Documentary Credits Standby

More information

SCHEDULE OF CHARGES HSBC PREMIER, HSBC ADVANCE AND PERSONAL BANKING

SCHEDULE OF CHARGES HSBC PREMIER, HSBC ADVANCE AND PERSONAL BANKING SCHEDULE OF CHARGES HSBC PREMIER, HSBC ADVANCE AND PERSONAL BANKING New schedule of charges is effective 1 January 2015. Applicable to HSBC Bank Egypt only General Conditions: 1- The Bank reserves the

More information

Commercial Bank Tariffs 2015

Commercial Bank Tariffs 2015 Commercial Bank Tariffs 2015 Effective from 1 January 2015 Issued by The Hongkong and Shanghai Banking Corporation Limited, which is incorporated in the Hong Kong SAR with limited liability. Content 1.

More information

Accounts Current account minimum monthly average balance

Accounts Current account minimum monthly average balance Schedule of Charges Accounts Current account minimum monthly average balance Call deposit minimum monthly average balance AED 100,000 or equivalent, by arrangement for customers with facilities AED 250,000

More information

RAKfinance. Liability Certificate AED 500. Loan Statement Charges AED 500. Part Settlement of Loan

RAKfinance. Liability Certificate AED 500. Loan Statement Charges AED 500. Part Settlement of Loan RAKfinance Service and Price Guide with effect from 05-08-2015 Loan Processing Fee 2.50% of the loan amount* Liability Certificate AED 500 Loan Statement Charges AED 500 Early Settlement of Loan Business

More information

ii) Incidental charges iii) Closing Charges Tk. 300/- i) Account Maintenance Fee (Service Charges) ii) Incidental charges Nil iii) Closing Charges

ii) Incidental charges iii) Closing Charges Tk. 300/- i) Account Maintenance Fee (Service Charges) ii) Incidental charges Nil iii) Closing Charges Dutch-Bangla Bank Limited Schedule of General Banking, Credit, Foreign Exchange and On-line Banking General Banking and Credit SL Type of Services Nature of Amount of & Current Account / STD/CC/OD i) Account

More information

HSBC UAE Corporate Tariff and Charges

HSBC UAE Corporate Tariff and Charges HSBC UAE Corporate Tariff and Charges Issued by HSBC Bank Middle East Limited, P.O. Box 66, Dubai, UAE. Regulated by the Jersey Financial Services Commission and the Central Bank of the United Arab Emirates.

More information

ICICI Bank Limited Hong Kong Branch Service Charges

ICICI Bank Limited Hong Kong Branch Service Charges Hong Kong ICICI Bank Limited Hong Kong Branch Service Charges with effect from November 01, 2013 GENERAL, DEPOSIT ACCOUNT & REMITTANCE SERVICES GENERAL SERVICES Banker s Endorsement a. Each endorsement

More information

MIZUHO BAN K, LTD. BANGKOK BRANCH

MIZUHO BAN K, LTD. BANGKOK BRANCH MIZUHO BAN K, LTD. BANGKOK BRANCH 18 th Floor, TISCO Tower, 48 North Sathorn Road, Silom, Bangrak, Bangkok 10500 Telephone: 0-2638-0190-92 (Direct) Fax: 0-2638-0220 TERMS AND CONDITIONS Bank s Service

More information

Pricing Schedule. Effective from 1 st January 2015. Page

Pricing Schedule. Effective from 1 st January 2015. Page 1 TABLE OF CONTENTS 1. ACCOUNTS SERVICES 4 1.1. CURRENT ACCOUNT 4 1.2. CALL DEPOSITS INTEREST 4 1.3. TIME DEPOSITS INTEREST 5 1.4. EARLY REDEMPTION ON TIME DEPOSIT 5 2. GENERAL SERVICES 6 2.1. CASHIER

More information

MIZUHO BANK, LTD. TERMS AND CONDITIONS Bank s Service Charge and Fee BANGKOK BRANCH. 16 March 2016. Page 1 of 14

MIZUHO BANK, LTD. TERMS AND CONDITIONS Bank s Service Charge and Fee BANGKOK BRANCH. 16 March 2016. Page 1 of 14 MIZUHO BANK, LTD. BANGKOK BRANCH TERMS AND CONDITIONS Bank s Service Charge and Fee 16 March 2016 Page 1 of 14 A: COMMON CHARGES Audit Confirmation Balance Confirmation Bank Certificate Certify copy of

