U.S. Employees. Supporting You and Your Family Employee Benefits. Overview 2015

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "U.S. Employees. Supporting You and Your Family Employee Benefits. Overview 2015"

Transcription

1 U.S. Employees Supporting You and Your Family Employee Benefits Overview 2015

2 Welcome to AECOM where you ll have the opportunity to work with some of the best and brightest minds in our industry. Your health and well-being are very important to AECOM. That s why we re committed to providing you benefits that support you and your family. This guide provides an overview of these benefits. Please consult your Human Resources representative to find out whether any eligibility requirements* apply and to answer any questions you may have. Or you can call the AECOM Benefits Service Center at * AECOM s benefits are governed under the rules provided in the applicable plan documents and summary plan descriptions, which will be provided upon request.

3 Medical, dental and vision AECOM strives to meet your needs and those of your family with a competitive benefits package that recognizes your valuable contribution to our company. Our medical, dental and vision coverage is available to spouses, domestic partners and/ or eligible dependents without any pre-existing condition limitations. Coverage is effective on the date of hire for employees scheduled to work 20 hours or more per week and is available to spouses, domestic partners, and/or eligible dependents.

4 Medical Wellness at AECOM is a program which provides support and resources to employees to achieve and maintain good health and well-being. Wellness participants enjoy significant savings on medical plan premiums and other plan costs if they complete this annual program. As a new employee, you are automatically eligible to receive these benefits during the calendar year in which you joined AECOM. Contact the AECOM Benefits Department for further details. PPO Plan: Members have the freedom of visiting in-network or out-of-network providers. This plan has a deductible/outof-pocket maximum and is administered by Anthem Blue Cross. High Deductible Health Plan: AECOM offers plans with a high deductible, including the Premier Plus Plan, which is available to those who qualify by completing AECOM s Wellness program. These plans allow you the freedom to visit in-network or out-of-network providers and feature a Health Savings Account (HSA) in which members can build tax-free savings for future, qualified expenses. AECOM provides a generous annual HSA contribution and members may contribute to their account on a pre-tax basis up to the IRS allowable annual maximum. This plan is administered by Anthem Blue Cross (medical) and Mellon Bank/Benefit Wallet (HSA). Exclusive Provider Organization (EPO): In this plan, you may see any medical provider that is in-network; there is no out-of-network coverage. You may also see any in-network specialist without prior authorization. Benefits are administered by Anthem Blue Cross. Dental DPO 1: This plan allows you to see any dentist you choose. Maximum coverage for each covered member is $2,000 per year. The plan also includes orthodontia at 50% (up to $2,000 per year) and limited coverage for implants. It is administered by Aetna. DPO 2: This plan also allows you to see any dentist you choose. Maximum coverage for each covered member is $1,000 per year. Orthodontia is not covered. The plan is administered by Aetna. Vision Vision Care Plan: The plan provides discounted rates for routine vision examinations plus discounted prices on eyeglass frames and lenses or contacts. The plan is administered by Vision Service Plan. Prescriptions Prescription Drug Benefits: You can fill your prescriptions online, at most pharmacies or by mail order. This benefit is administered through Express Scripts.

5 Flexible spending accounts (FSA) and Health savings accounts (HSA) Health Care Spending Account & Dependent Day Care Spending Account: These two separate accounts allow you to set aside money from your paycheck on a pre-tax basis to cover certain unreimbursed medical, dental, vision and/or dependent care expenses. Annual maximum contribution limits apply. In 2015, the maximum contributions are $2,500 for the Health Care Spending Account and $5,000 for the Dependent Day Care Spending Account. Health Savings Account: If you participate in a high deductible medical plan, you may be eligible to contribute to a tax-advantaged account which can be used for future health care expenses. Unlike an FSA, there is no time-limit on when you need to use these funds and you take them with you if you leave the company. Your HSA can further grow through a generous HSA contribution which is available from AECOM. Maximum annual contribution limits and eligibility requirements apply. In 2015, the combined maximum HSA contribution limit is $3,300/ individual and $6,550/family. Employees over age 55 may contribute an additional $1,000/ year. You may also contribute to a Limited Purpose FSA with a maximum contribution of $2,500 if you participate in a high deductible plan, including a Premier Plus Plan.

6 Life, accident and disability coverage AECOM further supports you and your family with life, accident and disability coverage. Coverage is effective on the date of hire and is available to all employees who work 20 hours or more per week. Completion of Evidence of Insurability forms is necessary for optional life insurance coverage at four or five times your salary level. Optional spouse/domestic partner coverage over $50,000 is also available.

