Benefit Summary. Lineage Logistics

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1 Lineage Logistics Benefit Summary Welcome to Lineage Logistics, the official sponsor of your benefits program! As a full -time active employee, you are eligible to participate in a variety of competitive benefits programs. LINEAGE BENEFITS JUST FOR YOU Competitive rate of pay Paid sick time Excellent healthcare programs Company paid short term disability Company paid long term disability Friend referral bonus Open door communications Paid holidays Annual safety award Annual length of service award Tuition reimbursement Recognition programs Paid vacation 401K match Company paid life insurance Company paid employee assistance program Career opportunity Annual pay increases Vacation time sell back Annual opinion survey Discount network Your birthday is a holiday

2 BENEFIT CONTACTS The following numbers can be used when wishing to contact someone regarding specific Benefit Questions: H E A L T H : United Health Care Group Plan # Pre-Admission Certification: Customer Service: Mail Order Pharmacy: Provider General Web Address: Personalized Info Web Address: DENTAL: The Guardian Group Plan # Customer Service Locating a PPO Provider Provider Web Address VISION: VSP Vision guard VSP Well vision Plan Customer Service Provider Web address (K) PLAN: Prudential Plan # Customer Service Provider Web Address LIFE/ADD: The Guardian Customer Service: Provider Web Address LTD: The Guardian Customer Service: Provider Web Address FLEXIBLE SPENDING ACCOUNTS (FSA): Grace/Mayer Customer Service Provider Web address EMPLOYEE ASSISTANCE PROGRAM (EAP) Integrated Behavior Health Customer Service Provider Web address User Name: Matters Password: wlm70101 Lineage Logistics Pierce St. Omaha, NE

3 The plans utilize a national PPO network through United Health Care. The "UHC" program gives you access to any UHC Preferred Provider Organization (PPO) network in the United States. Utilizing the PPO network will provide you with reduced costs and enhanced benefits. Health Insurance We offer three Health Plans - Every team member chooses the health insurance plan that is best for them and/or their family. The costs are different, depending on the level of insurance you select. Example is for In Network Service Out of Network is higher. Premier Plan Core Plan Basic Plan In Network In Network In Network Deductible $700 EE/ $1,500 EE/ $4,000 EE/ $2,100 Family $4,500 Family $8,000 Family Employer Coinsurance 80% 70% 80% Office Visit Copay $25 $40 Subject to Deductible and Coinsurance Office Visit Copay Preventive Care $25 $40 $0 Specialist Copay $25 $40 Subject to Deductible and Coinsurance OOP Maximum $2,100 EE/ $4,500 EE/ $6,350 EE/ (including deductible) $6,300 Family $11,700 Family $12,700 Family Rx Copay $12/$25/Greater of $45 or 40% $15/$30/Greater of $55 or 50% Subject to Deductible and Coinsurance If hourly, you and your dependents are eligible under this plan after the first day of the month following 60 days of continuous employment. If salaried, you and your dependents are eligible for coverage on the first day of employment. The cost of insurance is shared by you and the Company. Refer to your summary plan description for details. 3

4 This plan is designed to provide high quality dental care while controlling the cost of such care. Dental Insurance This chart shows how the plan works and how each type of service is covered if a Preferred Provider furnishes services. Type of Service Amount You Pay Preventive Services No Deductible 100% coverage Basic Services $50.00 Deductible 100% coverage Major Services $50.00 Deductible 60% coverage Orthodontia 50% coverage $1,000 lifetime limit If hourly, you and your dependents are eligible under this plan on the first day of the next month following your enrollment. If salaried, you and your dependents are eligible for coverage on the first day of employment. Vision When you are enrolled in our dental plan you also receive vision benefits. If you utilize the services of a provider listed in the Preferred Provider Directory, your benefits include routine vision exams for a $10 co-pay, and preferred pricing on a large selection of brand-name, designer frames, lenses, and lens options. Disability Insurance Disability Income Benefits Lineage Logistics provides full-time employees with short and long-term disability income benefits, and pays the full cost of this coverage. In the event you become disabled from a non work-related injury or sickness, disability income benefits are provided as a source of income. You are not eligible to receive short-term disability benefits if you are receiving workers compensation benefits. If hourly, you are eligible under this plan after one year of continuous service. If salaried you are eligible for coverage on the first day of employment. Benefits Begin Percentage of Income Replaced Short-term Disability Long-term Disability After 30 days of After 90 days of disability disability 60% 60% 4