More information

TARIFF AND CHARGES CORPORATE BANKING HSBC KUWAIT

TARIFF AND CHARGES CORPORATE BANKING HSBC KUWAIT TARIFF AND CHARGES CORPORATE BANKING HSBC KUWAIT HSBC Bank Middle East Limited, Kuwait Introduction HSBC Services Account Services Cheques Payments Imports Exports Factoring Guarantees Custody and Clearing

More information

Corporate Banking. Tariff of Charges

Corporate Banking. Tariff of Charges Corporate Banking Tariff of Charges effective 1 st September 2015 This document lists the charges applicable to corporate banking transactions and services offered by the domestic branches of The Hongkong

More information

TARIFF GUIDE R ETAIL BANKING

TARIFF GUIDE R ETAIL BANKING TARIFF GUIDE R ETAIL BANKING Contents TABLE OF FEES & CHARGES ACCOUNTS & DEPOSITS 2 SERVICES 6 withdrawals & transfers 9 CARDS 10 E-BUSINESS 13 LOANS & FACILITIES 14 GUARANTEES 18 IMPORTS & EXPORTS 19

More information

NATIONAL DEVELOPMENT BANK PLC

NATIONAL DEVELOPMENT BANK PLC NATIONAL DEVELOPMENT BANK PLC TARIFF BOOKLET Revised May 2014 Product Development & Management Unit THE RATES AND CHARGES CONTAINED HEREIN ARE SUBJECT TO CHANGE Contents General Information... 3 1. CURRENT

More information

PRICING GUIDE. Remarks

PRICING GUIDE. Remarks This Pricing Guide is your quick reference to charges for products and services offered by United Overseas Bank (UOB) Hong Kong. This is only applicable to accounts maintained with UOB in the Hong Kong

More information

Pricing Guide. All prices include VAT and are effective as of the 1 st January 2015.

Pricing Guide. All prices include VAT and are effective as of the 1 st January 2015. Pricing Guide The Mercantile Bank Pricing Guide provides an overview of our pricing for 2015. This will help you make the right choices to suit your banking needs. All prices include VAT and are effective

More information

INDIA INTERNATIONAL BANK MALAYSIA BERHAD (911666-D)

INDIA INTERNATIONAL BANK MALAYSIA BERHAD (911666-D) Treatment of GST on the Bank s Fees and Charges No Channel Transaction Type Fees and Charges Type of 1. Credit Administration Loan Financing Loan Processing fee Commitment Fee OS-Out of Scope (Punitive

More information

Kenya Centre. Schedule of Service Charges w.e.f (Inclusive excise duty to be effective from )

Kenya Centre. Schedule of Service Charges w.e.f (Inclusive excise duty to be effective from ) Kenya Centre Schedule of Service Charges w.e.f. 01.11.2010 (Inclusive excise duty to be effective from 01.08.13) Item Description Non-customers Excise 10% Total GENERAL CHARGES 1.Cheque Book Ksh 15/- per

More information

HSBC Qatar Corporate Tariff and Charges

HSBC Qatar Corporate Tariff and Charges HSBC Qatar Corporate Tariff and Charges Effective 1 June 2015 Version 1-1 June 2015 Issued by HSBC Bank Middle East Limited, P. O. Box 57, Doha, Qatar, which is incorporated in Jersey, Channel Islands.

More information

General Tariff. Issue Date: December 2015

General Tariff. Issue Date: December 2015 Current and Savings Accounts Cheques returned unpaid by us Refer to Drawer 25.00 per cheque Any other reason 5.00 per cheque Stopped Cheques (applicable whether stop instructions are for one cheque or

More information

Schedule of Fees, Commission and Charges Effective from January 01, 2012 Circular No: BASIC/HO/TD/2011/05 dated Tuesday, December 27, 2011

Schedule of Fees, Commission and Charges Effective from January 01, 2012 Circular No: BASIC/HO/TD/2011/05 dated Tuesday, December 27, 2011 1.0 Account related Charges/Fees General Banking 1.01 Account Maintenance Fee Current Deposit (CD) Account Tk. 400.00 (1/2 yearly) Special Notice Deposit (SND) Account Tk. 300.00 (1/2 yearly) C) Savings