7 Basic life insurance AECOM provides, at no cost to you, a basic life insurance benefit of 1.5 times base annual salary. The maximum coverage is $500,000. Optional life insurance You may purchase additional life insurance up to five times your annual base salary, up to a maximum benefit of $500,000. You are responsible for 100% of the premiums, which vary depending on amount of coverage and age of the employee. Spouse or domestic partner life insurance You may purchase life insurance for a spouse/domestic partner up to the lesser of 50% of your optional life insurance coverage or $200,000. Premiums vary depending on the amount of coverage and age. Evidence of Insurability requirements may apply. Child life insurance You may purchase additional life insurance for dependent children. Eligible dependent children are covered at $10,000 each. Basic accident insurance AECOM provides, at no cost to you, a basic accident insurance benefit of 1.5 times your base annual salary, up to a maximum benefit of $500,000. Pays for accidental loss of life, limb(s) or basic function(s) such as sight or hearing. Optional accidental insurance You may purchase additional accident coverage in $10,000 increments up to a maximum of $500,000 for coverage for yourself or family. Enhanced accident insurance Employee may elect this voluntary plan to help cover out-of-pocket medical expenses associated with accidental injuries. These benefits are paid in addition to medical or accidental death and dismemberment insurance benefits. Critical illness insurance Employee may elect this voluntary plan to provide financial support for you and your family in the event of a covered critical illness or condition. Coverage amounts are $15,000 or $30,000 for employee and 50% for spouse/domestic partner and/or dependent children. Business travel accident insurance AECOM provides, at no cost to you, a business travel accident insurance benefit to all employees traveling on authorized AECOM business at a rate of five times your annual salary, up to a maximum benefit of $2,000,000. Short-term disability (STD) AECOM provides income should you miss work due to a non-occupational injury or illness for up to 13 weeks. Coverage is 60% of weekly base salary up to a maximum level of $1,500. The company pays the full cost.* Long-term dsability (LTD) You receive a monthly benefit of 60% of your monthly salary. The maximum benefit is $10,000 per month. Coverage begins on the 91 st day of illness or injury. Coverage is effective on date of hire. It is available to all employees working 20 hours or more per week. * Includes the average amount of commissions and bonuses (if applicable) received over the lesser of (1) the number of months worked or (2) the 12-month period just prior to the date of loss.

8 Financial security AECOM recognizes the importance of building financial security for the retirement years and has designed a program to assist you in meeting your post retirement financial goals.

9 The retirement and savings plan (RSP) If you work 20 hours a week or more, you are eligible to participate in AECOM s RSP on the first day of the second calendar month following your date of hire You may elect to contribute up to 50% of your bi-weekly base salary and AECOM will match 50% of the first 6% of your bi-weekly contributions. You are 100% vested in your bi-weekly contributions at all times and are 100% vested in AECOM matching contributions after three years of service. Employee Stock Purchase Plan (ESPP) Through the AECOM Technology Corporation (ESPP), you can purchase shares of AECOM common stock during one or more of the Plan s six offering periods in each calendar year. To enroll, you may elect to contribute 1% to 10% of their eligible bi-weekly compensation through after-tax payroll deductions up to the plan limit of 1,300 shares per offering period and the IRS limit of $25,000 worth of stock per year. Subject to certain statutory requirements, a 12% discount is applied to the stock purchase price which is the fair market value of AECOM common stock as of the last day of each offering period.

10 Other benefits

11 Paid time off (PTO) PTO can be used for vacation, illness, or personal business. It accrues on an hourly basis starting the first week of work. PTO is calculated on the actual number of hours you work is paid up to a maximum of 40 hours in a regular pay week. Part-time fixed employees who work 20 or more hours per week are eligible for PTO on a prorated basis. Full-time employees accrue the following number of PTO days, based on 2,080 hours maximum per year. Holidays AECOM observes eight paid holidays per year seven that are specifically designated and one floating holiday. Education assistance program You may receive 100% reimbursement, up to $5,000 (full time) and $3,000 (part time fixed) per calendar year for tuition and fees. Courses required to obtain a job-related or a business degree are applicable for the reimbursement with pre-approval. Employee assistance program (EAP) The EAP provides confidential and professional assistance to help you and your family resolve personal challenges. AECOM voluntary benefits In addition to offering a variety of discounts to some of the most popular online retailers, you can also purchase home and auto insurance, group legal insurance and pet insurance. Years of service Annual days Maximum days 0 to 5 years to 10 years years or more VPs and above 25 50

12 About AECOM Ranked as the #1 engineering design firm by revenue in Engineering News-Record magazine s annual industry rankings, AECOM is a premier, fully integrated infrastructure and support services firm, with a broad range of markets, including transportation, facilities, environmental, energy, water and government. The recent incorporation of URS furthers AECOM s standing as a leader in all of the key markets that it serves. With nearly 100,000 employees including architects, engineers, designers, planners, scientists and management and construction services professionals the company serves clients in more than 150 countries around the world. AECOM provides a blend of global reach, local knowledge, innovation and technical excellence in delivering solutions that create, enhance and sustain the world s built, natural and social environments. A Fortune 500 company, AECOM has annual revenue of approximately US$20 billion. More information on our services can be found at and Follow us on

M&T Bank offers a CDHP that combines traditional medical coverage with a health savings account feature that provides certain tax benefits.

M&T Bank offers a CDHP that combines traditional medical coverage with a health savings account feature that provides certain tax benefits. Benefits Overview M&T Bank understands how important benefits are to you and your family. The benefit plans are designed to meet the varying benefit needs of each employee. Since benefits are a significant

More information

For people who bring it all. Every day.

For people who bring it all. Every day. For people who bring it all. Every day. All of us at UnitedHealth Group are bound by more than our mission and our culture. While we re each one of a kind, we share an incredible enthusiasm for living.

