ii) Incidental charges iii) Closing Charges Tk. 300/- i) Account Maintenance Fee (Service Charges) ii) Incidental charges Nil iii) Closing Charges

Transcription

1 Dutch-Bangla Bank Limited Schedule of General Banking, Credit, Foreign Exchange and On-line Banking General Banking and Credit SL Type of Services Nature of Amount of & Current Account / STD/CC/OD i) Account Maintenance Fee Maximum Tk for Current A/C for every 06 months. 1 ii) Incidental charges iii) Closing Tk. 300/- Savings Account i) Account Maintenance Fee (Service ) 1) No A/C maintenance charge on Savings A/C having half-yearly average balance upto Tk. 5,000/- or less. 2(a) 2(b) ii) Incidental charges iii) Closing charges 2) Tk.100 on a half-yearly basis from Savings A/C having half-yearly average balance of more than Tk.5000 upto Tk. 25,000/- 3) Tk.300 on a half-yearly basis from Savings A/C having half-yearly average balance of more than Tk. 25,000/- Tk. 200/- Power Account- i) Account Maintenance Fee Salary ii) Incidental charges iii) Closing Tk.100/- General for SB/CA/STD/CC/OD/Monthly Deposit Scheme Specially printed cheque book (MICR & Personalization) Tk.3/- per leaf (MICR & Personalization) Duplicate Statement Tk.100/- Certificates/ Reports: Balance confirmation certificate No charges for Half-yearly & Yearly for balance confirmation certificate (Twice a year) but Maximum Tk be charged for additional issuance of certificate per instance. Issuance of Solvency certificate Tk.200/-per instance Credit or Solvency informationlocal if requested by third party Tk.300/-(by debiting a/c) Credit or Solvency information- Local Tk.300/- Credit or Solvency information- International Tk.1,000/- or US$20/- Obtaining credit report on behalf of local customer. Tk. 300/- Duplicate savings certificates/ Declaration in Lieu Tk.200/- Certificate of encashment of Bonds/Securities Tk.100/- Bank certificate required by BO Tk.100/- Account Holders Premature Encashment Fee for Monthly Deposit Schemes 1

2 SL Type of Services Nature of Amount of & 3 Collection: a) Collection of Local cheques i) Where there is a clearing house-free ii) Where there is no clearing house:- actual conveyance, Minimum of Tk. 50/- per instance b) Cheques returned, unpaid from clearing house c) Bounced cheque drawn on us (cash, clearing and transfer) d) Collection of outstation cheques/bills (Clean/ Documents).. Postage(Regist ered) Telephone/Telex/ /telegram/ Fax/SWIFT Tk. 50/- (flat) per instance from the account of the depositor of cheques. Tk.100/-(flat) per instance from the account holder of cheques. i) Upto Tk. 50,000/- Tk. 50/-(flat) ii) From Tk. 50,001/- to Tk. iii) From Tk. 100,001/- to Tk. Minimum Tk. 200/-. iv) Over Tk. Minimum Tk. 600/- and Maximum Tk. 3,000/- At actual, Minimum Tk. 20/- At actual, Minimum Tk. 100/- 4. Remittance(Inland): a) Issuance of 0.10%, Minimum Tk. 50/-, Max- Tk.3,000/- (For walking customer & account holder) Telegram/Tele x/fax/ SWIFT for DD: b) Issuance of Pay Order (PO) At actual, Minimum Tk. 50/- Tk.50/-(Flat) for any amount (For walking customer & account holder) c) Cancellation of DD/PO For DD i) Upto Tk. 1,000/-, Tk. 25/- ii) Above Tk. 1000/-, Tk 50/- For PO i) Upto Tk. 1,000/-, Tk. 20/- ii) Above Tk. 1,000/-, Tk. 35/- iii) Above Tk lac, Tk. 100/- d) Issuance of cheque on Bangladesh Bank at clients request Remittance (Inland) Tk. 100/- per instance e) Issuance of Duplicate instrument Tk.100/- (flat) f) Counter Transaction Fee 2