More information

Service Tariffs Guide

Service Tariffs Guide Service Tariffs Guide Subscribe in Al Ahly Murattabat programs & Enjoy numerous benefits and special offers Account Charges Current Accounts Opening an individual / joint account EGP 25 Cash loans Auto

More information

Comparative fees and charges: 01 January 2015-31 March 2015

Comparative fees and charges: 01 January 2015-31 March 2015 Comparative fees and charges: 01 January 2015-31 March 2015 NVB MCB BBS SCB HBL BoB BoC Savings Account Minimum balance to open a/c SCR1,000 SCR1,000 SCR1,500 0 0 SCR200 SCR1,000 Minimum balance to earn

More information

An Easy Guide to Bank Services and Charges

An Easy Guide to Bank Services and Charges We aim to provide transparent and easy to understand charges for all our products and services. This guide is designed specifically for our personal banking customers and covers our most commonly used

More information

ANNEXURE. List of accounts and applicability of service tax

ANNEXURE. List of accounts and applicability of service tax ANNEXURE List of accounts and applicability of service tax 1 Description Likely to be taxed PLB 1. Unclaimed account service charges (system generated) 2. Unclaimed closed accounts cashier order return

More information

Tariff of Charges - Banking Services

Tariff of Charges - Banking Services Accounts & Deposits Issuing a statement of account (Monthly for Current accounts - Half yearly for Savings) From Free of charge To QAR 10.00 Free of charge Free of charge Issuing a duplicate statement:

More information

An easy guide to bank services and charges. As of 03 October 2015. Issued by The Hongkong and Shanghai Banking Corporation Limited

An easy guide to bank services and charges. As of 03 October 2015. Issued by The Hongkong and Shanghai Banking Corporation Limited An easy guide to bank services and charges As of 03 October 2015 We aim to provide transparent and easy to understand charges for all our products and services. This guide is designed specifically for

More information

Commercial Banking. Tariff of Charges

Commercial Banking. Tariff of Charges Commercial Banking Tariff of Charges Issued by HSBC Bank Middle East Limited, P.O. Box 57, Doha, Qatar, incorporated under the laws of Jersey and regulated by the Jersey Financial Services Commission and

More information

Bank Fees and Charges

Bank Fees and Charges SAVINGS ACCOUNTS BOSVG Fees Charge to open account $0.00 Deposit received in foreign cheque Cheque converted at current exchange rate, commission $5.00 per cheque, stamp duty Transfers received from overseas

More information

International Business Price List

International Business Price List International Business Price List Prices correct as at 28 June 2014 Introduction This International Business Price List sets out the prices we charge for international transactions and our most frequently

More information

Trade Finance SME. Service and Price Guide with effect from 01-07-2015. Sight or Usance 0.20% per month (Minimum 0.60% but not less than AED 350)

Trade Finance SME. Service and Price Guide with effect from 01-07-2015. Sight or Usance 0.20% per month (Minimum 0.60% but not less than AED 350) Trade Finance SME Import Documentary Letters Of Credit Issuance: Sight or Usance 0.20% per month (Minimum 0.60% but not less than AED 350) Back to Back Letter of Credit Revolving Letter of Credit Standby

More information

Retail Banking and Wealth Management Fees and Charges. with effect from 1 October 2013

Retail Banking and Wealth Management Fees and Charges. with effect from 1 October 2013 Retail Banking and Wealth Management Fees and Charges with effect from 1 October 2013 About this guide At HSBC we want to make it easy for you to know what fees and charges apply to the HSBC financial

More information

RATE SHEET OF STATE BANK OF INDIA, RETAIL BRANCH, BAHRAIN. Deposit Accounts

RATE SHEET OF STATE BANK OF INDIA, RETAIL BRANCH, BAHRAIN. Deposit Accounts RATE SHEET OF STATE BANK OF INDIA, RETAIL BRANCH, BAHRAIN Deposit Accounts Name of Scheme Monthly Minimum Balance Minimum Balance Charges Savings Bank BHD 20.000 BHD 1.000 per month* Savings Plus BHD 200.000

More information

Service Charges (applicable wef April 1 2015) 1 Minimum monthlyaverage balance requirement and monthly maintenance charges in SB accounts

Service Charges (applicable wef April 1 2015) 1 Minimum monthlyaverage balance requirement and monthly maintenance charges in SB accounts Service Charges (applicable wef April 1 2015) 1 Minimum monthlyaverage balance requirement and monthly maintenance charges in SB accounts 1.1 Where a debit card has been issued (other than CUB-card) to

More information

Trade Services Service & Price Guide

Trade Services Service & Price Guide Trade Services Service & Price Guide Version1: April-2014 Standard pricing applicable for Trade Services (applicable for Wholesale Banking / Transaction Banking / SME & Consumer Banking Clients of Standard

More information

Lending Fees and Charges. Effective from 20 July 2015.