More information

Employee Benefits. from. I felt rewarded for my efforts. Take Advantage of Competitive Benefits WEALTH ACCUMULATION. Profit Sharing Plan.

Employee Benefits. from. I felt rewarded for my efforts. Take Advantage of Competitive Benefits WEALTH ACCUMULATION. Profit Sharing Plan. day from one I felt rewarded for my efforts. Employee Benefits Take Advantage of Competitive Benefits At Fifth Third Bank, we want to create an environment where you will want to stay and build your career.

More information

St. Louis Community College Summary of Insurance Benefits Effective June 1, 2013

St. Louis Community College Summary of Insurance Benefits Effective June 1, 2013 St. Louis Community College Summary of Insurance Benefits Effective June 1, 2013 Employees are eligible to enroll on the first day of employment and coverage becomes effective on the date the enrollment

More information

Employee Benefits. from. I felt rewarded for my efforts. Take Advantage of Competitive Benefits WEALTH ACCUMULATION. 401(k) Plan

Employee Benefits. from. I felt rewarded for my efforts. Take Advantage of Competitive Benefits WEALTH ACCUMULATION. 401(k) Plan day from one I felt rewarded for my efforts. Employee Benefits Take Advantage of Competitive Benefits At Fifth Third Bank, we want to create an environment where you will want to stay and build your career.

More information

Zurich North America Total Rewards (U.S.) Summary information

Zurich North America Total Rewards (U.S.) Summary information Zurich North America Total Rewards (U.S.) Summary information Zurich North America Total Rewards (U.S.) Summary Founded in Switzerland in 1872, Zurich is one of the world s most experienced insurers. Our

More information

ACE Advantage at a Glance ACE Center & ACE Club. Achieve

ACE Advantage at a Glance ACE Center & ACE Club. Achieve ACE Advantage at a Glance ACE Center & ACE Club Achieve ACE Advantage at a Glance ACE Center & ACE Club At ACE, we boast a strong, talented workforce featuring individuals who are among the best and brightest

More information

We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan.

We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan. It s About You All We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan. We recognize that employees are our greatest

More information

Health Care Plans at a Glance. Welcome to Our Benefit Overview. Medical BlueCross BlueShield of SC: All Employees (except Joplin)

Health Care Plans at a Glance. Welcome to Our Benefit Overview. Medical BlueCross BlueShield of SC: All Employees (except Joplin) Benefit Overview Health Care Plans at a Glance At Schaeffler the health of our employees and their families are a priority to us. Our benefits are designed to help them manage their physical and financial

More information

CHI Mercy Medical Center revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness

CHI Mercy Medical Center revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness CHI Mercy Medical Center revised as of 1/1/15 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.

More information

Health & Wellness. Major Medical Insurance. Vision Insurance. Sick Time. VHBWell Program. Domestic Partnership Benefit.

Health & Wellness. Major Medical Insurance. Vision Insurance. Sick Time. VHBWell Program. Domestic Partnership Benefit. Employee Benefits Health & Wellness VHB recognizes that health and wellness are important to employees. We offer high quality, affordable medical, dental and vision insurance. Resources such as the VHBWell

More information

TIAA 2015 Benefits AT A GLANCE

TIAA 2015 Benefits AT A GLANCE TIAA 2015 Benefits AT A GLANCE TIAA is committed to making financial well-being possible for its clients, and the company is equally committed to the well-being of its employees. That s why we offer a

More information

This summary contains an overview of the benefits provided to eligible employees of ASME. HEALTH CARE OPTIONS PICK WHAT S BEST FOR YOU!

This summary contains an overview of the benefits provided to eligible employees of ASME. HEALTH CARE OPTIONS PICK WHAT S BEST FOR YOU! This summary contains an overview of the benefits provided to eligible employees of ASME. Eligibility: HEALTH CARE OPTIONS PICK WHAT S BEST FOR YOU! Full-time employees and part-time employees who work

More information

Should you have any questions pertaining to any of the content, please contact the Benefits team at HRBenefits@rochestergeneral.org or 922-1100.

Should you have any questions pertaining to any of the content, please contact the Benefits team at HRBenefits@rochestergeneral.org or 922-1100. Welcome to Rochester Regional Health! This online presentation on the Rochester General Health Benefits Program is designed to provide you an overview of the comprehensive benefits package Rochester Regional

More information

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits.

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits. Benefits Highlights Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits HC Option 5 GE Benefits: Adding value beyond your paycheck The Company

More information

Duke University Benefits Overview: Exempt 2015

Duke University Benefits Overview: Exempt 2015 Duke University Benefits Overview: Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work. While your pay

More information

Duke University Health System Benefits Overview: Exempt 2015

Duke University Health System Benefits Overview: Exempt 2015 Duke University Health System Benefits Overview: Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work. While

More information

New Employee Benefits Orientation Guide

New Employee Benefits Orientation Guide 2016 Full-time Employees New Employee Benefits Orientation Guide Benefits coverage for our greatest assets. Welcome Citizens proudly offers a comprehensive benefit package for you and your eligible dependents

More information

The Benefits of Bb BE @ BLACKBOARD

The Benefits of Bb BE @ BLACKBOARD The Benefits of Bb www.blackboard.com/careers BE @ BLACKBOARD The passion for education and the drive to make a difference are at the core of what makes Blackboard a great place to work. Blackboard fosters

More information

Duke University Health System Benefits Overview: Non-Exempt 2015

Duke University Health System Benefits Overview: Non-Exempt 2015 Duke University Health System Benefits Overview: Non-Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work.