5 401(k) Plan To help you prepare for the future, Lineage Logistics sponsors a 401(k) Plan as part of its benefits package. As a full -time employee, who is at least 21 years old, you may start participating in this plan on the first day of January or July after completing six months of service. With this plan, you may save up to 50 percent of your pay on a beforetax basis, receiving matching contributions from Lineage Logistics on part of your savings. THE COMPANY S DISCRETIONARY MATCH IS 50% OF THE FIRST 6% OF EARNINGS THAT YOU CONTRIBUTE TO THE PLAN By saving on a before-tax basis, you reduce the taxes you pay today and delay paying taxes on the money you save, as well as your account earnings, until you withdraw the money from the plan. The investments of your 401(k) account are self-directed by you. The plan provides a variety of investment funds for you to choose from based upon the level of risk you want to assume. You may check account balances, make investment election changes, or transfer funds between investment accounts by telephone 24 hours a day. You vest, or gain ownership, in the matching contributions from Lineage Logistics based on the schedule below. Years of Service Total Amount Vested 1 25% 2 50% 3 75% 4 100% You are always 100% vested with respect to contributions you make to the plan. 5

6 Life & AD&D Insurance Basic Life & AD&D Insurance Lineage Logistics provides full-time employees with group life Insurance coverage equal to three times your annual income and accidental death and dismemberment (AD&D) insurance, and pays the full cost of these benefits. Contact Human Resources to update your beneficiary information. If hourly, you are eligible for this plan after 3 months of continuous service. If salaried you are eligible for coverage on the first day of employment. Voluntary Life Insurance Employees who want to supplement their group life insurance benefits may purchase additional coverage. When you enroll yourself and/or your dependents in this benefit, you pay the full cost through payroll deductions. You can purchase coverage on yourself and your spouse in $10,000 increments. Minimum coverage is $10,000 and maximum coverage is $100,000. Maximum spouse coverage cannot exceed 50% of the employee s coverage. For your children, you can purchase either $2,500, $5,000 or $10,000 for each eligible child. For description of children eligible for coverage or age restrictions on employees, refer to your enrollment form. Monthly Cost for Each $1,000 of Employee & Spouse Life Insurance Coverage Age < Employee $.06 $.07 $.09 $.16 $.33 $.45 $.75 $1.05 $1.83 $2.84 Spouse $.05 $.06 $.08 $.14 $.27 $.34 $.53 $.77 $1.30 $2.03 Dependent $2,500=$.35 per unit $5,000=$.70 per unit Children $10,000=$1.40 per unit Other Benefits Lineage Logistics also has bereavement leave, jury and witness duty, and military leave. Contact Human Resources for more details. 6

7 Paid Time Off Sick Time Sick time benefits allow hourly team members to be paid for time away from work if you become ill. After one (1) year of continuous employment employees accrue two (2) hours of sick leave each month they work 120 hours or more. An employee may accrue up to 48 hours total sick leave benefits. Vacation All employees must complete six (6) months of continuous service to be eligible for vacation pay. Vacation is earned and taken on an anniversary date basis and shall be taken only after it is earned. Employees will be authorized to carry over any earned but unused vacation time from their anniversary date in one year to the next up to a maximum accrual of 80 hours. Employees will earn vacation based on their normally scheduled workweek during the previous anniversary year. Vacation pay is computed at the rate being earned at the time of the vacation or upon separation. Years of Eligible Service Vacation Days Earned Each Year After 1 year 1 week (40 hours) After 2 years 2 weeks (80 hours) After 5 years 3 weeks (120 hours) After 10 years 4 weeks (160 hours) Holidays As a full-time employee, you will receive the following paid holidays each year after you complete 90 days of continuous service: New Years Day Christmas Eve Memorial Day Christmas Day Labor Day Team Members birth date Fourth of July Personal Day (awarded after Thanksgiving one year of continuous service) 7

8 Flexible Spending Accounts (FSA) FSAs provide you with an important tax advantage that can help you pay health care and dependent care expenses on a pre-tax basis. By anticipating your family s health care and dependent care costs for the next year, you can actually lower your taxable income. Health Care Reimbursement FSA This program lets Lineage Logistics employees pay for certain IRSapproved medical care expenses not covered by their insurance plan with pre-tax dollars. The annual maximum amount you may contribute to the Health Care Reimbursement FSA is $2,000 per calendar year. Some examples include: Hearing services, including hearing aids and batteries Vision services, including contact lenses, eye examinations, and eyeglasses Dental services and orthodontia Chiropractic services Acupuncture Prescriptions Dependent Care FSA The Dependent Care FSA lets Lineage Logistics employees use pre-tax dollars towards qualified dependent care such as caring for children under the age 13 or caring for elders. The annual maximum amount you may contribute to the Dependent Care FSA is $5,000 (or $2,500 if married and filing separately) per calendar year. Examples include: The cost of child or adult dependent care The cost for an individual to provide care either in or out of your house Nursery schools and preschools (excluding kindergarten) The information in this Enrollment Guide is presented for illustrative purposes and is based on information provided by the employer. The text contained in this Guide was taken from various summary plan descriptions and benefit information. While every effort was taken to accurately report your benefits, discrepancies, or errors are always possible. In case of discrepancy between the Guide and the actual plan documents the actual plan documents will prevail. All information is confidential, pursuant to the Health Insurance Portability and Accountability Act of If you have any questions about your Guide, contact Human Resources. 8