3 SL Type of Services Nature of 5 Standing Instruction / commission 6 Purchase of Cheques, Inland Bills & Instruments (outstation) Amount of & Tk.100/- for compliance of each instruction. No standing instruction charge for transfer of balance from any deposit account to scheme account i) Upto Tk. 0.15%, Minimum Tk. 25/- ii) Tk. 25,001/- to Tk %, Minimum Tk. 50/- iii) From Tk.100,001/- to 0.15%, Minimum Tk. 200/- iv) Over Tk Minimum Tk. 600/- & Maximum Tk. 3,000/- Postage At actual but Minimum Tk. 20/- Telephone/ At actual but Minimum Tk. 50/- /FAX/ SWIFT/ Telegram. Rate of interest Interest to be charged as per commercial lending rate. 7 Issuance of Guarantee Tk. 0.60% per quarter, Min. Tk.500/- ii) 100% cash 0.20% per quarter, Min. Tk. 300/- 8 Parcel : Tk.20/- each for parcel 1st 10 days and additional Tk. 5/- for every subsequent days or part thereof 9 Locker & Safe custody a) Small size Tk.1,000/-yearly. b) Medium size Tk.2,000/- yearly. c) Large size Tk. 3,000/- yearly. d) Security money: i) Small-Tk.1,000/-(refundable) ii) Medium Tk. 2,000/-(refundable) iii) Large Tk. 3,000/-(refundable) e) Replacement of lost key- At actual. 10 Loan Documentation Fee: (Except loan against Financial Obligation) 11 Loan Processing/ Appraisal Fee: (other than retail product) Fee i)upto Tk. 2,00,000/-, Tk. 300/-, Fee ii) From Tk. 2,00,001/- to Tk. 5,00,000/-, Tk. 500/- iii) From Tk. 5,00,001/- to Tk. 10,00,000/-Tk. 1,000/- and iv)above Tk. 10,00,000/-, Tk. 2,000/- v) For subsequent enhancement/renewal (without further registration), 50% of above prescribed fees. For Commercial Loan: i) Upto Tk lac, Free ii) Above Tk lac, Tk. 500/- For Industrial Loan: i) Upto Tk. 10 lac - Free. ii) Above Tk. 10 lac to 50 lac, Tk.2,000/- iii) Above Tk. 50 lac, Tk. 3,000/- 12 Early Settlement Fee 2.00% on outstanding balance 3

4 Foreign Exchange Transactions SL Type of Services Nature of Amount of & 1 (i) L/C opening commissions 0.40% for each quarter under cash (sight) (ii) L/C opening commissions 0.50% for each quarter under cash (usance) iii) L/C Opening for 0.40% for each quarter Back to Back L/C on account of export oriented garments or specialized textiles iv) Acceptance commission 0.40% for each quarter under deferred payment LCs (including Back to Back L/Cs). 2 L/C opening commission where 0.25% for each quarter 100% cash margin is received. 3 Transmission/ Despatch. i) L/C Tk. 3000/- (At Actual Basis) ii) L/C Amendment Tk. 750/- (At Actual Basis) iii) LC Confirmation Tk. 750/- (At Actual Basis) iv) LC Cancellation/ Other Tk. 500/- (At Actual Basis) Message v) FCC At Actual 4 Amendment of L/C LC Amendment Maximum Tk.750/- 5 Arrangement of confirmation by third Bank (Confirmation charges at actual to be borne by either opener or beneficiary as the case may be) 0.20% Collection of credit report of the beneficiary of the L/C by Telex/ SWIFT/ Mail Supply of stationery set for L/C opening Certification of Import Documents for Customer Assessment Purpose Issuance of Shipping Guarantee Telex/ SWIFT/ Mail At actual plus service charges but Minimum Tk. 500/- Actual stamp charges plus Tk. 100/- Tk. 500 (flat) 4