More information

Welcome to HealthcareSource!

Welcome to HealthcareSource! Employee Benefits Summary 2015 Welcome to HealthcareSource! Beyond building great talent management software for the healthcare industry, we know our employees are our most valuable assets. We ve created

More information

Benefits Highlights. Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits

Benefits Highlights. Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits Benefits Highlights Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits GE Benefits: Adding value beyond your paycheck The Company offers a wide

More information

your Benefits in Brief

your Benefits in Brief your Benefits in Brief Salaried and Non-Union Non-Exempt Employees of Kaiser Foundation Health Plan, Inc. and Kaiser Foundation Hospitals Northern California Kaiser Permanente is committed to providing

More information

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits.

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits. Benefits Highlights Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits HC Core 5A GE Benefits: Adding value beyond your paycheck The Company

More information

Overview of Available Benefits -Long Term Supplementals

Overview of Available Benefits -Long Term Supplementals Overview of Available Benefits -Long Term Supplementals 1BIBM benefits Your health. Your wealth. Our partnership: The benefits of working at IBM IBM offers a competitive benefits program, designed to help

More information

2015 BENEFITS. There are important decisions to make. Look inside to learn more.

2015 BENEFITS. There are important decisions to make. Look inside to learn more. 2015 BENEFITS There are important decisions to make. Look inside to learn more. 1 Welcome to Enable Midstream! This is an exciting time to work at Enable Midstream. We are so glad you are part of our team.

More information

FULL-TIME FACULTY BENEFITS OVERVIEW 2014-15

FULL-TIME FACULTY BENEFITS OVERVIEW 2014-15 FULL-TIME FACULTY BENEFITS OVERVIEW 2014-15 This document is designed to provide a brief overview of the benefits offered to full-time faculty members at Augustana College. Full-time faculty teach 21 or

More information

OUR EMPLOYEE BENEFITS

OUR EMPLOYEE BENEFITS Regular, full-time employees of Pearl Carroll & Associates LLC are eligible for a comprehensive benefits program designed to make the job more rewarding and to protect the well-being of our employees and

More information

Here is a brief summary of some of the benefits that Duke offers:

Here is a brief summary of some of the benefits that Duke offers: Duke University Benefits Overview: Non-Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work. While your

More information

BENEFITS AT A GLANCE 2013

BENEFITS AT A GLANCE 2013 BENEFITS AT A GLANCE 2013 Your 2013 Benefits -- At a Glance Benefits Cafeteria Plan Cafeteria Plan Funding with Base Plan provides $750 ($62.50/month). Cafeteria Plan Funding with Accelerated Plan provides

More information

Your Total Rewards as Part of the SABIC Family

Your Total Rewards as Part of the SABIC Family Your Total Rewards as Part of the SABIC Family Thinking about Joining SABIC? There are many rewards to becoming a member of the SABIC team rewards that go well beyond your paycheck! At SABIC, we pride

More information

CHI Franciscan Health revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness

CHI Franciscan Health revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness CHI Franciscan Health revised as of 1/1/15 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.

More information

IEEE BENEFITS SUMMARY

IEEE BENEFITS SUMMARY IEEE BENEFITS SUMMARY January 2009 DEFINED CONTRIBUTION RETIREMENT PLAN ELIGIBILITY All regular full-time and part-time employees are eligible on their date of hire. CONTRIBUTIONS All contributions are

More information

Westinghouse Electric Company Benefits Summary

Westinghouse Electric Company Benefits Summary Electric Company Benefits Summary Health and Well Being Financial Protection Retirement Benefits Vacation and Holidays Other Company-Provided Benefits Revised April 2015 MEDICAL BENEFITS Carriers: HEALTH

More information

TIAA 2016 Benefits AT A GLANCE

TIAA 2016 Benefits AT A GLANCE TIAA 2016 Benefits AT A GLANCE TIAA is committed to making financial well-being possible for its clients, and the company is equally committed to the well-being of its employees. That s why we offer a

More information

Cornerstone Benefits Highlights. MEDICAL DENTAL VISION and MORE

Cornerstone Benefits Highlights. MEDICAL DENTAL VISION and MORE Cornerstone Benefits Highlights 015 MEDICAL DENTAL VISION and MORE Welcome to Your 2015 Cornerstone Benefit Guide Your Benefits Package As a Cornerstone employee, you are eligible for a number of great

More information

Employee Benefits Summary

Employee Benefits Summary 2015 Employee Benefits Summary 1 The benefits of work worth doing Quintiles cares about its employees and invests in them with resources and incentives that allow them to establish and maintain comfortable

More information

Qualcomm United States Benefits

Qualcomm United States Benefits Qualcomm United States Benefits Our benefits package is deep and comprehensive, providing you and your family extensive protection and security, along with quality, life-enhancing programs. When we day