Lending Fees and Charges. Effective from 20 July 2015. Lending Fees and Charges Effective from 20 July 2015. About this brochure These fees and charges are applicable at the time of printing and are subject to change. We recommend you confirm that you have

More information

smile current accounts account charges

smile current accounts account charges smile current accounts account charges 1 Your guide to the charges on smile current accounts The services, charges and rates detailed are effective from 5 July 2015. We can vary or amend these charges

More information

General Tariff for Commercial Banking Customers. Issue Date: October 2015

General Tariff for Commercial Banking Customers. Issue Date: October 2015 General Tariff for Commercial Banking Customers Issue Date: October 2015 Contents General Account Tariff 3 Lending Fees Commercial Customers 8 Legal Fees 11 Insurance Policies taken as collateral 11 HSBCnet

More information

Retail Clients Schedule of Account Services / Charges 2015

Retail Clients Schedule of Account Services / Charges 2015 Retail Clients Schedule of Account Services / Charges 2015 Liability and Wealth Lending Products SME Banking Segment Priority Banking Retail/TG/2015/09/01 The Bank retains the right to include charges

More information

Minimum / Maximum charge. Quarterly, on the daily balance of the unutilised balance of the loan.

Minimum / Maximum charge. Quarterly, on the daily balance of the unutilised balance of the loan. TABLE OF COMMISSIONS AND CHARGES CONCERNING PERSONAL AND COMMERCIAL ACCOUNTS CHARGES FOR CREDIT FACILITIES (CURRENT ACCOUNTS / LOANS) Documentation fees 75 80 Fixed charge for Individuals / Small Businesses

More information

Retail Banking. General Tariff of Charges

Retail Banking. General Tariff of Charges Retail General Tariff of Charges Retail General Tariff of Charges BANKING SERVICE CHARGES Account Charges Savings Accounts Monthly minimum balance (monthly average) 20.000 or equivalent amount in foreign

More information

Lending Fees and Charges. Effective from 20 May 2016

Lending Fees and Charges. Effective from 20 May 2016 Lending Fees and Charges Effective from 20 May 2016 2 Suncorp Bank About this brochure These fees and charges are applicable at the time of printing and are subject to change. We recommend you confirm

More information

Tariff of Charges Banking Services

Tariff of Charges Banking Services Accounts & Deposits Issuing a statement of account (Monthly for Current accounts Half yearly for Savings) Issuing a duplicate statement: Current year's statement up to 5 years (for each statement) QAR

More information

Corporate price guide

Corporate price guide Corporate price guide All services and applicable tariffs are subject to change by without notice at its sole discretion. Please check specific tariffs with appropriate bank staff. The services listed

More information

1 CURRENT ACCOUNTS (RESIDENT / NON RESIDENT)

1 CURRENT ACCOUNTS (RESIDENT / NON RESIDENT) 1 CURRENT ACCOUNTS (RESIDENT / NON RESIDENT) A. Local Currency Interest; a) Credit Balance Nil b) Debit Balance Rate subject to arrangement b1) Personal Account Minimum charge (monthly) OMR5 b2) Corporate

More information

Minimum / Maximum charge

Minimum / Maximum charge TABLE OF COMMISSIONS AND CHARGES CONCERNING PERSONAL AND COMMERCIAL ACCOUNTS CHARGES FOR CREDIT FACILITIES (CURRENT ACCOUNTS / LOANS) Documentation fees 75 80 150 Fixed charge for Individuals / Small Businesses

More information

Service and Price Guide Ghana

Service and Price Guide Ghana Service and Price Guide Ghana Effective March 30 th, 2015 Personal Banking Current Account Standard Current Account 100 Access 247 20 Premium Banking Current Account Premium Current Account 1,000 Diva

More information

Schedule of Interest Rates & Charges Trinidad Corporate. Effective: February, 2012