5 SL Type of Services Nature of Amount of & 10 Others: i) For discrepant import L/C documents (charges to be realized from beneficiary/bill forwarding bank) ii) for communicating acceptance of usance L/C(including Back to Back) iii) Issuance of Back to Back LC Certificate i) USD50/- for foreign bill ii) USD20/- or equivalent Taka for Local Bill. i) Tk.500/- flat for foreign ii) Tk.200/- flat for Local Maximum Tk. 500/- iv) C & F certificate Maximum Tk. 500/- 11 Foreign Remittance: i) Purchase of FDD Tk per Dollar/GBP but Minimum Tk.200/- and postage at actual ii) TC encashment As per approved purchase rate plus postage at actual iii) Payment of FTT in Tk. on our Handling Bank Free iv) Collection of foreign currency Handling Tk.500/-(flat) plus postage at actual draft from abroad. v) Issuance of TC Endorsement in Dollar/GBP selling Dollar/GBP selling commission: Ruling passport. commission approved sale rate plus 1% vi) Issuance of i) F.C (Cash) ii) Endorsement in passport. i) ii) Fee i) No ii) Tk. 200/- vii) Issuance of FC Draft i) Upto USD.500/- $5/- ii) USD501/- to USD5000/- $20/- iii) USD5001/- to 10,000/- $30/- iv) Above USD10,000/-$50/- NB: BC selling rate will be applied for conversion of FC if realization of charges in Taka. viii) Remittance by TT(FC) through Telex/SWIFT Foreign correspondent Tk. 700/- (flat) ix) Cancellation of FC drafts Tk. 300/- (flat) x) Collection of Clean Bill xi) Student file per student Tk.2,000/-yearly per file/instance 5

6 SL Type of Services Nature of Amount of & 12A Export i) Negotiation commission for export Handling Maximum Tk. 500/- bills in foreign currency (where exchange gain is involved ) ii) Collection commission for export Handling charge Maximum Tk. 500/- bills in foreign currency (where exchange gain is involved ) iii) Negotiation commission for export biills in foreign currency (where Handling charge 0.15% exchange gain is not involved ) iv) Collection commission for export 0.15% bills in foreign currency (where exchange gain is not involved) v) Negotiation for Export Bills in Local Handling charge 0.15% Currency vi) Collection for Export 0.15% Bills in Local Currency vii) Advising of Foreign Bank L/C to Maximum Tk.750/- beneficiary. viii) (a) Advising of amendments of Foreign bank L/C to the Local beneficiary. Maximum Tk.750/- b) Advising to Local Bank L/C to beneficiary. Maximum Tk.750/- c) Advising Amendment of L/C Maximum Tk.750/- d) Authentication of Transfer Maximum Tk.750/- e) Transfer of L/C amendment with value Maximum Tk.750/- f) Adding of Confirmation to L/C 0.20% (each quarter). g) Local FCC, Data Max, Handling Charge, Copy Document Endorsement Charge, LC Cancellation or unutilized expired LC h) Foreign Bank s Guarantee charges against discrepant bills. At actual i) Collecting bank charges abroad. At Actual j) Processing of documents under Handling collection of Foreign Currency. Tk.500/- k) Processing of documents under collection of Local Currency. 0.15% l) Mailing of Export Documents (Foreign) m) SWIFT/Telex charges for transmitting reimbursement instruction i) By Courier ii) By Postage i) At actual but Minimum Tk. 2,000/- ii) At actual but Minimum Tk. 750/- Tk. 500/- 6

7 SL Type of Services Nature of Amount of & 12B Export Other i) Exp. Form certification Tk. 100 per unit/ set. ii) other stationeries Tk. 100/- iii) Issuance of Export Transaction certificate/prc Maximum Tk.500/- iv) Issuance of Foreign Currency balance certificate/solvency Tk. 200/- per certificate. certificate v) Indentor s registration certificate, money changers license or special permission etc. Handling Tk.750/- per instance. from Bangladesh Bank vi) Cash incentive/duty drawback facilities Tk.2,000/- per case/per bill. 13 Foreign Bank Guarantee i) Advising of Guarantee to the beneficiary in original without Tk. 500/- any engagement on our part ii) Advising of Guarantee in 0.50% per quarter or part thereof but original by adding our Minimum Tk. 1,000/- or US $ if confirmation. payable by foreign correspondent/ iii) Advising of Guarantee in our format or the format supplied by the opening bank with our full engagement. 14 Collection (inward): i) For collection of clean items (inward) ii) For documentary collection bills(under all types of L/C) ii) For documentary bills under grant(without L/C) iii) Other charges including telex/swift etc. v) For documentary bills under grant(without L/C) beneficiary. 0.50% per quarter or part thereof but Minimum Tk. 1,000/- or US $ if payable by foreign correspondent/ beneficiary. 0.25% Minimum 0.25% with Min.Tk.200/- At 0.25%(flat) with Min.Tk.200/- 7