More information

Health Care. GE Benefits: Adding value beyond your paycheck

Health Care. GE Benefits: Adding value beyond your paycheck Effective January 1, 2014 to December 31, 2014 Health Care Disability Benefits Retirement Plan Life & Other Insurance Programs Work & Family Programs GE Benefits: Adding value beyond your paycheck The

More information

2015 Benefits Highlights

2015 Benefits Highlights FEDERAL RESERVE BANKS www.federalreservebenefits.org 2015 Benefits Highlights What Employee Benefits Do the Federal Reserve Banks Offer?.... 2 Thrift and Retirement Benefits.... 3 Thrift Plan (401(k)

More information

EMPLOYEE BENEFITS PROGRAM

EMPLOYEE BENEFITS PROGRAM EMPLOYEE BENEFITS PROGRAM YOUR HEALTH. YOUR LIFE. YOUR FUTURE. 2014 CRC s benefit plans and programs are designed to provide you and your family with the protection you need today and the opportunity to

More information

CHI Franciscan Health revised as of 1/1/16 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness

CHI Franciscan Health revised as of 1/1/16 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness CHI Franciscan Health revised as of 1/1/16 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.

More information

Summary of Benefits 2015

Summary of Benefits 2015 Summary of Benefits 2015 Total Rewards at Idaho Power! At Idaho Power, we strive to provide a total rewards package that is balanced, competitive and sustainable. Our goal is to attract and retain high-quality

More information

Benefits At A Glance. July 1, 2012 - June 30, 2013. Eligibility. Our Plan Year. ADP s Enrollment Module. Benefit Programs.

Benefits At A Glance. July 1, 2012 - June 30, 2013. Eligibility. Our Plan Year. ADP s Enrollment Module. Benefit Programs. Benefits At A Glance July 1, 2012 - June 30, 2013 ERCOT is committed to assisting employees in maintaining a healthy, productive lifestyle for themselves and their families. We are proud to offer employees

More information

Employee Benefit Summary

Employee Benefit Summary National Heritage Academies offers exceptional benefits as part of a Total Rewards package designed to meet the specific needs of educators. We are committed to the over 43,000 students we serve and to

More information

Employee Benefits Summary. Plan Year 2014/15

Employee Benefits Summary. Plan Year 2014/15 Employee Benefits Summary Plan Year 2014/15 WELCOME -3- Mount Ida College offers a competitive benefits package to all eligible faculty and staff. The following is a summary of the benefit plans offered.

More information

CHI. at a glance. Healthy CHI SPIRIT. St. Anthony Hospital. Physical and financial health and wellness

CHI. at a glance. Healthy CHI SPIRIT. St. Anthony Hospital. Physical and financial health and wellness CHI BENEFITS at a glance St. Anthony Hospital CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace. Not only do we want

More information

2014 BENEFITS HIGHLIGHTS

2014 BENEFITS HIGHLIGHTS 2014 BENEFITS HIGHLIGHTS Your Life. Live Well. At Allergan, benefits are designed to support your health and your retirement goals, and to protect your income and the welfare of your family. In combination,

More information

Employee Benefits 2014. An Overview of Your Benefits Program

Employee Benefits 2014. An Overview of Your Benefits Program Employee Benefits 2014 An Overview of Your Benefits Program Medical 1 Pharmacy 4 Dental 4 Flexible Spending Accounts 6 Life Insurance 7 Disability 8 Additional Benefits 9 Vacation, Personal, Holiday and

More information

your health. your life. your future.

your health. your life. your future. 2015 EMPLOYEE BENEFITS PROGRAM oxylink@oxy.com Ben efit with Oxy your health. your life. your future. Occidental Petroleum Corporation Benefit Plans at a Glance Oxy s benefit plans and programs are designed

More information

Your Special Blend. Rewarding Our Partners

Your Special Blend. Rewarding Our Partners Your Special Blend Rewarding Our Partners Opportunity To make your own path and succeed. If you want the opportunity to make meaningful connections and have an impact every day, become a partner and work

More information

EMPLOYEE BENEFITS SUMMARY

EMPLOYEE BENEFITS SUMMARY BENEFITS SUMMARY MAKING YOUR LIFE BETTER FROM DAY ONE HARRIS HEALTH IS COMMITTED TO CARING FOR THE PEOPLE WHO CARE FOR OUR PATIENTS Our reputation for excellence rests in the capable hands of people like

More information

Caring for those who Care. A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee

Caring for those who Care. A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee Caring for those who Care A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee BENEFITS Your Wellness Matters HCR ManorCare s benefits are a shared investment in your health and well-being.

More information

Summary. of Benefits. for salaried employees. January 1, 2014

Summary. of Benefits. for salaried employees. January 1, 2014 Summary of Benefits for salaried employees January 1, 2014 Wherever you are in your career just starting out or a seasoned professional your benefits represent an important part of your overall compensation.