Schedule of Interest Rates & Charges Trinidad Corporate. Effective: February, 2012 Schedule of Interest Rates & Charges Trinidad Corporate Effective: February, 2012 Schedule of Charges CONTENTS 1 CURRENT & SAVINGS ACCOUNTS TTD 2 3 CURRENT & SAVINGS ACCOUNTS USD NON PERSONAL FIXED DEPOSITS

More information

GBP 0.19 per line, minimum GBP 0.75 USD 0.30 per line, minimum USD 1.20 EUR 0.18 per line, minimum EUR 0.90 Ledger fees - Associations

GBP 0.19 per line, minimum GBP 0.75 USD 0.30 per line, minimum USD 1.20 EUR 0.18 per line, minimum EUR 0.90 Ledger fees - Associations Account Access Services Internet Banking Yearly subscription fee Security Token - First two Replacement/3 rd token upwards SCR 600.00 per company SCR 200.00 per token Accounts Current Account SCR Minimum

More information

Gibraltar International Bank. Services Tariff Guide

Gibraltar International Bank. Services Tariff Guide Gibraltar International Bank Services Tariff Guide Services Tariff Guide - Personal General Personal Prime Personal Plus Duplicate Statement n/a 5 per sheet n/a Duplicate Tax Letters 35 n/a 35 Cert of

More information

Personal financial services charges - your guide. including small business

Personal financial services charges - your guide. including small business Personal financial services charges - your guide including small business 12 March 2014 Contents About this guide... 2 Important Information... 2 A: PRODUCT RELATED FEES AND CHARGES 1. Savings and Investment

More information

ANZ Fees and Charges EFFECtivE 01 OCtObEr 2012

ANZ Fees and Charges EFFECtivE 01 OCtObEr 2012 ANZ Fees and Charges Effective 01 October 2012 Customer Service Fee Description No Interest Access Everyday Account (Pay As You Go) Number of free electronic Nil s Electronic fee $0.50 per Number of free

More information

SERVICE CHARGES FOR NRI ACCOUNTS

SERVICE CHARGES FOR NRI ACCOUNTS SERVICE CHARGES FOR NRI ACCOUNTS Please Note: These charges are subject to change, without prior notice. Service tax @ 14% will be levied over and above the charge specified. General charges Pass book

More information

GOVERNMENT-GUIDED PRICING ITEMS

GOVERNMENT-GUIDED PRICING ITEMS - 1 - Corporate Banking Services Tariff of Accounts and Services GOVERNMENT-GUIDED PRICING ITEMS No. Items Charges 1 CNY Local Remittance Services 1.1 Cheque Services 1 Cheque Book CNY30 per cheque book

More information

Personal Account. Pricing Guide. August 2011. how can we help you?

Personal Account. Pricing Guide. August 2011. how can we help you? Personal Account Pricing Guide August 2011 how can we help you? Personal Account Pricing Guide August 2011 how can we help you? FUTURE SAVE ACCOUNT Monthly Maintenance Fee Minimum balance P100.00 Monthly

More information

Savings & Investment Accounts. Terms & Conditions Part B: Account & Service Charges

Savings & Investment Accounts. Terms & Conditions Part B: Account & Service Charges Savings & Investment Accounts Terms & Conditions Part B: Account & Service Charges 19 October 2015 01 This is Part B of Delphi Bank s Terms and Conditions ( Terms and Conditions ) for Savings and Investment

More information

Corporate Banking Services. Tariff of Accounts and Services

Corporate Banking Services. Tariff of Accounts and Services Corporate Banking Services Tariff of Accounts and Services - - Effective Date: 5 JUL 05 Corporate Banking Services Tariff of Accounts and Services GOVERNMENT PRICING and GOVERNMENT-GUIDED PRICING ITEMS

More information

11/11. Trade Services Service & Price Guide

11/11. Trade Services Service & Price Guide 11/11 Trade Services Service & Price Guide Standard Pricing applicable for Trade Services (applicable for Wholesale Banking / Transaction Banking / SME & Consumer Banking Clients of Standard Chartered

More information

Commercial tariffs. For Hong Kong commercial customers. Effective November 2015. Issued by The Hongkong and Shanghai Banking Corporation Limited

Commercial tariffs. For Hong Kong commercial customers. Effective November 2015. Issued by The Hongkong and Shanghai Banking Corporation Limited Commercial tariffs For Hong Kong commercial customers. Effective November 2015. Issued by The Hongkong and Shanghai Banking Corporation Limited An easy guide to commercial tariffs For Hong Kong commercial