8 & Fees for On-line Banking (VAT will be recovered from the clients as per VAT Rules) SL Cash Deposit to the Counter 1 Amount of Transactions Fees per transaction for inter-zonal transactions (Tk) Charge to be realized from Below Tk lac 20 Bearer Tk lac to Tk.1.00 lac 50 Bearer Above Tk lac to Tk lac 100 Bearer Above Tk lac to Tk lac 200 Bearer Above Tk lac to Tk lac 300 Bearer Above Tk lac 500 Bearer SL Cash withdrawal from the Counter 2 Amount of Transactions Fees per transaction for inter-zonal transactions (Tk) Charge to be realized from Below Tk lac 50 Bearer Tk lac to Tk.1.00 lac 100 Bearer Above Tk lac to Tk lac 200 Bearer Above Tk lac to Tk lac 400 Bearer Above Tk lac 1000 Bearer SL Inter-Zone Fund Transfer 3 Amount of Transactions Fees per transaction for interzonal transactions (Tk) Charge to be realized from Up to Tk.1.00 lac Above Tk lac to Tk lac 100 Account Holder Above Tk lac to Tk lac 200 Account Holder Above Tk lac to Tk lac 300 Account Holder Above Tk lac 500 Account Holder Zones: 1. Dhaka Zone: Dhaka city branches, Dhaka EPZ, Donia, Board Bazar, Shimrail, Joypara, Savar Bazar, Gazipur, Baburhat., Bhulta 2. Narayangonj Zone: Narayangonj, BB Road, Netaigonj, Baburhat. 3. Chittagong Zone: Chittagong city branches, Patherhat & Hathazari. 4. Sylhet: Sylhet, Biswanath, Golapgonj. Chattak 5. Moulvibazar Zone 6. Khulna Zone 7. Barishal Zone 8. Bogra Zone 9. Rajshahi Zone Note: Transactions make from one district to other district except the above will be considered as Inter- Zonal Transactions. SL 4 On-line refund of IPO/Crediting Cash Dividend i) Against direct credit of IPO application money to the unsuccessful IPO applicant s Account ii) For crediting cash dividend of other companies to the account of their shareholders those who are maintaining account with DBBL Fees per transaction (Tk.) Tk.10/- Tk.10/- Charge to be realized from Account Holder Account Holder 8

9 SL & Fees for Debit Card: 5 Type of services Classic Silver Gold Maestro Visa Electron Issuance fee(1 st year only) Free Annual Fee(2 nd year onward) Replacement Fee PIN Change Fee SL Cash withdrawal Fee 6 Type of services Class Silver Gold Maestro Visa Electron ic a) Own ATM Free Free Free Free Free b) ATM in the same Network or in the Agreement with DBBL c) ATM in another N/A N/A N/A Tk.150/- or 2.50% Tk.150/- or 2.50% Network in BD whichever is higher whichever is higher d) ATM abroad N/A N/A N/A Tk.150/- or 2.50% Tk.150/- or 2.50% whichever is higher whichever is higher Balance Inquiry Fee Free Free Free Free Free Mini Statement Fee Free Free Free Free Free Other Transactions Free Free Free Free Free Rate of Interest on OD (% per annum) N/A N/A N/A SL Master Card ATM Interchange Fee Type of Services Amount of & 7 Local Card Tk International Card $ VISA ATM Interchange Fee Local Card Tk International Card $ Internet Banking Annual fee: Tk.200/- 10 SMS Banking 11 Alert Banking Type of the Services ATM Network Charge for debit card holder (Except Salary Account, Staff Account, School Saver Account & Excel Account) Rate Annual fee: Tk.200/- Type of the Services Merchant (POS) Rate 1-3% 9