More information

BENEFITS OUTLINE. An introduction to the valuable benefits available to new and prospective regular employees of the Research Foundation for SUNY

BENEFITS OUTLINE. An introduction to the valuable benefits available to new and prospective regular employees of the Research Foundation for SUNY BENEFITS OUTLINE An introduction to the valuable benefits available to new and prospective regular employees of the Research Foundation for SUNY HEALTH CARE Health Care The RF Health Care plan features

More information

Joy Doyle, Career Development Personal Finance Series 301, 2/25/14

Joy Doyle, Career Development Personal Finance Series 301, 2/25/14 Joy Doyle, Career Development Personal Finance Series 301, 2/25/14 Bring on the Benefits what to know about your offer Soft Offer Initial offering of the job Hard offer Email and/or letter that reiterates

More information

UNIVERSITY OF MISSOURI SYSTEM

UNIVERSITY OF MISSOURI SYSTEM UNIVERSITY OF MISSOURI SYSTEM Your Benefits At A Glance 2015 FACULTY AND STAFF BENEFITS GUIDE What s inside Be prepared & take action 1 Medical plan options 2 Healthy Savings Plan Custom Network Plan PPO

More information

There are three plan packages from which to choose. Dental and vision coverage can be elected separately. See below for level of coverage available.

There are three plan packages from which to choose. Dental and vision coverage can be elected separately. See below for level of coverage available. 2016 Benefits Guide Health Plan Options There are three plan packages from which to choose. Dental and vision coverage can be elected separately. See below for level of coverage available. Bi-Weekly Employee

More information

Benefit Program Summary

Benefit Program Summary Benefit Program Summary The Cleveland Clinic is comprised of ten of Northeast Ohio s most prestigious hospitals and offers its employees career opportunities in state-of-the-art facilities that cover the

More information

Shell Oil Company. 2013 US Summary of Benefits

Shell Oil Company. 2013 US Summary of Benefits Shell Oil Company 2013 US Summary of Benefits The information presented in this document is a high level overview of benefits offered to eligible regular full-time and regular part-time Shell and Motiva

More information

Benefit Highlights March 1, 2012 February 28, 2013

Benefit Highlights March 1, 2012 February 28, 2013 Benefit Highlights March 1, 2012 February 28, 2013 An Industry Leader With a history dating back to 1925, Alliant Insurance Services, Inc. is a leading distributor of diversified insurance products and

More information

2016 Annual Enrollment Benefits Snapshot

2016 Annual Enrollment Benefits Snapshot Farm Credit Foundations 2016 Annual Enrollment Benefits Snapshot Go to FarmCreditFoundations.com to see all 2016 changes including a unique opportunity for some employees to increase their Group Universal

More information

Benefits Summary. For Regular Employees 20 or more hours per week.

Benefits Summary. For Regular Employees 20 or more hours per week. 2013 Benefits Summary Argonne National Laboratory is a U.S. Department of Energy laboratory managed by UChicago Argonne, LLC For Regular Employees 20 or more hours per week. TABLE OF CONTENTS Benefit Eligibility

More information

your Benefits in Brief

your Benefits in Brief your Benefits in Brief Southern California Employees: Non-Union Non-Exempt Salaried Salaried Patient Care Providers For Employees of Kaiser Foundation Hospitals, Kaiser Foundation Health Plan, Inc., KP

More information

The Benefits of Working at Great-West Financial and Empower Retirement

The Benefits of Working at Great-West Financial and Empower Retirement The Benefits of Working at Great-West Financial and Empower Retirement From health and well-being to income protection, long-term financial planning and work-life balance, Great-West Financial and Empower

More information

THE MOUNT SINAI MEDICAL CENTER BENEFITS AT-A-GLANCE 2013

THE MOUNT SINAI MEDICAL CENTER BENEFITS AT-A-GLANCE 2013 THE MOUNT SINAI MEDICAL CENTER BENEFITS AT-A-GLANCE 2013 BENEFLEX Medical Prescription Drug Dental Vision Employee Life Insurance Dependent Life Insurance Accidental Death & Dismemberment Disability Plans

More information

Working at Schwab has its rewards. Benefits and beyond what it means for you.

Working at Schwab has its rewards. Benefits and beyond what it means for you. Working at Schwab has its rewards. Benefits and beyond what it means for you. We ll help you build your career and a healthier, more secure future. Schwab s comprehensive benefits package gives you the

More information

OVERVIEW OF 2015 TEAMMATE BENEFITS PACKAGE

OVERVIEW OF 2015 TEAMMATE BENEFITS PACKAGE Page 1 CHS LiveWELL Health Plan OVERVIEW OF 2015 TEAMMATE BENEFITS PACKAGE CHOICE 30 with HEALTH SAVINGS ACCOUNT Eligibility: 24 or more standard hours per week The Choice 30 health plan offers you control

More information

Get to know the benefits of working at Aetna Smart. Innovative. Dedicated.