More information

SCHEDULE OF TARIFFS AND CHARGES

SCHEDULE OF TARIFFS AND CHARGES SCHEDULE OF TARIFFS AND CHARGES HSBC Premier, HSBC Advance and Personal Banking Personal Account Account Opening fees Free Free Free Minimum Balance Current Accounts* OMR 200 OMR 200 OMR 200 Minimum Balance

More information

Excluding VAT BANK OF AFRICA APPROVED TARIFF GUIDE - JULY 2015 DOMESTIC SERVICES G E N E R A L S E R V I C E S T A R I F F S

Excluding VAT BANK OF AFRICA APPROVED TARIFF GUIDE - JULY 2015 DOMESTIC SERVICES G E N E R A L S E R V I C E S T A R I F F S BANK OF AFRICA APPROVED TARIFF GUIDE - JULY 2015 Excluding VAT DOMESTIC SERVICES G E N E R A L S E R V I C E S T A R I F F S INITIAL DEPOSIT Current account corporate Not less than GH 100.00 Current account

More information

All prices are inclusive of GST

All prices are inclusive of GST OCBC Bank (Malaysia) Berhad (295400-W) Customer Service: (603) 8317 5000 (Individual) / (603) 8317 5200 (Corporate) OCBC Al-Amin Bank Berhad (818444-T) Customer Service: (603) 8314 9310 (Individual) /

More information

Service Charges and Fees

Service Charges and Fees Service Charges and Fees 1. Personal Banking Service Charges 1 2. Sabadell Online Banking Service Charges 4 3. Electronic Banking Transaction Charges 5 4. Business Banking Service Charges 7 5. International

More information

Schedule of Charges JAMAICA CORPORATE Effective: May 1, 2016

Schedule of Charges JAMAICA CORPORATE Effective: May 1, 2016 JAMAICA CORPORATE Effective: May 1, 2016 Page 1 of 27 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES

More information

Account Services. Service and Price Guide with effect from 13th December 2015

Account Services. Service and Price Guide with effect from 13th December 2015 Account Services Minimum Average Credit Balance AED USD GBP/EUR Amal Advantage Account 3,000 10,000 N/A Amal Business Finance Account 20,000 10,000 N/A Amal Current Account - Personal 3,000 5,000 5,000

More information

Service Charges and Fees

Service Charges and Fees Service Charges and Fees Service Charges and Fees Content 1. Personal Product Types and Service Charges 2. Personal Banking Service Charges and Fees 3. ATM and Debit Card Transaction Charges 4. Business

More information

Tariff of Charges FIRST

Tariff of Charges FIRST Tariff of Charges FIRST QNB First Membership QNB First Membership QNB First - Premium (Debit Card) QNB First - World Card (Debit & Credit Card*) *subject to the Bank's Terms and Conditions Accounts Local

More information

BankSA Transaction, Savings and Investment Accounts. Fees and Charges and how to minimise them.

BankSA Transaction, Savings and Investment Accounts. Fees and Charges and how to minimise them. BankSA Transaction, Savings and Investment s. Fees and Charges and how to minimise them. Effective Date: 5 December 2015 Important Note: Information in this booklet is current as at the date of this booklet

More information

STANDARD BANK LTD. International Division, Head Office

STANDARD BANK LTD. International Division, Head Office Revised Schedule of RELATING TO FOREIGN EXCHANGE TRANSACTION has been prepared complying BRPD Circular No. 19 Dt. 22.12.2009 & No. 09 Dt. 14.02.2010 WEF 01-08- 2013. A. IMPORT SL TYPES OF SERVI CES NATURE

More information

Section 1: Introduction

Section 1: Introduction Contents Section 1: Introduction Section 1: Introduction... 2 Section 2: Fees and Charges... 3 1. Transaction, Savings and Investment Accounts... 3 1.1 Chinese Currency (CNY) Transaction Account... 3 1.2

More information

Lending Fees & Charges

Lending Fees & Charges Lending Fees & Charges Effective Date: 1 July 2015 All credit fees and charges to any credit facilities regulated by the National Credit Code will be set out in the financial table of your credit contract.