Get to know the benefits of working at Aetna Smart. Innovative. Dedicated. Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Get to know the benefits of working at Aetna Smart. Innovative. Dedicated. www.aetna.com 00.02.362.1 C (7/12)

More information

2015 Benefits Summary

2015 Benefits Summary 2015 Benefits Summary University of North Carolina Health Care System UNC Health Care is committed to offering a competitive benefits program for UNC Health Care employees. Our benefits options extend

More information

PHYSICIAN S GUIDE TO BENEFITS

PHYSICIAN S GUIDE TO BENEFITS PHYSICIAN S GUIDE TO BENEFITS OVERVIEW The comprehensive benefits and compensation package offered by the Southern California Permanente Medical Group (SCPMG) enables physicians to focus on what they

More information

2013-2014 Benefits Summary

2013-2014 Benefits Summary 2013-2014 Benefits Summary Welcome! Personal needs greatly influence the choices we make in our daily lives. This is true even in the selection of health, life and supplemental benefits. Aurobindo Pharma

More information

ARCHDIOCESE OF ST. LOUIS. Employee Benefit Plan 2015 2016. Employee Benefits Guide

ARCHDIOCESE OF ST. LOUIS. Employee Benefit Plan 2015 2016. Employee Benefits Guide ARCHDIOCESE OF ST. LOUIS Employee Benefit Plan 2015 2016 Employee Benefits Guide Office of Human Resources Cardinal Rigali Center 20 Archbishop May Drive St. Louis, MO 63119-5004 314.792.7546 314.792.7548

More information

Compass Group Benefits Department 800-341-7763 benefits.department@compass-usa.com Online Benefits Center at www.altogethergreat.

Compass Group Benefits Department 800-341-7763 benefits.department@compass-usa.com Online Benefits Center at www.altogethergreat. Compass Group Benefits Department 800-341-7763 benefits.department@compass-usa.com Online Benefits Center at www.altogethergreat.com Look Beyond Your Paycheck To be an employer of choice, Compass Group

More information

Insurance & Perks Transcript

Insurance & Perks Transcript Slide1. Slide2. Slide3. Slide4. Slide5. Slide6. Slide7. Slide8. Slide9. Slide10. Slide11. Welcome to Florida State University. This is an overview of the Insurance options and additional perks available

More information

Electing Pre-tax Dollars To Pay For Your Health Care Expenses

Electing Pre-tax Dollars To Pay For Your Health Care Expenses Electing Pre-tax Dollars To Pay For Your Health Care Expenses FSA LPF HSA Your Benefit Options Based On Your Health Insurance Plan BENEFIT OPTIONS You Have Elected a Traditional Health Plan... Low or no

More information

Benefits Open Enrollment Frequently Asked Questions

Benefits Open Enrollment Frequently Asked Questions Benefits Open Enrollment Frequently Asked Questions Plan year: July 1, 2014, through June 30, 2015 Open Enrollment begins May 15 and ends May 30. You must enroll in order to receive medical, prescription,

More information

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications BENEFITS OVERVIEW At Regis University, we know that benefits are important to an employee s financial security and sense of well-being. Regis University is pleased to offer employees a competitive benefits

More information

Joining the Marathon Oil Team

Joining the Marathon Oil Team A Rewarding Challenge Joining the Marathon Oil Team Thank You for Your Interest in Marathon Oil Marathon Oil is committed to fostering an environment of inclusion and mutual respect that promotes individual

More information

inside LIVE SMART. PLAN SMART. HEALTH AND WELLNESS PROGRAM...8 mynurseline SM Service...8 Health-support Resources...8

inside LIVE SMART. PLAN SMART. HEALTH AND WELLNESS PROGRAM...8 mynurseline SM Service...8 Health-support Resources...8 2014 BENEFITS HIGHLIGHTS F E D E R A L R E S E RV E B A N K S > WWW. FE D E R A LR E S E R V E B E N E FI T S. O R G B E N E F I T S inside WHAT EMPLOYEE BENEFITS DO THE FEDERAL RESERVE BANKS OFFER?...2

More information

2015 Benefits at a Glance PART-TIME EMPLOYEES

2015 Benefits at a Glance PART-TIME EMPLOYEES 2015 Benefits at a Glance Important Note CNA Benefits at a Glance provides highlights of the employee benefit programs available to you as a CNA employee. Neither this document nor Company policies and

More information

2016 Benefits at a Glance FULL-TIME EMPLOYEES

2016 Benefits at a Glance FULL-TIME EMPLOYEES 2016 Benefits at a Glance Important Note CNA Benefits at a Glance provides highlights of the employee benefit programs available to you as a CNA employee. Neither this document nor Company policies and

More information

PHYSICIAN BENEFITS SUMMARY. In the new world of health care, Steward Health Care System has you and your family covered.

PHYSICIAN BENEFITS SUMMARY. In the new world of health care, Steward Health Care System has you and your family covered. PHYSICIAN BENEFITS SUMMARY In the new world of health care, Steward Health Care System has you and your family covered. DEAR COLLEAGUE, Steward Health Care understands that selecting a health care organization

More information

Florida State University Summary of Benefits. Benefit Description Cost Effective Date Eligibility Enrollment

Florida State University Summary of Benefits. Benefit Description Cost Effective Date Eligibility Enrollment Sick Leave Accrued paid time off for illness, injury, or appointments with health care providers for the employee or the employee's immediate family member. Each pay period the employee accrues 4 hours.

More information

UNIVERSITY POLICE BENEFITS SUMMARY

UNIVERSITY POLICE BENEFITS SUMMARY UNIVERSITY POLICE BENEFITS SUMMARY Medical Insurance Bradley University offers an Exclusive Provider Organization (EPO) and a Qualified High Deductible Health Plan (QHDHP) with two network options. The

More information

Shell Oil Company. 2014 US Summary of Benefits

Shell Oil Company. 2014 US Summary of Benefits Shell Oil Company 2014 US Summary of Benefits The information presented in this document is a high level overview of benefits offered to eligible regular full-time and regular part-time Shell and Motiva

More information

RUSH BENEFITS GUIDE. grow WEALTH. choose HEALTH. develop CAREER

RUSH BENEFITS GUIDE. grow WEALTH. choose HEALTH. develop CAREER 2014 RUSH BENEFITS GUIDE choose HEALTH grow WEALTH develop CAREER CHANGES TO RUSH EMPLOYEE BENEFITS FOR 2014 Rush provides you with a full range of affordable employee benefits to enhance your health,

More information

HEALTH, DENTAL, VISION, FLEXIBLE BENEFITS, LIFE AND DISABILITY INSURANCE

HEALTH, DENTAL, VISION, FLEXIBLE BENEFITS, LIFE AND DISABILITY INSURANCE Benefits at VHQC VHQC is pleased to offer what we believe is one of the most comprehensive benefits programs in the Richmond-employer marketplace. The following is a brief description of the benefits available

More information

Summary of Employee Benefits for 2015

Summary of Employee Benefits for 2015 Summary of Employee Benefits for 2015 Health Insurance: Anthem Blue Cross Blue Shield of Colorado Effective Date: 1st day of month following employment There are no pre-existing illness exclusions beginning

More information

Benefits Summary for UAB Hospital Management LLC Employees www.uab.edu/benefits

Benefits Summary for UAB Hospital Management LLC Employees www.uab.edu/benefits Benefits Summary for UAB Hospital Management LLC www.uab.edu/benefits HUMAN RESOURCE MANAGEMENT Health Care, Dental, and Vision Plans For new employees, coverage under UAB s group health care, dental,

More information

EMPLOYEE BENEFIT SUMMARY

EMPLOYEE BENEFIT SUMMARY 2013 EMPLOYEE BENEFIT SUMMARY Retirement Employees can choose to participate in the Lamar Employee Pension Plan or Social Security. If the employee chooses to participate in the Lamar Employee Pension

More information

RUSH BENEFITS GUIDE. grow WEALTH. choose HEALTH. develop CAREER

RUSH BENEFITS GUIDE. grow WEALTH. choose HEALTH. develop CAREER 2015 RUSH BENEFITS GUIDE choose HEALTH grow WEALTH develop CAREER PUTTING RUSH BENEFITS TO WORK FOR YOU Rush is committed to having the best people, the best quality and the highest value. Your employee

More information

Resident Physicians. Southern California Region. For prospective employees

Resident Physicians. Southern California Region. For prospective employees Resident Physicians Southern California Region For prospective employees 2015 Kaiser Permanente is committed to providing its employees with a competitive total compensation package that includes more

More information

Welcome to Colliers!

Welcome to Colliers! Welcome to Colliers! YOU MUST TAKE ACTION Everyone will need to log in to ColliersBenefits.com to enroll or decline coverage in Colliers benefits by end of day November 20 th. We are pleased to announce,

More information

Benefits Summary for UAB Employees www.uab.edu/benefits

Benefits Summary for UAB Employees www.uab.edu/benefits Benefits Summary for UAB www.uab.edu/benefits HUMAN RESOURCE MANAGEMENT Health Care, Dental, and Vision Plans For new employees, coverage under UAB s group health care, dental, or vision plans will begin

More information

Your Special Blend. Rewarding Our Partners

Your Special Blend. Rewarding Our Partners Your Special Blend Rewarding Our Partners Opportunity To make your own path and succeed. If you want the opportunity to make meaningful connections and have an impact every day, become a partner and work

More information

Employee Benefits 2015. An Overview of Your Benefits Program

Employee Benefits 2015. An Overview of Your Benefits Program Employee Benefits 2015 An Overview of Your Benefits Program Medical 1 Pharmacy 4 Financial Protection 4 Dental 5 Flexible Spending Accounts 6 Life Insurance 7 Disability 8 Additional Benefits 9 Vacation,

More information

2014 2014 2014 Benefits Plan Highlights 2014

2014 2014 2014 Benefits Plan Highlights 2014 2014 2014 2014 2014 Benefits Plan Highlights 2014 Table of Contents Core Benefits... 3 Life Insurance... 3 Accidental Death & Dismemberment (AD&D) Insurance... 3 Short- Term Disability Coverage... 3 Long

More information

SIMNSA Health Plan & Other Benefits Summary of Coverage For Salaried TEAM Members Effective January 1, 2016

SIMNSA Health Plan & Other Benefits Summary of Coverage For Salaried TEAM Members Effective January 1, 2016 SIMNSA Health Plan & Other Benefits Summary of Coverage For Salaried TEAM Members Effective January 1, 2016 This Summary of Coverage contains only the highlights of the employee welfare benefit plans available

More information

EMPLOYEE BENEFITS OVERVIEW

EMPLOYEE BENEFITS OVERVIEW EMPLOYEE BENEFITS OVERVIEW 2 0 15 You are eligible to participate on the date you become an employee regularly scheduled to work at least 30 hours per week. If any of the information in this summary differs

More information