More information

General Services. Account services

General Services. Account services General Services Account services Category Autopay (HKD, RMB, and USD) 1. Debit/credit a BEA account - Manually HK$1.5 (minimum HK$100 per instruction) - By MAS Nil 2. Debit/credit an account held at another

More information

Price Guide. Account services Finance

Price Guide. Account services Finance Price Guide All balances, fees, and charges pertaining to local/foreign currency accounts (USD, GBP, EURO) are quoted to their equivalent in UAE Dirhams. The bank may amend at any time, without prior notice,

More information

Corporate Banking Services

Corporate Banking Services Corporate Banking Services Tariff of Accounts and Services - - Effective Date: OCT 05 Corporate Banking Services Tariff of Accounts and Services GOVERNMENT PRICING and GOVERNMENT-GUIDED PRICING ITEMS No.

More information

Tariff Schedule. Savings Power Plus. Free (Correspondent Bank +Third party Charges) Free (Correspondent Bank +Third party Charges)

Tariff Schedule. Savings Power Plus. Free (Correspondent Bank +Third party Charges) Free (Correspondent Bank +Third party Charges) Sr Savings Power Plus Savings Plus Average Quarterly Balance 50,000,000** (wef 1st July 2014) 1 Quarterly Charge for n-maintenance of AQB 0 0 2 Monthly Account Statements 3 Cheque Book 4 Duplicate Account

More information

1. EXPORT TRANSACTIONS. 1.A. Export bills purchased/ Negotiated/Discounted:

1. EXPORT TRANSACTIONS. 1.A. Export bills purchased/ Negotiated/Discounted: SERVICE CHARGES ON FOREX TRANSACTIONS NOTES: 1. ALL CHARGES SHALL BE COLLECTED UPFRONT UNLESS OTHERWISE SPECIFICALLY STATED. 2. SERVICE TAX AS APPLICABLE SHALL BE COLLECTED 3. OUT OF POCKET EXPENSES, IF

More information

Fees and Charges. 華 僑 永 亨 銀 行 股 份 有 限 公 司 OCBC Wing Hang Bank Limited

Fees and Charges. 華 僑 永 亨 銀 行 股 份 有 限 公 司 OCBC Wing Hang Bank Limited Fees and Charges 華 僑 永 亨 銀 行 股 份 有 限 公 司 OCBC Wing Hang Bank Limited Table of Contents 1. Deposit Service 1.1 Current Account 4 1.2 Savings / Statement Savings Account 4 1.3 Deposit Cheque 4 1.4 Deposit

More information

PERSONAL BANKING SCHEDULE OF FEES. adcb.com

PERSONAL BANKING SCHEDULE OF FEES. adcb.com PERSONAL BANKING SCHEDULE OF FEES adcb.com SCHEDULE OF FEES Effective 11 th April, 2015 Current Account Account Opening Amount Savings Account Call Account AED AED 1,000 AED 1,000 AED 1,000 USD USD 500

More information

Schedule of Fees and Charges for other Suncorp Personal Accounts

Schedule of Fees and Charges for other Suncorp Personal Accounts Schedule of Fees and Charges for other Suncorp Personal s Effective Date: 22 November 2014 The following are no longer available for new accounts or for account changes. Fee description Monthly account

More information

Statement of Principal Interest Rates and Service Charges For Domestic Operations

Statement of Principal Interest Rates and Service Charges For Domestic Operations Statement of Principal Interest Rates and Service Charges For Domestic Operations Last Updated on 03 November 2015 Individuals Corporate / SME Other A INTEREST RATES 1 Deposits Savings Account 3.00% p.a.

More information

CHARGES CATALOGUE. For Individuals and Small Companies:

CHARGES CATALOGUE. For Individuals and Small Companies: The Charges Catalogue includes the usual charges that are currently valid as well as upcoming charges with their implementation date. The Charges Catalogue is reviewed at fixed intervals and is being also

More information

Fees and Charges Schedule

Fees and Charges Schedule Fees and Charges Schedule Page 1 Bananacoast Community Credit Union Ltd ABN: 50 087 649 750 AFSL: 241077 Australian Credit Licence Number 241077 Contents Section 1: Our s and charges... 6 Notification

More information

Lending Fees and Charges for Other Suncorp Bank Home Loans and Packages

Lending Fees and Charges for Other Suncorp Bank Home Loans and Packages Lending Fees and Charges for Other Suncorp Bank Home Loans and Packages Effective Date: 22 November 2014 The following home loans are no longer available for new loans. Fee or Charge Description Professional

More information

SERVICE CHARGES PERTAINING TO LOANS AND ADVANCES

SERVICE CHARGES PERTAINING TO LOANS AND ADVANCES 1. LETTER OF CREDIT 1.1 Usance Charges 1.1.1 For bills up to 7 days sight `200.00 Plus 0.25% of the LC amount subject to minimum of `750.00 per LC 1.1.2 For bills over 7 days and up to 3 months sight `200.00

More information

Account Charges Leaflet

Account Charges Leaflet Account Charges Leaflet Your guide to charges you can expect on your Current Account, Current Account Plus, Student Current Account, Privilege and Privilege Premier Current Account The services, charges

More information

Corporate and Investment Banking Tariff Guide Domestic Business. Effective 1 October 2013

Corporate and Investment Banking Tariff Guide Domestic Business. Effective 1 October 2013 Tariff Guide Effective 1 October 2013 This Tariff Guide details hereunder the charges applicable to transactions offered by Standard Bank (Mauritius) Limited as from 1 October 2013. The bank reserves

More information

Account Charges Leaflet

Account Charges Leaflet Account Charges Leaflet Your guide to charges you can expect on your Co-operative Bank Personal Current Accounts and any savings account linked to a Privilege Account, Privilege Premier Account or Current

More information

Price list for everyday banking services

Price list for everyday banking services 1 (5) Price list for everyday banking services Extract from the service charge list for private customers: Everyday banking packages, accounts, cards, payments and account information Valid as of 14 December

More information

Schedule of Fees. adcb.com. Consumer Banking. Including Etihad Guest Above Cards

Schedule of Fees. adcb.com. Consumer Banking. Including Etihad Guest Above Cards Schedule of Fees Consumer Banking Including Etihad Guest Above Cards adcb.com ADCBEYSOF/Ver01/July 2010 SCHEDULE OF FEES Account opening amount Current Account Savings Account Call Account AED AED1000

More information

Fees & Charges For UOB Deposit Accounts and Services

Fees & Charges For UOB Deposit Accounts and Services Fees & Charges For UOB Deposit Accounts and Services Content 2 1. ACCOUNT CHARGES SGD Deposit Accounts - Savings / Fixed Deposits 03 SGD Deposit Accounts - Current and Children 04 Foreign Currency Accounts

More information

Emirates NBD Trade Finance Tariff Effective 22.06.2011 IMPORTS

Emirates NBD Trade Finance Tariff Effective 22.06.2011 IMPORTS Emirates NBD Trade Finance Tariff Effective 22.06.2011 IMPORTS DC Issuance Commission Standard Irrevocable DC First AED 100,000 0.125 % per month(minimum 3 months) Remaining DC value 0.0625 % per month(minimum

More information

Service Charges. For>10000/- up to less than Rs.50000/-: Rs.3.50 per Rs.1000 Min Rs. 50/- For Rs >50000/-

Service Charges. For>10000/- up to less than Rs.50000/-: Rs.3.50 per Rs.1000 Min Rs. 50/- For Rs >50000/- Service Charges Name of the Bank State Bank of Bikaner and Jaipur Saving Bank A/c-No frills A/c - Minimum Balance Saving Bank Account with cheque facility Minimum Balance Rural Rs.500/- Non-Rural Rs.1,000/-

More information

Business Pricing Guide

Business Pricing Guide Business Pricing Guide (for Foreign Businesses) 1 Account Fees SGD Chequing Account USD Chequing Account Foreign Currency Call Accounts Minimum Initial Deposit S$30,000 US$30,000 AUD 30,000 GBP 30,000

More information

over the counter cash deposit to other bank 0.4% MIN P25 MAX P 100 (iii) Foreign Currency Accounts- Personal

over the counter cash deposit to other bank 0.4% MIN P25 MAX P 100 (iii) Foreign Currency Accounts- Personal (iv) Internet Banking Systems Installation Re-installation Monthly fee per user FREE FREE Local Transfers: P 10 International Transfers: E-mail Payment Notification P 100 + SWIFT CHARGES /month (i) Term

More information

Pricing Guide from Regulators

Pricing Guide from Regulators Pricing Guide from Regulators Version 2013-09 Z1 RMB Account Service Trade Service Rate Min. Max. Z3 Rate Min. Max. Z1.1 Outward Remittance Z3.1 Draft Z1.1.1 Via HVPS - - Handling Fee: Amount

More information